AFL
VENTE TOTALE: 600 titres (~74 460,00 $ US)
- Insiders
- MOSKOWITZ JOSEPH L
- Total bought
- —
- Total sold
- $74,460
- Last activity
- 2026-08-10
- Last synced
-
2026-08-16 09:56:14
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Neutral signal Scored 2026-08-13
AFL presents a solid liquidity foundation (score: 85), but deteriorating profit margins, a negative PEG ratio, and a mediocre fundamental trend score (55) undermine the quality of that balance sheet strength.
The first sentence of the analysis written for AFL on 2026-08-13 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 38.9% | 35.6% | 100.0% | 100.0% | 100.0% | |
| Ebit Margin | 26.7% | 33.5% | 27.9% | 25.4% | 24.2% | |
| Ebitda Margin | 31.7% | 33.5% | 27.9% | 25.4% | 24.2% | |
| Operating Profit Margin | 26.6% | 33.5% | 27.9% | 25.4% | 24.2% | |
| Pretax Profit Margin | 26.0% | 33.5% | 27.9% | 25.4% | 24.2% | |
| Continuous Operations Profit Margin | 20.9% | 28.5% | 24.7% | 23.1% | 19.6% | |
| Net Profit Margin | 20.9% | 28.5% | 24.7% | 23.1% | 19.6% | |
| Bottom Line Profit Margin | 20.9% | 28.5% | 24.7% | 23.1% | 19.6% | |
| Current Ratio | 12.390 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Quick Ratio | 12.390 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Solvency Ratio | 0.052 | 0.060 | 0.044 | 0.040 | 0.034 | |
| Cash Ratio | 1.075 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Price To Earnings Ratio | 16.074 | 10.686 | 10.563 | 10.336 | 9.095 | |
| Price To Earnings Growth Ratio | -0.552 | 0.446 | 0.865 | 1.229 | -2.254 | |
| Forward Price To Earnings Growth Ratio | -0.552 | 0.446 | 0.865 | 1.229 | -2.254 | |
| Price To Earnings Diluted Ratio | 16.145 | 10.741 | 10.604 | 10.381 | 9.138 | |
| Price To Earnings Diluted Growth Ratio | -0.555 | 0.452 | 0.865 | 1.228 | -2.177 | |
| Price To Book Ratio | 1.982 | 2.211 | 2.237 | 2.268 | 1.183 | |
| Price To Sales Ratio | 3.352 | 3.017 | 2.610 | 2.385 | 1.826 | |
| Price To Free Cash Flow Ratio | 22.876 | 21.318 | 15.418 | 11.773 | 7.787 | |
| Price To Operating Cash Flow Ratio | 22.876 | 21.318 | 15.418 | 11.773 | 7.787 | |
| Debt To Assets Ratio | 0.072 | 0.064 | 0.058 | 0.056 | 0.051 | |
| Debt To Equity Ratio | 0.285 | 0.287 | 0.335 | 0.370 | 0.239 | |
| Debt To Capital Ratio | 0.222 | 0.223 | 0.251 | 0.270 | 0.193 | |
| Long Term Debt To Capital Ratio | 0.220 | 0.221 | 0.248 | 0.266 | 0.191 | |
| Financial Leverage Ratio | 3.949 | 4.505 | 5.764 | 6.541 | 4.738 | |
| Working Capital Turnover Ratio | 0.527 | 0.000 | 0.000 | 0.000 | 0.385 | |
| Operating Cash Flow Ratio | 0.440 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Sales Ratio | 0.147 | 0.142 | 0.169 | 0.203 | 0.234 | |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 1.000 | 1.000 | 1.000 | 1.000 | |
| Debt Service Coverage Ratio | 21.082 | 27.629 | 23.892 | 19.549 | 17.777 | |
| Interest Coverage Ratio | 21.095 | 32.574 | 26.985 | 21.544 | 21.882 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 0.304 | 0.361 | 0.433 | 0.521 | 0.635 | |
| Capital Expenditure Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Dividend Paid And Capex Coverage Ratio | 2.133 | 2.490 | 3.302 | 3.962 | 5.908 | |
| Dividend Payout Ratio | 0.329 | 0.200 | 0.207 | 0.222 | 0.202 | |
| Enterprise Value Multiple | 10.971 | 9.191 | 9.928 | 10.098 | 8.110 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 38.9% | ▲3.3% | ▼-36.0% |
| Ebit Margin | 26.7% | ▼-6.9% | ▼-0.9% |
| Ebitda Margin | 31.7% | ▼-1.9% | ▲3.1% |
