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ALL

Bearish signalScored 2026-10-06 Drivers: Congress, fundamentals. Moteurs : Congrès, fondamentaux.

Research, not advice.

À propos

The Allstate Corporation

Nom
The Allstate Corporation
Secteur
Financial Services
Industrie
Insurance - Property & Casualty
Bourse
NYSE
Capitalisation
$64.0B
Employés
53,150
PDG
Thomas Joseph Wilson
Site web
https://www.allstate.com
Marché
CBCINFCNAHIGPGRRLI

The Allstate Corporation, along with its affiliated entities, provides a comprehensive suite of property, casualty, and other insurance offerings throughout the United States and Canada. The company's operations are structured across four primary business segments: Allstate Protection; Protection Services; Allstate Health and Benefits; and Run-off Property-Liability. The Allstate Protection segment delivers a wide array of personal and commercial insurance solutions. This includes standard private passenger auto and homeowners policies, as well as specialized vehicle coverage for motorcycles, trailers, motor homes, and off-road vehicles. Additional personal lines encompass renter, condominium, landlord, boat, umbrella, manufactured home, and stand-alone scheduled personal property policies. Commercial lines products are also available, marketed under the Allstate and Encompass brand names. The Protection Services division focuses on consumer protection and related financial services. Its offerings include product protection plans and technical assistance for mobile phones, consumer electronics, furniture, and appliances. It also provides finance and insurance products such as vehicle service contracts, guaranteed asset protection (GAP) waivers, road hazard tire and wheel protection, and paint and fabric protection. Furthermore, this segment delivers roadside assistance, device and mobile data collection, advanced data and analytical insights leveraging automotive telematics, and identity protection services. Key brands within this segment include Allstate Protection Plans, Allstate Dealer Services, Allstate Roadside Services, Arity, and Allstate Identity Protection. The Allstate Health and Benefits segment specializes in various health-related insurance products, including life, accident, critical illness, short-term disability, and other health coverage options. Finally, the Run-off Property-Liability segment manages existing property and casualty insurance obligations. Allstate's products are distributed through a diverse network of channels, which include call centers, captive agents, financial specialists, independent agents, brokers, wholesale partners, and affinity groups, as well as directly via online platforms and mobile applications. The Allstate Corporation was founded in 1931 and is headquartered in Northbrook, Illinois.

Price (1 year)

Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.

Decouvert par les declarations du Congres

Insiders
—
Total bought
—

Avg buy (VWAP, 90d window) —

Total sold
$10,319,023

Avg sell (VWAP, 90d window) $267.72 vs last close —

Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.

Last activity
—
Last synced
2026-10-06 10:56:08 Synced via automated research pipeline

Sign in to request a sync of this company's price history and timing levels.

Insider holdings as a share of total assets aren't available for this company.

Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.

Recent Form 4

Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.

Date Person Side Shares Price Value Form 4
2026-08-11 Rizzo Mario Sell · S 12,827 $265.55 $3,406,216 Form 4
2026-08-07 Dugenske John E Sell · S 25,717 $268.80 $6,912,807 Form 4

Congressional trades

STOCK Act disclosures (90-day window)

Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.

No STOCK Act disclosures for this company in this window.

