CBSH
VENTE TOTALE: 5 830 titres (~353 190,15 $ US)
- Insiders
- Kemper John W
- Total bought
- —
- Total sold
- $353,190
- Last activity
- 2026-07-29
- Last synced
-
2026-08-03 21:36:49
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-08-03
CBSH presents a critically weak liquidity profile (score: 20) with zero reported current/quick ratios and a dangerously low interest coverage ratio of 1.97, undermining confidence despite stable ~26% net margins.
The first sentence of the analysis written for CBSH on 2026-08-03 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 80.0% | 77.9% | 78.7% | 94.6% | 103.7% | |
| Ebit Margin | 34.2% | 32.5% | 31.5% | 40.4% | 47.7% | |
| Ebitda Margin | 36.0% | 35.0% | 34.0% | 43.4% | 50.8% | |
| Operating Profit Margin | 34.2% | 32.5% | 31.5% | 40.4% | 47.7% | |
| Pretax Profit Margin | 34.2% | 32.5% | 31.5% | 40.4% | 47.7% | |
| Continuous Operations Profit Margin | 26.7% | 25.5% | 24.6% | 31.9% | 37.6% | |
| Net Profit Margin | 26.5% | 25.1% | 24.2% | 31.2% | 36.9% | |
| Bottom Line Profit Margin | 26.5% | 24.9% | 24.0% | 30.9% | 36.6% | |
| Current Ratio | 0.000 | 0.443 | 0.437 | 0.451 | 0.570 | |
| Quick Ratio | 0.000 | 0.443 | 0.437 | 0.451 | 0.570 | |
| Solvency Ratio | 0.021 | 0.020 | 0.018 | 0.018 | 0.017 | |
| Cash Ratio | 0.000 | 0.120 | 0.095 | 0.029 | 0.130 | |
| Price To Earnings Ratio | 12.828 | 15.294 | 13.960 | 16.800 | 15.161 | |
| Price To Earnings Growth Ratio | 2.489 | 1.294 | -16.286 | -2.725 | 0.270 | |
| Forward Price To Earnings Growth Ratio | 2.489 | 1.294 | -16.286 | -2.725 | 0.270 | |
| Price To Earnings Diluted Ratio | 12.828 | 15.333 | 13.960 | 16.848 | 15.202 | |
| Price To Earnings Diluted Growth Ratio | 2.364 | 1.330 | -24.360 | -2.725 | 0.273 | |
| Price To Book Ratio | 1.918 | 2.409 | 2.247 | 3.302 | 2.322 | |
| Price To Sales Ratio | 3.398 | 3.810 | 3.359 | 5.198 | 5.548 | |
| Price To Free Cash Flow Ratio | 12.272 | 14.998 | 16.511 | 16.471 | 14.755 | |
| Price To Operating Cash Flow Ratio | 11.269 | 13.801 | 13.535 | 14.551 | 13.355 | |
| Debt To Assets Ratio | 0.091 | 0.091 | 0.092 | 0.089 | 0.083 | |
| Debt To Equity Ratio | 0.792 | 0.884 | 0.988 | 1.157 | 0.883 | |
| Debt To Capital Ratio | 0.442 | 0.469 | 0.497 | 0.536 | 0.469 | |
| Long Term Debt To Capital Ratio | 0.003 | 0.000 | 0.000 | 0.004 | 0.004 | |
| Financial Leverage Ratio | 8.682 | 9.667 | 10.768 | 12.930 | 10.674 | |
| Working Capital Turnover Ratio | -0.736 | -0.132 | -0.124 | -0.104 | -0.101 | |
| Operating Cash Flow Ratio | 0.000 | 0.020 | 0.017 | 0.019 | 0.018 | |
| Operating Cash Flow Sales Ratio | 0.302 | 0.276 | 0.248 | 0.357 | 0.415 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.918 | 0.920 | 0.820 | 0.883 | 0.905 | |
| Debt Service Coverage Ratio | 0.181 | 0.175 | 0.162 | 0.189 | 0.193 | |
| Interest Coverage Ratio | 1.968 | 1.583 | 1.617 | 11.135 | 53.342 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.216 | 0.197 | 0.168 | 0.197 | 0.198 | |
| Operating Cash Flow Coverage Ratio | 0.215 | 0.197 | 0.168 | 0.196 | 0.197 | |
