CFG
VENTE TOTALE: 129 369 titres (~9 323 623,83 $ US)
- Insiders
- VAN SAUN BRUCE
- Total bought
- —
- Total sold
- $9,323,624
- Last activity
- 2026-07-24
- Last synced
-
2026-07-29 21:03:34
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Neutral signal Scored 2026-07-29
CFG shows genuine liquidity improvement and deleveraging progress in 2025, but the interest coverage ratio of 0.61 remains critically low, exposing the company to serious debt-servicing risk if operating conditions…
The first sentence of the analysis written for CFG on 2026-07-29 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 69.8% | 57.6% | 61.8% | 83.2% | 101.0% | |
| Ebit Margin | 20.9% | 15.3% | 16.7% | 29.3% | 42.6% | |
| Ebitda Margin | 24.2% | 19.3% | 20.6% | 35.5% | 51.6% | |
| Operating Profit Margin | 20.9% | 15.3% | 16.7% | 29.3% | 42.6% | |
| Pretax Profit Margin | 20.9% | 15.3% | 16.7% | 29.3% | 42.6% | |
| Continuous Operations Profit Margin | 16.4% | 12.2% | 13.2% | 22.9% | 33.2% | |
| Net Profit Margin | 16.4% | 12.2% | 13.2% | 22.9% | 33.2% | |
| Bottom Line Profit Margin | 15.1% | 11.1% | 12.2% | 21.6% | 31.6% | |
| Current Ratio | 1.043 | 0.254 | 0.241 | 0.199 | 0.236 | |
| Quick Ratio | 1.043 | 0.254 | 0.241 | 0.199 | 0.236 | |
| Solvency Ratio | 0.011 | 0.010 | 0.011 | 0.013 | 0.018 | |
| Cash Ratio | 0.069 | 0.064 | 0.068 | 0.060 | 0.061 | |
| Price To Earnings Ratio | 14.977 | 14.395 | 10.554 | 9.556 | 9.122 | |
| Price To Earnings Growth Ratio | 0.529 | -4.520 | -0.444 | -0.467 | 0.068 | |
| Forward Price To Earnings Growth Ratio | 0.529 | -4.520 | -0.444 | -0.467 | 0.068 | |
| Price To Book Ratio | 0.957 | 0.813 | 0.647 | 0.791 | 0.859 | |
| Price To Sales Ratio | 2.260 | 1.597 | 1.292 | 2.066 | 2.879 | |
| Price To Free Cash Flow Ratio | 12.369 | 10.496 | 5.645 | 4.693 | 9.350 | |
| Price To Operating Cash Flow Ratio | 11.396 | 9.856 | 5.317 | 4.549 | 8.841 | |
| Debt To Assets Ratio | 0.050 | 0.057 | 0.063 | 0.070 | 0.037 | |
| Debt To Equity Ratio | 0.429 | 0.511 | 0.574 | 0.671 | 0.299 | |
| Debt To Capital Ratio | 0.300 | 0.338 | 0.365 | 0.401 | 0.230 | |
| Long Term Debt To Capital Ratio | 0.299 | 0.300 | 0.356 | 0.401 | 0.228 | |
| Financial Leverage Ratio | 8.601 | 8.968 | 9.119 | 9.571 | 8.045 | |
| Working Capital Turnover Ratio | -0.180 | -0.093 | -0.087 | -0.069 | -0.061 | |
| Operating Cash Flow Ratio | 0.012 | 0.011 | 0.017 | 0.023 | 0.015 | |
| Operating Cash Flow Sales Ratio | 0.198 | 0.162 | 0.243 | 0.454 | 0.326 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.921 | 0.939 | 0.942 | 0.969 | 0.945 | |
| Debt Service Coverage Ratio | 0.568 | 0.307 | 0.467 | 2.510 | 7.128 | |
| Interest Coverage Ratio | 0.611 | 0.415 | 0.512 | 2.533 | 8.782 | |
| Short Term Operating Cash Flow Coverage Ratio | 38.121 | 1.007 | 5.863 | 1,373.000 | 30.743 | |
| Operating Cash Flow Coverage Ratio | 0.196 | 0.161 | 0.212 | 0.259 | 0.325 | |
| Capital Expenditure Coverage Ratio | 12.707 | 16.402 | 17.215 | 32.690 | 18.347 | |
| Dividend Paid And Capex Coverage Ratio | 2.082 | 1.952 | 2.692 | 4.046 | 2.508 | |
| Dividend Payout Ratio | 0.485 | 0.598 | 0.577 | 0.430 | 0.338 | |
| Enterprise Value Multiple | 8.816 | 8.754 | 7.051 | 7.385 | 4.899 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 69.8% | ▲12.2% | ▼-4.9% |
| Ebit Margin | 20.9% | ▲5.6% | ▼-4.1% |
| Ebitda Margin | 24.2% | ▲4.8% | ▼-6.1% |
| Operating Profit Margin | 20.9% | ▲5.6% | ▼-4.1% |
| Pretax Profit Margin | 20.9% | ▲5.6% | ▼-4.1% |
