← Insiders

MA

VENTE TOTALE: 48 628 titres (~27 922 523,04 $ US)

Insiders
Miebach Michael
Total bought
Total sold
$27,922,523
Last activity
2026-08-05
Last synced
2026-08-11 09:46:50 Synced via automated research pipeline

Insider holdings as a share of total assets aren't available for this company.

Price (1 year)

Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.

Market snapshot

Signal

Neutral signal Scored 2026-09-06

Mastercard exhibits world-class fundamentals with ~45% net margins and 49% ROIC, supported by strong cash flow generation, but the very low catalyst score (15) driven by a significant $27.9M insider sale from the CEO…

The first sentence of the analysis written for MA on 2026-09-06 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.

Financial ratios

MetricTrend2025-12-312024-12-312023-12-312022-12-312021-12-31
Gross Profit Margin77.9%76.3%76.0%76.3%76.2%
Ebit Margin58.9%56.4%56.6%54.9%56.9%
Ebitda Margin62.3%59.6%59.8%58.2%60.7%
Operating Profit Margin59.5%55.3%55.8%55.2%53.4%
Pretax Profit Margin56.7%54.2%54.3%52.8%54.6%
Continuous Operations Profit Margin45.6%45.7%44.6%44.7%46.0%
Net Profit Margin45.6%45.7%44.6%44.7%46.0%
Bottom Line Profit Margin45.6%45.7%44.6%44.7%46.0%
Current Ratio1.0351.0261.1661.1721.288
Quick Ratio1.0351.0261.1661.1721.288
Solvency Ratio0.3470.3310.3380.3300.311
Cash Ratio0.4640.4390.5280.4950.564
Price To Earnings Ratio34.49437.82835.96233.89240.878
Price To Earnings Growth Ratio1.8262.1782.3062.0271.095
Forward Price To Earnings Growth Ratio1.8262.1782.3062.0271.095
Price To Earnings Diluted Ratio34.55737.91036.05333.99141.018
Price To Earnings Diluted Growth Ratio1.8252.1772.3052.0261.093
Price To Book Ratio66.18675.10858.10753.44648.551
Price To Sales Ratio15.61617.29216.04215.13718.799
Price To Free Cash Flow Ratio30.27934.04734.68233.33441.046
Price To Operating Cash Flow Ratio29.42832.95533.60830.06737.515
Debt To Assets Ratio0.3510.3790.3690.3620.369
Debt To Equity Ratio2.4562.8102.2632.2271.901
Debt To Capital Ratio0.7110.7380.6940.6900.655
Long Term Debt To Capital Ratio0.7020.7290.6740.6860.642
Financial Leverage Ratio7.0007.4146.1266.1495.152
Working Capital Turnover Ratio50.44817.5999.7817.1483.417
Operating Cash Flow Ratio0.7640.7690.7370.7900.719
Operating Cash Flow Sales Ratio0.5310.5250.4770.5030.501
Free Cash Flow Operating Cash Flow Ratio0.9720.9680.9690.9020.914
Debt Service Coverage Ratio11.44310.3276.57414.9688.049
Interest Coverage Ratio27.02824.12124.36226.03823.392
Short Term Operating Cash Flow Coverage Ratio23.23219.7078.96040.85811.948
Operating Cash Flow Coverage Ratio0.9160.8110.7640.7980.681
Capital Expenditure Coverage Ratio35.58531.18132.29110.20511.625
Dividend Paid And Capex Coverage Ratio5.3625.0584.7373.7323.704
Dividend Payout Ratio0.1840.1900.1930.1920.200
Enterprise Value Multiple25.46229.58027.29126.52831.532

Sparkline shows each ratio oldest → newest (left → right).

