ACGL
Neutral signalScored 2026-10-06 Drivers: Congress, fundamentals. Moteurs : Congrès, fondamentaux.
Research, not advice.
À propos
Arch Capital Group Ltd.
- Nom
- Arch Capital Group Ltd.
- Secteur
- Financial Services
- Industrie
- Insurance - Diversified
- Bourse
- NASDAQ
- Capitalisation
- $34.7B
- Employés
- 8,000
- PDG
- Nicolas Alain Emmanuel Papadopoulo
- Site web
- https://www.archgroup.com
- Marché
- AFGAXSCBEGKNSLMKL
Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liability; admitted, excess, and surplus casualty lines; property and short-tail specialty; workers compensation; and casualty insurance. Its Reinsurance segment provides reinsurance products for casualty; marine and aviation; property catastrophe; property excluding property catastrophe; and other specialty products. The Mortgage segment offers U.S. primary mortgage insurance business written predominantly on loans sold to the Federal National Mortgage Association and Federal Home Loan Mortgage Corporation; reinsurance and underwriting services related to the U.S. credit-risk transfer business and other U.S. mortgage reinsurance transactions; and international mortgage insurance and reinsurance business covering loans. It markets its products through a group of licensed independent retail and wholesale brokers. The company was formerly known as Risk Capital Holdings, Inc. Arch Capital Group Ltd. was founded in 1995 and is headquartered in Pembroke, Bermuda.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
Decouvert par les declarations du Congres
- Insiders
- —
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$1,093,529
Avg sell (VWAP, 90d window) $99.32 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- —
- Last synced
-
2026-10-06 10:56:08
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-08-18 | Morin Francois | Sell · S | 11,010 | $99.32 | $1,093,529 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-05-01 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2025-09-29 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2025-05-12 | Jefferson Shreve | Sale (Full) | $15,001 - $50,000 |
| 2025-02-25 | Robert P. Bresnahan | Sale (Full) | $1,001 - $15,000 |
| 2025-02-24 | Jefferson Shreve | Purchase | $15,001 - $50,000 |
| 2024-01-10 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-01-11 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-09-02 | Michael T. McCaul | Sale | $50,001 - $100,000 |
| 2022-09-02 | Michael T. McCaul | Sale | $50,001 - $100,000 |
| 2022-05-05 | Michael T. McCaul | Sale | $1,001 - $15,000 |
| 2022-05-05 | Michael T. McCaul | Sale | $1,001 - $15,000 |
| 2021-12-14 | Michael T. McCaul | Sale | $1,001 - $15,000 |
| 2021-01-14 | Michael T. McCaul | Purchase | $15,001 - $50,000 |
| 2021-01-14 | Michael T. McCaul | Purchase | $15,001 - $50,000 |
| 2021-01-13 | Michael T. McCaul | Purchase | $1,001 - $15,000 |
| 2021-01-13 | Michael T. McCaul | Purchase | $15,001 - $50,000 |
| 2021-01-08 | Dean Phillips | Purchase | $1,001 - $15,000 |
Signal
Neutral signalScored 2026-10-06 Drivers: Congress, fundamentals. Moteurs : Congrès, fondamentaux.
ACGL presents solid financial foundations with strong profitability, low leverage, and improving liquidity ratios (health score: 85/75), making it a fundamentally sound candidate.
