PRI
VENTE TOTALE: 1 779 titres (~567 802,44 $ US)
- Insiders
- Cottle Amber Lynne, Williams Glenn J.
- Total bought
- —
- Total sold
- $567,802
- Last activity
- 2026-08-11
- Last synced
-
2026-08-21 23:36:53
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Neutral signal Scored 2026-08-13
PRI presents a compelling financial foundation with strong liquidity (90) and improving fundamentals (85), anchored by 80.5% gross margin expansion and consistent deleveraging, which provides a solid floor for the…
The first sentence of the analysis written for PRI on 2026-08-13 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 80.5% | 42.3% | 40.1% | 38.9% | 39.0% | |
| Ebit Margin | 31.0% | 31.2% | 29.0% | 28.1% | 24.9% | |
| Ebitda Margin | 31.5% | 32.0% | 30.2% | 29.4% | 26.0% | |
| Operating Profit Margin | 30.2% | 30.4% | 28.1% | 27.0% | 23.7% | |
| Pretax Profit Margin | 30.2% | 30.4% | 28.1% | 27.0% | 23.7% | |
| Continuous Operations Profit Margin | 23.3% | 23.3% | 21.5% | 20.9% | 17.6% | |
| Net Profit Margin | 23.3% | 15.2% | 21.0% | 17.8% | 17.6% | |
| Bottom Line Profit Margin | 23.3% | 15.2% | 21.0% | 17.8% | 17.5% | |
| Current Ratio | 6.586 | 9.484 | 9.359 | 0.000 | 0.000 | |
| Quick Ratio | 6.586 | 9.484 | 9.359 | 0.000 | 0.000 | |
| Solvency Ratio | 0.061 | 0.040 | 0.047 | 0.040 | 0.036 | |
| Cash Ratio | 1.017 | 0.975 | 0.836 | 0.000 | 0.000 | |
| Price To Earnings Ratio | 11.258 | 19.768 | 12.884 | 11.465 | 16.236 | |
| Price To Earnings Growth Ratio | 0.168 | -1.409 | 0.443 | 0.369 | -9.742 | |
| Forward Price To Earnings Growth Ratio | 0.168 | -1.409 | 0.443 | 0.369 | -9.742 | |
| Price To Earnings Diluted Ratio | 11.277 | 19.797 | 12.908 | 11.502 | 16.271 | |
| Price To Earnings Diluted Growth Ratio | 0.168 | -1.415 | 0.441 | 0.372 | -10.381 | |
| Price To Book Ratio | 3.447 | 4.102 | 3.581 | 2.653 | 2.909 | |
| Price To Sales Ratio | 2.613 | 3.000 | 2.692 | 2.028 | 2.236 | |
| Price To Free Cash Flow Ratio | 9.634 | 11.127 | 11.232 | 7.363 | 9.583 | |
| Price To Operating Cash Flow Ratio | 9.355 | 10.749 | 10.683 | 7.112 | 9.222 | |
| Debt To Assets Ratio | 0.121 | 0.134 | 0.136 | 0.142 | 0.127 | |
| Debt To Equity Ratio | 0.744 | 0.865 | 0.990 | 1.026 | 0.979 | |
| Debt To Capital Ratio | 0.427 | 0.464 | 0.497 | 0.506 | 0.495 | |
| Long Term Debt To Capital Ratio | 0.420 | 0.457 | 0.489 | 0.501 | 0.486 | |
| Financial Leverage Ratio | 6.138 | 6.455 | 7.277 | 7.208 | 7.742 | |
| Working Capital Turnover Ratio | 0.636 | 0.518 | 0.926 | 0.000 | 0.000 | |
| Operating Cash Flow Ratio | 1.212 | 1.222 | 0.975 | 0.000 | 0.000 | |
| Operating Cash Flow Sales Ratio | 0.279 | 0.279 | 0.252 | 0.285 | 0.242 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.971 | 0.966 | 0.951 | 0.966 | 0.962 | |
| Debt Service Coverage Ratio | 33.160 | 30.701 | 20.135 | 22.621 | 11.759 | |
| Interest Coverage Ratio | 40.678 | 37.519 | 29.019 | 26.385 | 21.018 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 122.029 | 0.000 | 43.797 | |
| Operating Cash Flow Coverage Ratio | 0.495 | 0.441 | 0.339 | 0.364 | 0.322 | |
| Capital Expenditure Coverage Ratio | 34.592 | 29.495 | 20.430 | 29.361 | 26.610 | |
| Dividend Paid And Capex Coverage Ratio | 5.559 | 6.069 | 5.427 | 6.914 | 6.614 | |
| Dividend Payout Ratio | 0.181 | 0.240 | 0.163 | 0.177 | 0.156 | |
