MA
VENTE TOTALE: 48 628 titres (~27 922 523,04 $ US)
- Insiders
- Miebach Michael
- Total bought
- —
- Total sold
- $27,922,523
- Last activity
- 2026-08-05
- Last synced
-
2026-08-11 09:46:50
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Neutral signal Scored 2026-09-06
Mastercard exhibits world-class fundamentals with ~45% net margins and 49% ROIC, supported by strong cash flow generation, but the very low catalyst score (15) driven by a significant $27.9M insider sale from the CEO…
The first sentence of the analysis written for MA on 2026-09-06 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 77.9% | 76.3% | 76.0% | 76.3% | 76.2% | |
| Ebit Margin | 58.9% | 56.4% | 56.6% | 54.9% | 56.9% | |
| Ebitda Margin | 62.3% | 59.6% | 59.8% | 58.2% | 60.7% | |
| Operating Profit Margin | 59.5% | 55.3% | 55.8% | 55.2% | 53.4% | |
| Pretax Profit Margin | 56.7% | 54.2% | 54.3% | 52.8% | 54.6% | |
| Continuous Operations Profit Margin | 45.6% | 45.7% | 44.6% | 44.7% | 46.0% | |
| Net Profit Margin | 45.6% | 45.7% | 44.6% | 44.7% | 46.0% | |
| Bottom Line Profit Margin | 45.6% | 45.7% | 44.6% | 44.7% | 46.0% | |
| Current Ratio | 1.035 | 1.026 | 1.166 | 1.172 | 1.288 | |
| Quick Ratio | 1.035 | 1.026 | 1.166 | 1.172 | 1.288 | |
| Solvency Ratio | 0.347 | 0.331 | 0.338 | 0.330 | 0.311 | |
| Cash Ratio | 0.464 | 0.439 | 0.528 | 0.495 | 0.564 | |
| Price To Earnings Ratio | 34.494 | 37.828 | 35.962 | 33.892 | 40.878 | |
| Price To Earnings Growth Ratio | 1.826 | 2.178 | 2.306 | 2.027 | 1.095 | |
| Forward Price To Earnings Growth Ratio | 1.826 | 2.178 | 2.306 | 2.027 | 1.095 | |
| Price To Earnings Diluted Ratio | 34.557 | 37.910 | 36.053 | 33.991 | 41.018 | |
| Price To Earnings Diluted Growth Ratio | 1.825 | 2.177 | 2.305 | 2.026 | 1.093 | |
| Price To Book Ratio | 66.186 | 75.108 | 58.107 | 53.446 | 48.551 | |
| Price To Sales Ratio | 15.616 | 17.292 | 16.042 | 15.137 | 18.799 | |
| Price To Free Cash Flow Ratio | 30.279 | 34.047 | 34.682 | 33.334 | 41.046 | |
| Price To Operating Cash Flow Ratio | 29.428 | 32.955 | 33.608 | 30.067 | 37.515 | |
| Debt To Assets Ratio | 0.351 | 0.379 | 0.369 | 0.362 | 0.369 | |
| Debt To Equity Ratio | 2.456 | 2.810 | 2.263 | 2.227 | 1.901 | |
| Debt To Capital Ratio | 0.711 | 0.738 | 0.694 | 0.690 | 0.655 | |
| Long Term Debt To Capital Ratio | 0.702 | 0.729 | 0.674 | 0.686 | 0.642 | |
| Financial Leverage Ratio | 7.000 | 7.414 | 6.126 | 6.149 | 5.152 | |
| Working Capital Turnover Ratio | 50.448 | 17.599 | 9.781 | 7.148 | 3.417 | |
| Operating Cash Flow Ratio | 0.764 | 0.769 | 0.737 | 0.790 | 0.719 | |
| Operating Cash Flow Sales Ratio | 0.531 | 0.525 | 0.477 | 0.503 | 0.501 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.972 | 0.968 | 0.969 | 0.902 | 0.914 | |
| Debt Service Coverage Ratio | 11.443 | 10.327 | 6.574 | 14.968 | 8.049 | |
| Interest Coverage Ratio | 27.028 | 24.121 | 24.362 | 26.038 | 23.392 | |
| Short Term Operating Cash Flow Coverage Ratio | 23.232 | 19.707 | 8.960 | 40.858 | 11.948 | |
| Operating Cash Flow Coverage Ratio | 0.916 | 0.811 | 0.764 | 0.798 | 0.681 | |
| Capital Expenditure Coverage Ratio | 35.585 | 31.181 | 32.291 | 10.205 | 11.625 | |
| Dividend Paid And Capex Coverage Ratio | 5.362 | 5.058 | 4.737 | 3.732 | 3.704 | |
| Dividend Payout Ratio | 0.184 | 0.190 | 0.193 | 0.192 | 0.200 | |
| Enterprise Value Multiple | 25.462 | 29.580 | 27.291 | 26.528 | 31.532 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 77.9% | ▲1.6% | ▲1.3% |
| Ebit Margin | 58.9% | ▲2.4% | ▲2.1% |
