ESQ
VENTE TOTALE: 3 000 titres (~388 791,90 $ US)
- Insiders
- Mitzman Robert
- Total bought
- —
- Total sold
- $388,792
- Last activity
- 2026-07-30
- Last synced
-
2026-08-05 10:25:01
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bullish signal Scored 2026-08-04
ESQ presents a compelling event-driven setup anchored by the confirmed Signature Bancorporation acquisition (Aug 1, 2026), a Q2 earnings beat, and a Buy rating, supported by exceptionally strong liquidity (95) and solid…
The first sentence of the analysis written for ESQ on 2026-08-04 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 85.0% | 86.9% | 89.6% | 94.0% | 88.1% | |
| Ebit Margin | 41.7% | 42.9% | 45.9% | 45.2% | 34.6% | |
| Ebitda Margin | 43.3% | 45.3% | 48.0% | 48.1% | 38.0% | |
| Operating Profit Margin | 41.7% | 42.9% | 45.9% | 45.2% | 34.6% | |
| Pretax Profit Margin | 39.9% | 42.9% | 45.9% | 45.2% | 34.6% | |
| Continuous Operations Profit Margin | 30.9% | 31.6% | 33.7% | 33.2% | 27.3% | |
| Net Profit Margin | 30.9% | 31.6% | 33.7% | 33.2% | 27.3% | |
| Bottom Line Profit Margin | 30.9% | 31.6% | 33.7% | 33.2% | 27.3% | |
| Current Ratio | 488.251 | 0.230 | 0.211 | 0.226 | 0.292 | |
| Quick Ratio | 488.251 | 0.230 | 0.211 | 0.226 | 0.292 | |
| Solvency Ratio | 0.026 | 0.028 | 0.031 | 0.025 | 0.019 | |
| Cash Ratio | 238.752 | 0.077 | 0.117 | 0.133 | 0.144 | |
| Price To Earnings Ratio | 16.202 | 14.247 | 9.409 | 11.598 | 13.125 | |
| Price To Earnings Growth Ratio | 1.256 | 2.802 | 0.222 | 0.209 | 0.319 | |
| Forward Price To Earnings Growth Ratio | 1.256 | 2.802 | 0.222 | 0.209 | 0.319 | |
| Price To Earnings Diluted Ratio | 17.359 | 15.467 | 10.175 | 12.467 | 13.938 | |
| Price To Earnings Diluted Growth Ratio | 1.206 | 3.302 | 0.245 | 0.233 | 0.377 | |
| Price To Book Ratio | 3.070 | 2.621 | 1.941 | 2.089 | 1.637 | |
| Price To Sales Ratio | 5.404 | 4.495 | 3.169 | 3.846 | 3.589 | |
| Price To Free Cash Flow Ratio | 15.685 | 15.911 | 9.785 | 8.797 | 8.672 | |
| Price To Operating Cash Flow Ratio | 14.856 | 14.724 | 9.092 | 8.517 | 7.823 | |
| Debt To Assets Ratio | 0.001 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Debt To Equity Ratio | 0.009 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Debt To Capital Ratio | 0.009 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Long Term Debt To Capital Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Financial Leverage Ratio | 8.169 | 7.982 | 8.143 | 8.824 | 8.201 | |
| Working Capital Turnover Ratio | -0.420 | -0.116 | -0.118 | -0.102 | -0.097 | |
| Operating Cash Flow Ratio | 60.567 | 0.026 | 0.030 | 0.031 | 0.029 | |
| Operating Cash Flow Sales Ratio | 0.364 | 0.305 | 0.349 | 0.452 | 0.459 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.947 | 0.925 | 0.929 | 0.968 | 0.902 | |
| Debt Service Coverage Ratio | 2.987 | 3.492 | 5.366 | 18.863 | 24.348 | |
| Interest Coverage Ratio | 3.820 | 4.409 | 6.886 | 23.559 | 27.425 | |
