AFG
VENTE TOTALE: 1 279 titres (~183 971,36 $ US)
- Insiders
- VON LEHMAN JOHN I
- Total bought
- —
- Total sold
- $183,971
- Last activity
- 2026-09-14
- Last synced
-
2026-09-16 10:16:14
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
Market snapshot
Signal
Bearish signal Scored 2026-09-16
AFG presents a critically weak financial profile with a current ratio below 0.5, negative working capital, and a DSO of 376 days, signaling severe liquidity stress that overshadows the relatively stable net margins.
The first sentence of the analysis written for AFG on 2026-09-16 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 17.6% | 17.8% | 17.5% | 17.7% | 22.0% | |
| Ebit Margin | 14.2% | 14.5% | 14.9% | 17.8% | 22.9% | |
| Ebitda Margin | 15.3% | 15.5% | 15.9% | 19.3% | 25.9% | |
| Operating Profit Margin | 13.2% | 13.6% | 13.9% | 16.6% | 21.4% | |
| Pretax Profit Margin | 13.2% | 13.6% | 13.9% | 16.6% | 21.4% | |
| Continuous Operations Profit Margin | 10.4% | 10.7% | 11.0% | 13.3% | 17.3% | |
| Net Profit Margin | 10.4% | 10.7% | 11.0% | 13.3% | 32.0% | |
| Bottom Line Profit Margin | 10.4% | 10.7% | 11.0% | 13.3% | 32.0% | |
| Current Ratio | 0.498 | 1.125 | 1.067 | 0.935 | 1.513 | |
| Quick Ratio | 0.498 | 1.125 | 1.067 | 0.935 | 1.513 | |
| Solvency Ratio | 0.033 | 0.047 | 0.046 | 0.050 | 0.110 | |
| Cash Ratio | 0.072 | 0.538 | 0.485 | 0.369 | 0.949 | |
| Price To Earnings Ratio | 13.560 | 12.955 | 11.818 | 13.012 | 5.846 | |
| Price To Earnings Growth Ratio | -2.925 | 2.555 | -2.545 | -0.236 | 0.032 | |
| Forward Price To Earnings Growth Ratio | -2.925 | 2.555 | -2.545 | -0.236 | 0.032 | |
| Price To Earnings Diluted Ratio | 13.560 | 12.955 | 11.830 | 13.037 | 5.894 | |
| Price To Earnings Diluted Growth Ratio | -2.925 | 2.504 | -2.595 | -0.238 | 0.032 | |
| Price To Book Ratio | 2.368 | 2.572 | 2.365 | 2.883 | 2.332 | |
| Price To Sales Ratio | 1.406 | 1.388 | 1.303 | 1.725 | 1.875 | |
| Price To Free Cash Flow Ratio | 8.164 | 9.973 | 5.306 | 10.949 | 7.472 | |
| Price To Operating Cash Flow Ratio | 7.445 | 9.973 | 5.112 | 10.132 | 6.818 | |
| Debt To Assets Ratio | 0.056 | 0.076 | 0.075 | 0.070 | 0.088 | |
| Debt To Equity Ratio | 0.378 | 0.425 | 0.431 | 0.418 | 0.439 | |
| Debt To Capital Ratio | 0.274 | 0.298 | 0.301 | 0.295 | 0.305 | |
| Long Term Debt To Capital Ratio | 0.274 | 0.272 | 0.278 | 0.280 | 0.291 | |
| Financial Leverage Ratio | 6.772 | 5.599 | 5.781 | 5.945 | 4.965 | |
| Working Capital Turnover Ratio | -1.389 | 33.379 | 1,030.400 | 13.587 | 6.200 | |
| Operating Cash Flow Ratio | 0.064 | 0.441 | 0.780 | 0.488 | 0.763 | |
| Operating Cash Flow Sales Ratio | 0.189 | 0.139 | 0.255 | 0.170 | 0.275 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.912 | 1.000 | 0.963 | 0.925 | 0.912 | |
| Debt Service Coverage Ratio | 12.600 | 9.000 | 8.903 | 8.950 | 10.318 | |
| Interest Coverage Ratio | 13.412 | 14.789 | 14.118 | 13.212 | 14.202 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 28.800 | 53.243 | 32.028 | 45.105 | |
| Operating Cash Flow Coverage Ratio | 0.842 | 0.607 | 1.074 | 0.681 | 0.780 | |
| Capital Expenditure Coverage Ratio | 11.356 | 0.000 | 27.361 | 13.407 | 11.427 | |
| Dividend Paid And Capex Coverage Ratio | 2.069 | 1.462 | 2.606 | 0.888 | 0.679 | |