| Ebitda Margin | 62.3% | ▲2.7% | ▲2.2% |
| Operating Profit Margin | 59.5% | ▲4.2% | ▲3.7% |
| Pretax Profit Margin | 56.7% | ▲2.5% | ▲2.2% |
| Continuous Operations Profit Margin | 45.6% | ▼-0.1% | ▲0.3% |
| Net Profit Margin | 45.6% | ▼-0.1% | ▲0.3% |
| Bottom Line Profit Margin | 45.6% | ▼-0.1% | ▲0.3% |
| Current Ratio | 1.035 | ▲0.009 | ▼-0.102 |
| Quick Ratio | 1.035 | ▲0.009 | ▼-0.102 |
| Solvency Ratio | 0.347 | ▲0.016 | ▲0.015 |
| Cash Ratio | 0.464 | ▲0.025 | ▼-0.034 |
| Price To Earnings Ratio | 34.494 | ▼-3.334 | ▼-2.117 |
| Price To Earnings Growth Ratio | 1.826 | ▼-0.352 | ▼-0.060 |
| Forward Price To Earnings Growth Ratio | 1.826 | ▼-0.352 | ▼-0.060 |
| Price To Earnings Diluted Ratio | 34.557 | ▼-3.353 | ▼-2.149 |
| Price To Earnings Diluted Growth Ratio | 1.825 | ▼-0.352 | ▼-0.060 |
| Price To Book Ratio | 66.186 | ▼-8.922 | ▲5.906 |
| Price To Sales Ratio | 15.617 | ▼-1.676 | ▼-0.961 |
| Price To Free Cash Flow Ratio | 30.279 | ▼-3.768 | ▼-4.399 |
| Price To Operating Cash Flow Ratio | 29.428 | ▼-3.527 | ▼-3.287 |
| Debt To Assets Ratio | 0.351 | ▼-0.028 | ▼-0.015 |
| Debt To Equity Ratio | 2.456 | ▼-0.355 | ▲0.124 |
| Debt To Capital Ratio | 0.711 | ▼-0.027 | ▲0.013 |
| Long Term Debt To Capital Ratio | 0.702 | ▼-0.027 | ▲0.015 |
| Financial Leverage Ratio | 7.000 | ▼-0.414 | ▲0.632 |
| Working Capital Turnover Ratio | 50.448 | ▲32.849 | ▲32.769 |
| Operating Cash Flow Ratio | 0.764 | ▼-0.004 | ▲0.009 |
| Operating Cash Flow Sales Ratio | 0.531 | ▲0.006 | ▲0.023 |
| Free Cash Flow Operating Cash Flow Ratio | 0.972 | ▲0.004 | ▲0.027 |
| Debt Service Coverage Ratio | 11.443 | ▲1.116 | ▲1.171 |
| Interest Coverage Ratio | 27.028 | ▲2.907 | ▲2.040 |
| Short Term Operating Cash Flow Coverage Ratio | 23.232 | ▲3.526 | ▲2.291 |
| Operating Cash Flow Coverage Ratio | 0.916 | ▲0.105 | ▲0.122 |
| Capital Expenditure Coverage Ratio | 35.585 | ▲4.403 | ▲11.407 |
| Dividend Paid And Capex Coverage Ratio | 5.362 | ▲0.304 | ▲0.844 |
| Dividend Payout Ratio | 0.184 | ▼-0.006 | ▼-0.008 |
| Enterprise Value Multiple | 25.462 | ▼-4.119 | ▼-2.617 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $512.08B | $487.08B | $402.63B | $336.60B | $355.01B | |
| Enterprise value | $520.51B | $496.86B | $409.72B | $343.62B | $361.49B | |
| EV / Sales | 15.87x | 17.64x | 16.32x | 15.45x | 19.14x | |
| EV / Op. cash flow | 29.91x | 33.62x | 34.20x | 30.69x | 38.20x | |
| EV / Free cash flow | 30.78x | 34.73x | 35.29x | 34.03x | 41.80x | |
| EV / EBITDA | 25.46x | 29.58x | 27.29x | 26.53x | 31.53x | |
| Net debt / EBITDA | 0.41x | 0.58x | 0.47x | 0.54x | 0.56x | |
| Current ratio | 1.03x | 1.03x | 1.17x | 1.17x | 1.29x | |
| Income quality | 1.16x | 1.15x | 1.07x | 1.13x | 1.09x | |
| Graham number | $57 | $47 | $44 | $39 | $38 | |
| Graham net-net | -$36 | -$32 | -$25 | -$23 | -$20 | |
| Tax burden | 80.6% | 84.4% | 82.1% | 84.6% | 84.3% | |
| Interest burden | 96.3% | 95.9% | 96.0% | 96.1% | 96.0% | |
| Working capital | $796.0M | $504.0M | $2.70B | $2.44B | $3.79B | |
| Invested capital | $18.21B | $17.29B | $16.50B | $15.82B | $17.03B | |
| Return on assets | 27.6% | 26.8% | 26.4% | 25.6% | 23.1% | |
| Operating ROA | 38.2% | 34.4% | 34.5% | 32.1% | 28.3% | |
| Return on tangible assets | 38.3% | 38.5% | 36.5% | 36.3% | 33.0% | |
| Return on equity | 193.5% | 198.5% | 161.6% | 157.7% | 118.8% | |
| Return on invested capital | 48.9% | 44.4% | 41.8% | 41.8% | 33.6% | |
| Return on capital employed | 62.2% | 54.0% | 53.5% | 49.9% | 41.1% | |
