GABC
ACHAT TOTAL: 2 085,648 titres (~102 500,00 $ US)
- Insiders
- Ryan Christina M, Bawel Zachary W, KELLY JASON M
- Total bought
- $102,500
- Total sold
- —
- Last activity
- 2026-08-17
- Last synced
-
2026-08-23 00:12:53
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Neutral signal Scored 2026-08-26
GABC shows a meaningful insider cluster buy signal following a Q2 earnings beat, which is a constructive event-driven catalyst, but the critically weak liquidity profile (current ratio of 0.18, negative working capital)…
The first sentence of the analysis written for GABC on 2026-08-26 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 70.2% | 67.3% | 78.3% | 91.1% | 98.7% | |
| Ebit Margin | 28.7% | 33.0% | 32.7% | 35.7% | 44.7% | |
| Ebitda Margin | 32.6% | 35.9% | 35.7% | 39.3% | 48.5% | |
| Operating Profit Margin | 28.7% | 33.0% | 32.7% | 35.7% | 44.7% | |
| Pretax Profit Margin | 28.7% | 33.0% | 32.7% | 35.7% | 44.7% | |
| Continuous Operations Profit Margin | 23.1% | 26.6% | 27.1% | 29.4% | 36.6% | |
| Net Profit Margin | 23.1% | 26.6% | 27.1% | 29.4% | 36.6% | |
| Bottom Line Profit Margin | 23.1% | 26.6% | 27.1% | 29.4% | 36.6% | |
| Current Ratio | 0.175 | 0.209 | 0.315 | 0.357 | 0.408 | |
| Quick Ratio | 0.175 | 0.209 | 0.315 | 0.357 | 0.408 | |
| Solvency Ratio | 0.018 | 0.017 | 0.017 | 0.016 | 0.019 | |
| Cash Ratio | 0.010 | 0.013 | 0.015 | 0.014 | 0.010 | |
| Price To Earnings Ratio | 12.804 | 14.212 | 11.137 | 13.417 | 12.297 | |
| Price To Earnings Growth Ratio | 1.575 | -5.170 | 2.382 | -1.091 | 0.347 | |
| Forward Price To Earnings Growth Ratio | 1.575 | -5.170 | 2.382 | -1.091 | 0.347 | |
| Price To Earnings Diluted Ratio | 12.804 | 14.212 | 11.137 | 13.417 | 12.297 | |
| Price To Earnings Diluted Growth Ratio | 1.575 | -5.170 | 2.382 | -1.091 | 0.347 | |
| Price To Book Ratio | 1.240 | 1.668 | 1.444 | 1.968 | 1.547 | |
| Price To Sales Ratio | 2.958 | 3.782 | 3.023 | 3.953 | 4.501 | |
| Price To Free Cash Flow Ratio | 9.362 | 13.148 | 9.439 | 10.756 | 10.757 | |
| Price To Operating Cash Flow Ratio | 9.049 | 12.455 | 8.933 | 9.988 | 10.258 | |
| Debt To Assets Ratio | 0.022 | 0.033 | 0.032 | 0.033 | 0.027 | |
| Debt To Equity Ratio | 0.157 | 0.294 | 0.292 | 0.365 | 0.228 | |
| Debt To Capital Ratio | 0.136 | 0.227 | 0.226 | 0.267 | 0.185 | |
| Long Term Debt To Capital Ratio | 0.105 | 0.174 | 0.159 | 0.152 | 0.108 | |
| Financial Leverage Ratio | 7.217 | 8.805 | 9.272 | 11.024 | 8.390 | |
| Working Capital Turnover Ratio | -0.097 | -0.080 | -0.088 | -0.087 | -0.080 | |
| Operating Cash Flow Ratio | 0.023 | 0.018 | 0.020 | 0.020 | 0.021 | |
| Operating Cash Flow Sales Ratio | 0.327 | 0.304 | 0.338 | 0.396 | 0.439 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.967 | 0.947 | 0.946 | 0.929 | 0.954 | |
| Debt Service Coverage Ratio | 0.774 | 0.592 | 0.721 | 0.769 | 1.193 | |
| Interest Coverage Ratio | 1.112 | 1.036 | 1.565 | 5.407 | 10.764 | |
| Short Term Operating Cash Flow Coverage Ratio | 3.633 | 1.684 | 1.626 | 1.088 | 1.476 | |
| Operating Cash Flow Coverage Ratio | 0.872 | 0.456 | 0.553 | 0.540 | 0.663 | |
| Capital Expenditure Coverage Ratio | 29.975 | 18.974 | 18.666 | 14.014 | 21.520 | |
| Dividend Paid And Capex Coverage Ratio | 3.279 | 2.596 | 3.048 | 3.155 | 3.748 | |
| Dividend Payout Ratio | 0.384 | 0.380 | 0.343 | 0.330 | 0.264 | |
| Enterprise Value Multiple | 9.777 | 11.759 | 9.487 | 11.226 | 10.207 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 70.2% | ▲2.9% | ▼-10.9% |
| Ebit Margin | 28.7% | ▼-4.3% | ▼-6.2% |
| Ebitda Margin | 32.6% | ▼-3.4% | ▼-5.8% |
| Operating Profit Margin | 28.7% | ▼-4.3% | ▼-6.2% |
| Pretax Profit Margin | 28.7% | ▼-4.3% | ▼-6.2% |
| Continuous Operations Profit Margin | 23.1% | ▼-3.5% | ▼-5.5% |
| Net Profit Margin | 23.1% | ▼-3.5% | ▼-5.5% |
