EVTC
VENTE TOTALE: 4 094 titres (~122 618,13 $ US)
- Insiders
- Polak Aldo J.
- Total bought
- —
- Total sold
- $122,618
- Last activity
- 2026-09-03
- Last synced
-
2026-09-09 09:58:02
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Neutral signal Scored 2026-08-26
EVTC presents a moderately compelling setup: a solid earnings catalyst (20% revenue growth, strong institutional accumulation) is partially offset by mixed fundamentals, with stabilizing margins but persistent…
The first sentence of the analysis written for EVTC on 2026-08-26 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 49.7% | 51.9% | 51.5% | 52.7% | 57.6% | |
| Ebit Margin | 23.9% | 23.0% | 16.9% | 47.3% | 34.7% | |
| Ebitda Margin | 37.0% | 38.1% | 30.4% | 60.0% | 47.4% | |
| Operating Profit Margin | 20.0% | 19.6% | 19.6% | 25.5% | 33.3% | |
| Pretax Profit Margin | 16.6% | 14.1% | 12.3% | 43.3% | 30.8% | |
| Continuous Operations Profit Margin | 15.5% | 13.6% | 11.5% | 38.6% | 27.3% | |
| Net Profit Margin | 15.2% | 13.3% | 11.5% | 38.6% | 27.3% | |
| Bottom Line Profit Margin | 15.2% | 13.3% | 11.5% | 38.6% | 27.3% | |
| Current Ratio | 2.073 | 1.892 | 1.882 | 1.867 | 2.854 | |
| Quick Ratio | 2.073 | 1.892 | 1.882 | 1.867 | 2.606 | |
| Solvency Ratio | 0.172 | 0.180 | 0.122 | 0.483 | 0.350 | |
| Cash Ratio | 1.074 | 0.978 | 0.991 | 0.889 | 1.742 | |
| Price To Earnings Ratio | 13.104 | 19.731 | 33.285 | 9.305 | 22.312 | |
| Price To Earnings Growth Ratio | 0.488 | 0.467 | -0.515 | 0.168 | 0.410 | |
| Forward Price To Earnings Growth Ratio | 0.488 | 0.467 | -0.515 | 0.168 | 0.410 | |
| Price To Earnings Diluted Ratio | 13.223 | 19.960 | 33.835 | 9.386 | 22.615 | |
| Price To Earnings Diluted Growth Ratio | 0.487 | 0.464 | -0.521 | 0.167 | 0.415 | |
| Price To Book Ratio | 2.981 | 4.698 | 4.473 | 4.718 | 7.724 | |
| Price To Sales Ratio | 1.989 | 2.625 | 3.827 | 3.597 | 6.106 | |
| Price To Free Cash Flow Ratio | 13.676 | 12.933 | 21.057 | 16.194 | 24.538 | |
| Price To Operating Cash Flow Ratio | 8.163 | 8.536 | 12.587 | 10.116 | 15.766 | |
| Debt To Assets Ratio | 0.504 | 0.520 | 0.479 | 0.395 | 0.425 | |
| Debt To Equity Ratio | 1.818 | 2.046 | 1.660 | 0.948 | 1.044 | |
| Debt To Capital Ratio | 0.645 | 0.672 | 0.624 | 0.487 | 0.511 | |
| Long Term Debt To Capital Ratio | 0.630 | 0.663 | 0.614 | 0.452 | 0.488 | |
| Financial Leverage Ratio | 3.609 | 3.931 | 3.467 | 2.400 | 2.455 | |
| Working Capital Turnover Ratio | 3.357 | 3.300 | 3.131 | 2.664 | 2.410 | |
| Operating Cash Flow Ratio | 0.796 | 0.930 | 0.708 | 1.055 | 1.494 | |
| Operating Cash Flow Sales Ratio | 0.244 | 0.308 | 0.304 | 0.356 | 0.387 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.597 | 0.660 | 0.598 | 0.625 | 0.643 | |
| Debt Service Coverage Ratio | 3.279 | 3.219 | 3.663 | 5.224 | 6.086 | |
| Interest Coverage Ratio | 2.731 | 2.217 | 4.213 | 6.354 | 8.615 | |
| Short Term Operating Cash Flow Coverage Ratio | 6.703 | 10.896 | 8.849 | 5.396 | 11.566 | |
| Operating Cash Flow Coverage Ratio | 0.201 | 0.269 | 0.214 | 0.492 | 0.469 | |