Recent trades

DateRepresentativeTypeAmount
2026-08-12Michael A. RulliSale$1,001 - $15,000
2026-08-12Michael RulliSale$1,001 - $15,000
2026-05-01Ro KhannaPurchase$1,001 - $15,000
2025-04-07Julie JohnsonSale (Full)$1,001 - $15,000
2024-11-22Ro KhannaSale$1,001 - $15,000
2024-10-23Ro KhannaSale$1,001 - $15,000
2024-10-15Ro KhannaSale$1,001 - $15,000
2024-09-09Ro KhannaSale$1,001 - $15,000
2024-09-09Ro KhannaSale$1,001 - $15,000
2024-09-09Ro KhannaSale$1,001 - $15,000
2024-07-05Jared MoskowitzSale (Full)$1,001 - $15,000
2024-01-19Michael T. McCaulSale$1,001 - $15,000
2024-01-19Michael T. McCaulSale$1,001 - $15,000
2024-01-10Michael T. McCaulSale$100,001 - $250,000
2024-01-10Michael T. McCaulSale$1,001 - $15,000
2023-09-06Ro KhannaPurchase$1,001 - $15,000
2023-08-08Michael T. McCaulPurchase$1,001 - $15,000
2023-08-08Michael T. McCaulPurchase$50,001 - $100,000
2023-08-07Michael GuestPurchase$1,001 - $15,000
2023-08-03Ro KhannaSale$1,001 - $15,000
2023-07-14Ro KhannaPurchase$1,001 - $15,000
2023-07-14Ro KhannaPurchase$1,001 - $15,000
2023-07-13Ro KhannaPurchase$1,001 - $15,000
2023-07-13Ro KhannaPurchase$1,001 - $15,000
2023-07-05Richard Ray LarsenSale (Full)$1,001 - $15,000
2023-05-19Ro KhannaPurchase$1,001 - $15,000
2023-05-12Michael T. McCaulSale$100,001 - $250,000
2023-05-12Michael T. McCaulSale$15,001 - $50,000
2023-03-24Ro KhannaPurchase$1,001 - $15,000
2023-03-14Ro KhannaSale$1,001 - $15,000
2023-03-07Ro KhannaPurchase$1,001 - $15,000
2023-03-07Ro KhannaPurchase$1,001 - $15,000
2023-02-16Ro KhannaPurchase$1,001 - $15,000
2023-02-16Ro KhannaPurchase$1,001 - $15,000
2023-02-14Ro KhannaPurchase$1,001 - $15,000
2023-02-14Ro KhannaPurchase$1,001 - $15,000
2023-02-13Ro KhannaPurchase$1,001 - $15,000
2023-02-10Ro KhannaPurchase$1,001 - $15,000
2023-02-10Ro KhannaPurchase$1,001 - $15,000
2023-02-09Ro KhannaPurchase$1,001 - $15,000
2023-02-09Ro KhannaPurchase$1,001 - $15,000
2023-01-11Ro KhannaSale$1,001 - $15,000
2022-11-29Thomas SuozziSale (Full)$50,001 - $100,000
2022-07-19Ro KhannaPurchase$1,001 - $15,000
2022-03-18Michael T. McCaulSale$15,001 - $50,000
2022-03-18Michael T. McCaulSale$50,001 - $100,000
2022-02-11Earl BlumenauerPurchase$1,001 - $15,000
2022-01-28Michael T. McCaulSale$15,001 - $50,000
2022-01-28Michael T. McCaulSale$1,001 - $15,000
2022-01-26Judy ChuSale (Full)$15,001 - $50,000
2022-01-21Ro KhannaSale$1,001 - $15,000
2021-07-01Richard Ray LarsenPurchase$1,001 - $15,000
2021-07-01Richard Ray LarsenSale (Full)$1,001 - $15,000
2021-06-04Thomas SuozziSale (Partial)$1,001 - $15,000
2021-06-04Thomas SuozziSale (Full)$1,001 - $15,000
2021-03-04Thomas SuozziPurchase$15,001 - $50,000
2021-03-01Thomas SuozziPurchase$15,001 - $50,000
2020-12-23Judy ChuSale (Partial)$15,001 - $50,000
2019-10-11Earl BlumenauerPurchase$1,001 - $15,000
2018-10-10Judy ChuSale (Partial)$50,001 - $100,000

Signal

Bearish signalScored 2026-10-06 Drivers: Congress, fundamentals. Moteurs : Congrès, fondamentaux.

ALL displays impressive fundamental momentum with strong profitability metrics (ROE 33.6%, ROIC 20.8%) and successful deleveraging, but the critically low current ratio (0.37) signals meaningful short-term liquidity…

The first sentence of the analysis written for ALL on 2026-10-06 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.

Bearish signal Drivers: Congress, fundamentals. Moteurs : Congrès, fondamentaux.

Factor checklist — research, not advice

A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.

  • Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
  • Congress Unavailable or mixed. 1 purchase disclosure year to date, a thin reading
  • Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
  • Timing Unavailable or mixed. No stored price series
  • Financial indicators Unavailable or mixed. Current ratio 0.37 · operating margin 20% — readings disagree

