COLB
Neutral signalScored 2026-11-01 Drivers: trend, fundamentals. Moteurs : tendance, fondamentaux.
Research, not advice.
À propos
Columbia Banking System, Inc.
- Nom
- Columbia Banking System, Inc.
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- NASDAQ
- Capitalisation
- $8.9B
- Employés
- 6,005
- PDG
- Clint Stein
- Site web
- https://www.columbiabankingsystem.com
- Marché
- CBSHFNBGBCIHOMBOZKPB
Columbia Banking System, Inc. operates as the bank holding company for Columbia Bank that provides banking, private banking, mortgage, and other financial services in the United States. The company offers deposit products, including business, non-interest-bearing checking, interest-bearing checking and savings, money market, insured cash sweep and other investment sweep solutions, and certificates of deposit. It also provides commercial lending products, such as commercial lines of credit and term loans, accounts receivable and inventory financing, international trade finance, commercial property loans, multifamily loans, equipment loans, commercial equipment leases, real estate construction loans, permanent financing, small business administration program financing, and capital markets services. In addition, the company offers wealth management, comprising financial planning, investment, trust, insurance, and private banking solutions, as well as treasury management, which includes digital and mobile banking solutions, ACH, wires, positive pay, remote deposit capture, integrated payments, integrated receivables, lockbox, cash vault, real-time payments, commercial card, foreign exchange, trade and supply chain finance, international banking related products, and merchant services. Further, it provides residential real estate loans and consumer loans. The company serves corporate, institutional, small business, and individual customers in the United States. Columbia Banking System, Inc. was founded in 1953 and is based in Tacoma, Washington.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 10 522 titres (~328 444,23 $ US)
- Insiders
- GARDNER STEVEN R
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$70,395
Avg sell (VWAP, 90d window) $31.25 vs last close $30.70 (-1.7%)
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-10-29
- Liquidity
- Liquid $86,684,506/day · 20d vol
- Last synced
-
2026-11-01 11:35:13
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-10-29 | GARDNER STEVEN R | Sell · S S · 10b5-1: not stated | 2,253 | $31.25 | ≈ $70,395 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-03-05 | Josh Gottheimer | Sale (Full) | $1,001 - $15,000 |
| 2026-01-15 | Gilbert Cisneros | Sale (Full) | $15,001 - $50,000 |
| 2025-10-03 | Gilbert Cisneros | Purchase | $1,001 - $15,000 |
| 2023-04-10 | Daniel Goldman | Purchase | $15,001 - $50,000 |
| 2023-04-10 | Daniel Goldman | Purchase | $15,001 - $50,000 |
Signal
Neutral signalScored 2026-11-01 Drivers: trend, fundamentals. Moteurs : tendance, fondamentaux.
COLB's earnings beat and $1.2B buyback program provide a meaningful event-driven catalyst (score 65), but the severely impaired liquidity profile (score 25) — with a current ratio of 0.21 and interest coverage below 1.0…
The first sentence of the analysis written for COLB on 2026-11-01 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Timing Pulls against a bullish reading. Close is more than 0.5 ATR under stored support
- Financial indicators Unavailable or mixed. Current ratio 0.22 · operating margin 23% — readings disagree
Suggested stop 28.87, nearest stored support minus 0.5 ATR(6.0% under the last close). Reward/risk to the next stored resistance is 0.08. Wait — that reward/risk is under 2. Research, not advice. Not an order.
Recent news
- 2026-10-27 Columbia Banking System to Participate in the BancAnalysts Association of Boston Conference TACOMA, Wash., Oct. 27, 2026 /PRNewswire/ -- Columbia Banking System, Inc. ("Columbia" Nasdaq: COLB) will participate in the BancAnalysts Association of Boston Conference.
- 2026-10-25 Columbia Banking System: Massive Share Repurchase And A 5% Yield Columbia Banking System is rated BUY, offering a 5% yield and a $1.2 billion share buyback, supporting a compelling risk/reward profile. COLB''s 3Q26 results exceeded expectations, with NIM above 4%, strong credit quality, and efficiency ratio at 51.34%, outperforming industry benchmarks. The Pacific Premier Bancorp acquisition expands COLB''s geographic reach and is expected to be mid-teens EPS accretive, enhancing commercial relationships and non-interest income.
