PNC
VENTE TOTALE: 1200 titres (~302634 USD)
- Insiders
- Deborah Guild
- Total bought
- —
- Total sold
- $302,634
- Last activity
- 2026-07-22
- Last synced
-
2026-08-04 10:23:03
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-08-03
PNC presents a critically weak liquidity profile (current ratio 0.11, interest coverage below 1.0) that substantially undermines its recovering profitability margins (net margin 22.1%), resulting in an unfavorable…
The first sentence of the analysis written for PNC on 2026-08-03 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 71.7% | 59.4% | 65.0% | 87.7% | 101.5% | |
| Ebit Margin | 27.1% | 21.5% | 21.1% | 31.8% | 35.5% | |
| Ebitda Margin | 27.4% | 22.3% | 21.8% | 34.5% | 44.5% | |
| Operating Profit Margin | 27.1% | 21.5% | 21.1% | 31.8% | 35.5% | |
| Pretax Profit Margin | 27.1% | 21.5% | 21.1% | 31.8% | 35.5% | |
| Continuous Operations Profit Margin | 22.3% | 17.7% | 17.7% | 26.0% | 29.1% | |
| Net Profit Margin | 22.1% | 17.5% | 17.5% | 25.7% | 28.8% | |
| Bottom Line Profit Margin | 21.1% | 16.3% | 16.1% | 24.3% | 27.5% | |
| Current Ratio | 0.114 | 0.146 | 0.235 | 0.188 | 0.468 | |
| Quick Ratio | 0.114 | 0.146 | 0.235 | 0.188 | 0.468 | |
| Solvency Ratio | 0.014 | 0.012 | 0.011 | 0.013 | 0.015 | |
| Cash Ratio | 0.090 | 0.108 | 0.120 | 0.076 | 0.175 | |
| Price To Earnings Ratio | 12.559 | 14.015 | 12.098 | 11.395 | 15.777 | |
| Price To Earnings Growth Ratio | 0.604 | 1.869 | -1.582 | 1.259 | 0.158 | |
| Forward Price To Earnings Growth Ratio | 0.604 | 1.869 | -1.582 | 1.259 | 0.158 | |
| Price To Earnings Diluted Ratio | 12.582 | 14.036 | 12.107 | 11.404 | 15.789 | |
| Price To Earnings Diluted Growth Ratio | 0.607 | 1.890 | -1.582 | 1.259 | 0.158 | |
| Price To Book Ratio | 1.357 | 1.414 | 1.215 | 1.422 | 1.534 | |
| Price To Sales Ratio | 2.624 | 2.284 | 1.946 | 2.765 | 4.337 | |
| Price To Free Cash Flow Ratio | 18.759 | 9.765 | 6.141 | 7.164 | 11.841 | |
| Price To Operating Cash Flow Ratio | 18.759 | 9.765 | 6.141 | 7.164 | 11.841 | |
| Debt To Assets Ratio | 0.100 | 0.110 | 0.130 | 0.105 | 0.059 | |
| Debt To Equity Ratio | 0.942 | 1.133 | 1.423 | 1.283 | 0.593 | |
| Debt To Capital Ratio | 0.485 | 0.531 | 0.587 | 0.562 | 0.372 | |
| Long Term Debt To Capital Ratio | 0.485 | 0.531 | 0.587 | 0.562 | 0.356 | |
| Financial Leverage Ratio | 9.467 | 10.290 | 10.989 | 12.174 | 10.004 | |
| Working Capital Turnover Ratio | -0.083 | -0.098 | -0.093 | -0.076 | -0.090 | |
| Operating Cash Flow Ratio | 0.010 | 0.018 | 0.024 | 0.020 | 0.015 | |
| Operating Cash Flow Sales Ratio | 0.140 | 0.234 | 0.317 | 0.386 | 0.366 | |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 1.000 | 1.000 | 1.000 | 1.000 | |
| Debt Service Coverage Ratio | 0.650 | 0.482 | 0.564 | 2.793 | 15.396 | |
| Interest Coverage Ratio | 0.779 | 0.562 | 0.648 | 3.085 | 14.349 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 0.077 | 0.128 | 0.139 | 0.155 | 0.219 | |
| Capital Expenditure Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Dividend Paid And Capex Coverage Ratio | 1.490 | 2.728 | 3.513 | 3.374 | 3.152 | |
| Dividend Payout Ratio | 0.424 | 0.491 | 0.516 | 0.446 | 0.403 | |
| Enterprise Value Multiple | 11.617 | 12.314 | 12.096 | 11.007 | 4.129 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 71.7% | ▲12.3% | ▼-5.4% |
| Ebit Margin | 27.1% | ▲5.6% | ▼-0.3% |
| Ebitda Margin | 27.4% | ▲5.1% | ▼-2.7% |