| Enterprise Value Multiple | 9.329 | 10.664 | 10.657 | 8.952 | 10.946 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 80.5% | ▲38.2% | ▲32.4% |
| Ebit Margin | 30.9% | ▼-0.3% | ▲2.1% |
| Ebitda Margin | 31.6% | ▼-0.4% | ▲1.7% |
| Operating Profit Margin | 30.2% | ▼-0.2% | ▲2.3% |
| Pretax Profit Margin | 30.2% | ▼-0.2% | ▲2.3% |
| Continuous Operations Profit Margin | 23.3% | ▼-0.0% | ▲2.0% |
| Net Profit Margin | 23.3% | ▲8.1% | ▲4.3% |
| Bottom Line Profit Margin | 23.3% | ▲8.1% | ▲4.3% |
| Current Ratio | 6.586 | ▼-2.898 | ▲1.500 |
| Quick Ratio | 6.586 | ▼-2.898 | ▲1.500 |
| Solvency Ratio | 0.061 | ▲0.021 | ▲0.016 |
| Cash Ratio | 1.017 | ▲0.042 | ▲0.451 |
| Price To Earnings Ratio | 11.258 | ▼-8.511 | ▼-3.065 |
| Price To Earnings Growth Ratio | 0.168 | ▲1.577 | ▲2.202 |
| Forward Price To Earnings Growth Ratio | 0.168 | ▲1.577 | ▲2.202 |
| Price To Earnings Diluted Ratio | 11.277 | ▼-8.520 | ▼-3.074 |
| Price To Earnings Diluted Growth Ratio | 0.168 | ▲1.583 | ▲2.331 |
| Price To Book Ratio | 3.447 | ▼-0.655 | ▲0.108 |
| Price To Sales Ratio | 2.613 | ▼-0.387 | ▲0.100 |
| Price To Free Cash Flow Ratio | 9.634 | ▼-1.493 | ▼-0.154 |
| Price To Operating Cash Flow Ratio | 9.355 | ▼-1.394 | ▼-0.069 |
| Debt To Assets Ratio | 0.121 | ▼-0.013 | ▼-0.011 |
| Debt To Equity Ratio | 0.744 | ▼-0.121 | ▼-0.177 |
| Debt To Capital Ratio | 0.427 | ▼-0.037 | ▼-0.051 |
| Long Term Debt To Capital Ratio | 0.420 | ▼-0.037 | ▼-0.051 |
| Financial Leverage Ratio | 6.138 | ▼-0.317 | ▼-0.826 |
| Working Capital Turnover Ratio | 0.636 | ▲0.118 | ▲0.220 |
| Operating Cash Flow Ratio | 1.212 | ▼-0.010 | ▲0.530 |
| Operating Cash Flow Sales Ratio | 0.279 | ▲0.000 | ▲0.012 |
| Free Cash Flow Operating Cash Flow Ratio | 0.971 | ▲0.005 | ▲0.008 |
| Debt Service Coverage Ratio | 33.160 | ▲2.459 | ▲9.485 |
| Interest Coverage Ratio | 40.678 | ▲3.159 | ▲9.754 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | ▼-33.165 |
| Operating Cash Flow Coverage Ratio | 0.495 | ▲0.054 | ▲0.103 |
| Capital Expenditure Coverage Ratio | 34.592 | ▲5.096 | ▲6.494 |
| Dividend Paid And Capex Coverage Ratio | 5.559 | ▼-0.510 | ▼-0.557 |
| Dividend Payout Ratio | 0.181 | ▼-0.059 | ▼-0.002 |
| Enterprise Value Multiple | 9.329 | ▼-1.335 | ▼-0.781 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $8.43B | $9.27B | $7.40B | $5.39B | $6.06B | |
| Enterprise value | $9.49B | $10.53B | $8.85B | $6.98B | $7.71B | |
| EV / Sales | 2.94x | 3.41x | 3.22x | 2.63x | 2.84x | |
| EV / Op. cash flow | 10.54x | 12.22x | 12.78x | 9.22x | 11.73x | |
| EV / Free cash flow | 10.85x | 12.65x | 13.44x | 9.54x | 12.19x | |
| EV / EBITDA | 9.33x | 10.66x | 10.66x | 8.95x | 10.95x | |
| Net debt / EBITDA | 1.04x | 1.28x | 1.75x | 2.04x | 2.34x | |
| Current ratio | 6.59x | 9.48x | 9.36x | 0.00x | 0.00x | |
| Income quality | 1.20x | 1.83x | 1.20x | 1.62x | 1.38x | |
| Graham number | $197 | $143 | $144 | $122 | $120 | |
| Graham net-net | -$257 | -$187 | -$199 | -$179 | -$184 | |
| Tax burden | 77.1% | 50.1% | 74.7% | 65.7% | 74.2% | |
| Interest burden | 97.6% | 97.4% | 96.7% | 96.3% | 95.5% | |
| Working capital | $4.15B | $5.99B | $5.94B | $0 | $0 | |
| Invested capital | $8.20B | $9.80B | $9.52B | $406.4M | $489.9M | |
| Return on assets | 5.0% | 3.2% | 3.8% | 3.2% | 3.0% | |
| Operating ROA | 6.6% | 6.3% | 5.2% | 4.7% | 4.1% | |
