GWRE
VENTE TOTALE: 7 200 titres (~1 261 296,00 $ US)
- Insiders
- Rosenbaum Michael George
- Total bought
- —
- Total sold
- $1,261,296
- Last activity
- 2026-09-08
- Last synced
-
2026-09-11 10:16:43
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-09-11
GWRE shows genuinely improved fundamentals with consistent profitability and strong cash flow, but the near-absence of bullish catalysts (score: 15) and active CEO share selling post-earnings create a significant…
The first sentence of the analysis written for GWRE on 2026-09-11 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2026-07-31 | 2025-07-31 | 2024-07-31 | 2023-07-31 | 2022-07-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 64.2% | 62.5% | 59.5% | 50.6% | 46.4% | |
| Ebit Margin | 12.0% | 5.2% | -2.0% | -14.1% | -25.9% | |
| Ebitda Margin | 14.5% | 7.2% | 0.2% | -11.3% | -21.7% | |
| Operating Profit Margin | 10.2% | 3.4% | -5.4% | -16.5% | -24.5% | |
| Pretax Profit Margin | 11.1% | 4.1% | -2.7% | -14.8% | -28.3% | |
| Continuous Operations Profit Margin | 9.4% | 5.8% | -0.6% | -12.4% | -22.2% | |
| Net Profit Margin | 9.4% | 5.8% | -0.6% | -12.4% | -22.2% | |
| Bottom Line Profit Margin | 9.4% | 5.8% | -0.6% | -12.4% | -22.2% | |
| Current Ratio | 1.786 | 2.767 | 1.547 | 2.946 | 3.712 | |
| Quick Ratio | 1.786 | 2.767 | 1.547 | 2.946 | 3.712 | |
| Solvency Ratio | 0.127 | 0.074 | 0.018 | -0.105 | -0.180 | |
| Cash Ratio | 0.561 | 1.283 | 0.654 | 1.076 | 1.796 | |
| Price To Earnings Ratio | 92.085 | 272.554 | -2,022.507 | -62.368 | -35.856 | |
| Price To Earnings Growth Ratio | 0.932 | -0.224 | 21.392 | 1.684 | -0.211 | |
| Forward Price To Earnings Growth Ratio | 0.932 | -0.224 | 21.392 | 1.684 | -0.211 | |
| Price To Earnings Diluted Ratio | 92.646 | 279.284 | -2,022.507 | -62.368 | -35.856 | |
| Price To Earnings Diluted Growth Ratio | 0.904 | -0.234 | 21.392 | 1.684 | -0.211 | |
| Price To Book Ratio | 10.548 | 13.016 | 9.197 | 5.811 | 4.459 | |
| Price To Sales Ratio | 8.534 | 15.774 | 12.595 | 7.699 | 7.965 | |
| Price To Free Cash Flow Ratio | 33.340 | 64.270 | 69.684 | 332.423 | -108.388 | |
| Price To Operating Cash Flow Ratio | 32.309 | 63.044 | 63.088 | 181.541 | -170.598 | |
| Debt To Assets Ratio | 0.273 | 0.263 | 0.199 | 0.221 | 0.210 | |
| Debt To Equity Ratio | 0.589 | 0.491 | 0.330 | 0.374 | 0.328 | |
| Debt To Capital Ratio | 0.371 | 0.329 | 0.248 | 0.272 | 0.247 | |
| Long Term Debt To Capital Ratio | 0.362 | 0.316 | 0.000 | 0.249 | 0.198 | |
| Financial Leverage Ratio | 2.159 | 1.867 | 1.658 | 1.691 | 1.562 | |
| Working Capital Turnover Ratio | 1.987 | 1.693 | 1.656 | 1.103 | 0.825 | |
| Operating Cash Flow Ratio | 0.586 | 0.552 | 0.234 | 0.103 | -0.112 | |
| Operating Cash Flow Sales Ratio | 0.264 | 0.250 | 0.200 | 0.042 | -0.047 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.969 | 0.981 | 0.905 | 0.546 | 1.574 | |
| Debt Service Coverage Ratio | 14.190 | 4.515 | 0.057 | -11.957 | -6.554 | |
| Interest Coverage Ratio | 11.282 | 3.109 | -7.802 | -22.259 | -10.256 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 28.824 | 0.491 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 0.554 | 0.420 | 0.442 | 0.086 | -0.080 | |
| Capital Expenditure Coverage Ratio | 32.325 | 52.407 | 10.566 | 2.203 | -1.742 | |