| Operating Profit Margin | 27.1% | ▲5.6% | ▼-0.3% |
| Pretax Profit Margin | 27.1% | ▲5.6% | ▼-0.3% |
| Continuous Operations Profit Margin | 22.3% | ▲4.7% | ▼-0.2% |
| Net Profit Margin | 22.1% | ▲4.7% | ▼-0.2% |
| Bottom Line Profit Margin | 21.1% | ▲4.8% | ▲0.1% |
| Current Ratio | 0.114 | ▼-0.032 | ▼-0.116 |
| Quick Ratio | 0.114 | ▼-0.032 | ▼-0.116 |
| Solvency Ratio | 0.014 | ▲0.002 | ▲0.001 |
| Cash Ratio | 0.090 | ▼-0.018 | ▼-0.024 |
| Price To Earnings Ratio | 12.559 | ▼-1.456 | ▼-0.610 |
| Price To Earnings Growth Ratio | 0.604 | ▼-1.264 | ▲0.142 |
| Forward Price To Earnings Growth Ratio | 0.604 | ▼-1.264 | ▲0.142 |
| Price To Earnings Diluted Ratio | 12.582 | ▼-1.454 | ▼-0.602 |
| Price To Earnings Diluted Growth Ratio | 0.607 | ▼-1.283 | ▲0.140 |
| Price To Book Ratio | 1.357 | ▼-0.056 | ▼-0.031 |
| Price To Sales Ratio | 2.624 | ▲0.340 | ▼-0.167 |
| Price To Free Cash Flow Ratio | 18.759 | ▲8.994 | ▲8.025 |
| Price To Operating Cash Flow Ratio | 18.759 | ▲8.994 | ▲8.025 |
| Debt To Assets Ratio | 0.100 | ▼-0.011 | ▼-0.001 |
| Debt To Equity Ratio | 0.943 | ▼-0.191 | ▼-0.132 |
| Debt To Capital Ratio | 0.485 | ▼-0.046 | ▼-0.022 |
| Long Term Debt To Capital Ratio | 0.485 | ▼-0.046 | ▼-0.019 |
| Financial Leverage Ratio | 9.467 | ▼-0.823 | ▼-1.118 |
| Working Capital Turnover Ratio | -0.083 | ▲0.015 | ▲0.005 |
| Operating Cash Flow Ratio | 0.010 | ▼-0.009 | ▼-0.008 |
| Operating Cash Flow Sales Ratio | 0.140 | ▼-0.094 | ▼-0.149 |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 0.000 | 0.000 |
| Debt Service Coverage Ratio | 0.650 | ▲0.168 | ▼-3.327 |
| Interest Coverage Ratio | 0.779 | ▲0.217 | ▼-3.106 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Operating Cash Flow Coverage Ratio | 0.077 | ▼-0.051 | ▼-0.067 |
| Capital Expenditure Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Dividend Paid And Capex Coverage Ratio | 1.490 | ▼-1.238 | ▼-1.362 |
| Dividend Payout Ratio | 0.424 | ▼-0.066 | ▼-0.032 |
| Enterprise Value Multiple | 11.617 | ▼-0.697 | ▲1.384 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $82.24B | $76.95B | $62.09B | $65.07B | $85.42B | |
| Enterprise value | $99.63B | $92.37B | $84.11B | $89.42B | $36.17B | |
| EV / Sales | 3.18x | 2.74x | 2.64x | 3.80x | 1.84x | |
| EV / Op. cash flow | 22.73x | 11.72x | 8.32x | 9.85x | 5.01x | |
| EV / Free cash flow | 22.73x | 11.72x | 8.32x | 9.85x | 5.01x | |
| EV / EBITDA | 11.62x | 12.31x | 12.10x | 11.01x | 4.13x | |
| Net debt / EBITDA | 2.03x | 2.06x | 3.17x | 3.00x | -5.62x | |
| Current ratio | 0.11x | 0.15x | 0.23x | 0.19x | 0.47x | |
| Income quality | 0.63x | 1.32x | 1.79x | 1.49x | 1.26x | |
| Graham number | $247 | $213 | $200 | $191 | $198 | |
| Graham net-net | -$1K | -$1K | -$1K | -$1K | -$665 | |
| Tax burden | 81.7% | 81.3% | 82.8% | 80.8% | 81.2% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$390.48B | -$364.41B | -$322.45B | -$367.12B | -$250.19B | |
| Invested capital | -$375.86B | -$349.76B | -$307.83B | -$352.71B | -$235.54B | |
| Return on assets | 1.2% | 1.1% | 1.0% | 1.1% | 1.0% | |
| Operating ROA | 1.5% | 1.3% | 1.2% | 1.3% | 1.4% | |
| Return on tangible assets | 1.2% | 1.1% | 1.0% | 1.1% | 1.0% | |
| Return on equity | 11.4% | 10.8% | 10.9% | 13.2% | 10.2% | |
| Return on invested capital | 5.3% | 4.5% | 4.0% | 5.8% | 6.6% | |
| Return on capital employed | 6.4% | 5.4% | 4.8% | 7.1% | 8.0% | |
