HTH
Neutral signalScored 2026-08-28 Drivers: Congress, fundamentals. Moteurs : Congrès, fondamentaux.
Research, not advice.
À propos
Hilltop Holdings Inc.
- Nom
- Hilltop Holdings Inc.
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- NYSE
- Capitalisation
- $2.1B
- Employés
- 3,530
- PDG
- Jeremy Blue Ford
- Site web
- https://www.hilltop.com
- Marché
- BANRBUSECUBIEFSCFBNCFRME
Hilltop Holdings Inc., a Dallas, Texas-based entity established in 1998, delivers a comprehensive suite of financial products and services, catering to both corporate and individual clients. Its operations are structured into three primary divisions: Banking, Broker-Dealer activities, and Mortgage Origination. The Banking division encompasses a range of deposit products, including checking (both standard and interest-bearing), savings, money market accounts, and certificates of deposit. It extends various credit facilities such as lines and letters of credit, home improvement and equity financing, loans for securities acquisition, equipment leasing and loans, agricultural and commercial real estate funding, alongside commercial, industrial, term, and construction loans. Additionally, this segment offers treasury, wealth, and asset management services, along with essential banking conveniences like check cards, safe deposit boxes, online banking, bill payment, trust services, and overdraft protection. Further specialized offerings include estate planning, investment portfolio administration, employee benefit accounts, individual retirement accounts, and ATM access. The Broker-Dealer segment focuses on public finance, aiding governmental and municipal entities with the origination, syndication, and distribution of their securities. It also delivers specialized advisory and investment banking solutions, including counsel on arbitrage rebate compliance, portfolio oversight, and the administration of local government investment pools. Structured finance services, encompassing advice on derivatives and commodities, are also part of its portfolio. The segment actively engages in the sale, trading, and underwriting of a broad spectrum of fixed-income securities, such as U.S. government and agency bonds, corporate and municipal bonds, as well as mortgage-backed, asset-backed, commercial mortgage-backed securities, and other structured products. Other offerings include asset and liability management advisory, clearing services, retail brokerage, and securities lending. Finally, the Mortgage Origination unit is dedicated to originating a variety of residential mortgage loans, including conventional, jumbo, FHA (Federal Housing Administration), VA (Veterans Affairs), and USDA (United States Department of Agriculture) programs.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 62 555 titres (~2 483 313,75 $ US)
- Insiders
- Bobbitt Rhodes R
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$2,085,814
Avg sell (VWAP, 90d window) $39.69 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-08-24
- Last synced
-
2026-08-30 10:16:45
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-08-24 | Bobbitt Rhodes R | Sell · S | 5,000 | $38.80 | $194,000 | Form 4 |
| 2026-08-21 | Bobbitt Rhodes R | Sell · S | 5,000 | $38.80 | $194,000 | Form 4 |
| 2026-08-14 | Bobbitt Rhodes R | Sell · S | 10,000 | $39.80 | $398,000 | Form 4 |
| 2026-08-13 | Bobbitt Rhodes R | Sell · S | 10,000 | $39.50 | $395,000 | Form 4 |
| 2026-08-05 | Bobbitt Rhodes R | Sell · S | 455 | $40.25 | $18,314 | Form 4 |
| 2026-08-04 | Bobbitt Rhodes R | Sell · S | 10,000 | $40.25 | $402,500 | Form 4 |
| 2026-08-03 | Bobbitt Rhodes R | Sell · S | 12,100 | $40.00 | $484,000 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2025-06-17 | Lisa McClain | Sale (Full) | $1,001 - $15,000 |
| 2025-06-11 | Lisa McClain | Purchase | $1,001 - $15,000 |
Signal
Neutral signalScored 2026-08-28 Drivers: Congress, fundamentals. Moteurs : Congrès, fondamentaux.
HTH presents a critically weak financial profile with a current ratio of 0.24, negative operating cash flow, and poor debt service coverage, making it fundamentally fragile despite marginal profitability improvements.