| Short Term Operating Cash Flow Coverage Ratio | 60.567 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 22.658 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Capital Expenditure Coverage Ratio | 18.931 | 13.405 | 14.115 | 31.389 | 10.217 | |
| Dividend Paid And Capex Coverage Ratio | 6.633 | 5.280 | 6.307 | 11.461 | 10.217 | |
| Dividend Payout Ratio | 0.115 | 0.111 | 0.091 | 0.075 | 0.000 | |
| Enterprise Value Multiple | 9.200 | 7.915 | 3.771 | 4.022 | 3.454 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 85.0% | ▼-1.9% | ▼-3.7% |
| Ebit Margin | 41.6% | ▼-1.2% | ▼-0.4% |
| Ebitda Margin | 43.3% | ▼-1.9% | ▼-1.2% |
| Operating Profit Margin | 41.6% | ▼-1.2% | ▼-0.4% |
| Pretax Profit Margin | 39.9% | ▼-3.0% | ▼-1.8% |
| Continuous Operations Profit Margin | 30.9% | ▼-0.7% | ▼-0.4% |
| Net Profit Margin | 30.9% | ▼-0.7% | ▼-0.4% |
| Bottom Line Profit Margin | 30.9% | ▼-0.7% | ▼-0.4% |
| Current Ratio | 488.251 | ▲488.021 | ▲390.409 |
| Quick Ratio | 488.251 | ▲488.021 | ▲390.409 |
| Solvency Ratio | 0.026 | ▼-0.003 | ▼-0.000 |
| Cash Ratio | 238.752 | ▲238.675 | ▲190.907 |
| Price To Earnings Ratio | 16.202 | ▲1.954 | ▲3.285 |
| Price To Earnings Growth Ratio | 1.256 | ▼-1.546 | ▲0.294 |
| Forward Price To Earnings Growth Ratio | 1.256 | ▼-1.546 | ▲0.294 |
| Price To Earnings Diluted Ratio | 17.359 | ▲1.892 | ▲3.478 |
| Price To Earnings Diluted Growth Ratio | 1.206 | ▼-2.096 | ▲0.133 |
| Price To Book Ratio | 3.070 | ▲0.448 | ▲0.798 |
| Price To Sales Ratio | 5.404 | ▲0.909 | ▲1.304 |
| Price To Free Cash Flow Ratio | 15.685 | ▼-0.226 | ▲3.915 |
| Price To Operating Cash Flow Ratio | 14.856 | ▲0.132 | ▲3.854 |
| Debt To Assets Ratio | 0.001 | ▲0.001 | ▲0.001 |
| Debt To Equity Ratio | 0.009 | ▲0.009 | ▲0.007 |
| Debt To Capital Ratio | 0.009 | ▲0.009 | ▲0.007 |
| Long Term Debt To Capital Ratio | 0.000 | 0.000 | 0.000 |
| Financial Leverage Ratio | 8.169 | ▲0.187 | ▼-0.095 |
| Working Capital Turnover Ratio | -0.420 | ▼-0.304 | ▼-0.250 |
| Operating Cash Flow Ratio | 60.567 | ▲60.541 | ▲48.430 |
| Operating Cash Flow Sales Ratio | 0.364 | ▲0.059 | ▼-0.022 |
| Free Cash Flow Operating Cash Flow Ratio | 0.947 | ▲0.022 | ▲0.013 |
| Debt Service Coverage Ratio | 2.986 | ▼-0.505 | ▼-8.025 |
| Interest Coverage Ratio | 3.820 | ▼-0.589 | ▼-9.400 |
| Short Term Operating Cash Flow Coverage Ratio | 60.567 | ▲60.567 | ▲48.453 |
| Operating Cash Flow Coverage Ratio | 22.658 | ▲22.658 | ▲18.127 |
| Capital Expenditure Coverage Ratio | 18.931 | ▲5.526 | ▲1.319 |
| Dividend Paid And Capex Coverage Ratio | 6.633 | ▲1.353 | ▼-1.347 |
| Dividend Payout Ratio | 0.115 | ▲0.004 | ▲0.037 |
| Enterprise Value Multiple | 9.200 | ▲1.285 | ▲3.528 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $889.0M | $621.5M | $385.5M | $330.4M | $235.3M | |
| Enterprise value | $655.8M | $495.2M | $220.3M | $166.3M | $86.1M | |
| EV / Sales | 3.99x | 3.58x | 1.81x | 1.94x | 1.31x | |
| EV / Op. cash flow | 10.96x | 11.73x | 5.20x | 4.29x | 2.86x | |
| EV / Free cash flow | 11.57x | 12.68x | 5.59x | 4.43x | 3.17x | |
| EV / EBITDA | 9.20x | 7.92x | 3.77x | 4.02x | 3.45x | |
| Net debt / EBITDA | -3.27x | -2.02x | -2.83x | -3.97x | -5.98x | |
