MQ
VENTE TOTALE: 44 581 titres (~178 158,92 $ US)
- Insiders
- Cummings Martha, Atkinson Najuma, Paul Elaine
- Total bought
- —
- Total sold
- $178,159
- Last activity
- —
- Last synced
-
2026-07-29 15:28:58
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-07-29
MQ presents a deeply concerning fundamental profile with a catastrophic gross margin collapse (69% → 11% YoY), persistent net losses, and zero interest coverage, rendering the moderate liquidity score (75) insufficient…
The first sentence of the analysis written for MQ on 2026-07-29 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 11.2% | 69.4% | 48.7% | 42.8% | 44.8% | |
| Ebit Margin | -2.1% | 5.5% | -34.1% | -24.7% | -31.8% | |
| Ebitda Margin | 2.2% | 9.0% | -32.5% | -24.2% | -31.1% | |
| Operating Profit Margin | -4.7% | -4.8% | -41.9% | -28.0% | -31.3% | |
| Pretax Profit Margin | -2.1% | 5.5% | -34.1% | -24.7% | -31.8% | |
| Continuous Operations Profit Margin | -2.2% | 5.4% | -33.0% | -24.7% | -31.7% | |
| Net Profit Margin | -2.2% | 5.4% | -33.0% | -24.7% | -31.7% | |
| Bottom Line Profit Margin | -2.2% | 5.4% | -33.0% | -24.7% | -31.7% | |
| Current Ratio | 1.649 | 3.368 | 4.126 | 6.175 | 7.559 | |
| Quick Ratio | 1.647 | 3.358 | 4.113 | 6.157 | 7.542 | |
| Solvency Ratio | 0.017 | 0.118 | -0.613 | -0.608 | -0.624 | |
| Cash Ratio | 1.311 | 2.488 | 2.915 | 4.185 | 5.243 | |
| Price To Earnings Ratio | -158.333 | 70.974 | -16.619 | -17.971 | -57.233 | |
| Price To Earnings Growth Ratio | 1.014 | -0.630 | -0.706 | -1.348 | -0.241 | |
| Forward Price To Earnings Growth Ratio | 1.014 | -0.630 | -0.706 | -1.348 | -0.241 | |
| Price To Book Ratio | 2.881 | 1.785 | 2.990 | 2.262 | 5.908 | |
| Price To Sales Ratio | 3.513 | 3.820 | 5.497 | 4.454 | 17.974 | |
| Price To Free Cash Flow Ratio | 13.653 | 34.742 | 439.741 | -197.357 | 171.413 | |
| Price To Operating Cash Flow Ratio | 13.499 | 33.298 | 176.134 | -257.009 | 163.160 | |
| Debt To Assets Ratio | 0.014 | 0.009 | 0.011 | 0.007 | 0.008 | |
| Debt To Equity Ratio | 0.029 | 0.012 | 0.014 | 0.008 | 0.010 | |
| Debt To Capital Ratio | 0.028 | 0.012 | 0.013 | 0.008 | 0.010 | |
| Long Term Debt To Capital Ratio | 0.007 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Financial Leverage Ratio | 2.001 | 1.349 | 1.279 | 1.202 | 1.163 | |
| Working Capital Turnover Ratio | 0.916 | 0.525 | 0.537 | 0.495 | 0.559 | |
| Operating Cash Flow Ratio | 0.217 | 0.157 | 0.063 | -0.046 | 0.239 | |
| Operating Cash Flow Sales Ratio | 0.260 | 0.115 | 0.031 | -0.017 | 0.110 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.989 | 0.958 | 0.401 | 1.302 | 0.952 | |
| Debt Service Coverage Ratio | 1.232 | 5.795 | -26.891 | 0.000 | 0.000 | |
| Interest Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Short Term Operating Cash Flow Coverage Ratio | 15.138 | 7.534 | 2.674 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 7.455 | 4.401 | 1.247 | -1.043 | 3.688 | |