- 2026-10-22 Columbia Banking System Q3 Earnings Call Highlights Columbia Banking System NASDAQ: COLB reported third-quarter 2026 earnings per share of $0.78 and operating EPS of $0.82, as the regional bank cited balance-sheet optimization, customer deposit growth and expense discipline as drivers of improved profitability.
- 2026-10-22 Columbia Banking System, Inc. (COLB) Q3 2026 Earnings Call Transcript Columbia Banking System, Inc. (COLB) Q3 2026 Earnings Call Transcript
- 2026-10-22 Compared to Estimates, Columbia Banking (COLB) Q3 Earnings: A Look at Key Metrics While the top- and bottom-line numbers for Columbia Banking (COLB) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
- 2026-10-22 Columbia Banking (COLB) Beats Q3 Earnings and Revenue Estimates Columbia Banking (COLB) came out with quarterly earnings of $0.82 per share, beating the Zacks Consensus Estimate of $0.77 per share. This compares to earnings of $0.85 per share a year ago.
- 2026-10-22 COLUMBIA BANKING SYSTEM, INC. REPORTS THIRD QUARTER 2026 RESULTS TACOMA, Wash., Oct. 22, 2026 /PRNewswire/ -- $220 million $229 million $0.78 $0.82 Net income Operating net income1 Earnings per common share - diluted Operating earnings per common share - diluted1 CEO Commentary "Our third quarter performance demonstrates the benefits of consistent execution and active balance sheet management," said Clint Stein, Chairman, CEO & President.
- 2026-10-21 Are Investors Undervaluing Columbia Banking System (COLB) Right Now? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
- 2026-10-20 Curious about Columbia Banking (COLB) Q3 Performance? Explore Wall Street Estimates for Key Metrics Besides Wall Street''s top-and-bottom-line estimates for Columbia Banking (COLB), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended September 2026.
- 2026-10-15 Columbia Banking System Named the Top Performing Large U.S. Bank in Bank Director''s 2026 RankingBanking Study Columbia Banking System Named the Top Performing Large U.S. Bank in Bank Director''s 2026 RankingBanking StudyPR NewswireTACOMA, Wash., Oct. 15, 2026Ranks #1 amo
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 67.7% | 61.5% | 65.0% | 88.0% | 100.0% | |
| Ebit Margin | 23.4% | 24.2% | 17.2% | 33.4% | 42.3% | |
| Ebitda Margin | 27.8% | 29.3% | 22.4% | 35.5% | 44.7% | |
| Operating Profit Margin | 23.4% | 24.2% | 17.2% | 33.4% | 42.3% | |
| Pretax Profit Margin | 22.7% | 24.2% | 17.2% | 33.4% | 42.3% | |
| Continuous Operations Profit Margin | 17.1% | 18.0% | 12.7% | 25.0% | 31.9% | |
| Net Profit Margin | 17.1% | 18.0% | 12.7% | 25.0% | 31.9% | |
| Bottom Line Profit Margin | 17.1% | 18.0% | 12.7% | 25.0% | 31.9% | |
| Current Ratio | 0.215 | 0.089 | 0.304 | 0.228 | 0.305 | |
| Quick Ratio | 0.215 | 0.089 | 0.304 | 0.228 | 0.305 | |
| Solvency Ratio | 0.012 | 0.015 | 0.010 | 0.012 | 0.016 | |
| Cash Ratio | 0.148 | 0.045 | 0.052 | 0.047 | 0.102 | |
| Price To Earnings Ratio | 12.100 | 10.551 | 14.905 | 19.439 | 17.042 | |
| Price To Earnings Growth Ratio | -1.239 | 0.245 | 0.963 | -1.009 | -0.133 | |