| Bottom Line Profit Margin | 23.1% | ▼-3.5% | ▼-5.5% |
| Current Ratio | 0.175 | ▼-0.033 | ▼-0.117 |
| Quick Ratio | 0.175 | ▼-0.033 | ▼-0.117 |
| Solvency Ratio | 0.018 | ▲0.002 | ▲0.001 |
| Cash Ratio | 0.010 | ▼-0.003 | ▼-0.002 |
| Price To Earnings Ratio | 12.804 | ▼-1.408 | ▲0.030 |
| Price To Earnings Growth Ratio | 1.575 | ▲6.745 | ▲1.967 |
| Forward Price To Earnings Growth Ratio | 1.575 | ▲6.745 | ▲1.967 |
| Price To Earnings Diluted Ratio | 12.804 | ▼-1.408 | ▲0.030 |
| Price To Earnings Diluted Growth Ratio | 1.575 | ▲6.745 | ▲1.967 |
| Price To Book Ratio | 1.240 | ▼-0.428 | ▼-0.333 |
| Price To Sales Ratio | 2.958 | ▼-0.824 | ▼-0.685 |
| Price To Free Cash Flow Ratio | 9.361 | ▼-3.787 | ▼-1.331 |
| Price To Operating Cash Flow Ratio | 9.049 | ▼-3.406 | ▼-1.087 |
| Debt To Assets Ratio | 0.022 | ▼-0.012 | ▼-0.008 |
| Debt To Equity Ratio | 0.157 | ▼-0.137 | ▼-0.110 |
| Debt To Capital Ratio | 0.136 | ▼-0.091 | ▼-0.073 |
| Long Term Debt To Capital Ratio | 0.105 | ▼-0.069 | ▼-0.034 |
| Financial Leverage Ratio | 7.217 | ▼-1.587 | ▼-1.724 |
| Working Capital Turnover Ratio | -0.097 | ▼-0.017 | ▼-0.011 |
| Operating Cash Flow Ratio | 0.023 | ▲0.005 | ▲0.002 |
| Operating Cash Flow Sales Ratio | 0.327 | ▲0.023 | ▼-0.034 |
| Free Cash Flow Operating Cash Flow Ratio | 0.967 | ▲0.019 | ▲0.018 |
| Debt Service Coverage Ratio | 0.773 | ▲0.182 | ▼-0.036 |
| Interest Coverage Ratio | 1.112 | ▲0.076 | ▼-2.865 |
| Short Term Operating Cash Flow Coverage Ratio | 3.633 | ▲1.949 | ▲1.732 |
| Operating Cash Flow Coverage Ratio | 0.872 | ▲0.416 | ▲0.255 |
| Capital Expenditure Coverage Ratio | 29.975 | ▲11.000 | ▲9.345 |
| Dividend Paid And Capex Coverage Ratio | 3.279 | ▲0.683 | ▲0.113 |
| Dividend Payout Ratio | 0.384 | ▲0.004 | ▲0.044 |
| Enterprise Value Multiple | 9.777 | ▼-1.982 | ▼-0.714 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $1.44B | $1.19B | $958.0M | $1.10B | $1.03B | |
| Enterprise value | $1.55B | $1.33B | $1.07B | $1.23B | $1.14B | |
| EV / Sales | 3.19x | 4.23x | 3.38x | 4.41x | 4.95x | |
| EV / Op. cash flow | 9.74x | 13.92x | 10.00x | 11.15x | 11.29x | |
| EV / Free cash flow | 10.08x | 14.70x | 10.57x | 12.01x | 11.84x | |
| EV / EBITDA | 9.78x | 11.76x | 9.49x | 11.23x | 10.21x | |
| Net debt / EBITDA | 0.70x | 1.24x | 1.01x | 1.17x | 0.94x | |
| Current ratio | 0.17x | 0.21x | 0.32x | 0.36x | 0.41x | |
| Income quality | 1.41x | 1.14x | 1.25x | 1.34x | 1.20x | |
| Graham number | $47 | $39 | $38 | $34 | $42 | |
| Graham net-net | -$163 | -$150 | -$129 | -$124 | -$112 | |
| Tax burden | 80.4% | 80.5% | 82.9% | 82.5% | 81.9% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$5.80B | -$4.26B | -$3.64B | -$3.53B | -$2.88B | |
| Invested capital | -$5.25B | -$3.97B | -$3.35B | -$3.23B | -$2.66B | |
| Return on assets | 1.3% | 1.3% | 1.4% | 1.3% | 1.5% | |
| Operating ROA | 1.9% | 1.7% | 1.7% | 1.7% | 1.9% | |
| Return on tangible assets | 1.4% | 1.4% | 1.4% | 1.4% | 1.5% | |
| Return on equity | 9.7% | 11.7% | 12.9% | 14.7% | 12.6% | |
| Return on invested capital | 8.1% | 8.7% | 9.6% | 10.7% | 10.3% | |
| Return on capital employed | 10.3% | 11.4% | 12.4% | 15.0% | 13.7% | |
| Earnings yield | 7.8% | 7.0% | 9.0% | 7.4% | 8.1% | |
| Free cash flow yield | 10.7% | 7.6% | 10.6% | 9.3% | 9.3% | |
| Capex / Op. cash flow | 3.3% | 5.3% | 5.4% | 7.1% | 4.6% | |
| Capex / Depreciation | 28.4% | 54.4% | 60.1% | 77.6% | 53.4% | |
| Capex / Sales | 1.1% | 1.6% | 1.8% | 2.8% | 2.0% | |
| SG&A / Sales | 23.9% | 28.3% | 28.7% | 32.5% | 32.3% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.6% | 0.9% | 0.7% | 0.8% | 0.8% | |
| Intangibles / Total assets | 4.9% | 2.9% | 3.0% | 3.1% | 2.3% | |
| Days sales outstanding | 0d | 0d | 0d | 163d | 69d | |
| Days payables outstanding | 0d | 0d | 0d | 647d | 5217d | |
