← Insiders

NVR

ACHAT TOTAL: 63 titres (~405185 USD)

Insiders
Oliver George
Total bought
$405,185
Total sold
Last activity
2026-08-07
Last synced
2026-08-12 10:24:46 Synced via automated research pipeline

Insider holdings as a share of total assets aren't available for this company.

Price (1 year)

Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.

Market snapshot

Signal

Neutral signal Scored 2026-09-06

NVR shows solid liquidity and conservative leverage (score: 85), but deteriorating fundamentals with declining margins and workforce reduction (score: 65) paint a cautious picture in a stressed housing market.

The first sentence of the analysis written for NVR on 2026-09-06 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.

Financial ratios

MetricTrend2025-12-312024-12-312023-12-312022-12-312021-12-31
Gross Profit Margin23.0%25.5%26.0%27.3%24.5%
Ebit Margin17.3%20.3%20.5%21.8%18.3%
Ebitda Margin17.6%20.5%20.7%21.9%18.5%
Operating Profit Margin16.2%18.9%19.1%20.6%16.4%
Pretax Profit Margin17.1%20.1%20.2%21.4%17.8%
Continuous Operations Profit Margin13.0%16.0%16.7%16.4%13.8%
Net Profit Margin13.0%16.0%16.7%16.4%13.8%
Bottom Line Profit Margin13.0%16.0%16.7%16.4%13.8%
Current Ratio3.9545.0754.9024.5324.352
Quick Ratio2.1183.2853.3072.9732.783
Solvency Ratio0.6850.7830.7190.8090.444
Cash Ratio2.0842.2702.5872.2012.073
Price To Earnings Ratio15.78515.12114.2428.78317.108
Price To Earnings Growth Ratio-1.0821.506-2.2210.1690.412
Forward Price To Earnings Growth Ratio-1.0821.506-2.2210.1690.412
Price To Earnings Diluted Ratio16.70516.14215.1109.37918.438
Price To Earnings Diluted Growth Ratio-1.2071.724-2.6070.1750.469
Price To Book Ratio5.4726.0425.1944.3227.047
Price To Sales Ratio2.0492.4132.3771.4382.362
Price To Free Cash Flow Ratio19.28218.90815.3888.18417.279
Price To Operating Cash Flow Ratio18.86118.50615.1338.10417.030
Debt To Assets Ratio0.2040.1600.1540.1780.273
Debt To Equity Ratio0.3100.2420.2320.2870.530
Debt To Capital Ratio0.2360.1950.1890.2230.346
Long Term Debt To Capital Ratio0.2140.1780.1730.2070.336
Financial Leverage Ratio1.5151.5161.5131.6141.943
Working Capital Turnover Ratio2.7672.2292.1622.5672.120
Operating Cash Flow Ratio1.1941.1951.2251.6311.001
Operating Cash Flow Sales Ratio0.1090.1300.1570.1770.139
Free Cash Flow Operating Cash Flow Ratio0.9780.9790.9830.9900.986
Debt Service Coverage Ratio48.31562.19958.98645.09924.619
Interest Coverage Ratio57.96571.53965.69854.88327.681
Short Term Operating Cash Flow Coverage Ratio0.0000.0000.0000.0000.000
Operating Cash Flow Coverage Ratio0.9371.3471.4771.8560.781
Capital Expenditure Coverage Ratio45.75347.05160.216101.48169.505
Dividend Paid And Capex Coverage Ratio45.75347.05160.216101.48169.505
Dividend Payout Ratio0.0000.0000.0000.0000.000
Enterprise Value Multiple11.23211.03110.4005.90412.144

Sparkline shows each ratio oldest → newest (left → right).

