TRV
Neutral signalScored 2026-10-26 Drivers: Congress, trend, fundamentals. Moteurs : Congrès, tendance, fondamentaux.
Research, not advice.
À propos
The Travelers Companies, Inc.
- Nom
- The Travelers Companies, Inc.
- Secteur
- Financial Services
- Industrie
- Insurance - Property & Casualty
- Bourse
- NYSE
- Capitalisation
- $83.4B
- Employés
- 34,000
- PDG
- Alan D. Schnitzer
- Site web
- https://www.travelers.com
- Marché
- AFGALLCBCINFCNAL
The Travelers Companies, Inc., through its network of subsidiaries, delivers a broad spectrum of commercial and personal property and casualty insurance products and services. These offerings cater to businesses, government entities, associations, and individual clients both within the United States and internationally. The company's operations are divided into three primary segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment provides a comprehensive portfolio of commercial coverages, ranging from foundational offerings like workers' compensation, commercial auto, property, general liability, multi-peril, and employers' liability, to more specialized policies. These specialized offerings include public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and even kidnap and ransom insurance. This segment serves a diverse clientele, from small and mid-sized enterprises to large corporations, and also focuses on sectors like commercial trucking and agriculture. Its products are distributed through a robust network of independent brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment focuses on providing surety and fidelity bonds, as well as management and professional liability insurance. Additionally, it offers other property and casualty coverages paired with crucial risk management services. Distribution for this segment is handled via independent agencies and brokers. Lastly, the Personal Insurance segment addresses individual needs by offering property and casualty insurance for personal risks. Its primary focus areas are automobile and homeowners insurance, which are also made available to consumers through independent agencies and brokers. Founded in 1853, The Travelers Companies, Inc. maintains its headquarters in New York, New York.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 88 900 titres (~35 097 408,85 $ US)
- Insiders
- Schnitzer Alan D
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$16,495,549
Avg sell (VWAP, 90d window) $396.84 vs last close $400.17 (+0.8%)
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-10-21
- Liquidity
- Liquid $552,923,773/day · 20d vol
- Last synced
-
2026-10-26 22:35:44
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-10-22 | Klenk Jeffrey P. | Sell · S | 9,016 | $405.57 | $3,656,619 | Form 4 |
| 2026-10-22 | Rowland David Donnay | Sell · S | 5,000 | $405.62 | $2,028,103 | Form 4 |
| 2026-10-22 | Toczydlowski Gregory C | Sell · S | 2,100 | $404.43 | $849,307 | Form 4 |
| 2026-10-21 | Schnitzer Alan D | Sell · S | 2,992 | $398.20 | $1,191,429 | Form 4 |
| 2026-10-21 | OLIVO MARIA | Sell · S | 15,100 | $398.44 | $6,016,506 | Form 4 |
| 2026-10-20 | Klein Michael Frederick | Sell · S | 1,359 | $393.26 | $534,439 | Form 4 |
| 2026-08-28 | OLIVO MARIA | Sell · S | 6,000 | $369.86 | $2,219,145 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-06-02 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2026-02-20 | Julia Letlow | Purchase | $1,001 - $15,000 |
| 2026-01-13 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2025-09-23 | Val Hoyle | Sale (Full) | $1,001 - $15,000 |
| 2024-10-29 | Val Hoyle | Purchase | $1,001 - $15,000 |
| 2024-10-14 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2024-01-10 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-10-10 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-09-06 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-06-29 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-04-10 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-03-14 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-09-29 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-08-23 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-07-19 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-05-10 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-04-21 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2021-04-09 | Sara Jacobs | Sale (Full) | $50,001 - $100,000 |
| 2021-03-18 | Lois Frankel | Sale (Partial) | $1,001 - $15,000 |
| 2021-03-11 | Lois Frankel | Sale (Partial) | $1,001 - $15,000 |
| 2021-03-10 | Lois Frankel | Sale (Partial) | $1,001 - $15,000 |
| 2021-02-10 | Lois Frankel | Sale (Partial) | $1,001 - $15,000 |
| 2020-04-02 | Dean Phillips | Purchase | $1,001 - $15,000 |
| 2020-03-18 | Gilbert Cisneros | Sale (Full) | $1,001 - $15,000 |
| 2020-03-11 | K. Michael Conaway | Sale (Full) | $1,001 - $15,000 |
| 2020-02-20 | Mikie Sherrill | Sale (Full) | $1,001 - $15,000 |
| 2019-03-04 | K. Michael Conaway | Purchase | $1,001 - $15,000 |
| 2019-01-31 | K. Michael Conaway | Sale (Partial) | $1,001 - $15,000 |
| 2018-12-19 | David McKinley | Sale (Full) | $15,001 - $50,000 |
| 2018-06-28 | K. Michael Conaway | Sale (Partial) | $1,001 - $15,000 |
Signal
Neutral signalScored 2026-10-26 Drivers: Congress, trend, fundamentals. Moteurs : Congrès, tendance, fondamentaux.
