BNS
Neutral signalScored 2026-10-06 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.
Research, not advice.
À propos
The Bank of Nova Scotia
- Nom
- The Bank of Nova Scotia
- Secteur
- Financial Services
- Industrie
- Banks - Diversified
- Bourse
- NYSE
- Capitalisation
- $113.2B
- Employés
- 81,734
- PDG
- Scott Thomson
- Site web
- https://www.scotiabank.com
- Marché
- BMO.TOBOFA.TOCM.TOEQB.TOJPM.TOLB.TO
The Bank of Nova Scotia provides various banking products and services in Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean and Central America, and internationally. It operates through Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets segments. The company offers financial advice and solutions, and banking products, including debit and credit cards, chequing and saving accounts, investments, mortgages, loans, and insurance to individuals; and retail automotive financing solutions. It also provides business banking solutions comprising lending, deposit, cash management, and trade finance solutions to small, medium, and large businesses. In addition, it provides wealth management advice and solutions, including online brokerage, mobile investment, full-service brokerage, trust, private banking, and private investment counsel services; and retail mutual funds, exchange traded funds, liquid alternatives, and institutional funds. The company was founded in 1832 and is headquartered in Toronto, Canada.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
Decouvert par les declarations du Congres
- Insiders
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- Total bought
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Avg buy (VWAP, 90d window) —
- Total sold
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Avg sell (VWAP, 90d window) —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
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- Last synced
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2026-10-06 10:56:08
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Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
No Form 4 filings for this company in this window.
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
| Date | Member | Side | Amount range | Filing |
|---|---|---|---|---|
| 2026-09-01 | Sheri Biggs | Buy | $500,001 - $1,000,000 | Filing |
| 2026-08-27 | Ro Khanna | Buy | $50,001 - $100,000 | Filing |
| 2026-08-27 | Ro Khanna | Buy | $50,001 - $100,000 | Filing |
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-09-01 | Sheri Biggs | Purchase | $500,001 - $1,000,000 |
| 2026-08-27 | Ro Khanna | Purchase | $50,001 - $100,000 |
| 2026-08-27 | Ro Khanna | Purchase | $50,001 - $100,000 |
| 2026-08-19 | Sheri Biggs | Sale | $500,001 - $1,000,000 |
| 2025-07-29 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2025-07-09 | Ro Khanna | Purchase | $250,001 - $500,000 |
| 2024-10-24 | Ro Khanna | Purchase | $50,001 - $100,000 |
| 2024-10-24 | Ro Khanna | Purchase | $100,001 - $250,000 |
| 2024-09-12 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2023-11-02 | Pete Sessions | Sale (Full) | $1,001 - $15,000 |
| 2023-07-06 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-06-22 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2023-06-21 | Ro Khanna | Purchase | $50,001 - $100,000 |
| 2023-06-21 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2023-06-12 | Ro Khanna | Purchase | $100,001 - $250,000 |
| 2023-06-12 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2023-05-26 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2023-05-26 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2023-05-15 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-05-15 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2023-04-20 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-04-20 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2023-04-17 | Ro Khanna | Purchase | $100,001 - $250,000 |
| 2023-04-17 | Ro Khanna | Purchase | $50,001 - $100,000 |
| 2022-11-08 | Kurt Schrader | Sale (Full) | $1,001 - $15,000 |
| 2022-02-04 | Pete Sessions | Purchase | $1,001 - $15,000 |
| 2022-01-18 | Pete Sessions | Sale (Full) | $1,001 - $15,000 |
| 2021-06-30 | Pete Sessions | Purchase | $1,001 - $15,000 |
| 2018-12-24 | K. Michael Conaway | Sale (Full) | $1,001 - $15,000 |
| 2018-12-21 | K. Michael Conaway | Sale (Partial) | $1,001 - $15,000 |
| 2018-06-28 | K. Michael Conaway | Sale (Partial) | $1,001 - $15,000 |
Signal
Neutral signalScored 2026-10-06 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.