How the latest year compares

For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. higher lower

MetricCurrentvs 1Y agovs 5Y avg
Gross Profit Margin 77.9% 1.6% 1.3%
Ebit Margin 58.9% 2.4% 2.1%
Ebitda Margin 62.3% 2.7% 2.2%
Operating Profit Margin 59.5% 4.2% 3.7%
Pretax Profit Margin 56.7% 2.5% 2.2%
Continuous Operations Profit Margin 45.6% -0.1% 0.3%
Net Profit Margin 45.6% -0.1% 0.3%
Bottom Line Profit Margin 45.6% -0.1% 0.3%
Current Ratio 1.035 0.009 -0.102
Quick Ratio 1.035 0.009 -0.102
Solvency Ratio 0.347 0.016 0.015
Cash Ratio 0.464 0.025 -0.034
Price To Earnings Ratio 34.494 -3.334 -2.117
Price To Earnings Growth Ratio 1.826 -0.352 -0.060
Forward Price To Earnings Growth Ratio 1.826 -0.352 -0.060
Price To Earnings Diluted Ratio 34.557 -3.353 -2.149
Price To Earnings Diluted Growth Ratio 1.825 -0.352 -0.060
Price To Book Ratio 66.186 -8.922 5.906
Price To Sales Ratio 15.617 -1.676 -0.961
Price To Free Cash Flow Ratio 30.279 -3.768 -4.399
Price To Operating Cash Flow Ratio 29.428 -3.527 -3.287
Debt To Assets Ratio 0.351 -0.028 -0.015
Debt To Equity Ratio 2.456 -0.355 0.124
Debt To Capital Ratio 0.711 -0.027 0.013
Long Term Debt To Capital Ratio 0.702 -0.027 0.015
Financial Leverage Ratio 7.000 -0.414 0.632
Working Capital Turnover Ratio 50.448 32.849 32.769
Operating Cash Flow Ratio 0.764 -0.004 0.009
Operating Cash Flow Sales Ratio 0.531 0.006 0.023
Free Cash Flow Operating Cash Flow Ratio 0.972 0.004 0.027
Debt Service Coverage Ratio 11.443 1.116 1.171
Interest Coverage Ratio 27.028 2.907 2.040
Short Term Operating Cash Flow Coverage Ratio 23.232 3.526 2.291
Operating Cash Flow Coverage Ratio 0.916 0.105 0.122
Capital Expenditure Coverage Ratio 35.585 4.403 11.407
Dividend Paid And Capex Coverage Ratio 5.362 0.304 0.844
Dividend Payout Ratio 0.184 -0.006 -0.008
Enterprise Value Multiple 25.462 -4.119 -2.617

Key metrics

MetricTrend20252024202320222021
Market cap$512.08B$487.08B$402.63B$336.60B$355.01B
Enterprise value$520.51B$496.86B$409.72B$343.62B$361.49B
EV / Sales15.87x17.64x16.32x15.45x19.14x
EV / Op. cash flow29.91x33.62x34.20x30.69x38.20x
EV / Free cash flow30.78x34.73x35.29x34.03x41.80x
EV / EBITDA25.46x29.58x27.29x26.53x31.53x
Net debt / EBITDA0.41x0.58x0.47x0.54x0.56x
Current ratio1.03x1.03x1.17x1.17x1.29x
Income quality1.16x1.15x1.07x1.13x1.09x
Graham number$57$47$44$39$38
Graham net-net-$36-$32-$25-$23-$20
Tax burden80.6%84.4%82.1%84.6%84.3%
Interest burden96.3%95.9%96.0%96.1%96.0%
Working capital$796.0M$504.0M$2.70B$2.44B$3.79B
Invested capital$18.21B$17.29B$16.50B$15.82B$17.03B
Return on assets27.6%26.8%26.4%25.6%23.1%
Operating ROA38.2%34.4%34.5%32.1%28.3%
Return on tangible assets38.3%38.5%36.5%36.3%33.0%
Return on equity193.5%198.5%161.6%157.7%118.8%
Return on invested capital48.9%44.4%41.8%41.8%33.6%
Return on capital employed62.2%54.0%53.5%49.9%41.1%
Earnings yield2.9%2.6%2.8%3.0%2.4%
Free cash flow yield3.3%2.9%2.9%3.0%2.4%
Capex / Op. cash flow2.8%3.2%3.1%9.8%8.6%
Capex / Depreciation23.3%52.8%46.4%146.3%112.1%
Capex / Sales1.5%1.7%1.5%4.9%4.3%
SG&A / Sales14.9%15.2%14.5%15.7%18.2%
R&D / Sales0.0%0.0%0.0%0.0%0.0%
Stock comp / Sales1.8%1.9%1.8%1.3%1.4%
Intangibles / Total assets27.9%30.5%27.7%29.4%30.1%
Days sales outstanding51d49d59d56d58d
Days payables outstanding50d51d51d64d60d
Operating cycle51d49d59d56d58d
Cash conversion cycle1d-2d8d-8d-2d

Change by theme

Grouped by what each metric measures. Each figure is the change over the period shown — up down versus then.