| Earnings yield | 8.4% | 7.7% | 9.0% | 9.3% | 6.6% | |
| Free cash flow yield | 5.3% | 10.2% | 16.3% | 14.0% | 8.4% | |
| Capex / Op. cash flow | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Capex / Depreciation | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Capex / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| SG&A / Sales | 30.2% | 22.7% | 24.4% | 32.3% | 37.9% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Intangibles / Total assets | 2.5% | 2.6% | 2.6% | 2.6% | 2.3% | |
| Days sales outstanding | 0d | 73d | 74d | 99d | 112d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 0d | 73d | 74d | 99d | 112d | |
| Cash conversion cycle | 0d | 73d | 74d | 99d | 112d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+6.9%EV / Sales ▲+16.0%EV / EBITDA ▼-5.7%EV / Op. cash flow ▲+11.003Earnings yield ▲+0.008Graham number ▲+33.960
Profitability
Return on equity ▲+0.006Return on assets ▲+0.002Return on invested capital ▲+0.008Return on capital employed ▲+0.010Operating ROA ▲+0.002Income quality ▼-0.697Tax burden ▲+0.004
Efficiency
Days sales outstanding ▼-72.526Days payables outstanding n/aOperating cycle ▼-72.526Cash conversion cycle ▼-72.526Capex / Sales n/aR&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.032Net debt / EBITDA ▼-0.028Working capital ▼-26073000000.000Invested capital ▼-26098000000.000Intangibles / Total assets ▼-0.001
Change over 5 years
Valuation
Market cap ▼-3.7%EV / Sales ▲+73.1%EV / EBITDA ▲+181.4%EV / Op. cash flow ▲+17.711Earnings yield ▲+0.018Graham number ▲+48.852
Profitability
Return on equity ▲+0.013Return on assets ▲+0.002Return on invested capital ▼-0.013Return on capital employed ▼-0.016Operating ROA ▲+0.001Income quality ▼-0.634Tax burden ▲+0.005
Efficiency
Days sales outstanding ▼-111.920Days payables outstanding n/aOperating cycle ▼-111.920Cash conversion cycle ▼-111.920Capex / Sales n/aR&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.353Net debt / EBITDA ▲+7.649Working capital ▼-140291000000.000Invested capital ▼-140326000000.000Intangibles / Total assets ▲+0.003
Employee count
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-06-02 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2026-04-13 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2025-10-21 | Julie Johnson | Sale | $1,001 - $15,000 |
| 2025-09-23 | Valerie Hoyle | Sale (Full) | $1,001 - $15,000 |
| 2025-08-14 | Julie Johnson | Sale | $1,001 - $15,000 |
| 2025-06-18 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2025-03-03 | Julie Johnson | Sale | $1,001 - $15,000 |
| 2025-02-24 | Julie Johnson | Sale | $1,001 - $15,000 |
| 2024-11-15 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2024-10-29 | Valerie Hoyle | Purchase | $1,001 - $15,000 |
| 2024-10-23 | Julia Letlow | Purchase | $1,001 - $15,000 |
| 2024-09-09 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2024-09-09 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2024-09-04 | John James | Sale (Full) | $1,001 - $15,000 |
| 2024-07-05 | Jared Moskowitz | Sale (Full) | $1,001 - $15,000 |
| 2024-07-01 | Jared Moskowitz | Sale (Full) | $1,001 - $15,000 |
| 2024-01-10 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-11-10 | John James | Purchase | $1,001 - $15,000 |
| 2023-11-03 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-09-08 | Lois Frankel | Sale | $1,001 - $15,000 |