BNS presents a critically weak financial foundation with a liquidity score of 10 and fundamentals trend score of 25, reflecting an acute solvency crisis (debt-to-EBITDA at 36x, interest coverage below 1x) that…
The first sentence of the analysis written for BNS on 2026-10-06 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Unavailable or mixed. No open-market purchase or sale value stored
- Congress Supports a bullish reading. 3 purchase disclosures year to date
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Unavailable or mixed. Current ratio 0.12 · operating margin 14% — readings disagree
Market snapshot
Financial ratios
| Metric | Trend | 2025-10-31 | 2024-10-31 | 2023-10-31 | 2022-10-31 | 2021-10-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 44.3% | 100.3% | 100.0% | 100.0% | 100.0% | |
| Ebit Margin | 14.4% | 29.8% | -5.7% | 40.7% | 40.4% | |
| Ebitda Margin | 16.6% | 35.8% | 36.1% | 45.6% | 45.3% | |
| Operating Profit Margin | 14.4% | 44.7% | 27.3% | 90.3% | 40.4% | |
| Pretax Profit Margin | 14.4% | 33.7% | 30.7% | 41.5% | 41.5% | |
| Continuous Operations Profit Margin | 10.6% | 26.8% | 23.7% | 31.8% | 31.1% | |
| Net Profit Margin | 10.6% | 26.3% | 23.3% | 31.8% | 31.1% | |
| Bottom Line Profit Margin | 9.7% | 24.7% | 22.0% | 31.1% | 30.5% | |
| Current Ratio | 0.115 | 0.168 | 0.238 | 0.930 | 1.390 | |
| Quick Ratio | 0.115 | 0.168 | 0.238 | 0.930 | 1.390 | |
| Solvency Ratio | 0.007 | 0.007 | 0.007 | 0.009 | 0.010 | |
| Cash Ratio | 0.062 | 0.088 | 0.139 | 0.462 | 0.929 | |
| Price To Earnings Ratio | 16.142 | 12.077 | 9.614 | 8.178 | 10.589 | |
| Price To Earnings Growth Ratio | -3.835 | 7.053 | -0.350 | 2.042 | 0.249 | |
| Forward Price To Earnings Growth Ratio | -3.835 | 7.053 | -0.350 | 2.042 | 0.249 | |
| Price To Earnings Diluted Ratio | 16.142 | 12.242 | 9.664 | 8.208 | 10.644 | |
| Price To Earnings Diluted Growth Ratio | -5.564 | 14.226 | -0.351 | 1.975 | 0.235 | |
| Price To Book Ratio | 1.315 | 1.068 | 0.874 | 1.078 | 1.405 | |
| Price To Sales Ratio | 1.561 | 2.983 | 2.114 | 2.534 | 3.219 | |
| Price To Free Cash Flow Ratio | 22.581 | 5.801 | 2.148 | 4.821 | -7.499 | |
| Price To Operating Cash Flow Ratio | 21.132 | 5.619 | 2.118 | 4.659 | -7.769 | |
| Debt To Assets Ratio | 0.345 | 0.213 | 0.222 | 0.230 | 0.207 | |
| Debt To Equity Ratio | 5.802 | 3.650 | 4.079 | 4.245 | 3.470 | |
| Debt To Capital Ratio | 0.853 | 0.785 | 0.803 | 0.809 | 0.776 | |
| Long Term Debt To Capital Ratio | 0.697 | 0.702 | 0.713 | 0.708 | 0.691 | |
| Financial Leverage Ratio | 16.808 | 17.143 | 18.339 | 18.428 | 16.735 | |
| Working Capital Turnover Ratio | -0.095 | -0.054 | -0.126 | 2.373 | 0.645 | |
