TFC
VENTE TOTALE: 3 986 titres (~202 090,20 $ US)
- Insiders
- Boyer K. David Jr.
- Total bought
- —
- Total sold
- $202,090
- Last activity
- 2026-07-23
- Last synced
-
2026-07-29 15:28:58
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-07-29
TFC shows early-stage operational recovery with improving margins, but a critically low interest coverage ratio (0.63) and a current ratio below 1.0 reveal deep structural liquidity fragility that limits upside…
The first sentence of the analysis written for TFC on 2026-07-29 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 62.2% | 47.0% | 59.8% | 86.1% | 100.2% | |
| Ebit Margin | 20.9% | -2.5% | -2.6% | 31.5% | 34.7% | |
| Ebitda Margin | 23.2% | 1.6% | 1.5% | 37.7% | 40.7% | |
| Operating Profit Margin | 20.9% | -2.5% | -2.6% | 31.5% | 34.7% | |
| Pretax Profit Margin | 20.9% | -2.5% | -2.6% | 31.5% | 34.7% | |
| Continuous Operations Profit Margin | 17.4% | -0.2% | -5.0% | 25.9% | 27.9% | |
| Net Profit Margin | 17.4% | 19.9% | -3.6% | 28.1% | 27.9% | |
| Bottom Line Profit Margin | 16.3% | 18.4% | -4.8% | 26.6% | 26.2% | |
| Current Ratio | 0.866 | 0.140 | 0.262 | 0.244 | 0.439 | |
| Quick Ratio | 0.866 | 0.140 | 0.262 | 0.244 | 0.439 | |
| Solvency Ratio | 0.012 | 0.012 | 0.000 | 0.015 | 0.017 | |
| Cash Ratio | 0.085 | 0.095 | 0.072 | 0.049 | 0.048 | |
| Price To Earnings Ratio | 12.749 | 12.911 | -33.872 | 9.648 | 12.982 | |
| Price To Earnings Growth Ratio | 0.857 | -0.032 | 0.272 | -8.702 | 0.288 | |
| Forward Price To Earnings Growth Ratio | 0.857 | -0.032 | 0.272 | -8.702 | 0.288 | |
| Price To Book Ratio | 0.957 | 0.907 | 0.832 | 0.944 | 1.130 | |
| Price To Sales Ratio | 2.049 | 2.381 | 1.642 | 2.563 | 3.394 | |
| Price To Free Cash Flow Ratio | 10.867 | 26.683 | 5.698 | 5.434 | 10.509 | |
| Price To Operating Cash Flow Ratio | 10.867 | 26.683 | 5.698 | 5.157 | 9.920 | |
| Debt To Assets Ratio | 0.127 | 0.117 | 0.116 | 0.117 | 0.076 | |
| Debt To Equity Ratio | 1.071 | 0.978 | 1.051 | 1.075 | 0.590 | |
| Debt To Capital Ratio | 0.517 | 0.494 | 0.512 | 0.518 | 0.371 | |
| Long Term Debt To Capital Ratio | 0.392 | 0.354 | 0.397 | 0.417 | 0.341 | |
| Financial Leverage Ratio | 8.399 | 8.341 | 9.058 | 9.176 | 7.813 | |
| Working Capital Turnover Ratio | -0.146 | -0.073 | -0.094 | -0.079 | -0.098 | |
| Operating Cash Flow Ratio | 0.013 | 0.005 | 0.021 | 0.025 | 0.019 | |
| Operating Cash Flow Sales Ratio | 0.189 | 0.089 | 0.288 | 0.497 | 0.342 | |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 1.000 | 1.000 | 0.949 | 0.944 | |
| Debt Service Coverage Ratio | 0.158 | 0.024 | -0.009 | 0.295 | 1.362 | |
| Interest Coverage Ratio | 0.627 | -0.055 | -0.077 | 3.028 | 10.408 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.206 | 0.079 | 0.372 | 0.507 | 1.587 | |
| Operating Cash Flow Coverage Ratio | 0.082 | 0.035 | 0.139 | 0.170 | 0.193 | |
| Capital Expenditure Coverage Ratio | 0.000 | 0.000 | 0.000 | 19.647 | 17.855 | |
| Dividend Paid And Capex Coverage Ratio | 1.916 | 0.690 | 2.757 | 3.119 | 2.396 | |
| Dividend Payout Ratio | 0.565 | 0.651 | -2.870 | 0.477 | 0.443 | |
| Enterprise Value Multiple | 13.582 | 212.274 | 180.149 | 12.007 | 10.545 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 62.2% | ▲15.2% | ▼-8.9% |
| Ebit Margin | 20.9% | ▲23.3% | ▲4.5% |
| Ebitda Margin | 23.2% | ▲21.6% | ▲2.3% |
| Operating Profit Margin | 20.9% | ▲23.3% | ▲4.5% |
| Pretax Profit Margin | 20.9% | ▲23.3% | ▲4.5% |
| Continuous Operations Profit Margin | 17.4% | ▲17.6% | ▲4.2% |
| Net Profit Margin | 17.4% | ▼-2.4% | ▼-0.5% |