Change over 1 year

Valuation
Market cap ▲+5.1%EV / Sales ▼-10.0%EV / EBITDA ▼-13.9%EV / Op. cash flow ▼-3.704Earnings yield ▲+0.003Graham number ▲+10.052
Profitability
Return on equity ▼-0.051Return on assets ▲+0.009Return on invested capital ▲+0.045Return on capital employed ▲+0.082Operating ROA ▲+0.037Income quality ▲+0.014Tax burden ▼-0.038
Efficiency
Days sales outstanding ▲+2.411Days payables outstanding ▼-0.527Operating cycle ▲+2.411Cash conversion cycle ▲+2.938Capex / Sales ▼-0.002R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.009Net debt / EBITDA ▼-0.170Working capital ▲+292000000.000Invested capital ▲+925000000.000Intangibles / Total assets ▼-0.026

Change over 5 years

Valuation
Market cap ▲+44.2%EV / Sales ▼-17.1%EV / EBITDA ▼-19.3%EV / Op. cash flow ▼-8.287Earnings yield ▲+0.005Graham number ▲+18.643
Profitability
Return on equity ▲+0.747Return on assets ▲+0.046Return on invested capital ▲+0.153Return on capital employed ▲+0.210Operating ROA ▲+0.099Income quality ▲+0.073Tax burden ▼-0.037
Efficiency
Days sales outstanding ▼-6.798Days payables outstanding ▼-9.719Operating cycle ▼-6.798Cash conversion cycle ▲+2.921Capex / Sales ▼-0.028R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.253Net debt / EBITDA ▼-0.153Working capital ▼-2991000000.000Invested capital ▲+1186000000.000Intangibles / Total assets ▼-0.022