| Continuous Operations Profit Margin | 16.4% | ▲4.2% | ▼-3.1% |
| Net Profit Margin | 16.4% | ▲4.2% | ▼-3.1% |
| Bottom Line Profit Margin | 15.1% | ▲4.0% | ▼-3.2% |
| Current Ratio | 1.043 | ▲0.789 | ▲0.649 |
| Quick Ratio | 1.043 | ▲0.789 | ▲0.649 |
| Solvency Ratio | 0.011 | ▲0.001 | ▼-0.002 |
| Cash Ratio | 0.069 | ▲0.006 | ▲0.005 |
| Price To Earnings Ratio | 14.977 | ▲0.582 | ▲3.256 |
| Price To Earnings Growth Ratio | 0.529 | ▲5.049 | ▲1.496 |
| Forward Price To Earnings Growth Ratio | 0.529 | ▲5.049 | ▲1.496 |
| Price To Book Ratio | 0.957 | ▲0.144 | ▲0.144 |
| Price To Sales Ratio | 2.260 | ▲0.663 | ▲0.241 |
| Price To Free Cash Flow Ratio | 12.369 | ▲1.873 | ▲3.858 |
| Price To Operating Cash Flow Ratio | 11.396 | ▲1.540 | ▲3.404 |
| Debt To Assets Ratio | 0.050 | ▼-0.007 | ▼-0.006 |
| Debt To Equity Ratio | 0.429 | ▼-0.083 | ▼-0.068 |
| Debt To Capital Ratio | 0.300 | ▼-0.038 | ▼-0.027 |
| Long Term Debt To Capital Ratio | 0.299 | ▼-0.001 | ▼-0.018 |
| Financial Leverage Ratio | 8.601 | ▼-0.367 | ▼-0.260 |
| Working Capital Turnover Ratio | -0.180 | ▼-0.087 | ▼-0.082 |
| Operating Cash Flow Ratio | 0.012 | ▲0.001 | ▼-0.004 |
| Operating Cash Flow Sales Ratio | 0.198 | ▲0.036 | ▼-0.078 |
| Free Cash Flow Operating Cash Flow Ratio | 0.921 | ▼-0.018 | ▼-0.022 |
| Debt Service Coverage Ratio | 0.568 | ▲0.261 | ▼-1.628 |
| Interest Coverage Ratio | 0.611 | ▲0.196 | ▼-1.960 |
| Short Term Operating Cash Flow Coverage Ratio | 38.121 | ▲37.114 | ▼-251.626 |
| Operating Cash Flow Coverage Ratio | 0.196 | ▲0.035 | ▼-0.035 |
| Capital Expenditure Coverage Ratio | 12.707 | ▼-3.695 | ▼-6.765 |
| Dividend Paid And Capex Coverage Ratio | 2.082 | ▲0.130 | ▼-0.574 |
| Dividend Payout Ratio | 0.485 | ▼-0.113 | ▼-0.001 |
| Enterprise Value Multiple | 8.816 | ▲0.062 | ▲1.435 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $25.20B | $19.72B | $15.74B | $18.74B | $20.11B | |
| Enterprise value | $23.75B | $20.89B | $17.68B | $23.78B | $17.64B | |
| EV / Sales | 2.13x | 1.69x | 1.45x | 2.62x | 2.53x | |
| EV / Op. cash flow | 10.74x | 10.44x | 5.97x | 5.77x | 7.76x | |
| EV / Free cash flow | 11.66x | 11.12x | 6.34x | 5.96x | 8.20x | |
| EV / EBITDA | 8.82x | 8.75x | 7.05x | 7.38x | 4.90x | |
| Net debt / EBITDA | -0.54x | 0.49x | 0.77x | 1.56x | -0.69x | |
| Current ratio | 1.04x | 0.25x | 0.24x | 0.20x | 0.24x | |
| Income quality | 1.21x | 1.33x | 1.84x | 1.99x | 0.98x | |
| Graham number | $76 | $64 | $62 | $70 | $82 | |
| Graham net-net | -$102 | -$330 | -$326 | -$352 | -$303 | |
| Tax burden | 78.7% | 79.9% | 79.2% | 78.1% | 77.9% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | $7.96B | -$131.89B | -$135.00B | -$144.68B | -$117.99B | |
| Invested capital | $17.18B | -$122.68B | -$125.76B | -$135.47B | -$110.05B | |
| Return on assets | 0.8% | 0.7% | 0.7% | 0.9% | 1.2% | |
| Operating ROA | 1.0% | 0.9% | 0.9% | 1.3% | 1.6% | |
| Return on tangible assets | 0.8% | 0.7% | 0.8% | 0.9% | 1.3% | |
| Return on equity | 7.0% | 6.2% | 6.6% | 8.8% | 9.9% | |
| Return on invested capital | 4.3% | 3.5% | 3.6% | 4.5% | 6.8% | |
| Return on capital employed | 5.4% | 4.6% | 4.6% | 5.8% | 8.8% | |
| Earnings yield | 7.3% | 7.7% | 10.2% | 11.1% | 11.5% | |
| Free cash flow yield | 8.1% | 9.5% | 17.7% | 21.3% | 10.7% | |
| Capex / Op. cash flow | 7.9% | 6.1% | 5.8% | 3.1% | 5.5% | |
| Capex / Depreciation | 36.4% | 24.5% | 36.0% | 22.3% | 19.8% | |
| Capex / Sales | 1.6% | 1.0% | 1.4% | 1.4% | 1.8% | |
