HIPO
Neutral signalScored 2026-10-15 Drivers: Congress, trend, fundamentals. Insiders: neutral. Moteurs : Congrès, tendance, fondamentaux. Initiés : neutre.
Research, not advice.
À propos
Hippo Holdings Inc.
- Nom
- Hippo Holdings Inc.
- Secteur
- Financial Services
- Industrie
- Insurance - Property & Casualty
- Bourse
- NYSE
- Capitalisation
- $1.0B
- Employés
- 540
- PDG
- Richard Lyn McCathron
- Site web
- https://www.hippo.com
- Marché
- AMSFASICBHFBOWEIGESQ
Hippo Holdings Inc. delivers comprehensive home protection insurance solutions across the United States and the District of Columbia. Their product lineup features homeowners' insurance, providing coverage for risks such as fire, wind, and theft, in addition to commercial and other personal insurance offerings. The company utilizes its proprietary technology platform to distribute its services, enabling customers to acquire policies conveniently online, by phone, or through licensed insurance agents. Hippo is dedicated to providing care and security for homeowners through its integrated home protection platform. Its headquarters are situated in Palo Alto, California.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 10 000 titres (~332 050,00 $ US)
- Insiders
- McCathron Richard
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$623,288
Avg sell (VWAP, 90d window) $32.79 vs last close $35.28 (+7.6%)
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
$623,288 of that total is under a Rule 10b5-1 plan. It is shown here and left out of the score.
- Last activity
- 2026-10-09
- Liquidity
- Thin $6,523,533/day · 20d vol
- Last synced
-
2026-10-18 09:40:28
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-10-15 | Ostergaard Torben | Sell · S · 10b5-1 | 1,169 | $35.03 | $40,955 | Form 4 |
| 2026-10-09 | McCathron Richard | Sell · S · 10b5-1 | 5,000 | $34.18 | $170,900 | Form 4 |
| 2026-09-09 | McCathron Richard | Sell · S · 10b5-1 | 5,000 | $32.23 | $161,150 | Form 4 |
| 2026-08-17 | Ostergaard Torben | Sell · S · 10b5-1 | 1,169 | $33.00 | $38,577 | Form 4 |
| 2026-08-10 | McCathron Richard | Sell · S · 10b5-1 | 5,000 | $32.00 | $160,000 | Form 4 |
| 2026-07-28 | Zeltser Guy | Sell · S · 10b5-1 | 1,669 | $30.98 | $51,706 | Form 4 |
Sales marked 10b5-1 are scheduled in advance and don't count toward the Quorum score. Les ventes marquées 10b5-1 sont planifiées à l'avance et ne pèsent pas dans le score Quorum.
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2021-11-19 | Marie Newman | Purchase | $1,001 - $15,000 |
Signal
Neutral signalScored 2026-10-15 Drivers: Congress, trend, fundamentals. Insiders: neutral. Moteurs : Congrès, tendance, fondamentaux. Initiés : neutre.
HIPO shows genuine fundamental improvement with a 12.3% net margin and strong operational momentum, but the weak catalyst score (35) driven by insider selling and low confidence (0.45) undermines the event-driven thesis…
The first sentence of the analysis written for HIPO on 2026-10-15 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Unavailable or mixed. – Insider: neutral. All sales (≈ $582K) were pre-planned Rule 10b5-1 trades, excluded from the score. No open-market buys or discretionary sales. – Initiés : neutre. Toutes les ventes (≈ $582K) sont sous plan 10b5-1 préétabli, exclues du score. Aucun achat ni vente discrétionnaire.
- Congress Unavailable or mixed. 1 purchase disclosure year to date, a thin reading
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Timing Supports a bullish reading. Interesting trend — weekly bias up
- Financial indicators Supports a bullish reading. Current ratio 1.15 · operating margin 14%
Suggested stop 31.57, nearest stored support minus 0.5 ATR(10.5% under the last close). Reward/risk to the next stored resistance is 0.93. Wait — that reward/risk is under 2. Research, not advice. Not an order.