| Capital Expenditure Coverage Ratio | 12.231 | 12.526 | 5.550 | 8.581 | 10.539 | |
| Dividend Paid And Capex Coverage Ratio | 3.178 | 3.022 | 2.194 | 2.904 | 3.332 | |
| Dividend Payout Ratio | 0.265 | 0.276 | 0.282 | 0.261 | 0.231 | |
| Enterprise Value Multiple | 12.297 | 10.263 | 10.226 | 14.942 | 9.220 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 80.0% | ▲2.1% | ▼-7.0% |
| Ebit Margin | 34.2% | ▲1.7% | ▼-3.0% |
| Ebitda Margin | 36.0% | ▲0.9% | ▼-3.9% |
| Operating Profit Margin | 34.2% | ▲1.7% | ▼-3.0% |
| Pretax Profit Margin | 34.2% | ▲1.7% | ▼-3.0% |
| Continuous Operations Profit Margin | 26.7% | ▲1.1% | ▼-2.6% |
| Net Profit Margin | 26.5% | ▲1.3% | ▼-2.3% |
| Bottom Line Profit Margin | 26.5% | ▲1.6% | ▼-2.1% |
| Current Ratio | 0.000 | ▼-0.443 | ▼-0.380 |
| Quick Ratio | 0.000 | ▼-0.443 | ▼-0.380 |
| Solvency Ratio | 0.021 | ▲0.001 | ▲0.002 |
| Cash Ratio | 0.000 | ▼-0.119 | ▼-0.075 |
| Price To Earnings Ratio | 12.828 | ▼-2.465 | ▼-1.980 |
| Price To Earnings Growth Ratio | 2.489 | ▲1.194 | ▲5.480 |
| Forward Price To Earnings Growth Ratio | 2.489 | ▲1.194 | ▲5.480 |
| Price To Earnings Diluted Ratio | 12.828 | ▼-2.505 | ▼-2.006 |
| Price To Earnings Diluted Growth Ratio | 2.364 | ▲1.034 | ▲6.987 |
| Price To Book Ratio | 1.917 | ▼-0.492 | ▼-0.522 |
| Price To Sales Ratio | 3.398 | ▼-0.413 | ▼-0.865 |
| Price To Free Cash Flow Ratio | 12.272 | ▼-2.726 | ▼-2.729 |
| Price To Operating Cash Flow Ratio | 11.269 | ▼-2.532 | ▼-2.033 |
| Debt To Assets Ratio | 0.091 | ▼-0.000 | ▲0.002 |
| Debt To Equity Ratio | 0.792 | ▼-0.092 | ▼-0.149 |
| Debt To Capital Ratio | 0.442 | ▼-0.027 | ▼-0.041 |
| Long Term Debt To Capital Ratio | 0.003 | ▲0.003 | ▲0.001 |
| Financial Leverage Ratio | 8.682 | ▼-0.985 | ▼-1.862 |
| Working Capital Turnover Ratio | -0.736 | ▼-0.604 | ▼-0.497 |
| Operating Cash Flow Ratio | 0.000 | ▼-0.021 | ▼-0.015 |
| Operating Cash Flow Sales Ratio | 0.301 | ▲0.025 | ▼-0.018 |
| Free Cash Flow Operating Cash Flow Ratio | 0.918 | ▼-0.002 | ▲0.029 |
| Debt Service Coverage Ratio | 0.181 | ▲0.006 | ▲0.001 |
| Interest Coverage Ratio | 1.968 | ▲0.385 | ▼-11.961 |
| Short Term Operating Cash Flow Coverage Ratio | 0.216 | ▲0.018 | ▲0.021 |
| Operating Cash Flow Coverage Ratio | 0.215 | ▲0.017 | ▲0.020 |
| Capital Expenditure Coverage Ratio | 12.230 | ▼-0.295 | ▲2.345 |
| Dividend Paid And Capex Coverage Ratio | 3.178 | ▲0.156 | ▲0.253 |
| Dividend Payout Ratio | 0.265 | ▼-0.010 | ▲0.002 |
| Enterprise Value Multiple | 12.297 | ▲2.034 | ▲0.907 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $7.27B | $7.97B | $6.62B | $8.14B | $7.98B | |
| Enterprise value | $9.47B | $7.53B | $6.84B | $10.15B | $6.74B | |
| EV / Sales | 4.43x | 3.60x | 3.48x | 6.48x | 4.69x | |
| EV / Op. cash flow | 14.68x | 13.03x | 14.00x | 18.14x | 11.28x | |
| EV / Free cash flow | 15.98x | 14.16x | 17.08x | 20.54x | 12.46x | |
| EV / EBITDA | 12.30x | 10.26x | 10.23x | 14.94x | 9.22x | |
| Net debt / EBITDA | 2.86x | -0.61x | 0.34x | 2.96x | -1.70x | |
| Current ratio | 0.00x | 0.44x | 0.44x | 0.45x | 0.57x | |
| Income quality | 1.13x | 1.08x | 1.01x | 1.12x | 1.11x | |
