SMFG
Neutral signalScored 2026-08-16 Drivers: Congress, fundamentals. Moteurs : Congrès, fondamentaux.
Research, not advice.
À propos
Sumitomo Mitsui Financial Group, Inc.
- Nom
- Sumitomo Mitsui Financial Group, Inc.
- Secteur
- Financial Services
- Industrie
- Banks - Diversified
- Bourse
- NYSE
- Capitalisation
- $92.2B
- Employés
- 122,970
- PDG
- Toru Nakashima
- Site web
- https://www.smfg.co.jp
- Marché
- BACBCSCHSBCINGJPM
Sumitomo Mitsui Financial Group, Inc., established in Tokyo, Japan, in 2002, is a global financial powerhouse offering a wide array of banking and financial services. Its extensive operations reach across Japan, the Americas, Europe, the Middle East, Asia, and Oceania. The group provides a comprehensive suite of services including commercial banking, leasing, securities trading, consumer finance, and various other specialized financial offerings. SMFG is structured into four primary business segments: Wholesale Business Unit: This segment caters to corporate clients of all scales—large, medium, and small—delivering vital services such as funding, investment portfolio management, risk mitigation, and settlement solutions. It also offers expert advisory services for mergers, acquisitions, and other corporate financial strategies, alongside a diverse range of leasing options (including equipment, operating, and leveraged leases), and cutting-edge digital services like robotic process automation and electronic contracting. Retail Business Unit: Dedicated to high-net-worth customers, this unit provides personalized wealth management, efficient payment and settlement services, consumer lending, home financing, and sophisticated business and asset succession planning. Global Business Unit: Focusing on an international clientele, this division offers a robust portfolio of services including loans, deposit accounts, clearing services, trade finance, project finance, syndicated loans, derivative products, and advanced cash management. It also encompasses underwriting services and specialized leasing for sectors like construction machinery, transportation equipment, industrial machinery, medical devices, and aircraft. Global Markets Business Unit: This segment is focused on delivering market-based solutions through foreign exchange products, derivatives, bonds, equities, and other tradable financial instruments. Additionally, it plays a key role in the company's asset liability management strategies. Beyond these core divisions, Sumitomo Mitsui Financial Group also provides services such as credit card issuance, internet banking platforms, system development and engineering, data processing, management consulting, economic research, and investment advisory and trust management services.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 4 000 titres (~169 880,00 $ US)
- Insiders
- Anchi Kazuyuki
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$169,880
Avg sell (VWAP, 90d window) $42.47 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-08-12
- Last synced
-
2026-08-21 23:36:53
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-08-12 | Anchi Kazuyuki | Sell · S | 4,000 | $42.47 | $169,880 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-01-09 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2025-05-27 | Gilbert Cisneros | Sale | $1,001 - $15,000 |
| 2024-06-14 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-10-13 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-07-10 | Daniel Goldman | Sale | $50,001 - $100,000 |
| 2023-03-31 | Daniel Goldman | Purchase | $1,001 - $15,000 |
| 2023-03-10 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-02-10 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2020-11-13 | Greg Gianforte | Sale (Partial) | $15,001 - $50,000 |
Signal
Neutral signalScored 2026-08-16 Drivers: Congress, fundamentals. Moteurs : Congrès, fondamentaux.
