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Neutral signalScored 2026-10-26 Drivers: Congress, trend, fundamentals. Moteurs : Congrès, tendance, fondamentaux.

Research, not advice.

À propos

Guidewire Software, Inc.

Nom
Guidewire Software, Inc.
Secteur
Technology
Industrie
Software - Application
Bourse
NYSE
Capitalisation
$15.5B
Employés
4,174
PDG
Michael George Rosenbaum
Site web
https://www.guidewire.com
Marché
CCCCRD-ARDZNWVRSK

Guidewire Software, Inc. is a global supplier of software solutions tailored for the property and casualty insurance industry. Its primary offering is Guidewire InsuranceSuite, a comprehensive platform that incorporates core applications like PolicyCenter, BillingCenter, and ClaimCenter. The company also furnishes Guidewire InsuranceNow, a cloud-native platform providing integrated policy, billing, and claims administration for insurers, alongside a self-managed version of the InsuranceSuite. Guidewire's product portfolio extends to specialized management tools, including Rating Management for accurate insurance product pricing, Reinsurance Management for executing rules-based reinsurance strategies throughout underwriting and claims processes, Client Data Management for effective utilization of customer information, and Product Content Management, which provides software tools and standardized templates to streamline the introduction and modification of insurance products. Further innovative solutions encompass Guidewire Underwriting Management, a cloud-based business application; AppReader, designed for efficient submission intake; a specialized Guidewire ClaimCenter Package that supports the unique claims workflows of the London Market; Digital Engagement Applications enabling insurers to deliver seamless digital experiences to customers, agents, and vendors across various devices; and Guidewire for Salesforce, which integrates crucial customer policy and claims data. Additionally, the company provides a robust data and analytics suite, featuring cloud-native Predictive Analytics applications, Risk Insights to help insurers evaluate emerging risks, Business Intelligence tools for performance measurement, DataHub as an operational data store, and InfoCenter for business intelligence warehousing. Guidewire also offers extensive implementation, integration, and professional services to support its clients. Established in 2001, Guidewire Software, Inc. maintains its corporate headquarters in San Mateo, California.

Price (1 year)

Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.

VENTE TOTALE: 79 490 titres (~11 602 046,42 $ US)

Insiders
Rosenbaum Michael George
Total bought
—

Avg buy (VWAP, 90d window) —

Total sold
$30,275,465

Avg sell (VWAP, 90d window) $152.15 vs last close $183.96 (+20.9%)

Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.

$23,341,910 of that total is under a Rule 10b5-1 plan. It is shown here and left out of the score.

Last activity
2026-10-26
Liquidity
Liquid $219,780,608/day · 20d vol
Last synced
2026-10-26 22:35:44 Synced via automated research pipeline

Sign in to request a sync of this company's price history and timing levels.

Insider holdings as a share of total assets aren't available for this company.

Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.

Recent Form 4

Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.

Date Person Side Shares Price Value Form 4
2026-10-20 Mullen John P Sell · S 5,400 $185.00 $999,000 Form 4
2026-10-19 Rosenbaum Michael George Sell · S 1,200 $167.90 $201,480 Form 4
2026-10-12 Rosenbaum Michael George Sell · S · 10b5-1 1,200 $168.97 $202,764 Form 4
2026-10-09 King James Winston Sell · S · 10b5-1 9,187 $168.00 $1,543,416 Form 4
2026-10-05 Rosenbaum Michael George Sell · S · 10b5-1 1,200 $152.52 $183,024 Form 4
2026-09-28 Rosenbaum Michael George Sell · S · 10b5-1 1,200 $142.65 $171,180 Form 4
2026-09-21 Rosenbaum Michael George Sell · S · 10b5-1 1,200 $145.92 $175,104 Form 4
2026-09-18 Cooper Jeffrey Elliott Sell · S · 10b5-1 994 $144.98 $144,110 Form 4
2026-09-18 King James Winston Sell · S · 10b5-1 1,381 $144.98 $200,217 Form 4
2026-09-17 Cooper Jeffrey Elliott Sell · S · 10b5-1 23,234 $144.47 $3,356,658 Form 4
2026-09-17 King James Winston Sell · S · 10b5-1 11,814 $144.47 $1,706,784 Form 4
2026-09-17 Mullen John P Sell · S 39,683 $144.47 $5,733,074 Form 4
2026-09-17 Peterson David Franklin Sell · S · 10b5-1 1,905 $144.47 $275,219 Form 4
2026-09-17 Rosenbaum Michael George Sell · S · 10b5-1 72,290 $144.47 $10,443,866 Form 4
2026-09-14 Rosenbaum Michael George Sell · S · 10b5-1 1,200 $145.87 $175,044 Form 4
2026-09-08 Rosenbaum Michael George Sell · S · 10b5-1 1,200 $160.52 $192,624 Form 4
2026-08-31 Rosenbaum Michael George Sell · S · 10b5-1 1,200 $204.44 $245,328 Form 4
2026-08-27 Peterson David Franklin Sell · S · 10b5-1 2,500 $200.00 $500,000 Form 4
2026-08-25 Mullen John P Sell · S · 10b5-1 1,800 $188.46 $339,228 Form 4
2026-08-24 Rosenbaum Michael George Sell · S · 10b5-1 1,200 $187.82 $225,384 Form 4
2026-08-19 Mullen John P Sell · S · 10b5-1 14,400 $185.00 $2,664,000 Form 4
2026-08-17 Rosenbaum Michael George Sell · S · 10b5-1 1,200 $172.88 $207,456 Form 4
2026-08-10 Rosenbaum Michael George Sell · S · 10b5-1 1,200 $169.50 $203,400 Form 4
2026-08-03 Rosenbaum Michael George Sell · S · 10b5-1 1,200 $155.92 $187,104 Form 4