How the latest year compares

For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. higher lower

MetricCurrentvs 1Y agovs 5Y avg
Gross Profit Margin 23.0% -2.6% -2.3%
Ebit Margin 17.3% -3.0% -2.3%
Ebitda Margin 17.6% -2.9% -2.3%
Operating Profit Margin 16.2% -2.7% -2.0%
Pretax Profit Margin 17.1% -3.0% -2.2%
Continuous Operations Profit Margin 13.0% -3.0% -2.2%
Net Profit Margin 13.0% -3.0% -2.2%
Bottom Line Profit Margin 13.0% -3.0% -2.2%
Current Ratio 3.954 -1.121 -0.609
Quick Ratio 2.119 -1.167 -0.775
Solvency Ratio 0.685 -0.098 -0.003
Cash Ratio 2.084 -0.186 -0.159
Price To Earnings Ratio 15.785 0.664 1.577
Price To Earnings Growth Ratio -1.082 -2.588 -0.839
Forward Price To Earnings Growth Ratio -1.082 -2.588 -0.839
Price To Earnings Diluted Ratio 16.706 0.564 1.551
Price To Earnings Diluted Growth Ratio -1.207 -2.931 -0.918
Price To Book Ratio 5.472 -0.570 -0.143
Price To Sales Ratio 2.049 -0.364 -0.079
Price To Free Cash Flow Ratio 19.282 0.374 3.474
Price To Operating Cash Flow Ratio 18.861 0.354 3.334
Debt To Assets Ratio 0.204 0.044 0.011
Debt To Equity Ratio 0.310 0.067 -0.011
Debt To Capital Ratio 0.236 0.041 -0.002
Long Term Debt To Capital Ratio 0.214 0.036 -0.007
Financial Leverage Ratio 1.515 -0.000 -0.105
Working Capital Turnover Ratio 2.767 0.538 0.398
Operating Cash Flow Ratio 1.194 -0.001 -0.055
Operating Cash Flow Sales Ratio 0.109 -0.022 -0.034
Free Cash Flow Operating Cash Flow Ratio 0.978 -0.001 -0.005
Debt Service Coverage Ratio 48.315 -13.884 0.471
Interest Coverage Ratio 57.965 -13.573 2.412
Short Term Operating Cash Flow Coverage Ratio 0.000 0.000 0.000
Operating Cash Flow Coverage Ratio 0.937 -0.410 -0.343
Capital Expenditure Coverage Ratio 45.753 -1.298 -19.048
Dividend Paid And Capex Coverage Ratio 45.753 -1.298 -19.048
Dividend Payout Ratio 0.000 0.000 0.000
Enterprise Value Multiple 11.232 0.201 1.089

Key metrics

MetricTrend20252024202320222021
Market cap$21.15B$25.44B$22.67B$15.15B$21.16B
Enterprise value$20.39B$23.85B$20.52B$13.64B$20.18B
EV / Sales1.98x2.26x2.15x1.29x2.25x
EV / Op. cash flow18.18x17.35x13.70x7.29x16.24x
EV / Free cash flow18.59x17.73x13.93x7.37x16.48x
EV / EBITDA11.23x11.03x10.40x5.90x12.14x
Net debt / EBITDA-0.42x-0.74x-1.09x-0.66x-0.59x
Current ratio3.95x5.08x4.90x4.53x4.35x
Income quality0.84x0.82x0.94x1.08x1.00x
Graham number$4K$4K$4K$4K$3K
Graham net-net$294$480$594$389$204
Tax burden76.0%79.5%82.5%76.6%77.8%
Interest burden98.4%98.7%98.6%98.3%96.9%
Working capital$2.77B$4.69B$4.77B$4.05B$4.16B
Invested capital$3.02B$4.80B$4.87B$4.14B$4.23B
Return on assets22.9%26.4%24.1%30.5%21.2%
Operating ROA27.3%30.6%29.7%37.7%25.3%
Return on tangible assets22.9%26.4%24.1%30.5%21.2%
Return on equity34.7%40.0%36.5%49.2%41.2%
Return on invested capital25.8%30.2%28.0%36.8%24.9%
Return on capital employed34.0%38.0%33.9%48.0%32.0%
Earnings yield6.3%6.6%7.0%11.4%5.8%
Free cash flow yield5.2%5.3%6.5%12.2%5.8%
Capex / Op. cash flow2.2%2.1%1.7%1.0%1.4%
Capex / Depreciation100.0%159.0%147.1%105.9%91.8%
Capex / Sales0.2%0.3%0.3%0.2%0.2%
SG&A / Sales6.8%6.6%7.1%5.9%6.3%
R&D / Sales0.0%0.0%0.0%0.0%0.0%
Stock comp / Sales0.7%0.7%1.0%0.8%0.6%
Intangibles / Total assets0.0%0.0%0.0%0.0%0.0%
Days sales outstanding1d1d1d1d1d
Days payables outstanding14d18d25d19d21d
Operating cycle80d97d102d86d106d
Cash conversion cycle66d79d77d67d85d

Change by theme

Grouped by what each metric measures. Each figure is the change over the period shown — up down versus then.