| Bottom Line Profit Margin | 16.3% | ▼-2.1% | ▼-0.2% |
| Current Ratio | 0.866 | ▲0.726 | ▲0.476 |
| Quick Ratio | 0.866 | ▲0.726 | ▲0.476 |
| Solvency Ratio | 0.013 | ▲0.000 | ▲0.001 |
| Cash Ratio | 0.085 | ▼-0.010 | ▲0.015 |
| Price To Earnings Ratio | 12.749 | ▼-0.162 | ▲9.865 |
| Price To Earnings Growth Ratio | 0.857 | ▲0.888 | ▲2.320 |
| Forward Price To Earnings Growth Ratio | 0.857 | ▲0.888 | ▲2.320 |
| Price To Book Ratio | 0.957 | ▲0.050 | ▲0.003 |
| Price To Sales Ratio | 2.049 | ▼-0.332 | ▼-0.357 |
| Price To Free Cash Flow Ratio | 10.867 | ▼-15.816 | ▼-0.971 |
| Price To Operating Cash Flow Ratio | 10.867 | ▼-15.816 | ▼-0.798 |
| Debt To Assets Ratio | 0.128 | ▲0.010 | ▲0.017 |
| Debt To Equity Ratio | 1.071 | ▲0.093 | ▲0.118 |
| Debt To Capital Ratio | 0.517 | ▲0.023 | ▲0.034 |
| Long Term Debt To Capital Ratio | 0.392 | ▲0.037 | ▲0.011 |
| Financial Leverage Ratio | 8.399 | ▲0.058 | ▼-0.158 |
| Working Capital Turnover Ratio | -0.146 | ▼-0.074 | ▼-0.048 |
| Operating Cash Flow Ratio | 0.013 | ▲0.008 | ▼-0.003 |
| Operating Cash Flow Sales Ratio | 0.189 | ▲0.099 | ▼-0.092 |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 0.000 | ▲0.021 |
| Debt Service Coverage Ratio | 0.158 | ▲0.134 | ▼-0.208 |
| Interest Coverage Ratio | 0.627 | ▲0.682 | ▼-2.159 |
| Short Term Operating Cash Flow Coverage Ratio | 0.206 | ▲0.127 | ▼-0.344 |
| Operating Cash Flow Coverage Ratio | 0.082 | ▲0.048 | ▼-0.042 |
| Capital Expenditure Coverage Ratio | 0.000 | 0.000 | ▼-7.500 |
| Dividend Paid And Capex Coverage Ratio | 1.916 | ▲1.225 | ▼-0.260 |
| Dividend Payout Ratio | 0.565 | ▼-0.086 | ▲0.711 |
| Enterprise Value Multiple | 13.582 | ▼-198.692 | ▼-72.130 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $62.37B | $57.74B | $49.18B | $57.15B | $78.29B | |
| Enterprise value | $95.79B | $80.24B | $81.07B | $100.80B | $98.88B | |
| EV / Sales | 3.15x | 3.31x | 2.71x | 4.52x | 4.29x | |
| EV / Op. cash flow | 16.69x | 37.08x | 9.39x | 9.10x | 12.53x | |
| EV / Free cash flow | 16.69x | 37.08x | 9.39x | 9.59x | 13.27x | |
| EV / EBITDA | 13.58x | 212.27x | 180.15x | 12.01x | 10.54x | |
| Net debt / EBITDA | 4.74x | 59.52x | 70.87x | 5.20x | 2.20x | |
| Current ratio | 0.87x | 0.14x | 0.26x | 0.24x | 0.44x | |
| Income quality | 1.08x | 0.45x | -8.24x | 1.77x | 1.23x | |
| Graham number | $70 | $62 | — | $70 | $75 | |
| Graham net-net | -$152 | -$310 | -$278 | -$296 | -$217 | |
| Tax burden | 83.6% | -801.7% | 142.6% | 89.1% | 80.6% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$57.42B | -$359.17B | -$309.41B | -$329.21B | -$236.55B | |
| Invested capital | -$35.87B | -$331.20B | -$280.96B | -$287.89B | -$197.45B | |
| Return on assets | 1.0% | 0.9% | -0.2% | 1.1% | 1.2% | |
| Operating ROA | 1.2% | -0.1% | -0.1% | 1.3% | 1.5% | |
| Return on tangible assets | 1.0% | 0.9% | -0.2% | 1.2% | 1.3% | |
| Return on equity | 8.1% | 7.6% | -1.8% | 10.3% | 9.3% | |
| Return on invested capital | 3.6% | -0.0% | -0.5% | 4.1% | 5.2% | |
| Return on capital employed | 5.3% | -0.5% | -0.7% | 5.9% | 6.7% | |
| Earnings yield | 8.5% | 8.3% | -2.2% | 11.0% | 8.2% | |
| Free cash flow yield | 9.2% | 3.7% | 17.6% | 18.4% | 9.5% | |
| Capex / Op. cash flow | 0.0% | 0.0% | 0.0% | 5.1% | 5.6% | |
| Capex / Depreciation | 0.0% | 0.0% | 0.0% | 41.3% | 31.9% | |
| Capex / Sales | 0.0% | 0.0% | 0.0% | 2.5% | 1.9% | |
| SG&A / Sales | 26.3% | 27.9% | 22.6% | 30.9% | 38.7% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Intangibles / Total assets | 3.4% | 4.2% | 4.2% | 6.2% | 5.9% | |