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 50.9% | 20.0% | -39.8% | -49.6% | -16.1% | |
| Ebit Margin | 13.5% | -7.4% | -125.2% | -271.7% | -184.5% | |
| Ebitda Margin | 17.9% | -1.1% | -115.7% | -259.0% | -172.5% | |
| Operating Profit Margin | 13.5% | -7.4% | -125.2% | -271.7% | -402.6% | |
| Pretax Profit Margin | 13.5% | -7.4% | -125.2% | -271.7% | -402.6% | |
| Continuous Operations Profit Margin | 13.4% | -7.7% | -125.4% | -272.8% | -403.4% | |
| Net Profit Margin | 12.3% | -10.9% | -130.2% | -278.5% | -407.2% | |
| Bottom Line Profit Margin | 12.3% | -10.9% | -130.2% | -278.5% | -407.2% | |
| Current Ratio | 1.154 | 1.361 | 1.307 | 1.608 | 6.296 | |
| Quick Ratio | 1.154 | 1.361 | 1.307 | 1.608 | 6.296 | |
| Solvency Ratio | 0.053 | -0.015 | -0.222 | -0.326 | -0.461 | |
| Cash Ratio | 0.162 | 0.738 | 0.133 | 0.213 | 4.248 | |
| Price To Earnings Ratio | 13.193 | -16.323 | -0.788 | -0.948 | -2.976 | |
| Price To Earnings Growth Ratio | -0.055 | 0.190 | 0.041 | 0.024 | 0.072 | |
| Forward Price To Earnings Growth Ratio | -0.055 | 0.190 | 0.041 | 0.024 | 0.072 | |
| Price To Earnings Diluted Ratio | 13.550 | -16.323 | -0.788 | -0.948 | -2.976 | |
| Price To Earnings Diluted Growth Ratio | -0.058 | 0.190 | 0.041 | 0.024 | 0.072 | |
| Price To Book Ratio | 1.742 | 1.826 | 0.569 | 0.524 | 1.274 | |
| Price To Sales Ratio | 1.621 | 1.777 | 1.025 | 2.584 | 12.005 | |
| Price To Free Cash Flow Ratio | 83.475 | 14.009 | -1.546 | -1.707 | -7.716 | |
| Price To Operating Cash Flow Ratio | 82.568 | 13.920 | -2.327 | -1.916 | -8.794 | |
| Debt To Assets Ratio | 0.027 | 0.006 | 0.010 | 0.018 | 0.000 | |
| Debt To Equity Ratio | 0.120 | 0.028 | 0.039 | 0.049 | 0.000 | |
| Debt To Capital Ratio | 0.107 | 0.027 | 0.038 | 0.047 | 0.000 | |
| Long Term Debt To Capital Ratio | 0.099 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Financial Leverage Ratio | 4.369 | 4.262 | 4.035 | 2.660 | 1.911 | |
| Working Capital Turnover Ratio | 3.072 | 1.751 | 0.475 | 0.157 | 0.189 | |
| Operating Cash Flow Ratio | 0.007 | 0.177 | -0.086 | -0.177 | -0.682 | |
| Operating Cash Flow Sales Ratio | 0.020 | 0.128 | -0.441 | -1.349 | -1.365 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.989 | 0.994 | 1.505 | 1.122 | 1.140 | |
| Debt Service Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | -0.794 | |
| Interest Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | -1.846 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 0.176 | 4.750 | -6.243 | -5.588 | 0.000 | |
| Capital Expenditure Coverage Ratio | 92.000 | 158.333 | -1.979 | -8.198 | -7.155 | |
| Dividend Paid And Capex Coverage Ratio | 92.000 | 158.333 | -1.979 | -8.198 | -7.155 | |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Enterprise Value Multiple | 7.093 | -112.766 | -0.362 | -0.464 | -2.030 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 50.9% | ▲31.0% | ▲57.9% |
| Ebit Margin | 13.5% | ▲20.9% | ▲128.6% |
| Ebitda Margin | 17.9% | ▲19.0% | ▲124.0% |
| Operating Profit Margin | 13.5% | ▲20.9% | ▲172.2% |
| Pretax Profit Margin | 13.5% | ▲20.9% | ▲172.2% |
| Continuous Operations Profit Margin | 13.4% | ▲21.1% | ▲172.5% |
| Net Profit Margin | 12.3% | ▲23.2% | ▲175.2% |
| Bottom Line Profit Margin | 12.3% | ▲23.2% | ▲175.2% |
| Current Ratio | 1.154 | ▼-0.207 | ▼-1.191 |
| Quick Ratio | 1.154 | ▼-0.207 | ▼-1.191 |
| Solvency Ratio | 0.053 | ▲0.068 | ▲0.247 |
| Cash Ratio | 0.162 | ▼-0.576 | ▼-0.937 |
| Price To Earnings Ratio | 13.193 | ▲29.516 | ▲14.761 |
| Price To Earnings Growth Ratio | -0.055 | ▼-0.245 | ▼-0.110 |
