← Insiders

V

VENTE TOTALE: 11 750 titres (~4 391 680,00 $ US)

Insiders
MCINERNEY RYAN
Total bought
Total sold
$4,391,680
Last activity
2026-09-01
Last synced
2026-09-07 10:23:47 Synced via automated research pipeline

Insider holdings as a share of total assets aren't available for this company.

Price (1 year)

Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.

Market snapshot

Signal

Neutral signal Scored 2026-09-06

Visa's financial health is undeniably strong, with best-in-class margins and free cash flow, but the near-term event-driven signal is deeply uninspiring — a catalyst score of just 15 with no identifiable upcoming…

The first sentence of the analysis written for V on 2026-09-06 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.

Financial ratios

MetricTrend2025-09-302024-09-302023-09-302022-09-302021-09-30
Gross Profit Margin80.4%80.4%79.9%80.4%79.4%
Ebit Margin62.0%68.4%66.4%63.7%68.8%
Ebitda Margin65.0%71.2%69.3%66.6%72.1%
Operating Profit Margin60.0%65.7%64.3%64.2%65.6%
Pretax Profit Margin60.5%66.6%64.4%61.9%66.6%
Continuous Operations Profit Margin50.1%55.0%52.9%51.0%51.1%
Net Profit Margin50.1%55.0%52.9%51.0%51.1%
Bottom Line Profit Margin49.6%55.0%52.9%51.0%51.1%
Current Ratio1.0781.2831.4521.4481.754
Quick Ratio1.0781.2831.4521.4481.754
Solvency Ratio0.3450.3750.3520.3170.289
Cash Ratio0.5750.4520.7050.7521.048
Price To Earnings Ratio33.40328.22927.74525.34239.565
Price To Earnings Growth Ratio6.7781.6141.5191.0342.656
Forward Price To Earnings Growth Ratio6.7781.6141.5191.0342.656
Price To Earnings Diluted Ratio33.46928.25827.77925.37939.565
Price To Earnings Diluted Growth Ratio6.9291.6141.5191.0432.614
Price To Book Ratio17.48814.03012.38110.66512.624
Price To Sales Ratio16.57415.28414.68712.94619.686
Price To Free Cash Flow Ratio30.72529.37324.34921.22432.676
Price To Operating Cash Flow Ratio28.75127.52323.10620.13231.163
Debt To Assets Ratio0.2530.2200.2260.2630.253
Debt To Equity Ratio0.6640.5320.5280.6310.558
Debt To Capital Ratio0.3990.3470.3460.3870.358
Long Term Debt To Capital Ratio0.3410.3470.3460.3620.347
Financial Leverage Ratio2.6282.4152.3362.4032.205
Working Capital Turnover Ratio7.8174.0033.3012.7621.928
Operating Cash Flow Ratio0.6580.7520.8990.9040.967
Operating Cash Flow Sales Ratio0.5760.5550.6360.6430.632
Free Cash Flow Operating Cash Flow Ratio0.9360.9370.9490.9490.954
Debt Service Coverage Ratio3.55133.41329.2865.8679.013
Interest Coverage Ratio40.73736.81032.60934.96830.807
Short Term Operating Cash Flow Coverage Ratio4.1410.0000.0008.37715.242
Operating Cash Flow Coverage Ratio0.9160.9571.0140.8400.726
Capital Expenditure Coverage Ratio15.55915.87119.59919.43221.599
Dividend Paid And Capex Coverage Ratio3.7703.6454.3154.5174.347
Dividend Payout Ratio0.2310.2140.2170.2140.227
Enterprise Value Multiple25.68821.80221.38219.77127.561

Sparkline shows each ratio oldest → newest (left → right).