| Graham number | $50 | $47 | $41 | $38 | $45 | |
| Graham net-net | -$138 | -$120 | -$120 | -$118 | -$103 | |
| Tax burden | 77.4% | 77.5% | 77.0% | 77.2% | 77.3% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | $9.90B | -$15.71B | -$15.91B | -$15.95B | -$14.11B | |
| Invested capital | $10.54B | -$15.08B | -$15.28B | -$15.38B | -$13.57B | |
| Return on assets | 1.7% | 1.6% | 1.5% | 1.5% | 1.4% | |
| Operating ROA | 2.3% | 2.1% | 1.9% | 1.8% | 2.0% | |
| Return on tangible assets | 1.7% | 1.7% | 1.5% | 1.5% | 1.5% | |
| Return on equity | 14.9% | 15.9% | 16.2% | 19.8% | 15.4% | |
| Return on invested capital | 4.2% | 8.0% | 7.7% | 8.8% | 7.9% | |
| Return on capital employed | 2.2% | 18.0% | 18.1% | 22.2% | 17.8% | |
| Earnings yield | 7.8% | 6.6% | 7.2% | 6.0% | 6.6% | |
| Free cash flow yield | 8.1% | 6.7% | 6.1% | 6.1% | 6.8% | |
| Capex / Op. cash flow | 8.2% | 8.0% | 18.0% | 11.7% | 9.5% | |
| Capex / Depreciation | 93.4% | 85.3% | 177.9% | 139.1% | 126.4% | |
| Capex / Sales | 2.5% | 2.2% | 4.5% | 4.2% | 3.9% | |
| SG&A / Sales | 31.0% | 30.9% | 32.6% | 37.6% | 38.7% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.8% | 0.8% | 0.9% | 1.1% | 1.1% | |
| Intangibles / Total assets | 0.5% | 0.5% | 0.5% | 0.5% | 0.4% | |
| Days sales outstanding | 0d | 0d | 0d | 0d | 0d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 0d | 0d | 0d | 0d | 0d | |
| Cash conversion cycle | 0d | 0d | 0d | 0d | 0d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-8.8%EV / Sales ▲+23.0%EV / EBITDA ▲+19.8%EV / Op. cash flow ▲+1.649Earnings yield ▲+0.012Graham number ▲+3.452
Profitability
Return on equity ▼-0.010Return on assets ▲+0.001Return on invested capital ▼-0.038Return on capital employed ▼-0.158Operating ROA ▲+0.001Income quality ▲+0.049Tax burden ▼-0.001
Efficiency
Days sales outstanding n/aDays payables outstanding n/aOperating cycle n/aCash conversion cycle n/aCapex / Sales ▲+0.003R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.443Net debt / EBITDA ▲+3.464Working capital ▲+25609391000.000Invested capital ▲+25619495000.000Intangibles / Total assets -0.000
Change over 5 years
Valuation
Market cap ▼-8.9%EV / Sales ▼-5.6%EV / EBITDA ▲+33.4%EV / Op. cash flow ▲+3.399Earnings yield ▲+0.011Graham number ▲+4.650
Profitability
Return on equity ▼-0.005Return on assets ▲+0.003Return on invested capital ▼-0.036Return on capital employed ▼-0.156Operating ROA ▲+0.003Income quality ▲+0.025Tax burden +0.000
Efficiency
Days sales outstanding n/aDays payables outstanding n/aOperating cycle n/aCash conversion cycle n/aCapex / Sales ▼-0.015R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.570Net debt / EBITDA ▲+4.554Working capital ▲+24008009000.000Invested capital ▲+24110330000.000Intangibles / Total assets ▲+0.001
Employee count
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2022-05-23 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2022-01-11 | Ro Khanna | Sale | $1,001 - $15,000 |
Recent news