| Current ratio | 488.25x | 0.23x | 0.21x | 0.23x | 0.29x | |
| Income quality | 1.18x | 0.97x | 1.03x | 1.36x | 1.68x | |
| Graham number | $66 | $62 | $55 | $42 | $32 | |
| Graham net-net | -$182 | -$164 | -$146 | -$126 | -$98 | |
| Tax burden | 77.5% | 73.6% | 73.4% | 73.5% | 78.9% | |
| Interest burden | 95.8% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | $481.4M | -$1.26B | -$1.11B | -$958.3M | -$733.3M | |
| Invested capital | $485.8M | -$1.26B | -$1.11B | -$955.6M | -$730.0M | |
| Return on assets | 2.1% | 2.3% | 2.5% | 2.0% | 1.5% | |
| Operating ROA | 3.2% | 3.4% | 3.7% | 3.0% | 2.1% | |
| Return on tangible assets | 2.1% | 2.3% | 2.5% | 2.0% | 1.5% | |
| Return on equity | 17.6% | 18.4% | 20.7% | 18.0% | 12.5% | |
| Return on invested capital | 10.9% | 17.4% | 19.6% | 18.0% | 12.5% | |
| Return on capital employed | 2.9% | 23.7% | 26.7% | 24.5% | 15.8% | |
| Earnings yield | 5.7% | 7.0% | 10.6% | 8.6% | 7.6% | |
| Free cash flow yield | 6.4% | 6.3% | 10.2% | 11.4% | 11.5% | |
| Capex / Op. cash flow | 5.3% | 7.5% | 7.1% | 3.2% | 9.8% | |
| Capex / Depreciation | 85.8% | 95.8% | 118.4% | 48.5% | 131.7% | |
| Capex / Sales | 1.9% | 2.3% | 2.5% | 1.4% | 4.5% | |
| SG&A / Sales | 27.8% | 30.6% | 28.9% | 32.3% | 35.6% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 3.0% | 2.8% | 2.6% | 2.8% | 3.0% | |
| Intangibles / Total assets | 0.0% | 0.0% | 0.2% | 0.0% | 0.0% | |
| Days sales outstanding | 28d | 27d | 27d | 25d | 23d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 28d | 27d | 27d | 25d | 23d | |
| Cash conversion cycle | 28d | 27d | 27d | 25d | 23d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+43.0%EV / Sales ▲+11.3%EV / EBITDA ▲+16.2%EV / Op. cash flow ▼-0.773Earnings yield ▼-0.013Graham number ▲+4.363
Profitability
Return on equity ▼-0.009Return on assets ▼-0.002Return on invested capital ▼-0.065Return on capital employed ▼-0.208Operating ROA ▼-0.002Income quality ▲+0.211Tax burden ▲+0.039
Efficiency
Days sales outstanding ▲+1.321Days payables outstanding n/aOperating cycle ▲+1.321Cash conversion cycle ▲+1.321Capex / Sales ▼-0.004R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+488.021Net debt / EBITDA ▼-1.253Working capital ▲+1745441000.000Invested capital ▲+1747384000.000Intangibles / Total assets n/a
Change over 5 years
Valuation
Market cap ▲+277.8%EV / Sales ▲+203.4%EV / EBITDA ▲+166.4%EV / Op. cash flow ▲+8.094Earnings yield ▼-0.019Graham number ▲+33.860
Profitability
Return on equity ▲+0.051Return on assets ▲+0.006Return on invested capital ▼-0.016Return on capital employed ▼-0.129Operating ROA ▲+0.011Income quality ▼-0.501Tax burden ▼-0.014
Efficiency
Days sales outstanding ▲+4.678Days payables outstanding n/aOperating cycle ▲+4.678Cash conversion cycle ▲+4.678Capex / Sales ▼-0.026R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+487.959Net debt / EBITDA ▲+2.708Working capital ▲+1214702000.000Invested capital ▲+1215747000.000Intangibles / Total assets n/a
Employee count
Peer market caps
Congressional trades
No congressional trade data synced.