The first sentence of the analysis written for ACGL on 2026-10-06 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Unavailable or mixed. 1 purchase disclosure year to date, a thin reading
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Supports a bullish reading. Current ratio 1.21 · operating margin 25%
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 37.2% | 37.0% | 35.6% | 29.9% | 34.0% | |
| Ebit Margin | 25.9% | 26.5% | 26.5% | 16.8% | 25.1% | |
| Ebitda Margin | 26.9% | 27.8% | 27.2% | 17.9% | 26.0% | |
| Operating Profit Margin | 25.0% | 25.7% | 23.4% | 14.2% | 19.5% | |
| Pretax Profit Margin | 25.9% | 26.8% | 26.8% | 16.2% | 26.5% | |
| Continuous Operations Profit Margin | 22.1% | 24.7% | 33.4% | 15.3% | 25.1% | |
| Net Profit Margin | 22.1% | 24.7% | 33.4% | 15.3% | 24.2% | |
| Bottom Line Profit Margin | 21.9% | 24.5% | 33.1% | 14.9% | 23.5% | |
| Current Ratio | 1.208 | 0.635 | 0.670 | 0.658 | 0.704 | |
| Quick Ratio | 1.208 | 0.635 | 0.670 | 0.658 | 0.704 | |
| Solvency Ratio | 0.107 | 0.091 | 0.112 | 0.045 | 0.071 | |
| Cash Ratio | 0.133 | 0.022 | 0.026 | 0.028 | 0.031 | |
| Price To Earnings Ratio | 8.101 | 8.051 | 6.220 | 16.097 | 8.324 | |
| Price To Earnings Growth Ratio | 2.511 | -2.045 | 0.030 | -0.597 | 0.144 | |
| Forward Price To Earnings Growth Ratio | 2.511 | -2.045 | 0.030 | -0.597 | 0.144 | |
| Price To Earnings Diluted Ratio | 8.255 | 8.253 | 6.392 | 16.521 | 8.499 | |
| Price To Earnings Diluted Growth Ratio | 2.148 | -2.230 | 0.031 | -0.604 | 0.148 | |
| Price To Book Ratio | 1.462 | 1.652 | 1.492 | 1.793 | 1.285 | |
| Price To Sales Ratio | 1.776 | 1.972 | 2.060 | 2.396 | 1.951 | |
| Price To Free Cash Flow Ratio | 5.776 | 5.195 | 4.807 | 6.149 | 5.142 | |
| Price To Operating Cash Flow Ratio | 5.735 | 5.155 | 4.763 | 6.066 | 5.080 | |
| Debt To Assets Ratio | 0.041 | 0.038 | 0.046 | 0.057 | 0.060 | |
| Debt To Equity Ratio | 0.113 | 0.131 | 0.149 | 0.211 | 0.201 | |
| Debt To Capital Ratio | 0.101 | 0.116 | 0.129 | 0.174 | 0.167 | |
| Long Term Debt To Capital Ratio | 0.101 | 0.116 | 0.129 | 0.174 | 0.167 | |
| Financial Leverage Ratio | 2.770 | 3.406 | 3.210 | 3.717 | 3.329 | |
| Working Capital Turnover Ratio | -2.723 | -1.245 | -1.185 | -1.032 | -2.194 | |
| Operating Cash Flow Ratio | 0.829 | 0.151 | 0.160 | 0.123 | 0.125 | |
| Operating Cash Flow Sales Ratio | 0.310 | 0.383 | 0.432 | 0.395 | 0.384 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.993 | 0.992 | 0.991 | 0.986 | 0.988 | |
| Debt Service Coverage Ratio | 31.027 | 31.830 | 33.729 | 12.550 | 15.799 | |
| Interest Coverage Ratio | 33.642 | 31.730 | 23.361 | 10.473 | 12.496 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 2.262 | 2.446 | 2.109 | 1.400 | 1.258 | |
| Capital Expenditure Coverage Ratio | 140.273 | 130.843 | 110.558 | 73.835 | 82.803 | |
| Dividend Paid And Capex Coverage Ratio | 67.824 | 3.410 | 62.489 | 41.618 | 38.776 | |
| Dividend Payout Ratio | 0.011 | 0.442 | 0.009 | 0.027 | 0.022 | |
| Enterprise Value Multiple | 6.938 | 7.453 | 8.080 | 14.508 | 8.296 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 37.2% | ▲0.2% | ▲2.4% |
| Ebit Margin | 25.9% | ▼-0.6% | ▲1.8% |
| Ebitda Margin | 26.9% | ▼-0.9% | ▲1.7% |
| Operating Profit Margin | 25.0% | ▼-0.7% | ▲3.5% |
| Pretax Profit Margin | 25.9% | ▼-0.9% | ▲1.4% |
| Continuous Operations Profit Margin | 22.1% | ▼-2.6% | ▼-2.1% |
| Net Profit Margin | 22.1% | ▼-2.6% | ▼-1.9% |
| Bottom Line Profit Margin | 21.9% | ▼-2.6% | ▼-1.7% |