SMFG presents a mixed financial picture with moderate fundamental improvement (score 65) offset by critical structural vulnerabilities — most notably an interest coverage ratio below 1.0 and high leverage — which…
The first sentence of the analysis written for SMFG on 2026-08-16 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Unavailable or mixed. 1 purchase disclosure year to date, a thin reading
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Supports a bullish reading. Current ratio 2.76 · operating margin 22%
Market snapshot
Financial ratios
| Metric | Trend | 2026-03-31 | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 54.3% | 48.9% | 47.4% | 60.7% | 82.8% | |
| Ebit Margin | 22.1% | 17.6% | 15.3% | 19.0% | 24.4% | |
| Ebitda Margin | 24.9% | 20.5% | 18.7% | 23.6% | 30.8% | |
| Operating Profit Margin | 22.1% | 17.6% | 15.3% | 19.0% | 24.4% | |
| Pretax Profit Margin | 22.1% | 17.6% | 15.3% | 19.0% | 24.4% | |
| Continuous Operations Profit Margin | 15.5% | 12.3% | 11.1% | 14.1% | 18.8% | |
| Net Profit Margin | 15.5% | 12.2% | 11.0% | 13.9% | 18.6% | |
| Bottom Line Profit Margin | 15.5% | 12.2% | 11.0% | 13.9% | 18.6% | |
| Current Ratio | 2.765 | 0.450 | 1.312 | 14.884 | 38.115 | |
| Quick Ratio | 2.765 | 0.450 | 0.902 | 39.524 | 97.836 | |
| Solvency Ratio | 0.006 | 0.005 | 0.004 | 0.004 | 0.004 | |
| Cash Ratio | 2.254 | 0.327 | 0.411 | 15.433 | 39.487 | |
| Price To Earnings Ratio | 11.962 | 7.688 | 7.249 | 5.449 | 4.484 | |
| Price To Earnings Growth Ratio | -0.913 | 0.294 | 0.319 | 0.375 | 0.119 | |
| Forward Price To Earnings Growth Ratio | -0.913 | 0.294 | 0.319 | 0.375 | 0.119 | |
| Price To Earnings Diluted Ratio | 11.962 | 7.689 | 7.251 | 5.451 | 4.486 | |
| Price To Earnings Diluted Growth Ratio | -0.914 | 0.294 | 0.319 | 0.375 | 0.119 | |
| Price To Book Ratio | 1.266 | 0.616 | 0.471 | 0.343 | 0.259 | |
| Price To Sales Ratio | 1.855 | 0.938 | 0.788 | 0.752 | 0.825 | |
| Price To Free Cash Flow Ratio | 2.734 | 1.968 | 27.535 | -0.702 | 2.495 | |
| Price To Operating Cash Flow Ratio | 2.663 | 1.823 | 10.750 | -0.737 | 2.030 | |
| Debt To Assets Ratio | 0.178 | 0.190 | 0.116 | 0.171 | 0.125 | |
| Debt To Equity Ratio | 3.700 | 3.965 | 2.337 | 3.640 | 2.655 | |
| Debt To Capital Ratio | 0.787 | 0.799 | 0.700 | 0.784 | 0.726 | |
| Long Term Debt To Capital Ratio | 0.619 | 0.634 | 0.662 | 0.659 | 0.707 | |
| Financial Leverage Ratio | 20.810 | 20.830 | 20.137 | 21.324 | 21.298 | |
| Working Capital Turnover Ratio | -0.312 | -0.285 | 0.137 | 0.083 | 0.057 | |
| Operating Cash Flow Ratio | 0.229 | 0.021 | 0.003 | -1.198 | 0.816 | |
| Operating Cash Flow Sales Ratio | 0.697 | 0.515 | 0.073 | -1.020 | 0.406 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.974 | 0.926 | 0.390 | 1.051 | 0.814 | |
| Debt Service Coverage Ratio | 0.053 | 0.039 | 0.127 | 0.046 | 0.283 | |
| Interest Coverage Ratio | 0.500 | 0.370 | 0.310 | 0.533 | 2.446 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.229 | 0.151 | 0.115 | -0.272 | 0.516 | |
| Operating Cash Flow Coverage Ratio | 0.129 | 0.085 | 0.019 | -0.128 | 0.048 | |
| Capital Expenditure Coverage Ratio | 38.411 | 13.542 | 1.640 | -19.708 | 5.363 | |
| Dividend Paid And Capex Coverage Ratio | 9.805 | 6.379 | 0.869 | -9.813 | 2.749 | |
| Dividend Payout Ratio | 0.341 | 0.350 | 0.361 | 0.374 | 0.388 | |
| Enterprise Value Multiple | 1.736 | -4.157 | -22.610 | -18.597 | -33.744 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 54.3% | ▲5.4% | ▼-4.6% |
| Ebit Margin | 22.1% | ▲4.5% | ▲2.4% |
| Ebitda Margin | 24.9% | ▲4.4% | ▲1.2% |
| Operating Profit Margin | 22.1% | ▲4.5% | ▲2.4% |
| Pretax Profit Margin | 22.1% | ▲4.5% | ▲2.4% |
| Continuous Operations Profit Margin | 15.5% | ▲3.2% | ▲1.2% |
