SIGI
Neutral signalScored 2026-10-26 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.
Research, not advice.
À propos
Selective Insurance Group, Inc.
- Nom
- Selective Insurance Group, Inc.
- Secteur
- Financial Services
- Industrie
- Insurance - Property & Casualty
- Bourse
- NASDAQ
- Capitalisation
- $5.9B
- Employés
- 2,800
- PDG
- John Joseph Marchioni
- Site web
- https://www.selective.com
- Marché
- AFGALLCBRLISAFTSKWD
Selective Insurance Group, Inc. (SIGI) is a U.S.-based company that delivers a wide array of insurance products and services. Its business operations are structured across four primary divisions: Standard Commercial Lines, Standard Personal Lines, Excess & Surplus Lines (E&S), and Investments. The company's insurance offerings include comprehensive property coverage, safeguarding clients from financial repercussions due to accidental damage to real estate, personal possessions, or the resulting loss of earnings. It also provides casualty insurance, which addresses financial liabilities stemming from employee work-related injuries and third-party bodily harm or property damage. Additionally, flood insurance is a key component of its product suite. Beyond its core underwriting activities, Selective actively manages a diverse investment portfolio. This includes allocating capital to fixed income securities, commercial mortgage loans, equity holdings, and various alternative investments. Selective's insurance solutions are made available to a broad clientele, including corporations, non-profit organizations, local government entities, and private individuals. These products and services are distributed through a network of independent retail agents and wholesale general agents. Established in 1926, Selective Insurance Group, Inc. maintains its headquarters in Branchville, New Jersey.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 3 691 titres (~364 342,30 $ US)
- Insiders
- Nicholson Cynthia S
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
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Avg sell (VWAP, 90d window) —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-10-26
- Last synced
-
2026-10-26 22:35:44
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
No Form 4 filings for this company in this window.
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2025-06-17 | Lisa C. McClain | Sale (Full) | $1,001 - $15,000 |
| 2025-06-11 | Lisa C. McClain | Purchase | $1,001 - $15,000 |
| 2022-02-25 | Diana Harshbarger | Purchase | $1,001 - $15,000 |
| 2022-02-25 | Diana Harshbarger | Purchase | $1,001 - $15,000 |
| 2022-02-25 | Diana Harshbarger | Purchase | $1,001 - $15,000 |
Signal
Neutral signalScored 2026-10-26 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.
SIGI delivered a meaningful Q3 2026 earnings beat ($2.37 vs $1.91 consensus) supported by disciplined renewal pricing and rising investment income, confirming an operational turnaround.
The first sentence of the analysis written for SIGI on 2026-10-26 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Unavailable or mixed. No open-market purchase or sale value stored
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Congress Unavailable or mixed. 1 purchase disclosure year to date, a thin reading
- Timing Unavailable or mixed. No stored price series
- Financial indicators Unavailable or mixed. Current ratio 0.62 · operating margin 11% — readings disagree
Recent news
- 2026-10-25 Selective Insurance: 3 Key Takeaways for Long-Term Investors Standard commercial renewal pricing increased 5.7% in the third quarter. After-tax net investment income rose 16% year over year.
- 2026-10-23 Selective Insurance Group, Inc. (SIGI) Q3 2026 Earnings Call Transcript Selective Insurance Group, Inc. ( SIGI ) Q3 2026 Earnings Call October 23, 2026 8:00 AM EDT Company Participants Brad Wilson - Senior VP of Investor Relations & Treasurer John J. Marchioni - CEO, President & Chairman Patrick Brennan - Executive VP & CFO Conference Call Participants Michael Phillips - Oppenheimer & Co. Inc., Research Division Rowland Mayor - RBC Capital Markets, Research Division Michael Zaremski - BMO Capital Markets Equity Research Jon Paul Newsome - Piper Sandler & Co., Research Division Meyer Shields - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Operator Good day, and thank you for standing by.
- 2026-10-23 Selective Insurance, Crown Castle, UWM Holdings And Other Big Stocks Moving Higher On Friday U.S. stocks were lower, with the Dow Jones falling around 700 points on Friday.
- 2026-10-23 Selective Insurance Group Q3 Earnings Call Highlights Selective Insurance Group NASDAQ: SIGI reported third-quarter results marked by improved underwriting margins, higher investment income and continued actions to improve profitability in commercial casualty lines, while management emphasized that it is prioritizing underwriting discipline over near-term premium growth.