| Forward Price To Earnings Growth Ratio | -1.239 | 0.245 | 0.963 | -1.009 | -0.133 | |
| Price To Earnings Diluted Ratio | 12.152 | 10.592 | 14.989 | 19.439 | 17.131 | |
| Price To Earnings Diluted Growth Ratio | -1.240 | 0.245 | 1.010 | -1.031 | -0.134 | |
| Price To Book Ratio | 1.053 | 1.100 | 1.043 | 2.636 | 2.607 | |
| Price To Sales Ratio | 2.569 | 1.898 | 1.899 | 4.851 | 5.436 | |
| Price To Free Cash Flow Ratio | 11.694 | 9.035 | 7.779 | 6.299 | 11.073 | |
| Price To Operating Cash Flow Ratio | 11.067 | 8.546 | 7.779 | 6.138 | 10.814 | |
| Debt To Assets Ratio | 0.060 | 0.076 | 0.091 | 0.054 | 0.032 | |
| Debt To Equity Ratio | 0.511 | 0.762 | 0.952 | 0.693 | 0.355 | |
| Debt To Capital Ratio | 0.338 | 0.433 | 0.488 | 0.409 | 0.262 | |
| Long Term Debt To Capital Ratio | 0.053 | 0.409 | 0.467 | 0.347 | 0.124 | |
| Financial Leverage Ratio | 8.574 | 10.077 | 10.445 | 12.843 | 11.145 | |
| Working Capital Turnover Ratio | -0.157 | -0.088 | -0.109 | -0.067 | -0.072 | |
| Operating Cash Flow Ratio | 0.216 | 0.016 | 0.016 | 0.039 | 0.024 | |
| Operating Cash Flow Sales Ratio | 0.232 | 0.222 | 0.244 | 0.790 | 0.503 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.946 | 0.946 | 1.000 | 0.975 | 0.977 | |
| Debt Service Coverage Ratio | 0.164 | 0.537 | 0.494 | 0.944 | 0.845 | |
| Interest Coverage Ratio | 0.823 | 0.693 | 0.632 | 5.777 | 13.165 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.216 | 2.784 | 2.657 | 3.449 | 1.346 | |
| Operating Cash Flow Coverage Ratio | 0.186 | 0.169 | 0.141 | 0.620 | 0.680 | |
| Capital Expenditure Coverage Ratio | 18.650 | 18.474 | 0.000 | 39.320 | 42.817 | |
| Dividend Paid And Capex Coverage Ratio | 1.989 | 1.962 | 2.478 | 5.087 | 3.327 | |
| Dividend Payout Ratio | 0.609 | 0.563 | 0.775 | 0.541 | 0.437 | |
| Enterprise Value Multiple | 13.171 | 8.820 | 12.690 | 14.536 | 9.124 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 67.7% | ▲6.2% | ▼-8.8% |
| Ebit Margin | 23.4% | ▼-0.9% | ▼-4.7% |
| Ebitda Margin | 27.8% | ▼-1.5% | ▼-4.2% |
| Operating Profit Margin | 23.4% | ▼-0.9% | ▼-4.7% |
| Pretax Profit Margin | 22.7% | ▼-1.6% | ▼-5.3% |
| Continuous Operations Profit Margin | 17.1% | ▼-0.9% | ▼-3.8% |
| Net Profit Margin | 17.1% | ▼-0.9% | ▼-3.8% |
| Bottom Line Profit Margin | 17.1% | ▼-0.9% | ▼-3.8% |
| Current Ratio | 0.215 | ▲0.126 | ▼-0.013 |
| Quick Ratio | 0.215 | ▲0.126 | ▼-0.013 |
| Solvency Ratio | 0.012 | ▼-0.003 | ▼-0.001 |
| Cash Ratio | 0.148 | ▲0.103 | ▲0.069 |
| Price To Earnings Ratio | 12.100 | ▲1.549 | ▼-2.708 |
| Price To Earnings Growth Ratio | -1.239 | ▼-1.484 | ▼-1.004 |
| Forward Price To Earnings Growth Ratio | -1.239 | ▼-1.484 | ▼-1.004 |
| Price To Earnings Diluted Ratio | 12.152 | ▲1.560 | ▼-2.708 |
| Price To Earnings Diluted Growth Ratio | -1.240 | ▼-1.484 | ▼-1.010 |
| Price To Book Ratio | 1.053 | ▼-0.047 | ▼-0.635 |
| Price To Sales Ratio | 2.569 | ▲0.671 | ▼-0.762 |
| Price To Free Cash Flow Ratio | 11.694 | ▲2.659 | ▲2.518 |
| Price To Operating Cash Flow Ratio | 11.067 | ▲2.521 | ▲2.198 |
| Debt To Assets Ratio | 0.060 | ▼-0.016 | ▼-0.003 |
| Debt To Equity Ratio | 0.511 | ▼-0.251 | ▼-0.143 |