| Operating Profit Margin | 26.6% | ▼-6.9% | ▼-0.9% |
| Pretax Profit Margin | 26.0% | ▼-7.5% | ▼-1.4% |
| Continuous Operations Profit Margin | 20.9% | ▼-7.5% | ▼-2.5% |
| Net Profit Margin | 20.9% | ▼-7.5% | ▼-2.5% |
| Bottom Line Profit Margin | 20.9% | ▼-7.5% | ▼-2.5% |
| Current Ratio | 12.390 | ▲12.390 | ▲9.912 |
| Quick Ratio | 12.390 | ▲12.390 | ▲9.912 |
| Solvency Ratio | 0.052 | ▼-0.007 | ▲0.006 |
| Cash Ratio | 1.075 | ▲1.075 | ▲0.860 |
| Price To Earnings Ratio | 16.074 | ▲5.388 | ▲4.723 |
| Price To Earnings Growth Ratio | -0.552 | ▼-0.998 | ▼-0.499 |
| Forward Price To Earnings Growth Ratio | -0.552 | ▼-0.998 | ▼-0.499 |
| Price To Earnings Diluted Ratio | 16.145 | ▲5.404 | ▲4.743 |
| Price To Earnings Diluted Growth Ratio | -0.555 | ▼-1.007 | ▼-0.518 |
| Price To Book Ratio | 1.982 | ▼-0.229 | ▲0.006 |
| Price To Sales Ratio | 3.352 | ▲0.335 | ▲0.714 |
| Price To Free Cash Flow Ratio | 22.876 | ▲1.558 | ▲7.042 |
| Price To Operating Cash Flow Ratio | 22.876 | ▲1.558 | ▲7.042 |
| Debt To Assets Ratio | 0.072 | ▲0.008 | ▲0.012 |
| Debt To Equity Ratio | 0.285 | ▼-0.002 | ▼-0.018 |
| Debt To Capital Ratio | 0.222 | ▼-0.001 | ▼-0.010 |
| Long Term Debt To Capital Ratio | 0.220 | ▼-0.001 | ▼-0.009 |
| Financial Leverage Ratio | 3.950 | ▼-0.555 | ▼-1.150 |
| Working Capital Turnover Ratio | 0.527 | ▲0.527 | ▲0.345 |
| Operating Cash Flow Ratio | 0.440 | ▲0.440 | ▲0.352 |
| Operating Cash Flow Sales Ratio | 0.146 | ▲0.005 | ▼-0.032 |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 0.000 | 0.000 |
| Debt Service Coverage Ratio | 21.082 | ▼-6.548 | ▼-0.904 |
| Interest Coverage Ratio | 21.096 | ▼-11.478 | ▼-3.721 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Operating Cash Flow Coverage Ratio | 0.304 | ▼-0.057 | ▼-0.147 |
| Capital Expenditure Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Dividend Paid And Capex Coverage Ratio | 2.133 | ▼-0.358 | ▼-1.426 |
| Dividend Payout Ratio | 0.329 | ▲0.129 | ▲0.097 |
| Enterprise Value Multiple | 10.971 | ▲1.780 | ▲1.311 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $58.45B | $57.71B | $49.18B | $45.67B | $39.33B | |
| Enterprise value | $60.61B | $58.98B | $52.24B | $49.17B | $42.24B | |
| EV / Sales | 3.48x | 3.08x | 2.77x | 2.57x | 1.96x | |
| EV / Op. cash flow | 23.72x | 21.79x | 16.38x | 12.68x | 8.36x | |
| EV / Free cash flow | 23.72x | 21.79x | 16.38x | 12.68x | 8.36x | |
| EV / EBITDA | 10.97x | 9.19x | 9.93x | 10.10x | 8.11x | |
| Net debt / EBITDA | 0.39x | 0.20x | 0.58x | 0.72x | 0.56x | |
| Current ratio | 12.39x | 0.00x | 0.00x | 0.00x | 0.00x | |
| Income quality | 0.70x | 0.50x | 0.69x | 0.88x | 1.19x | |
| Graham number | $93 | $101 | $81 | $70 | $84 | |
| Graham net-net | -$29 | -$35 | -$44 | -$50 | -$30 | |
| Tax burden | 80.4% | 84.8% | 88.5% | 90.7% | 81.2% | |
| Interest burden | 97.5% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | $66.14B | $0 | $0 | $0 | $0 | |
| Invested capital | $75.53B | $9.41B | $445.0M | $530.0M | $538.0M | |
| Return on assets | 3.1% | 4.6% | 3.7% | 3.4% | 2.7% | |
| Operating ROA | 4.0% | 5.3% | 4.1% | 3.4% | 3.2% | |
| Return on tangible assets | 3.4% | 5.0% | 3.7% | 3.4% | 2.7% | |
| Return on equity | 12.4% | 20.9% | 21.2% | 21.9% | 12.7% | |
| Return on invested capital | 3.4% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Return on capital employed | 4.2% | 5.5% | 4.2% | 3.7% | 3.3% | |
| Earnings yield | 6.2% | 9.4% | 9.5% | 9.7% | 10.8% | |
