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HIG

Neutral signalScored 2026-10-06 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.

Research, not advice.

À propos

The Hartford Insurance Group, Inc.

Nom
The Hartford Insurance Group, Inc.
Secteur
Financial Services
Industrie
Insurance - Diversified
Bourse
NYSE
Capitalisation
$37.0B
Employés
19,200
PDG
Christopher J. Swift
Site web
https://www.thehartford.com
Marché
AFGAIGALLCBCINFCNA

The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers’ compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

Price (1 year)

Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.

Decouvert par les declarations du Congres

Insiders
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Total bought
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Avg buy (VWAP, 90d window) —

Total sold
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Avg sell (VWAP, 90d window) —

Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.

Last activity
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Last synced
2026-10-06 10:56:08 Synced via automated research pipeline

Sign in to request a sync of this company's price history and timing levels.

Insider holdings as a share of total assets aren't available for this company.

Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.

Recent Form 4

Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.

No Form 4 filings for this company in this window.

Congressional trades

STOCK Act disclosures (90-day window)

Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.

No STOCK Act disclosures for this company in this window.

Recent trades

DateRepresentativeTypeAmount
2025-10-27Ro KhannaSale$1,001 - $15,000
2025-10-27Ro KhannaSale$1,001 - $15,000
2025-10-24Ro KhannaSale$1,001 - $15,000
2025-09-26Ro KhannaSale$1,001 - $15,000
2025-09-23Val HoyleSale (Full)$1,001 - $15,000
2025-09-08Ro KhannaSale$1,001 - $15,000
2025-06-06Val HoylePurchase$1,001 - $15,000
2024-07-02Richard Ray LarsenSale (Full)$1,001 - $15,000
2024-01-10Ro KhannaPurchase$1,001 - $15,000
2023-10-10Ro KhannaSale$1,001 - $15,000
2023-10-02Ro KhannaSale$1,001 - $15,000
2023-09-28Robert J. WittmanSale (Full)$1,001 - $15,000
2023-06-14Ro KhannaPurchase$1,001 - $15,000
2023-06-14Ro KhannaPurchase$1,001 - $15,000
2023-05-25Zoe LofgrenSale (Full)$1,001 - $15,000
2022-10-20Ro KhannaSale$1,001 - $15,000
2022-10-20Ro KhannaSale$1,001 - $15,000
2022-09-29Ro KhannaPurchase$1,001 - $15,000
2022-09-06Ro KhannaPurchase$1,001 - $15,000
2022-08-23Ro KhannaSale$1,001 - $15,000
2022-08-01Ro KhannaSale$1,001 - $15,000
2022-06-30Ro KhannaSale$1,001 - $15,000
2022-06-30Ro KhannaSale$1,001 - $15,000
2022-06-27Ro KhannaPurchase$1,001 - $15,000
2022-06-08Ro KhannaPurchase$1,001 - $15,000
2022-05-23Ro KhannaPurchase$1,001 - $15,000
2022-05-16Ro KhannaSale$1,001 - $15,000
2022-05-16Ro KhannaSale$1,001 - $15,000
2022-05-10Ro KhannaSale$1,001 - $15,000
2022-04-28Ro KhannaSale$1,001 - $15,000
2022-04-27Ro KhannaSale$15,001 - $50,000
2022-04-27Ro KhannaSale$1,001 - $15,000
2022-04-24Ro KhannaSale$15,001 - $50,000
2022-04-22Ro KhannaPurchase$15,001 - $50,000
2022-04-21Ro KhannaPurchase$1,001 - $15,000
2022-03-29Robert J. WittmanPurchase$1,001 - $15,000
2022-02-17Ro KhannaSale$1,001 - $15,000
2022-02-10Ro KhannaPurchase$1,001 - $15,000
2022-01-31Ro KhannaSale$1,001 - $15,000
2022-01-11Ro KhannaSale$1,001 - $15,000
2021-09-30Zoe LofgrenPurchase$1,001 - $15,000
2021-02-11Ro KhannaPurchase$1,001 - $15,000
2021-02-11Ro KhannaPurchase$1,001 - $15,000
2020-05-13Dean PhillipsSale (Partial)$1,001 - $15,000
2020-04-02Dean PhillipsPurchase$1,001 - $15,000
2020-03-18Gilbert Ray CisnerosSale (Full)$1,001 - $15,000
2020-02-20Mikie SherrillSale (Full)$1,001 - $15,000

Signal

Neutral signalScored 2026-10-06 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.

HIG exhibits exceptional financial health with strong liquidity (score 90) and solid fundamental trends (score 85), but the near-absent catalyst score (15) with no identifiable event-driven trigger severely limits…

The first sentence of the analysis written for HIG on 2026-10-06 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.

Neutral signal Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.

Factor checklist — research, not advice

A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.