TRV shows strong operational momentum with expanding margins and solid ROE/ROIC trends, supported by upbeat Q3 earnings that drove analyst upgrades — a meaningful EARNINGS_CATALYST signal.
The first sentence of the analysis written for TRV on 2026-10-26 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Congress Supports a bullish reading. 2 purchase disclosures year to date
- Timing Supports a bullish reading. Interesting trend — weekly bias up
- Financial indicators Unavailable or mixed. Current ratio 0.55 · operating margin 16% — readings disagree
Suggested stop 365.48, nearest stored support minus 0.5 ATR(8.7% under the last close). Reward/risk to the next stored resistance is 0.05. Wait — that reward/risk is under 2. Research, not advice. Not an order.
Recent news
- 2026-10-25 5 Insurance Stocks to Buy for a Decade of Rising Dividends These five insurance stocks each sport decades-long track records of consecutive annual dividend growth.
- 2026-10-24 Our Top 10 High Growth Dividend Stocks - October 2026 The article provides a methodology for selecting high-growth dividend-paying stocks, focusing on dividend growth and sustainability rather than high current yield. We use our proprietary models to rate both quantitatively and qualitatively and select the top 10 names from an initial list of nearly 500 dividend stocks. The final list of ten stocks is chosen based on sector diversity, high-growth quality scores, and positive momentum, and is suitable for investors in the accumulation phase.
- 2026-10-23 Here''s Why Travelers (TRV) is a Great Momentum Stock to Buy Does Travelers (TRV) have what it takes to be a top stock pick for momentum investors? Let''s find out.
- 2026-10-23 Diversify Advisory Services LLC Acquires 1,614 Shares of The Travelers Companies, Inc. $TRV Diversify Advisory Services LLC increased its holdings in shares of The Travelers Companies, Inc. (NYSE: TRV) by 20.5% in the third quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The firm owned 9,474 shares of the insurance provider''s stock after purchasing an additional 1,614 shares
- 2026-10-21 2 Insurance Stocks to Buy That Keep About 16 Cents of Every Premium Dollar as Underwriting Profit Although neither Travelers nor Chubb is cheap today, strong operating results may interest growth-minded investors.
- 2026-10-20 Travelers Institute Brings Insurance Availability and Affordability Conversation to Four New Cities HARTFORD, Conn.--(BUSINESS WIRE)--The Travelers Institute, the public policy division of The Travelers Companies, Inc. (NYSE: TRV), today announced the continuation of its Risk. Regulation. Resilience. Responsibility.℠ education initiative, with a series of events planned this October in four new cities. The multiyear effort brings together policymakers, insurance professionals and consumers to address insurance availability and affordability challenges and build more resilient communities – th.
- 2026-10-19 These Analysts Increase Their Forecasts On Travelers Following Upbeat Q3 Results The Travelers Companies Inc. (NYSE:TRV) on Friday reported strong third-quarter results.
- 2026-10-19 3 Insurance Dividend Stocks That Could Pay You More Every Year in Retirement Some insurers have raised their dividends every single year for over four decades, and three of them are doing it right now with payout ratios so conservative they could survive a catastrophic claims year without skipping a beat.
- 2026-10-19 TRV Q3 Earnings Call Highlights Underwriting Strength and 2027 Outlook Travelers'' strong underwriting profitability, rising investment income and disciplined pricing support management''s confidence in sustaining returns through 2027.
