HOMB
Neutral signalScored 2026-08-13 Drivers: Congress, fundamentals. Moteurs : Congrès, fondamentaux.
Research, not advice.
À propos
Home Bancshares, Inc.
- Nom
- Home Bancshares, Inc.
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- NYSE
- Capitalisation
- $6.0B
- Employés
- 2,543
- PDG
- John W. Allison
- Site web
- https://www.homebancshares.com
- Marché
- ABCBAVALCOLBFNBHWCOZK
Based in Conway, Arkansas, Home Bancshares, Inc. functions as the parent company for Centennial Bank. Through Centennial Bank, it delivers a comprehensive suite of commercial and retail banking solutions, alongside other financial services, catering to a diverse clientele including businesses, property developers and investors, individual customers, and local government entities. The bank offers a variety of deposit options, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. Its lending activities encompass a broad spectrum, including non-farm/non-residential real estate, construction and land development, residential mortgages, consumer loans, agricultural financing, and commercial and industrial loans. Beyond traditional banking, Centennial Bank also facilitates modern financial convenience through online and mobile banking platforms, voice response systems for information, cash management tools, overdraft protection, direct deposit services, and automated account transfers. Additionally, it offers safe deposit box rentals and access to United States savings bonds. Moreover, the company extends its services to include underwriting commercial and personal insurance policies, covering areas like property, casualty, life, health, and employee benefits. As of December 31, 2021, its operations spanned 160 branch locations, with 76 in Arkansas, 78 in Florida, 5 in Alabama, and a single branch in New York City. Home Bancshares, Inc., established in 1998, maintains its corporate headquarters in Conway, Arkansas.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 15 000 titres (~462 966,00 $ US)
- Insiders
- Rankin Jim
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$842,046
Avg sell (VWAP, 90d window) $31.19 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-08-11
- Last synced
-
2026-08-21 23:36:53
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-08-11 | Rankin Jim | Sell · S | 15,000 | $30.86 | $462,966 | Form 4 |
| 2026-08-04 | TIPTON JOHN STEPHEN | Sell · S | 12,000 | $31.59 | $379,080 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2025-06-17 | Lisa McClain | Purchase | $1,001 - $15,000 |
| 2025-04-07 | Jefferson Shreve | Purchase | $15,001 - $50,000 |
| 2025-03-05 | Jefferson Shreve | Sale | $15,001 - $50,000 |
| 2018-09-25 | Debbie Wasserman Schultz | Sale (Full) | $15,001 - $50,000 |
Signal
Neutral signalScored 2026-08-13 Drivers: Congress, fundamentals. Moteurs : Congrès, fondamentaux.
HOMB presents a mixed profile: a genuine earnings catalyst (Q2 beat, dividend hike, MCB acquisition accretion) with moderate confidence (0.65) is partially offset by a critically low current ratio (0.13) and thin…
The first sentence of the analysis written for HOMB on 2026-08-13 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Supports a bullish reading. 2 purchase disclosures year to date
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Unavailable or mixed. Current ratio 0.13 · operating margin 44% — readings disagree
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 77.3% | 65.6% | 73.0% | 82.6% | 93.7% | |