Market snapshot

Financial ratios

MetricTrend2025-12-312024-12-312023-12-312022-12-312021-12-31
Gross Profit Margin33.2%22.8%12.7%11.2%24.7%
Ebit Margin20.4%9.7%0.1%-3.0%14.0%
Ebitda Margin21.1%10.6%1.3%-1.3%16.2%
Operating Profit Margin19.8%9.1%-0.6%-3.6%13.3%
Pretax Profit Margin19.8%9.1%-0.6%-3.6%13.3%
Continuous Operations Profit Margin15.4%7.2%-0.4%-2.7%10.6%
Net Profit Margin15.5%7.3%-0.3%-2.5%3.3%
Bottom Line Profit Margin15.3%7.2%-0.6%-2.8%3.1%
Current Ratio0.3700.0000.0000.0000.000
Quick Ratio0.3700.0000.0000.0000.000
Solvency Ratio0.1210.0580.006-0.0050.036
Cash Ratio0.0100.0000.0000.0000.000
Price To Earnings Ratio5.38111.196-116.650-26.95823.343
Price To Earnings Growth Ratio0.043-0.0071.5320.135-0.328
Forward Price To Earnings Growth Ratio0.043-0.0071.5320.135-0.328
Price To Earnings Diluted Ratio5.45011.347-116.650-26.95823.720
Price To Earnings Diluted Growth Ratio0.044-0.0071.5320.134-0.332
Price To Book Ratio1.7772.3762.0682.1031.377
Price To Sales Ratio0.8180.8020.6490.7270.712
Price To Free Cash Flow Ratio5.5045.8439.2777.8237.270
Price To Operating Cash Flow Ratio5.3805.7058.6917.1816.779
Debt To Assets Ratio0.0630.0720.0770.0810.080
Debt To Equity Ratio0.2450.3770.4470.4550.317
Debt To Capital Ratio0.1970.2740.3090.3130.241
Long Term Debt To Capital Ratio0.1850.2740.3090.3130.241
Financial Leverage Ratio3.9125.2065.8175.6033.949
Working Capital Turnover Ratio-6.6762.5662.3382.1612.215
Operating Cash Flow Ratio0.1430.0000.0000.0000.000
Operating Cash Flow Sales Ratio0.1520.1410.0750.1010.105
Free Cash Flow Operating Cash Flow Ratio0.9770.9760.9370.9180.933
Debt Service Coverage Ratio11.74613.8852.296-0.47819.970
Interest Coverage Ratio32.97214.402-0.918-5.46319.594
Short Term Operating Cash Flow Coverage Ratio18.3820.0000.0000.0000.000
Operating Cash Flow Coverage Ratio1.3501.1050.5320.6430.641
Capital Expenditure Coverage Ratio44.34242.52915.83512.19314.829
Dividend Paid And Capex Coverage Ratio7.3216.9293.2553.5293.807
Dividend Payout Ratio0.1120.231-5.489-0.8000.619
Enterprise Value Multiple4.3608.68659.816-67.9055.315

Sparkline shows each ratio oldest → newest (left → right).

How the latest year compares

For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower

MetricCurrentvs 1Y agovs 5Y avg
Gross Profit Margin 33.2% ▲10.4% ▲12.3%
Ebit Margin 20.4% ▲10.7% ▲12.2%
Ebitda Margin 21.1% ▲10.5% ▲11.5%
Operating Profit Margin 19.8% ▲10.7% ▲12.2%
Pretax Profit Margin 19.8% ▲10.7% ▲12.2%
Continuous Operations Profit Margin 15.4% ▲8.2% ▲9.4%
Net Profit Margin 15.5% ▲8.1% ▲10.8%
Bottom Line Profit Margin 15.3% ▲8.1% ▲10.8%
Current Ratio 0.370 ▲0.370 ▲0.296
Quick Ratio 0.370 ▲0.370 ▲0.296
Solvency Ratio 0.121 ▲0.063 ▲0.078
Cash Ratio 0.010 ▲0.010 ▲0.008
Price To Earnings Ratio 5.381 ▼-5.814 ▲26.119
Price To Earnings Growth Ratio 0.043 ▲0.051 ▼-0.232
Forward Price To Earnings Growth Ratio 0.043 ▲0.051 ▼-0.232
Price To Earnings Diluted Ratio 5.450 ▼-5.897 ▲26.069
Price To Earnings Diluted Growth Ratio 0.044 ▲0.051 ▼-0.230
Price To Book Ratio 1.777 ▼-0.600 ▼-0.163
Price To Sales Ratio 0.818 ▲0.016 ▲0.077
Price To Free Cash Flow Ratio 5.504 ▼-0.339 ▼-1.639
Price To Operating Cash Flow Ratio 5.380 ▼-0.326 ▼-1.367
Debt To Assets Ratio 0.062 ▼-0.010 ▼-0.012
Debt To Equity Ratio 0.245 ▼-0.132 ▼-0.123
Debt To Capital Ratio 0.197 ▼-0.077 ▼-0.070
Long Term Debt To Capital Ratio 0.185 ▼-0.089 ▼-0.079
Financial Leverage Ratio 3.912 ▼-1.293 ▼-0.985
Working Capital Turnover Ratio -6.676 ▼-9.243 ▼-7.197
Operating Cash Flow Ratio 0.142 ▲0.142 ▲0.114
Operating Cash Flow Sales Ratio 0.152 ▲0.011 ▲0.037
Free Cash Flow Operating Cash Flow Ratio 0.977 ▲0.001 ▲0.029
Debt Service Coverage Ratio 11.746 ▼-2.139 ▲2.262
Interest Coverage Ratio 32.972 ▲18.570 ▲20.855
Short Term Operating Cash Flow Coverage Ratio 18.382 ▲18.382 ▲14.706
Operating Cash Flow Coverage Ratio 1.350 ▲0.245 ▲0.496
Capital Expenditure Coverage Ratio 44.342 ▲1.813 ▲18.397
Dividend Paid And Capex Coverage Ratio 7.321 ▲0.392 ▲2.353
Dividend Payout Ratio 0.112 ▼-0.119 ▲1.177
Enterprise Value Multiple 4.360 ▼-4.326 ▲2.306

