TOST
Bearish signalScored 2026-10-07 Drivers: Congress, trend, fundamentals. Moteurs : Congrès, tendance, fondamentaux.
Research, not advice.
À propos
Toast, Inc.
- Nom
- Toast, Inc.
- Secteur
- Technology
- Industrie
- Software - Infrastructure
- Bourse
- NYSE
- Capitalisation
- $16.8B
- Employés
- 6,500
- PDG
- Aman Narang
- Site web
- https://pos.toasttab.com
- Marché
- ADYEYAGYSDLOFOURLSPDMQ
Toast, Inc. delivers a comprehensive cloud-based digital technology platform tailored specifically for the restaurant sector, serving businesses across the United States and Ireland. Its extensive product suite features an array of hardware solutions, including the foundational Toast Point of Sale (POS) system. Toast Flex offers versatile functionality, adaptable as an on-counter order and payment terminal, a server workstation, a guest kiosk, a kitchen display system, or an order fulfillment hub. For enhanced tableside service and expedited table turnover, the company provides Toast Go, a handheld POS device facilitating ordering and payment acceptance directly at the table, alongside Toast Tap, a compact card reader. Beyond hardware, Toast supplies robust software solutions. Toast Order & Pay empowers guests to place orders and settle bills conveniently from their mobile devices. The platform integrates specialized kitchen display system software, streamlining communication between front-of-house staff and the kitchen team. For larger operations, multi-location management software enables customers to centralize operational control, standardize procedures, and efficiently configure menus. Back-office administrative tasks are supported by xtraCHEF tools. Furthermore, Toast Flex for Kitchen provides a larger, mountable hardware solution designed specifically as a kitchen screen. Regarding customer engagement and logistics, Toast offers the Toast Online Ordering & Toast TakeOut app, a software platform enabling restaurants to accept off-premises orders directly through their branded websites. For delivery, they provide First-Party Delivery services, allowing restaurants to manage their own driver fleets and customize delivery parameters such as hours, zones, fees, and minimum order values. Additionally, Toast Delivery Services connects restaurants with a network of third-party delivery drivers, complemented by broader Toast Delivery Partners services. The company's offerings extend to comprehensive business support services. These encompass loyalty programs and gift card management, payroll and team administration tools, tailored business owner policy insurance with restaurant-specific enhancements, and efficient payment processing solutions. Toast also facilitates financial support through loans advanced to restaurants and purchase financing options. Detailed reporting and analytics solutions provide valuable insights. For broader integration, Toast Partner Connect allows users to discover, select, and seamlessly integrate with various third-party partners via bi-directional APIs. Established in 2011, Toast, Inc. maintains its headquarters in Boston, Massachusetts.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 24 081 titres (~706 873,67 $ US)
- Insiders
- Fredette StephenNarang Aman
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$13,316,965
Avg sell (VWAP, 90d window) $34.61 vs last close $29.85 (-13.8%)
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
$11,993,325 of that total is under a Rule 10b5-1 plan. It is shown here and left out of the score.