How the latest year compares

For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. higher lower

MetricCurrentvs 1Y agovs 5Y avg
Gross Profit Margin 80.4% -0.0% 0.3%
Ebit Margin 62.0% -6.4% -3.9%
Ebitda Margin 65.0% -6.2% -3.9%
Operating Profit Margin 60.0% -5.7% -4.0%
Pretax Profit Margin 60.5% -6.1% -3.5%
Continuous Operations Profit Margin 50.1% -4.8% -1.9%
Net Profit Margin 50.1% -4.8% -1.9%
Bottom Line Profit Margin 49.6% -5.3% -2.3%
Current Ratio 1.078 -0.206 -0.326
Quick Ratio 1.078 -0.206 -0.326
Solvency Ratio 0.345 -0.030 0.009
Cash Ratio 0.575 0.123 -0.131
Price To Earnings Ratio 33.403 5.174 2.546
Price To Earnings Growth Ratio 6.778 5.164 4.058
Forward Price To Earnings Growth Ratio 6.778 5.164 4.058
Price To Earnings Diluted Ratio 33.469 5.211 2.579
Price To Earnings Diluted Growth Ratio 6.929 5.315 4.185
Price To Book Ratio 17.488 3.459 4.051
Price To Sales Ratio 16.574 1.290 0.739
Price To Free Cash Flow Ratio 30.725 1.352 3.056
Price To Operating Cash Flow Ratio 28.751 1.228 2.616
Debt To Assets Ratio 0.253 0.032 0.010
Debt To Equity Ratio 0.664 0.132 0.081
Debt To Capital Ratio 0.399 0.052 0.032
Long Term Debt To Capital Ratio 0.341 -0.007 -0.008
Financial Leverage Ratio 2.628 0.213 0.231
Working Capital Turnover Ratio 7.817 3.814 3.855
Operating Cash Flow Ratio 0.658 -0.094 -0.178
Operating Cash Flow Sales Ratio 0.577 0.021 -0.032
Free Cash Flow Operating Cash Flow Ratio 0.936 -0.001 -0.009
Debt Service Coverage Ratio 3.551 -29.862 -12.675
Interest Coverage Ratio 40.737 3.927 5.551
Short Term Operating Cash Flow Coverage Ratio 4.141 4.141 -1.411
Operating Cash Flow Coverage Ratio 0.916 -0.041 0.025
Capital Expenditure Coverage Ratio 15.559 -0.312 -2.853
Dividend Paid And Capex Coverage Ratio 3.770 0.126 -0.348
Dividend Payout Ratio 0.231 0.017 0.010
Enterprise Value Multiple 25.689 3.886 2.447

Key metrics

MetricTrend20252024202320222021
Market cap$662.96B$549.08B$479.57B$379.46B$474.52B
Enterprise value$667.98B$557.94B$483.75B$386.22B$479.01B
EV / Sales16.70x15.53x14.81x13.18x19.87x
EV / Op. cash flow28.97x27.97x23.31x20.49x31.46x
EV / Free cash flow30.96x29.85x24.56x21.60x32.98x
EV / EBITDA25.69x21.80x21.38x19.77x27.56x
Net debt / EBITDA0.19x0.35x0.18x0.35x0.26x
Current ratio1.08x1.28x1.45x1.45x1.75x
Income quality1.15x1.01x1.20x1.26x1.24x
Graham number$67$66$59$51$48
Graham net-net-$18-$17-$14-$13-$11
Tax burden82.9%82.6%82.1%82.5%76.6%
Interest burden97.6%97.4%97.0%97.1%96.9%
Working capital$2.72B$7.52B$10.43B$9.35B$11.87B
Invested capital$54.48B$57.17B$57.96B$55.43B$58.20B
Return on assets20.1%20.9%19.1%17.5%14.9%
Operating ROA24.7%25.5%23.9%22.3%19.3%
Return on tangible assets38.5%40.6%37.2%35.1%31.3%
Return on equity52.9%50.4%44.6%42.0%32.8%
Return on invested capital28.4%28.6%25.6%23.2%17.8%
Return on capital employed37.2%34.7%31.2%29.1%23.5%
Earnings yield3.0%3.6%3.6%3.9%2.6%
Free cash flow yield3.3%3.4%4.1%4.7%3.1%
Capex / Op. cash flow6.4%6.3%5.1%5.1%4.6%
Capex / Depreciation121.5%121.6%112.3%112.7%87.7%
Capex / Sales3.7%3.5%3.2%3.3%2.9%
SG&A / Sales10.9%10.6%9.8%10.4%10.5%
R&D / Sales0.0%0.0%0.0%0.0%0.0%
Stock comp / Sales2.2%2.4%2.3%2.1%2.2%
Intangibles / Total assets47.7%48.5%48.7%50.1%52.6%
Days sales outstanding67d71d50d49d56d
Days payables outstanding26d25d21d22d20d
Operating cycle67d71d50d49d56d
Cash conversion cycle41d46d29d28d37d

Change by theme

Grouped by what each metric measures. Each figure is the change over the period shown — up down versus then.