- 2026-10-19 2,966 Shares of The Travelers Companies, Inc. $TRV Bought by Grant Private Wealth Management Inc Grant Private Wealth Management Inc bought a new stake in The Travelers Companies, Inc. (NYSE: TRV) in the third quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The institutional investor bought 2,966 shares of the insurance provider''s stock, valued at approximately $1,057,000. Several other large
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 29.4% | 26.7% | 21.6% | 23.1% | 27.2% | |
| Ebit Margin | 16.8% | 14.2% | 9.1% | 10.0% | 13.8% | |
| Ebitda Margin | 18.2% | 15.7% | 10.8% | 12.3% | 16.3% | |
| Operating Profit Margin | 16.0% | 13.3% | 8.1% | 9.1% | 12.8% | |
| Pretax Profit Margin | 16.0% | 13.3% | 8.1% | 9.1% | 12.8% | |
| Continuous Operations Profit Margin | 12.9% | 10.8% | 7.2% | 7.7% | 10.5% | |
| Net Profit Margin | 12.9% | 10.8% | 7.2% | 7.7% | 10.5% | |
| Bottom Line Profit Margin | 12.8% | 10.7% | 7.2% | 7.6% | 10.4% | |
| Current Ratio | 0.547 | 1.264 | 1.409 | 1.216 | 1.348 | |
| Quick Ratio | 0.547 | 1.264 | 1.409 | 1.216 | 1.348 | |
| Solvency Ratio | 0.063 | 0.054 | 0.037 | 0.039 | 0.049 | |
| Cash Ratio | 0.008 | 0.006 | 0.008 | 0.010 | 0.010 | |
| Price To Earnings Ratio | 10.419 | 11.070 | 14.804 | 15.742 | 10.692 | |
| Price To Earnings Growth Ratio | 0.373 | 0.162 | 1.729 | -0.847 | 0.277 | |
| Forward Price To Earnings Growth Ratio | 0.373 | 0.162 | 1.729 | -0.847 | 0.277 | |
| Price To Earnings Diluted Ratio | 10.575 | 11.220 | 14.966 | 15.929 | 10.796 | |
| Price To Earnings Diluted Growth Ratio | 0.381 | 0.165 | 1.727 | -0.849 | 0.286 | |
| Price To Book Ratio | 1.977 | 1.971 | 1.764 | 2.061 | 1.346 | |
| Price To Sales Ratio | 1.332 | 1.183 | 1.063 | 1.204 | 1.117 | |
| Price To Free Cash Flow Ratio | 6.132 | 6.053 | 5.702 | 6.873 | 5.344 | |
| Price To Operating Cash Flow Ratio | 6.132 | 6.053 | 5.702 | 6.873 | 5.344 | |
| Debt To Assets Ratio | 0.064 | 0.060 | 0.064 | 0.063 | 0.061 | |
| Debt To Equity Ratio | 0.282 | 0.288 | 0.322 | 0.338 | 0.252 | |
| Debt To Capital Ratio | 0.220 | 0.224 | 0.244 | 0.253 | 0.202 | |
| Long Term Debt To Capital Ratio | 0.214 | 0.222 | 0.241 | 0.250 | 0.199 | |
| Financial Leverage Ratio | 4.369 | 4.780 | 5.055 | 5.367 | 4.170 | |
| Working Capital Turnover Ratio | -5.473 | 1.612 | 1.615 | 1.653 | 3.086 | |
| Operating Cash Flow Ratio | 0.115 | 0.101 | 0.093 | 0.080 | 0.093 | |
| Operating Cash Flow Sales Ratio | 0.217 | 0.195 | 0.186 | 0.175 | 0.209 | |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 1.000 | 1.000 | 1.000 | 1.000 | |
| Debt Service Coverage Ratio | 10.197 | 12.411 | 8.590 | 8.911 | 11.073 | |
| Interest Coverage Ratio | 18.344 | 15.765 | 8.965 | 9.556 | 13.112 | |
| Short Term Operating Cash Flow Coverage Ratio | 35.353 | 90.740 | 77.110 | 64.650 | 72.740 | |
| Operating Cash Flow Coverage Ratio | 1.144 | 1.130 | 0.960 | 0.887 | 0.998 | |
| Capital Expenditure Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Dividend Paid And Capex Coverage Ratio | 10.834 | 9.542 | 8.492 | 7.389 | 8.371 | |
| Dividend Payout Ratio | 0.156 | 0.190 | 0.304 | 0.308 | 0.237 | |
| Enterprise Value Multiple | 8.267 | 8.562 | 11.490 | 11.240 | 8.010 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 29.4% | ▲2.7% | ▲3.8% |
| Ebit Margin | 16.8% | ▲2.7% | ▲4.1% |
| Ebitda Margin | 18.2% | ▲2.5% | ▲3.6% |
| Operating Profit Margin | 16.0% | ▲2.7% | ▲4.1% |
| Pretax Profit Margin | 16.0% | ▲2.7% | ▲4.1% |
| Continuous Operations Profit Margin | 12.9% | ▲2.1% | ▲3.1% |
| Net Profit Margin | 12.9% | ▲2.1% | ▲3.1% |
| Bottom Line Profit Margin | 12.8% | ▲2.1% | ▲3.0% |
| Current Ratio | 0.547 | ▼-0.717 | ▼-0.610 |
| Quick Ratio | 0.547 | ▼-0.717 | ▼-0.610 |
| Solvency Ratio | 0.063 | ▲0.009 | ▲0.014 |
| Cash Ratio | 0.008 | ▲0.001 | ▼-0.001 |