| Capital Expenditure Coverage Ratio | 2.481 | 2.941 | 2.486 | 2.664 | 2.797 | |
| Dividend Paid And Capex Coverage Ratio | 2.177 | 2.567 | 2.156 | 2.283 | 2.378 | |
| Dividend Payout Ratio | 0.090 | 0.114 | 0.163 | 0.058 | 0.089 | |
| Enterprise Value Multiple | 7.767 | 9.040 | 15.850 | 6.697 | 13.668 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 49.6% | ▼-2.3% | ▼-3.0% |
| Ebit Margin | 23.9% | ▲0.9% | ▼-5.3% |
| Ebitda Margin | 37.0% | ▼-1.1% | ▼-5.6% |
| Operating Profit Margin | 20.0% | ▲0.4% | ▼-3.6% |
| Pretax Profit Margin | 16.6% | ▲2.4% | ▼-6.9% |
| Continuous Operations Profit Margin | 15.5% | ▲1.9% | ▼-5.8% |
| Net Profit Margin | 15.2% | ▲1.9% | ▼-6.0% |
| Bottom Line Profit Margin | 15.2% | ▲1.9% | ▼-6.0% |
| Current Ratio | 2.073 | ▲0.181 | ▼-0.041 |
| Quick Ratio | 2.073 | ▲0.181 | ▲0.009 |
| Solvency Ratio | 0.172 | ▼-0.007 | ▼-0.089 |
| Cash Ratio | 1.073 | ▲0.095 | ▼-0.061 |
| Price To Earnings Ratio | 13.104 | ▼-6.628 | ▼-6.444 |
| Price To Earnings Growth Ratio | 0.488 | ▲0.021 | ▲0.284 |
| Forward Price To Earnings Growth Ratio | 0.488 | ▲0.021 | ▲0.284 |
| Price To Earnings Diluted Ratio | 13.223 | ▼-6.737 | ▼-6.581 |
| Price To Earnings Diluted Growth Ratio | 0.487 | ▲0.022 | ▲0.284 |
| Price To Book Ratio | 2.981 | ▼-1.717 | ▼-1.938 |
| Price To Sales Ratio | 1.989 | ▼-0.637 | ▼-1.640 |
| Price To Free Cash Flow Ratio | 13.676 | ▲0.742 | ▼-4.004 |
| Price To Operating Cash Flow Ratio | 8.163 | ▼-0.372 | ▼-2.870 |
| Debt To Assets Ratio | 0.504 | ▼-0.016 | ▲0.039 |
| Debt To Equity Ratio | 1.819 | ▼-0.227 | ▲0.315 |
| Debt To Capital Ratio | 0.645 | ▼-0.026 | ▲0.058 |
| Long Term Debt To Capital Ratio | 0.630 | ▼-0.034 | ▲0.060 |
| Financial Leverage Ratio | 3.609 | ▼-0.322 | ▲0.436 |
| Working Capital Turnover Ratio | 3.357 | ▲0.057 | ▲0.385 |
| Operating Cash Flow Ratio | 0.796 | ▼-0.134 | ▼-0.200 |
| Operating Cash Flow Sales Ratio | 0.244 | ▼-0.064 | ▼-0.076 |
| Free Cash Flow Operating Cash Flow Ratio | 0.597 | ▼-0.063 | ▼-0.028 |
| Debt Service Coverage Ratio | 3.279 | ▲0.060 | ▼-1.015 |
| Interest Coverage Ratio | 2.731 | ▲0.514 | ▼-2.095 |
| Short Term Operating Cash Flow Coverage Ratio | 6.703 | ▼-4.193 | ▼-1.979 |
| Operating Cash Flow Coverage Ratio | 0.201 | ▼-0.068 | ▼-0.128 |
| Capital Expenditure Coverage Ratio | 2.481 | ▼-0.460 | ▼-0.193 |
| Dividend Paid And Capex Coverage Ratio | 2.177 | ▼-0.391 | ▼-0.135 |
| Dividend Payout Ratio | 0.090 | ▼-0.024 | ▼-0.013 |
| Enterprise Value Multiple | 7.767 | ▼-1.273 | ▼-2.838 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $1.85B | $2.22B | $2.66B | $2.22B | $3.60B | |
| Enterprise value | $2.68B | $2.91B | $3.35B | $2.49B | $3.82B | |
| EV / Sales | 2.87x | 3.44x | 4.82x | 4.02x | 6.48x | |
| EV / Op. cash flow | 11.79x | 11.20x | 15.86x | 11.31x | 16.73x | |
| EV / Free cash flow | 19.76x | 16.97x | 26.53x | 18.10x | 26.04x | |
| EV / EBITDA | 7.77x | 9.04x | 15.85x | 6.70x | 13.67x | |
| Net debt / EBITDA | 2.39x | 2.15x | 3.27x | 0.70x | 0.79x | |
| Current ratio | 2.07x | 1.89x | 1.88x | 1.87x | 2.85x | |
