MTB
VENTE TOTALE: 1 478 titres (~362 348,69 $ US)
- Insiders
- Seseri Rudina, Ledgett Richard H. Jr.
- Total bought
- —
- Total sold
- $362,349
- Last activity
- 2026-08-21
- Last synced
-
2026-08-27 10:00:12
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-08-27
MTB presents a deeply unfavorable risk/reward profile: a critically low liquidity score (35) driven by a current ratio below 0.35 and interest coverage barely above 1.0 leaves virtually no margin of safety, while the…
The first sentence of the analysis written for MTB on 2026-08-27 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 74.6% | 64.3% | 70.0% | 88.8% | 99.4% | |
| Ebit Margin | 30.0% | 24.7% | 28.9% | 31.0% | 40.4% | |
| Ebitda Margin | 32.1% | 28.5% | 32.9% | 36.1% | 45.7% | |
| Operating Profit Margin | 30.0% | 24.7% | 28.9% | 31.0% | 40.4% | |
| Pretax Profit Margin | 30.0% | 24.7% | 28.9% | 31.0% | 40.4% | |
| Continuous Operations Profit Margin | 23.2% | 19.3% | 21.9% | 23.6% | 30.6% | |
| Net Profit Margin | 23.2% | 19.3% | 21.9% | 23.6% | 30.6% | |
| Bottom Line Profit Margin | 22.3% | 18.3% | 21.1% | 22.4% | 29.2% | |
| Current Ratio | 0.320 | 0.218 | 0.249 | 0.233 | 0.361 | |
| Quick Ratio | 0.320 | 0.218 | 0.249 | 0.233 | 0.361 | |
| Solvency Ratio | 0.017 | 0.017 | 0.018 | 0.014 | 0.016 | |
| Cash Ratio | 0.108 | 0.128 | 0.172 | 0.154 | 0.323 | |
| Price To Earnings Ratio | 11.852 | 12.781 | 8.649 | 12.516 | 11.121 | |
| Price To Earnings Growth Ratio | 0.761 | -1.777 | 0.235 | -0.779 | 0.286 | |
| Forward Price To Earnings Growth Ratio | 0.761 | -1.777 | 0.235 | -0.779 | 0.286 | |
| Price To Earnings Diluted Ratio | 11.852 | 12.842 | 8.681 | 12.581 | 11.129 | |
| Price To Earnings Diluted Growth Ratio | 0.735 | -1.763 | 0.235 | -0.765 | 0.287 | |
| Price To Book Ratio | 1.081 | 1.078 | 0.846 | 0.935 | 1.104 | |
| Price To Sales Ratio | 2.563 | 2.335 | 1.823 | 2.805 | 3.252 | |
| Price To Free Cash Flow Ratio | 11.029 | 9.222 | 6.250 | 5.430 | 7.702 | |
| Price To Operating Cash Flow Ratio | 10.504 | 8.670 | 5.840 | 5.175 | 7.279 | |
| Debt To Assets Ratio | 0.061 | 0.066 | 0.065 | 0.037 | 0.023 | |
| Debt To Equity Ratio | 0.448 | 0.471 | 0.501 | 0.297 | 0.197 | |
| Debt To Capital Ratio | 0.309 | 0.320 | 0.334 | 0.229 | 0.165 | |
| Long Term Debt To Capital Ratio | 0.272 | 0.303 | 0.233 | 0.135 | 0.163 | |
| Financial Leverage Ratio | 7.318 | 7.169 | 7.726 | 7.928 | 8.664 | |
| Working Capital Turnover Ratio | -0.101 | -0.104 | -0.096 | -0.078 | -0.069 | |
| Operating Cash Flow Ratio | 0.017 | 0.022 | 0.023 | 0.027 | 0.020 | |
| Operating Cash Flow Sales Ratio | 0.244 | 0.269 | 0.312 | 0.542 | 0.447 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.952 | 0.940 | 0.934 | 0.953 | 0.945 | |
| Debt Service Coverage Ratio | 0.548 | 0.592 | 0.384 | 0.610 | 13.555 | |
| Interest Coverage Ratio | 1.044 | 0.793 | 1.164 | 6.146 | 21.535 | |
| Short Term Operating Cash Flow Coverage Ratio | 1.397 | 3.406 | 0.735 | 1.287 | 57.709 | |
| Operating Cash Flow Coverage Ratio | 0.230 | 0.264 | 0.289 | 0.608 | 0.769 | |
| Capital Expenditure Coverage Ratio | 21.000 | 16.713 | 15.254 | 21.373 | 18.221 | |
| Dividend Paid And Capex Coverage Ratio | 2.528 | 2.890 | 3.190 | 4.177 | 3.406 | |
| Dividend Payout Ratio | 0.367 | 0.399 | 0.353 | 0.442 | 0.349 | |
| Enterprise Value Multiple | 6.530 | 6.334 | 1.584 | 1.547 | -7.167 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 74.6% | ▲10.3% | ▼-4.8% |
| Ebit Margin | 30.0% | ▲5.3% | ▼-1.0% |
| Ebitda Margin | 32.1% | ▲3.7% | ▼-2.9% |
| Operating Profit Margin | 30.0% | ▲5.3% | ▼-1.0% |
| Pretax Profit Margin | 30.0% | ▲5.3% | ▼-1.0% |
| Continuous Operations Profit Margin | 23.2% | ▲3.9% | ▼-0.6% |
| Net Profit Margin | 23.2% | ▲3.9% | ▼-0.6% |
| Bottom Line Profit Margin | 22.2% | ▲4.0% | ▼-0.4% |
| Current Ratio | 0.320 | ▲0.102 | ▲0.043 |
| Quick Ratio | 0.320 | ▲0.102 | ▲0.043 |