| Dividend Payout Ratio | 0.720 | 0.888 | 0.803 | 1.351 | 1.190 | |
| Enterprise Value Multiple | 9.286 | 9.353 | 8.703 | 9.559 | 7.273 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 17.6% | ▼-0.2% | ▼-0.9% |
| Ebit Margin | 14.2% | ▼-0.3% | ▼-2.7% |
| Ebitda Margin | 15.3% | ▼-0.2% | ▼-3.1% |
| Operating Profit Margin | 13.2% | ▼-0.4% | ▼-2.5% |
| Pretax Profit Margin | 13.2% | ▼-0.4% | ▼-2.5% |
| Continuous Operations Profit Margin | 10.4% | ▼-0.3% | ▼-2.2% |
| Net Profit Margin | 10.4% | ▼-0.3% | ▼-5.1% |
| Bottom Line Profit Margin | 10.4% | ▼-0.3% | ▼-5.1% |
| Current Ratio | 0.498 | ▼-0.627 | ▼-0.530 |
| Quick Ratio | 0.498 | ▼-0.627 | ▼-0.530 |
| Solvency Ratio | 0.033 | ▼-0.014 | ▼-0.024 |
| Cash Ratio | 0.072 | ▼-0.466 | ▼-0.410 |
| Price To Earnings Ratio | 13.559 | ▲0.605 | ▲2.121 |
| Price To Earnings Growth Ratio | -2.925 | ▼-5.480 | ▼-2.301 |
| Forward Price To Earnings Growth Ratio | -2.925 | ▼-5.480 | ▼-2.301 |
| Price To Earnings Diluted Ratio | 13.559 | ▲0.605 | ▲2.105 |
| Price To Earnings Diluted Growth Ratio | -2.925 | ▼-5.429 | ▼-2.280 |
| Price To Book Ratio | 2.368 | ▼-0.205 | ▼-0.136 |
| Price To Sales Ratio | 1.406 | ▲0.018 | ▼-0.134 |
| Price To Free Cash Flow Ratio | 8.164 | ▼-1.809 | ▼-0.209 |
| Price To Operating Cash Flow Ratio | 7.445 | ▼-2.528 | ▼-0.451 |
| Debt To Assets Ratio | 0.056 | ▼-0.020 | ▼-0.017 |
| Debt To Equity Ratio | 0.378 | ▼-0.048 | ▼-0.040 |
| Debt To Capital Ratio | 0.274 | ▼-0.024 | ▼-0.021 |
| Long Term Debt To Capital Ratio | 0.274 | ▲0.002 | ▼-0.005 |
| Financial Leverage Ratio | 6.772 | ▲1.173 | ▲0.960 |
| Working Capital Turnover Ratio | -1.389 | ▼-34.768 | ▼-217.824 |
| Operating Cash Flow Ratio | 0.064 | ▼-0.377 | ▼-0.443 |
| Operating Cash Flow Sales Ratio | 0.189 | ▲0.050 | ▼-0.017 |
| Free Cash Flow Operating Cash Flow Ratio | 0.912 | ▼-0.088 | ▼-0.031 |
| Debt Service Coverage Ratio | 12.600 | ▲3.600 | ▲2.646 |
| Interest Coverage Ratio | 13.412 | ▼-1.377 | ▼-0.534 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | ▼-28.800 | ▼-31.835 |
| Operating Cash Flow Coverage Ratio | 0.842 | ▲0.236 | ▲0.045 |
| Capital Expenditure Coverage Ratio | 11.356 | ▲11.356 | ▼-1.355 |
| Dividend Paid And Capex Coverage Ratio | 2.069 | ▲0.607 | ▲0.528 |
| Dividend Payout Ratio | 0.720 | ▼-0.169 | ▼-0.271 |
| Enterprise Value Multiple | 9.286 | ▼-0.067 | ▲0.452 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $11.41B | $11.49B | $10.07B | $11.68B | $11.69B | |
| Enterprise value | $11.51B | $11.98B | $10.68B | $12.50B | $11.75B | |
| EV / Sales | 1.42x | 1.45x | 1.38x | 1.85x | 1.89x | |
| EV / Op. cash flow | 7.50x | 10.40x | 5.42x | 10.84x | 6.86x | |
| EV / Free cash flow | 8.23x | 10.40x | 5.63x | 11.72x | 7.51x | |
| EV / EBITDA | 9.29x | 9.35x | 8.70x | 9.56x | 7.27x | |
| Net debt / EBITDA | 0.07x | 0.39x | 0.50x | 0.63x | 0.04x | |
| Current ratio | 0.50x | 1.12x | 1.07x | 0.94x | 1.51x | |
| Income quality | 1.82x | 1.30x | 2.31x | 1.28x | 0.86x | |
| Graham number | $114 | $113 | $107 | $106 | $176 | |
| Graham net-net | -$229 | -$214 | -$213 | -$213 | -$197 | |
| Tax burden | 78.5% | 78.9% | 79.4% | 80.0% | 149.4% | |
| Interest burden | 93.1% | 93.7% | 93.4% | 93.0% | 93.4% | |