| Capital Expenditure Coverage Ratio | 88.623 | 24.057 | 1.668 | -3.308 | 20.770 | |
| Dividend Paid And Capex Coverage Ratio | 88.623 | 24.057 | 1.668 | -3.308 | 20.770 | |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Enterprise Value Multiple | 89.294 | 22.555 | -12.523 | -11.937 | -50.072 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 11.2% | ▼-58.2% | ▼-32.2% |
| Ebit Margin | -2.1% | ▼-7.7% | ▲15.3% |
| Ebitda Margin | 2.2% | ▼-6.8% | ▲17.5% |
| Operating Profit Margin | -4.7% | ▲0.2% | ▲17.5% |
| Pretax Profit Margin | -2.1% | ▼-7.7% | ▲15.3% |
| Continuous Operations Profit Margin | -2.2% | ▼-7.6% | ▲15.0% |
| Net Profit Margin | -2.2% | ▼-7.6% | ▲15.0% |
| Bottom Line Profit Margin | -2.2% | ▼-7.6% | ▲15.0% |
| Current Ratio | 1.649 | ▼-1.718 | ▼-2.926 |
| Quick Ratio | 1.647 | ▼-1.711 | ▼-2.917 |
| Solvency Ratio | 0.017 | ▼-0.101 | ▲0.359 |
| Cash Ratio | 1.311 | ▼-1.177 | ▼-1.917 |
| Price To Earnings Ratio | -158.333 | ▼-229.307 | ▼-122.497 |
| Price To Earnings Growth Ratio | 1.014 | ▲1.643 | ▲1.396 |
| Forward Price To Earnings Growth Ratio | 1.014 | ▲1.643 | ▲1.396 |
| Price To Book Ratio | 2.881 | ▲1.096 | ▼-0.284 |
| Price To Sales Ratio | 3.513 | ▼-0.307 | ▼-3.539 |
| Price To Free Cash Flow Ratio | 13.653 | ▼-21.089 | ▼-78.785 |
| Price To Operating Cash Flow Ratio | 13.499 | ▼-19.799 | ▼-12.317 |
| Debt To Assets Ratio | 0.014 | ▲0.005 | ▲0.004 |
| Debt To Equity Ratio | 0.029 | ▲0.016 | ▲0.014 |
| Debt To Capital Ratio | 0.028 | ▲0.016 | ▲0.014 |
| Long Term Debt To Capital Ratio | 0.007 | ▲0.007 | ▲0.006 |
| Financial Leverage Ratio | 2.002 | ▲0.653 | ▲0.603 |
| Working Capital Turnover Ratio | 0.916 | ▲0.391 | ▲0.309 |
| Operating Cash Flow Ratio | 0.217 | ▲0.060 | ▲0.091 |
| Operating Cash Flow Sales Ratio | 0.260 | ▲0.145 | ▲0.160 |
| Free Cash Flow Operating Cash Flow Ratio | 0.989 | ▲0.030 | ▲0.068 |
| Debt Service Coverage Ratio | 1.232 | ▼-4.563 | ▲5.205 |
| Interest Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Short Term Operating Cash Flow Coverage Ratio | 15.138 | ▲7.604 | ▲10.068 |
| Operating Cash Flow Coverage Ratio | 7.455 | ▲3.054 | ▲4.306 |
| Capital Expenditure Coverage Ratio | 88.623 | ▲64.566 | ▲62.261 |
| Dividend Paid And Capex Coverage Ratio | 88.623 | ▲64.566 | ▲62.261 |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 |
| Enterprise Value Multiple | 89.294 | ▲66.739 | ▲81.831 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $2.20B | $1.94B | $3.72B | $3.33B | $9.30B | |
| Enterprise value | $1.24B | $1.03B | $2.75B | $2.16B | $8.06B | |
| EV / Sales | 1.98x | 2.03x | 4.07x | 2.89x | 15.59x | |
| EV / Op. cash flow | 7.60x | 17.66x | 130.45x | -166.66x | 141.53x | |
| EV / Free cash flow | 7.68x | 18.42x | 325.69x | -127.98x | 148.69x | |
| EV / EBITDA | 89.29x | 22.55x | -12.52x | -11.94x | -50.07x | |
| Net debt / EBITDA | -69.39x | -19.98x | 4.38x | 6.47x | 7.65x | |
| Current ratio | 1.65x | 3.37x | 4.13x | 6.17x | 7.56x | |
| Income quality | -11.68x | 2.13x | -0.10x | 0.07x | -0.35x | |