| Solvency Ratio | 0.017 | ▼-0.000 | ▲0.001 |
| Cash Ratio | 0.108 | ▼-0.020 | ▼-0.069 |
| Price To Earnings Ratio | 11.852 | ▼-0.929 | ▲0.468 |
| Price To Earnings Growth Ratio | 0.761 | ▲2.538 | ▲1.016 |
| Forward Price To Earnings Growth Ratio | 0.761 | ▲2.538 | ▲1.016 |
| Price To Earnings Diluted Ratio | 11.852 | ▼-0.990 | ▲0.435 |
| Price To Earnings Diluted Growth Ratio | 0.735 | ▲2.498 | ▲0.990 |
| Price To Book Ratio | 1.081 | ▲0.003 | ▲0.072 |
| Price To Sales Ratio | 2.562 | ▲0.228 | ▲0.007 |
| Price To Free Cash Flow Ratio | 11.029 | ▲1.807 | ▲3.102 |
| Price To Operating Cash Flow Ratio | 10.504 | ▲1.833 | ▲3.010 |
| Debt To Assets Ratio | 0.061 | ▼-0.004 | ▲0.011 |
| Debt To Equity Ratio | 0.448 | ▼-0.023 | ▲0.065 |
| Debt To Capital Ratio | 0.309 | ▼-0.011 | ▲0.038 |
| Long Term Debt To Capital Ratio | 0.272 | ▼-0.031 | ▲0.051 |
| Financial Leverage Ratio | 7.318 | ▲0.148 | ▼-0.443 |
| Working Capital Turnover Ratio | -0.101 | ▲0.004 | ▼-0.011 |
| Operating Cash Flow Ratio | 0.017 | ▼-0.005 | ▼-0.004 |
| Operating Cash Flow Sales Ratio | 0.244 | ▼-0.025 | ▼-0.119 |
| Free Cash Flow Operating Cash Flow Ratio | 0.952 | ▲0.012 | ▲0.007 |
| Debt Service Coverage Ratio | 0.548 | ▼-0.044 | ▼-2.590 |
| Interest Coverage Ratio | 1.044 | ▲0.251 | ▼-5.093 |
| Short Term Operating Cash Flow Coverage Ratio | 1.397 | ▼-2.008 | ▼-11.509 |
| Operating Cash Flow Coverage Ratio | 0.230 | ▼-0.034 | ▼-0.202 |
| Capital Expenditure Coverage Ratio | 21.000 | ▲4.287 | ▲2.488 |
| Dividend Paid And Capex Coverage Ratio | 2.528 | ▼-0.362 | ▼-0.711 |
| Dividend Payout Ratio | 0.366 | ▼-0.033 | ▼-0.015 |
| Enterprise Value Multiple | 6.530 | ▲0.196 | ▲4.764 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $31.54B | $31.30B | $22.80B | $23.67B | $19.76B | |
| Enterprise value | $25.83B | $24.18B | $6.52B | $4.71B | -$19.92B | |
| EV / Sales | 2.10x | 1.80x | 0.52x | 0.56x | -3.28x | |
| EV / Op. cash flow | 8.60x | 6.70x | 1.67x | 1.03x | -7.34x | |
| EV / Free cash flow | 9.03x | 7.12x | 1.79x | 1.08x | -7.76x | |
| EV / EBITDA | 6.53x | 6.33x | 1.58x | 1.55x | -7.17x | |
| Net debt / EBITDA | -1.44x | -1.86x | -3.96x | -6.22x | -14.28x | |
| Current ratio | 0.32x | 0.22x | 0.25x | 0.23x | 0.36x | |
| Income quality | 1.05x | 1.40x | 1.43x | 2.30x | 1.46x | |
| Graham number | $276 | $247 | $245 | $206 | $213 | |
| Graham net-net | -$823 | -$864 | -$835 | -$835 | -$693 | |
| Tax burden | 77.2% | 78.2% | 75.7% | 76.3% | 75.7% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$118.00B | -$126.83B | -$129.95B | -$131.52B | -$85.41B | |
| Invested capital | -$109.47B | -$116.56B | -$119.59B | -$121.17B | -$79.66B | |
| Return on assets | 1.3% | 1.2% | 1.3% | 1.0% | 1.2% | |
| Operating ROA | 1.8% | 1.6% | 1.8% | 1.5% | 1.6% | |
| Return on tangible assets | 1.4% | 1.3% | 1.4% | 1.0% | 1.2% | |
| Return on equity | 9.8% | 8.9% | 10.2% | 7.9% | 10.4% | |
| Return on invested capital | 6.8% | 5.5% | 6.8% | 6.1% | 8.7% | |
| Return on capital employed | 9.2% | 7.2% | 10.3% | 8.9% | 11.5% | |
| Earnings yield | 9.0% | 8.3% | 12.0% | 8.4% | 9.4% | |
| Free cash flow yield | 9.1% | 10.8% | 16.0% | 18.4% | 13.0% | |
| Capex / Op. cash flow | 4.8% | 6.0% | 6.6% | 4.7% | 5.5% | |
| Capex / Depreciation | 28.7% | 42.5% | 51.5% | 49.2% | 46.0% | |
| Capex / Sales | 1.2% | 1.6% | 2.0% | 2.5% | 2.5% | |
| SG&A / Sales | 26.3% | 25.2% | 25.8% | 35.2% | 35.9% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.1% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Intangibles / Total assets | 4.0% | 4.1% | 4.1% | 4.3% | 3.0% | |
| Days sales outstanding | 0d | 0d | 82d | 112d | 66d | |
| Days payables outstanding | 0d | 0d | 439d | 1696d | 19915d | |
| Operating cycle | 0d | 0d | 82d | 112d | 66d | |
| Cash conversion cycle | 0d | 0d | -357d | -1584d | -19849d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+0.8%EV / Sales ▲+16.3%EV / EBITDA ▲+3.1%EV / Op. cash flow ▲+1.904Earnings yield ▲+0.008Graham number ▲+29.390