The first sentence of the analysis written for HTH on 2026-08-28 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Unavailable or mixed. 1 purchase disclosure year to date, a thin reading
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Unavailable or mixed. Current ratio 0.24 · operating margin 14% — readings disagree
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 78.4% | 72.8% | 74.1% | 89.6% | 97.4% | |
| Ebit Margin | 13.6% | 10.0% | 9.9% | 11.5% | 27.2% | |
| Ebitda Margin | 14.6% | 11.3% | 11.2% | 14.0% | 28.5% | |
| Operating Profit Margin | 13.6% | 10.0% | 9.9% | 11.5% | 27.2% | |
| Pretax Profit Margin | 13.6% | 10.0% | 9.9% | 11.5% | 27.2% | |
| Continuous Operations Profit Margin | 10.6% | 8.0% | 7.8% | 8.8% | 20.8% | |
| Net Profit Margin | 10.2% | 7.3% | 7.3% | 8.4% | 20.2% | |
| Bottom Line Profit Margin | 10.2% | 7.3% | 7.3% | 8.4% | 20.2% | |
| Current Ratio | 0.243 | 0.387 | 0.368 | 0.321 | 0.433 | |
| Quick Ratio | 0.243 | 0.387 | 0.368 | 0.321 | 0.433 | |
| Solvency Ratio | 0.013 | 0.009 | 0.009 | 0.010 | 0.025 | |
| Cash Ratio | 0.243 | 0.173 | 0.138 | 0.119 | 0.185 | |
| Price To Earnings Ratio | 12.856 | 16.454 | 20.834 | 18.640 | 7.573 | |
| Price To Earnings Growth Ratio | 0.249 | 5.561 | 4.193 | -0.285 | 6.952 | |
| Forward Price To Earnings Growth Ratio | 0.249 | 5.561 | 4.193 | -0.285 | 6.952 | |
| Price To Earnings Diluted Ratio | 12.856 | 16.454 | 20.834 | 18.756 | 7.623 | |
| Price To Earnings Diluted Growth Ratio | 0.249 | 5.561 | 3.704 | -0.287 | 11.637 | |
| Price To Book Ratio | 0.981 | 0.850 | 1.079 | 1.033 | 1.124 | |
| Price To Sales Ratio | 1.309 | 1.208 | 1.523 | 1.562 | 1.530 | |
| Price To Free Cash Flow Ratio | -22.378 | 6.979 | 5.270 | 1.792 | 3.828 | |
| Price To Operating Cash Flow Ratio | -27.191 | 6.797 | 5.169 | 1.777 | 3.704 | |
| Debt To Assets Ratio | 0.058 | 0.083 | 0.084 | 0.092 | 0.079 | |
| Debt To Equity Ratio | 0.427 | 0.616 | 0.655 | 0.732 | 0.585 | |
| Debt To Capital Ratio | 0.299 | 0.381 | 0.396 | 0.423 | 0.369 | |
| Long Term Debt To Capital Ratio | 0.064 | 0.137 | 0.141 | 0.145 | 0.121 | |
| Financial Leverage Ratio | 7.307 | 7.428 | 7.757 | 7.953 | 7.408 | |
| Working Capital Turnover Ratio | -0.271 | -0.185 | -0.172 | -0.153 | -0.204 | |
| Operating Cash Flow Ratio | -0.015 | 0.021 | 0.033 | 0.089 | 0.050 | |
| Operating Cash Flow Sales Ratio | -0.048 | 0.178 | 0.295 | 0.879 | 0.413 | |
| Free Cash Flow Operating Cash Flow Ratio | 1.215 | 0.974 | 0.981 | 0.992 | 0.968 | |
| Debt Service Coverage Ratio | 0.179 | 0.109 | 0.105 | 0.132 | 0.372 | |
| Interest Coverage Ratio | 0.644 | 0.369 | 0.401 | 1.182 | 4.711 | |
| Short Term Operating Cash Flow Coverage Ratio | -0.111 | 0.307 | 0.474 | 1.163 | 0.767 | |
| Operating Cash Flow Coverage Ratio | -0.084 | 0.203 | 0.318 | 0.795 | 0.519 | |
| Capital Expenditure Coverage Ratio | -4.649 | 38.414 | 52.194 | 121.397 | 30.933 | |
| Dividend Paid And Capex Coverage Ratio | -1.258 | 5.331 | 8.844 | 22.544 | 12.014 | |
| Dividend Payout Ratio | 0.274 | 0.391 | 0.379 | 0.380 | 0.104 | |
| Enterprise Value Multiple | 7.699 | 5.230 | 10.800 | 10.759 | 2.814 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 78.4% | ▲5.7% | ▼-4.0% |
| Ebit Margin | 13.6% | ▲3.6% | ▼-0.9% |
| Ebitda Margin | 14.6% | ▲3.3% | ▼-1.3% |
| Operating Profit Margin | 13.6% | ▲3.6% | ▼-0.9% |
| Pretax Profit Margin | 13.6% | ▲3.6% | ▼-0.9% |