| Forward Price To Earnings Growth Ratio | -0.055 | ▼-0.245 | ▼-0.110 |
| Price To Earnings Diluted Ratio | 13.550 | ▲29.873 | ▲15.047 |
| Price To Earnings Diluted Growth Ratio | -0.058 | ▼-0.248 | ▼-0.111 |
| Price To Book Ratio | 1.742 | ▼-0.084 | ▲0.555 |
| Price To Sales Ratio | 1.621 | ▼-0.156 | ▼-2.182 |
| Price To Free Cash Flow Ratio | 83.475 | ▲69.466 | ▲66.172 |
| Price To Operating Cash Flow Ratio | 82.568 | ▲68.648 | ▲65.878 |
| Debt To Assets Ratio | 0.028 | ▲0.021 | ▲0.015 |
| Debt To Equity Ratio | 0.120 | ▲0.092 | ▲0.073 |
| Debt To Capital Ratio | 0.107 | ▲0.080 | ▲0.064 |
| Long Term Debt To Capital Ratio | 0.099 | ▲0.099 | ▲0.079 |
| Financial Leverage Ratio | 4.369 | ▲0.107 | ▲0.922 |
| Working Capital Turnover Ratio | 3.072 | ▲1.320 | ▲1.943 |
| Operating Cash Flow Ratio | 0.007 | ▼-0.171 | ▲0.159 |
| Operating Cash Flow Sales Ratio | 0.020 | ▼-0.108 | ▲0.621 |
| Free Cash Flow Operating Cash Flow Ratio | 0.989 | ▼-0.005 | ▼-0.161 |
| Debt Service Coverage Ratio | 0.000 | 0.000 | ▲0.159 |
| Interest Coverage Ratio | 0.000 | 0.000 | ▲0.369 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Operating Cash Flow Coverage Ratio | 0.176 | ▼-4.574 | ▲1.557 |
| Capital Expenditure Coverage Ratio | 92.000 | ▼-66.333 | ▲45.400 |
| Dividend Paid And Capex Coverage Ratio | 92.000 | ▼-66.333 | ▲45.400 |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 |
| Enterprise Value Multiple | 7.093 | ▲119.860 | ▲28.799 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $759.6M | $661.2M | $215.0M | $309.4M | $1.09B | |
| Enterprise value | $593.7M | $473.6M | $87.7M | $143.8M | $319.3M | |
| EV / Sales | 1.27x | 1.27x | 0.42x | 1.20x | 3.50x | |
| EV / Op. cash flow | 64.53x | 9.97x | -0.95x | -0.89x | -2.56x | |
| EV / Free cash flow | 65.25x | 10.03x | -0.63x | -0.79x | -2.25x | |
| EV / EBITDA | 7.09x | -112.77x | -0.36x | -0.46x | -2.03x | |
| Net debt / EBITDA | -1.98x | 44.67x | 0.53x | 0.53x | 4.93x | |
| Current ratio | 1.15x | 1.36x | 1.31x | 1.61x | 6.30x | |
| Income quality | 0.16x | -1.66x | 0.34x | 0.49x | 0.34x | |
| Graham number | $30 | — | — | — | — | |
| Graham net-net | -$19 | -$20 | -$11 | $0 | $18 | |
| Tax burden | 91.2% | 147.8% | 104.0% | 102.5% | 101.1% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 218.2% | |
| Working capital | $208.4M | $96.7M | $328.2M | $554.3M | $967.1M | |
| Invested capital | $327.0M | $199.5M | $449.4M | $653.0M | $1.08B | |
| Return on assets | 3.0% | -2.6% | -17.9% | -21.3% | -22.6% | |
| Operating ROA | 3.7% | -1.8% | -17.0% | -20.3% | -28.0% | |
| Return on tangible assets | 3.2% | -2.7% | -18.8% | -22.2% | -24.3% | |
| Return on equity | 13.2% | -11.2% | -72.3% | -56.5% | -43.2% | |
| Return on invested capital | 11.3% | -24.1% | -57.5% | -49.5% | -32.1% | |
| Return on capital employed | 11.4% | -2.1% | -57.5% | -49.5% | -25.1% | |
| Earnings yield | 7.6% | -6.1% | -127.0% | -107.8% | -33.9% | |
| Free cash flow yield | 1.2% | 7.1% | -64.7% | -58.6% | -13.0% | |
| Capex / Op. cash flow | 1.1% | 0.6% | -50.5% | -12.2% | -14.0% | |
| Capex / Depreciation | 0.5% | 1.3% | 235.9% | 129.6% | 158.2% | |
| Capex / Sales | 0.0% | 0.1% | 22.3% | 16.5% | 19.1% | |
| SG&A / Sales | 21.5% | 32.8% | 76.2% | 144.8% | 166.0% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 6.3% | 10.3% | 27.4% | 51.7% | 26.6% | |
| Intangibles / Total assets | 4.5% | 4.2% | 5.0% | 4.2% | 6.8% | |
| Days sales outstanding | 542d | 164d | 881d | 1367d | 1461d | |
| Days payables outstanding | 507d | 328d | 357d | 479d | 629d | |
| Operating cycle | 542d | 164d | 881d | 1367d | 1461d | |
