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EG

Neutral signalScored 2026-10-06 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.

Research, not advice.

À propos

Everest Group, Ltd.

Nom
Everest Group, Ltd.
Secteur
Financial Services
Industrie
Insurance - Reinsurance
Bourse
NYSE
Capitalisation
$15.2B
Employés
3,064
PDG
James Williamson
Site web
https://www.everestglobal.com
Marché
ACGLGICRE.NSGLREHGHVRRFMURGF

Everest Group, Ltd., together with subsidiaries, provides reinsurance and insurance products in the United States, Europe, and internationally. It operates in two segment, Insurance and Reinsurance. The company writes property and casualty reinsurance; treaty and facultative reinsurance products; and specialty lines of business through reinsurance brokers, as well as directly with ceding companies; and writes property and casualty insurance directly, as well as through brokers, surplus lines, and general agents. It provides reinsurance products comprising mortgage, catastrophe, marine, aviation, engineering, professional line, credit and surety, motor, agriculture/crop, and political violence reinsurance products. In addition, the company offers commercial property and casualty insurance products through wholesale and retail brokers, surplus lines brokers, and program administrators. The company was formerly known as Everest Re Group, Ltd. and changed its name to Everest Group, Ltd. in July 2023.Everest Group, Ltd., was founded in 1973 and is headquartered in Hamilton, Bermuda.

Price (1 year)

Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.

Decouvert par les declarations du Congres

Insiders
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Total bought
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Avg buy (VWAP, 90d window) —

Total sold
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Avg sell (VWAP, 90d window) —

Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.

Last activity
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Last synced
2026-10-06 10:56:08 Synced via automated research pipeline

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Insider holdings as a share of total assets aren't available for this company.

Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.

Recent Form 4

Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.

No Form 4 filings for this company in this window.

Congressional trades

STOCK Act disclosures (90-day window)

Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.

No STOCK Act disclosures for this company in this window.

Recent trades

DateRepresentativeTypeAmount
2026-03-13Gilbert Ray CisnerosSale (Full)$1,001 - $15,000
2026-01-09Gilbert Ray CisnerosPurchase$1,001 - $15,000
2025-11-18Gilbert Ray CisnerosPurchase$1,001 - $15,000
2025-07-16Lisa C. McClainSale (Full)$1,001 - $15,000
2025-06-17Lisa C. McClainPurchase$1,001 - $15,000

Signal

Neutral signalScored 2026-10-06 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.

EG presents a mixed financial picture: while leverage management and interest coverage (14x) are encouraging, the sub-1.0 current ratio (0.76) and an abnormally long cash conversion cycle (~240 days) create meaningful…

The first sentence of the analysis written for EG on 2026-10-06 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.

Neutral signal Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.

Factor checklist — research, not advice

A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.

  • Insider Unavailable or mixed. No open-market purchase or sale value stored
  • Congress Unavailable or mixed. 1 purchase disclosure year to date, a thin reading
  • Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
  • Timing Unavailable or mixed. No stored price series
  • Financial indicators Unavailable or mixed. Current ratio 0.76 · operating margin 11% — readings disagree