- 2026-10-22 Here''s What Key Metrics Tell Us About Selective Insurance (SIGI) Q3 Earnings Although the revenue and EPS for Selective Insurance (SIGI) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
- 2026-10-22 Selective Insurance (SIGI) Q3 Earnings Top Estimates Selective Insurance (SIGI) came out with quarterly earnings of $2.37 per share, beating the Zacks Consensus Estimate of $1.91 per share. This compares to earnings of $1.75 per share a year ago.
- 2026-10-22 Selective Reports Third Quarter 2026 Results SHORT HILLS, N.J.--(BUSINESS WIRE)--Selective Insurance Group, Inc. (Nasdaq: SIGI) reported financial results for the third quarter ended September 30, 2026, with net income per diluted common share of $2.11 and non-GAAP operating income1 per diluted common share of $2.37. ROE was 15.1% and non-GAAP operating ROE1 was 16.9%.
- 2026-10-21 Stay Ahead of the Game With Selective Insurance (SIGI) Q3 Earnings: Wall Street''s Insights on Key Metrics Get a deeper insight into the potential performance of Selective Insurance (SIGI) for the quarter ended September 2026 by going beyond Wall Street''s top-and-bottom-line estimates and examining the estimates for some of its key metrics.
- 2026-10-21 Selective Insurance Group Names Jacob E. Rothfuss Executive Vice President and President, Standard Lines SHORT HILLS, N.J.--(BUSINESS WIRE)--Selective Insurance Group Names Jacob E. Rothfuss Executive Vice President and President, Standard Lines.
- 2026-10-19 Why Selective Insurance (SIGI) is a Top Momentum Stock for the Long-Term The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here''s why you should take advantage.
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 40.9% | 6.6% | 12.2% | 9.6% | 16.7% | |
| Ebit Margin | 12.0% | 5.9% | 11.5% | 8.7% | 15.8% | |
| Ebitda Margin | 12.6% | 6.6% | 12.2% | 9.9% | 17.4% | |
| Operating Profit Margin | 11.0% | 5.3% | 10.8% | 7.9% | 15.0% | |
| Pretax Profit Margin | 11.0% | 5.3% | 10.8% | 7.9% | 15.0% | |
| Continuous Operations Profit Margin | 8.7% | 4.3% | 8.6% | 6.3% | 12.0% | |
| Net Profit Margin | 8.7% | 4.3% | 8.6% | 6.3% | 12.0% | |
| Bottom Line Profit Margin | 8.6% | 4.1% | 8.4% | 6.1% | 11.7% | |
| Current Ratio | 0.623 | 0.640 | 0.620 | 0.607 | 0.608 | |
| Quick Ratio | 0.623 | 0.640 | 0.620 | 0.607 | 0.608 | |
| Solvency Ratio | 0.047 | 0.026 | 0.049 | 0.036 | 0.067 | |
| Cash Ratio | 0.007 | 0.026 | 0.006 | 0.014 | 0.028 | |
| Price To Earnings Ratio | 11.186 | 28.775 | 17.034 | 25.031 | 12.606 | |
| Price To Earnings Growth Ratio | 0.086 | -0.649 | 0.262 | -0.550 | 0.217 | |
| Forward Price To Earnings Growth Ratio | 0.086 | -0.649 | 0.262 | -0.550 | 0.217 | |
| Price To Earnings Diluted Ratio | 11.186 | 28.954 | 17.034 | 25.031 | 12.606 | |
| Price To Earnings Diluted Growth Ratio | 0.085 | -0.648 | 0.262 | -0.550 | 0.214 | |
| Price To Book Ratio | 1.417 | 1.825 | 2.053 | 2.134 | 1.667 | |
