← Insiders

VRSK

VENTE TOTALE: 9 570 titres (~1 929 957,95 $ US)

Insiders
Shavel Lee
Total bought
Total sold
$1,929,958
Last activity
2026-09-01
Last synced
2026-09-07 10:23:47 Synced via automated research pipeline

Insider holdings as a share of total assets aren't available for this company.

Price (1 year)

Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.

Market snapshot

Signal

Neutral signal Scored 2026-09-04

VRSK shows decent profitability and liquidity management, but high financial leverage with a debt service coverage ratio below 1.0 raises meaningful solvency concerns.

The first sentence of the analysis written for VRSK on 2026-09-04 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.

Financial ratios

MetricTrend2025-12-312024-12-312023-12-312022-12-312021-12-31
Gross Profit Margin67.3%68.7%67.3%67.0%65.3%
Ebit Margin44.9%47.0%42.6%56.1%37.1%
Ebitda Margin54.9%57.6%53.1%69.7%52.7%
Operating Profit Margin44.6%43.5%42.2%56.3%37.0%
Pretax Profit Margin38.1%42.6%38.3%50.6%31.9%
Continuous Operations Profit Margin29.6%33.0%28.7%41.7%24.7%
Net Profit Margin29.6%33.2%22.9%38.2%27.1%
Bottom Line Profit Margin29.6%33.2%22.9%38.2%27.1%
Current Ratio1.2020.7361.0500.3990.491
Quick Ratio1.2020.7361.0500.3990.491
Solvency Ratio0.2070.3040.2220.2490.211
Cash Ratio0.9470.2350.3920.0490.061
Price To Earnings Ratio34.36140.86557.00729.20955.517
Price To Earnings Growth Ratio-10.0690.671-1.8610.627-9.352
Forward Price To Earnings Growth Ratio-10.0690.671-1.8610.627-9.352
Price To Earnings Diluted Ratio34.46741.04857.28129.40356.061
Price To Earnings Diluted Growth Ratio-10.5120.674-1.8780.625-10.505
Price To Book Ratio100.658391.146112.97615.92513.143
Price To Sales Ratio10.12213.58713.06111.15615.033
Price To Free Cash Flow Ratio26.09642.55442.16035.51941.720
Price To Operating Cash Flow Ratio21.66034.22533.01826.30632.031
Debt To Assets Ratio0.8130.7610.7090.5680.458
Debt To Equity Ratio16.30232.4269.9852.2611.270
Debt To Capital Ratio0.9420.9700.9090.6930.559
Long Term Debt To Capital Ratio0.9160.9620.9010.5720.454
Financial Leverage Ratio20.05042.60414.0843.9792.772
Working Capital Turnover Ratio44.597-19.970-3.957-2.139-3.123
Operating Cash Flow Ratio0.6240.9231.3750.4570.625
Operating Cash Flow Sales Ratio0.4670.3970.3960.4240.469
Free Cash Flow Operating Cash Flow Ratio0.8300.8040.7830.7410.768
Debt Service Coverage Ratio0.8352.21210.0890.9951.029
Interest Coverage Ratio8.01510.0639.79810.1337.176
Short Term Operating Cash Flow Coverage Ratio0.9352.2890.0000.7621.204
Operating Cash Flow Coverage Ratio0.2850.3520.3430.2680.323
Capital Expenditure Coverage Ratio5.8835.1094.6123.8554.306
Dividend Paid And Capex Coverage Ratio2.9002.5702.4852.2542.531
Dividend Payout Ratio0.2760.2310.3200.2050.282
Enterprise Value Multiple20.11625.38026.55418.20631.211

Sparkline shows each ratio oldest → newest (left → right).