Profitability
Return on equity ▲+0.009Return on assets ▲+0.001Return on invested capital ▲+0.012Return on capital employed ▲+0.020Operating ROA ▲+0.002Income quality ▼-0.342Tax burden ▼-0.010
Efficiency
Days sales outstanding n/aDays payables outstanding n/aOperating cycle n/aCash conversion cycle n/aCapex / Sales ▼-0.004R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.102Net debt / EBITDA ▲+0.421Working capital ▲+8821000000.000Invested capital ▲+7086000000.000Intangibles / Total assets ▼-0.001
Change over 5 years
Valuation
Market cap ▲+59.6%EV / Sales ▲+164.0%EV / EBITDA ▲+191.1%EV / Op. cash flow ▲+15.938Earnings yield ▼-0.004Graham number ▲+63.672
Profitability
Return on equity ▼-0.006Return on assets ▲+0.001Return on invested capital ▼-0.019Return on capital employed ▼-0.023Operating ROA ▲+0.001Income quality ▼-0.407Tax burden ▲+0.015
Efficiency
Days sales outstanding ▼-65.878Days payables outstanding ▼-19915.252Operating cycle ▼-65.878Cash conversion cycle ▲+19849.373Capex / Sales ▼-0.013R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.042Net debt / EBITDA ▲+12.834Working capital ▼-32597690000.000Invested capital ▼-29810565000.000Intangibles / Total assets ▲+0.010
Employee count
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-01-29 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2025-11-18 | Gilbert Cisneros | Purchase | $1,001 - $15,000 |
| 2025-10-29 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2025-10-29 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2025-10-29 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2025-10-28 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2025-09-23 | Valerie Hoyle | Sale (Full) | $1,001 - $15,000 |
| 2024-11-15 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2024-10-29 | Valerie Hoyle | Purchase | $1,001 - $15,000 |
| 2024-09-09 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-10-31 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-09-08 | Lois Frankel | Sale | $1,001 - $15,000 |
| 2023-07-12 | Daniel Goldman | Sale | $50,001 - $100,000 |
| 2023-05-19 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2023-04-10 | Daniel Goldman | Purchase | $1,001 - $15,000 |
| 2023-03-24 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-03-14 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2023-03-06 | Daniel Goldman | Purchase | $1,001 - $15,000 |
| 2023-01-31 | Daniel Goldman | Purchase | $15,001 - $50,000 |
| 2023-01-11 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-01-09 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-11-03 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-11-02 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-09-29 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-07-19 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-06-16 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-05-10 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-04-21 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-04-11 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-01-11 | Lois Frankel | Purchase | $1,001 - $15,000 |
| 2021-01-04 | Chris Jacobs | Sale (Full) | $1,001 - $15,000 |
| 2020-09-08 | Chris Jacobs | Sale (Partial) | $15,001 - $50,000 |
| 2020-04-02 | Dean Phillips | Purchase | $1,001 - $15,000 |
| 2020-02-20 | Mikie Sherrill | Sale (Full) | $1,001 - $15,000 |
| 2020-01-27 | Mikie Sherrill | Purchase | $1,001 - $15,000 |
| 2019-12-18 | Mikie Sherrill | Sale (Full) | $1,001 - $15,000 |
Recent news
- 2026-08-26 M&T Bank Corporation to Participate in the Barclays Global Financial Services Conference BUFFALO, N.Y., Aug. 26, 2026 /PRNewswire/ -- M&T Bank Corporation ("M&T") (NYSE: MTB) will participate in the Barclays Global Financial Services Conference being held in New York City.