| Free cash flow yield | 4.4% | 4.7% | 6.5% | 8.5% | 12.8% | |
| Capex / Op. cash flow | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Capex / Depreciation | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Capex / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| SG&A / Sales | 15.5% | 0.0% | 0.0% | 0.0% | 0.0% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Intangibles / Total assets | 7.8% | 7.7% | 0.0% | 0.0% | 0.0% | |
| Days sales outstanding | 33d | 15d | 16d | 12d | 11d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 33d | 15d | 16d | 12d | 11d | |
| Cash conversion cycle | 33d | 15d | 16d | 12d | 11d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+1.3%EV / Sales ▲+12.7%EV / EBITDA ▲+19.4%EV / Op. cash flow ▲+1.936Earnings yield ▼-0.032Graham number ▼-8.541
Profitability
Return on equity ▼-0.085Return on assets ▼-0.015Return on invested capital n/aReturn on capital employed ▼-0.013Operating ROA ▼-0.013Income quality ▲+0.203Tax burden ▼-0.044
Efficiency
Days sales outstanding ▲+17.641Days payables outstanding n/aOperating cycle ▲+17.641Cash conversion cycle ▲+17.641Capex / Sales n/aR&D / Sales n/a
Balance-sheet strength
Current ratio n/aNet debt / EBITDA ▲+0.194Working capital n/aInvested capital ▲+66121000000.000Intangibles / Total assets ▲+0.001
Change over 5 years
Valuation
Market cap ▲+48.6%EV / Sales ▲+77.3%EV / EBITDA ▲+35.3%EV / Op. cash flow ▲+15.361Earnings yield ▼-0.045Graham number ▲+9.269
Profitability
Return on equity ▼-0.004Return on assets ▲+0.004Return on invested capital n/aReturn on capital employed ▲+0.009Operating ROA ▲+0.007Income quality ▼-0.493Tax burden ▼-0.008
Efficiency
Days sales outstanding ▲+21.122Days payables outstanding n/aOperating cycle ▲+21.122Cash conversion cycle ▲+21.122Capex / Sales n/aR&D / Sales n/a
Balance-sheet strength
Current ratio n/aNet debt / EBITDA ▼-0.166Working capital n/aInvested capital ▲+74991000000.000Intangibles / Total assets n/a
Employee count
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-01-29 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2025-07-25 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2025-03-10 | Carol Devine Miller | Purchase | $1,001 - $15,000 |
| 2024-01-10 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-10-31 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2023-10-10 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2023-08-03 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2023-01-11 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-09-29 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-08-01 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-07-19 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2022-05-23 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-05-10 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-05-05 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-02-22 | Marjorie Taylor Greene | Purchase | $1,001 - $15,000 |
| 2022-02-17 | John Rutherford | Sale (Full) | $1,001 - $15,000 |
| 2022-01-21 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2021-04-09 | Sara Jacobs | Sale (Full) | $50,001 - $100,000 |
| 2020-07-28 | Carol Devine Miller | Sale (Full) | $1,001 - $15,000 |
| 2020-04-02 | Dean Phillips | Purchase | $1,001 - $15,000 |
| 2020-03-18 | Gilbert Cisneros | Sale (Full) | $1,001 - $15,000 |
| 2017-07-17 | John Rutherford | Purchase | $1,001 - $15,000 |
Recent news