How the latest year compares

For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. higher lower

MetricCurrentvs 1Y agovs 5Y avg
Gross Profit Margin 67.3% -1.4% 0.2%
Ebit Margin 44.9% -2.1% -0.6%
Ebitda Margin 54.9% -2.6% -2.7%
Operating Profit Margin 44.6% 1.1% -0.1%
Pretax Profit Margin 38.1% -4.5% -2.2%
Continuous Operations Profit Margin 29.6% -3.4% -2.0%
Net Profit Margin 29.6% -3.7% -0.6%
Bottom Line Profit Margin 29.6% -3.7% -0.6%
Current Ratio 1.202 0.466 0.427
Quick Ratio 1.202 0.466 0.427
Solvency Ratio 0.207 -0.097 -0.032
Cash Ratio 0.947 0.712 0.610
Price To Earnings Ratio 34.361 -6.504 -9.031
Price To Earnings Growth Ratio -10.069 -10.741 -6.072
Forward Price To Earnings Growth Ratio -10.069 -10.741 -6.072
Price To Earnings Diluted Ratio 34.467 -6.581 -9.185
Price To Earnings Diluted Growth Ratio -10.512 -11.186 -6.193
Price To Book Ratio 100.658 -290.489 -26.112
Price To Sales Ratio 10.122 -3.465 -2.470
Price To Free Cash Flow Ratio 26.096 -16.458 -11.514
Price To Operating Cash Flow Ratio 21.660 -12.566 -7.788
Debt To Assets Ratio 0.813 0.052 0.151
Debt To Equity Ratio 16.302 -16.124 3.853
Debt To Capital Ratio 0.942 -0.028 0.127
Long Term Debt To Capital Ratio 0.916 -0.046 0.155
Financial Leverage Ratio 20.050 -22.554 3.352
Working Capital Turnover Ratio 44.596 64.567 41.515
Operating Cash Flow Ratio 0.624 -0.299 -0.177
Operating Cash Flow Sales Ratio 0.467 0.070 0.037
Free Cash Flow Operating Cash Flow Ratio 0.830 0.026 0.045
Debt Service Coverage Ratio 0.835 -1.377 -2.197
Interest Coverage Ratio 8.015 -2.048 -1.022
Short Term Operating Cash Flow Coverage Ratio 0.935 -1.354 -0.103
Operating Cash Flow Coverage Ratio 0.285 -0.067 -0.029
Capital Expenditure Coverage Ratio 5.883 0.773 1.130
Dividend Paid And Capex Coverage Ratio 2.900 0.330 0.352
Dividend Payout Ratio 0.277 0.045 0.013
Enterprise Value Multiple 20.116 -5.264 -4.177

Key metrics

MetricTrend20252024202320222021
Market cap$31.10B$39.15B$35.02B$27.86B$37.02B
Enterprise value$33.96B$42.11B$37.82B$31.70B$40.48B
EV / Sales11.05x14.61x14.10x12.70x16.44x
EV / Op. cash flow23.65x36.81x35.65x29.93x35.03x
EV / Free cash flow28.49x45.77x45.52x40.42x45.62x
EV / EBITDA20.12x25.38x26.55x18.21x31.21x
Net debt / EBITDA1.69x1.78x1.96x2.21x2.67x
Current ratio1.20x0.74x1.05x0.40x0.49x
Income quality1.58x1.20x1.73x1.11x1.74x
Graham number$18$10$14$39$40
Graham net-net-$24-$24-$24-$31-$28
Tax burden77.5%77.9%59.8%75.6%84.7%
Interest burden84.9%90.8%89.9%90.1%86.1%
Working capital$465.1M-$327.3M$38.7M-$1.39B-$940.6M
Invested capital$3.41B$2.55B$3.07B$1.51B$2.34B
Return on assets14.7%22.5%14.1%13.7%8.5%
Operating ROA26.2%29.1%20.0%19.0%11.9%
Return on tangible assets22.9%44.6%28.8%20.0%12.6%
Return on equity293.9%956.5%198.2%54.6%23.7%
Return on invested capital19.6%27.2%23.2%19.1%10.1%
Return on capital employed35.2%41.4%31.5%30.3%15.3%
Earnings yield2.9%2.4%1.8%3.4%1.8%
Free cash flow yield3.8%2.3%2.4%2.8%2.4%
Capex / Op. cash flow17.0%19.6%21.7%25.9%23.2%
Capex / Depreciation74.7%73.2%81.7%80.8%70.0%
Capex / Sales7.9%7.8%8.6%11.0%10.9%
SG&A / Sales14.7%14.2%14.6%15.3%12.7%
R&D / Sales0.0%0.0%0.0%0.0%0.0%
Stock comp / Sales1.8%1.7%2.0%2.3%2.3%
Intangibles / Total assets35.9%49.7%51.1%31.3%32.4%
Days sales outstanding56d66d49d49d51d
Days payables outstanding27d35d66d57d39d
Operating cycle56d66d49d49d51d
Cash conversion cycle29d31d-17d-8d11d

Change by theme

Grouped by what each metric measures. Each figure is the change over the period shown — up down versus then.

Change over 1 year

Valuation
Market cap ▼-20.6%EV / Sales ▼-24.4%EV / EBITDA ▼-20.7%EV / Op. cash flow ▼-13.157Earnings yield ▲+0.005Graham number ▲+7.742
Profitability
Return on equity ▼-6.626Return on assets ▼-0.078Return on invested capital ▼-0.076Return on capital employed ▼-0.063Operating ROA ▼-0.029Income quality ▲+0.386Tax burden ▼-0.004
Efficiency
Days sales outstanding ▼-9.647Days payables outstanding ▼-8.032Operating cycle ▼-9.647Cash conversion cycle ▼-1.615Capex / Sales ▲+0.002R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.466Net debt / EBITDA ▼-0.087Working capital ▲+792400000.000Invested capital ▲+858000000.000Intangibles / Total assets ▼-0.138