| Income quality | 1.57x | 2.27x | 2.64x | 0.92x | 1.42x | |
| Graham number | $22 | $17 | $16 | $23 | $18 | |
| Graham net-net | -$17 | -$15 | -$16 | -$6 | -$4 | |
| Tax burden | 91.7% | 94.1% | 93.4% | 89.2% | 88.7% | |
| Interest burden | 69.3% | 61.5% | 72.5% | 91.5% | 88.8% | |
| Working capital | $305.7M | $249.4M | $263.0M | $180.7M | $283.5M | |
| Invested capital | $1.85B | $1.48B | $1.65B | $876.7M | $959.8M | |
| Return on assets | 6.3% | 6.1% | 3.9% | 21.1% | 14.1% | |
| Operating ROA | 9.1% | 8.5% | 8.5% | 13.8% | 17.7% | |
| Return on tangible assets | 17.7% | 16.1% | 10.6% | 47.0% | 29.9% | |
| Return on equity | 22.8% | 23.8% | 13.4% | 50.7% | 34.6% | |
| Return on invested capital | 8.7% | 9.9% | 7.1% | 14.5% | 17.1% | |
| Return on capital employed | 9.5% | 10.5% | 7.7% | 17.0% | 19.8% | |
| Earnings yield | 7.6% | 5.1% | 3.0% | 10.7% | 4.5% | |
| Free cash flow yield | 7.3% | 7.7% | 4.7% | 6.2% | 4.1% | |
| Capex / Op. cash flow | 40.3% | 34.0% | 40.2% | 37.5% | 35.7% | |
| Capex / Depreciation | 74.9% | 69.2% | 90.7% | 105.0% | 108.8% | |
| Capex / Sales | 9.8% | 10.5% | 12.2% | 13.3% | 13.8% | |
| SG&A / Sales | 16.5% | 17.2% | 18.4% | 14.5% | 11.5% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 3.2% | 3.6% | 3.7% | 3.2% | 2.5% | |
| Intangibles / Total assets | 64.4% | 62.3% | 63.6% | 55.1% | 53.0% | |
| Days sales outstanding | 71d | 65d | 74d | 69d | 73d | |
| Days payables outstanding | 50d | 53d | 72d | 37d | 42d | |
| Operating cycle | 71d | 65d | 74d | 69d | 128d | |
| Cash conversion cycle | 21d | 12d | 2d | 32d | 86d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-16.5%EV / Sales ▼-16.6%EV / EBITDA ▼-14.1%EV / Op. cash flow ▲+0.595Earnings yield ▲+0.026Graham number ▲+5.069
Profitability
Return on equity ▼-0.011Return on assets ▲+0.002Return on invested capital ▼-0.011Return on capital employed ▼-0.010Operating ROA ▲+0.006Income quality ▼-0.695Tax burden ▼-0.024
Efficiency
Days sales outstanding ▲+6.053Days payables outstanding ▼-3.163Operating cycle ▲+6.053Cash conversion cycle ▲+9.216Capex / Sales ▼-0.006R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.181Net debt / EBITDA ▲+0.241Working capital ▲+56328000.000Invested capital ▲+373998000.000Intangibles / Total assets ▲+0.021
Change over 5 years
Valuation
Market cap ▼-48.5%EV / Sales ▼-55.7%EV / EBITDA ▼-43.2%EV / Op. cash flow ▼-4.935Earnings yield ▲+0.032Graham number ▲+4.047
Profitability
Return on equity ▼-0.118Return on assets ▼-0.078Return on invested capital ▼-0.084Return on capital employed ▼-0.103Operating ROA ▼-0.086Income quality ▲+0.153Tax burden ▲+0.030
Efficiency
Days sales outstanding ▼-1.899Days payables outstanding ▲+8.022Operating cycle ▼-57.281Cash conversion cycle ▼-65.303Capex / Sales ▼-0.040R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.782Net debt / EBITDA ▲+1.604Working capital ▲+22267000.000Invested capital ▲+893545000.000Intangibles / Total assets ▲+0.114
Employee count
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2025-06-17 | Lisa C. McClain | Sale (Full) | $1,001 - $15,000 |