| Working capital | -$12.02B | $327.0M | $169.0M | -$154.0M | $1.15B | |
| Invested capital | -$11.36B | $1.05B | $863.0M | $303.0M | $1.62B | |
| Return on assets | 2.6% | 3.5% | 3.5% | 3.7% | 8.0% | |
| Operating ROA | 3.7% | 4.5% | 4.4% | 4.6% | 2.8% | |
| Return on tangible assets | 2.6% | 3.6% | 3.5% | 3.8% | 8.1% | |
| Return on equity | 17.5% | 19.9% | 20.0% | 22.2% | 39.8% | |
| Return on invested capital | 9.7% | 4.0% | 3.9% | 4.1% | 4.8% | |
| Return on capital employed | 12.3% | 5.0% | 4.9% | 5.2% | 5.9% | |
| Earnings yield | 7.4% | 7.7% | 8.5% | 7.7% | 17.1% | |
| Free cash flow yield | 12.2% | 10.0% | 18.8% | 9.1% | 13.4% | |
| Capex / Op. cash flow | 8.8% | 0.0% | 3.7% | 7.5% | 8.8% | |
| Capex / Depreciation | 157.0% | 0.0% | 92.3% | 86.0% | 80.2% | |
| Capex / Sales | 1.7% | 0.0% | 0.9% | 1.3% | 2.4% | |
| SG&A / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.0% | 0.0% | 0.0% | 0.3% | 0.3% | |
| Intangibles / Total assets | 2.0% | 2.0% | 2.1% | 1.5% | 1.4% | |
| Days sales outstanding | 377d | 68d | 69d | 72d | 74d | |
| Days payables outstanding | 65d | 0d | 0d | 0d | 0d | |
| Operating cycle | 377d | 68d | 69d | 72d | 74d | |
| Cash conversion cycle | 312d | 68d | 69d | 72d | 74d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-0.7%EV / Sales ▼-2.1%EV / EBITDA ▼-0.7%EV / Op. cash flow ▼-2.895Earnings yield ▼-0.003Graham number ▲+1.916
Profitability
Return on equity ▼-0.024Return on assets ▼-0.010Return on invested capital ▲+0.057Return on capital employed ▲+0.073Operating ROA ▼-0.008Income quality ▲+0.522Tax burden ▼-0.004
Efficiency
Days sales outstanding ▲+309.275Days payables outstanding n/aOperating cycle ▲+309.275Cash conversion cycle ▲+244.057Capex / Sales n/aR&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.627Net debt / EBITDA ▼-0.310Working capital ▼-12345000000.000Invested capital ▼-12405000000.000Intangibles / Total assets -0.000
Change over 5 years
Valuation
Market cap ▼-2.3%EV / Sales ▼-24.9%EV / EBITDA ▲+27.7%EV / Op. cash flow ▲+0.648Earnings yield ▼-0.097Graham number ▼-61.812
Profitability
Return on equity ▼-0.223Return on assets ▼-0.054Return on invested capital ▲+0.049Return on capital employed ▲+0.064Operating ROA ▲+0.009Income quality ▲+0.962Tax burden ▼-0.710
Efficiency
Days sales outstanding ▲+302.724Days payables outstanding n/aOperating cycle ▲+302.724Cash conversion cycle ▲+237.506Capex / Sales ▼-0.007R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-1.015Net debt / EBITDA ▲+0.034Working capital ▼-13169000000.000Invested capital ▼-12979000000.000Intangibles / Total assets ▲+0.006
Employee count
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2025-02-24 | Julia Letlow | Sale (Full) | $1,001 - $15,000 |
| 2024-11-19 | Julia Letlow | Purchase | $1,001 - $15,000 |
| 2022-02-09 | Diana Harshbarger | Sale | $1,001 - $15,000 |
| 2022-01-27 | Diana Harshbarger | Sale | $1,001 - $15,000 |
Recent news
- 2026-09-12 California State Teachers Retirement System Acquires 10,689,563 Shares of American Financial Group, Inc. $AFG California State Teachers Retirement System boosted its stake in American Financial Group, Inc. (NYSE: AFG) by 13,419.0% in the second quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The firm owned 10,769,223 shares of the insurance provider''s stock after purchasing an additional 10,689,563 shares during the