| Price To Sales Ratio | 0.958 | 1.171 | 1.433 | 1.516 | 1.471 | |
| Price To Free Cash Flow Ratio | 4.281 | 5.325 | 8.238 | 6.948 | 6.635 | |
| Price To Operating Cash Flow Ratio | 4.146 | 5.176 | 7.992 | 6.722 | 6.444 | |
| Debt To Assets Ratio | 0.071 | 0.045 | 0.049 | 0.055 | 0.055 | |
| Debt To Equity Ratio | 0.279 | 0.178 | 0.185 | 0.217 | 0.182 | |
| Debt To Capital Ratio | 0.218 | 0.151 | 0.156 | 0.178 | 0.154 | |
| Long Term Debt To Capital Ratio | 0.199 | 0.139 | 0.145 | 0.165 | 0.144 | |
| Financial Leverage Ratio | 3.915 | 3.962 | 3.749 | 3.942 | 3.293 | |
| Working Capital Turnover Ratio | -5.920 | -5.807 | -5.529 | -5.237 | -5.220 | |
| Operating Cash Flow Ratio | 0.495 | 0.460 | 0.355 | 0.438 | 0.473 | |
| Operating Cash Flow Sales Ratio | 0.231 | 0.226 | 0.179 | 0.226 | 0.228 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.969 | 0.972 | 0.970 | 0.968 | 0.971 | |
| Debt Service Coverage Ratio | 8.787 | 6.521 | 10.757 | 7.665 | 12.596 | |
| Interest Coverage Ratio | 11.954 | 8.935 | 15.918 | 9.713 | 17.326 | |
| Short Term Operating Cash Flow Coverage Ratio | 94.224 | 87.072 | 71.420 | 82.046 | 80.482 | |
| Operating Cash Flow Coverage Ratio | 1.224 | 1.979 | 1.386 | 1.461 | 1.420 | |
| Capital Expenditure Coverage Ratio | 31.826 | 35.699 | 33.534 | 30.839 | 34.807 | |
| Dividend Paid And Capex Coverage Ratio | 8.756 | 8.803 | 7.183 | 7.856 | 8.417 | |
| Dividend Payout Ratio | 0.219 | 0.455 | 0.227 | 0.338 | 0.172 | |
| Enterprise Value Multiple | 9.085 | 19.228 | 12.759 | 16.843 | 9.277 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 40.9% | ▲34.2% | ▲23.7% |
| Ebit Margin | 12.0% | ▲6.1% | ▲1.2% |
| Ebitda Margin | 12.6% | ▲6.0% | ▲0.8% |
| Operating Profit Margin | 11.1% | ▲5.7% | ▲1.0% |
| Pretax Profit Margin | 11.1% | ▲5.7% | ▲1.0% |
| Continuous Operations Profit Margin | 8.7% | ▲4.5% | ▲0.8% |
| Net Profit Margin | 8.7% | ▲4.5% | ▲0.8% |
| Bottom Line Profit Margin | 8.6% | ▲4.5% | ▲0.8% |
| Current Ratio | 0.623 | ▼-0.017 | ▲0.003 |
| Quick Ratio | 0.623 | ▼-0.017 | ▲0.003 |
| Solvency Ratio | 0.047 | ▲0.021 | ▲0.002 |
| Cash Ratio | 0.007 | ▼-0.019 | ▼-0.009 |
| Price To Earnings Ratio | 11.186 | ▼-17.590 | ▼-7.741 |
| Price To Earnings Growth Ratio | 0.086 | ▲0.735 | ▲0.213 |
| Forward Price To Earnings Growth Ratio | 0.086 | ▲0.735 | ▲0.213 |
| Price To Earnings Diluted Ratio | 11.186 | ▼-17.768 | ▼-7.776 |
| Price To Earnings Diluted Growth Ratio | 0.085 | ▲0.733 | ▲0.212 |
| Price To Book Ratio | 1.417 | ▼-0.408 | ▼-0.402 |
| Price To Sales Ratio | 0.958 | ▼-0.213 | ▼-0.352 |
| Price To Free Cash Flow Ratio | 4.281 | ▼-1.045 | ▼-2.005 |
| Price To Operating Cash Flow Ratio | 4.146 | ▼-1.030 | ▼-1.950 |
| Debt To Assets Ratio | 0.071 | ▲0.026 | ▲0.016 |
| Debt To Equity Ratio | 0.279 | ▲0.101 | ▲0.071 |
| Debt To Capital Ratio | 0.218 | ▲0.067 | ▲0.046 |
| Long Term Debt To Capital Ratio | 0.199 | ▲0.061 | ▲0.041 |
| Financial Leverage Ratio | 3.915 | ▼-0.046 | ▲0.143 |