Key metrics

MetricTrend20252024202320222021
Market cap$54.39B$50.95B$36.74B$36.77B$34.68B
Enterprise value$61.20B$58.34B$43.96B$44.00B$41.90B
EV / Sales0.92x0.92x0.78x0.87x0.86x
EV / Op. cash flow6.05x6.53x10.40x8.59x8.19x
EV / Free cash flow6.19x6.69x11.10x9.36x8.78x
EV / EBITDA4.36x8.69x59.82x-67.91x5.32x
Net debt / EBITDA0.48x1.10x9.82x-11.15x0.92x
Current ratio0.37x0.00x0.00x0.00x0.00x
Income quality0.98x1.94x-19.85x-3.75x3.27x
Graham number$322$180——$103
Graham net-net-$261-$266-$250-$227-$189
Tax burden78.2%81.0%54.0%70.4%25.0%
Interest burden97.1%93.5%-1122.6%122.4%95.1%
Working capital-$44.69B$24.78B$24.72B$23.69B$23.16B
Invested capital-$34.22B$29.45B$30.05B$29.36B$29.02B
Return on assets8.6%4.2%-0.2%-1.3%1.6%
Operating ROA11.4%5.4%-0.3%-1.9%5.7%
Return on tangible assets9.4%4.3%-0.2%-1.4%1.7%
Return on equity33.6%21.8%-1.1%-7.4%6.4%
Return on invested capital20.8%4.1%-0.2%-1.4%5.2%
Return on capital employed26.9%5.2%-0.3%-1.9%6.5%
Earnings yield18.9%9.2%-0.5%-3.5%4.7%
Free cash flow yield18.2%17.1%10.8%12.8%13.8%
Capex / Op. cash flow2.3%2.4%6.3%8.2%6.7%
Capex / Depreciation47.3%37.8%37.9%49.6%31.8%
Capex / Sales0.3%0.3%0.5%0.8%0.7%
SG&A / Sales-0.0%-0.1%0.0%0.2%-1.3%
R&D / Sales0.0%0.0%0.0%0.0%0.0%
Stock comp / Sales0.2%0.0%0.0%0.2%0.3%
Intangibles / Total assets8.2%3.6%4.3%4.8%4.9%
Days sales outstanding114d112d122d135d138d
Days payables outstanding0d0d0d0d0d
Operating cycle114d112d122d135d138d
Cash conversion cycle114d112d122d135d138d

Change by theme

Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.

Change over 1 year

Valuation
Market cap ▲+6.7%EV / Sales ▲+0.3%EV / EBITDA ▼-49.8%EV / Op. cash flow ▼-0.478Earnings yield ▲+0.097Graham number ▲+142.516
Profitability
Return on equity ▲+0.118Return on assets ▲+0.044Return on invested capital ▲+0.167Return on capital employed ▲+0.218Operating ROA ▲+0.060Income quality ▼-0.959Tax burden ▼-0.029
Efficiency
Days sales outstanding ▲+1.313Days payables outstanding n/aOperating cycle ▲+1.313Cash conversion cycle ▲+1.313Capex / Sales +0.000R&D / Sales n/a
Balance-sheet strength
Current ratio n/aNet debt / EBITDA ▼-0.614Working capital ▼-69467000000.000Invested capital ▼-63669000000.000Intangibles / Total assets ▲+0.046

Change over 5 years

Valuation
Market cap ▲+56.8%EV / Sales ▲+7.0%EV / EBITDA ▼-18.0%EV / Op. cash flow ▼-2.136Earnings yield ▲+0.143Graham number ▲+219.476
Profitability
Return on equity ▲+0.272Return on assets ▲+0.070Return on invested capital ▲+0.156Return on capital employed ▲+0.204Operating ROA ▲+0.056Income quality ▼-2.284Tax burden ▲+0.532
Efficiency
Days sales outstanding ▼-24.281Days payables outstanding n/aOperating cycle ▼-24.281Cash conversion cycle ▼-24.281Capex / Sales ▼-0.004R&D / Sales n/a
Balance-sheet strength
Current ratio n/aNet debt / EBITDA ▼-0.430Working capital ▼-67848000000.000Invested capital ▼-63243000000.000Intangibles / Total assets ▲+0.033

Employee count

Peer market caps

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