| Graham number | — | $6 | — | — | — | |
| Graham net-net | $4 | $6 | $7 | $10 | $11 | |
| Tax burden | 104.5% | 97.2% | 96.7% | 99.9% | 99.6% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | $486.3M | $878.3M | $1.05B | $1.46B | $1.56B | |
| Invested capital | $760.5M | $1.07B | $1.24B | $1.48B | $1.58B | |
| Return on assets | -0.9% | 1.9% | -14.0% | -10.4% | -9.0% | |
| Operating ROA | -2.0% | -1.6% | -16.8% | -11.7% | -14.2% | |
| Return on tangible assets | -1.1% | 2.1% | -15.6% | -10.4% | -9.0% | |
| Return on equity | -1.8% | 2.5% | -17.9% | -12.5% | -10.4% | |
| Return on invested capital | -3.7% | -2.2% | -21.6% | -14.1% | -10.1% | |
| Return on capital employed | -3.8% | -2.2% | -22.6% | -14.1% | -10.2% | |
| Earnings yield | -0.6% | 1.4% | -6.0% | -5.5% | -1.8% | |
| Free cash flow yield | 7.3% | 2.9% | 0.2% | -0.5% | 0.6% | |
| Capex / Op. cash flow | 1.1% | 4.2% | 59.9% | -30.2% | 4.8% | |
| Capex / Depreciation | 6.9% | 13.8% | 117.8% | 101.7% | 77.6% | |
| Capex / Sales | 0.3% | 0.5% | 1.9% | 0.5% | 0.5% | |
| SG&A / Sales | 15.8% | 55.6% | 78.1% | 59.8% | 66.3% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 16.8% | -1.6% | 26.7% | 14.4% | 27.6% | |
| Intangibles / Total assets | 13.5% | 10.5% | 10.0% | 0.0% | 0.0% | |
| Days sales outstanding | 74d | 85d | 59d | 39d | 40d | |
| Days payables outstanding | 149d | 456d | 184d | 124d | 158d | |
| Operating cycle | 75d | 94d | 63d | 44d | 45d | |
| Cash conversion cycle | -74d | -362d | -121d | -81d | -114d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+13.3%EV / Sales ▼-2.4%EV / EBITDA ▲+295.9%EV / Op. cash flow ▼-10.062Earnings yield ▼-0.020
Profitability
Return on equity ▼-0.043Return on assets ▼-0.028Return on invested capital ▼-0.016Return on capital employed ▼-0.015Operating ROA ▼-0.003Income quality ▼-13.810Tax burden ▲+0.073
Efficiency
Days sales outstanding ▼-11.822Days payables outstanding ▼-307.411Operating cycle ▼-19.189Cash conversion cycle ▲+288.222Capex / Sales ▼-0.002R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-1.718Net debt / EBITDA ▼-49.417Working capital ▼-392054000.000Invested capital ▼-311307000.000Intangibles / Total assets ▲+0.030
Change over 5 years
Valuation
Market cap ▼-76.4%EV / Sales ▼-87.3%EV / EBITDA ▲+278.3%EV / Op. cash flow ▼-133.937Earnings yield ▲+0.011
Profitability
Return on equity ▲+0.086Return on assets ▲+0.080Return on invested capital ▲+0.064Return on capital employed ▲+0.064Operating ROA ▲+0.122Income quality ▼-11.331Tax burden ▲+0.049
Efficiency
Days sales outstanding ▲+33.895Days payables outstanding ▼-9.558Operating cycle ▲+30.139Cash conversion cycle ▲+39.697Capex / Sales ▼-0.002R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-5.910Net debt / EBITDA ▼-77.046Working capital ▼-1074499000.000Invested capital ▼-821203000.000Intangibles / Total assets n/a
Employee count
Peer market caps
Congressional trades
No congressional trade data synced.
