SKWD
Neutral signalScored 2026-10-06 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.
Research, not advice.
À propos
Skyward Specialty Insurance Group, Inc.
- Nom
- Skyward Specialty Insurance Group, Inc.
- Secteur
- Financial Services
- Industrie
- Insurance - Property & Casualty
- Bourse
- NASDAQ
- Capitalisation
- $2.7B
- Employés
- 611
- PDG
- Andrew Scott Robinson
- Site web
- https://www.skywardinsurance.com
- Marché
- AFGCBCNAKNSLMKLRLI
Incorporated in 2006 and headquartered in Houston, Texas, Skyward Specialty Insurance Group, Inc. functions as an insurance holding company. The firm specializes in writing commercial property and casualty insurance policies for clients across the United States. Its extensive range of coverages includes general liability, excess liability, professional liability, commercial auto, group accident and health, property, surety, and workers' compensation.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
Decouvert par les declarations du Congres
- Insiders
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- Total bought
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Avg buy (VWAP, 90d window) —
- Total sold
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Avg sell (VWAP, 90d window) —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
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- Last synced
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2026-10-06 10:56:08
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Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
No Form 4 filings for this company in this window.
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
| Date | Member | Side | Amount range | Filing |
|---|---|---|---|---|
| 2026-07-16 | Gilbert Cisneros | Buy | $1,001 - $15,000 | Filing |
| 2026-07-15 | Gilbert Cisneros | Buy | $1,001 - $15,000 | Filing |
| 2026-07-10 | Gilbert Cisneros | Buy | $1,001 - $15,000 | Filing |
| 2026-07-09 | Gilbert Cisneros | Buy | $1,001 - $15,000 | Filing |
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-07-16 | Gilbert Ray Cisneros | Purchase | $1,001 - $15,000 |
| 2026-07-10 | Gilbert Ray Cisneros | Purchase | $1,001 - $15,000 |
| 2026-01-05 | Gilbert Ray Cisneros | Purchase | $1,001 - $15,000 |
| 2025-10-03 | Gilbert Ray Cisneros | Purchase | $1,001 - $15,000 |
Signal
Neutral signalScored 2026-10-06 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.
SKWD shows strong fundamental momentum with impressive margin expansion, low leverage, and solid free cash flow, but short-term liquidity concerns (current ratio below 1.0) and elevated DSO introduce meaningful balance…
The first sentence of the analysis written for SKWD on 2026-10-06 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Neutral signal
Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Unavailable or mixed. No open-market purchase or sale value stored
- Congress Supports a bullish reading. 3 purchase disclosures year to date
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Unavailable or mixed. Current ratio 0.95 · operating margin 15% — readings disagree
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 44.0% | 28.6% | 30.3% | 26.4% | 25.1% | |
| Ebit Margin | 15.9% | 14.1% | 13.4% | 8.8% | 9.9% | |
| Ebitda Margin | 16.1% | 14.4% | 13.9% | 9.5% | 10.9% | |
| Operating Profit Margin | 15.3% | 13.3% | 12.3% | 7.8% | 9.0% | |
| Pretax Profit Margin | 15.3% | 13.3% | 12.3% | 7.8% | 9.0% | |
| Continuous Operations Profit Margin | 12.0% | 10.4% | 9.6% | 6.2% | 7.2% | |
| Net Profit Margin | 12.0% | 10.4% | 9.6% | 6.2% | 7.2% | |
| Bottom Line Profit Margin | 12.0% | 10.4% | 9.6% | 6.2% | 7.2% | |
| Current Ratio | 0.952 | 6.414 | 0.000 | 0.000 | 0.000 | |