Sales marked 10b5-1 are scheduled in advance and don't count toward the Quorum score. Les ventes marquées 10b5-1 sont planifiées à l'avance et ne pèsent pas dans le score Quorum.

Congressional trades

STOCK Act disclosures (90-day window)

Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.

No STOCK Act disclosures for this company in this window.

Recent trades

DateRepresentativeTypeAmount
2025-08-13Lisa C. McClainSale (Full)$1,001 - $15,000
2025-08-04Lisa C. McClainPurchase$1,001 - $15,000
2025-06-24Lisa C. McClainSale (Full)$1,001 - $15,000
2025-06-17Lisa C. McClainPurchase$1,001 - $15,000
2025-05-23Robert P. BresnahanSale (Full)$1,001 - $15,000
2024-01-10Ro KhannaSale$1,001 - $15,000
2022-12-06Ro KhannaPurchase$1,001 - $15,000
2022-05-05Ro KhannaSale$1,001 - $15,000
2022-02-17Ro KhannaPurchase$1,001 - $15,000
2020-10-28Greg GianfortePurchase$100,001 - $250,000
2018-12-24Greg GianfortePurchase$100,001 - $250,000
2018-11-21Greg GianforteSale (Full)$100,001 - $250,000
2018-10-26Greg GianfortePurchase$100,001 - $250,000
2018-07-02Lamar Seeligson SmithSale (Partial)$1,001 - $15,000

Signal

Neutral signalScored 2026-10-26 Drivers: Congress, trend, fundamentals. Moteurs : Congrès, tendance, fondamentaux.

The 0-100 score behind this signal and the full written analysis are part of Plus. See plans.

Neutral signal Drivers: Congress, trend, fundamentals. Moteurs : Congrès, tendance, fondamentaux.

Factor checklist — research, not advice

A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.

  • Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
  • Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
  • Congress Supports a bullish reading. 2 purchase disclosures year to date
  • Timing Supports a bullish reading. Interesting trend — weekly bias up
  • Financial indicators Supports a bullish reading. Current ratio 1.79 · operating margin 10%

Suggested stop 150.75, nearest stored support minus 0.5 ATR(18.1% under the last close). Reward/risk to the next stored resistance is 0.14. Wait — that reward/risk is under 2. Research, not advice. Not an order.