| Earnings yield | 2.9% | 2.6% | 2.8% | 3.0% | 2.4% | |
| Free cash flow yield | 3.3% | 2.9% | 2.9% | 3.0% | 2.4% | |
| Capex / Op. cash flow | 2.8% | 3.2% | 3.1% | 9.8% | 8.6% | |
| Capex / Depreciation | 23.3% | 52.8% | 46.4% | 146.3% | 112.1% | |
| Capex / Sales | 1.5% | 1.7% | 1.5% | 4.9% | 4.3% | |
| SG&A / Sales | 14.9% | 15.2% | 14.5% | 15.7% | 18.2% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.8% | 1.9% | 1.8% | 1.3% | 1.4% | |
| Intangibles / Total assets | 27.9% | 30.5% | 27.7% | 29.4% | 30.1% | |
| Days sales outstanding | 51d | 49d | 59d | 56d | 58d | |
| Days payables outstanding | 50d | 51d | 51d | 64d | 60d | |
| Operating cycle | 51d | 49d | 59d | 56d | 58d | |
| Cash conversion cycle | 1d | -2d | 8d | -8d | -2d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-06-29 | Michael McCaul | Purchase | $1,001 - $15,000 |
| 2026-06-15 | Michael McCaul | Purchase | $1,001 - $15,000 |
| 2026-06-10 | Michael McCaul | Purchase | $1,001 - $15,000 |
| 2026-06-05 | Gilbert Cisneros | Sale | $1,001 - $15,000 |
| 2026-06-02 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2026-05-01 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2026-04-28 | Michael McCaul | Purchase | $1,001 - $15,000 |
| 2026-04-27 | Michael McCaul | Sale | $1,001 - $15,000 |
| 2026-04-17 | Michael McCaul | Purchase | $1,001 - $15,000 |
| 2026-04-13 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2026-04-01 | Michael McCaul | Purchase | $1,001 - $15,000 |
| 2026-03-17 | Michael McCaul | Purchase | $1,001 - $15,000 |
| 2026-03-02 | Michael McCaul | Purchase | $15,001 - $50,000 |
| 2026-01-29 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2026-01-13 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2025-11-18 | Gilbert Cisneros | Purchase | $1,001 - $15,000 |
| 2025-10-27 | Michael McCaul | Sale | $1,001 - $15,000 |
| 2025-10-17 | Gilbert Cisneros | Purchase | $1,001 - $15,000 |
| 2025-09-23 | Valerie Hoyle | Sale (Full) | $1,001 - $15,000 |
| 2025-08-04 | Ro Khanna | Purchase | $1,000 - $15,000 |
| 2025-06-24 | Lisa McClain | Sale (Full) | $1,001 - $15,000 |
| 2025-06-17 | Lisa McClain | Purchase | $1,001 - $15,000 |
| 2025-06-16 | Michael McCaul | Sale | $15,001 - $50,000 |
| 2025-04-21 | Bruce Westerman | Sale | $1,001 - $15,000 |
| 2025-04-09 | Josh Gottheimer | Sale (Partial) | $1,001 - $15,000 |
| 2025-04-08 | Rob Bresnahan | Sale | $1,001 - $15,000 |
| 2025-04-07 | Jefferson Shreve | Sale | $15,001 - $50,000 |
| 2025-03-06 | Josh Gottheimer | Sale | $1,001 - $15,000 |
| 2025-03-03 | Bruce Westerman | Purchase | $1,001 - $15,000 |
| 2025-01-31 | Josh Gottheimer | Purchase | $1,001 - $15,000 |
| 2025-01-30 | Josh Gottheimer | Purchase | $1,001 - $15,000 |
| 2025-01-16 | Josh Gottheimer | Sale | $1,001 - $15,000 |
| 2024-11-19 | Michael McCaul | Sale | $15,001 - $50,000 |
| 2024-10-29 | Valerie Hoyle | Purchase | $1,001 - $15,000 |
| 2024-10-14 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2024-09-18 | Josh Gottheimer | Purchase | $1,001 - $15,000 |
| 2024-09-09 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2024-08-26 | Michael McCaul | Sale | $1,001 - $15,000 |
| 2024-07-31 | Josh Gottheimer | Purchase | $1,001 - $15,000 |
| 2024-07-18 | Josh Gottheimer | Purchase | $1,001 - $15,000 |
| 2024-07-05 | Jared Moskowitz | Sale (Full) | $1,001 - $15,000 |
| 2024-07-05 | Jared Moskowitz | Sale (Partial) | $1,001 - $15,000 |
| 2024-07-02 | Kathy Manning | Purchase | $1,001 - $15,000 |
| 2024-07-01 | Josh Gottheimer | Sale (Partial) | $1,001 - $15,000 |