- 2026-08-18 M&T Bank Corporation Announces Third Quarter Common Stock Dividend BUFFALO, N.Y., Aug. 18, 2026 /PRNewswire/ -- M&T Bank Corporation ("M&T") (NYSE: MTB) announced that it has declared a quarterly cash dividend of $1.50 per share on its common stock.
- 2026-08-18 This CEF Is Tapping Private Credit Worries For 6.4% Payouts I''m sure you''ve heard about the worries around private credit. They really hit the wall when Blue Owl Capital, a major private lender, put redemption limits on one of its funds earlier this year.
- 2026-08-18 Keegan Swenson Ties the All-Time Record at the 32nd Annual Life Time Leadville Trail 100 MTB presented by Kenetik Swenson takes a sixth straight title in a two-up sprint and Melisa Rollins earns her second Leadville victory, as 1,700 athletes return to a community rebuilding from the Willow Fire LEADVILLE, Colo., Aug. 18, 2026 /PRNewswire/ -- Following a summer marked by the Willow Fire and significant disruption to the Leadville community, the 32nd annual Life Time Leadville Trail 100 MTB presented by Kenetik returned to the heart of Lake County this weekend, bringing 1,700 athletes from all 50 states and 21 countries to Leadville for one of the most iconic days on the endurance racing calendar.
- 2026-08-14 M&T Bank (MTB) Down 0.3% Since Last Earnings Report: Can It Rebound? M&T Bank (MTB) reported earnings 30 days ago. What''s next for the stock?
- 2026-08-12 M&T Bank Appoints Fannie Mae Veteran Kalyana Bedhu as AI Engineering Head Buffalo, New York-headquartered M&T Bank has appointed Fannie Mae veteran Kalyana Bedhu as the bank''s new head of artificial intelligence (AI) engineering, M&T Bank Chief Information Officer Linda Tai said in a Tuesday (Aug. 11) post on LinkedIn. “He will lead the engineering, platforms, architecture and governance capabilities that enable AI innovation and adoption across the bank,” Tai said in the post.
- 2026-08-11 M&T Bank Rallies Nearly 20% in 3 Months: Hold or Fold the Stock Now? Can MTB''s strong revenue growth, acquisitions and capital returns sustain its momentum after a 20.3% three-month gain? Let us discuss.
- 2026-08-03 M&T Bank Corporation Announces Conference Call Dates to Review Quarterly 2028 Earnings BUFFALO, N.Y., Aug. 3, 2026 /PRNewswire/ -- M&T Bank Corporation ("M&T") (NYSE:MTB) announced today that it plans to host conference calls to review 2028 quarterly financial results on the following dates: First quarter 2028 – Monday, April 17, 2028, at 8:00 a.m.
- 2026-07-30 M&T Bank: Wonderful Company For A Fair Value M&T Bank Corporation is reaffirmed as a Buy, driven by robust Q2 2026 results and ongoing operational excellence. MTB delivered 5.7% revenue growth and 25.5% EPS growth, outperforming consensus, with efficiency and asset quality improvements supporting the thesis. Commercial and industrial loan growth, floating-rate exposure, and reinvestment at higher yields underpin MTB''s forward earnings and dividend growth outlook.
- 2026-07-29 Why M&T Bank Corporation (MTB) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does M&T Bank (MTB) have what it takes?