WSFS
VENTE TOTALE: 3 247 titres (~258 006,62 $ US)
- Insiders
- DONAHUE MICHAEL J
- Total bought
- —
- Total sold
- $258,007
- Last activity
- 2026-09-10
- Last synced
-
2026-09-12 10:11:06
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-09-11
WSFS presents a mixed financial profile with improving margins but critically low liquidity ratios and tight interest coverage, creating meaningful near-term vulnerability.
The first sentence of the analysis written for WSFS on 2026-09-11 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 74.7% | 70.1% | 73.2% | 90.8% | 114.8% | |
| Ebit Margin | 28.0% | 24.8% | 28.9% | 31.2% | 55.7% | |
| Ebitda Margin | 30.0% | 27.6% | 32.7% | 37.5% | 61.6% | |
| Operating Profit Margin | 28.0% | 24.8% | 28.8% | 31.2% | 55.7% | |
| Pretax Profit Margin | 28.0% | 24.8% | 28.9% | 31.2% | 55.7% | |
| Continuous Operations Profit Margin | 21.1% | 18.8% | 21.3% | 23.1% | 42.3% | |
| Net Profit Margin | 21.1% | 18.8% | 21.3% | 23.1% | 42.3% | |
| Bottom Line Profit Margin | 21.1% | 18.8% | 21.3% | 23.1% | 42.3% | |
| Current Ratio | 0.077 | 0.111 | 0.109 | 0.090 | 0.145 | |
| Quick Ratio | 0.077 | 0.111 | 0.109 | 0.090 | 0.145 | |
| Solvency Ratio | 0.017 | 0.017 | 0.018 | 0.016 | 0.022 | |
| Cash Ratio | 0.075 | 0.068 | 0.066 | 0.051 | 0.115 | |
| Price To Earnings Ratio | 10.853 | 11.993 | 10.439 | 12.954 | 8.778 | |
| Price To Earnings Growth Ratio | 0.728 | 17.590 | 0.406 | -0.335 | 0.058 | |
| Forward Price To Earnings Growth Ratio | 0.728 | 17.590 | 0.406 | -0.335 | 0.058 | |
| Price To Earnings Diluted Ratio | 10.853 | 12.048 | 10.439 | 12.991 | 8.808 | |
| Price To Earnings Diluted Growth Ratio | 0.704 | 53.010 | 0.400 | -0.336 | 0.058 | |
| Price To Book Ratio | 1.101 | 1.203 | 1.133 | 1.267 | 1.229 | |
| Price To Sales Ratio | 2.209 | 2.222 | 2.218 | 2.900 | 3.712 | |
| Price To Free Cash Flow Ratio | 14.060 | 15.155 | 12.171 | 5.918 | 20.010 | |
| Price To Operating Cash Flow Ratio | 13.652 | 14.172 | 11.842 | 5.809 | 18.963 | |
| Debt To Assets Ratio | 0.014 | 0.018 | 0.043 | 0.037 | 0.015 | |
| Debt To Equity Ratio | 0.111 | 0.148 | 0.361 | 0.330 | 0.123 | |
| Debt To Capital Ratio | 0.100 | 0.129 | 0.265 | 0.248 | 0.110 | |
| Long Term Debt To Capital Ratio | 0.100 | 0.129 | 0.265 | 0.248 | 0.110 | |
| Financial Leverage Ratio | 7.813 | 8.037 | 8.312 | 9.031 | 8.136 | |
| Working Capital Turnover Ratio | -0.086 | -0.094 | -0.086 | -0.074 | -0.060 | |
| Operating Cash Flow Ratio | 0.012 | 0.013 | 0.014 | 0.030 | 0.009 | |
| Operating Cash Flow Sales Ratio | 0.162 | 0.157 | 0.187 | 0.499 | 0.196 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.971 | 0.935 | 0.973 | 0.982 | 0.948 | |
| Debt Service Coverage Ratio | 1.072 | 0.847 | 1.263 | 6.920 | 13.620 | |
| Interest Coverage Ratio | 1.297 | 0.970 | 1.452 | 7.345 | 15.744 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 0.727 | 0.573 | 0.265 | 0.662 | 0.525 | |
| Capital Expenditure Coverage Ratio | 34.439 | 15.423 | 36.997 | 54.587 | 19.107 | |
| Dividend Paid And Capex Coverage Ratio | 5.051 | 4.392 | 5.493 | 10.792 | 4.077 | |
| Dividend Payout Ratio | 0.129 | 0.136 | 0.137 | 0.161 | 0.089 | |
| Enterprise Value Multiple | 4.852 | 6.065 | 6.314 | 7.442 | 2.766 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 74.7% | ▲4.6% | ▼-10.0% |
| Ebit Margin | 28.0% | ▲3.2% | ▼-5.7% |
| Ebitda Margin | 30.0% | ▲2.4% | ▼-7.9% |
| Operating Profit Margin | 28.0% | ▲3.2% | ▼-5.7% |
