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BAC

Decouvert par les declarations du Congres

Insiders
Total bought
Total sold
Last activity
Last synced
2026-08-04 10:23:03 Synced via automated research pipeline

Insider holdings as a share of total assets aren't available for this company.

Price (1 year)

Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.

Market snapshot

Signal

Neutral signal Scored 2026-08-03

BAC presents a mixed profile: while fundamental trends are improving (margins up, leverage down) and an M&A rumor in cybersecurity provides a moderate event-driven catalyst, the critically low liquidity ratios…

The first sentence of the analysis written for BAC on 2026-08-03 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.

Financial ratios

MetricTrend2025-12-312024-12-312023-12-312022-12-312021-12-31
Gross Profit Margin56.1%49.9%54.8%80.3%99.8%
Ebit Margin19.7%15.2%16.5%26.9%36.2%
Ebitda Margin20.9%16.3%17.7%28.6%38.2%
Operating Profit Margin19.7%15.2%16.5%26.9%36.2%
Pretax Profit Margin19.7%15.2%16.5%26.9%36.2%
Continuous Operations Profit Margin15.9%14.1%15.4%23.9%34.1%
Net Profit Margin15.9%14.1%15.4%23.9%34.1%
Bottom Line Profit Margin15.2%13.3%14.5%22.6%32.6%
Current Ratio0.4170.3040.3020.2200.287
Quick Ratio0.4170.3040.3020.2200.287
Solvency Ratio0.0110.0100.0100.0110.012
Cash Ratio0.0910.1220.1460.0970.138
Price To Earnings Ratio14.17513.52310.86110.31812.358
Price To Earnings Growth Ratio0.7312.795-3.170-0.9520.135
Forward Price To Earnings Growth Ratio0.7312.795-3.170-0.9520.135
Price To Earnings Diluted Ratio14.39813.64910.93210.38212.462
Price To Earnings Diluted Growth Ratio0.7733.003-3.170-0.9750.137
Price To Book Ratio1.3361.1510.9270.9841.399
Price To Sales Ratio2.1151.7671.5722.3364.026
Price To Free Cash Flow Ratio32.115-38.6266.010-42.473-52.533
Price To Operating Cash Flow Ratio32.115-38.6266.010-42.473-52.533
Debt To Assets Ratio0.1070.2020.1940.1630.157
Debt To Equity Ratio1.2072.2282.1201.8251.837
Debt To Capital Ratio0.5470.6900.6790.6460.648
Long Term Debt To Capital Ratio0.5120.4890.5090.5030.509
Financial Leverage Ratio11.24611.03510.90411.16911.736
Working Capital Turnover Ratio-0.120-0.116-0.097-0.061-0.056
Operating Cash Flow Ratio0.005-0.0040.019-0.003-0.003
Operating Cash Flow Sales Ratio0.066-0.0460.262-0.055-0.077
Free Cash Flow Operating Cash Flow Ratio1.0001.0001.0001.0001.000
Debt Service Coverage Ratio0.2590.0630.0730.1220.153
Interest Coverage Ratio0.4800.3230.3861.5417.171
Short Term Operating Cash Flow Coverage Ratio0.262-0.0230.142-0.028-0.033
Operating Cash Flow Coverage Ratio0.034-0.0130.073-0.013-0.014
Capital Expenditure Coverage Ratio0.0000.0000.0000.0000.000
Dividend Paid And Capex Coverage Ratio1.319-0.9274.950-0.738-0.893
Dividend Payout Ratio0.3130.3500.3430.3120.252
Enterprise Value Multiple13.47522.32817.99716.08114.459

Sparkline shows each ratio oldest → newest (left → right).