Change over 1 year

Valuation
Market cap ▲+20.7%EV / Sales ▲+7.5%EV / EBITDA ▲+17.8%EV / Op. cash flow ▲+1.001Earnings yield ▼-0.006Graham number ▲+1.327
Profitability
Return on equity ▲+0.025Return on assets ▼-0.008Return on invested capital ▼-0.003Return on capital employed ▲+0.025Operating ROA ▼-0.008Income quality ▲+0.139Tax burden ▲+0.004
Efficiency
Days sales outstanding ▼-4.503Days payables outstanding ▲+0.962Operating cycle ▼-4.503Cash conversion cycle ▼-5.465Capex / Sales ▲+0.002R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.206Net debt / EBITDA ▼-0.153Working capital ▼-4798000000.000Invested capital ▼-2691000000.000Intangibles / Total assets ▼-0.008

Change over 5 years

Valuation
Market cap ▲+39.7%EV / Sales ▼-16.0%EV / EBITDA ▼-6.8%EV / Op. cash flow ▼-2.490Earnings yield ▲+0.004Graham number ▲+19.454
Profitability
Return on equity ▲+0.202Return on assets ▲+0.053Return on invested capital ▲+0.106Return on capital employed ▲+0.136Operating ROA ▲+0.054Income quality ▼-0.087Tax burden ▲+0.063
Efficiency
Days sales outstanding ▲+10.348Days payables outstanding ▲+6.254Operating cycle ▲+10.348Cash conversion cycle ▲+4.094Capex / Sales ▲+0.008R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.676Net debt / EBITDA ▼-0.065Working capital ▼-9150000000.000Invested capital ▼-3726000000.000Intangibles / Total assets ▼-0.049