| Ebit Margin | 43.8% | 36.0% | 38.6% | 38.1% | 55.4% | |
| Ebitda Margin | 44.9% | 38.0% | 40.9% | 41.2% | 58.0% | |
| Operating Profit Margin | 43.8% | 36.0% | 38.6% | 38.1% | 55.4% | |
| Pretax Profit Margin | 43.8% | 36.0% | 38.6% | 38.1% | 55.4% | |
| Continuous Operations Profit Margin | 34.6% | 27.7% | 29.6% | 29.5% | 42.4% | |
| Net Profit Margin | 34.6% | 27.7% | 29.6% | 29.5% | 42.4% | |
| Bottom Line Profit Margin | 34.6% | 27.7% | 29.6% | 29.5% | 42.4% | |
| Current Ratio | 0.133 | 0.160 | 0.270 | 0.267 | 0.470 | |
| Quick Ratio | 0.133 | 0.160 | 0.270 | 0.267 | 0.470 | |
| Solvency Ratio | 0.026 | 0.023 | 0.022 | 0.017 | 0.022 | |
| Cash Ratio | 0.038 | 0.053 | 0.058 | 0.040 | 0.251 | |
| Price To Earnings Ratio | 11.527 | 14.080 | 13.057 | 14.516 | 12.552 | |
| Price To Earnings Growth Ratio | 0.579 | 3.902 | 0.554 | -0.761 | 0.255 | |
| Forward Price To Earnings Growth Ratio | 0.579 | 3.902 | 0.554 | -0.761 | 0.255 | |
| Price To Earnings Diluted Ratio | 11.527 | 14.080 | 13.057 | 14.516 | 12.552 | |
| Price To Earnings Diluted Growth Ratio | 0.579 | 3.902 | 0.554 | -0.761 | 0.255 | |
| Price To Book Ratio | 1.274 | 1.428 | 1.354 | 1.258 | 1.448 | |
| Price To Sales Ratio | 3.983 | 3.897 | 3.870 | 4.283 | 5.327 | |
| Price To Free Cash Flow Ratio | 14.519 | 13.405 | 14.369 | 11.273 | 10.566 | |
| Price To Operating Cash Flow Ratio | 13.709 | 12.283 | 13.518 | 10.739 | 10.287 | |
| Debt To Assets Ratio | 0.041 | 0.053 | 0.083 | 0.053 | 0.051 | |
| Debt To Equity Ratio | 0.218 | 0.304 | 0.497 | 0.346 | 0.330 | |
| Debt To Capital Ratio | 0.179 | 0.233 | 0.332 | 0.257 | 0.248 | |
| Long Term Debt To Capital Ratio | 0.154 | 0.208 | 0.315 | 0.236 | 0.218 | |
| Financial Leverage Ratio | 5.325 | 5.678 | 5.976 | 6.489 | 6.527 | |
| Working Capital Turnover Ratio | -0.092 | -0.107 | -0.102 | -0.098 | -0.089 | |
| Operating Cash Flow Ratio | 0.023 | 0.027 | 0.022 | 0.023 | 0.027 | |
| Operating Cash Flow Sales Ratio | 0.291 | 0.317 | 0.286 | 0.399 | 0.518 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.944 | 0.916 | 0.941 | 0.953 | 0.974 | |
| Debt Service Coverage Ratio | 0.871 | 0.703 | 0.865 | 1.347 | 1.753 | |
| Interest Coverage Ratio | 1.471 | 1.158 | 1.470 | 3.313 | 7.984 | |
| Short Term Operating Cash Flow Coverage Ratio | 2.563 | 2.837 | 2.672 | 3.150 | 2.764 | |
| Operating Cash Flow Coverage Ratio | 0.427 | 0.383 | 0.202 | 0.338 | 0.427 | |
| Capital Expenditure Coverage Ratio | 17.933 | 11.955 | 16.901 | 21.103 | 37.870 | |
| Dividend Paid And Capex Coverage Ratio | 2.204 | 2.443 | 2.255 | 2.792 | 3.802 | |
| Dividend Payout Ratio | 0.334 | 0.373 | 0.371 | 0.421 | 0.289 | |
| Enterprise Value Multiple | 9.297 | 10.788 | 11.082 | 11.570 | 2.905 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 77.3% | ▲11.7% | ▼-1.1% |
| Ebit Margin | 43.8% | ▲7.8% | ▲1.4% |
| Ebitda Margin | 44.9% | ▲7.0% | ▲0.3% |
| Operating Profit Margin | 43.8% | ▲7.8% | ▲1.4% |
| Pretax Profit Margin | 43.8% | ▲7.8% | ▲1.4% |
| Continuous Operations Profit Margin | 34.6% | ▲6.9% | ▲1.8% |
| Net Profit Margin | 34.6% | ▲6.9% | ▲1.8% |
| Bottom Line Profit Margin | 34.6% | ▲6.9% | ▲1.8% |
| Current Ratio | 0.133 | ▼-0.027 | ▼-0.127 |
| Quick Ratio | 0.133 | ▼-0.027 | ▼-0.127 |
| Solvency Ratio | 0.026 | ▲0.003 | ▲0.004 |
| Cash Ratio | 0.038 | ▼-0.015 | ▼-0.050 |
| Price To Earnings Ratio | 11.527 | ▼-2.553 | ▼-1.619 |
| Price To Earnings Growth Ratio | 0.579 | ▼-3.323 | ▼-0.327 |
| Forward Price To Earnings Growth Ratio | 0.579 | ▼-3.323 | ▼-0.327 |