- Last activity
- 2026-10-02
- Liquidity
- Liquid $255,282,280/day · 20d vol
- Last synced
-
2026-10-14 21:11:00
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-10-05 | Vassil Jonathan | Sell · S · 10b5-1 | 7,623 | $30.19 | $230,169 | Form 4 |
| 2026-10-02 | Elworthy Brian R | Sell · S | 6,507 | $29.35 | $191,006 | Form 4 |
| 2026-10-02 | Fredette Stephen | Sell · S | 9,368 | $29.35 | $274,988 | Form 4 |
| 2026-10-02 | Gomez Elena | Sell · S | 11,886 | $29.35 | $348,902 | Form 4 |
| 2026-10-02 | Narang Aman | Sell · S | 14,713 | $29.35 | $431,885 | Form 4 |
| 2026-10-02 | Vassil Jonathan | Sell · S · 10b5-1 | 6,657 | $30.03 | $199,923 | Form 4 |
| 2026-09-02 | Vassil Jonathan | Sell · S · 10b5-1 | 9,180 | $34.09 | $312,992 | Form 4 |
| 2026-08-21 | Vassil Jonathan | Sell · S · 10b5-1 | 85,280 | $36.34 | $3,099,075 | Form 4 |
| 2026-08-19 | Vassil Jonathan | Sell · S · 10b5-1 | 13,931 | $36.01 | $501,697 | Form 4 |
| 2026-08-11 | Vassil Jonathan | Sell · S · 10b5-1 | 13,797 | $36.01 | $496,858 | Form 4 |
| 2026-08-10 | Gomez Elena | Sell · S · 10b5-1 | 5,761 | $35.37 | $203,772 | Form 4 |
| 2026-08-10 | Narang Aman | Sell · S · 10b5-1 | 119,843 | $35.38 | $4,239,925 | Form 4 |
| 2026-08-07 | Gomez Elena | Sell · S · 10b5-1 | 2,163 | $35.10 | $75,926 | Form 4 |
| 2026-08-07 | Narang Aman | Sell · S · 10b5-1 | 42,105 | $35.13 | $1,479,149 | Form 4 |
| 2026-08-06 | Gomez Elena | Sell · S · 10b5-1 | 900 | $35.02 | $31,515 | Form 4 |
| 2026-08-06 | Narang Aman | Sell · S · 10b5-1 | 13,510 | $35.02 | $473,134 | Form 4 |
| 2026-08-05 | Gomez Elena | Sell · S · 10b5-1 | 200 | $36.11 | $7,222 | Form 4 |
| 2026-08-05 | Narang Aman | Sell · S · 10b5-1 | 84 | $36.11 | $3,033 | Form 4 |
| 2026-08-05 | Vassil Jonathan | Sell · S · 10b5-1 | 4,700 | $36.02 | $169,308 | Form 4 |
| 2026-08-04 | Niola Rossana | Sell · S | 2,298 | $33.45 | $76,859 | Form 4 |
| 2026-08-03 | Vassil Jonathan | Sell · S · 10b5-1 | 14,280 | $32.89 | $469,626 | Form 4 |
Sales marked 10b5-1 are scheduled in advance and don't count toward the Quorum score. Les ventes marquées 10b5-1 sont planifiées à l'avance et ne pèsent pas dans le score Quorum.
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
| Date | Member | Side | Amount range | Filing |
|---|---|---|---|---|
| 2026-07-08 | Thomas H. Kean | Buy | $1,001 - $15,000 | Filing |
| 2026-07-08 | Thomas H. Kean | Buy | $1,001 - $15,000 | Filing |
| 2026-07-07 | Thomas H. Kean | Buy | $1,001 - $15,000 | Filing |
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-07-08 | Thomas Kean | Purchase | $1,001 - $15,000 |
Signal
Bearish signalScored 2026-10-07 Drivers: Congress, trend, fundamentals. Moteurs : Congrès, tendance, fondamentaux.
TOST presents a compelling financial turnaround story with strong liquidity (90) and improving fundamentals (85), including consistent profitability and positive free cash flow in 2025 — a meaningful inflection point.
The first sentence of the analysis written for TOST on 2026-10-07 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Unavailable or mixed. 1 purchase disclosure year to date, a thin reading
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Timing Pulls against a bullish reading. Close is more than 0.5 ATR under stored support
- Financial indicators Supports a bullish reading. Current ratio 2.75 · operating margin 5.0%
Suggested stop 28.44, nearest stored support minus 0.5 ATR(4.7% under the last close). Reward/risk to the next stored resistance is 0.36. Wait — that reward/risk is under 2. Research, not advice. Not an order.