| Quick Ratio | 0.952 | 6.414 | 0.000 | 0.000 | 0.000 | |
| Solvency Ratio | 0.046 | 0.042 | 0.039 | 0.022 | 0.026 | |
| Cash Ratio | 0.046 | 0.305 | 0.030 | 0.000 | 0.027 | |
| Price To Earnings Ratio | 12.140 | 17.074 | 14.479 | 18.190 | 16.186 | |
| Price To Earnings Growth Ratio | 0.287 | 0.644 | 0.118 | -1.651 | -0.102 | |
| Forward Price To Earnings Growth Ratio | 0.287 | 0.644 | 0.118 | -1.651 | -0.102 | |
| Price To Earnings Diluted Ratio | 12.558 | 17.610 | 15.125 | 18.190 | 16.186 | |
| Price To Earnings Diluted Growth Ratio | 0.300 | 0.626 | 0.133 | -1.651 | -0.104 | |
| Price To Book Ratio | 2.048 | 2.550 | 1.847 | 1.703 | 1.455 | |
| Price To Sales Ratio | 1.462 | 1.764 | 1.363 | 1.128 | 1.157 | |
| Price To Free Cash Flow Ratio | 5.134 | 6.728 | 3.644 | 3.476 | 3.582 | |
| Price To Operating Cash Flow Ratio | 5.066 | 6.635 | 3.610 | 3.437 | 3.538 | |
| Debt To Assets Ratio | 0.025 | 0.032 | 0.044 | 0.054 | 0.061 | |
| Debt To Equity Ratio | 0.119 | 0.151 | 0.195 | 0.305 | 0.302 | |
| Debt To Capital Ratio | 0.106 | 0.131 | 0.163 | 0.234 | 0.232 | |
| Long Term Debt To Capital Ratio | 0.106 | 0.088 | 0.106 | 0.234 | 0.232 | |
| Financial Leverage Ratio | 4.746 | 4.697 | 4.468 | 5.605 | 4.971 | |
| Working Capital Turnover Ratio | 1.426 | -42.487 | -0.809 | -0.814 | -0.784 | |
| Operating Cash Flow Ratio | 0.111 | 0.765 | 0.153 | 0.000 | 0.112 | |
| Operating Cash Flow Sales Ratio | 0.289 | 0.266 | 0.378 | 0.328 | 0.327 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.987 | 0.986 | 0.991 | 0.989 | 0.988 | |
| Debt Service Coverage Ratio | 22.917 | 2.508 | 1.664 | 7.788 | 10.502 | |
| Interest Coverage Ratio | 27.330 | 16.085 | 10.984 | 7.770 | 10.452 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 7.096 | 6.764 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 3.401 | 2.552 | 2.628 | 1.625 | 1.364 | |
| Capital Expenditure Coverage Ratio | 74.821 | 72.234 | 107.089 | 89.866 | 81.377 | |
| Dividend Paid And Capex Coverage Ratio | 74.821 | 72.234 | 107.089 | 89.866 | 81.377 | |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Enterprise Value Multiple | 8.858 | 12.213 | 10.350 | 13.292 | 12.071 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 44.0% | ▲15.4% | ▲13.1% |
| Ebit Margin | 15.9% | ▲1.7% | ▲3.4% |
| Ebitda Margin | 16.1% | ▲1.7% | ▲3.2% |
| Operating Profit Margin | 15.3% | ▲2.0% | ▲3.8% |
| Pretax Profit Margin | 15.3% | ▲2.0% | ▲3.8% |
| Continuous Operations Profit Margin | 12.0% | ▲1.7% | ▲3.0% |
| Net Profit Margin | 12.0% | ▲1.7% | ▲3.0% |
| Bottom Line Profit Margin | 12.0% | ▲1.7% | ▲3.0% |
| Current Ratio | 0.952 | ▼-5.462 | ▼-0.521 |
| Quick Ratio | 0.952 | ▼-5.462 | ▼-0.521 |
| Solvency Ratio | 0.046 | ▲0.004 | ▲0.011 |
| Cash Ratio | 0.046 | ▼-0.259 | ▼-0.035 |
| Price To Earnings Ratio | 12.140 | ▼-4.934 | ▼-3.474 |
| Price To Earnings Growth Ratio | 0.287 | ▼-0.357 | ▲0.428 |
| Forward Price To Earnings Growth Ratio | 0.287 | ▼-0.357 | ▲0.428 |
| Price To Earnings Diluted Ratio | 12.558 | ▼-5.052 | ▼-3.376 |
| Price To Earnings Diluted Growth Ratio | 0.300 | ▼-0.326 | ▲0.439 |
| Price To Book Ratio | 2.048 | ▼-0.502 | ▲0.127 |
| Price To Sales Ratio | 1.462 | ▼-0.302 | ▲0.087 |
| Price To Free Cash Flow Ratio | 5.134 | ▼-1.594 | ▲0.622 |
| Price To Operating Cash Flow Ratio | 5.066 | ▼-1.569 | ▲0.609 |
| Debt To Assets Ratio | 0.025 | ▼-0.007 | ▼-0.018 |
| Debt To Equity Ratio | 0.119 | ▼-0.032 | ▼-0.095 |
| Debt To Capital Ratio | 0.106 | ▼-0.025 | ▼-0.067 |
| Long Term Debt To Capital Ratio | 0.106 | ▲0.018 | ▼-0.047 |
| Financial Leverage Ratio | 4.747 | ▲0.049 | ▼-0.151 |
| Working Capital Turnover Ratio | 1.426 | ▲43.913 | ▲10.120 |
