PB
Neutral signalScored 2026-08-06 Drivers: fundamentals. Moteurs : fondamentaux.
Research, not advice.
À propos
Prosperity Bancshares, Inc.
- Nom
- Prosperity Bancshares, Inc.
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- NYSE
- Capitalisation
- $8.4B
- Employés
- 3,941
- PDG
- David E. Zalman
- Site web
- https://www.prosperitybankusa.com
- Marché
- ASBBANCCBSHEQBKFIBKFMBH
Prosperity Bancshares, Inc. serves as the holding company for Prosperity Bank, providing a comprehensive suite of financial solutions to both individual customers and corporate clients. The bank gathers various types of deposits, such as checking, savings, money market accounts, and certificates of deposit. Its lending portfolio is extensive, covering: Real Estate: Mortgages for residential properties (1-4 family), commercial real estate, multi-family dwellings, as well as construction, land development, and land acquisition loans. Business: Commercial and industrial (C&I) financing, agricultural loans (including those not backed by real estate), credit lines for working capital, business expansion, and equipment purchases. Consumer: Personal loans, financing for automobiles, recreational vehicles, boats, home improvements, home equity, durable goods, and loans secured by deposits. Beyond traditional banking, Prosperity Bank offers digital services like internet and mobile banking. It also delivers specialized solutions, including trust and wealth management, retail brokerage, mortgage services, and treasury management, alongside providing debit and credit cards. As of December 31, 2021, Prosperity Bancshares operated a substantial network of 273 full-service banking branches. These were distributed across: Texas: 65 in the Houston area (including The Woodlands), 30 in South Texas (including Corpus Christi and Victoria), 63 in the Dallas/Fort Worth region, 22 in East Texas, 29 in Central Texas (including Austin and San Antonio), 34 in West Texas (including Lubbock, Midland-Odessa, and Abilene), and 16 in the Bryan/College Station vicinity. Oklahoma: 6 in Central Oklahoma and 8 in the Tulsa metropolitan area, where the bank operates under the LegacyTexas Bank brand. Founded in 1983, Prosperity Bancshares, Inc. is headquartered in Houston, Texas.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 3 000 titres (~201 962,50 $ US)
- Insiders
- HOLMES NED S
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$400,228
Avg sell (VWAP, 90d window) $70.59 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
$366,103 of that total is under a Rule 10b5-1 plan. It is shown here and left out of the score.
- Last activity
- 2026-10-21
- Last synced
-
2026-10-26 22:35:44
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-10-21 | HOLMES NED S | Sell · S | 500 | $68.25 | $34,126 | Form 4 |
| 2026-10-14 | HOLMES NED S | Sell · S · 10b5-1 | 500 | $66.22 | $33,109 | Form 4 |
| 2026-10-07 | HOLMES NED S | Sell · S · 10b5-1 | 500 | $65.78 | $32,891 | Form 4 |
| 2026-09-30 | HOLMES NED S | Sell · S · 10b5-1 | 452 | $66.67 | $30,135 | Form 4 |
| 2026-09-23 | HOLMES NED S | Sell · S · 10b5-1 | 404 | $68.67 | $27,742 | Form 4 |
| 2026-09-16 | HOLMES NED S | Sell · S · 10b5-1 | 472 | $71.01 | $33,518 | Form 4 |
| 2026-09-09 | HOLMES NED S | Sell · S · 10b5-1 | 500 | $71.42 | $35,710 | Form 4 |
| 2026-09-02 | HOLMES NED S | Sell · S · 10b5-1 | 230 | $72.08 | $16,579 | Form 4 |
| 2026-08-26 | HOLMES NED S | Sell · S · 10b5-1 | 500 | $73.19 | $36,595 | Form 4 |
| 2026-08-19 | HOLMES NED S | Sell · S · 10b5-1 | 113 | $74.25 | $8,391 | Form 4 |
| 2026-08-12 | HOLMES NED S | Sell · S · 10b5-1 | 500 | $74.14 | $37,070 | Form 4 |
| 2026-08-05 | HOLMES NED S | Sell · S · 10b5-1 | 500 | $74.62 | $37,309 | Form 4 |
| 2026-07-29 | HOLMES NED S | Sell · S · 10b5-1 | 499 | $74.26 | $37,054 | Form 4 |
Sales marked 10b5-1 are scheduled in advance and don't count toward the Quorum score. Les ventes marquées 10b5-1 sont planifiées à l'avance et ne pèsent pas dans le score Quorum.
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2019-06-24 | Donna Shalala | Sale (Full) | $1,001 - $15,000 |
Signal
Neutral signalScored 2026-08-06 Drivers: fundamentals. Moteurs : fondamentaux.