| 2023-09-06 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-08-29 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-07-05 | Rick Larsen | Sale (Full) | $1,001 - $15,000 |
| 2023-06-28 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2023-06-22 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2023-05-19 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2023-05-04 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-04-26 | Lois Frankel | Purchase | $1,001 - $15,000 |
| 2023-04-20 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-04-19 | Lois Frankel | Purchase | $1,001 - $15,000 |
| 2023-03-24 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-03-14 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2023-03-01 | Lois Frankel | Sale (Partial) | $1,001 - $15,000 |
| 2023-02-22 | Lois Frankel | Sale (Partial) | $1,001 - $15,000 |
| 2023-02-15 | Scott Mr Franklin | Sale | $15,001 - $50,000 |
| 2023-02-13 | William R. Keating | Purchase | $1,001 - $15,000 |
| 2022-12-06 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2022-09-29 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2022-09-08 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-09-06 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-08-23 | Diana Harshbarger | Purchase | $1,001 - $15,000 |
| 2022-08-12 | Diana Harshbarger | Purchase | $1,001 - $15,000 |
| 2022-08-12 | Diana Harshbarger | Purchase | $1,001 - $15,000 |
| 2022-08-01 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-07-19 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-06-17 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2022-06-16 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2022-05-23 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2022-05-10 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2022-04-13 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-04-11 | Ro Khanna | Sale | $50,001 - $100,000 |
| 2022-03-16 | John Rutherford | Sale | $1,001 - $15,000 |
| 2022-03-10 | Scott Mr Franklin | Purchase | $15,001 - $50,000 |
| 2022-01-21 | Diana Harshbarger | Purchase | $1,001 - $15,000 |
| 2022-01-21 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-01-20 | Donald Sternoff Beyer | Sale (Full) | $1,001 - $15,000 |
| 2022-01-11 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2021-09-29 | Lois Frankel | Sale (Partial) | $1,001 - $15,000 |
| 2021-03-17 | William R. Keating | Purchase | $1,001 - $15,000 |
| 2021-02-16 | Peter Meijer | Sale (Full) | $15,001 - $50,000 |
| 2020-06-22 | Robert J. Wittman | Sale (Full) | $1,001 - $15,000 |
| 2020-04-02 | Dean Phillips | Sale (Partial) | $1,001 - $15,000 |
| 2020-03-18 | Gilbert Cisneros | Purchase | $1,001 - $15,000 |
| 2020-03-17 | Zoe Lofgren | Sale (Full) | $1,001 - $15,000 |
| 2020-02-20 | Mikie Sherrill | Sale (Full) | $1,001 - $15,000 |
| 2019-01-25 | Katherine M. Clark | Sale (Full) | $15,001 - $50,000 |
| 2019-01-08 | Robert J. Wittman | Purchase | $1,001 - $15,000 |
| 2018-10-03 | Lois Frankel | Purchase | $1,001 - $15,000 |
Recent news
- 2026-08-03 PNC Celebrates 50th New Branch Opening Since Launch of Coast-to-Coast Build-Out of More Than 300 Branches PNC Celebrates 50th New Branch Opening Since Launch of Coast-to-Coast Build-Out of More Than 300 Branches PR Newswire