| Current Ratio | 1.208 | ▲0.573 | ▲0.433 |
| Quick Ratio | 1.208 | ▲0.573 | ▲0.433 |
| Solvency Ratio | 0.107 | ▲0.016 | ▲0.022 |
| Cash Ratio | 0.133 | ▲0.111 | ▲0.086 |
| Price To Earnings Ratio | 8.101 | ▲0.050 | ▼-1.258 |
| Price To Earnings Growth Ratio | 2.511 | ▲4.557 | ▲2.503 |
| Forward Price To Earnings Growth Ratio | 2.511 | ▲4.557 | ▲2.503 |
| Price To Earnings Diluted Ratio | 8.255 | ▲0.002 | ▼-1.329 |
| Price To Earnings Diluted Growth Ratio | 2.148 | ▲4.378 | ▲2.250 |
| Price To Book Ratio | 1.462 | ▼-0.190 | ▼-0.075 |
| Price To Sales Ratio | 1.776 | ▼-0.197 | ▼-0.255 |
| Price To Free Cash Flow Ratio | 5.776 | ▲0.581 | ▲0.362 |
| Price To Operating Cash Flow Ratio | 5.735 | ▲0.580 | ▲0.375 |
| Debt To Assets Ratio | 0.041 | ▲0.002 | ▼-0.008 |
| Debt To Equity Ratio | 0.113 | ▼-0.018 | ▼-0.048 |
| Debt To Capital Ratio | 0.101 | ▼-0.015 | ▼-0.036 |
| Long Term Debt To Capital Ratio | 0.101 | ▼-0.015 | ▼-0.036 |
| Financial Leverage Ratio | 2.770 | ▼-0.635 | ▼-0.516 |
| Working Capital Turnover Ratio | -2.724 | ▼-1.479 | ▼-1.048 |
| Operating Cash Flow Ratio | 0.830 | ▲0.679 | ▲0.552 |
| Operating Cash Flow Sales Ratio | 0.310 | ▼-0.073 | ▼-0.071 |
| Free Cash Flow Operating Cash Flow Ratio | 0.993 | ▲0.001 | ▲0.003 |
| Debt Service Coverage Ratio | 31.027 | ▼-0.803 | ▲6.040 |
| Interest Coverage Ratio | 33.642 | ▲1.911 | ▲11.301 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Operating Cash Flow Coverage Ratio | 2.262 | ▼-0.184 | ▲0.367 |
| Capital Expenditure Coverage Ratio | 140.273 | ▲9.430 | ▲32.610 |
| Dividend Paid And Capex Coverage Ratio | 67.824 | ▲64.414 | ▲25.001 |
| Dividend Payout Ratio | 0.011 | ▼-0.431 | ▼-0.091 |
| Enterprise Value Multiple | 6.938 | ▼-0.516 | ▼-2.117 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $35.39B | $34.40B | $27.38B | $23.14B | $17.41B | |
| Enterprise value | $37.13B | $36.15B | $29.19B | $25.01B | $19.28B | |
| EV / Sales | 1.86x | 2.07x | 2.20x | 2.59x | 2.16x | |
| EV / Op. cash flow | 6.02x | 5.42x | 5.08x | 6.56x | 5.62x | |
| EV / Free cash flow | 6.06x | 5.46x | 5.12x | 6.65x | 5.69x | |
| EV / EBITDA | 6.94x | 7.45x | 8.08x | 14.51x | 8.30x | |
| Net debt / EBITDA | 0.32x | 0.36x | 0.50x | 1.08x | 0.80x | |
| Current ratio | 1.21x | 0.64x | 0.67x | 0.66x | 0.70x | |
| Income quality | 1.40x | 1.55x | 1.29x | 2.57x | 1.53x | |
| Graham number | $133 | $121 | $116 | $56 | $65 | |
| Graham net-net | -$69 | -$76 | -$60 | -$53 | -$42 | |
| Tax burden | 85.3% | 92.3% | 124.5% | 94.5% | 91.1% | |
| Interest burden | 100.0% | 101.3% | 101.4% | 96.5% | 105.6% | |
| Working capital | $1.54B | -$16.18B | -$11.85B | -$10.59B | -$8.13B | |
| Invested capital | $4.48B | -$13.10B | -$9.58B | -$8.52B | -$6.29B | |
| Return on assets | 6.6% | 6.1% | 7.5% | 3.1% | 4.8% | |
| Operating ROA | 7.2% | 6.9% | 5.8% | 2.9% | 3.9% | |
| Return on tangible assets | 6.9% | 6.4% | 7.8% | 3.2% | 5.0% | |
| Return on equity | 18.2% | 20.7% | 24.2% | 11.4% | 15.9% | |
| Return on invested capital | 7.1% | 15.5% | 13.5% | 7.7% | 9.3% | |
| Return on capital employed | 8.4% | 16.8% | 13.5% | 8.1% | 9.9% | |
| Earnings yield | 12.4% | 12.5% | 16.2% | 6.4% | 12.4% | |
| Free cash flow yield | 17.3% | 19.2% | 20.8% | 16.3% | 19.4% | |
| Capex / Op. cash flow | 0.7% | 0.8% | 0.9% | 1.4% | 1.2% | |
| Capex / Depreciation | 22.8% | 21.7% | 54.7% | 48.7% | 49.9% | |
| Capex / Sales | 0.2% | 0.3% | 0.4% | 0.5% | 0.5% | |