| Dividend Paid And Capex Coverage Ratio | 32.325 | 52.407 | 10.566 | 2.203 | -1.742 | |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Enterprise Value Multiple | 60.411 | 219.819 | 5,542.932 | -68.432 | -35.884 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 64.2% | ▲1.7% | ▲7.6% |
| Ebit Margin | 12.0% | ▲6.8% | ▲17.0% |
| Ebitda Margin | 14.5% | ▲7.3% | ▲16.7% |
| Operating Profit Margin | 10.2% | ▲6.8% | ▲16.8% |
| Pretax Profit Margin | 11.1% | ▲7.0% | ▲17.2% |
| Continuous Operations Profit Margin | 9.4% | ▲3.6% | ▲13.4% |
| Net Profit Margin | 9.4% | ▲3.6% | ▲13.4% |
| Bottom Line Profit Margin | 9.4% | ▲3.6% | ▲13.4% |
| Current Ratio | 1.786 | ▼-0.981 | ▼-0.765 |
| Quick Ratio | 1.786 | ▼-0.981 | ▼-0.765 |
| Solvency Ratio | 0.127 | ▲0.053 | ▲0.140 |
| Cash Ratio | 0.561 | ▼-0.722 | ▼-0.513 |
| Price To Earnings Ratio | 92.085 | ▼-180.469 | ▲443.303 |
| Price To Earnings Growth Ratio | 0.932 | ▲1.156 | ▼-3.783 |
| Forward Price To Earnings Growth Ratio | 0.932 | ▲1.156 | ▼-3.783 |
| Price To Earnings Diluted Ratio | 92.646 | ▼-186.638 | ▲442.406 |
| Price To Earnings Diluted Growth Ratio | 0.904 | ▲1.139 | ▼-3.803 |
| Price To Book Ratio | 10.548 | ▼-2.468 | ▲1.942 |
| Price To Sales Ratio | 8.534 | ▼-7.240 | ▼-1.979 |
| Price To Free Cash Flow Ratio | 33.340 | ▼-30.930 | ▼-44.926 |
| Price To Operating Cash Flow Ratio | 32.309 | ▼-30.735 | ▼-1.568 |
| Debt To Assets Ratio | 0.273 | ▲0.010 | ▲0.040 |
| Debt To Equity Ratio | 0.589 | ▲0.098 | ▲0.167 |
| Debt To Capital Ratio | 0.371 | ▲0.041 | ▲0.077 |
| Long Term Debt To Capital Ratio | 0.362 | ▲0.046 | ▲0.137 |
| Financial Leverage Ratio | 2.159 | ▲0.291 | ▲0.371 |
| Working Capital Turnover Ratio | 1.987 | ▲0.294 | ▲0.534 |
| Operating Cash Flow Ratio | 0.587 | ▲0.034 | ▲0.314 |
| Operating Cash Flow Sales Ratio | 0.264 | ▲0.014 | ▲0.122 |
| Free Cash Flow Operating Cash Flow Ratio | 0.969 | ▼-0.012 | ▼-0.026 |
| Debt Service Coverage Ratio | 14.190 | ▲9.675 | ▲14.139 |
| Interest Coverage Ratio | 11.282 | ▲8.173 | ▲16.468 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | ▼-28.824 | ▼-5.863 |
| Operating Cash Flow Coverage Ratio | 0.554 | ▲0.134 | ▲0.270 |
| Capital Expenditure Coverage Ratio | 32.325 | ▼-20.081 | ▲13.174 |
| Dividend Paid And Capex Coverage Ratio | 32.325 | ▼-20.081 | ▲13.174 |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 |
| Enterprise Value Multiple | 60.411 | ▼-159.407 | ▼-1083.358 |
Key metrics
| Metric | Trend | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|---|
| Market cap | $12.59B | $18.97B | $12.35B | $6.97B | $6.47B | |
| Enterprise value | $12.92B | $18.98B | $12.24B | $7.02B | $6.34B | |
| EV / Sales | 8.76x | 15.79x | 12.49x | 7.75x | 7.80x | |
| EV / Op. cash flow | 33.16x | 63.10x | 62.55x | 182.76x | -167.15x | |
| EV / Free cash flow | 34.22x | 64.33x | 69.09x | 334.65x | -106.20x | |
| EV / EBITDA | 60.41x | 219.82x | 5542.93x | -68.43x | -35.88x | |
| Net debt / EBITDA | 1.54x | 0.19x | -47.57x | -0.46x | 0.74x | |
| Current ratio | 1.79x | 2.77x | 1.55x | 2.95x | 3.71x | |
| Income quality | 2.80x | 4.31x | -32.07x | -0.34x | 0.21x | |
| Graham number | $23 | $18 | — | — | — | |
| Graham net-net | -$5 | $1 | $4 | $2 | $4 | |
| Tax burden | 84.9% | 141.3% | 22.7% | 83.4% | 78.5% | |