| Continuous Operations Profit Margin | 10.6% | ▲2.6% | ▼-0.6% |
| Net Profit Margin | 10.2% | ▲2.8% | ▼-0.5% |
| Bottom Line Profit Margin | 10.2% | ▲2.8% | ▼-0.5% |
| Current Ratio | 0.243 | ▼-0.144 | ▼-0.107 |
| Quick Ratio | 0.243 | ▼-0.144 | ▼-0.107 |
| Solvency Ratio | 0.013 | ▲0.004 | ▼-0.000 |
| Cash Ratio | 0.243 | ▲0.070 | ▲0.072 |
| Price To Earnings Ratio | 12.856 | ▼-3.598 | ▼-2.415 |
| Price To Earnings Growth Ratio | 0.249 | ▼-5.313 | ▼-3.085 |
| Forward Price To Earnings Growth Ratio | 0.249 | ▼-5.313 | ▼-3.085 |
| Price To Earnings Diluted Ratio | 12.856 | ▼-3.598 | ▼-2.449 |
| Price To Earnings Diluted Growth Ratio | 0.249 | ▼-5.313 | ▼-3.924 |
| Price To Book Ratio | 0.981 | ▲0.131 | ▼-0.032 |
| Price To Sales Ratio | 1.309 | ▲0.101 | ▼-0.117 |
| Price To Free Cash Flow Ratio | -22.378 | ▼-29.357 | ▼-21.476 |
| Price To Operating Cash Flow Ratio | -27.191 | ▼-33.988 | ▼-25.242 |
| Debt To Assets Ratio | 0.059 | ▼-0.024 | ▼-0.021 |
| Debt To Equity Ratio | 0.427 | ▼-0.188 | ▼-0.175 |
| Debt To Capital Ratio | 0.299 | ▼-0.082 | ▼-0.074 |
| Long Term Debt To Capital Ratio | 0.064 | ▼-0.073 | ▼-0.057 |
| Financial Leverage Ratio | 7.307 | ▼-0.121 | ▼-0.264 |
| Working Capital Turnover Ratio | -0.272 | ▼-0.086 | ▼-0.074 |
| Operating Cash Flow Ratio | -0.015 | ▼-0.036 | ▼-0.051 |
| Operating Cash Flow Sales Ratio | -0.048 | ▼-0.226 | ▼-0.391 |
| Free Cash Flow Operating Cash Flow Ratio | 1.215 | ▲0.241 | ▲0.189 |
| Debt Service Coverage Ratio | 0.179 | ▲0.070 | ▼-0.001 |
| Interest Coverage Ratio | 0.644 | ▲0.275 | ▼-0.818 |
| Short Term Operating Cash Flow Coverage Ratio | -0.111 | ▼-0.418 | ▼-0.631 |
| Operating Cash Flow Coverage Ratio | -0.084 | ▼-0.288 | ▼-0.435 |
| Capital Expenditure Coverage Ratio | -4.649 | ▼-43.063 | ▼-52.307 |
| Dividend Paid And Capex Coverage Ratio | -1.258 | ▼-6.588 | ▼-10.753 |
| Dividend Payout Ratio | 0.274 | ▼-0.117 | ▼-0.032 |
| Enterprise Value Multiple | 7.699 | ▲2.469 | ▲0.238 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $2.13B | $1.86B | $2.29B | $2.11B | $2.84B | |
| Enterprise value | $1.82B | $911.0M | $1.82B | $2.03B | $1.49B | |
| EV / Sales | 1.12x | 0.59x | 1.21x | 1.50x | 0.80x | |
| EV / Op. cash flow | -23.29x | 3.33x | 4.11x | 1.71x | 1.94x | |
| EV / Free cash flow | -19.17x | 3.42x | 4.19x | 1.72x | 2.01x | |
| EV / EBITDA | 7.70x | 5.23x | 10.80x | 10.76x | 2.81x | |
| Net debt / EBITDA | -1.29x | -5.46x | -2.77x | -0.44x | -2.55x | |
| Current ratio | 0.24x | 0.39x | 0.37x | 0.32x | 0.43x | |
| Income quality | -0.47x | 2.22x | 3.75x | 9.97x | 2.04x | |
| Graham number | $45 | $36 | $35 | $32 | $57 | |
| Graham net-net | -$167 | -$142 | -$150 | -$145 | -$123 | |
| Tax burden | 74.9% | 73.4% | 73.5% | 72.5% | 74.3% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$3.83B | -$8.14B | -$8.49B | -$9.03B | -$8.67B | |
| Invested capital | -$3.24B | -$7.62B | -$7.86B | -$8.36B | -$7.98B | |
| Return on assets | 1.0% | 0.7% | 0.7% | 0.7% | 2.0% | |
| Operating ROA | 1.4% | 0.9% | 0.9% | 0.9% | 2.8% | |
| Return on tangible assets | 1.1% | 0.7% | 0.7% | 0.7% | 2.0% | |
| Return on equity | 7.6% | 5.2% | 5.2% | 5.5% | 14.8% | |
| Return on invested capital | -6.8% | 3.2% | 3.0% | 3.0% | 8.8% | |
| Return on capital employed | 2.1% | 5.2% | 4.9% | 5.3% | 14.8% | |
| Earnings yield | 7.8% | 6.1% | 4.8% | 5.4% | 13.2% | |