PB shows genuine operational recovery with expanding margins and a credible earnings catalyst (Q2 beat + Zacks Buy upgrade), but severe liquidity constraints — current ratio of 0.43, negative working capital, and…
The first sentence of the analysis written for PB on 2026-08-06 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Unavailable or mixed. Current ratio 0.43 · operating margin 40% — readings disagree
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 71.9% | 65.2% | 67.4% | 92.5% | 95.3% | |
| Ebit Margin | 39.9% | 35.2% | 34.3% | 55.4% | 57.3% | |
| Ebitda Margin | 41.9% | 37.2% | 36.3% | 57.7% | 59.8% | |
| Operating Profit Margin | 39.9% | 35.2% | 34.3% | 55.4% | 57.3% | |
| Pretax Profit Margin | 39.9% | 35.2% | 34.3% | 55.4% | 57.3% | |
| Continuous Operations Profit Margin | 31.2% | 27.5% | 26.9% | 43.6% | 45.1% | |
| Net Profit Margin | 31.2% | 27.5% | 26.9% | 43.6% | 45.1% | |
| Bottom Line Profit Margin | 31.2% | 27.5% | 26.9% | 43.6% | 45.1% | |
| Current Ratio | 0.431 | 0.456 | 0.036 | 0.031 | 0.100 | |
| Quick Ratio | 0.431 | 0.456 | 0.036 | 0.031 | 0.100 | |
| Solvency Ratio | 0.019 | 0.016 | 0.014 | 0.018 | 0.017 | |
| Cash Ratio | 0.061 | 0.069 | 0.017 | 0.014 | 0.082 | |
| Price To Earnings Ratio | 12.082 | 14.921 | 15.018 | 12.684 | 12.911 | |
| Price To Earnings Growth Ratio | 0.911 | 1.246 | -0.705 | 5.464 | -9.167 | |
| Forward Price To Earnings Growth Ratio | 0.911 | 1.246 | -0.705 | 5.464 | -9.167 | |
| Price To Earnings Diluted Ratio | 12.082 | 14.921 | 15.018 | 12.684 | 12.911 | |
| Price To Earnings Diluted Growth Ratio | 0.911 | 1.246 | -0.705 | 5.464 | -9.167 | |
| Price To Book Ratio | 0.858 | 0.962 | 0.889 | 0.994 | 1.042 | |
| Price To Sales Ratio | 3.759 | 4.109 | 4.043 | 5.536 | 5.816 | |
| Price To Free Cash Flow Ratio | 12.637 | 15.852 | 10.278 | 14.345 | 9.914 | |
| Price To Operating Cash Flow Ratio | 11.889 | 15.144 | 9.735 | 13.144 | 9.643 | |
| Debt To Assets Ratio | 0.056 | 0.086 | 0.105 | 0.110 | 0.012 | |
| Debt To Equity Ratio | 0.282 | 0.460 | 0.570 | 0.616 | 0.070 | |
| Debt To Capital Ratio | 0.220 | 0.315 | 0.363 | 0.381 | 0.065 | |
| Long Term Debt To Capital Ratio | 0.204 | 0.301 | 0.345 | 0.216 | 0.000 | |
| Financial Leverage Ratio | 5.050 | 5.319 | 5.445 | 5.626 | 5.887 | |
| Working Capital Turnover Ratio | -0.109 | -0.083 | -0.055 | -0.042 | -0.043 | |
| Operating Cash Flow Ratio | 0.019 | 0.017 | 0.023 | 0.016 | 0.022 | |
| Operating Cash Flow Sales Ratio | 0.316 | 0.271 | 0.415 | 0.421 | 0.603 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.941 | 0.955 | 0.947 | 0.916 | 0.973 | |
| Debt Service Coverage Ratio | 0.836 | 0.628 | 0.565 | 0.233 | 1.094 | |
| Interest Coverage Ratio | 1.419 | 1.026 | 1.095 | 7.435 | 12.304 | |
| Short Term Operating Cash Flow Coverage Ratio | 2.731 | 2.130 | 2.090 | 0.222 | 1.550 | |
| Operating Cash Flow Coverage Ratio | 0.255 | 0.138 | 0.160 | 0.123 | 1.550 | |
| Capital Expenditure Coverage Ratio | 16.893 | 22.360 | 18.925 | 11.940 | 36.522 | |
| Dividend Paid And Capex Coverage Ratio | 2.164 | 2.007 | 2.695 | 2.150 | 3.418 | |
| Dividend Payout Ratio | 0.408 | 0.447 | 0.491 | 0.368 | 0.355 | |
| Enterprise Value Multiple | 9.533 | 13.296 | 17.453 | 14.921 | 6.673 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 71.9% | ▲6.7% | ▼-6.6% |
| Ebit Margin | 39.9% | ▲4.7% | ▼-4.5% |
| Ebitda Margin | 41.9% | ▲4.7% | ▼-4.7% |
| Operating Profit Margin | 39.9% | ▲4.7% | ▼-4.5% |