- 2026-07-31 Commerce Bancshares, Inc. Declares Cash Dividend on Common Stock KANSAS CITY, Mo.--(BUSINESS WIRE)--Commerce Bancshares, Inc. (NASDAQ: CBSH) announced today that its Board of Directors declared a quarterly dividend of $0.275 per share on the Company''s common stock. The dividend is payable on September 22, 2026 to stockholders of record at the close of business on September 4, 2026. About Commerce Bancshares, Inc. Commerce Bancshares, Inc. (NASDAQ: CBSH) is a regional bank holding company with $35.3 billion in assets¹, offering banking, payment solutions, wea.
- 2026-07-30 Here''s Why Commerce Bancshares (CBSH) is a Strong Value Stock The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here''s why you should take advantage.
- 2026-07-25 Commerce Bancshares, Inc. $CBSH Stake Lessened by Aristotle Capital Management LLC Aristotle Capital Management LLC decreased its stake in shares of Commerce Bancshares, Inc. (NASDAQ: CBSH) by 82.2% during the undefined quarter, according to its most recent Form 13F filing with the SEC. The fund owned 7,366 shares of the financial services provider''s stock after selling 33,985 shares during the period. Aristotle Capital Management
- 2026-07-22 Commerce Bancshares, Inc. $CBSH Shares Bought by Fifth Third Bancorp Fifth Third Bancorp increased its holdings in shares of Commerce Bancshares, Inc. (NASDAQ: CBSH) by 3,862.7% during the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission (SEC). The fund owned 47,869 shares of the financial services provider''s stock after buying an additional 46,661
- 2026-07-21 Commerce (CBSH) Moves to Buy: Rationale Behind the Upgrade Commerce (CBSH) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company''s earnings prospects. This might drive the stock higher in the near term.
- 2026-07-21 Here''s Why Commerce Bancshares (CBSH) is a Strong Momentum Stock Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
- 2026-07-17 CBSH Stock Gains on Q2 Earnings Beat, Revenues & Costs Rise Y/Y CBSH tops Q2 earnings and revenue estimates as higher net interest and fee income offset pressure from rising expenses and credit loss provisions.
- 2026-07-16 Here''s What Key Metrics Tell Us About Commerce (CBSH) Q2 Earnings Although the revenue and EPS for Commerce (CBSH) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
- 2026-07-16 Commerce Bancshares: Solid Q2, But Excess Capital Is Reflected In Valuation (Rating Downgrade) Commerce Bancshares delivered strong Q2 results, with EPS of $1.10 and revenue up 12% to $499 million, affirming recent share price gains. CBSH maintains industry-leading deposit costs, robust credit quality, and a conservative balance sheet with a tier 1 risk-based capital ratio near 17%. Strategic securities repositioning and the FineMark acquisition are set to boost net interest margin and noninterest income growth over the coming quarters.
- 2026-07-16 Commerce Bancshares (CBSH) Q2 Earnings and Revenues Beat Estimates Commerce Bancshares (CBSH) came out with quarterly earnings of $1.1 per share, beating the Zacks Consensus Estimate of $1.04 per share. This compares to earnings of $1.14 per share a year ago.