| Operating cycle | 0d | 0d | 0d | 163d | 69d | |
| Cash conversion cycle | 0d | 0d | 0d | -484d | -5148d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+20.9%EV / Sales ▼-24.6%EV / EBITDA ▼-16.9%EV / Op. cash flow ▼-4.177Earnings yield ▲+0.008Graham number ▲+7.487
Profitability
Return on equity ▼-0.020Return on assets +0.000Return on invested capital ▼-0.006Return on capital employed ▼-0.011Operating ROA ▲+0.002Income quality ▲+0.272Tax burden ▼-0.001
Efficiency
Days sales outstanding n/aDays payables outstanding n/aOperating cycle n/aCash conversion cycle n/aCapex / Sales ▼-0.005R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.033Net debt / EBITDA ▼-0.541Working capital ▼-1538466000.000Invested capital ▼-1277293000.000Intangibles / Total assets ▲+0.020
Change over 5 years
Valuation
Market cap ▲+39.4%EV / Sales ▼-35.7%EV / EBITDA ▼-4.2%EV / Op. cash flow ▼-1.547Earnings yield ▼-0.003Graham number ▲+4.252
Profitability
Return on equity ▼-0.029Return on assets ▼-0.002Return on invested capital ▼-0.022Return on capital employed ▼-0.033Operating ROA -0.000Income quality ▲+0.216Tax burden ▼-0.014
Efficiency
Days sales outstanding ▼-69.104Days payables outstanding ▼-5217.142Operating cycle ▼-69.104Cash conversion cycle ▲+5148.038Capex / Sales ▼-0.009R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.232Net debt / EBITDA ▼-0.237Working capital ▼-2924340000.000Invested capital ▼-2592548000.000Intangibles / Total assets ▲+0.026
Employee count
Peer market caps
Congressional trades
No congressional trade data synced.
Recent news
- 2026-08-20 Implied Volatility Surging for German American Bancorp Stock Options Investors need to pay close attention to GABC stock based on the movements in the options market lately.
- 2026-08-17 German American Bancorp (GABC) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does German American Bancorp (GABC) have what it takes?
- 2026-08-14 Dividend Champion, Contender, And Challenger Highlights: Week August 16 A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.
- 2026-08-05 German American Bancorp (GABC) Is Up 5.06% in One Week: What You Should Know Does German American Bancorp (GABC) have what it takes to be a top stock pick for momentum investors? Let''s find out.
- 2026-08-05 Last Chance – 5 Dividend Stocks You Must Buy This Week to Get Paid in August Income investors have intriguing opportunities and a narrow decision window this week.
- 2026-08-01 Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does German American Bancorp (GABC) have what it takes?
- 2026-07-27 German American Bancorp (GABC) Reports Q2 Earnings: What Key Metrics Have to Say The headline numbers for German American Bancorp (GABC) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
- 2026-07-27 German American Bancorp (GABC) Q2 Earnings and Revenues Beat Estimates German American Bancorp (GABC) came out with quarterly earnings of $1.02 per share, beating the Zacks Consensus Estimate of $0.92 per share. This compares to earnings of $0.86 per share a year ago.
- 2026-07-27 German American Bancorp, Inc. (GABC) Announces Record Earnings for Second Quarter 2026 JASPER, Ind.--(BUSINESS WIRE)--German American Bancorp, Inc. (Nasdaq: GABC) (German American or the “Company”) announced record earnings for the three months ended June 30, 2026. The Company also announced that its Board of Directors declared a regular quarterly cash dividend of $0.31 per share, which will be payable on August 20, 2026 to shareholders of record as of August 10, 2026. For the three months ended June 30, 2026, the Company reported net income of $38.2 million, or $1.02 per share,.
- 2026-07-20 German American Bancorp (GABC) Earnings Expected to Grow: Should You Buy? German American Bancorp (GABC) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.