| Cash conversion cycle | 35d | -165d | 524d | 888d | 831d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-10-14 Hippo to Report Third Quarter Financial Results on October 29, 2026 SAN JOSE, Calif., Oct. 14, 2026 /PRNewswire/ -- Hippo Holdings Inc. (NYSE: HIPO) today announced that the company''s third quarter financial results will be released before market open on Thursday, October 29, 2026.
- 2026-10-06 Extreme weather damage is leaving homeowners with long-term household debt, Hippo report finds Third annual report shows that half of U.S. homeowners paid out of pocket for weather damage in the past three years and only 22% feel very financially prepared for an unexpected weather repair Nearly 80% of homeowners are not financially prepared for an unexpected weather-related repair, lacking either the savings to cover the cost or the ability to complete the work themselves SAN JOSE, Calif., Oct. 6, 2026 /PRNewswire/ -- Hippo Holdings (NYSE: HIPO) today released its third annual Extreme Weather Report, revealing the lasting financial consequences of weather-related home damage.
- 2026-09-24 Hippo''s AI-Powered Claims Model Delivers Strong Customer Satisfaction Results as its Homeowners Business Grows Hippo is handling more claims internally, using technology to expand capacity and giving adjusters more time for complex decisions and substantive customer conversations SAN JOSE, Calif., Sept. 24, 2026 /PRNewswire/ -- As Hippo Holdings Inc. (NYSE: HIPO) expands its homeowners business nationally, it is scaling its claims operations through a combination of AI and automation supported by human expertise.
- 2026-09-21 5 Top Multi-Line Insurance Stocks to Buy as Interest Rates Stay Higher Insurance stocks can be well positioned in a higher interest rate environment, particularly because insurers collect premiums upfront and invest that money until claims are paid.
- 2026-08-27 Hippo to Expand Homeowners Insurance Footprint in Next Phase of Profitable Growth Expansion from 8 to 22 states in the fourth quarter follows two-year focus on underwriting, technology and diversification SAN JOSE, Calif., Aug. 27, 2026 /PRNewswire/ -- Hippo Holdings Inc. (NYSE: HIPO), a technology-native insurance group, today announced that its Hippo Homeowners Insurance Program will expand its availability into 14 additional states through relationships with national distribution partners, increasing the number of states where the program is available from 8 to 22 states in the fourth quarter.
- 2026-08-26 Wall Street Analysts Believe Hippo Holdings (HIPO) Could Rally 25.89%: Here''s is How to Trade The consensus price target hints at a 25.9% upside potential for Hippo Holdings (HIPO). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.
- 2026-08-10 Can Hippo Holdings (HIPO) Run Higher on Rising Earnings Estimates? Hippo Holdings Inc. (HIPO) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
- 2026-08-10 Does Hippo Holdings (HIPO) Have the Potential to Rally 29.68% as Wall Street Analysts Expect? The average of price targets set by Wall Street analysts indicates a potential upside of 29.7% in Hippo Holdings (HIPO). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.
- 2026-07-30 Hippo Holdings Inc. (HIPO) Q2 2026 Earnings Call Transcript Hippo Holdings Inc. (HIPO) Q2 2026 Earnings Call Transcript
- 2026-07-30 Hippo Holdings (HIPO) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates Although the revenue and EPS for Hippo Holdings (HIPO) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.