| Free cash flow yield | -4.5% | 14.3% | 19.0% | 55.8% | 26.1% | |
| Capex / Op. cash flow | -21.5% | 2.6% | 1.9% | 0.8% | 3.2% | |
| Capex / Depreciation | 0.0% | 35.7% | 43.2% | 30.0% | 100.5% | |
| Capex / Sales | 1.0% | 0.5% | 0.6% | 0.7% | 1.3% | |
| SG&A / Sales | 50.0% | 44.6% | 45.1% | 57.2% | 54.3% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.9% | |
| Intangibles / Total assets | 1.7% | 1.7% | 2.3% | 2.3% | 2.0% | |
| Days sales outstanding | 0d | 344d | 382d | 280d | 329d | |
| Days payables outstanding | 1581d | 1159d | 1339d | 2512d | 11054d | |
| Operating cycle | 0d | 344d | 382d | 280d | 329d | |
| Cash conversion cycle | -1581d | -815d | -957d | -2232d | -10725d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-08-26 Bank of America Corp DE Purchases 129,683 Shares of Hilltop Holdings Inc. $HTH Bank of America Corp DE lifted its position in Hilltop Holdings Inc. (NYSE: HTH) by 159.3% during the first quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The fund owned 211,095 shares of the financial services provider''s stock after buying an additional 129,683 shares during
- 2026-08-14 Dividend Champion, Contender, And Challenger Highlights: Week August 16 A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.
- 2026-08-03 Hilltop Holdings (HTH) is a Great Momentum Stock: Should You Buy? Does Hilltop Holdings (HTH) have what it takes to be a top stock pick for momentum investors? Let''s find out.
- 2026-07-28 What Makes Hilltop Holdings (HTH) a New Strong Buy Stock Hilltop Holdings (HTH) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company''s earnings prospects. This might drive the stock higher in the near term.
- 2026-07-24 Hilltop Q2 Earnings Call Highlights Hilltop NYSE: HTH reported second-quarter 2026 net income attributable to common stockholders of $36.5 million, or $0.63 per diluted share, as growth at its banking and broker-dealer operations offset continued pressure in mortgage banking.
- 2026-07-24 Hilltop Holdings Inc. (HTH) Q2 2026 Earnings Call Transcript Hilltop Holdings Inc. (HTH) Q2 2026 Earnings Call Transcript
- 2026-07-24 Hilltop Holdings'' Q2 Earnings Beat as Revenues Rise, Credit Costs Fall HTH''s Q2 earnings beat estimates as higher revenues, stronger NII and improving credit quality offset rising expenses.
- 2026-07-23 Compared to Estimates, Hilltop Holdings (HTH) Q2 Earnings: A Look at Key Metrics While the top- and bottom-line numbers for Hilltop Holdings (HTH) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
- 2026-07-23 Hilltop Holdings (HTH) Q2 Earnings and Revenues Top Estimates Hilltop Holdings (HTH) came out with quarterly earnings of $0.63 per share, beating the Zacks Consensus Estimate of $0.42 per share. This compares to earnings of $0.57 per share a year ago.
- 2026-07-23 Hilltop Holdings Inc. Announces Financial Results for Second Quarter 2026 DALLAS--(BUSINESS WIRE)--Hilltop Holdings Inc. (NYSE: HTH) (“Hilltop”) today announced financial results for the second quarter of 2026. Hilltop produced income attributable to common stockholders of $36.5 million, or $0.63 per diluted share, for the second quarter of 2026, compared to $36.1 million, or $0.57 per diluted share, for the second quarter of 2025. Hilltop also announced that its Board of Directors declared a quarterly cash dividend of $0.22 per common share, a 10% increase from the.