| Net Profit Margin | 15.5% | ▲3.3% | ▲1.3% |
| Bottom Line Profit Margin | 15.5% | ▲3.3% | ▲1.3% |
| Current Ratio | 2.765 | ▲2.315 | ▼-8.741 |
| Quick Ratio | 2.765 | ▲2.315 | ▼-25.531 |
| Solvency Ratio | 0.006 | ▲0.001 | ▲0.002 |
| Cash Ratio | 2.254 | ▲1.927 | ▼-9.328 |
| Price To Earnings Ratio | 11.962 | ▲4.274 | ▲4.596 |
| Price To Earnings Growth Ratio | -0.913 | ▼-1.207 | ▼-0.952 |
| Forward Price To Earnings Growth Ratio | -0.913 | ▼-1.207 | ▼-0.952 |
| Price To Earnings Diluted Ratio | 11.962 | ▲4.273 | ▲4.594 |
| Price To Earnings Diluted Growth Ratio | -0.914 | ▼-1.209 | ▼-0.953 |
| Price To Book Ratio | 1.266 | ▲0.650 | ▲0.675 |
| Price To Sales Ratio | 1.855 | ▲0.917 | ▲0.823 |
| Price To Free Cash Flow Ratio | 2.734 | ▲0.766 | ▼-4.072 |
| Price To Operating Cash Flow Ratio | 2.663 | ▲0.840 | ▼-0.643 |
| Debt To Assets Ratio | 0.178 | ▼-0.013 | ▲0.022 |
| Debt To Equity Ratio | 3.700 | ▼-0.265 | ▲0.441 |
| Debt To Capital Ratio | 0.787 | ▼-0.011 | ▲0.028 |
| Long Term Debt To Capital Ratio | 0.620 | ▼-0.014 | ▼-0.037 |
| Financial Leverage Ratio | 20.810 | ▼-0.019 | ▼-0.070 |
| Working Capital Turnover Ratio | -0.312 | ▼-0.028 | ▼-0.249 |
| Operating Cash Flow Ratio | 0.230 | ▲0.208 | ▲0.255 |
| Operating Cash Flow Sales Ratio | 0.697 | ▲0.182 | ▲0.562 |
| Free Cash Flow Operating Cash Flow Ratio | 0.974 | ▲0.048 | ▲0.143 |
| Debt Service Coverage Ratio | 0.053 | ▲0.014 | ▼-0.057 |
| Interest Coverage Ratio | 0.500 | ▲0.130 | ▼-0.332 |
| Short Term Operating Cash Flow Coverage Ratio | 0.230 | ▲0.078 | ▲0.081 |
| Operating Cash Flow Coverage Ratio | 0.129 | ▲0.043 | ▲0.098 |
| Capital Expenditure Coverage Ratio | 38.411 | ▲24.869 | ▲30.562 |
| Dividend Paid And Capex Coverage Ratio | 9.805 | ▲3.426 | ▲7.807 |
| Dividend Payout Ratio | 0.341 | ▼-0.009 | ▼-0.022 |
| Enterprise Value Multiple | 1.736 | ▲5.894 | ▲17.211 |
Key metrics
| Metric | Trend | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|---|
| Market cap | $20073.84B | $9058.17B | $6910.67B | $4347.44B | $3136.65B | |
| Enterprise value | $4681.80B | -$8234.71B | -$36976.66B | -$25410.96B | -$39531.01B | |
| EV / Sales | 0.43x | -0.85x | -4.22x | -4.39x | -10.39x | |
| EV / Op. cash flow | 0.62x | -1.66x | -57.52x | 4.31x | -25.58x | |
| EV / Free cash flow | 0.64x | -1.79x | -147.33x | 4.10x | -31.44x | |
| EV / EBITDA | 1.74x | -4.16x | -22.61x | -18.60x | -33.74x | |
| Net debt / EBITDA | -5.71x | -8.73x | -26.84x | -21.78x | -36.42x | |
| Current ratio | 2.77x | 0.45x | 1.31x | 14.88x | 38.12x | |
| Income quality | 4.49x | 4.22x | 0.48x | -5.37x | 1.66x | |
| Graham number | $4K | $5K | $4K | $4K | $3K | |
| Graham net-net | -$34K | -$48K | -$31K | -$58K | -$54K | |
| Tax burden | 70.3% | 69.3% | 71.7% | 73.4% | 76.0% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | $57974.17B | -$127258.64B | $59383.15B | $68294.24B | $70299.06B | |
| Invested capital | $60209.54B | -$125234.76B | $61706.95B | $70686.62B | $72655.13B | |
| Return on assets | 0.5% | 0.4% | 0.3% | 0.3% | 0.3% | |
| Operating ROA | 0.8% | 0.6% | 0.5% | 0.4% | 0.4% | |
| Return on tangible assets | 0.5% | 0.4% | 0.3% | 0.3% | 0.3% | |
| Return on equity | 10.6% | 8.0% | 6.6% | 6.4% | 5.8% | |
| Return on invested capital | 0.5% | 1.1% | 0.4% | 0.9% | 0.9% | |
| Return on capital employed | 0.8% | 2.3% | 1.3% | 0.4% | 0.4% | |
| Earnings yield | 8.4% | 13.0% | 13.9% | 18.5% | 22.5% | |
| Free cash flow yield | 36.6% | 50.8% | 3.6% | -142.5% | 40.1% | |
| Capex / Op. cash flow | 2.6% | 7.4% | 61.0% | -5.1% | 18.6% | |
| Capex / Depreciation | 0.0% | 130.7% | 133.7% | 111.6% | 119.1% | |
| Capex / Sales | 1.8% | 3.8% | 4.5% | 5.2% | 7.6% | |