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 25.8% | 24.0% | 21.6% | 18.7% | 18.4% | |
| Ebit Margin | 5.6% | 1.2% | -6.3% | -10.1% | -28.0% | |
| Ebitda Margin | 6.7% | 2.2% | -5.5% | -9.3% | -26.8% | |
| Operating Profit Margin | 5.0% | 0.3% | -7.4% | -14.1% | -13.4% | |
| Pretax Profit Margin | 5.6% | 0.4% | -6.3% | -10.1% | -28.7% | |
| Continuous Operations Profit Margin | 5.6% | 0.4% | -6.4% | -10.1% | -28.6% | |
| Net Profit Margin | 5.6% | 0.4% | -6.4% | -10.1% | -28.6% | |
| Bottom Line Profit Margin | 5.6% | 0.4% | -6.4% | -13.5% | -28.6% | |
| Current Ratio | 2.754 | 2.344 | 2.278 | 2.748 | 4.134 | |
| Quick Ratio | 2.637 | 2.199 | 2.090 | 2.486 | 3.955 | |
| Solvency Ratio | 0.401 | 0.071 | -0.280 | -0.379 | -0.724 | |
| Cash Ratio | 1.396 | 1.113 | 0.913 | 1.103 | 2.298 | |
| Price To Earnings Ratio | 60.186 | 1,072.059 | -38.851 | -25.042 | -35.784 | |
| Price To Earnings Growth Ratio | 0.037 | -9.997 | 1.119 | 0.972 | -0.449 | |
| Forward Price To Earnings Growth Ratio | 0.037 | -9.997 | 1.119 | 0.972 | -0.449 | |
| Price To Earnings Diluted Ratio | 63.411 | 1,131.988 | -38.851 | -25.042 | -35.784 | |
| Price To Earnings Diluted Growth Ratio | 0.039 | -10.594 | 1.119 | 0.972 | -0.449 | |
| Price To Book Ratio | 9.730 | 13.188 | 8.136 | 8.403 | 15.909 | |
| Price To Sales Ratio | 3.359 | 4.108 | 2.513 | 3.379 | 10.180 | |
| Price To Free Cash Flow Ratio | 33.991 | 66.587 | 104.455 | -48.820 | -1,020.991 | |
| Price To Operating Cash Flow Ratio | 31.266 | 56.599 | 71.958 | -59.147 | 8,678.422 | |
| Debt To Assets Ratio | 0.013 | 0.014 | 0.022 | 0.053 | 0.057 | |
| Debt To Equity Ratio | 0.019 | 0.022 | 0.037 | 0.086 | 0.091 | |
| Debt To Capital Ratio | 0.018 | 0.022 | 0.036 | 0.079 | 0.083 | |
| Long Term Debt To Capital Ratio | 0.009 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Financial Leverage Ratio | 1.481 | 1.594 | 1.640 | 1.604 | 1.590 | |
| Working Capital Turnover Ratio | 4.411 | 5.121 | 4.510 | 2.773 | 2.101 | |
| Operating Cash Flow Ratio | 0.682 | 0.444 | 0.204 | -0.315 | 0.006 | |
| Operating Cash Flow Sales Ratio | 0.107 | 0.073 | 0.035 | -0.057 | 0.001 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.920 | 0.850 | 0.689 | 1.212 | -8.500 | |
| Debt Service Coverage Ratio | 0.000 | 10.500 | -19.455 | -17.929 | -13.353 | |
| Interest Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | -19.000 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 36.000 | 12.273 | -11.143 | 0.091 | |
| Operating Cash Flow Coverage Ratio | 16.525 | 10.588 | 3.068 | -1.660 | 0.020 | |
| Capital Expenditure Coverage Ratio | 12.472 | 6.667 | 3.214 | -4.727 | 0.105 | |
| Dividend Paid And Capex Coverage Ratio | 12.472 | 6.667 | 3.214 | -4.727 | 0.105 | |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Enterprise Value Multiple | 46.862 | 180.616 | -43.176 | -34.680 | -36.426 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 25.8% | ▲1.8% | ▲4.1% |
| Ebit Margin | 5.6% | ▲4.4% | ▲13.2% |
| Ebitda Margin | 6.7% | ▲4.5% | ▲13.2% |
| Operating Profit Margin | 5.0% | ▲4.6% | ▲10.9% |
| Pretax Profit Margin | 5.6% | ▲5.2% | ▲13.5% |
| Continuous Operations Profit Margin | 5.6% | ▲5.2% | ▲13.4% |
| Net Profit Margin | 5.6% | ▲5.2% | ▲13.4% |
| Bottom Line Profit Margin | 5.6% | ▲5.2% | ▲14.1% |
| Current Ratio | 2.754 | ▲0.410 | ▼-0.097 |
| Quick Ratio | 2.637 | ▲0.438 | ▼-0.036 |