| Pretax Profit Margin | 39.9% | ▲4.7% | ▼-4.5% |
| Continuous Operations Profit Margin | 31.2% | ▲3.7% | ▼-3.6% |
| Net Profit Margin | 31.2% | ▲3.7% | ▼-3.6% |
| Bottom Line Profit Margin | 31.2% | ▲3.7% | ▼-3.6% |
| Current Ratio | 0.431 | ▼-0.025 | ▲0.220 |
| Quick Ratio | 0.431 | ▼-0.025 | ▲0.220 |
| Solvency Ratio | 0.019 | ▲0.003 | ▲0.002 |
| Cash Ratio | 0.061 | ▼-0.008 | ▲0.013 |
| Price To Earnings Ratio | 12.082 | ▼-2.839 | ▼-1.441 |
| Price To Earnings Growth Ratio | 0.911 | ▼-0.336 | ▲1.361 |
| Forward Price To Earnings Growth Ratio | 0.911 | ▼-0.336 | ▲1.361 |
| Price To Earnings Diluted Ratio | 12.082 | ▼-2.839 | ▼-1.441 |
| Price To Earnings Diluted Growth Ratio | 0.911 | ▼-0.336 | ▲1.361 |
| Price To Book Ratio | 0.858 | ▼-0.104 | ▼-0.091 |
| Price To Sales Ratio | 3.759 | ▼-0.350 | ▼-0.894 |
| Price To Free Cash Flow Ratio | 12.637 | ▼-3.216 | ▲0.032 |
| Price To Operating Cash Flow Ratio | 11.889 | ▼-3.255 | ▼-0.022 |
| Debt To Assets Ratio | 0.056 | ▼-0.031 | ▼-0.018 |
| Debt To Equity Ratio | 0.282 | ▼-0.178 | ▼-0.117 |
| Debt To Capital Ratio | 0.220 | ▼-0.095 | ▼-0.049 |
| Long Term Debt To Capital Ratio | 0.204 | ▼-0.097 | ▼-0.009 |
| Financial Leverage Ratio | 5.050 | ▼-0.269 | ▼-0.415 |
| Working Capital Turnover Ratio | -0.109 | ▼-0.026 | ▼-0.043 |
| Operating Cash Flow Ratio | 0.019 | ▲0.003 | ▼-0.000 |
| Operating Cash Flow Sales Ratio | 0.316 | ▲0.045 | ▼-0.089 |
| Free Cash Flow Operating Cash Flow Ratio | 0.941 | ▼-0.015 | ▼-0.006 |
| Debt Service Coverage Ratio | 0.836 | ▲0.208 | ▲0.165 |
| Interest Coverage Ratio | 1.419 | ▲0.393 | ▼-3.237 |
| Short Term Operating Cash Flow Coverage Ratio | 2.731 | ▲0.601 | ▲0.986 |
| Operating Cash Flow Coverage Ratio | 0.255 | ▲0.117 | ▼-0.190 |
| Capital Expenditure Coverage Ratio | 16.893 | ▼-5.467 | ▼-4.435 |
| Dividend Paid And Capex Coverage Ratio | 2.164 | ▲0.157 | ▼-0.323 |
| Dividend Payout Ratio | 0.408 | ▼-0.039 | ▼-0.006 |
| Enterprise Value Multiple | 9.533 | ▼-3.764 | ▼-2.843 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $6.53B | $7.16B | $6.29B | $6.66B | $6.70B | |
| Enterprise value | $6.94B | $8.61B | $9.87B | $10.36B | $4.60B | |
| EV / Sales | 3.99x | 4.94x | 6.34x | 8.62x | 3.99x | |
| EV / Op. cash flow | 12.62x | 18.21x | 15.27x | 20.46x | 6.62x | |
| EV / Free cash flow | 13.42x | 19.06x | 16.12x | 22.33x | 6.81x | |
| EV / EBITDA | 9.53x | 13.30x | 17.45x | 14.92x | 6.67x | |
| Net debt / EBITDA | 0.56x | 2.24x | 6.33x | 5.33x | -3.05x | |
| Current ratio | 0.43x | 0.46x | 0.04x | 0.03x | 0.10x | |
| Income quality | 1.01x | 0.99x | 1.54x | 0.97x | 1.34x | |
| Graham number | $102 | $94 | $88 | $97 | $94 | |
| Graham net-net | -$196 | -$201 | -$328 | -$328 | -$305 | |
| Tax burden | 78.3% | 78.2% | 78.5% | 78.7% | 78.7% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$16.34B | -$15.59B | -$26.53B | -$29.85B | -$28.09B | |
| Invested capital | -$12.40B | -$11.65B | -$22.70B | -$26.22B | -$24.48B | |
| Return on assets | 1.4% | 1.2% | 1.1% | 1.4% | 1.4% | |
| Operating ROA | 1.8% | 1.6% | 1.4% | 1.8% | 1.8% | |
| Return on tangible assets | 1.6% | 1.3% | 1.2% | 1.5% | 1.5% | |
| Return on equity | 7.1% | 6.4% | 5.9% | 7.8% | 8.1% | |
| Return on invested capital | 5.5% | 4.3% | 3.7% | 5.7% | 7.4% | |
| Return on capital employed | 7.1% | 5.6% | 4.8% | 9.7% | 10.0% | |
| Earnings yield | 8.3% | 6.7% | 6.7% | 7.9% | 7.8% | |