| Debt To Capital Ratio | 0.338 | ▼-0.094 | ▼-0.048 |
| Long Term Debt To Capital Ratio | 0.053 | ▼-0.356 | ▼-0.227 |
| Financial Leverage Ratio | 8.574 | ▼-1.503 | ▼-2.043 |
| Working Capital Turnover Ratio | -0.157 | ▼-0.069 | ▼-0.058 |
| Operating Cash Flow Ratio | 0.216 | ▲0.200 | ▲0.154 |
| Operating Cash Flow Sales Ratio | 0.232 | ▲0.010 | ▼-0.166 |
| Free Cash Flow Operating Cash Flow Ratio | 0.946 | ▲0.001 | ▼-0.022 |
| Debt Service Coverage Ratio | 0.164 | ▼-0.373 | ▼-0.433 |
| Interest Coverage Ratio | 0.823 | ▲0.130 | ▼-3.395 |
| Short Term Operating Cash Flow Coverage Ratio | 0.216 | ▼-2.568 | ▼-1.875 |
| Operating Cash Flow Coverage Ratio | 0.186 | ▲0.017 | ▼-0.173 |
| Capital Expenditure Coverage Ratio | 18.650 | ▲0.176 | ▼-5.202 |
| Dividend Paid And Capex Coverage Ratio | 1.989 | ▲0.028 | ▼-0.979 |
| Dividend Payout Ratio | 0.609 | ▲0.046 | ▲0.024 |
| Enterprise Value Multiple | 13.171 | ▲4.351 | ▲1.503 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $8.26B | $5.63B | $5.21B | $6.54B | $7.17B | |
| Enterprise value | $11.75B | $7.66B | $7.81B | $6.96B | $5.38B | |
| EV / Sales | 3.66x | 2.58x | 2.85x | 5.17x | 4.08x | |
| EV / Op. cash flow | 15.75x | 11.63x | 11.66x | 6.54x | 8.12x | |
| EV / Free cash flow | 16.65x | 12.29x | 11.66x | 6.71x | 8.31x | |
| EV / EBITDA | 13.17x | 8.82x | 12.69x | 14.54x | 9.12x | |
| Net debt / EBITDA | 3.92x | 2.34x | 4.22x | 0.88x | -3.03x | |
| Current ratio | 0.21x | 0.09x | 0.30x | 0.23x | 0.30x | |
| Income quality | 1.36x | 1.24x | 1.92x | 3.16x | 1.58x | |
| Graham number | $33 | $38 | $32 | $20 | $23 | |
| Graham net-net | -$199 | -$207 | -$179 | -$109 | -$92 | |
| Tax burden | 75.5% | 74.3% | 74.0% | 74.7% | 75.3% | |
| Interest burden | 96.9% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$2.71B | -$38.21B | -$29.14B | -$21.13B | -$18.84B | |
| Invested capital | -$95.0M | -$36.13B | -$26.95B | -$20.69B | -$18.45B | |
| Return on assets | 0.8% | 1.0% | 0.7% | 1.1% | 1.4% | |
| Operating ROA | 1.3% | 1.4% | 1.1% | 1.4% | 1.9% | |
| Return on tangible assets | 0.8% | 1.1% | 0.7% | 1.1% | 1.4% | |
| Return on equity | 7.0% | 10.4% | 7.0% | 13.6% | 15.3% | |
| Return on invested capital | 0.8% | 5.4% | 3.3% | 7.0% | 10.4% | |
| Return on capital employed | 1.2% | 7.5% | 4.6% | 10.1% | 15.7% | |
| Earnings yield | 6.7% | 9.5% | 6.7% | 5.2% | 5.9% | |
| Free cash flow yield | 8.6% | 11.1% | 12.9% | 15.9% | 9.0% | |
| Capex / Op. cash flow | 5.4% | 5.4% | 0.0% | 2.5% | 2.3% | |
| Capex / Depreciation | 28.4% | 23.8% | 0.0% | 95.7% | 49.1% | |
| Capex / Sales | 1.2% | 1.2% | 0.0% | 2.0% | 1.2% | |
| SG&A / Sales | 22.0% | 21.6% | 25.5% | 34.3% | 37.7% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.0% | 0.7% | 0.7% | 0.7% | 0.8% | |
| Intangibles / Total assets | 3.3% | 3.1% | 3.3% | 0.6% | 0.4% | |
| Days sales outstanding | 26d | 204d | 230d | 462d | 439d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 26d | 204d | 230d | 462d | 439d | |
| Cash conversion cycle | 26d | 204d | 230d | 462d | 439d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years