| Solvency Ratio | 0.401 | ▲0.330 | ▲0.583 |
| Cash Ratio | 1.396 | ▲0.283 | ▲0.032 |
| Price To Earnings Ratio | 60.186 | ▼-1011.872 | ▼-146.327 |
| Price To Earnings Growth Ratio | 0.037 | ▲10.034 | ▲1.701 |
| Forward Price To Earnings Growth Ratio | 0.037 | ▲10.034 | ▲1.701 |
| Price To Earnings Diluted Ratio | 63.411 | ▼-1068.577 | ▼-155.734 |
| Price To Earnings Diluted Growth Ratio | 0.039 | ▲10.633 | ▲1.821 |
| Price To Book Ratio | 9.730 | ▼-3.458 | ▼-1.343 |
| Price To Sales Ratio | 3.359 | ▼-0.749 | ▼-1.349 |
| Price To Free Cash Flow Ratio | 33.992 | ▼-32.595 | ▲206.947 |
| Price To Operating Cash Flow Ratio | 31.266 | ▼-25.333 | ▼-1724.553 |
| Debt To Assets Ratio | 0.013 | ▼-0.001 | ▼-0.019 |
| Debt To Equity Ratio | 0.019 | ▼-0.003 | ▼-0.032 |
| Debt To Capital Ratio | 0.018 | ▼-0.003 | ▼-0.029 |
| Long Term Debt To Capital Ratio | 0.009 | ▲0.009 | ▲0.007 |
| Financial Leverage Ratio | 1.481 | ▼-0.114 | ▼-0.101 |
| Working Capital Turnover Ratio | 4.411 | ▼-0.711 | ▲0.628 |
| Operating Cash Flow Ratio | 0.682 | ▲0.238 | ▲0.478 |
| Operating Cash Flow Sales Ratio | 0.107 | ▲0.035 | ▲0.076 |
| Free Cash Flow Operating Cash Flow Ratio | 0.920 | ▲0.070 | ▲1.886 |
| Debt Service Coverage Ratio | 0.000 | ▼-10.500 | ▲8.047 |
| Interest Coverage Ratio | 0.000 | 0.000 | ▲3.800 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | ▼-36.000 | ▼-7.444 |
| Operating Cash Flow Coverage Ratio | 16.525 | ▲5.937 | ▲10.817 |
| Capital Expenditure Coverage Ratio | 12.472 | ▲5.805 | ▲8.926 |
| Dividend Paid And Capex Coverage Ratio | 12.472 | ▲5.805 | ▲8.926 |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 |
| Enterprise Value Multiple | 46.861 | ▼-133.755 | ▲24.222 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $20.67B | $20.38B | $9.71B | $9.23B | $17.36B | |
| Enterprise value | $19.35B | $19.51B | $9.15B | $8.77B | $16.65B | |
| EV / Sales | 3.15x | 3.93x | 2.37x | 3.21x | 9.76x | |
| EV / Op. cash flow | 29.28x | 54.19x | 67.80x | -56.24x | 8323.42x | |
| EV / Free cash flow | 31.83x | 63.75x | 98.42x | -46.42x | -979.23x | |
| EV / EBITDA | 46.86x | 180.62x | -43.18x | -34.68x | -36.43x | |
| Net debt / EBITDA | -3.18x | -8.05x | 2.65x | 1.79x | 1.55x | |
| Current ratio | 2.75x | 2.34x | 2.28x | 2.75x | 4.13x | |
| Income quality | 1.93x | 18.95x | -0.55x | 0.57x | -0.00x | |
| Graham number | $7 | $1 | — | — | — | |
| Graham net-net | $2 | $1 | $1 | $1 | $1 | |
| Tax burden | 98.8% | 86.4% | 100.8% | 99.3% | 99.4% | |
| Interest burden | 100.0% | 35.5% | 100.0% | 100.0% | 102.5% | |
| Working capital | $1.70B | $1.09B | $847.0M | $867.0M | $1.10B | |
| Invested capital | $1.96B | $1.35B | $1.10B | $1.14B | $1.31B | |
| Return on assets | 10.9% | 0.8% | -12.6% | -15.6% | -28.1% | |
| Operating ROA | 10.9% | 0.7% | -15.4% | -22.0% | -18.2% | |
| Return on tangible assets | 11.3% | 0.8% | -13.5% | -16.9% | -29.6% | |
| Return on equity | 16.1% | 1.2% | -20.6% | -25.0% | -44.6% | |
| Return on invested capital | 13.9% | 0.8% | -22.0% | -29.8% | -16.1% | |
| Return on capital employed | 14.0% | 1.0% | -22.2% | -30.4% | -16.5% | |
| Earnings yield | 1.7% | 0.1% | -2.5% | -3.0% | -2.8% | |
| Free cash flow yield | 2.9% | 1.5% | 1.0% | -2.0% | -0.1% | |
| Capex / Op. cash flow | 8.0% | 15.0% | 31.1% | -21.2% | 950.0% | |
| Capex / Depreciation | 79.1% | 117.4% | 131.3% | 137.5% | 90.5% | |