| Price To Earnings Ratio | 10.419 | ▼-0.651 | ▼-2.127 |
| Price To Earnings Growth Ratio | 0.373 | ▲0.211 | ▲0.034 |
| Forward Price To Earnings Growth Ratio | 0.373 | ▲0.211 | ▲0.034 |
| Price To Earnings Diluted Ratio | 10.575 | ▼-0.645 | ▼-2.123 |
| Price To Earnings Diluted Growth Ratio | 0.381 | ▲0.216 | ▲0.039 |
| Price To Book Ratio | 1.977 | ▲0.006 | ▲0.153 |
| Price To Sales Ratio | 1.332 | ▲0.149 | ▲0.152 |
| Price To Free Cash Flow Ratio | 6.132 | ▲0.079 | ▲0.111 |
| Price To Operating Cash Flow Ratio | 6.132 | ▲0.079 | ▲0.111 |
| Debt To Assets Ratio | 0.065 | ▲0.004 | ▲0.002 |
| Debt To Equity Ratio | 0.282 | ▼-0.007 | ▼-0.015 |
| Debt To Capital Ratio | 0.220 | ▼-0.004 | ▼-0.009 |
| Long Term Debt To Capital Ratio | 0.214 | ▼-0.007 | ▼-0.011 |
| Financial Leverage Ratio | 4.369 | ▼-0.411 | ▼-0.379 |
| Working Capital Turnover Ratio | -5.473 | ▼-7.085 | ▼-5.972 |
| Operating Cash Flow Ratio | 0.115 | ▲0.015 | ▲0.019 |
| Operating Cash Flow Sales Ratio | 0.217 | ▲0.022 | ▲0.021 |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 0.000 | 0.000 |
| Debt Service Coverage Ratio | 10.197 | ▼-2.213 | ▼-0.039 |
| Interest Coverage Ratio | 18.343 | ▲2.578 | ▲5.195 |
| Short Term Operating Cash Flow Coverage Ratio | 35.353 | ▼-55.387 | ▼-32.765 |
| Operating Cash Flow Coverage Ratio | 1.145 | ▲0.015 | ▲0.121 |
| Capital Expenditure Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Dividend Paid And Capex Coverage Ratio | 10.834 | ▲1.292 | ▲1.908 |
| Dividend Payout Ratio | 0.156 | ▼-0.035 | ▼-0.083 |
| Enterprise Value Multiple | 8.267 | ▼-0.294 | ▼-1.246 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $65.03B | $54.92B | $43.97B | $44.44B | $38.87B | |
| Enterprise value | $73.59B | $62.39B | $51.35B | $50.93B | $45.40B | |
| EV / Sales | 1.51x | 1.34x | 1.24x | 1.38x | 1.30x | |
| EV / Op. cash flow | 6.94x | 6.88x | 6.66x | 7.88x | 6.24x | |
| EV / Free cash flow | 6.94x | 6.88x | 6.66x | 7.88x | 6.24x | |
| EV / EBITDA | 8.27x | 8.56x | 11.49x | 11.24x | 8.01x | |
| Net debt / EBITDA | 0.96x | 1.02x | 1.65x | 1.43x | 1.15x | |
| Current ratio | 0.55x | 1.26x | 1.41x | 1.22x | 1.35x | |
| Income quality | 1.69x | 1.81x | 2.58x | 2.27x | 1.99x | |
| Graham number | $304 | $246 | $178 | $157 | $196 | |
| Graham net-net | -$301 | $7 | -$15 | -$8 | $30 | |
| Tax burden | 80.7% | 80.9% | 88.7% | 84.7% | 82.1% | |
| Interest burden | 94.8% | 94.0% | 90.0% | 90.5% | 92.9% | |
| Working capital | -$41.67B | $23.83B | $33.78B | $17.47B | $27.18B | |
| Invested capital | -$33.75B | $31.92B | $38.03B | $24.55B | $34.04B | |
| Return on assets | 4.4% | 3.8% | 2.4% | 2.5% | 3.0% | |
| Operating ROA | 5.6% | 4.8% | 2.8% | 2.8% | 3.8% | |
| Return on tangible assets | 4.6% | 4.0% | 2.5% | 2.6% | 3.2% | |
| Return on equity | 19.1% | 17.9% | 12.0% | 13.2% | 12.7% | |
| Return on invested capital | 12.1% | 11.6% | 6.9% | 8.2% | 8.6% | |
| Return on capital employed | 15.1% | 14.4% | 7.8% | 9.7% | 10.5% | |
| Earnings yield | 9.7% | 9.1% | 6.8% | 6.4% | 9.4% | |
| Free cash flow yield | 16.3% | 16.5% | 17.5% | 14.5% | 18.7% | |
| Capex / Op. cash flow | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Capex / Depreciation | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Capex / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| SG&A / Sales | 12.5% | 12.5% | 12.5% | 13.0% | 13.4% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Intangibles / Total assets | 5.5% | 6.1% | 3.4% | 6.1% | 5.7% | |
| Days sales outstanding | 170d | 181d | 97d | 210d | 221d | |
| Days payables outstanding | 38d | 40d | 43d | 52d | 62d | |
| Operating cycle | 170d | 181d | 97d | 210d | 221d | |
| Cash conversion cycle | 133d | 141d | 54d | 158d | 159d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years