Change over 1 year

Valuation
Market cap ▼-16.9%EV / Sales ▼-12.7%EV / EBITDA ▲+1.8%EV / Op. cash flow ▲+0.834Earnings yield ▼-0.003Graham number ▼-336.570
Profitability
Return on equity ▼-0.053Return on assets ▼-0.035Return on invested capital ▼-0.044Return on capital employed ▼-0.040Operating ROA ▼-0.033Income quality ▲+0.020Tax burden ▼-0.035
Efficiency
Days sales outstanding ▲+0.028Days payables outstanding ▼-3.593Operating cycle ▼-16.590Cash conversion cycle ▼-12.998Capex / Sales -0.000R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-1.121Net debt / EBITDA ▲+0.317Working capital ▼-1913434000.000Invested capital ▼-1776644000.000Intangibles / Total assets n/a

Change over 5 years

Valuation
Market cap -0.0%EV / Sales ▼-12.3%EV / EBITDA ▼-7.5%EV / Op. cash flow ▲+1.943Earnings yield ▲+0.005Graham number ▲+1169.479
Profitability
Return on equity ▼-0.065Return on assets ▲+0.017Return on invested capital ▲+0.010Return on capital employed ▲+0.020Operating ROA ▲+0.020Income quality ▼-0.168Tax burden ▼-0.017
Efficiency
Days sales outstanding ▲+0.402Days payables outstanding ▼-6.574Operating cycle ▼-25.598Cash conversion cycle ▼-19.024Capex / Sales +0.000R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.398Net debt / EBITDA ▲+0.173Working capital ▼-1386673000.000Invested capital ▼-1213114000.000Intangibles / Total assets n/a

Employee count

Peer market caps

Congressional trades

Recent trades

DateRepresentativeTypeAmount
2026-03-19Maria Elvira SalazarPurchase$1,001 - $15,000
2026-01-29Ro KhannaSale$1,001 - $15,000
2025-10-30Ro KhannaSale$1,001 - $15,000
2025-10-30Ro KhannaSale$1,001 - $15,000
2025-10-08Ro KhannaPurchase$1,001 - $15,000
2024-09-13Ro KhannaSale$1,001 - $15,000
2024-09-13Ro KhannaSale$1,001 - $15,000
2024-03-22Ro KhannaSale$1,001 - $15,000
2024-03-20Ro KhannaSale$1,001 - $15,000
2023-09-13Ro KhannaPurchase$1,001 - $15,000
2023-05-10Ro KhannaSale$1,001 - $15,000
2023-05-10Ro KhannaSale$1,001 - $15,000
2023-01-18Ro KhannaSale$1,001 - $15,000
2022-10-20Ro KhannaSale$15,001 - $50,000
2022-10-20Ro KhannaSale$1,001 - $15,000
2022-10-20Ro KhannaSale$1,001 - $15,000
2022-08-03Kathy ManningSale (Full)$1,001 - $15,000
2022-07-20Kathy ManningPurchase$1,001 - $15,000
2022-05-23Ro KhannaPurchase$1,001 - $15,000
2022-04-22Ro KhannaPurchase$50,001 - $100,000
2022-02-14Ro KhannaPurchase$1,001 - $15,000
2021-06-25Ro KhannaPurchase$1,001 - $15,000
2021-02-16Peter MeijerSale (Full)$1,001 - $15,000
2021-02-11Ro KhannaPurchase$15,001 - $50,000
2021-02-11Ro KhannaPurchase$1,001 - $15,000

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