| Return on tangible assets | 6.8% | 4.3% | 5.0% | 3.3% | 3.0% | |
| Return on equity | 30.7% | 20.8% | 27.9% | 23.2% | 22.9% | |
| Return on invested capital | 5.3% | 5.2% | 4.1% | 0.0% | 3173.2% | |
| Return on capital employed | 6.8% | 6.8% | 5.4% | 4.9% | 4.0% | |
| Earnings yield | 8.9% | 5.1% | 7.8% | 8.8% | 7.9% | |
| Free cash flow yield | 10.4% | 9.0% | 8.9% | 13.6% | 10.4% | |
| Capex / Op. cash flow | 2.9% | 3.4% | 4.9% | 3.4% | 3.8% | |
| Capex / Depreciation | 135.3% | 124.9% | 106.0% | 75.5% | 82.7% | |
| Capex / Sales | 0.8% | 0.9% | 1.2% | 1.0% | 0.9% | |
| SG&A / Sales | 29.5% | 0.0% | 0.0% | 0.0% | 0.0% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.8% | 0.8% | 0.7% | 0.8% | 0.6% | |
| Intangibles / Total assets | 26.4% | 25.5% | 23.2% | 2.1% | 2.3% | |
| Days sales outstanding | 330d | 361d | 440d | 503d | 641d | |
| Days payables outstanding | 288d | 100d | 114d | 121d | 129d | |
| Operating cycle | 330d | 361d | 440d | 503d | 641d | |
| Cash conversion cycle | 42d | 261d | 326d | 382d | 512d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-9.0%EV / Sales ▼-13.7%EV / EBITDA ▼-12.5%EV / Op. cash flow ▼-1.682Earnings yield ▲+0.038Graham number ▲+53.804
Profitability
Return on equity ▲+0.099Return on assets ▲+0.018Return on invested capital ▲+0.001Return on capital employed ▲+0.001Operating ROA ▲+0.002Income quality ▼-0.633Tax burden ▲+0.270
Efficiency
Days sales outstanding ▼-31.091Days payables outstanding ▲+187.591Operating cycle ▼-31.091Cash conversion cycle ▼-218.682Capex / Sales ▼-0.001R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-2.898Net debt / EBITDA ▼-0.236Working capital ▼-1831652000.000Invested capital ▼-1602134000.000Intangibles / Total assets ▲+0.008
Change over 5 years
Valuation
Market cap ▲+39.2%EV / Sales ▲+3.5%EV / EBITDA ▼-14.8%EV / Op. cash flow ▼-1.194Earnings yield ▲+0.010Graham number ▲+77.399
Profitability
Return on equity ▲+0.078Return on assets ▲+0.020Return on invested capital ▼-31.680Return on capital employed ▲+0.028Operating ROA ▲+0.024Income quality ▼-0.181Tax burden ▲+0.029
Efficiency
Days sales outstanding ▼-311.021Days payables outstanding ▲+158.464Operating cycle ▼-311.021Cash conversion cycle ▼-469.485Capex / Sales ▼-0.001R&D / Sales n/a
Balance-sheet strength
Current ratio n/aNet debt / EBITDA ▼-1.295Working capital n/aInvested capital ▲+7707578000.000Intangibles / Total assets ▲+0.241
Employee count
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-06-18 | Michael McCaul | Sale | $1,001 - $15,000 |
| 2025-09-22 | Michael McCaul | Purchase | $15,001 - $50,000 |
| 2025-02-24 | Jefferson Shreve | Sale (Partial) | $15,001 - $50,000 |
| 2024-08-26 | Michael McCaul | Sale | $1,001 - $15,000 |
| 2024-01-17 | Michael McCaul | Sale | $1,001 - $15,000 |
| 2024-01-17 | Michael McCaul | Sale | $1,001 - $15,000 |
| 2023-11-01 | Michael McCaul | Purchase | $15,001 - $50,000 |
| 2023-11-01 | Michael McCaul | Purchase | $15,001 - $50,000 |
| 2023-09-29 | Michael McCaul | Sale | $15,001 - $50,000 |
| 2023-09-29 | Michael McCaul | Sale | $15,001 - $50,000 |
| 2022-12-14 | Michael McCaul | Sale | $1,001 - $15,000 |
| 2022-08-25 | Michael McCaul | Purchase | $15,001 - $50,000 |
| 2022-08-25 | Michael McCaul | Purchase | $15,001 - $50,000 |
| 2022-05-05 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-04-20 | Michael McCaul | Purchase | $1,001 - $15,000 |