| SG&A / Sales | 0.0% | 24.9% | 26.0% | 30.9% | 43.4% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Intangibles / Total assets | 0.4% | 0.3% | 0.3% | 0.3% | 0.3% | |
| Days sales outstanding | 211d | 9d | 9d | 14d | 22d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 211d | 9d | 6185d | -19456d | -63069d | |
| Cash conversion cycle | 211d | 9d | 6185d | -19456d | -63069d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-08-15 Sumitomo Mitsui Financial Group Inc $SMFG Shares Acquired by Bank of America Corp DE Bank of America Corp DE lifted its position in Sumitomo Mitsui Financial Group Inc (NYSE: SMFG) by 20.9% during the first quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The fund owned 1,846,335 shares of the bank''s stock after acquiring an additional 319,140 shares during
- 2026-07-31 Sumitomo Mitsui Financial Group Inc $SMFG Position Increased by Bank of New York Mellon Corp Bank of New York Mellon Corp raised its holdings in Sumitomo Mitsui Financial Group Inc (NYSE: SMFG) by 4.0% in the first quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The fund owned 739,781 shares of the bank''s stock after acquiring an additional 28,651 shares during
- 2026-07-30 GGAL or SMFG: Which Is the Better Value Stock Right Now? Investors interested in stocks from the Banks - Foreign sector have probably already heard of Grupo Financiero Galicia (GGAL) and Sumitomo Mitsui (SMFG). But which of these two stocks presents investors with the better value opportunity right now?
- 2026-07-22 Assetmark Inc. Raises Position in Sumitomo Mitsui Financial Group Inc $SMFG Assetmark Inc. boosted its holdings in Sumitomo Mitsui Financial Group Inc (NYSE: SMFG) by 64.1% during the first quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The fund owned 246,343 shares of the bank''s stock after acquiring an additional 96,203 shares during the quarter. Assetmark Inc.''s holdings
- 2026-07-16 Canal Road Group Secures Equity Commitment from SMBC to Support the CRG Direct Lending Strategy MIAMI, July 16, 2026 /PRNewswire/ -- Canal Road Group ("CRG") today announced an expansion of its strategic relationship with SMBC as the bank makes an equity commitment to CRG''s direct lending strategy that will unlock up to $225 million in additional investable capital. The commitment will increase CRG''s investment capacity to $2.3 billion, inclusive of financing, for its direct lending strategy.
- 2026-06-04 SMFG targets $5 billion trading revenue as Japan rates reset markets Sumitomo Mitsui Financial Group plans to double revenue from its sales and trading unit to 800 billion yen, or about $5 billion, within the next few years as Japan''s shift away from ultra-low rates drives demand for market products. Arihiro Nagata, head of the bank''s global markets division, told Reuters that the business currently generates about 400 billion yen in revenue.
- 2026-06-02 SMFG calls for clear BOJ normalisation roadmap after June hike The Bank of Japan should provide a clear roadmap for policy normalisation following an anticipated interest rate increase in June to help stabilise the government bond market, according to Arihiro Nagata, global markets chief at Sumitomo Mitsui Financial Group. Speaking to Reuters, Nagata said he expects the BOJ to raise interest rates at its June 15-16 policy meeting and stressed that the central bank''s communication regarding future policy moves will be closely watched by financial markets.
- 2026-05-19 SMBC Group, Fujitsu and SoftBank agree on alliance to build Japan-made platform for sustainable healthcare Companies aim to extend healthy life expectancy, optimize management of healthcare institutions, and curb national healthcare costsTokyo and Kawasaki, Japan, Ma