Market snapshot

Financial ratios

MetricTrend2025-12-312024-12-312023-12-312022-12-312021-12-31
Gross Profit Margin20.5%14.5%21.3%11.3%15.3%
Ebit Margin11.9%9.6%15.8%5.7%14.3%
Ebitda Margin11.9%9.6%15.8%5.7%14.3%
Operating Profit Margin11.3%8.8%14.9%4.9%13.6%
Pretax Profit Margin11.1%8.7%14.9%4.9%13.6%
Continuous Operations Profit Margin9.2%8.0%17.4%5.0%12.2%
Net Profit Margin9.2%8.0%17.4%5.0%12.2%
Bottom Line Profit Margin9.1%8.0%17.2%4.9%12.0%
Current Ratio0.7610.7770.7420.6291.169
Quick Ratio0.7610.7770.7420.6291.169
Solvency Ratio0.0340.0320.0700.0190.049
Cash Ratio0.0310.0380.0420.0460.054
Price To Earnings Ratio8.96311.4055.87421.8087.903
Price To Earnings Growth Ratio0.469-0.2420.020-0.3880.046
Forward Price To Earnings Growth Ratio0.469-0.2420.020-0.3880.046
Price To Earnings Diluted Ratio8.96311.4055.87021.8087.912
Price To Earnings Diluted Growth Ratio0.469-0.2410.020-0.3890.046
Price To Book Ratio0.9091.1151.1061.5311.061
Price To Sales Ratio0.8110.9061.0101.0780.949
Price To Free Cash Flow Ratio4.1313.1223.2073.4962.806
Price To Operating Cash Flow Ratio4.1313.1223.2073.4962.806
Debt To Assets Ratio0.0570.1050.1160.1360.142
Debt To Equity Ratio0.2320.4280.4340.6430.536
Debt To Capital Ratio0.1880.3000.3030.3920.349
Long Term Debt To Capital Ratio0.1880.2050.2040.2680.234
Financial Leverage Ratio4.0444.0603.7424.7353.766
Working Capital Turnover Ratio-1.808-1.909-1.441-3.5725.065
Operating Cash Flow Ratio0.0800.1230.1320.1230.145
Operating Cash Flow Sales Ratio0.1960.2900.3150.3080.338
Free Cash Flow Operating Cash Flow Ratio1.0001.0001.0001.0001.000
Debt Service Coverage Ratio12.4390.6091.0680.2850.600
Interest Coverage Ratio14.05810.03416.0755.82222.057
Short Term Operating Cash Flow Coverage Ratio0.0002.1091.9381.5741.634
Operating Cash Flow Coverage Ratio0.9480.8350.7940.6800.705
Capital Expenditure Coverage Ratio0.0000.0000.0000.0000.000
Dividend Paid And Capex Coverage Ratio10.15514.84115.80914.49015.518
Dividend Payout Ratio0.2110.2430.1140.4270.179
Enterprise Value Multiple7.89412.0988.26124.6059.127

Sparkline shows each ratio oldest → newest (left → right).

How the latest year compares

For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower

MetricCurrentvs 1Y agovs 5Y avg
Gross Profit Margin 20.5% ▲6.0% ▲3.9%
Ebit Margin 11.9% ▲2.3% ▲0.5%
Ebitda Margin 11.9% ▲2.3% ▲0.5%
Operating Profit Margin 11.3% ▲2.5% ▲0.6%
Pretax Profit Margin 11.1% ▲2.4% ▲0.5%
Continuous Operations Profit Margin 9.2% ▲1.1% ▼-1.2%
Net Profit Margin 9.2% ▲1.1% ▼-1.2%
Bottom Line Profit Margin 9.1% ▲1.2% ▼-1.1%
Current Ratio 0.761 ▼-0.016 ▼-0.055
Quick Ratio 0.761 ▼-0.016 ▼-0.055
Solvency Ratio 0.034 ▲0.002 ▼-0.007
Cash Ratio 0.031 ▼-0.007 ▼-0.011
Price To Earnings Ratio 8.963 ▼-2.442 ▼-2.228
Price To Earnings Growth Ratio 0.469 ▲0.710 ▲0.487
Forward Price To Earnings Growth Ratio 0.469 ▲0.710 ▲0.487
Price To Earnings Diluted Ratio 8.963 ▼-2.442 ▼-2.228
Price To Earnings Diluted Growth Ratio 0.469 ▲0.710 ▲0.488
Price To Book Ratio 0.909 ▼-0.206 ▼-0.235
Price To Sales Ratio 0.811 ▼-0.095 ▼-0.140
Price To Free Cash Flow Ratio 4.131 ▲1.008 ▲0.778
Price To Operating Cash Flow Ratio 4.131 ▲1.008 ▲0.778
Debt To Assets Ratio 0.057 ▼-0.048 ▼-0.054
Debt To Equity Ratio 0.232 ▼-0.196 ▼-0.223
Debt To Capital Ratio 0.188 ▼-0.111 ▼-0.118
Long Term Debt To Capital Ratio 0.188 ▼-0.017 ▼-0.031
Financial Leverage Ratio 4.044 ▼-0.017 ▼-0.026
Working Capital Turnover Ratio -1.808 ▲0.101 ▼-1.075
Operating Cash Flow Ratio 0.080 ▼-0.043 ▼-0.041
Operating Cash Flow Sales Ratio 0.196 ▼-0.094 ▼-0.093
Free Cash Flow Operating Cash Flow Ratio 1.000 0.000 0.000
Debt Service Coverage Ratio 12.439 ▲11.830 ▲9.439
Interest Coverage Ratio 14.058 ▲4.024 ▲0.449
Short Term Operating Cash Flow Coverage Ratio 0.000 ▼-2.109 ▼-1.451
Operating Cash Flow Coverage Ratio 0.948 ▲0.113 ▲0.155
Capital Expenditure Coverage Ratio 0.000 0.000 0.000
Dividend Paid And Capex Coverage Ratio 10.155 ▼-4.686 ▼-4.008
Dividend Payout Ratio 0.211 ▼-0.033 ▼-0.024
Enterprise Value Multiple 7.894 ▼-4.205 ▼-4.503

