HIG
Neutral signalScored 2026-10-06 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.
Research, not advice.
À propos
The Hartford Insurance Group, Inc.
- Nom
- The Hartford Insurance Group, Inc.
- Secteur
- Financial Services
- Industrie
- Insurance - Diversified
- Bourse
- NYSE
- Capitalisation
- $37.0B
- Employés
- 19,200
- PDG
- Christopher J. Swift
- Site web
- https://www.thehartford.com
- Marché
- AFGAIGALLCBCINFCNA
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers’ compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
Decouvert par les declarations du Congres
- Insiders
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- Total bought
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Avg buy (VWAP, 90d window) —
- Total sold
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Avg sell (VWAP, 90d window) —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
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- Last synced
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2026-10-06 10:56:08
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Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
No Form 4 filings for this company in this window.
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2025-10-27 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2025-10-27 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2025-10-24 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2025-09-26 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2025-09-23 | Val Hoyle | Sale (Full) | $1,001 - $15,000 |
| 2025-09-08 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2025-06-06 | Val Hoyle | Purchase | $1,001 - $15,000 |
| 2024-07-02 | Richard Ray Larsen | Sale (Full) | $1,001 - $15,000 |
| 2024-01-10 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-10-10 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-10-02 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-09-28 | Robert J. Wittman | Sale (Full) | $1,001 - $15,000 |
| 2023-06-14 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-06-14 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-05-25 | Zoe Lofgren | Sale (Full) | $1,001 - $15,000 |
| 2022-10-20 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-10-20 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-09-29 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-09-06 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-08-23 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-08-01 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-06-30 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-06-30 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-06-27 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-06-08 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-05-23 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-05-16 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-05-16 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-05-10 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-04-28 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-04-27 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2022-04-27 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-04-24 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2022-04-22 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2022-04-21 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-03-29 | Robert J. Wittman | Purchase | $1,001 - $15,000 |
| 2022-02-17 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-02-10 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-01-31 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-01-11 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2021-09-30 | Zoe Lofgren | Purchase | $1,001 - $15,000 |
| 2021-02-11 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2021-02-11 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2020-05-13 | Dean Phillips | Sale (Partial) | $1,001 - $15,000 |
| 2020-04-02 | Dean Phillips | Purchase | $1,001 - $15,000 |
| 2020-03-18 | Gilbert Ray Cisneros | Sale (Full) | $1,001 - $15,000 |
| 2020-02-20 | Mikie Sherrill | Sale (Full) | $1,001 - $15,000 |