- 2026-08-15 BIP Wealth LLC Acquires Shares of 51,542 Aflac Incorporated $AFL BIP Wealth LLC acquired a new position in Aflac Incorporated (NYSE: AFL) during the second quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The institutional investor acquired 51,542 shares of the financial services provider''s stock, valued at approximately $6,043,000. Other institutional investors have also recently
- 2026-08-14 Dividend Champion, Contender, And Challenger Highlights: Week August 16 A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.
- 2026-08-14 Here''s Why Investors Should Stay Invested in Aflac Stock for Now AFL''s growth in Japan and the U.S., disciplined expenses and strong premium persistency support the case for retaining the stock.
- 2026-08-11 4 Accident & Health Insurers to Watch Amid Elevated Healthcare Costs Accident and Health Insurance stocks like AFL, GL, TRUP and EIG are set to gain from rising underwriting exposure and accelerated digitalization. However, pricing pressure is a concern given rising medical costs and inflation.
- 2026-08-11 AFL Rebrands Network Services as AFL Integria™, Reflecting Expanded Vision for North American Connectivity SPARTANBURG, S.C.--(BUSINESS WIRE)-- #WeAreAFL--AFL, an industry-leading manufacturer of fiber optic cables, connectivity, equipment and related services announces the launch of AFL Integria, a division dedicated to delivering integrated infrastructure solutions across Canada. With more than 1.25 million Canadian homes connected through its work, AFL Integria is the country''s end-to-end connectivity partner, handling everything from network engineering and construction to premise installation and multi-dwe.
- 2026-08-11 Aflac along with renowned educator Ron Clark and DonorsChoose embark on project to teach children social-emotional skills Company recently launched book, "Beyond Words," leads learning initiative designed to promote kindness and compassion through reading Aflac is expanding its support for children with cancer and blood disorders through social-emotional learning resources. Aflac is providing free books for educators and matching donations to support social-emotional learning-focused classroom projects on DonorsChoose.
- 2026-08-09 Aflac: Reliable Dividend Compounder, Premium Justified, But Meaningful Upside Unlikely Aflac remains a quality dividend compounder, but its premium valuation suggests potential near-term underperformance. Recent earnings showed slowing growth, with revenue and EPS both declining year-over-year, primarily due to headwinds in Japan. AFL continues to deliver strong shareholder returns through dividends and aggressive share repurchases, supported by a robust balance sheet and low leverage.
- 2026-08-07 Aflac Q2 Earnings Call Highlights Aflac NYSE: AFL reported second-quarter 2026 net earnings of $1.63 per diluted share and adjusted earnings of $1.75 per diluted share, as the insurer cited continued sales momentum in Japan and growth in its U.S. group insurance operations. Chief Financial Officer Max Brodén said adjusted earnings increased 1.1% year over year to $1.80 per diluted share excluding foreign-currency effects.
- 2026-08-07 Aflac Incorporated (AFL) Q2 2026 Earnings Call Transcript Aflac Incorporated (AFL) Q2 2026 Earnings Call Transcript
- 2026-08-07 Aflac Misses Q2 EPS Estimates Despite Solid US Sales Growth Aflac''s Q2 adjusted EPS misses estimates as lower investment income and FX weigh, but U.S. sales, policy persistency and capital returns offer support.