| Operating Cash Flow Ratio | 0.111 | ▼-0.653 | ▼-0.117 |
| Operating Cash Flow Sales Ratio | 0.289 | ▲0.023 | ▼-0.029 |
| Free Cash Flow Operating Cash Flow Ratio | 0.987 | ▲0.001 | ▼-0.001 |
| Debt Service Coverage Ratio | 22.917 | ▲20.409 | ▲13.841 |
| Interest Coverage Ratio | 27.330 | ▲11.245 | ▲12.806 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | ▼-7.096 | ▼-2.772 |
| Operating Cash Flow Coverage Ratio | 3.401 | ▲0.849 | ▲1.087 |
| Capital Expenditure Coverage Ratio | 74.821 | ▲2.588 | ▼-10.256 |
| Dividend Paid And Capex Coverage Ratio | 74.821 | ▲2.588 | ▼-10.256 |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 |
| Enterprise Value Multiple | 8.858 | ▼-3.355 | ▼-2.499 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $2.07B | $2.02B | $1.22B | $718.2M | $620.1M | |
| Enterprise value | $2.02B | $2.02B | $1.28B | $801.3M | $706.6M | |
| EV / Sales | 1.43x | 1.76x | 1.43x | 1.26x | 1.32x | |
| EV / Op. cash flow | 4.95x | 6.63x | 3.79x | 3.83x | 4.03x | |
| EV / Free cash flow | 5.01x | 6.72x | 3.83x | 3.88x | 4.08x | |
| EV / EBITDA | 8.86x | 12.21x | 10.35x | 13.29x | 12.07x | |
| Net debt / EBITDA | -0.21x | -0.01x | 0.51x | 1.38x | 1.48x | |
| Current ratio | 0.95x | 6.41x | 0.00x | 0.00x | 0.00x | |
| Income quality | 2.40x | 2.57x | 3.93x | 5.30x | 4.58x | |
| Graham number | $49 | $36 | $31 | $16 | $19 | |
| Graham net-net | -$24 | -$22 | -$10 | -$17 | -$17 | |
| Tax burden | 78.6% | 77.8% | 78.1% | 79.1% | 79.3% | |
| Interest burden | 96.5% | 94.1% | 91.7% | 88.6% | 91.3% | |
| Working capital | -$177.0M | $2.16B | -$2.21B | $0 | -$1.56B | |
| Invested capital | $62.2M | $2.26B | -$2.12B | $98.5M | -$1.46B | |
| Return on assets | 3.5% | 3.2% | 2.9% | 1.7% | 1.8% | |
| Operating ROA | 5.1% | 4.6% | 4.1% | 2.2% | 3.7% | |
| Return on tangible assets | 3.7% | 3.3% | 3.0% | 1.7% | 1.9% | |
| Return on equity | 16.8% | 15.0% | 13.0% | 9.3% | 9.0% | |
| Return on invested capital | 15.1% | 3.5% | 10.9% | 1.7% | 6.9% | |
| Return on capital employed | 19.2% | 4.6% | 14.9% | 2.1% | 8.7% | |
| Earnings yield | 8.2% | 5.9% | 7.0% | 5.5% | 6.2% | |
| Free cash flow yield | 19.5% | 14.9% | 27.4% | 28.8% | 27.9% | |
| Capex / Op. cash flow | 1.3% | 1.4% | 0.9% | 1.1% | 1.2% | |
| Capex / Depreciation | 154.3% | 125.8% | 81.2% | 56.7% | 38.4% | |
| Capex / Sales | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | |
| SG&A / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.8% | 0.8% | 1.0% | 0.4% | 0.1% | |
| Intangibles / Total assets | 4.7% | 2.3% | 3.0% | 3.8% | 4.3% | |
| Days sales outstanding | 430d | 375d | 316d | 413d | 442d | |
| Days payables outstanding | 181d | 113d | 118d | 126d | 146d | |
| Operating cycle | 430d | 375d | 316d | 413d | 442d | |
| Cash conversion cycle | 248d | 262d | 199d | 287d | 296d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+2.1%EV / Sales ▼-19.0%EV / EBITDA ▼-27.5%EV / Op. cash flow ▼-1.682Earnings yield ▲+0.024Graham number ▲+12.217
Profitability
Return on equity ▲+0.019Return on assets ▲+0.004Return on invested capital ▲+0.115Return on capital employed ▲+0.146Operating ROA ▲+0.005Income quality ▼-0.168Tax burden ▲+0.008
Efficiency
Days sales outstanding ▲+54.537Days payables outstanding ▲+68.543Operating cycle ▲+54.537Cash conversion cycle ▼-14.006Capex / Sales +0.000R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-5.462Net debt / EBITDA ▼-0.201Working capital ▼-2336728000.000Invested capital ▼-2200110000.000Intangibles / Total assets ▲+0.023
Change over 5 years
Valuation
Market cap ▲+233.3%EV / Sales ▲+8.3%EV / EBITDA ▼-26.6%EV / Op. cash flow ▲+0.916Earnings yield ▲+0.020Graham number ▲+29.923
Profitability
