BUSE
Neutral signalScored 2026-07-29 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.
Research, not advice.
À propos
First Busey Corporation
- Nom
- First Busey Corporation
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- NASDAQ
- Capitalisation
- $2.5B
- Employés
- 1,833
- PDG
- Van A. Dukeman
- Site web
- https://www.busey.com
- Marché
- BANFBFCEFSCFBNCFFBCFFIN
First Busey Corporation operates as the parent entity for Busey Bank, delivering a comprehensive suite of banking and financial services throughout the United States. Its diverse clientele includes individual consumers, corporate entities, institutional clients, and governmental organizations. The company's operations are strategically divided into three key segments: Banking, FirsTech, and Wealth Management. The core banking division offers a variety of demand and savings deposit accounts, alongside an extensive range of loan products. These encompass commercial, agricultural, real estate (including construction, commercial, and residential), and consumer loans, in addition to home equity lines of credit. Complementing these are services such as money transfers, safe deposit boxes, and IRA administration, all accessible via its network of physical banking centers, ATMs, and digital platforms. Through its Wealth Management arm, First Busey provides sophisticated services including investment management, trust and estate advisory, and financial planning. This segment also specializes in business succession planning, employee retirement programs, investment strategy consulting, fiduciary services, and securities brokerage. Further enhancing its offerings, the corporation delivers asset management, philanthropic advisory, tax preparation, and professional farm management services, as well as commercial depository solutions like cash management. A distinct focus is FirsTech, which provides advanced payment technology solutions. Its platform supports a broad spectrum of payment methods, from walk-in processing at retail agents to online bill payment, telephone-based customer service payments, and mobile bill pay. FirsTech also facilitates direct debits, electronic payment aggregation via the automated clearing house (ACH) network, money management, credit card network services, and lockbox remittance processing for mailed payments. Additionally, it offers tools for billing, reconciliation, payment reminders, and treasury management. First Busey Corporation maintains a significant presence with 46 banking centers located in Illinois, 8 in Missouri, 3 in southwest Florida, and 1 in Indianapolis, Indiana. The company was established in 1868 and its primary corporate office is situated in Champaign, Illinois.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 2 882 titres (~85 840,37 $ US)
- Insiders
- Cassens Michael David
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$130,627
Avg sell (VWAP, 90d window) $30.22 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
$130,627 of that total is under a Rule 10b5-1 plan. It is shown here and left out of the score.
- Last activity
- 2026-10-15
- Last synced
-
2026-10-20 22:32:37
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-10-15 | Cassens Michael David | Sell · S · 10b5-1 | 1,441 | $29.12 | $41,962 | Form 4 |
| 2026-09-15 | Cassens Michael David | Sell · S · 10b5-1 | 1,441 | $30.45 | $43,878 | Form 4 |
| 2026-08-17 | Cassens Michael David | Sell · S · 10b5-1 | 1,441 | $31.08 | $44,786 | Form 4 |
Sales marked 10b5-1 are scheduled in advance and don't count toward the Quorum score. Les ventes marquées 10b5-1 sont planifiées à l'avance et ne pèsent pas dans le score Quorum.
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2025-05-12 | Jefferson Shreve | Sale (Full) | $15,001 - $50,000 |
| 2025-04-17 | Jefferson Shreve | Sale (Partial) | $15,001 - $50,000 |
| 2025-03-13 | Jefferson Shreve | Purchase | $15,001 - $50,000 |
| 2025-02-24 | Jefferson Shreve | Purchase | $15,001 - $50,000 |
Signal
Neutral signalScored 2026-07-29 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.
BUSE presents critically weak financial foundations, with a liquidity score of 20 and a near-zero current ratio (0.066), combined with an interest coverage ratio below 1.0, signaling a genuine inability to service debt…
The first sentence of the analysis written for BUSE on 2026-07-29 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Unavailable or mixed. – Insider: neutral. All sales (≈ $131K) were pre-planned Rule 10b5-1 trades, excluded from the score. No open-market buys or discretionary sales. – Initiés : neutre. Toutes les ventes (≈ $131K) sont sous plan 10b5-1 préétabli, exclues du score. Aucun achat ni vente discrétionnaire.