Employee count

Peer market caps

Congressional trades

Recent trades

DateRepresentativeTypeAmount
2026-07-30Rich McCormickSale$1,001 - $15,000
2026-06-02Ro KhannaPurchase$1,001 - $15,000
2026-04-27Michael T. McCaulSale$1,001 - $15,000
2026-04-27David J. TaylorPurchase$1,001 - $15,000
2026-04-24Jonathan JacksonSale$50,001 - $100,000
2026-02-26David J. TaylorPurchase$1,001 - $15,000
2026-02-19Tony WiedPurchase$50,001 - $100,000
2026-02-18Josh S. GottheimerSale$1,001 - $15,000
2026-02-09David J. TaylorPurchase$1,001 - $15,000
2026-01-29Ro KhannaSale$50,001 - $100,000
2026-01-16David J. TaylorPurchase$1,001 - $15,000
2026-01-13Ro KhannaSale$50,001 - $100,000
2025-12-03David J. TaylorPurchase$1,001 - $15,000
2025-11-12David J. TaylorPurchase$1,001 - $15,000
2025-11-05Rich McCormickPurchase$1,001 - $15,000
2025-10-24Byron DonaldsPurchase$1,001 - $15,000
2025-09-23Val HoyleSale (Full)$1,001 - $15,000
2025-08-13David J. TaylorPurchase$1,001 - $15,000
2025-08-13David J. TaylorPurchase$1,001 - $15,000
2025-08-12Josh S. GottheimerSale$1,001 - $15,000
2025-08-01Josh S. GottheimerSale$1,001 - $15,000
2025-08-01Tim MooreSale$15,001 - $50,000
2025-07-24Julia LetlowPurchase$1,001 - $15,000
2025-07-14Josh S. GottheimerSale$1,001 - $15,000
2025-06-26Josh S. GottheimerSale$1,001 - $15,000
2025-06-25Josh S. GottheimerSale$1,001 - $15,000
2025-06-24Josh S. GottheimerSale$1,001 - $15,000
2025-06-20Josh S. GottheimerSale$1,001 - $15,000
2025-06-16Scott FranklinSale$15,001 - $50,000
2025-05-15Michael T. McCaulSale$15,001 - $50,000
2025-05-05Marjorie Taylor GreenePurchase$1,001 - $15,000
2025-04-11Daniel Milton NewhouseSale (Partial)$1,001 - $15,000
2025-04-10Byron DonaldsPurchase$1,001 - $15,000
2025-04-10Byron DonaldsPurchase$1,001 - $15,000
2025-04-08Robert P. BresnahanPurchase$15,001 - $50,000
2025-04-07Jared MoskowitzPurchase$1,001 - $15,000
2025-03-27Greg LandsmanSale$15,001 - $50,000
2025-03-24George WhitesidesSale (Full)$15,001 - $50,000
2025-03-24Josh S. GottheimerPurchase$1,001 - $15,000
2025-03-14Michael T. McCaulSale$15,001 - $50,000
2025-03-12Michael T. McCaulSale$1,001 - $15,000
2025-03-11Michael T. McCaulSale$1,001 - $15,000
2025-03-06Michael T. McCaulSale$1,001 - $15,000
2025-03-05Josh S. GottheimerPurchase$1,001 - $15,000
2025-03-03Josh S. GottheimerPurchase$1,001 - $15,000
2025-02-28Josh S. GottheimerPurchase$1,001 - $15,000
2025-02-13Josh S. GottheimerPurchase$1,001 - $15,000
2025-02-11Dan MeuserSale$15,001 - $50,000
2025-01-30David J. TaylorSale$1,001 - $15,000
2025-01-21Marjorie Taylor GreenePurchase$1,001 - $15,000
2025-01-09Michael T. McCaulSale$15,001 - $50,000
2024-12-11Lisa C. McClainPurchase$1,001 - $15,000
2024-11-19Michael T. McCaulSale$50,001 - $100,000
2024-11-19Michael T. McCaulSale$15,001 - $50,000
2024-11-15Ro KhannaPurchase$15,001 - $50,000
2024-10-29Val HoylePurchase$1,001 - $15,000
2024-10-25Michael T. McCaulSale$15,001 - $50,000
2024-10-23Julia LetlowPurchase$1,001 - $15,000
2024-10-21Marjorie Taylor GreenePurchase$1,001 - $15,000
2024-10-04Marjorie Taylor GreenePurchase$1,001 - $15,000
2024-09-04John JamesSale (Full)$1,001 - $15,000
2024-08-26Michael T. McCaulSale$1,001 - $15,000
2024-08-07Scott FranklinPurchase$1,001 - $15,000
2024-07-02Kathy E. ManningPurchase$1,001 - $15,000
2024-07-01Nancy PelosiSale$500,001 - $1,000,000
2024-06-20Michael T. McCaulSale$15,001 - $50,000
2024-06-20Michael T. McCaulSale$15,001 - $50,000
2024-06-10Michael T. McCaulSale$15,001 - $50,000
2024-05-09Michael T. McCaulSale$50,001 - $100,000
2024-05-09Michael T. McCaulSale$15,001 - $50,000
2024-04-04Earl BlumenauerPurchase$1,001 - $15,000
2024-03-25Michael T. McCaulExchange$50,001 - $100,000
2024-03-25Michael T. McCaulSale$50,001 - $100,000
2024-03-25Michael T. McCaulSale$50,001 - $100,000
2024-02-29Pete SessionsPurchase$1,001 - $15,000
2024-02-13Ro KhannaPurchase$1,001 - $15,000
2024-02-13Ro KhannaPurchase$1,001 - $15,000
2024-01-23Kathy E. ManningSale$1,001 - $15,000
2024-01-10Ro KhannaPurchase$15,001 - $50,000
2024-01-10Ro KhannaPurchase$15,001 - $50,000
2024-01-05John JamesSale (Partial)$1,001 - $15,000
2023-12-04John R. CurtisSale$1,001 - $15,000
2023-11-10John JamesPurchase$1,001 - $15,000
2023-10-31Ro KhannaPurchase$15,001 - $50,000
2023-10-27Michael T. McCaulSale$50,001 - $100,000
2023-10-27Michael T. McCaulSale$100,001 - $250,000
2023-10-26Ro KhannaSale$50,001 - $100,000
2023-10-24Greg StantonSale$1,001 - $15,000
2023-10-10Ro KhannaSale$50,001 - $100,000
2023-10-02Ro KhannaPurchase$1,001 - $15,000
2023-09-26Greg StantonPurchase$1,001 - $15,000
2023-09-11Scott FranklinSale (Partial)$15,001 - $50,000
2023-08-28Michael T. McCaulSale$15,001 - $50,000
2023-08-28Michael T. McCaulSale$50,001 - $100,000
2023-07-14Jared MoskowitzPurchase$1,001 - $15,000
2023-05-25Zoe LofgrenSale$1,001 - $15,000
2023-05-23Ro KhannaSale$1,001 - $15,000
2023-05-10Michael T. McCaulSale$15,001 - $50,000
2023-05-10Michael T. McCaulSale$15,001 - $50,000
2023-05-04Ro KhannaSale$1,001 - $15,000

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