| Operating Cash Flow Ratio | 0.005 | 0.022 | 0.049 | 0.119 | -0.138 | |
| Operating Cash Flow Sales Ratio | 0.074 | 0.531 | 0.998 | 0.544 | -0.414 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.936 | 0.969 | 0.986 | 0.966 | 1.036 | |
| Debt Service Coverage Ratio | 0.028 | 0.058 | 0.058 | 0.079 | 0.121 | |
| Interest Coverage Ratio | 0.291 | 0.311 | 0.225 | 1.821 | 1.557 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.018 | 0.151 | 0.265 | 0.130 | -0.153 | |
| Operating Cash Flow Coverage Ratio | 0.011 | 0.052 | 0.101 | 0.055 | -0.052 | |
| Capital Expenditure Coverage Ratio | 15.582 | 32.008 | 71.774 | 29.673 | -27.721 | |
| Dividend Paid And Capex Coverage Ratio | 0.869 | 2.541 | 5.410 | 2.978 | -2.528 | |
| Dividend Payout Ratio | 0.754 | 0.731 | 0.732 | 0.516 | 0.478 | |
| Enterprise Value Multiple | 45.597 | 30.766 | 25.299 | 22.817 | 18.491 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 44.2% | ▼-56.0% | ▼-44.6% |
| Ebit Margin | 14.4% | ▼-15.5% | ▼-9.5% |
| Ebitda Margin | 16.6% | ▼-19.2% | ▼-19.3% |
| Operating Profit Margin | 14.4% | ▼-30.4% | ▼-29.1% |
| Pretax Profit Margin | 14.4% | ▼-19.3% | ▼-18.0% |
| Continuous Operations Profit Margin | 10.6% | ▼-16.2% | ▼-14.2% |
| Net Profit Margin | 10.6% | ▼-15.7% | ▼-14.0% |
| Bottom Line Profit Margin | 9.7% | ▼-15.0% | ▼-13.9% |
| Current Ratio | 0.115 | ▼-0.052 | ▼-0.453 |
| Quick Ratio | 0.115 | ▼-0.052 | ▼-0.453 |
| Solvency Ratio | 0.007 | ▼-0.000 | ▼-0.001 |
| Cash Ratio | 0.062 | ▼-0.027 | ▼-0.274 |
| Price To Earnings Ratio | 16.142 | ▲4.065 | ▲4.822 |
| Price To Earnings Growth Ratio | -3.835 | ▼-10.889 | ▼-4.867 |
| Forward Price To Earnings Growth Ratio | -3.835 | ▼-10.889 | ▼-4.867 |
| Price To Earnings Diluted Ratio | 16.142 | ▲3.900 | ▲4.762 |
| Price To Earnings Diluted Growth Ratio | -5.564 | ▼-19.790 | ▼-7.668 |
| Price To Book Ratio | 1.315 | ▲0.248 | ▲0.167 |
| Price To Sales Ratio | 1.561 | ▼-1.422 | ▼-0.921 |
| Price To Free Cash Flow Ratio | 22.581 | ▲16.781 | ▲17.011 |
| Price To Operating Cash Flow Ratio | 21.132 | ▲15.513 | ▲15.980 |
| Debt To Assets Ratio | 0.345 | ▲0.132 | ▲0.102 |
| Debt To Equity Ratio | 5.802 | ▲2.152 | ▲1.553 |
| Debt To Capital Ratio | 0.853 | ▲0.068 | ▲0.048 |
| Long Term Debt To Capital Ratio | 0.697 | ▼-0.006 | ▼-0.005 |
| Financial Leverage Ratio | 16.808 | ▼-0.335 | ▼-0.683 |
| Working Capital Turnover Ratio | -0.095 | ▼-0.041 | ▼-0.643 |
| Operating Cash Flow Ratio | 0.005 | ▼-0.017 | ▼-0.006 |
| Operating Cash Flow Sales Ratio | 0.074 | ▼-0.457 | ▼-0.273 |
| Free Cash Flow Operating Cash Flow Ratio | 0.936 | ▼-0.033 | ▼-0.043 |
| Debt Service Coverage Ratio | 0.028 | ▼-0.031 | ▼-0.041 |