Recent news

Market snapshot

Financial ratios

MetricTrend2026-07-312025-07-312024-07-312023-07-312022-07-31
Gross Profit Margin64.2%62.5%59.5%50.6%46.4%
Ebit Margin12.0%5.2%-2.0%-14.1%-25.9%
Ebitda Margin13.9%7.2%0.2%-11.3%-21.7%
Operating Profit Margin10.2%3.4%-5.4%-16.5%-24.5%
Pretax Profit Margin11.1%4.1%-2.7%-14.8%-28.3%
Continuous Operations Profit Margin9.4%5.8%-0.6%-12.4%-22.2%
Net Profit Margin9.4%5.8%-0.6%-12.4%-22.2%
Bottom Line Profit Margin9.4%5.8%-0.6%-12.4%-22.2%
Current Ratio1.7862.7671.5472.9463.712
Quick Ratio1.7862.7671.5472.9463.712
Solvency Ratio0.1210.0740.018-0.105-0.180
Cash Ratio0.5611.2830.6541.0761.796
Price To Earnings Ratio92.085272.554-2,022.507-62.368-35.856
Price To Earnings Growth Ratio0.932-0.22421.3921.684-0.211
Forward Price To Earnings Growth Ratio0.932-0.22421.3921.684-0.211
Price To Earnings Diluted Ratio92.646279.284-2,022.507-62.368-35.856
Price To Earnings Diluted Growth Ratio0.904-0.23421.3921.684-0.211
Price To Book Ratio10.54813.0169.1975.8114.459
Price To Sales Ratio8.53415.77412.5957.6997.965
Price To Free Cash Flow Ratio33.34064.27069.684332.423-108.388
Price To Operating Cash Flow Ratio32.30963.04463.088181.541-170.598
Debt To Assets Ratio0.2730.2630.1990.2210.210
Debt To Equity Ratio0.5890.4910.3300.3740.328
Debt To Capital Ratio0.3710.3290.2480.2720.247
Long Term Debt To Capital Ratio0.3620.3160.0000.2490.198
Financial Leverage Ratio2.1591.8671.6581.6911.562
Working Capital Turnover Ratio1.9871.6931.6561.1030.825
Operating Cash Flow Ratio0.5860.5520.2340.103-0.112
Operating Cash Flow Sales Ratio0.2640.2500.2000.042-0.047
Free Cash Flow Operating Cash Flow Ratio0.9690.9810.9050.5461.574
Debt Service Coverage Ratio13.5514.5150.057-11.957-6.554
Interest Coverage Ratio11.2823.109-7.802-22.259-10.256
Short Term Operating Cash Flow Coverage Ratio0.00028.8240.4910.0000.000
Operating Cash Flow Coverage Ratio0.5540.4200.4420.086-0.080
Capital Expenditure Coverage Ratio32.32552.40710.5662.203-1.742
Dividend Paid And Capex Coverage Ratio32.32552.40710.5662.203-1.742
Dividend Payout Ratio0.0000.0000.0000.0000.000
Enterprise Value Multiple62.912219.8195,542.932-68.432-35.884

Sparkline shows each ratio oldest → newest (left → right).

How the latest year compares

For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower

MetricCurrentvs 1Y agovs 5Y avg
Gross Profit Margin 64.2% ▲1.7% ▲7.6%
Ebit Margin 12.0% ▲6.8% ▲17.0%
Ebitda Margin 13.9% ▲6.7% ▲16.3%
Operating Profit Margin 10.2% ▲6.8% ▲16.8%
Pretax Profit Margin 11.1% ▲7.0% ▲17.2%
Continuous Operations Profit Margin 9.4% ▲3.6% ▲13.4%
Net Profit Margin 9.4% ▲3.6% ▲13.4%
Bottom Line Profit Margin 9.4% ▲3.6% ▲13.4%
Current Ratio 1.786 ▼-0.981 ▼-0.765
Quick Ratio 1.786 ▼-0.981 ▼-0.765
Solvency Ratio 0.121 ▲0.047 ▲0.135
Cash Ratio 0.561 ▼-0.722 ▼-0.513
Price To Earnings Ratio 92.085 ▼-180.469 ▲443.303
Price To Earnings Growth Ratio 0.932 ▲1.156 ▼-3.783
Forward Price To Earnings Growth Ratio 0.932 ▲1.156 ▼-3.783
Price To Earnings Diluted Ratio 92.646 ▼-186.638 ▲442.406
Price To Earnings Diluted Growth Ratio 0.904 ▲1.139 ▼-3.803
Price To Book Ratio 10.548 ▼-2.468 ▲1.942
Price To Sales Ratio 8.534 ▼-7.240 ▼-1.979
Price To Free Cash Flow Ratio 33.340 ▼-30.930 ▼-44.926
Price To Operating Cash Flow Ratio 32.309 ▼-30.735 ▼-1.568
Debt To Assets Ratio 0.273 ▲0.010 ▲0.040
Debt To Equity Ratio 0.589 ▲0.098 ▲0.167
Debt To Capital Ratio 0.371 ▲0.041 ▲0.077
Long Term Debt To Capital Ratio 0.362 ▲0.046 ▲0.137
Financial Leverage Ratio 2.159 ▲0.291 ▲0.371
Working Capital Turnover Ratio 1.987 ▲0.294 ▲0.534
Operating Cash Flow Ratio 0.587 ▲0.034 ▲0.314
Operating Cash Flow Sales Ratio 0.264 ▲0.014 ▲0.122
Free Cash Flow Operating Cash Flow Ratio 0.969 ▼-0.012 ▼-0.026
Debt Service Coverage Ratio 13.552 ▲9.037 ▲13.629
Interest Coverage Ratio 11.282 ▲8.173 ▲16.468
Short Term Operating Cash Flow Coverage Ratio 0.000 ▼-28.824 ▼-5.863
Operating Cash Flow Coverage Ratio 0.554 ▲0.134 ▲0.270
Capital Expenditure Coverage Ratio 32.325 ▼-20.081 ▲13.174
Dividend Paid And Capex Coverage Ratio 32.325 ▼-20.081 ▲13.174
Dividend Payout Ratio 0.000 0.000 0.000
Enterprise Value Multiple 62.912 ▼-156.906 ▼-1081.357