| 2025-06-11 | Lisa C. McClain | Purchase | $1,001 - $15,000 |
Recent news
- 2026-08-31 EVTC vs. MA: Which Stock Is the Better Value Option? Investors looking for stocks in the Financial Transaction Services sector might want to consider either Evertec (EVTC) or MasterCard (MA). But which of these two stocks is more attractive to value investors?
- 2026-08-31 Is Evertec (EVTC) Stock Undervalued Right Now? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
- 2026-08-31 Is Evertec (EVTC) Stock Outpacing Its Business Services Peers This Year? Here is how Evertec (EVTC) and DLocal (DLO) have performed compared to their sector so far this year.
- 2026-08-25 Bank of America Corp DE Boosts Holdings in Evertec, Inc. $EVTC Bank of America Corp DE lifted its position in shares of Evertec, Inc. (NYSE: EVTC) by 104.7% in the undefined quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The institutional investor owned 309,627 shares of the business services provider''s stock after acquiring an additional 158,370 shares
- 2026-08-13 Should Value Investors Buy Evertec (EVTC) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
- 2026-08-12 EVTC or MA: Which Is the Better Value Stock Right Now? Investors interested in stocks from the Financial Transaction Services sector have probably already heard of Evertec (EVTC) and MasterCard (MA). But which of these two stocks presents investors with the better value opportunity right now?
- 2026-08-12 Is Evertec (EVTC) Outperforming Other Business Services Stocks This Year? Here is how Evertec (EVTC) and Nexxen International Ltd. Sponsored ADR (NEXN) have performed compared to their sector so far this year.
- 2026-08-11 Evertec Establishes $250,000 Emergency Relief Fund to Support Earthquake Recovery in Colombia BOGOTÁ, Colombia--(BUSINESS WIRE)--Evertec (NYSE: EVTC), a leading financial technology and payments company in Latin America and the Caribbean, today announced the establishment of a USD $250,000 emergency relief fund to support communities affected by the recent earthquakes in Colombia. As part of this effort, Evertec will contribute the funds to selected nonprofit and humanitarian relief organizations supporting communities affected by the earthquakes. The contribution will help address both.
- 2026-08-05 Arrowstreet Capital Limited Partnership Grows Stake in Evertec, Inc. $EVTC Arrowstreet Capital Limited Partnership boosted its stake in shares of Evertec, Inc. (NYSE: EVTC) by 22.5% during the undefined quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The fund owned 105,012 shares of the business services provider''s stock after acquiring an additional 19,304 shares during the quarter.
- 2026-08-05 Evertec Q2 Earnings Call Highlights Evertec NYSE: EVTC reported second-quarter 2026 revenue of approximately $275 million, up 20% from a year earlier, as organic growth, recent acquisitions and favorable currency movements lifted results. On a constant-currency basis, revenue increased about 16%.