Signal
Neutral signalScored 2026-10-06 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.
HIG exhibits exceptional financial health with strong liquidity (score 90) and solid fundamental trends (score 85), but the near-absent catalyst score (15) with no identifiable event-driven trigger severely limits…
The first sentence of the analysis written for HIG on 2026-10-06 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Unavailable or mixed. No open-market purchase or sale value stored
- Congress Unavailable or mixed. 1 purchase disclosure year to date, a thin reading
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Supports a bullish reading. Current ratio 17.65 · operating margin 17%
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 46.1% | 15.0% | 13.0% | 9.4% | 11.4% | |
| Ebit Margin | 17.5% | 14.6% | 12.7% | 10.4% | 13.4% | |
| Ebitda Margin | 19.0% | 15.9% | 14.8% | 13.2% | 16.6% | |
| Operating Profit Margin | 16.8% | 14.6% | 12.7% | 10.4% | 13.4% | |
| Pretax Profit Margin | 16.8% | 14.6% | 12.7% | 10.4% | 13.4% | |
| Continuous Operations Profit Margin | 13.6% | 11.8% | 10.3% | 8.3% | 11.0% | |
| Net Profit Margin | 13.6% | 11.8% | 10.3% | 8.3% | 11.0% | |
| Bottom Line Profit Margin | 13.5% | 11.7% | 10.2% | 8.2% | 10.9% | |
| Current Ratio | 17.650 | 16.692 | 0.328 | 24.791 | 0.000 | |
| Quick Ratio | 17.650 | 16.692 | 0.328 | 24.791 | 0.000 | |
| Solvency Ratio | 0.063 | 0.054 | 0.055 | 0.041 | 0.052 | |
| Cash Ratio | 0.217 | 0.298 | 0.004 | 0.109 | 0.004 | |
| Price To Earnings Ratio | 10.200 | 10.409 | 9.936 | 13.737 | 10.289 | |
| Price To Earnings Growth Ratio | 0.357 | 0.348 | 0.213 | -0.775 | 0.257 | |
| Forward Price To Earnings Growth Ratio | 0.357 | 0.348 | 0.213 | -0.775 | 0.257 | |
| Price To Earnings Diluted Ratio | 10.345 | 10.570 | 10.085 | 13.939 | 10.429 | |
| Price To Earnings Diluted Growth Ratio | 0.361 | 0.354 | 0.217 | -0.782 | 0.267 | |
| Price To Book Ratio | 2.050 | 1.955 | 1.611 | 1.807 | 1.351 | |
| Price To Sales Ratio | 1.377 | 1.219 | 1.015 | 1.127 | 1.113 | |
| Price To Free Cash Flow Ratio | 6.764 | 5.578 | 6.163 | 6.426 | 6.086 | |
| Price To Operating Cash Flow Ratio | 6.571 | 5.441 | 5.849 | 6.145 | 5.889 | |
| Debt To Assets Ratio | 0.051 | 0.054 | 0.062 | 0.060 | 0.065 | |
| Debt To Equity Ratio | 0.230 | 0.265 | 0.285 | 0.320 | 0.277 | |
| Debt To Capital Ratio | 0.187 | 0.210 | 0.222 | 0.242 | 0.217 | |
| Long Term Debt To Capital Ratio | 0.187 | 0.210 | 0.222 | 0.242 | 0.217 | |
| Financial Leverage Ratio | 4.531 | 4.920 | 4.573 | 5.357 | 4.292 | |
| Working Capital Turnover Ratio | 2.851 | -3.762 | 1.839 | 13.350 | -1.106 | |
| Operating Cash Flow Ratio | 9.676 | 9.624 | 0.120 | 1.902 | 0.087 | |
| Operating Cash Flow Sales Ratio | 0.210 | 0.224 | 0.173 | 0.183 | 0.189 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.971 | 0.975 | 0.949 | 0.956 | 0.968 | |
| Debt Service Coverage Ratio | 22.266 | 17.422 | 15.146 | 11.474 | 13.038 | |
| Interest Coverage Ratio | 23.920 | 19.342 | 15.518 | 10.620 | 12.415 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 1.355 | 1.353 | 0.967 | 0.920 | 0.828 | |
| Capital Expenditure Coverage Ratio | 35.041 | 40.752 | 19.628 | 22.903 | 30.774 | |
| Dividend Paid And Capex Coverage Ratio | 7.573 | 8.184 | 5.524 | 5.709 | 6.405 | |
| Dividend Payout Ratio | 0.160 | 0.185 | 0.219 | 0.290 | 0.213 | |
| Enterprise Value Multiple | 8.058 | 8.641 | 8.038 | 9.961 | 8.045 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 46.1% | ▲31.0% | ▲27.1% |
| Ebit Margin | 17.5% | ▲3.0% | ▲3.8% |
| Ebitda Margin | 18.9% | ▲3.0% | ▲3.1% |
| Operating Profit Margin | 16.8% | ▲2.3% | ▲3.3% |
| Pretax Profit Margin | 16.8% | ▲2.3% | ▲3.3% |
| Continuous Operations Profit Margin | 13.6% | ▲1.8% | ▲2.6% |
| Net Profit Margin | 13.6% | ▲1.8% | ▲2.6% |
| Bottom Line Profit Margin | 13.5% | ▲1.8% | ▲2.6% |
| Current Ratio | 17.650 | ▲0.958 | ▲5.758 |
| Quick Ratio | 17.650 | ▲0.958 | ▲5.758 |
| Solvency Ratio | 0.063 | ▲0.009 | ▲0.010 |
| Cash Ratio | 0.217 | ▼-0.081 | ▲0.091 |
| Price To Earnings Ratio | 10.200 | ▼-0.209 | ▼-0.714 |