| Interest Coverage Ratio | 0.291 | ▼-0.020 | ▼-0.550 |
| Short Term Operating Cash Flow Coverage Ratio | 0.018 | ▼-0.134 | ▼-0.064 |
| Operating Cash Flow Coverage Ratio | 0.011 | ▼-0.041 | ▼-0.022 |
| Capital Expenditure Coverage Ratio | 15.582 | ▼-16.426 | ▼-8.681 |
| Dividend Paid And Capex Coverage Ratio | 0.869 | ▼-1.672 | ▼-0.985 |
| Dividend Payout Ratio | 0.754 | ▲0.023 | ▲0.112 |
| Enterprise Value Multiple | 45.597 | ▲14.831 | ▲17.003 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $114.26B | $87.95B | $67.21B | $78.93B | $99.50B | |
| Enterprise value | $552.32B | $324.77B | $290.71B | $323.89B | $258.83B | |
| EV / Sales | 7.55x | 11.02x | 9.14x | 10.40x | 8.37x | |
| EV / Op. cash flow | 102.15x | 20.75x | 9.16x | 19.12x | -20.21x | |
| EV / Free cash flow | 109.15x | 21.42x | 9.29x | 19.78x | -19.51x | |
| EV / EBITDA | 45.60x | 30.77x | 25.30x | 22.82x | 18.49x | |
| Net debt / EBITDA | 36.16x | 22.43x | 19.45x | 17.26x | 11.38x | |
| Current ratio | 0.12x | 0.17x | 0.24x | 0.93x | 1.39x | |
| Income quality | 0.70x | 2.02x | 4.21x | 1.67x | -1.29x | |
| Graham number | $99 | $98 | $95 | $107 | $102 | |
| Graham net-net | -$1K | -$987 | -$986 | -$955 | -$811 | |
| Tax burden | 74.1% | 78.2% | 76.0% | 76.7% | 75.0% | |
| Interest burden | 100.0% | 112.8% | -535.9% | 102.1% | 102.7% | |
| Working capital | -$943.60B | -$600.85B | -$494.81B | -$9.98B | $36.23B | |
| Invested capital | -$922.54B | -$578.75B | -$471.97B | $12.55B | $58.46B | |
| Return on assets | 0.5% | 0.5% | 0.5% | 0.7% | 0.8% | |
| Operating ROA | 0.7% | 0.9% | 0.6% | 2.2% | 1.1% | |
| Return on tangible assets | 0.5% | 0.6% | 0.5% | 0.7% | 0.8% | |
| Return on equity | 9.0% | 9.4% | 9.6% | 13.5% | 13.6% | |
| Return on invested capital | 1.1% | 1.3% | 0.7% | 6.2% | 2.7% | |
| Return on capital employed | 2.7% | 1.9% | 1.1% | 2.3% | 1.1% | |
| Earnings yield | 6.8% | 8.8% | 11.0% | 12.6% | 9.7% | |
| Free cash flow yield | 4.4% | 17.2% | 46.5% | 20.7% | -13.3% | |
| Capex / Op. cash flow | 6.4% | 3.1% | 1.4% | 3.4% | -3.6% | |
| Capex / Depreciation | 21.6% | 27.8% | 24.3% | 37.3% | 30.6% | |
| Capex / Sales | 0.5% | 1.7% | 1.4% | 1.8% | 1.5% | |
| SG&A / Sales | 15.7% | 35.5% | 32.0% | 29.9% | 28.9% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.0% | 0.0% | 1.3% | 0.0% | 0.0% | |
| Intangibles / Total assets | 1.1% | 1.2% | 1.2% | 1.2% | 1.4% | |
| Days sales outstanding | 75d | 162d | 161d | 157d | 107d | |
| Days payables outstanding | 160d | 132d | 0d | 0d | 0d | |
| Operating cycle | 75d | 162d | 161d | 157d | 107d | |
| Cash conversion cycle | -85d | 30d | 161d | 157d | 107d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
No employee-count data synced.