| SG&A / Sales | 0.0% | 9.6% | 0.8% | 1.0% | 0.9% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.7% | 0.8% | 0.7% | 0.9% | 1.0% | |
| Intangibles / Total assets | 4.4% | 4.4% | 3.8% | 4.3% | 4.1% | |
| Days sales outstanding | 146d | 343d | 379d | 457d | 429d | |
| Days payables outstanding | 134d | 143d | 163d | 176d | 212d | |
| Operating cycle | 146d | 343d | 379d | 457d | 429d | |
| Cash conversion cycle | 12d | 200d | 217d | 281d | 217d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-10-05 Will Arch Capital (ACGL) Beat Estimates Again in Its Next Earnings Report? Arch Capital (ACGL) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
- 2026-10-05 These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar Finding stocks expected to beat quarterly earnings estimates becomes an easier task with our Zacks Earnings ESP.
- 2026-09-30 Arch Capital Group (ACGL) Sees a More Significant Dip Than Broader Market: Some Facts to Know Arch Capital Group (ACGL) closed at $92.36 in the latest trading session, marking a -2.9% move from the prior day.
- 2026-09-28 Arch Capital Group Ltd. to Report 2026 Third Quarter Results on October 27 PEMBROKE, Bermuda--(BUSINESS WIRE)--Arch Capital Group Ltd. (NASDAQ: ACGL) (“Arch” or the “Company”) today announced it expects to release its 2026 third quarter results after the close of regular stock market hours on Tuesday, October 27. The Company will hold a conference call for investors and analysts at 10 a.m. ET on Wednesday, October 28. A live webcast of this call will be available via the Investors section of the Company''s website at http://www.archgroup.com/investors. A recording of t.
- 2026-09-25 Arch Capital Lags Industry, Trades at a Discount: Time to Hold or Exit? ACGL''s strong underwriting, rising investment income and capital generation support earnings, while acquisitions expand its market reach.
- 2026-09-24 Arch Capital''s Mortgage Segment Emerges as an Earnings Stabilizer ACGL''s Mortgage segment combines strong underwriting margins and premium growth, providing earnings diversification from P&C catastrophe volatility.
- 2026-09-21 Arch Capital Group (ACGL) Stock Declines While Market Improves: Some Information for Investors Arch Capital Group (ACGL) concluded the recent trading session at $95.78, signifying a -1.15% move from its prior day''s close.
- 2026-09-19 Arch Capital: 7.5% Yielding Preferred Stock Is Attractive Thanks To Low Payout Ratio Arch Capital demonstrates robust financial strength, with a Q2 net profit of $1.06B and a tangible book value per share of $64.62. ACGL''s preferred Series F shares offer a 7.5% yield, underpinned by a sub-1% payout ratio and $23B+ in common equity as a cushion. Share buybacks drive EPS growth, while the absence of a common dividend accelerates equity retention and supports balance sheet strength.
- 2026-09-17 Waverly Advisors LLC Sells 56,207 Shares of Arch Capital Group Ltd. $ACGL Waverly Advisors LLC lessened its position in shares of Arch Capital Group Ltd. (NASDAQ: ACGL) by 90.9% in the second quarter, according to its most recent filing with the SEC. The firm owned 5,612 shares of the insurance provider''s stock after selling 56,207 shares during the quarter. Waverly Advisors LLC''s holdings in Arch
- 2026-09-14 Arch Capital Group (ACGL) Ascends While Market Falls: Some Facts to Note Arch Capital Group (ACGL) reached $97.95 at the closing of the latest trading day, reflecting a +1.94% change compared to its last close.