Recent news
- 2026-08-03 Esquire Financial Holdings, Inc. (ESQ) is a Great Momentum Stock: Should You Buy? Does Esquire Financial Holdings, Inc. (ESQ) have what it takes to be a top stock pick for momentum investors? Let''s find out.
- 2026-08-03 Esquire Financial Holdings, Inc. Completes Acquisition of Signature Bancorporation, Inc. on August 1, 2026 JERICHO, N.Y., Aug. 3, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) ("Esquire"), the parent company of Esquire Bank, National Association, (collectively "Esquire") announced today the completion of the previously announced acquisition of Signature Bancorporation, Inc., the parent company of Signature Bank (collectively "Signature"), effective August 1, 2026.
- 2026-07-30 Esquire Financial Holdings, Inc. Declares Regular Quarterly Dividend For Common Stockholders JERICHO, N.Y., July 30, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), today announced its regular quarterly dividend of $0.20 per share of common stock, payable on September 1, 2026, to each stockholder of record on August 14, 2026.
- 2026-07-27 Esquire Financial: Earnings Accelerate Ahead Of Deal Completion Esquire Financial Holdings earns a "Buy" rating following a faster pace of earnings growth in 2Q2026 and the impending completion of a value-accretive acquisition. ESQ''s litigation-linked loan book surged 41% YoY, driving Q2 EPS up 16% and exceeding consensus by 3%. The pending Signature Bancorporation acquisition diversifies ESQ''s portfolio and unlocks significant Chicago market potential.
- 2026-07-23 Esquire Financial Holdings, Inc. (ESQ) Q2 2026 Earnings Call Transcript Esquire Financial Holdings, Inc. (ESQ) Q2 2026 Earnings Call Transcript
- 2026-07-23 Esquire Financial Q2 Earnings Call Highlights Esquire Financial NASDAQ: ESQ reported second-quarter GAAP net income of $13 million, or $1.49 per diluted share, as management highlighted continued loan and deposit growth, a resilient net interest margin and preparations for its pending acquisition of Signature Bancorporation Inc.
- 2026-07-23 Here''s What Key Metrics Tell Us About Esquire Financial (ESQ) Q2 Earnings While the top- and bottom-line numbers for Esquire Financial (ESQ) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
- 2026-07-23 Esquire Financial Holdings, Inc. (ESQ) Surpasses Q2 Earnings and Revenue Estimates Esquire Financial Holdings, Inc. (ESQ) came out with quarterly earnings of $1.6 per share, beating the Zacks Consensus Estimate of $1.55 per share. This compares to earnings of $1.38 per share a year ago.
- 2026-07-23 Esquire Financial Holdings, Inc. Reports Second Quarter 2026 Results Continued Strong Commercial Loan & Core Deposit Growth Nationally; Signature Merger Closing Currently Scheduled for August 1, 2026 JERICHO, N.Y., July 23, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), (collectively "Esquire") today announced its operating results for the second quarter and year-to-date of 2026.
- 2026-07-17 Esquire Financial (ESQ) Soars 5.2%: Is Further Upside Left in the Stock? Esquire Financial (ESQ) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.