Key metrics

MetricTrend20252024202320222021
Market cap$14.05B$15.48B$14.60B$12.92B$10.75B
Enterprise value$16.32B$19.87B$18.90B$16.95B$14.75B
EV / Sales0.94x1.16x1.31x1.41x1.30x
EV / Op. cash flow4.80x4.01x4.15x4.59x3.85x
EV / Free cash flow4.80x4.01x4.15x4.59x3.85x
EV / EBITDA7.89x12.10x8.26x24.61x9.13x
Net debt / EBITDA1.10x2.67x1.88x5.85x2.47x
Current ratio0.76x0.78x0.74x0.63x1.17x
Income quality2.14x3.61x1.81x6.19x2.78x
Graham number$568$485$662$273$452
Graham net-net-$444-$339-$326-$379$26
Tax burden82.5%92.0%116.9%101.5%89.2%
Interest burden93.3%90.9%94.1%85.3%95.7%
Working capital-$10.16B-$9.00B-$8.89B-$11.18B$4.47B
Invested capital-$8.62B-$7.54B-$7.64B-$10.22B$5.34B
Return on assets2.5%2.4%5.1%1.5%3.6%
Operating ROA3.3%2.8%4.8%1.5%4.4%
Return on tangible assets2.6%2.5%5.2%1.5%3.7%
Return on equity10.3%9.9%19.1%7.1%13.6%
Return on invested capital8.1%7.5%12.4%4.8%9.8%
Return on capital employed9.8%9.4%14.4%6.0%13.2%
Earnings yield11.3%8.9%17.2%4.6%12.8%
Free cash flow yield24.2%32.0%31.2%28.6%35.6%
Capex / Op. cash flow0.0%0.0%0.0%0.0%0.0%
Capex / Depreciation0.0%0.0%0.0%0.0%0.0%
Capex / Sales0.0%0.0%0.0%0.0%0.0%
SG&A / Sales5.1%0.6%0.5%0.5%0.6%
R&D / Sales0.0%0.0%0.0%0.0%0.0%
Stock comp / Sales0.4%0.4%0.3%0.4%0.4%
Intangibles / Total assets2.5%2.6%2.5%2.4%2.3%
Days sales outstanding257d216d207d199d177d
Days payables outstanding17d18d21d19d17d
Operating cycle257d216d207d199d177d
Cash conversion cycle240d198d187d180d160d

Change by theme

Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.

Change over 1 year

Valuation
Market cap ▼-9.2%EV / Sales ▼-19.0%EV / EBITDA ▼-34.8%EV / Op. cash flow ▲+0.791Earnings yield ▲+0.025Graham number ▲+83.207
Profitability
Return on equity ▲+0.004Return on assets ▲+0.001Return on invested capital ▲+0.005Return on capital employed ▲+0.004Operating ROA ▲+0.005Income quality ▼-1.472Tax burden ▼-0.095
Efficiency
Days sales outstanding ▲+41.183Days payables outstanding ▼-0.495Operating cycle ▲+41.183Cash conversion cycle ▲+41.677Capex / Sales n/aR&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.016Net debt / EBITDA ▼-1.574Working capital ▼-1164000000.000Invested capital ▼-1079000000.000Intangibles / Total assets ▼-0.001

Change over 5 years

Valuation
Market cap ▲+30.7%EV / Sales ▼-27.6%EV / EBITDA ▼-13.5%EV / Op. cash flow ▲+0.950Earnings yield ▼-0.015Graham number ▲+116.322
Profitability
Return on equity ▼-0.033Return on assets ▼-0.011Return on invested capital ▼-0.017Return on capital employed ▼-0.034Operating ROA ▼-0.011Income quality ▼-0.641Tax burden ▼-0.067
Efficiency
Days sales outstanding ▲+79.727Days payables outstanding ▼-0.085Operating cycle ▲+79.727Cash conversion cycle ▲+79.812Capex / Sales n/aR&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.408Net debt / EBITDA ▼-1.373Working capital ▼-14636000000.000Invested capital ▼-13962000000.000Intangibles / Total assets ▲+0.002

Employee count

Peer market caps

Recent news