How the latest year compares

For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. higher lower

MetricCurrentvs 1Y agovs 5Y avg
Gross Profit Margin 56.1% 6.2% -12.1%
Ebit Margin 19.7% 4.5% -3.2%
Ebitda Margin 20.9% 4.5% -3.5%
Operating Profit Margin 19.7% 4.5% -3.2%
Pretax Profit Margin 19.7% 4.5% -3.2%
Continuous Operations Profit Margin 15.9% 1.8% -4.8%
Net Profit Margin 15.9% 1.8% -4.8%
Bottom Line Profit Margin 15.2% 1.9% -4.4%
Current Ratio 0.417 0.112 0.111
Quick Ratio 0.417 0.112 0.111
Solvency Ratio 0.011 0.001 0.000
Cash Ratio 0.091 -0.031 -0.028
Price To Earnings Ratio 14.175 0.652 1.928
Price To Earnings Growth Ratio 0.731 -2.063 0.823
Forward Price To Earnings Growth Ratio 0.731 -2.063 0.823
Price To Earnings Diluted Ratio 14.398 0.749 2.033
Price To Earnings Diluted Growth Ratio 0.773 -2.230 0.819
Price To Book Ratio 1.336 0.185 0.177
Price To Sales Ratio 2.115 0.347 -0.249
Price To Free Cash Flow Ratio 32.115 70.741 51.217
Price To Operating Cash Flow Ratio 32.115 70.741 51.217
Debt To Assets Ratio 0.107 -0.095 -0.057
Debt To Equity Ratio 1.207 -1.021 -0.637
Debt To Capital Ratio 0.547 -0.143 -0.095
Long Term Debt To Capital Ratio 0.512 0.022 0.007
Financial Leverage Ratio 11.246 0.211 0.028
Working Capital Turnover Ratio -0.120 -0.004 -0.030
Operating Cash Flow Ratio 0.005 0.009 0.002
Operating Cash Flow Sales Ratio 0.066 0.112 0.036
Free Cash Flow Operating Cash Flow Ratio 1.000 0.000 0.000
Debt Service Coverage Ratio 0.259 0.196 0.125
Interest Coverage Ratio 0.480 0.157 -1.500
Short Term Operating Cash Flow Coverage Ratio 0.262 0.286 0.198
Operating Cash Flow Coverage Ratio 0.035 0.048 0.021
Capital Expenditure Coverage Ratio 0.000 0.000 0.000
Dividend Paid And Capex Coverage Ratio 1.319 2.245 0.577
Dividend Payout Ratio 0.313 -0.037 -0.001
Enterprise Value Multiple 13.475 -8.852 -3.393

Key metrics

MetricTrend20252024202320222021
Market cap$405.07B$340.10B$270.32B$268.73B$377.87B
Enterprise value$539.13B$702.04B$547.09B$529.81B$518.70B
EV / Sales2.81x3.65x3.18x4.61x5.53x
EV / Op. cash flow42.74x-79.73x12.16x-83.74x-72.11x
EV / Free cash flow42.74x-79.73x12.16x-83.74x-72.11x
EV / EBITDA13.47x22.33x18.00x16.08x14.46x
Net debt / EBITDA3.35x11.51x9.11x7.92x3.93x
Current ratio0.42x0.30x0.30x0.22x0.29x
Income quality0.41x-0.33x1.70x-0.23x-0.23x
Graham number$62$55$52$51$52
Graham net-net-$281-$291-$275-$278-$257
Tax burden80.9%92.7%93.6%88.9%94.1%
Interest burden100.0%100.0%100.0%100.0%100.0%
Working capital-$1492.52B-$1692.32B-$1630.58B-$1916.45B-$1838.62B
Invested capital-$1410.98B-$1611.13B-$1549.70B-$1835.92B-$1758.76B
Return on assets0.9%0.8%0.8%0.9%1.0%
Operating ROA1.1%0.9%0.9%1.0%1.1%
Return on tangible assets0.9%0.8%0.9%0.9%1.0%
Return on equity10.1%9.2%9.1%10.1%11.8%
Return on invested capital3.4%2.3%2.3%3.4%4.0%
Return on capital employed4.4%3.5%3.4%5.2%5.8%
Earnings yield7.5%8.0%9.8%10.2%8.5%
Free cash flow yield3.1%-2.6%16.6%-2.4%-1.9%
Capex / Op. cash flow0.0%0.0%0.0%0.0%0.0%
Capex / Depreciation0.0%0.0%0.0%0.0%0.0%
Capex / Sales0.0%0.0%0.0%0.0%0.0%
SG&A / Sales27.3%25.8%27.8%39.9%48.0%
R&D / Sales0.0%0.0%0.0%0.0%0.0%
Stock comp / Sales2.1%1.8%1.7%2.5%2.9%
Intangibles / Total assets2.0%2.1%2.2%2.3%2.2%
Days sales outstanding197d186d205d257d338d
Days payables outstanding0d0d0d0d0d
Operating cycle197d186d205d257d338d
Cash conversion cycle197d186d205d257d338d

Change by theme

Grouped by what each metric measures. Each figure is the change over the period shown — up down versus then.