| Working Capital Turnover Ratio | -5.920 | ▼-0.113 | ▼-0.377 |
| Operating Cash Flow Ratio | 0.495 | ▲0.035 | ▲0.051 |
| Operating Cash Flow Sales Ratio | 0.231 | ▲0.005 | ▲0.013 |
| Free Cash Flow Operating Cash Flow Ratio | 0.969 | ▼-0.003 | ▼-0.001 |
| Debt Service Coverage Ratio | 8.787 | ▲2.266 | ▼-0.478 |
| Interest Coverage Ratio | 11.954 | ▲3.019 | ▼-0.815 |
| Short Term Operating Cash Flow Coverage Ratio | 94.224 | ▲7.153 | ▲11.176 |
| Operating Cash Flow Coverage Ratio | 1.224 | ▼-0.755 | ▼-0.270 |
| Capital Expenditure Coverage Ratio | 31.826 | ▼-3.873 | ▼-1.515 |
| Dividend Paid And Capex Coverage Ratio | 8.756 | ▼-0.047 | ▲0.553 |
| Dividend Payout Ratio | 0.219 | ▼-0.236 | ▼-0.063 |
| Enterprise Value Multiple | 9.085 | ▼-10.143 | ▼-4.353 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $5.11B | $5.69B | $6.07B | $5.39B | $4.97B | |
| Enterprise value | $6.10B | $6.19B | $6.60B | $5.92B | $5.47B | |
| EV / Sales | 1.14x | 1.27x | 1.56x | 1.66x | 1.62x | |
| EV / Op. cash flow | 4.95x | 5.62x | 8.70x | 7.38x | 7.09x | |
| EV / Free cash flow | 5.11x | 5.79x | 8.96x | 7.62x | 7.30x | |
| EV / EBITDA | 9.09x | 19.23x | 12.76x | 16.84x | 9.28x | |
| Net debt / EBITDA | 1.47x | 1.53x | 1.03x | 1.49x | 0.84x | |
| Current ratio | 0.62x | 0.64x | 0.62x | 0.61x | 0.61x | |
| Income quality | 2.64x | 5.31x | 2.08x | 3.57x | 1.91x | |
| Graham number | $101 | $63 | $81 | $59 | $86 | |
| Graham net-net | -$153 | -$133 | -$117 | -$108 | -$100 | |
| Tax burden | 79.1% | 80.2% | 79.7% | 80.3% | 79.9% | |
| Interest burden | 92.3% | 89.9% | 94.1% | 90.7% | 94.5% | |
| Working capital | -$940.4M | -$862.7M | -$811.6M | -$719.3M | -$639.5M | |
| Invested capital | -$724.4M | -$716.5M | -$679.2M | -$584.7M | -$514.0M | |
| Return on assets | 3.3% | 1.7% | 3.3% | 2.3% | 4.1% | |
| Operating ROA | 4.5% | 2.2% | 4.4% | 2.8% | 5.3% | |
| Return on tangible assets | 3.3% | 1.7% | 3.3% | 2.3% | 4.1% | |
| Return on equity | 12.9% | 6.6% | 12.4% | 8.9% | 13.5% | |
| Return on invested capital | 4.0% | 2.1% | 4.1% | 2.8% | 4.9% | |
| Return on capital employed | 5.1% | 2.6% | 5.1% | 3.4% | 6.2% | |
| Earnings yield | 9.1% | 3.6% | 6.0% | 4.2% | 8.1% | |
| Free cash flow yield | 23.4% | 18.8% | 12.1% | 14.4% | 15.1% | |
| Capex / Op. cash flow | 3.1% | 2.8% | 3.0% | 3.2% | 2.9% | |
| Capex / Depreciation | 118.6% | 88.5% | 75.3% | 61.5% | 40.2% | |
| Capex / Sales | 0.7% | 0.6% | 0.5% | 0.7% | 0.7% | |
| SG&A / Sales | 0.7% | 0.0% | 0.0% | 0.9% | 0.8% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.4% | 0.5% | 0.4% | 0.5% | 0.5% | |
| Intangibles / Total assets | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | |
| Days sales outstanding | 105d | 110d | 113d | 111d | 102d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 105d | 110d | 113d | 111d | 102d | |
| Cash conversion cycle | 105d | 110d | 113d | 111d | 102d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years