Employee count

Peer market caps

Congressional trades

Recent trades

DateRepresentativeTypeAmount
2026-06-29Michael McCaulPurchase$1,001 - $15,000
2026-06-15Michael McCaulPurchase$1,001 - $15,000
2026-06-10Michael McCaulPurchase$1,001 - $15,000
2026-06-05Gilbert CisnerosSale$1,001 - $15,000
2026-06-02Ro KhannaPurchase$1,001 - $15,000
2026-05-01Ro KhannaPurchase$1,001 - $15,000
2026-04-28Michael McCaulPurchase$1,001 - $15,000
2026-04-27Michael McCaulSale$1,001 - $15,000
2026-04-17Michael McCaulPurchase$1,001 - $15,000
2026-04-13Ro KhannaPurchase$15,001 - $50,000
2026-04-01Michael McCaulPurchase$1,001 - $15,000
2026-03-17Michael McCaulPurchase$1,001 - $15,000
2026-03-02Michael McCaulPurchase$15,001 - $50,000
2026-01-29Ro KhannaSale$15,001 - $50,000
2026-01-13Ro KhannaSale$15,001 - $50,000
2025-11-18Gilbert CisnerosPurchase$1,001 - $15,000
2025-10-27Michael McCaulSale$1,001 - $15,000
2025-10-17Gilbert CisnerosPurchase$1,001 - $15,000
2025-09-23Valerie HoyleSale (Full)$1,001 - $15,000
2025-08-04Ro KhannaPurchase$1,000 - $15,000
2025-06-24Lisa McClainSale (Full)$1,001 - $15,000
2025-06-17Lisa McClainPurchase$1,001 - $15,000
2025-06-16Michael McCaulSale$15,001 - $50,000
2025-04-21Bruce WestermanSale$1,001 - $15,000
2025-04-09Josh GottheimerSale (Partial)$1,001 - $15,000
2025-04-08Rob BresnahanSale$1,001 - $15,000
2025-04-07Jefferson ShreveSale$15,001 - $50,000
2025-03-06Josh GottheimerSale$1,001 - $15,000
2025-03-03Bruce WestermanPurchase$1,001 - $15,000
2025-01-31Josh GottheimerPurchase$1,001 - $15,000
2025-01-30Josh GottheimerPurchase$1,001 - $15,000
2025-01-16Josh GottheimerSale$1,001 - $15,000
2024-11-19Michael McCaulSale$15,001 - $50,000
2024-10-29Valerie HoylePurchase$1,001 - $15,000
2024-10-14Ro KhannaPurchase$1,001 - $15,000
2024-09-18Josh GottheimerPurchase$1,001 - $15,000
2024-09-09Ro KhannaSale$1,001 - $15,000
2024-08-26Michael McCaulSale$1,001 - $15,000
2024-07-31Josh GottheimerPurchase$1,001 - $15,000
2024-07-18Josh GottheimerPurchase$1,001 - $15,000
2024-07-05Jared MoskowitzSale (Full)$1,001 - $15,000
2024-07-05Jared MoskowitzSale (Partial)$1,001 - $15,000
2024-07-02Kathy ManningPurchase$1,001 - $15,000
2024-07-01Josh GottheimerSale (Partial)$1,001 - $15,000
2024-03-20Ro KhannaPurchase$1,001 - $15,000
2024-02-13Ro KhannaPurchase$15,001 - $50,000
2024-02-13Ro KhannaPurchase$1,001 - $15,000
2024-01-23Kathy ManningPurchase$15,001 - $50,000
2024-01-23Kathy ManningPurchase$1,001 - $15,000
2024-01-10Ro KhannaSale$100,001 - $250,000
2024-01-10Ro KhannaSale$15,001 - $50,000
2023-12-20Josh GottheimerSale$1,001 - $15,000
2023-12-07Robert J. WittmanPurchase$1,001 - $15,000
2023-12-04John CurtisSale$1,001 - $15,000
2023-10-27Michael McCaulSale$15,001 - $50,000
2023-10-27Michael McCaulSale$50,001 - $100,000
2023-10-24Greg StantonSale$1,001 - $15,000
2023-10-02Ro KhannaSale$1,001 - $15,000
2023-09-26Greg StantonPurchase$1,001 - $15,000
2023-09-22Josh GottheimerPurchase$1,001 - $15,000
2023-09-07Josh GottheimerPurchase$1,001 - $15,000
2023-08-21Pete SessionsSale$1,001 - $15,000
2023-07-14Jared MoskowitzPurchase$1,001 - $15,000
2023-07-05Rick LarsenPurchase$1,001 - $15,000
2023-05-25Zoe LofgrenSale$1,001 - $15,000
2023-05-23Ro KhannaSale$1,001 - $15,000
2023-05-11Josh GottheimerPurchase$1,001 - $15,000
2023-04-26John CurtisSale (Partial)$1,001 - $15,000
2023-04-10Josh GottheimerSale$1,001 - $15,000
2023-03-14Ro KhannaPurchase$1,001 - $15,000
2023-02-23John CurtisSale (Partial)$1,001 - $15,000
2023-01-20Josh GottheimerPurchase$1,001 - $15,000
2023-01-12Josh GottheimerPurchase$1,001 - $15,000
2022-12-16Michael McCaulSale$1,001 - $15,000
2022-12-16Michael McCaulSale$1,001 - $15,000
2022-12-07Robert J. WittmanPurchase$1,001 - $15,000
2022-12-06Ro KhannaSale$1,001 - $15,000
2022-12-05Ro KhannaSale$15,001 - $50,000
2022-12-05Ro KhannaSale$1,001 - $15,000
2022-11-03Ro KhannaPurchase$50,001 - $100,000
2022-10-21Ro KhannaSale$1,001 - $15,000
2022-10-20Ro KhannaSale$15,001 - $50,000
2022-10-20Ro KhannaSale$1,001 - $15,000
2022-10-12Kathy ManningPurchase$1,001 - $15,000
2022-10-11Ro KhannaSale$1,001 - $15,000
2022-10-03Ro KhannaSale$15,001 - $50,000
2022-09-29Ro KhannaPurchase$15,001 - $50,000
2022-09-15Robert J. WittmanSale (Partial)$1,001 - $15,000
2022-09-06Ro KhannaPurchase$1,001 - $15,000
2022-08-01Ro KhannaPurchase$1,001 - $15,000
2022-07-19Ro KhannaPurchase$15,001 - $50,000
2022-07-15Kathy ManningPurchase$1,001 - $15,000
2022-06-17Ro KhannaSale$15,001 - $50,000
2022-06-16Ro KhannaSale$50,001 - $100,000
2022-05-10Ro KhannaPurchase$15,001 - $50,000
2022-05-05Ro KhannaPurchase$1,001 - $15,000
2022-04-21Ro KhannaPurchase$1,001 - $15,000
2022-04-06Ro KhannaSale$15,001 - $50,000
2022-04-06Ro KhannaSale$15,001 - $50,000
2022-02-28Robert J. WittmanPurchase$1,001 - $15,000

Recent news