| Price To Earnings Growth Ratio | 0.357 | ▲0.009 | ▲0.277 |
| Forward Price To Earnings Growth Ratio | 0.357 | ▲0.009 | ▲0.277 |
| Price To Earnings Diluted Ratio | 10.345 | ▼-0.225 | ▼-0.729 |
| Price To Earnings Diluted Growth Ratio | 0.360 | ▲0.007 | ▲0.277 |
| Price To Book Ratio | 2.050 | ▲0.096 | ▲0.296 |
| Price To Sales Ratio | 1.377 | ▲0.159 | ▲0.207 |
| Price To Free Cash Flow Ratio | 6.764 | ▲1.186 | ▲0.561 |
| Price To Operating Cash Flow Ratio | 6.571 | ▲1.130 | ▲0.592 |
| Debt To Assets Ratio | 0.051 | ▼-0.003 | ▼-0.007 |
| Debt To Equity Ratio | 0.230 | ▼-0.035 | ▼-0.045 |
| Debt To Capital Ratio | 0.187 | ▼-0.023 | ▼-0.028 |
| Long Term Debt To Capital Ratio | 0.187 | ▼-0.023 | ▼-0.028 |
| Financial Leverage Ratio | 4.531 | ▼-0.389 | ▼-0.203 |
| Working Capital Turnover Ratio | 2.851 | ▲6.612 | ▲0.216 |
| Operating Cash Flow Ratio | 9.677 | ▲0.053 | ▲5.394 |
| Operating Cash Flow Sales Ratio | 0.210 | ▼-0.014 | ▲0.014 |
| Free Cash Flow Operating Cash Flow Ratio | 0.972 | ▼-0.004 | ▲0.007 |
| Debt Service Coverage Ratio | 22.266 | ▲4.844 | ▲6.397 |
| Interest Coverage Ratio | 23.920 | ▲4.578 | ▲7.557 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Operating Cash Flow Coverage Ratio | 1.355 | ▲0.001 | ▲0.270 |
| Capital Expenditure Coverage Ratio | 35.041 | ▼-5.710 | ▲5.222 |
| Dividend Paid And Capex Coverage Ratio | 7.573 | ▼-0.611 | ▲0.894 |
| Dividend Payout Ratio | 0.160 | ▼-0.026 | ▼-0.054 |
| Enterprise Value Multiple | 8.058 | ▼-0.583 | ▼-0.490 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $38.91B | $32.15B | $24.68B | $24.63B | $24.10B | |
| Enterprise value | $43.15B | $36.34B | $28.92B | $28.76B | $28.84B | |
| EV / Sales | 1.53x | 1.38x | 1.19x | 1.32x | 1.33x | |
| EV / Op. cash flow | 7.29x | 6.15x | 6.85x | 7.17x | 7.05x | |
| EV / Free cash flow | 7.50x | 6.30x | 7.22x | 7.50x | 7.28x | |
| EV / EBITDA | 8.06x | 8.64x | 8.04x | 9.96x | 8.04x | |
| Net debt / EBITDA | 0.79x | 0.99x | 1.18x | 1.43x | 1.32x | |
| Current ratio | 17.65x | 16.69x | 0.33x | 24.79x | 0.00x | |
| Income quality | 1.54x | 1.90x | 1.69x | 2.21x | 1.73x | |
| Graham number | $143 | $115 | $96 | $73 | $88 | |
| Graham net-net | -$205 | -$190 | -$147 | -$143 | -$11 | |
| Tax burden | 80.6% | 80.8% | 81.1% | 80.4% | 81.6% | |
| Interest burden | 96.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | $10.19B | $9.63B | -$23.66B | $50.13B | -$46.85B | |
| Invested capital | $13.60B | $13.07B | -$20.15B | $53.74B | -$43.06B | |
| Return on assets | 4.5% | 3.8% | 3.6% | 2.5% | 3.1% | |
| Operating ROA | 5.7% | 5.1% | 4.3% | 3.0% | 3.9% | |
| Return on tangible assets | 4.6% | 4.0% | 3.7% | 2.6% | 3.2% | |
| Return on equity | 20.2% | 18.9% | 16.3% | 13.3% | 13.3% | |
| Return on invested capital | 28.2% | 23.8% | 7.2% | 1.8% | 8.0% | |
| Return on capital employed | 5.6% | 4.8% | 8.9% | 3.2% | 9.8% | |
| Earnings yield | 9.9% | 9.7% | 10.1% | 7.4% | 9.8% | |
| Free cash flow yield | 14.8% | 17.9% | 16.2% | 15.6% | 16.4% | |
| Capex / Op. cash flow | 2.9% | 2.5% | 5.1% | 4.4% | 3.2% | |
| Capex / Depreciation | 42.7% | 40.7% | 42.2% | 28.0% | 19.6% | |
| Capex / Sales | 0.6% | 0.5% | 0.9% | 0.8% | 0.6% | |
| SG&A / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Intangibles / Total assets | 2.9% | 3.1% | 3.7% | 3.7% | 3.6% | |
| Days sales outstanding | 82d | 83d | 191d | 199d | 185d | |
| Days payables outstanding | 15d | 10d | 0d | 12d | 0d | |
| Operating cycle | 82d | 83d | 191d | 199d | 185d | |
| Cash conversion cycle | 67d | 73d | 191d | 187d | 185d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-09-30 The Hartford Announces CEO Succession HARTFORD, Conn.--(BUSINESS WIRE)--The Hartford''s Board of Directors has named company President A. Morris “Mo” Tooker to succeed Christopher Swift as its next CEO. Swift will transition to the role of executive chair of the board. Both appointments are effective March 1, 2027. In addition, Tooker will join the board, effective Oct. 1, 2026. “This thoughtful succession plan ensures a seamless transition, preserving strategic continuity, business momentum and operational strength,” said Trevor Fe.