| Days sales outstanding | 3903d | 200d | 134d | 193d | 164d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 3903d | 200d | 134d | 193d | 164d | |
| Cash conversion cycle | 3903d | 200d | 134d | 193d | 164d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+8.0%EV / Sales ▼-4.9%EV / EBITDA ▼-93.6%EV / Op. cash flow ▼-20.388Earnings yield ▲+0.002Graham number ▲+7.197
Profitability
Return on equity ▲+0.006Return on assets ▲+0.001Return on invested capital ▲+0.036Return on capital employed ▲+0.059Operating ROA ▲+0.013Income quality ▲+0.634Tax burden ▲+8.853
Efficiency
Days sales outstanding ▲+3702.839Days payables outstanding n/aOperating cycle ▲+3702.839Cash conversion cycle ▲+3702.839Capex / Sales n/aR&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.726Net debt / EBITDA ▼-54.777Working capital ▲+301751000000.000Invested capital ▲+295329000000.000Intangibles / Total assets ▼-0.009
Change over 5 years
Valuation
Market cap ▼-20.3%EV / Sales ▼-26.6%EV / EBITDA ▲+28.8%EV / Op. cash flow ▲+4.162Earnings yield ▲+0.003Graham number ▼-5.310
Profitability
Return on equity ▼-0.012Return on assets ▼-0.002Return on invested capital ▼-0.016Return on capital employed ▼-0.014Operating ROA ▼-0.003Income quality ▼-0.145Tax burden ▲+0.030
Efficiency
Days sales outstanding ▲+3738.940Days payables outstanding n/aOperating cycle ▲+3738.940Cash conversion cycle ▲+3738.940Capex / Sales ▼-0.019R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.427Net debt / EBITDA ▲+2.543Working capital ▲+179126000000.000Invested capital ▲+161580000000.000Intangibles / Total assets ▼-0.026
Employee count
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-04-17 | Lloyd Smucker | Sale | $1,001 - $15,000 |
| 2026-03-30 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2025-12-11 | Dan Newhouse | Sale (Full) | $1,001 - $15,000 |
| 2025-08-27 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2025-08-12 | Ro Khanna | Purchase | $1,000 - $15,000 |
| 2025-08-08 | Ro Khanna | Purchase | $1,000 - $15,000 |
| 2025-08-04 | Ro Khanna | Purchase | $1,000 - $15,000 |
| 2025-08-01 | Ro Khanna | Purchase | $1,000 - $15,000 |
| 2025-06-18 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2025-04-11 | Dan Newhouse | Sale (Partial) | $1,001 - $15,000 |
| 2025-04-08 | Rob Bresnahan | Sale (Full) | $1,001 - $15,000 |
| 2025-02-11 | Julie Johnson | Sale | $1,001 - $15,000 |
| 2024-11-15 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2024-09-27 | Purchase | $1,001 - $15,000 | |
| 2024-09-09 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2024-02-02 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2024-02-02 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2024-02-01 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2024-02-01 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2024-01-31 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-10-10 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-10-09 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-10-09 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-10-05 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-10-05 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-08-29 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-07-28 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-07-12 | Daniel Goldman | Sale | $15,001 - $50,000 |
| 2023-06-26 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-05-19 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-04-26 | Dan Newhouse | Purchase | $1,001 - $15,000 |