Recent news
- 2026-06-29 Marqeta Announces Reverse Stock Split OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta, Inc. (NASDAQ: MQ), the modern card issuing platform, previously announced that it will effect a 1-for-4 reverse stock split of all of Marqeta's outstanding shares of Class A Common Stock, Class B Common Stock, and Preferred Stock (the “Reverse Stock Split”). The Reverse Stock Split was approved by Marqeta's stockholders at the Company's annual meeting held on June 10, 2026, and will become legally effective at 4:00 p.m. Eastern Time on June 30, 2026. B.
- 2026-06-26 Marqeta to Announce Second Quarter 2026 Results on August 4, 2026 OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta, Inc. (NASDAQ: MQ), the modern card issuing platform, today announced that it will host a conference call and webcast to discuss second quarter 2026 financial results on Tuesday, August 4, 2026 at 4:30 pm ET. Hosting the call will be Mike Milotich, Chief Executive Officer, and Patti Kangwankij, Chief Financial Officer. A press release with the second quarter 2026 financial results will be issued after the market closes that same day. The conference call.
- 2026-06-26 Marqeta to Announce Second Quarter 2026 Results on August 4, 2026 Marqeta, Inc. (NASDAQ: MQ), the modern card issuing platform, today announced that it will host a conference call and webcast to discuss second quarter 2026 fi
- 2026-06-18 A Reverse Stock Split Is Coming for Marqeta Shares. Should You Jump In Before It Happens? Marqeta's reverse stock split will boost its share price. The company has struggled, but it recently turned a profit.
- 2026-06-11 Private Equity Eyes These 3 Fintech Names as Consolidation Accelerates Yes, payments fintech is consolidating. Card networks want more control over card issuance, processors are chasing small-business customers, and private equity is hunting for profitable software companies selling at a massive discount from their 2021 peaks.
- 2026-06-02 Marqeta Research Reveals Consumer and SMB Credit Behavior Has Evolved Beyond Traditional Models, Creating New Opportunity for Providers OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta, Inc. (NASDAQ: MQ), the modern card issuing platform, today released its 2026 State of Credit Report. Based on a survey of 4,000 consumers and 1,000 small and medium-sized businesses (SMBs) in the US and UK, the report reveals that static, single-product credit programs no longer match how consumers and businesses actually manage their finances, creating a significant opportunity for providers who build for the full credit journey. A Patchwork of Credit.
- 2026-06-02 Marqeta Research Reveals Consumer and SMB Credit Behavior Has Evolved Beyond Traditional Models, Creating New Opportunity for Providers [url="]Marqeta, Inc.[/url] (NASDAQ: MQ), the modern card issuing platform, today released its [url="]2026 State of Credit Report[/url]. Based on a survey of 4,
- 2026-05-26 Marqeta Teams With Banking Circle to Expand in Europe Card-issuing platform Marqeta is teaming up with Banking Circle to expand in Europe, according to a Tuesday (May 26) press release. The collaboration is designed to bring Marqeta's account and money movement tools to 30 new European countries, the release said.
- 2026-05-26 Marqeta Expands Account and Money Movement Offering in Europe, Building on Strong Regional Momentum OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta, Inc. (NASDAQ: MQ), the modern card issuing platform, today announced that it has expanded its portfolio of account and money movement tools into 30 additional European countries through its collaboration with Banking Circle, a leading global bank licensed in Luxembourg and regulated by the Commission de Surveillance du Secteur Financier (CSSF). The company's expanded offering enables businesses across Europe to enrich their card programs with embedded.
- 2026-05-19 Marqeta, Inc. (MQ) Presents at J.P. Morgan 54th Annual Global Technology, Media and Communications Conference Transcript Marqeta, Inc. (MQ) Presents at J.P. Morgan 54th Annual Global Technology, Media and Communications Conference Transcript