| Interest burden | 92.5% | 78.9% | 133.5% | 105.3% | 109.2% | |
| Working capital | $522.5M | $962.6M | $457.9M | $726.3M | $915.2M | |
| Invested capital | $1.06B | $1.47B | $938.3M | $1.22B | $1.48B | |
| Return on assets | 5.4% | 2.6% | -0.3% | -5.5% | -8.0% | |
| Operating ROA | 5.7% | 1.7% | -2.5% | -7.0% | -8.7% | |
| Return on tangible assets | 6.5% | 3.0% | -0.3% | -6.8% | -9.6% | |
| Return on equity | 11.7% | 4.8% | -0.5% | -9.3% | -12.4% | |
| Return on invested capital | 6.7% | 1.9% | -0.7% | -7.5% | -8.1% | |
| Return on capital employed | 7.9% | 1.9% | -3.8% | -9.0% | -10.3% | |
| Earnings yield | 1.1% | 0.4% | -0.0% | -1.6% | -2.8% | |
| Free cash flow yield | 3.0% | 1.6% | 1.4% | 0.3% | -0.9% | |
| Capex / Op. cash flow | 3.1% | 1.9% | 9.5% | 45.4% | -57.4% | |
| Capex / Depreciation | 55.6% | 24.2% | 83.0% | 70.2% | 64.9% | |
| Capex / Sales | 0.8% | 0.5% | 1.9% | 1.9% | 2.7% | |
| SG&A / Sales | 31.0% | 34.5% | 37.4% | 39.5% | 42.8% | |
| R&D / Sales | 23.1% | 24.6% | 27.5% | 27.6% | 28.2% | |
| Stock comp / Sales | 12.3% | 13.4% | 14.9% | 15.8% | 16.9% | |
| Intangibles / Total assets | 17.1% | 14.9% | 17.1% | 19.1% | 17.4% | |
| Days sales outstanding | 83d | 91d | 90d | 103d | 102d | |
| Days payables outstanding | 26d | 23d | 14d | 28d | 34d | |
| Operating cycle | 83d | 91d | 90d | 103d | 102d | |
| Cash conversion cycle | 56d | 67d | 76d | 75d | 68d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-33.6%EV / Sales ▼-44.5%EV / EBITDA ▼-72.5%EV / Op. cash flow ▼-29.942Earnings yield ▲+0.007Graham number ▲+5.296
Profitability
Return on equity ▲+0.069Return on assets ▲+0.028Return on invested capital ▲+0.048Return on capital employed ▲+0.060Operating ROA ▲+0.040Income quality ▼-1.512Tax burden ▼-0.564
Efficiency
Days sales outstanding ▼-7.736Days payables outstanding ▲+2.984Operating cycle ▼-7.736Cash conversion cycle ▼-10.720Capex / Sales ▲+0.003R&D / Sales ▼-0.016
Balance-sheet strength
Current ratio ▼-0.981Net debt / EBITDA ▲+1.353Working capital ▼-440133000.000Invested capital ▼-404021000.000Intangibles / Total assets ▲+0.021
Change over 5 years
Valuation
Market cap ▲+94.5%EV / Sales ▲+12.2%EV / EBITDA ▲+268.4%EV / Op. cash flow ▲+200.309Earnings yield ▲+0.039
Profitability
Return on equity ▲+0.241Return on assets ▲+0.134Return on invested capital ▲+0.147Return on capital employed ▲+0.182Operating ROA ▲+0.144Income quality ▲+2.588Tax burden ▲+0.063
Efficiency
Days sales outstanding ▼-19.396Days payables outstanding ▼-7.578Operating cycle ▼-19.396Cash conversion cycle ▼-11.818Capex / Sales ▼-0.019R&D / Sales ▼-0.052
Balance-sheet strength
Current ratio ▼-1.925Net debt / EBITDA ▲+0.805Working capital ▼-392705000.000Invested capital ▼-415408000.000Intangibles / Total assets ▼-0.003
Employee count
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2025-08-12 | Lisa C. McClain | Sale (Full) | $1,001 - $15,000 |
| 2025-08-03 | Lisa C. McClain | Purchase | $1,001 - $15,000 |
| 2025-06-23 | Lisa C. McClain | Sale (Full) | $1,001 - $15,000 |
| 2025-06-16 | Lisa C. McClain | Purchase | $1,001 - $15,000 |
| 2025-05-22 | Robert P. Bresnahan | Sale (Full) | $1,001 - $15,000 |
| 2024-01-10 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-12-06 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-05-05 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-02-17 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2020-10-27 | Greg Gianforte | Purchase | $100,001 - $250,000 |