Peer market caps
Recent news
- 2026-10-04 The Bank of Nova Scotia (TSE:BNS) Shareholders to Collect $1.14 Quarterly Dividend The Bank of Nova Scotia (TSE: BNS - Get Free Report) (NYSE: BNS) declared a quarterly dividend on Tuesday, October 6th. Stockholders of record on Wednesday, October 28th will be paid a dividend of $1.14 per share by the bank on Wednesday, October 28th. This represents a $4.56 dividend on an annualized basis and a dividend yield
- 2026-09-28 Critical Review: Bank of Nova Scotia (NYSE:BNS) and Great Southern Bancorp (NASDAQ:GSBC) Bank of Nova Scotia (NYSE: BNS - Get Free Report) and Great Southern Bancorp (NASDAQ: GSBC - Get Free Report) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, valuation, dividends, institutional ownership, earnings, risk and analyst recommendations. Valuation and Earnings This table
- 2026-09-21 Bank of Nova Scotia Sees Commercial Growth as Digital, Fee Strategy Gains Traction Aris Bogdaneris, Group Head of Canadian Banking at Bank of Nova Scotia (NYSE: BNS), said the lender is seeing progress from a strategy centered on deepening primary customer relationships, diversifying revenue sources and maintaining pricing and cost discipline. Speaking at a Barclays event, Bogdaneris said tariff and trade-policy uncertainty remains a factor for Canadian businesses, but
- 2026-09-19 Bank of Nova Scotia Sees Commercial Growth as Digital, Fee Strategy Gains Traction Aris Bogdaneris, Group Head of Canadian Banking at Bank of Nova Scotia NYSE: BNS, said the lender is seeing progress from a strategy centered on deepening primary customer relationships, diversifying revenue sources and maintaining pricing and cost discipline.
- 2026-09-17 Bank of America Corp DE Takes Position in Bank of Nova Scotia (The) $BNS Bank of America Corp DE bought a new position in Bank of Nova Scotia (The) (NYSE: BNS) (TSE: BNS) during the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The firm bought 2,588,463 shares of the bank''s stock, valued at approximately $224,782,000. Bank of
- 2026-09-14 The Bank of Nova Scotia (BNS:CA) Presents at Barclays 24th Annual Global Financial Services Conference Transcript The Bank of Nova Scotia (BNS:CA) Presents at Barclays 24th Annual Global Financial Services Conference Transcript
- 2026-09-09 The Bank of Nova Scotia (BNS:CA) Presents at Scotiabank''s 27th Annual Financials Summit Transcript The Bank of Nova Scotia (BNS:CA) Presents at Scotiabank''s 27th Annual Financials Summit Transcript
- 2026-09-06 This Bank Stock''s Dividend Has Been Compounding for 190 Years. Could It Make You Rich? Bank of Nova Scotia isn''t a household name in the U.S., but this Canadian bank has an incredible dividend story to tell.
- 2026-08-28 Scotiabank''s Q3 Earnings: Solid Quarter, But I''m Staying Put For Now Bank of Nova Scotia reported robust Q3 results, mostly driven by favourable banking conditions. The bank''s CET1 Ratio and Balance sheet metrics seem stable. Despite the favourable results, I acknowledge the ADR''s cyclical performance and have thus decided to stay neutral until valuations cool down.
- 2026-08-27 BMO And Scotiabank Earnings: Great Results At A 39% Premium Scotiabank grew earnings per share 21% last quarter. BMO grew 22%. Both used the word "record." Neither was exaggerating. Scotiabank grew capital markets 37% and wealth 23%. BMO grew capital markets 45% and wealth 22%. Scotiabank raised provisions 3.7% to $1.079 billion. BMO cut provisions 9% to $722 million.