Return on equity ▲+0.078Return on assets ▲+0.017Return on invested capital ▲+0.081Return on capital employed ▲+0.104Operating ROA ▲+0.014Income quality ▼-2.175Tax burden ▼-0.008
Efficiency
Days sales outstanding ▼-12.081Days payables outstanding ▲+35.229Operating cycle ▼-12.081Cash conversion cycle ▼-47.310Capex / Sales -0.000R&D / Sales n/a
Balance-sheet strength
Current ratio n/aNet debt / EBITDA ▼-1.690Working capital ▲+1386564000.000Invested capital ▲+1524881000.000Intangibles / Total assets ▲+0.004
Employee count
Peer market caps
Recent news
- 2026-10-01 Skyward Group Expands AV Insurance With ibott''s U.S. Market Push SKWD expands AV insurance through ibott''s U.S. push, targeting manufacturers, developers and fleet operators with specialty coverage.
- 2026-09-30 Skyward Group Expands ibott''s Next-Generation Autonomous Vehicle Solutions Into U.S. Primary Market HOUSTON, Sept. 30, 2026 (GLOBE NEWSWIRE) -- Skyward Group (Nasdaq: SKWD) (“the Group” or “the Company”), the unified specialty insurance organization whose operating businesses include Skyward Specialty Insurance Group, Inc.® (“Skyward Specialty”) and Apollo Group Holdings Ltd.
- 2026-09-25 Specialty Insurance: 4 Stocks to Watch in Niche Risks Creating Demand KNSL, RLI, PLMR and SKWD are positioned to tap rising specialty insurance demand as the market heads toward $279 billion by 2031.
- 2026-09-24 Squarepoint Ops LLC Sells 62,129 Shares of Skyward Specialty Insurance Group, Inc. $SKWD Squarepoint Ops LLC trimmed its holdings in Skyward Specialty Insurance Group, Inc. (NASDAQ: SKWD) by 92.9% in the undefined quarter, according to the company in its most recent filing with the Securities and Exchange Commission (SEC). The institutional investor owned 4,748 shares of the company''s stock after selling 62,129 shares during the quarter.
- 2026-09-22 Skyward Specialty Partners with SnapRefund to Set a New Standard for Claim Payments Using ClaimsSnap Today the companies announce a strategic partnership to elevate claim payment execution across Skyward Specialty''s operations through SnapRefund''s ClaimsSnap platform. Today the companies announce a strategic partnership to elevate claim payment execution across Skyward Specialty''s operations through SnapRefund''s ClaimsSnap platform.
- 2026-09-18 Skyward Specialty Seems Now To Be Fairly Valued Skyward Specialty Insurance Group delivered resilient H1 2026 results, with strong premium growth and robust underwriting profitability. SKWD''s Apollo acquisition boosted scale and investment income, but integration challenges remain, particularly around Apollo''s higher expense ratio. Balance sheet deleveraging is prioritized over capital returns; share buybacks continue, but no dividend is expected in the near term.
- 2026-09-16 Can AI Give Skyward Specialty an Edge as Insurance Markets Soften? SKWD is using AI and machine learning to accelerate underwriting, improve efficiency and navigate softer insurance markets.
- 2026-09-08 Here''s Why Investors Should Hold on to Skyward Stock for Now SKWD''s diversified portfolio, Apollo integration and disciplined underwriting support growth, while catastrophe risks remain a concern.
- 2026-09-08 Skyward Specialty Lands Elite Talent to Build Leading Inland Marine Position HOUSTON, Sept. 08, 2026 (GLOBE NEWSWIRE) -- Skyward Specialty Insurance Group, Inc.® (Nasdaq: SKWD), a Skyward Group Company ("Skyward Specialty" or "the Company"), a leader in the specialty property and casualty (P&C) market, announced three strategic hires to its Inland Marine unit as the Company deepens its investment in this niche segment.
- 2026-09-03 Why Is Skyward (SKWD) Down 10.7% Since Last Earnings Report? Skyward (SKWD) reported earnings 30 days ago. What''s next for the stock?