- 2026-09-25 Envestnet Portfolio Solutions Inc. Purchases 6,847 Shares of The Hartford Insurance Group, Inc. $HIG Envestnet Portfolio Solutions Inc. lifted its position in The Hartford Insurance Group, Inc. (NYSE: HIG) by 21.1% in the second quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The firm owned 39,236 shares of the insurance provider''s stock after purchasing an additional 6,847 shares during the
- 2026-09-16 Here Are Wednesday’s Top Wall Street Analyst Research Calls: Airbnb, Booking Holdings, Credicorp, Dutch Bros, Expedia, Hartford Financial Services, Group, Meritage Homes, Patchex, Yum! Brands, and More As the Federal Reserve prepares to move on rates and oil prices surge past $105, Wednesday''s top analyst calls reveal which travel giants, homebuilders, and financial stocks Wall Street is quietly repositioning around before the dust settles.
- 2026-09-10 The Hartford Insurance Group, Inc. (HIG) Presents at KBW Insurance Conference 2026 Transcript The Hartford Insurance Group, Inc. (HIG) Presents at KBW Insurance Conference 2026 Transcript
- 2026-09-05 AlphaGrep UK Ltd Invests $972,000 in The Hartford Insurance Group, Inc. $HIG AlphaGrep UK Ltd acquired a new stake in shares of The Hartford Insurance Group, Inc. (NYSE: HIG) during the second quarter, according to its most recent filing with the Securities and Exchange Commission. The firm acquired 7,334 shares of the insurance provider''s stock, valued at approximately $972,000. A number of other hedge funds
- 2026-08-28 Here''s Why Investors Should Retain the Hartford Stock for Now HIG''s strong underwriting, rising investment income and capital returns support its case, despite catastrophe and leverage risks.
- 2026-08-25 The Hartford Partners With UC Berkeley''s Bakar Labs For Energy & Materials To Support Innovation, Emerging Companies HARTFORD, Conn.--(BUSINESS WIRE)--The Hartford is partnering with the University of California, Berkeley''s Bakar Labs for Energy & Materials (BL-EM) to help startup companies who are developing next-generation energy and materials technologies. The insurer will support the initiative, as well as provide counseling, educational programming and other mentorship opportunities to its entrepreneurial tenants. Working alongside researchers and entrepreneurs, The Hartford will offer practical insu.
- 2026-08-22 Bank of New York Mellon Corp Acquires New Stake in The Hartford Insurance Group, Inc. $HIG Bank of New York Mellon Corp purchased a new stake in The Hartford Insurance Group, Inc. (NYSE: HIG) during the second quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The fund purchased 2,549,854 shares of the insurance provider''s stock, valued at approximately $337,907,000. Bank of
- 2026-08-22 Advisors Capital Management LLC Acquires New Holdings in The Hartford Insurance Group, Inc. $HIG Advisors Capital Management LLC bought a new position in shares of The Hartford Insurance Group, Inc. (NYSE: HIG) during the second quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. The fund bought 9,758 shares of the insurance provider''s stock, valued at approximately $1,293,000. Several other
- 2026-08-22 Allworth Financial LP Purchases Shares of 15,659 The Hartford Insurance Group, Inc. $HIG Allworth Financial LP purchased a new position in The Hartford Insurance Group, Inc. (NYSE: HIG) in the undefined quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The firm purchased 15,659 shares of the insurance provider''s stock, valued at approximately $2,075,000. A number