- Congress Supports a bullish reading. 2 purchase disclosures year to date
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Unavailable or mixed. Current ratio 0.07 · operating margin 18% — readings disagree
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 63.9% | 68.4% | 73.0% | 91.5% | 97.0% | |
| Ebit Margin | 17.9% | 23.1% | 25.6% | 33.2% | 36.3% | |
| Ebitda Margin | 20.7% | 26.2% | 29.4% | 38.5% | 42.9% | |
| Operating Profit Margin | 17.9% | 23.1% | 25.6% | 33.2% | 36.3% | |
| Pretax Profit Margin | 17.9% | 23.1% | 25.6% | 33.2% | 36.3% | |
| Continuous Operations Profit Margin | 13.0% | 17.2% | 20.4% | 26.4% | 28.6% | |
| Net Profit Margin | 13.0% | 17.2% | 20.4% | 26.4% | 28.6% | |
| Bottom Line Profit Margin | 12.0% | 17.2% | 20.4% | 26.4% | 28.6% | |
| Current Ratio | 0.066 | 0.190 | 0.268 | 0.252 | 0.436 | |
| Quick Ratio | 0.066 | 0.190 | 0.268 | 0.252 | 0.436 | |
| Solvency Ratio | 0.011 | 0.013 | 0.013 | 0.014 | 0.013 | |
| Cash Ratio | 0.047 | 0.069 | 0.069 | 0.021 | 0.076 | |
| Price To Earnings Ratio | 15.966 | 11.726 | 11.231 | 10.655 | 12.161 | |
| Price To Earnings Growth Ratio | -0.617 | -1.296 | -2.369 | 2.640 | 0.574 | |
| Forward Price To Earnings Growth Ratio | -0.617 | -1.296 | -2.369 | 2.640 | 0.574 | |
| Price To Earnings Diluted Ratio | 16.184 | 11.904 | 11.385 | 10.795 | 12.327 | |
| Price To Earnings Diluted Growth Ratio | -0.628 | -1.298 | -2.370 | 2.639 | 0.610 | |
| Price To Book Ratio | 0.859 | 0.965 | 1.082 | 1.195 | 1.138 | |
| Price To Sales Ratio | 2.032 | 2.014 | 2.291 | 2.814 | 3.479 | |
| Price To Free Cash Flow Ratio | 12.204 | 7.765 | 8.396 | 8.515 | 9.566 | |
| Price To Operating Cash Flow Ratio | 11.013 | 7.485 | 7.935 | 8.259 | 9.268 | |
| Debt To Assets Ratio | 0.027 | 0.039 | 0.043 | 0.074 | 0.050 | |
| Debt To Equity Ratio | 0.198 | 0.339 | 0.412 | 0.801 | 0.484 | |
| Debt To Capital Ratio | 0.166 | 0.253 | 0.292 | 0.445 | 0.326 | |
| Long Term Debt To Capital Ratio | 0.103 | 0.179 | 0.197 | 0.220 | 0.205 | |
| Financial Leverage Ratio | 7.333 | 8.709 | 9.657 | 10.765 | 9.749 | |
| Working Capital Turnover Ratio | -0.177 | -0.083 | -0.077 | -0.069 | -0.071 | |
| Operating Cash Flow Ratio | 0.050 | 0.018 | 0.017 | 0.016 | 0.015 | |
| Operating Cash Flow Sales Ratio | 0.184 | 0.269 | 0.289 | 0.341 | 0.375 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.902 | 0.964 | 0.945 | 0.970 | 0.969 | |
| Debt Service Coverage Ratio | 0.331 | 0.376 | 0.404 | 0.249 | 0.480 | |
| Interest Coverage Ratio | 0.576 | 0.762 | 0.962 | 4.425 | 5.580 | |
| Short Term Operating Cash Flow Coverage Ratio | 1.112 | 1.146 | 0.870 | 0.285 | 0.563 | |
| Operating Cash Flow Coverage Ratio | 0.393 | 0.380 | 0.331 | 0.181 | 0.254 | |
| Capital Expenditure Coverage Ratio | 9.816 | 27.724 | 18.188 | 33.231 | 32.132 | |
| Dividend Paid And Capex Coverage Ratio | 1.741 | 2.942 | 2.769 | 2.968 | 2.903 | |
| Dividend Payout Ratio | 0.673 | 0.476 | 0.433 | 0.396 | 0.411 | |
| Enterprise Value Multiple | 11.235 | 6.360 | 6.680 | 10.992 | 7.050 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 63.9% | ▼-4.5% | ▼-14.9% |
| Ebit Margin | 17.9% | ▼-5.3% | ▼-9.4% |
| Ebitda Margin | 20.7% | ▼-5.5% | ▼-10.8% |
| Operating Profit Margin | 17.9% | ▼-5.3% | ▼-9.4% |