Key metrics

MetricTrend20262025202420232022
Market cap$12.59B$18.97B$12.35B$6.97B$6.47B
Enterprise value$12.92B$18.98B$12.24B$7.02B$6.34B
EV / Sales8.76x15.79x12.49x7.75x7.80x
EV / Op. cash flow33.16x63.10x62.55x182.76x-167.15x
EV / Free cash flow34.22x64.33x69.09x334.65x-106.20x
EV / EBITDA62.91x219.82x5542.93x-68.43x-35.88x
Net debt / EBITDA1.61x0.19x-47.57x-0.46x0.74x
Current ratio1.79x2.77x1.55x2.95x3.71x
Income quality2.80x4.31x-32.07x-0.34x0.21x
Graham number$23$18———
Graham net-net-$5$1$4$2$4
Tax burden84.9%141.3%22.7%83.4%78.5%
Interest burden92.5%78.9%133.5%105.3%109.2%
Working capital$522.5M$962.6M$457.9M$726.3M$915.2M
Invested capital$1.06B$1.47B$938.3M$1.22B$1.48B
Return on assets5.4%2.6%-0.3%-5.5%-8.0%
Operating ROA5.7%1.7%-2.5%-7.0%-8.7%
Return on tangible assets6.5%3.0%-0.3%-6.8%-9.6%
Return on equity11.7%4.8%-0.5%-9.3%-12.4%
Return on invested capital6.7%1.9%-0.7%-7.5%-8.1%
Return on capital employed7.9%1.9%-3.8%-9.0%-10.3%
Earnings yield1.1%0.4%-0.0%-1.6%-2.8%
Free cash flow yield3.0%1.6%1.4%0.3%-0.9%
Capex / Op. cash flow3.1%1.9%9.5%45.4%-57.4%
Capex / Depreciation43.1%24.2%83.0%70.2%64.9%
Capex / Sales0.8%0.5%1.9%1.9%2.7%
SG&A / Sales31.0%34.5%37.4%39.5%42.8%
R&D / Sales23.1%24.6%27.5%27.6%28.2%
Stock comp / Sales12.3%13.4%14.9%15.8%16.9%
Intangibles / Total assets17.1%14.9%17.1%19.1%17.4%
Days sales outstanding83d91d90d103d102d
Days payables outstanding26d23d14d28d34d
Operating cycle83d91d90d103d102d
Cash conversion cycle56d67d76d75d68d

Change by theme

Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.

Change over 1 year

Valuation
Market cap ▼-33.6%EV / Sales ▼-44.5%EV / EBITDA ▼-71.4%EV / Op. cash flow ▼-29.942Earnings yield ▲+0.007Graham number ▲+5.296
Profitability
Return on equity ▲+0.069Return on assets ▲+0.028Return on invested capital ▲+0.048Return on capital employed ▲+0.060Operating ROA ▲+0.040Income quality ▼-1.512Tax burden ▼-0.564
Efficiency
Days sales outstanding ▼-7.736Days payables outstanding ▲+2.984Operating cycle ▼-7.736Cash conversion cycle ▼-10.720Capex / Sales ▲+0.003R&D / Sales ▼-0.016
Balance-sheet strength
Current ratio ▼-0.981Net debt / EBITDA ▲+1.417Working capital ▼-440133000.000Invested capital ▼-404021000.000Intangibles / Total assets ▲+0.021

Change over 5 years

Valuation
Market cap ▲+94.5%EV / Sales ▲+12.2%EV / EBITDA ▲+275.3%EV / Op. cash flow ▲+200.309Earnings yield ▲+0.039
Profitability
Return on equity ▲+0.241Return on assets ▲+0.134Return on invested capital ▲+0.147Return on capital employed ▲+0.182Operating ROA ▲+0.144Income quality ▲+2.588Tax burden ▲+0.063
Efficiency
Days sales outstanding ▼-19.396Days payables outstanding ▼-7.578Operating cycle ▼-19.396Cash conversion cycle ▼-11.818Capex / Sales ▼-0.019R&D / Sales ▼-0.052
Balance-sheet strength
Current ratio ▼-1.925Net debt / EBITDA ▲+0.869Working capital ▼-392705000.000Invested capital ▼-415408000.000Intangibles / Total assets ▼-0.003

Employee count

Peer market caps