| SG&A / Sales | 27.8% | 24.2% | 24.2% | 31.0% | 33.1% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.1% | 0.8% | 0.7% | 0.9% | 0.8% | |
| Intangibles / Total assets | 3.7% | 3.8% | 3.8% | 3.7% | 3.8% | |
| Days sales outstanding | 4648d | 30d | 34d | 59d | 80d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 4648d | 30d | 34d | 59d | 80d | |
| Cash conversion cycle | 4648d | 30d | 34d | 59d | 80d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+27.8%EV / Sales ▲+25.9%EV / EBITDA ▲+0.7%EV / Op. cash flow ▲+0.304Earnings yield ▼-0.004Graham number ▲+12.658
Profitability
Return on equity ▲+0.007Return on assets ▲+0.001Return on invested capital ▲+0.007Return on capital employed ▲+0.008Operating ROA ▲+0.002Income quality ▼-0.119Tax burden ▼-0.013
Efficiency
Days sales outstanding ▲+4617.169Days payables outstanding n/aOperating cycle ▲+4617.169Cash conversion cycle ▲+4617.169Capex / Sales ▲+0.006R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.790Net debt / EBITDA ▼-1.025Working capital ▲+139849000000.000Invested capital ▲+139858000000.000Intangibles / Total assets ▼-0.002
Change over 5 years
Valuation
Market cap ▲+25.3%EV / Sales ▼-15.6%EV / EBITDA ▲+80.0%EV / Op. cash flow ▲+2.986Earnings yield ▼-0.043Graham number ▼-5.790
Profitability
Return on equity ▼-0.029Return on assets ▼-0.004Return on invested capital ▼-0.026Return on capital employed ▼-0.033Operating ROA ▼-0.006Income quality ▲+0.227Tax burden ▲+0.008
Efficiency
Days sales outstanding ▲+4567.068Days payables outstanding n/aOperating cycle ▲+4567.068Cash conversion cycle ▲+4567.068Capex / Sales ▼-0.002R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.807Net debt / EBITDA ▲+0.149Working capital ▲+125955000000.000Invested capital ▲+127224000000.000Intangibles / Total assets ▼-0.001
Employee count
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2025-10-22 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2025-10-08 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2025-04-07 | Jefferson Shreve | Sale | $15,001 - $50,000 |
| 2024-01-23 | Kathy Manning | Purchase | $1,001 - $15,000 |
| 2024-01-23 | Kathy Manning | Purchase | $15,001 - $50,000 |
| 2023-12-12 | Kathy Manning | Sale | $1,001 - $15,000 |
| 2023-12-12 | Kathy Manning | Sale (Full) | $15,001 - $50,000 |
| 2023-11-03 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-10-31 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-10-02 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-07-20 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-07-12 | Daniel Goldman | Sale | $15,001 - $50,000 |
| 2023-06-29 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-05-19 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-04-28 | Kathy Manning | Purchase | $1,001 - $15,000 |
| 2023-04-28 | Kathy Manning | Purchase | $1,001 - $15,000 |
| 2023-04-25 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-04-10 | Daniel Goldman | Purchase | $15,001 - $50,000 |
| 2023-03-24 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-03-14 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-09-08 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-09-06 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-08-01 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-07-27 | Kathy Manning | Purchase | $1,001 - $15,000 |
| 2022-07-27 | Kathy Manning | Purchase | $1,001 - $15,000 |
| 2022-06-16 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-05-23 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-04-11 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2021-01-15 | Kathy Manning | Sale (Partial) | $1,001 - $15,000 |