| Pretax Profit Margin | 17.9% | ▼-5.3% | ▼-9.4% |
| Continuous Operations Profit Margin | 13.0% | ▼-4.2% | ▼-8.1% |
| Net Profit Margin | 13.0% | ▼-4.2% | ▼-8.1% |
| Bottom Line Profit Margin | 12.0% | ▼-5.1% | ▼-8.9% |
| Current Ratio | 0.066 | ▼-0.124 | ▼-0.176 |
| Quick Ratio | 0.066 | ▼-0.124 | ▼-0.176 |
| Solvency Ratio | 0.011 | ▼-0.002 | ▼-0.002 |
| Cash Ratio | 0.047 | ▼-0.021 | ▼-0.009 |
| Price To Earnings Ratio | 15.966 | ▲4.240 | ▲3.618 |
| Price To Earnings Growth Ratio | -0.617 | ▲0.679 | ▼-0.404 |
| Forward Price To Earnings Growth Ratio | -0.617 | ▲0.679 | ▼-0.404 |
| Price To Earnings Diluted Ratio | 16.184 | ▲4.280 | ▲3.665 |
| Price To Earnings Diluted Growth Ratio | -0.628 | ▲0.669 | ▼-0.419 |
| Price To Book Ratio | 0.859 | ▼-0.106 | ▼-0.189 |
| Price To Sales Ratio | 2.032 | ▲0.018 | ▼-0.494 |
| Price To Free Cash Flow Ratio | 12.204 | ▲4.440 | ▲2.915 |
| Price To Operating Cash Flow Ratio | 11.013 | ▲3.528 | ▲2.221 |
| Debt To Assets Ratio | 0.027 | ▼-0.012 | ▼-0.019 |
| Debt To Equity Ratio | 0.199 | ▼-0.141 | ▼-0.248 |
| Debt To Capital Ratio | 0.166 | ▼-0.088 | ▼-0.131 |
| Long Term Debt To Capital Ratio | 0.103 | ▼-0.076 | ▼-0.078 |
| Financial Leverage Ratio | 7.333 | ▼-1.376 | ▼-1.910 |
| Working Capital Turnover Ratio | -0.177 | ▼-0.094 | ▼-0.082 |
| Operating Cash Flow Ratio | 0.050 | ▲0.033 | ▲0.027 |
| Operating Cash Flow Sales Ratio | 0.184 | ▼-0.085 | ▼-0.107 |
| Free Cash Flow Operating Cash Flow Ratio | 0.902 | ▼-0.062 | ▼-0.048 |
| Debt Service Coverage Ratio | 0.332 | ▼-0.045 | ▼-0.037 |
| Interest Coverage Ratio | 0.576 | ▼-0.187 | ▼-1.886 |
| Short Term Operating Cash Flow Coverage Ratio | 1.112 | ▼-0.034 | ▲0.317 |
| Operating Cash Flow Coverage Ratio | 0.393 | ▲0.013 | ▲0.085 |
| Capital Expenditure Coverage Ratio | 9.816 | ▼-17.908 | ▼-14.402 |
| Dividend Paid And Capex Coverage Ratio | 1.741 | ▼-1.201 | ▼-0.924 |
| Dividend Payout Ratio | 0.673 | ▲0.196 | ▲0.195 |
| Enterprise Value Multiple | 11.235 | ▲4.874 | ▲2.771 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $2.12B | $1.33B | $1.38B | $1.37B | $1.50B | |
| Enterprise value | $2.43B | $1.11B | $1.18B | $2.06B | $1.30B | |
| EV / Sales | 2.33x | 1.67x | 1.96x | 4.23x | 3.02x | |
| EV / Op. cash flow | 12.62x | 6.20x | 6.80x | 12.42x | 8.05x | |
| EV / Free cash flow | 13.98x | 6.43x | 7.20x | 12.81x | 8.31x | |
| EV / EBITDA | 11.23x | 6.36x | 6.68x | 10.99x | 7.05x | |
| Net debt / EBITDA | 1.43x | -1.31x | -1.11x | 3.69x | -1.07x | |
| Current ratio | 0.07x | 0.19x | 0.27x | 0.25x | 0.44x | |
| Income quality | 1.42x | 1.57x | 1.42x | 1.29x | 1.31x | |
| Graham number | $31 | $33 | $34 | $33 | $35 | |
| Graham net-net | -$173 | -$154 | -$148 | -$154 | -$121 | |
| Tax burden | 72.5% | 74.2% | 79.6% | 79.3% | 78.7% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$3.57B | -$8.21B | -$7.68B | -$7.96B | -$6.24B | |
| Invested capital | -$2.90B | -$7.72B | -$7.20B | -$7.46B | -$5.72B | |
| Return on assets | 0.7% | 0.9% | 1.0% | 1.0% | 1.0% | |
| Operating ROA | 1.2% | 1.3% | 1.3% | 1.3% | 1.3% | |
| Return on tangible assets | 0.8% | 1.0% | 1.0% | 1.1% | 1.0% | |
| Return on equity | 5.5% | 8.2% | 9.6% | 11.2% | 9.4% | |
| Return on invested capital | 0.9% | 5.5% | 6.2% | 5.7% | 5.9% | |