- 2026-08-03 PNC Celebrates 50th New Branch Opening Since Launch of Coast-to-Coast Build-Out of More Than 300 Branches PNC remains on track to open more than 55 new branches this year PITTSBURGH, Aug. 3, 2026 /PRNewswire/ -- PNC Bank today announced the opening of its 50th new location, an important milestone in the company''s coast-to-coast build-out of more than 300 branches across key U.S. markets. This milestone reflects the strong momentum behind the national bank''s multi-year strategy to invest $2 billion in its branch network, including building locations in 19 markets as well as renovating its existing network across the U.S. PNC remains on track to open 55 new branches in 2026, the largest single-year branch expansion effort in its history.
- 2026-08-03 PNC Just Raised Its Dividend 18%. Retirees Can Collect It Without Losing Social Security Checks, With One Tax Catch. PNC''s surprise 18% dividend hike looks like pure upside for retirees on Social Security, but the bigger payout quietly sets off a chain reaction through federal tax rules that can cost far more than most investors expect.
- 2026-07-30 Amundi Has $360.83 Million Stake in The PNC Financial Services Group, Inc $PNC Amundi lowered its stake in The PNC Financial Services Group, Inc (NYSE: PNC) by 0.4% in the first quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The fund owned 1,734,007 shares of the financial services provider''s stock after selling 6,894 shares during the quarter. Amundi owned
- 2026-07-28 Why The PNC Financial Services Group, Inc (PNC) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does The PNC Financial Services Group (PNC) have what it takes?
- 2026-07-26 The PNC Financial Services Group, Inc $PNC Shares Sold by Bank of Nova Scotia Bank of Nova Scotia decreased its position in shares of The PNC Financial Services Group, Inc (NYSE: PNC) by 54.1% during the undefined quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The institutional investor owned 125,592 shares of the financial services provider''s stock after selling 147,817 shares
- 2026-07-24 3 Bank Stocks to Buy in July Bank stocks can be appealing buys as interest rates remain high.
- 2026-07-23 The PNC Financial Services Group, Inc (PNC) Just Flashed Golden Cross Signal: Do You Buy? The PNC Financial Services Group, Inc (PNC) reached a significant support level, and could be a good pick for investors from a technical perspective. Recently, PNC broke through the 20-day moving average, which suggests a short-term bullish trend.
- 2026-07-23 Here Are Thursday’s Top Wall Street Analyst Research Calls: AT&T, Applied Digital, Autodesk, Duke Energy, Exxon Mobil, JPMorgan Chase & Company, Live Nation Entertainment, and More Rising oil prices, geopolitical tension, and a post-earnings stumble from a tech giant are rattling markets this morning, and Wall Street analysts are already reshuffling their ratings on some of the biggest names in energy, finance, and entertainment.
- 2026-07-21 PNC Wealth Management Launches Securities-Based Lending Solution The enhanced offering gives clients access to capital without disrupting their investment strategy PITTSBURGH, July 21, 2026 /PRNewswire/ -- PNC Wealth Management today unveiled a new Securities-Based Lending (SBL) solution to provide enhanced liquidity and borrowing options for customers of PNC''s Premier Client℠ program. For clients with more than $200,000 of assets at PNC Wealth Management, the SBL can be a quick and efficient way for them to access liquidity while remaining invested in the markets.