Change over 1 year

Valuation
Market cap ▲+19.1%EV / Sales ▼-22.9%EV / EBITDA ▼-39.6%EV / Op. cash flow ▲+122.476Earnings yield ▼-0.004Graham number ▲+7.058
Profitability
Return on equity ▲+0.009Return on assets ▲+0.001Return on invested capital ▲+0.011Return on capital employed ▲+0.009Operating ROA ▲+0.002Income quality ▲+0.738Tax burden ▼-0.118
Efficiency
Days sales outstanding ▲+11.190Days payables outstanding n/aOperating cycle ▲+11.190Cash conversion cycle ▲+11.190Capex / Sales n/aR&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.112Net debt / EBITDA ▼-8.160Working capital ▲+199800000000.000Invested capital ▲+200148000000.000Intangibles / Total assets ▼-0.001

Change over 5 years

Valuation
Market cap ▲+7.2%EV / Sales ▼-49.1%EV / EBITDA ▼-6.8%EV / Op. cash flow ▲+114.856Earnings yield ▼-0.009Graham number ▲+10.048
Profitability
Return on equity ▼-0.018Return on assets ▼-0.001Return on invested capital ▼-0.006Return on capital employed ▼-0.013Operating ROA -0.000Income quality ▲+0.638Tax burden ▼-0.132
Efficiency
Days sales outstanding ▼-141.515Days payables outstanding n/aOperating cycle ▼-141.515Cash conversion cycle ▼-141.515Capex / Sales n/aR&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.129Net debt / EBITDA ▼-0.575Working capital ▲+346096000000.000Invested capital ▲+347778000000.000Intangibles / Total assets ▼-0.002