  • Insider Unavailable or mixed. No open-market purchase or sale value stored
  • Congress Unavailable or mixed. 1 purchase disclosure year to date, a thin reading
  • Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
  • Timing Unavailable or mixed. No stored price series
  • Financial indicators Supports a bullish reading. Current ratio 17.65 · operating margin 17%

Market snapshot

Financial ratios

MetricTrend2025-12-312024-12-312023-12-312022-12-312021-12-31
Gross Profit Margin46.1%15.0%13.0%9.4%11.4%
Ebit Margin17.5%14.6%12.7%10.4%13.4%
Ebitda Margin19.0%15.9%14.8%13.2%16.6%
Operating Profit Margin16.8%14.6%12.7%10.4%13.4%
Pretax Profit Margin16.8%14.6%12.7%10.4%13.4%
Continuous Operations Profit Margin13.6%11.8%10.3%8.3%11.0%
Net Profit Margin13.6%11.8%10.3%8.3%11.0%
Bottom Line Profit Margin13.5%11.7%10.2%8.2%10.9%
Current Ratio17.65016.6920.32824.7910.000
Quick Ratio17.65016.6920.32824.7910.000
Solvency Ratio0.0630.0540.0550.0410.052
Cash Ratio0.2170.2980.0040.1090.004
Price To Earnings Ratio10.20010.4099.93613.73710.289
Price To Earnings Growth Ratio0.3570.3480.213-0.7750.257
Forward Price To Earnings Growth Ratio0.3570.3480.213-0.7750.257
Price To Earnings Diluted Ratio10.34510.57010.08513.93910.429
Price To Earnings Diluted Growth Ratio0.3610.3540.217-0.7820.267
Price To Book Ratio2.0501.9551.6111.8071.351
Price To Sales Ratio1.3771.2191.0151.1271.113
Price To Free Cash Flow Ratio6.7645.5786.1636.4266.086
Price To Operating Cash Flow Ratio6.5715.4415.8496.1455.889
Debt To Assets Ratio0.0510.0540.0620.0600.065
Debt To Equity Ratio0.2300.2650.2850.3200.277
Debt To Capital Ratio0.1870.2100.2220.2420.217
Long Term Debt To Capital Ratio0.1870.2100.2220.2420.217
Financial Leverage Ratio4.5314.9204.5735.3574.292
Working Capital Turnover Ratio2.851-3.7621.83913.350-1.106
Operating Cash Flow Ratio9.6769.6240.1201.9020.087
Operating Cash Flow Sales Ratio0.2100.2240.1730.1830.189
Free Cash Flow Operating Cash Flow Ratio0.9710.9750.9490.9560.968
Debt Service Coverage Ratio22.26617.42215.14611.47413.038
Interest Coverage Ratio23.92019.34215.51810.62012.415
Short Term Operating Cash Flow Coverage Ratio0.0000.0000.0000.0000.000
Operating Cash Flow Coverage Ratio1.3551.3530.9670.9200.828
Capital Expenditure Coverage Ratio35.04140.75219.62822.90330.774
Dividend Paid And Capex Coverage Ratio7.5738.1845.5245.7096.405
Dividend Payout Ratio0.1600.1850.2190.2900.213
Enterprise Value Multiple8.0588.6418.0389.9618.045

Sparkline shows each ratio oldest → newest (left → right).

How the latest year compares

For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower

MetricCurrentvs 1Y agovs 5Y avg
Gross Profit Margin 46.1% ▲31.0% ▲27.1%
Ebit Margin 17.5% ▲3.0% ▲3.8%
Ebitda Margin 18.9% ▲3.0% ▲3.1%
Operating Profit Margin 16.8% ▲2.3% ▲3.3%
Pretax Profit Margin 16.8% ▲2.3% ▲3.3%
Continuous Operations Profit Margin 13.6% ▲1.8% ▲2.6%
Net Profit Margin 13.6% ▲1.8% ▲2.6%
Bottom Line Profit Margin 13.5% ▲1.8% ▲2.6%
Current Ratio 17.650 ▲0.958 ▲5.758
Quick Ratio 17.650 ▲0.958 ▲5.758
Solvency Ratio 0.063 ▲0.009 ▲0.010
Cash Ratio 0.217 ▼-0.081 ▲0.091
Price To Earnings Ratio 10.200 ▼-0.209 ▼-0.714
Price To Earnings Growth Ratio 0.357 ▲0.009 ▲0.277
Forward Price To Earnings Growth Ratio 0.357 ▲0.009 ▲0.277
Price To Earnings Diluted Ratio 10.345 ▼-0.225 ▼-0.729
Price To Earnings Diluted Growth Ratio 0.360 ▲0.007 ▲0.277
Price To Book Ratio 2.050 ▲0.096 ▲0.296
Price To Sales Ratio 1.377 ▲0.159 ▲0.207
Price To Free Cash Flow Ratio 6.764 ▲1.186 ▲0.561
Price To Operating Cash Flow Ratio 6.571 ▲1.130 ▲0.592
Debt To Assets Ratio 0.051 ▼-0.003 ▼-0.007
Debt To Equity Ratio 0.230 ▼-0.035 ▼-0.045
Debt To Capital Ratio 0.187 ▼-0.023 ▼-0.028
Long Term Debt To Capital Ratio 0.187 ▼-0.023 ▼-0.028
Financial Leverage Ratio 4.531 ▼-0.389 ▼-0.203
Working Capital Turnover Ratio 2.851 ▲6.612 ▲0.216
Operating Cash Flow Ratio 9.677 ▲0.053 ▲5.394
Operating Cash Flow Sales Ratio 0.210 ▼-0.014 ▲0.014
Free Cash Flow Operating Cash Flow Ratio 0.972 ▼-0.004 ▲0.007
Debt Service Coverage Ratio 22.266 ▲4.844 ▲6.397
Interest Coverage Ratio 23.920 ▲4.578 ▲7.557
Short Term Operating Cash Flow Coverage Ratio 0.000 0.000 0.000
Operating Cash Flow Coverage Ratio 1.355 ▲0.001 ▲0.270
Capital Expenditure Coverage Ratio 35.041 ▼-5.710 ▲5.222
Dividend Paid And Capex Coverage Ratio 7.573 ▼-0.611 ▲0.894
Dividend Payout Ratio 0.160 ▼-0.026 ▼-0.054
Enterprise Value Multiple 8.058 ▼-0.583 ▼-0.490