| Price To Earnings Diluted Ratio | 11.527 | ▼-2.553 | ▼-1.619 |
| Price To Earnings Diluted Growth Ratio | 0.579 | ▼-3.323 | ▼-0.327 |
| Price To Book Ratio | 1.274 | ▼-0.155 | ▼-0.079 |
| Price To Sales Ratio | 3.983 | ▲0.086 | ▼-0.289 |
| Price To Free Cash Flow Ratio | 14.519 | ▲1.114 | ▲1.692 |
| Price To Operating Cash Flow Ratio | 13.709 | ▲1.426 | ▲1.602 |
| Debt To Assets Ratio | 0.041 | ▼-0.013 | ▼-0.015 |
| Debt To Equity Ratio | 0.218 | ▼-0.086 | ▼-0.121 |
| Debt To Capital Ratio | 0.179 | ▼-0.054 | ▼-0.071 |
| Long Term Debt To Capital Ratio | 0.154 | ▼-0.054 | ▼-0.072 |
| Financial Leverage Ratio | 5.325 | ▼-0.353 | ▼-0.674 |
| Working Capital Turnover Ratio | -0.092 | ▲0.015 | ▲0.006 |
| Operating Cash Flow Ratio | 0.023 | ▼-0.004 | ▼-0.002 |
| Operating Cash Flow Sales Ratio | 0.290 | ▼-0.027 | ▼-0.072 |
| Free Cash Flow Operating Cash Flow Ratio | 0.944 | ▲0.028 | ▼-0.001 |
| Debt Service Coverage Ratio | 0.871 | ▲0.168 | ▼-0.237 |
| Interest Coverage Ratio | 1.471 | ▲0.313 | ▼-1.608 |
| Short Term Operating Cash Flow Coverage Ratio | 2.563 | ▼-0.275 | ▼-0.235 |
| Operating Cash Flow Coverage Ratio | 0.427 | ▲0.044 | ▲0.071 |
| Capital Expenditure Coverage Ratio | 17.933 | ▲5.978 | ▼-3.219 |
| Dividend Paid And Capex Coverage Ratio | 2.204 | ▼-0.240 | ▼-0.495 |
| Dividend Payout Ratio | 0.334 | ▼-0.039 | ▼-0.023 |
| Enterprise Value Multiple | 9.297 | ▼-1.492 | ▲0.168 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $5.47B | $5.66B | $5.13B | $4.44B | $4.01B | |
| Enterprise value | $5.74B | $5.95B | $6.02B | $4.93B | $1.27B | |
| EV / Sales | 4.18x | 4.10x | 4.54x | 4.76x | 1.69x | |
| EV / Op. cash flow | 14.38x | 12.92x | 15.84x | 11.94x | 3.25x | |
| EV / Free cash flow | 15.23x | 14.10x | 16.84x | 12.54x | 3.34x | |
| EV / EBITDA | 9.30x | 10.79x | 11.08x | 11.57x | 2.90x | |
| Net debt / EBITDA | 0.43x | 0.53x | 1.63x | 1.17x | -6.28x | |
| Current ratio | 0.13x | 0.16x | 0.27x | 0.27x | 0.47x | |
| Income quality | 0.84x | 1.15x | 0.97x | 1.35x | 1.22x | |
| Graham number | $34 | $30 | $29 | $25 | $27 | |
| Graham net-net | -$83 | -$79 | -$70 | -$75 | -$52 | |
| Tax burden | 79.1% | 77.0% | 76.8% | 77.4% | 76.5% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$15.29B | -$14.54B | -$12.50B | -$13.40B | -$7.70B | |
| Invested capital | -$13.49B | -$12.71B | -$10.66B | -$11.54B | -$6.42B | |
| Return on assets | 2.1% | 1.8% | 1.7% | 1.3% | 1.8% | |
| Operating ROA | 2.7% | 2.3% | 2.2% | 1.9% | 2.4% | |
| Return on tangible assets | 2.2% | 1.9% | 1.9% | 1.4% | 1.9% | |
| Return on equity | 11.1% | 10.2% | 10.4% | 8.7% | 11.5% | |
| Return on invested capital | 8.8% | 7.5% | 6.9% | 6.4% | 8.7% | |
| Return on capital employed | 11.5% | 10.1% | 9.3% | 8.5% | 11.8% | |
| Earnings yield | 8.7% | 7.1% | 7.7% | 6.9% | 8.0% | |
| Free cash flow yield | 6.9% | 7.5% | 7.0% | 8.9% | 9.5% | |
| Capex / Op. cash flow | 5.6% | 8.4% | 5.9% | 4.7% | 2.6% | |
| Capex / Depreciation | 76.3% | 132.0% | 72.6% | 61.5% | 52.8% | |
| Capex / Sales | 1.6% | 2.7% | 1.7% | 1.9% | 1.4% | |
| SG&A / Sales | 24.8% | 18.5% | 22.4% | 25.1% | 24.7% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.8% | 0.6% | 0.7% | 0.9% | 1.2% | |
| Intangibles / Total assets | 6.3% | 6.4% | 6.4% | 6.4% | 5.5% | |
| Days sales outstanding | 29d | 30d | 33d | 36d | 23d | |
| Days payables outstanding | 0d | 0d | 198d | 398d | 876d | |
| Operating cycle | 29d | 30d | 33d | 36d | 23d | |