- 2026-09-04 American Financial Near 52-Week High: Time to Hold the Stock? AFG''s specialty P&C diversification, firm renewal pricing and excess capital generation support growth and shareholder returns.
- 2026-09-04 American Financial Group Lifted Its Dividend 10.2% and Kept Buying Back Stock American Financial Group hiked its dividend in the second quarter, extending its annual streak to 21 years. The company bought back $86 million in shares in the first half of 2026.
- 2026-09-03 American Financial (AFG) Down 2.8% Since Last Earnings Report: Can It Rebound? American Financial (AFG) reported earnings 30 days ago. What''s next for the stock?
- 2026-09-02 Jupiter Topco LLC Invests $4.27 Million in American Financial Group, Inc. $AFG Jupiter Topco LLC bought a new position in shares of American Financial Group, Inc. (NYSE: AFG) during the undefined quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The firm bought 30,500 shares of the insurance provider''s stock, valued at approximately $4,267,000. Several other institutional investors also recently
- 2026-08-31 American Financial Group (AFG) is a Top-Ranked Momentum Stock: Should You Buy? Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
- 2026-08-31 American Financial Group, Inc. Announces Closing of the Sale of Charleston Harbor Resort & Marina CINCINNATI--(BUSINESS WIRE)--American Financial Group, Inc. (NYSE: AFG) announced today that it has completed the previously announced sale of Charleston Harbor Resort & Marina. Consistent with prior estimates, AFG expects to recognize pretax core operating earnings of approximately $125 million ($1.20 per share, after tax) from the sale subject to final cost accounting and customary closing adjustments. The property was owned equally by AFG parent and its Great American Insurance Company s.
- 2026-08-31 Connor Clark & Lunn Investment Management Ltd. Invests $1.12 Million in American Financial Group, Inc. $AFG Connor Clark and Lunn Investment Management Ltd. purchased a new stake in shares of American Financial Group, Inc. (NYSE: AFG) during the second quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The institutional investor purchased 8,011 shares of the insurance provider''s stock, valued at approximately
- 2026-08-31 Deutsche Bank AG Acquires New Shares in American Financial Group, Inc. $AFG Deutsche Bank AG acquired a new position in shares of American Financial Group, Inc. (NYSE: AFG) during the second quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The fund acquired 8,498 shares of the insurance provider''s stock, valued at approximately $1,189,000. Several other large
- 2026-08-30 Dividend Announcements: August 22-28, 2026 In this article series, I summarize dividend announcements of the past week. This week, 9 stocks announced dividend increases, including 3 stocks I own. INTU stands out for its robust safety metrics, 15% dividend hike, low payout ratios, and a forward-looking 16.16% dividend growth rate, though fair value estimates diverge. LRCX delivered the largest increase (26.92%) and boasts the highest Quality Score, but its yield is minimal at 0.44% and valuation appears stretched.