Key metrics

MetricTrend20252024202320222021
Market cap$38.91B$32.15B$24.68B$24.63B$24.10B
Enterprise value$43.15B$36.34B$28.92B$28.76B$28.84B
EV / Sales1.53x1.38x1.19x1.32x1.33x
EV / Op. cash flow7.29x6.15x6.85x7.17x7.05x
EV / Free cash flow7.50x6.30x7.22x7.50x7.28x
EV / EBITDA8.06x8.64x8.04x9.96x8.04x
Net debt / EBITDA0.79x0.99x1.18x1.43x1.32x
Current ratio17.65x16.69x0.33x24.79x0.00x
Income quality1.54x1.90x1.69x2.21x1.73x
Graham number$143$115$96$73$88
Graham net-net-$205-$190-$147-$143-$11
Tax burden80.6%80.8%81.1%80.4%81.6%
Interest burden96.0%100.0%100.0%100.0%100.0%
Working capital$10.19B$9.63B-$23.66B$50.13B-$46.85B
Invested capital$13.60B$13.07B-$20.15B$53.74B-$43.06B
Return on assets4.5%3.8%3.6%2.5%3.1%
Operating ROA5.7%5.1%4.3%3.0%3.9%
Return on tangible assets4.6%4.0%3.7%2.6%3.2%
Return on equity20.2%18.9%16.3%13.3%13.3%
Return on invested capital28.2%23.8%7.2%1.8%8.0%
Return on capital employed5.6%4.8%8.9%3.2%9.8%
Earnings yield9.9%9.7%10.1%7.4%9.8%
Free cash flow yield14.8%17.9%16.2%15.6%16.4%
Capex / Op. cash flow2.9%2.5%5.1%4.4%3.2%
Capex / Depreciation42.7%40.7%42.2%28.0%19.6%
Capex / Sales0.6%0.5%0.9%0.8%0.6%
SG&A / Sales0.0%0.0%0.0%0.0%0.0%
R&D / Sales0.0%0.0%0.0%0.0%0.0%
Stock comp / Sales0.0%0.0%0.0%0.0%0.0%
Intangibles / Total assets2.9%3.1%3.7%3.7%3.6%
Days sales outstanding82d83d191d199d185d
Days payables outstanding15d10d0d12d0d
Operating cycle82d83d191d199d185d
Cash conversion cycle67d73d191d187d185d

Change by theme

Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.

Change over 1 year

Valuation
Market cap ▲+21.0%EV / Sales ▲+10.9%EV / EBITDA ▼-6.7%EV / Op. cash flow ▲+1.138Earnings yield ▲+0.002Graham number ▲+27.871
Profitability
Return on equity ▲+0.013Return on assets ▲+0.006Return on invested capital ▲+0.044Return on capital employed ▲+0.008Operating ROA ▲+0.006Income quality ▼-0.356Tax burden ▼-0.002
Efficiency
Days sales outstanding ▼-1.395Days payables outstanding ▲+4.661Operating cycle ▼-1.395Cash conversion cycle ▼-6.056Capex / Sales +0.000R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.958Net debt / EBITDA ▼-0.203Working capital ▲+555000000.000Invested capital ▲+527000000.000Intangibles / Total assets ▼-0.003

Change over 5 years

Valuation
Market cap ▲+61.5%EV / Sales ▲+14.6%EV / EBITDA ▲+0.2%EV / Op. cash flow ▲+0.240Earnings yield +0.000Graham number ▲+54.941
Profitability
Return on equity ▲+0.069Return on assets ▲+0.014Return on invested capital ▲+0.202Return on capital employed ▼-0.042Operating ROA ▲+0.018Income quality ▼-0.187Tax burden ▼-0.010
Efficiency
Days sales outstanding ▼-103.338Days payables outstanding n/aOperating cycle ▼-103.338Cash conversion cycle ▼-117.997Capex / Sales -0.000R&D / Sales n/a
Balance-sheet strength
Current ratio n/aNet debt / EBITDA ▼-0.530Working capital ▲+57043000000.000Invested capital ▲+56655000000.000Intangibles / Total assets ▼-0.007

Employee count

Peer market caps

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