| Return on capital employed | 1.3% | 8.0% | 8.6% | 9.6% | 8.7% | |
| Earnings yield | 6.4% | 8.5% | 8.9% | 9.4% | 8.2% | |
| Free cash flow yield | 8.2% | 12.9% | 11.9% | 11.7% | 10.5% | |
| Capex / Op. cash flow | 10.2% | 3.6% | 5.5% | 3.0% | 3.1% | |
| Capex / Depreciation | 66.2% | 31.3% | 42.0% | 19.5% | 17.9% | |
| Capex / Sales | 1.9% | 1.0% | 1.6% | 1.0% | 1.2% | |
| SG&A / Sales | 31.3% | 27.4% | 28.0% | 33.5% | 34.4% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.6% | 1.2% | 1.1% | 1.8% | 1.8% | |
| Intangibles / Total assets | 2.7% | 3.0% | 2.9% | 3.0% | 2.9% | |
| Days sales outstanding | 25d | 0d | 0d | 0d | 0d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 25d | 0d | 0d | 0d | 0d | |
| Cash conversion cycle | 25d | 0d | 0d | 0d | 0d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-10-20 First Busey (BUSE) Earnings Expected to Grow: What to Know Ahead of Next Week''s Release First Busey (BUSE) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
- 2026-10-19 5 Dividend Stocks Going Ex-Dividend This Week. Which Payouts Are Safest? Five dividend deadlines are closing fast this week, but the payouts behind those yields vary wildly in how well they are actually covered.
- 2026-10-19 First Busey (NASDAQ:BUSE) Director Sells $41,961.92 in Stock First Busey Corporation (NASDAQ: BUSE - Get Free Report) Director Michael Cassens sold 1,441 shares of the company''s stock in a transaction on Thursday, October 15th. The shares were sold at an average price of $29.12, for a total transaction of $41,961.92. Following the completion of the sale, the director directly owned 128,571 shares of the
- 2026-10-16 These 6 Dividend Stocks Generate $7,273 a Year. Here’s What Taxes Could Cost You A $200,000 dividend portfolio sounds straightforward until the IRS takes its annual cut, and the bracket you sit in determines how much of that income quietly disappears before you ever reinvest a dollar.
- 2026-10-12 Will First Busey (BUSE) Beat Estimates Again in Its Next Earnings Report? First Busey (BUSE) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
- 2026-10-12 Why First Busey (BUSE) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Busey (BUSE) have what it takes?
- 2026-10-11 Reviewing First Busey (NASDAQ:BUSE) & Live Oak Bancshares (NYSE:LOB) First Busey (NASDAQ: BUSE - Get Free Report) and Live Oak Bancshares (NYSE: LOB - Get Free Report) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their earnings, profitability, dividends, analyst recommendations, risk, valuation and institutional ownership. Valuation and Earnings This table compares First
- 2026-09-25 First Busey (BUSE) is a Top Dividend Stock Right Now: Should You Buy? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Busey (BUSE) have what it takes?
- 2026-09-09 First Busey (BUSE) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Busey (BUSE) have what it takes?
- 2026-08-29 Bank of New York Mellon Corp Invests $32.71 Million in First Busey Corporation $BUSE Bank of New York Mellon Corp purchased a new stake in shares of First Busey Corporation (NASDAQ: BUSE) during the undefined quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The fund purchased 1,108,894 shares of the bank''s stock, valued at approximately $32,712,000. Bank of New