| 2018-12-23 | Greg Gianforte | Purchase | $100,001 - $250,000 |
| 2018-11-20 | Greg Gianforte | Sale (Full) | $100,001 - $250,000 |
| 2018-10-25 | Greg Gianforte | Purchase | $100,001 - $250,000 |
| 2018-07-01 | Lamar Seeligson Smith | Sale (Partial) | $1,001 - $15,000 |
Recent news
- 2026-09-09 Guidewire CEO Michael Rosenbaum Sells 1,200 Shares for $245,328 The insider still holds approximately 187,000 shares.
- 2026-09-08 Why Guidewire Stock Dropped After Reporting An Upbeat Quarter Guidewire Software, Inc. (NYSE:GWRE) had one of the ugliest earnings reactions in software this quarter. The Guidewire stock drop reached as much as 20.8% during the day on Friday, September 5, 2026.
- 2026-09-07 Why Guidewire''s Post-Earnings Plunge May Not Last The plunge was caused by tepid guidance linked to a strategic shift from legacy licensing models to cloud-based subscription models, which provide lower revenue but better margins. The downside is tepid topline growth, but what is sluggish growth in the face of wider margins other than an opportunity to improve both?
- 2026-09-05 Guidewire Software Q4 Earnings Call Highlights Guidewire Software (NYSE: GWRE) closed fiscal 2026 with annual recurring revenue, or ARR, above its guidance range, supported by cloud migrations, low customer attrition and demand for newer artificial intelligence and pricing products. Chief Executive Officer Mike Rosenbaum said ARR ended the fiscal year at $1.242 billion, up 19% year over year on a constant-currency basis.
- 2026-09-04 These Analysts Revise Their Forecasts On Guidewire Software After Q4 Results Guidewire Software (NYSE:GWRE) reported upbeat results for the fourth quarter on Thursday.
- 2026-09-04 Guidewire Software (GWRE) Faces Pressure Amid Mixed Q1 Outlook and Strong FY27 Guidance Guidewire Software (GWRE) is experiencing a significant decline as its Q1 revenue outlook falls below market expectations. While the company reported a strong q
- 2026-09-04 Guidewire Software Q4: Fair Earnings, But A Justified Stock Decline Guidewire Software, Inc. stock reacted negatively to the company''s fiscal Q4 results. Overall revenue growth slowed down significantly, but GWRE''s cloud momentum remains similar underneath. PricingCenter and ProNavigator have attracted a number of new deals. GWRE''s ARR and earnings momentum are guided to remain consistent in FY2027, albeit the Q1 ARR guidance is quite subdued.
- 2026-09-03 Guidewire Software, Inc. (GWRE) Q4 2026 Earnings Call Transcript Guidewire Software, Inc. (GWRE) Q4 2026 Earnings Call Transcript
- 2026-09-03 Guidewire Software Q4 Earnings Call Highlights Guidewire Software NYSE: GWRE closed fiscal 2026 with annual recurring revenue, or ARR, above its guidance range, supported by cloud migrations, low customer attrition and demand for newer artificial intelligence and pricing products.
- 2026-09-03 Guidewire Software (GWRE) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates While the top- and bottom-line numbers for Guidewire Software (GWRE) give a sense of how the business performed in the quarter ended July 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.