Change over 5 years

Valuation
Market cap ▼-16.0%EV / Sales ▼-32.8%EV / EBITDA ▼-35.5%EV / Op. cash flow ▼-11.378Earnings yield ▲+0.011Graham number ▼-22.078
Profitability
Return on equity ▲+2.703Return on assets ▲+0.061Return on invested capital ▲+0.095Return on capital employed ▲+0.199Operating ROA ▲+0.143Income quality ▼-0.154Tax burden ▼-0.072
Efficiency
Days sales outstanding ▲+5.337Days payables outstanding ▼-12.819Operating cycle ▲+5.337Cash conversion cycle ▲+18.156Capex / Sales ▼-0.030R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.711Net debt / EBITDA ▼-0.978Working capital ▲+1405700000.000Invested capital ▲+1066900000.000Intangibles / Total assets ▲+0.035

Employee count

Peer market caps

Congressional trades

Recent trades

DateRepresentativeTypeAmount
2026-06-16Gilbert Ray CisnerosPurchase$1,001 - $15,000
2026-05-15Gilbert Ray CisnerosPurchase$1,001 - $15,000
2026-04-13Ro KhannaPurchase$1,001 - $15,000
2026-02-10Gilbert Ray CisnerosPurchase$1,001 - $15,000
2026-01-13Ro KhannaPurchase$15,001 - $50,000
2026-01-09Gilbert Ray CisnerosSale (Full)$1,001 - $15,000
2026-01-07Richard Ray LarsenSale$1,001 - $15,000
2025-12-19Gilbert Ray CisnerosSale (Partial)$1,001 - $15,000
2025-11-18Gilbert Ray CisnerosPurchase$1,001 - $15,000
2025-11-03Julie JohnsonSale$1,001 - $15,000
2025-10-30Julie JohnsonPurchase$1,001 - $15,000
2025-10-30Julie JohnsonSale$1,001 - $15,000
2025-09-29Ro KhannaPurchase$1,001 - $15,000
2025-09-23Val HoyleSale (Full)$1,001 - $15,000
2025-09-05Ro KhannaSale$1,001 - $15,000
2025-08-26Ro KhannaSale$1,000 - $15,000
2025-08-26Ro KhannaSale$1,001 - $15,000
2025-01-07Richard Ray LarsenPurchase$1,001 - $15,000
2024-10-29Val HoylePurchase$1,001 - $15,000
2023-10-26Ro KhannaSale$50,001 - $100,000
2023-10-17Ro KhannaSale$1,001 - $15,000
2023-08-21Ro KhannaSale$1,001 - $15,000
2023-07-18Ro KhannaSale$1,001 - $15,000
2023-06-29Ro KhannaSale$15,001 - $50,000
2023-06-26Ro KhannaPurchase$1,001 - $15,000
2023-05-23Ro KhannaPurchase$1,001 - $15,000
2023-02-06Josh S. GottheimerSale (Full)$1,001 - $15,000
2022-12-06Ro KhannaSale$1,001 - $15,000
2022-11-30Susie LeeSale (Full)$1,001 - $15,000
2022-09-06Ro KhannaPurchase$1,001 - $15,000
2022-06-17Alan LowenthalPurchase$1,001 - $15,000
2022-06-16Ro KhannaPurchase$1,001 - $15,000
2022-06-16Alan LowenthalPurchase$1,001 - $15,000
2022-05-10Ro KhannaSale$1,001 - $15,000
2022-04-11Ro KhannaPurchase$1,001 - $15,000
2022-02-17Ro KhannaSale$15,001 - $50,000
2022-02-04Josh S. GottheimerPurchase$1,001 - $15,000
2021-05-19Alan LowenthalPurchase$1,001 - $15,000
2021-02-25Alan LowenthalPurchase$1,001 - $15,000
2021-02-25Alan LowenthalPurchase$15,001 - $50,000
2021-02-16Peter MeijerSale (Full)$1,001 - $15,000
2020-11-25Gilbert Ray CisnerosSale (Partial)$1,001 - $15,000
2020-11-24Gilbert Ray CisnerosSale (Partial)$1,001 - $15,000
2020-11-18Gilbert Ray CisnerosPurchase$1,001 - $15,000
2020-10-13Greg GianforteSale (Partial)$1,001 - $15,000
2020-09-23Gilbert Ray CisnerosSale (Partial)$1,001 - $15,000
2020-08-05Gilbert Ray CisnerosSale (Partial)$1,001 - $15,000
2020-08-04Gilbert Ray CisnerosSale (Partial)$1,001 - $15,000
2020-03-18Gilbert Ray CisnerosPurchase$1,001 - $15,000

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