| 2023-04-25 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-04-10 | Daniel Goldman | Purchase | $15,001 - $50,000 |
| 2023-03-24 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-03-15 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-03-15 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-03-14 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-03-09 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-02-15 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-02-15 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-01-09 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-12-22 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-12-22 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-12-06 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2022-11-03 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2022-10-20 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-10-20 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-09-29 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2022-09-06 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-08-01 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-06-30 | Roger Williams | Purchase | $1,001 - $15,000 |
| 2022-06-16 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2022-06-08 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-05-10 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2022-05-06 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-05-05 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2022-04-22 | Ro Khanna | Purchase | $50,001 - $100,000 |
| 2022-04-13 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-04-11 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-03-16 | John Rutherford | Sale | $1,001 - $15,000 |
| 2022-02-10 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-01-21 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-01-20 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2021-12-16 | Marjorie Taylor Greene | Sale (Full) | $15,001 - $50,000 |
| 2021-05-12 | Marjorie Taylor Greene | Purchase | $1,001 - $15,000 |
| 2021-02-16 | Peter Meijer | Sale (Full) | $1,001 - $15,000 |
| 2021-02-08 | Mo Brooks | Sale (Full) | $1,001 - $15,000 |
| 2021-02-05 | Kurt Schrader | Purchase | $1,001 - $15,000 |
| 2021-01-21 | John Rutherford | Purchase | $1,001 - $15,000 |
| 2021-01-04 | Chris Jacobs | Sale (Full) | $1,001 - $15,000 |
| 2020-08-07 | Joe Courtney | Sale (Full) | $1,001 - $15,000 |
| 2020-07-30 | Dean Phillips | Purchase | $1,001 - $15,000 |
| 2020-06-23 | David P. Roe | Purchase | $1,001 - $15,000 |
| 2020-06-10 | Lois Frankel | Sale (Partial) | $1,001 - $15,000 |
| 2020-05-13 | Dean Phillips | Purchase | $1,001 - $15,000 |
| 2020-04-29 | Gilbert Cisneros | Purchase | $1,001 - $15,000 |
| 2020-04-15 | Richard W. Allen | Sale (Full) | $15,001 - $50,000 |
| 2020-04-15 | Richard W. Allen | Sale (Full) | $15,001 - $50,000 |
| 2020-04-02 | Dean Phillips | Sale (Full) | $1,001 - $15,000 |
| 2020-03-18 | Gilbert Cisneros | Sale (Full) | $1,001 - $15,000 |
| 2020-02-20 | Mikie Sherrill | Sale (Full) | $1,001 - $15,000 |
| 2020-02-02 | Mo Brooks | Sale (Full) | $15,001 - $50,000 |
| 2019-12-31 | Joe Courtney | Purchase | $1,001 - $15,000 |
Recent news
- 2026-07-28 Truist declares common and preferred stock dividends CHARLOTTE, N.C., July 28, 2026 /PRNewswire/ -- The Board of Directors of Truist Financial Corporation (NYSE: TFC) declared a regular quarterly cash dividend of $0.52 per common share, payable on September 1, 2026, to shareholders of record at the close of business on August 14, 2026.