Employee count

Peer market caps

Congressional trades

Recent trades

DateRepresentativeTypeAmount
2026-07-20James A. HimesSale$1,001 - $15,000
2026-06-02Laurel LeeSale$1,001 - $15,000
2026-01-29Ro KhannaSale$15,001 - $50,000
2025-12-18Julie JohnsonSale$1,001 - $15,000
2025-11-13Julie JohnsonSale$1,001 - $15,000
2025-10-31Lisa McClainSale$1,001 - $15,000
2025-10-30Lisa McClainSale$1,001 - $15,000
2025-10-30Lisa McClainPurchase$1,001 - $15,000
2025-10-27Ro KhannaPurchase$1,001 - $15,000
2025-09-23Valerie HoyleSale (Full)$1,001 - $15,000
2025-09-17Ro KhannaPurchase$1,001 - $15,000
2025-09-10Ro KhannaSale$1,001 - $15,000
2025-09-05Ro KhannaSale$1,001 - $15,000
2025-09-02Ro KhannaSale$1,001 - $15,000
2025-08-22Ro KhannaSale$1,001 - $15,000
2025-08-14Julie JohnsonSale$1,001 - $15,000
2025-07-21Ro KhannaPurchase$1,001 - $15,000
2025-07-11Ritchie TorresSale (Full)$1,001 - $15,000
2025-06-27Ro KhannaSale$1,001 - $15,000
2025-06-17Lisa McClainPurchase$1,001 - $15,000
2025-06-06Valerie HoylePurchase$1,001 - $15,000
2025-06-04Ro KhannaPurchase$1,001 - $15,000
2025-06-02Ro KhannaPurchase$1,001 - $15,000
2025-05-15Ro KhannaPurchase$1,001 - $15,000
2025-05-12Jefferson ShreveSale$15,001 - $50,000
2025-05-08Jefferson ShrevePurchase$15,001 - $50,000
2025-05-05Marjorie Taylor GreenePurchase$1,001 - $15,000
2025-04-21Bruce WestermanSale$1,001 - $15,000
2025-04-08Rob BresnahanSale (Full)$1,001 - $15,000
2025-04-07Jefferson ShreveSale$50,001 - $100,000
2025-03-24George WhitesidesSale (Full)$15,001 - $50,000
2025-03-03Bruce WestermanPurchase$1,001 - $15,000
2025-02-07Tim WalbergPurchase$15,001 - $50,000
2024-11-08Earl BlumenauerPurchase$15,001 - $50,000
2024-10-29Valerie HoylePurchase$1,001 - $15,000
2024-09-11William R. KeatingSale$1,001 - $15,000
2024-09-09Ro KhannaSale$1,001 - $15,000
2024-09-04John JamesSale (Full)$1,001 - $15,000
2024-06-20Ro KhannaSale$1,001 - $15,000
2024-06-20Ro KhannaSale$1,001 - $15,000
2024-06-20Ro KhannaExchange$1,001 - $15,000
2024-06-14Ro KhannaPurchase$1,001 - $15,000
2024-06-12Ro KhannaSale$1,001 - $15,000
2024-03-20Ro KhannaPurchase$1,001 - $15,000
2024-01-19Blake MooreSale$1,001 - $15,000
2024-01-10Ro KhannaPurchase$15,001 - $50,000
2023-11-10John JamesPurchase$1,001 - $15,000
2023-11-03Ro KhannaSale$15,001 - $50,000
2023-10-31Ro KhannaSale$15,001 - $50,000
2023-10-24Greg StantonSale$1,001 - $15,000
2023-09-26Greg StantonPurchase$1,001 - $15,000
2023-09-06Ro KhannaPurchase$1,001 - $15,000
2023-08-29Ro KhannaPurchase$1,001 - $15,000
2023-07-20Ro KhannaPurchase$1,001 - $15,000
2023-06-29Ro KhannaPurchase$1,001 - $15,000
2023-06-29Ro KhannaPurchase$15,001 - $50,000
2023-05-26Zoe LofgrenSale (Full)$15,001 - $50,000
2023-05-25Zoe LofgrenSale$1,001 - $15,000
2023-05-23Ro KhannaSale$1,001 - $15,000
2023-05-23Ro KhannaPurchase$15,001 - $50,000
2023-05-23Ro KhannaSale$50,001 - $100,000
2023-05-19Ro KhannaSale$50,001 - $100,000
2023-05-10Ro KhannaPurchase$1,001 - $15,000
2023-05-10Ro KhannaPurchase$1,001 - $15,000
2023-04-25Ro KhannaPurchase$1,001 - $15,000
2023-04-10Daniel GoldmanSale$15,001 - $50,000
2023-04-10Daniel GoldmanSale (Partial)$1,001 - $15,000
2023-04-10Ro KhannaSale$15,001 - $50,000
2023-03-24Ro KhannaSale$15,001 - $50,000
2023-03-16John CurtisSale (Partial)$1,001 - $15,000
2023-03-14Ro KhannaPurchase$50,001 - $100,000
2023-03-13Ro KhannaPurchase$1,001 - $15,000
2023-03-13Ro KhannaPurchase$15,001 - $50,000
2023-03-09Earl BlumenauerSale (Full)$1,001 - $15,000
2023-02-15Ro KhannaPurchase$1,001 - $15,000
2023-02-15Ro KhannaPurchase$1,001 - $15,000
2023-02-10Ro KhannaPurchase$15,001 - $50,000
2023-02-08Ro KhannaSale$1,001 - $15,000
2023-02-08Ro KhannaSale$1,001 - $15,000
2023-01-31Daniel GoldmanSale$1,001 - $15,000
2023-01-11Ro KhannaPurchase$1,001 - $15,000
2023-01-11Ro KhannaPurchase$1,001 - $15,000
2023-01-09Ro KhannaSale$50,001 - $100,000
2022-12-20John CurtisSale (Partial)$1,001 - $15,000
2022-12-12Christopher L. JacobsSale (Full)$1,001 - $15,000
2022-12-12Ro KhannaPurchase$1,001 - $15,000
2022-11-15Ro KhannaSale$15,001 - $50,000
2022-11-08Christopher L. JacobsPurchase$1,001 - $15,000
2022-11-03Ro KhannaPurchase$50,001 - $100,000
2022-10-20Ro KhannaSale$1,001 - $15,000
2022-10-20Ro KhannaSale$15,001 - $50,000
2022-10-20Ro KhannaSale$1,001 - $15,000
2022-10-12Christopher L. JacobsPurchase$1,001 - $15,000
2022-10-12Kathy ManningSale (Partial)$1,001 - $15,000
2022-09-29Ro KhannaPurchase$15,001 - $50,000
2022-09-09Zoe LofgrenPurchase$1,001 - $15,000
2022-09-06Ro KhannaPurchase$15,001 - $50,000
2022-08-05Kathy ManningPurchase$1,001 - $15,000
2022-08-03Kathy ManningSale (Full)$1,001 - $15,000
2022-08-01Ro KhannaSale$15,001 - $50,000

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