| 2022-04-20 | Michael McCaul | Purchase | $1,001 - $15,000 |
| 2022-02-15 | Michael McCaul | Purchase | $1,001 - $15,000 |
| 2022-02-15 | Michael McCaul | Purchase | $1,001 - $15,000 |
| 2022-01-28 | Michael McCaul | Sale | $1,001 - $15,000 |
| 2022-01-28 | Michael McCaul | Sale | $1,001 - $15,000 |
| 2021-12-14 | Michael McCaul | Sale | $1,001 - $15,000 |
Recent news
- 2026-08-14 Dividend Champion, Contender, And Challenger Highlights: Week August 16 A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.
- 2026-08-08 Primerica Q2 Earnings Call Highlights Primerica NYSE: PRI reported second-quarter results that reflected continued strength in its investment and savings products business, while life insurance sales remained pressured by financial uncertainty among middle-income households.
- 2026-08-06 Primerica, Inc. (PRI) Q2 2026 Earnings Call Transcript Primerica, Inc. (PRI) Q2 2026 Earnings Call Transcript
- 2026-08-06 Amundi Raises Stock Holdings in Primerica, Inc. $PRI Amundi grew its holdings in shares of Primerica, Inc. (NYSE: PRI) by 5.5% in the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The fund owned 31,334 shares of the financial services provider''s stock after buying an additional 1,640 shares during the quarter.
- 2026-08-05 Primerica (PRI) Reports Q2 Earnings: What Key Metrics Have to Say The headline numbers for Primerica (PRI) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
- 2026-08-05 Primerica (PRI) Tops Q2 Earnings Estimates Primerica (PRI) came out with quarterly earnings of $6.41 per share, beating the Zacks Consensus Estimate of $5.96 per share. This compares to earnings of $5.46 per share a year ago.
- 2026-08-05 Primerica Reports Second Quarter 2026 Results DULUTH, Ga.--(BUSINESS WIRE)--PRIMERICA REPORTS SECOND QUARTER 2026 RESULTS.
- 2026-08-04 California State Teachers Retirement System Purchases 6,092 Shares of Primerica, Inc. $PRI California State Teachers Retirement System grew its position in Primerica, Inc. (NYSE: PRI) by 19.5% during the undefined quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The fund owned 37,259 shares of the financial services provider''s stock after purchasing an additional 6,092 shares during the quarter.
- 2026-08-01 Primerica, Inc. $PRI Shares Bought by Arrowstreet Capital Limited Partnership Arrowstreet Capital Limited Partnership grew its stake in shares of Primerica, Inc. (NYSE: PRI) by 73.0% in the undefined quarter, according to its most recent filing with the Securities and Exchange Commission. The firm owned 54,407 shares of the financial services provider''s stock after buying an additional 22,949 shares during the period. Arrowstreet
- 2026-07-31 PRIMERICA HOUSEHOLD BUDGET INDEX™ (HBI™): Purchasing Power for Middle-Income Americans Saw Modest Gains in June as Gas Prices Fell DULUTH, Ga.--(BUSINESS WIRE)--The latest Primerica Household Budget Index™ (HBI™) data, a monthly economic metric that examines how inflation and wage trends impact the ability of middle-income families to afford life''s everyday necessities, is estimated at 100.1% in June, up 1.8% from May and up 0.2% from a year ago. The increase in purchasing power was driven primarily by lower gas prices in June. Small declines in health care costs and modest reductions in auto insurance rates also contribut.