- 2026-07-28 Truist names John Stucker as Middle Market Sales Leader New role strengthens growth strategy and sales execution for serving the middle market segment CHARLOTTE, N.C., July 28, 2026 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced that John Stucker has joined Truist as Middle Market Sales Leader, a newly created role designed to drive growth and elevate sales execution across the company's middle market banking business.
- 2026-07-27 Truist Securities names Craig Mineard Co-Head of TMT Investment Banking Mineard joins Thomas Wilson in leading the growing industry coverage team ATLANTA, July 27, 2026 /PRNewswire/ -- Truist Securities today announced the appointment of Craig Mineard as Managing Director and Co-Head of Technology, Media, and Telecom (TMT) Investment Banking. Mineard joins Co-Head Thomas Wilson in leading the firm's industry coverage team, strengthening its position in the sector.
- 2026-07-27 Dai ichi Life Insurance Company Ltd Reduces Stock Holdings in Truist Financial Corporation $TFC Dai ichi Life Insurance Company Ltd lowered its stake in shares of Truist Financial Corporation (NYSE: TFC) by 20.1% during the first quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. The institutional investor owned 39,650 shares of the insurance provider's stock after selling 9,949 shares
- 2026-07-26 Buy 4 Barron's Better Bets (Than T-Bills) Out Of 11 'Safer' July DiviDogs Verizon , Kinder Morgan, Regions Financial, and KeyCorp are the four buyable Barron's Better Bets Dogs, offering high, 'safest' dividends at fair prices. Analyst forecasts project net gains of 9.62% to 21.97% for top BBB Dogs by July 2027, with average net 13.68% on the top ten. Six BBB Dogs show negative free cash flow margins, making their dividends potentially unsafe; Pfizer, ONEOK, Mid-America Apartment, Federal Realty, Williams Companies, and Entergy are flagged.
- 2026-07-24 ABN Amro Investment Solutions Trims Holdings in Truist Financial Corporation $TFC ABN Amro Investment Solutions trimmed its holdings in shares of Truist Financial Corporation (NYSE: TFC) by 45.3% in the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The firm owned 62,543 shares of the insurance provider's stock after selling 51,761 shares during the
- 2026-07-22 Truist hires Shimna Sameer as head of Truist Wealth Sameer to drive growth, investment in wealth management business CHARLOTTE, N.C., July 22, 2026 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced Shimna Sameer as head of Truist Wealth.
- 2026-07-22 Jim Cramer Likes Truist, But Prefers This Financial Stock On CNBC's “Mad Money Lightning Round,” Jim Cramer said that although he likes Truist Financial Corporation (NYSE:TFC), he prefers KeyCorp (NYSE:KEY) to Truist.
- 2026-07-21 Truist Financial: Deep Value Based On Fee Growth (Rating Upgrade) Truist Financial delivered strong Q2'26 results, with double-digit growth in Y/Y net earnings as well as non-interest income. TFC's commercial loan book and fee-based businesses, especially capital markets advice, drove robust year-over-year expansion and outperformance versus consensus. The current 1.1x P/B valuation is inadequate, and the bank could re-rate to 1.4x if net interest and fee-based income momentum persists and rate cuts are delayed until 2027.
- 2026-07-20 Truist Financial's Share Repurchase Authorization Doubling In 2026 Shows ‘Strong Conviction In Ongoing Capital Generation' Truist Financial Corp (NYSE:TFC) shares came under pressure in early trading on Monday, after climbing following the company's upbeat second-quarter results.