| Free cash flow yield | 7.9% | 6.3% | 9.7% | 7.0% | 10.1% | |
| Capex / Op. cash flow | 5.9% | 4.5% | 5.3% | 8.4% | 2.7% | |
| Capex / Depreciation | 95.3% | 60.9% | 110.3% | 149.9% | 64.2% | |
| Capex / Sales | 1.9% | 1.2% | 2.2% | 3.5% | 1.7% | |
| SG&A / Sales | 22.4% | 22.2% | 24.1% | 27.7% | 28.5% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.7% | 0.7% | 0.8% | 1.0% | 1.1% | |
| Intangibles / Total assets | 9.2% | 9.0% | 9.0% | 8.7% | 8.7% | |
| Days sales outstanding | 21d | 22d | 23d | 27d | 21d | |
| Days payables outstanding | 23d | 25d | 25d | 18d | 9d | |
| Operating cycle | 21d | 22d | 23d | 27d | 21d | |
| Cash conversion cycle | -2d | -3d | -2d | 9d | 12d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-10-23 Will Prosperity Bancshares (PB) Beat Estimates Again in Its Next Earnings Report? Prosperity Bancshares (PB) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
- 2026-10-21 Prosperity Bancshares Is Buying Banks and Raising Dividends. Can It Afford Both? Prosperity Bancshares just closed three bank acquisitions in seven months and bumped its dividend again, but a first-quarter spike in loan losses raises a question management has not fully answered yet.
- 2026-10-21 Prosperity Bancshares (PB) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Prosperity Bancshares (PB) have what it takes?
- 2026-10-21 Prosperity Bancshares (PB) Earnings Expected to Grow: Should You Buy? Prosperity Bancshares (PB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
- 2026-10-21 PROSPERITY BANCSHARES, INC.® INCREASES COMMON STOCK DIVIDEND HOUSTON, Oct. 21, 2026 /PRNewswire/ -- Prosperity Bancshares, Inc.® (NYSE: PB) today announced that its Board of Directors declared a quarterly common stock dividend of $0.64 per share for the fourth quarter of 2026, payable January 4, 2027, to shareholders of record as of December 15, 2026. The fourth quarter dividend represents an increase of $0.04 per share, or 6.67%, from the prior quarter.
- 2026-10-20 Will Buyouts, NIM and Fee Income Aid Prosperity Bancshares Revenues? PB targets revenue growth through buyouts, NIM expansion and rising fee income, with $100-$110 million in remaining pre-tax cost savings expected from deals.
- 2026-10-17 19,650 Shares of Prosperity Bancshares, Inc. $PB Bought by Beaumont Asset Management L.L.C. Beaumont Asset Management L.L.C. acquired a new stake in Prosperity Bancshares, Inc. (NYSE: PB) in the third quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The institutional investor acquired 19,650 shares of the bank''s stock, valued at approximately $1,301,000. Several other hedge
- 2026-10-05 Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Prosperity Bancshares (PB) have what it takes?
- 2026-09-30 PROSPERITY BANCSHARES, INC.® INVITES YOU TO JOIN ITS THIRD QUARTER 2026 EARNINGS CONFERENCE CALL HOUSTON, Sept. 30, 2026 /PRNewswire/ -- In conjunction with Prosperity Bancshares, Inc.® (NYSE: PB) Third Quarter 2026 Earnings Announcement, scheduled before the market opens on Wednesday, October 28, 2026, you are invited to listen to its conference call at 11:30 AM, Eastern Time (10:30 AM, Central Time) on that day.
- 2026-09-24 PB vs. CFR: Which Stock Is the Better Value Option? Investors looking for stocks in the Banks - Southwest sector might want to consider either Prosperity Bancshares (PB) or Cullen/Frost Bankers (CFR). But which of these two stocks is more attractive to value investors?