| Capex / Sales | 0.9% | 1.1% | 1.1% | 1.2% | 1.1% | |
| SG&A / Sales | 14.9% | 15.7% | 19.7% | 22.4% | 22.2% | |
| R&D / Sales | 6.0% | 7.1% | 9.3% | 10.3% | 9.6% | |
| Stock comp / Sales | 3.9% | 5.2% | 7.4% | 8.7% | 9.3% | |
| Intangibles / Total assets | 4.0% | 5.4% | 7.1% | 7.7% | 5.2% | |
| Days sales outstanding | 8d | 8d | 12d | 10d | 12d | |
| Days payables outstanding | 4d | 4d | 4d | 5d | 10d | |
| Operating cycle | 17d | 20d | 27d | 32d | 28d | |
| Cash conversion cycle | 13d | 16d | 23d | 27d | 18d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-10-06 New Toast IQ Team and Expanded Toast IQ Grow Help Businesses Drive Profits, Attract Guests, and Manage Labor BOSTON--(BUSINESS WIRE)--Toast (NYSE: TOST), the global technology platform built for restaurant and retail businesses, today introduced Toast IQ Team, a new labor management solution for restaurant and retail operators, alongside a significant expansion of Toast IQ Grow, the complete marketing solution Toast introduced earlier in 2026. From building schedules that help manage labor costs to turning great guest experiences into five-star reviews, Toast IQ Team and Toast IQ Grow mark another ste.
- 2026-10-02 Toast (TOST) Outperforms Broader Market: What You Need to Know In the latest trading session, Toast (TOST) closed at $29.79, marking a +1.92% move from the previous day.
- 2026-10-02 Here''s Why Toast (TOST) is a Strong Growth Stock Whether you''re a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
- 2026-10-01 Toast, Inc. (TOST) is Attracting Investor Attention: Here is What You Should Know Toast (TOST) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock''s prospects.
- 2026-09-30 Toast (TOST) Falls More Steeply Than Broader Market: What Investors Need to Know The latest trading day saw Toast (TOST) settling at $28.99, representing a -4.83% change from its previous close.
- 2026-09-30 Toast Expands Into Convenience Stores With New Fuel Platform TOST enters the convenience-store market with Toast Fuel, connecting fuel, retail and foodservice operations on one cloud-native platform.
- 2026-09-29 Introducing Toast Fuel, Powering Convenience Stores From the Counter to the Pump BOSTON--(BUSINESS WIRE)--Toast (NYSE: TOST), the digital technology platform built for restaurants and retail, today announced Toast Fuel, a new set of capabilities for fuel operators and convenience stores. With Toast Fuel, operators can run fuel payments, both in-store and at the pump, alongside retail and foodservice on a single, connected platform. Convenience stores sell an estimated 80% of the fuel purchased by consumers in the United States, according to the National Association of Conve.
- 2026-09-25 Analyzing Brookfield Wealth Solutions (NYSE:BNT) and Toast (NYSE:TOST) Toast (NYSE: TOST - Get Free Report) and Brookfield Wealth Solutions (NYSE: BNT - Get Free Report) are both large-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, valuation, institutional ownership, risk, profitability, earnings and analyst recommendations. Analyst Ratings This is a breakdown of
- 2026-09-24 Why the Market Dipped But Toast (TOST) Gained Today Toast (TOST) closed the most recent trading day at $30.11, moving +1.01% from the previous trading session.
- 2026-09-23 Is Toast (TOST) a Buy as Wall Street Analysts Look Optimistic? The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock''s price.