| 2024-03-20 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2024-02-13 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2024-02-13 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2024-01-23 | Kathy Manning | Purchase | $15,001 - $50,000 |
| 2024-01-23 | Kathy Manning | Purchase | $1,001 - $15,000 |
| 2024-01-10 | Ro Khanna | Sale | $100,001 - $250,000 |
| 2024-01-10 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2023-12-20 | Josh Gottheimer | Sale | $1,001 - $15,000 |
| 2023-12-07 | Robert J. Wittman | Purchase | $1,001 - $15,000 |
| 2023-12-04 | John Curtis | Sale | $1,001 - $15,000 |
| 2023-10-27 | Michael McCaul | Sale | $15,001 - $50,000 |
| 2023-10-27 | Michael McCaul | Sale | $50,001 - $100,000 |
| 2023-10-24 | Greg Stanton | Sale | $1,001 - $15,000 |
| 2023-10-02 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-09-26 | Greg Stanton | Purchase | $1,001 - $15,000 |
| 2023-09-22 | Josh Gottheimer | Purchase | $1,001 - $15,000 |
| 2023-09-07 | Josh Gottheimer | Purchase | $1,001 - $15,000 |
| 2023-08-21 | Pete Sessions | Sale | $1,001 - $15,000 |
| 2023-07-14 | Jared Moskowitz | Purchase | $1,001 - $15,000 |
| 2023-07-05 | Rick Larsen | Purchase | $1,001 - $15,000 |
| 2023-05-25 | Zoe Lofgren | Sale | $1,001 - $15,000 |
| 2023-05-23 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-05-11 | Josh Gottheimer | Purchase | $1,001 - $15,000 |
| 2023-04-26 | John Curtis | Sale (Partial) | $1,001 - $15,000 |
| 2023-04-10 | Josh Gottheimer | Sale | $1,001 - $15,000 |
| 2023-03-14 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-02-23 | John Curtis | Sale (Partial) | $1,001 - $15,000 |
| 2023-01-20 | Josh Gottheimer | Purchase | $1,001 - $15,000 |
| 2023-01-12 | Josh Gottheimer | Purchase | $1,001 - $15,000 |
| 2022-12-16 | Michael McCaul | Sale | $1,001 - $15,000 |
| 2022-12-16 | Michael McCaul | Sale | $1,001 - $15,000 |
| 2022-12-07 | Robert J. Wittman | Purchase | $1,001 - $15,000 |
| 2022-12-06 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-12-05 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2022-12-05 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-11-03 | Ro Khanna | Purchase | $50,001 - $100,000 |
| 2022-10-21 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-10-20 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2022-10-20 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-10-12 | Kathy Manning | Purchase | $1,001 - $15,000 |
| 2022-10-11 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-10-03 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2022-09-29 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2022-09-15 | Robert J. Wittman | Sale (Partial) | $1,001 - $15,000 |
| 2022-09-06 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-08-01 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-07-19 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2022-07-15 | Kathy Manning | Purchase | $1,001 - $15,000 |
| 2022-06-17 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2022-06-16 | Ro Khanna | Sale | $50,001 - $100,000 |
| 2022-05-10 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2022-05-05 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-04-21 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-04-06 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2022-04-06 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2022-02-28 | Robert J. Wittman | Purchase | $1,001 - $15,000 |
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