| 2020-12-18 | Dean Phillips | Sale (Partial) | $1,001 - $15,000 |
| 2020-04-02 | Dean Phillips | Purchase | $1,001 - $15,000 |
| 2020-03-18 | Gilbert Cisneros | Purchase | $1,001 - $15,000 |
Recent news
- 2026-07-27 Why Citizens Financial Group (CFG) is a Top Momentum Stock for the Long-Term The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
- 2026-07-26 Brokerages Set Citizens Financial Group, Inc. (NYSE:CFG) Price Target at $78.55 Citizens Financial Group, Inc. (NYSE: CFG - Get Free Report) has been assigned a consensus rating of "Moderate Buy" from the twenty analysts that are presently covering the stock, MarketBeat reports. Three equities research analysts have rated the stock with a hold rating and seventeen have issued a buy rating on the company. The average 12-month
- 2026-07-24 Why Citizens Financial Group (CFG) is a Top Value Stock for the Long-Term Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
- 2026-07-23 Andra AP fonden Acquires 29,300 Shares of Citizens Financial Group, Inc. $CFG Andra AP fonden grew its stake in shares of Citizens Financial Group, Inc. (NYSE: CFG) by 26.8% in the first quarter, according to the company in its most recent filing with the SEC. The firm owned 138,600 shares of the bank's stock after acquiring an additional 29,300 shares during the quarter. Andra AP
- 2026-07-21 Are You Looking for a Top Momentum Pick? Why Citizens Financial Group (CFG) is a Great Choice Does Citizens Financial Group (CFG) have what it takes to be a top stock pick for momentum investors? Let's find out.
- 2026-07-21 CFG or CBC: Which Is the Better Value Stock Right Now? Investors interested in Banks - Northeast stocks are likely familiar with Citizens Financial Group (CFG) and Central Bancompany (CBC). But which of these two stocks is more attractive to value investors?
- 2026-07-21 Citizens Financial Group, Inc. $CFG Shares Purchased by California Public Employees Retirement System California Public Employees Retirement System increased its stake in shares of Citizens Financial Group, Inc. (NYSE: CFG) by 3.2% during the first quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. The institutional investor owned 827,813 shares of the bank's stock after buying an additional 25,504
- 2026-07-20 Citizens Financial Corp. Reports 40% Increase in Year-To-Date Earnings to $7.0 Million - Increases Annual Dividend by 14% ELKINS, W. Va.--(BUSINESS WIRE)--CITIZENS FINANCIAL CORP. REPORTS 40% INCREASE IN YEAR-TO-DATE EARNINGS TO $7.0 MILLION - INCREASES ANNUAL DIVIDEND BY 14%.
- 2026-07-20 Boston Common Asset Management LLC Makes New $2.74 Million Investment in Citizens Financial Group, Inc. $CFG Boston Common Asset Management LLC acquired a new position in shares of Citizens Financial Group, Inc. (NYSE: CFG) during the first quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The institutional investor acquired 45,677 shares of the bank's stock, valued at approximately $2,739,000. Other large
- 2026-07-20 Bank of New York Mellon Corp Sells 39,463 Shares of Citizens Financial Group, Inc. $CFG Bank of New York Mellon Corp decreased its holdings in Citizens Financial Group, Inc. (NYSE: CFG) by 1.5% in the first quarter, according to its most recent disclosure with the Securities and Exchange Commission. The institutional investor owned 2,524,511 shares of the bank's stock after selling 39,463 shares during the period. Bank of