| Cash conversion cycle | 29d | 30d | -165d | -361d | -853d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-08-03 Home BancShares, Inc. and Centennial Bank Mourn the Passing of Tracy French CONWAY, Ark., Aug. 03, 2026 (GLOBE NEWSWIRE) -- Home BancShares, Inc. (NYSE: HOMB) (“Home” or “the Company”), parent company of Centennial Bank (“Centennial”), mourns the loss of Tracy French, who passed away on August 2, 2026. Mr. French was a longtime director of both Home and Centennial, former Chairman of Centennial Bank, and a highly respected banking leader whose service to the organization spanned more than two decades.
- 2026-07-26 Dimensional Fund Advisors LP Increases Stock Position in Home BancShares, Inc. $HOMB Dimensional Fund Advisors LP increased its holdings in shares of Home BancShares, Inc. (NYSE: HOMB) by 9.1% during the first quarter, according to the company in its most recent disclosure with the SEC. The institutional investor owned 6,720,491 shares of the financial services provider''s stock after purchasing an additional 559,603 shares during the
- 2026-07-22 Home BancShares, Inc. Announces Increase in Quarterly Dividend CONWAY, Ark., July 22, 2026 (GLOBE NEWSWIRE) -- Home BancShares, Inc. (NYSE: HOMB), parent company of Centennial Bank, today announced that its Board of Directors has declared a regular $0.23 per share quarterly cash dividend payable September 2, 2026, to shareholders of record August 12, 2026. This cash dividend represents a $0.02, or 9.5%, increase over the $0.21 cash dividend paid during the second quarter of 2026 and a $0.03, or 15.0%, increase over the $0.20 cash dividend paid during the third quarter of 2025.
- 2026-07-22 Home BancShares (HOMB)''s Technical Outlook is Bright After Key Golden Cross Home BancShares, Inc. (HOMB) reached a significant support level, and could be a good pick for investors from a technical perspective. Recently, HOMB''s 50-day simple moving average broke out above its 200-day moving average; this is known as a "golden cross.
- 2026-07-16 Home BancShares, Inc. (HOMB) Q2 2026 Earnings Call Transcript Home BancShares, Inc. (HOMB) Q2 2026 Earnings Call Transcript
- 2026-07-16 Home BancShares Q2 Earnings Call Highlights Home BancShares NYSE: HOMB executives said the company delivered a record second quarter on an adjusted basis, helped by the early contribution from its Mountain Commerce Bank acquisition, stable margins, strong fee income and better-than-expected loan trends.
- 2026-07-15 Here''s What Key Metrics Tell Us About Home BancShares (HOMB) Q2 Earnings While the top- and bottom-line numbers for Home BancShares (HOMB) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
- 2026-07-15 Home BancShares (HOMB) Q2 Earnings and Revenues Beat Estimates Home BancShares (HOMB) came out with quarterly earnings of $0.64 per share, beating the Zacks Consensus Estimate of $0.62 per share. This compares to earnings of $0.58 per share a year ago.
- 2026-07-15 Record Revenue and Successful Mountain Commerce Bancorp Acquisition Drive Strong Second Quarter Results for HOMB CONWAY, Ark., July 15, 2026 (GLOBE NEWSWIRE) -- Home BancShares, Inc. (NYSE: HOMB) (“Home” or the “Company”), parent company of Centennial Bank, released quarterly earnings today.
- 2026-07-10 Unlocking Q2 Potential of Home BancShares (HOMB): Exploring Wall Street Estimates for Key Metrics Beyond analysts'' top-and-bottom-line estimates for Home BancShares (HOMB), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended June 2026.