| Pretax Profit Margin | 28.0% | ▲3.2% | ▼-5.7% |
| Continuous Operations Profit Margin | 21.1% | ▲2.3% | ▼-4.2% |
| Net Profit Margin | 21.1% | ▲2.3% | ▼-4.2% |
| Bottom Line Profit Margin | 21.1% | ▲2.3% | ▼-4.2% |
| Current Ratio | 0.077 | ▼-0.034 | ▼-0.030 |
| Quick Ratio | 0.077 | ▼-0.034 | ▼-0.030 |
| Solvency Ratio | 0.017 | ▲0.000 | ▼-0.001 |
| Cash Ratio | 0.075 | ▲0.008 | ▲0.000 |
| Price To Earnings Ratio | 10.853 | ▼-1.141 | ▼-0.151 |
| Price To Earnings Growth Ratio | 0.728 | ▼-16.862 | ▼-2.961 |
| Forward Price To Earnings Growth Ratio | 0.728 | ▼-16.862 | ▼-2.961 |
| Price To Earnings Diluted Ratio | 10.853 | ▼-1.195 | ▼-0.175 |
| Price To Earnings Diluted Growth Ratio | 0.704 | ▼-52.306 | ▼-10.063 |
| Price To Book Ratio | 1.101 | ▼-0.102 | ▼-0.086 |
| Price To Sales Ratio | 2.209 | ▼-0.013 | ▼-0.443 |
| Price To Free Cash Flow Ratio | 14.060 | ▼-1.095 | ▲0.597 |
| Price To Operating Cash Flow Ratio | 13.652 | ▼-0.520 | ▲0.764 |
| Debt To Assets Ratio | 0.014 | ▼-0.004 | ▼-0.011 |
| Debt To Equity Ratio | 0.111 | ▼-0.037 | ▼-0.104 |
| Debt To Capital Ratio | 0.100 | ▼-0.029 | ▼-0.071 |
| Long Term Debt To Capital Ratio | 0.100 | ▼-0.029 | ▼-0.071 |
| Financial Leverage Ratio | 7.813 | ▼-0.224 | ▼-0.453 |
| Working Capital Turnover Ratio | -0.086 | ▲0.007 | ▼-0.006 |
| Operating Cash Flow Ratio | 0.013 | ▼-0.000 | ▼-0.003 |
| Operating Cash Flow Sales Ratio | 0.162 | ▲0.005 | ▼-0.078 |
| Free Cash Flow Operating Cash Flow Ratio | 0.971 | ▲0.036 | ▲0.009 |
| Debt Service Coverage Ratio | 1.072 | ▲0.225 | ▼-3.672 |
| Interest Coverage Ratio | 1.297 | ▲0.328 | ▼-4.064 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Operating Cash Flow Coverage Ratio | 0.727 | ▲0.154 | ▲0.177 |
| Capital Expenditure Coverage Ratio | 34.439 | ▲19.017 | ▲2.329 |
| Dividend Paid And Capex Coverage Ratio | 5.051 | ▲0.659 | ▼-0.910 |
| Dividend Payout Ratio | 0.129 | ▼-0.006 | ▼-0.001 |
| Enterprise Value Multiple | 4.852 | ▼-1.213 | ▼-0.636 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $3.00B | $3.12B | $2.81B | $2.79B | $2.38B | |
| Enterprise value | $1.98B | $2.35B | $2.61B | $2.69B | $1.09B | |
| EV / Sales | 1.46x | 1.67x | 2.06x | 2.79x | 1.71x | |
| EV / Op. cash flow | 9.00x | 10.67x | 11.03x | 5.59x | 8.71x | |
| EV / Free cash flow | 9.27x | 11.41x | 11.33x | 5.69x | 9.19x | |
| EV / EBITDA | 4.85x | 6.07x | 6.31x | 7.44x | 2.77x | |
| Net debt / EBITDA | -2.51x | -1.99x | -0.47x | -0.29x | -3.26x | |
| Current ratio | 0.08x | 0.11x | 0.11x | 0.09x | 0.14x | |
| Income quality | 0.77x | 0.83x | 0.88x | 2.16x | 0.46x | |
| Graham number | $77 | $67 | $63 | $54 | $72 | |
| Graham net-net | -$317 | -$282 | -$270 | -$266 | -$253 | |
| Tax burden | 75.5% | 75.9% | 73.7% | 74.0% | 75.9% | |
| Interest burden | 99.9% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$16.28B | -$15.17B | -$14.72B | -$14.74B | -$11.32B | |
| Invested capital | -$15.31B | -$14.09B | -$13.61B | -$13.61B | -$10.68B | |
| Return on assets | 1.3% | 1.3% | 1.3% | 1.1% | 1.7% | |
| Operating ROA | 1.8% | 1.7% | 1.8% | 1.7% | 2.4% | |
| Return on tangible assets | 1.4% | 1.3% | 1.4% | 1.2% | 1.8% | |
| Return on equity | 10.5% | 10.2% | 10.9% | 10.1% | 14.0% | |
| Return on invested capital | 7.8% | 7.0% | 6.6% | 6.0% | 10.7% | |
| Return on capital employed | 10.4% | 9.3% | 9.0% | 8.1% | 14.1% | |
| Earnings yield | 9.6% | 8.5% | 9.6% | 8.0% | 11.4% | |
| Free cash flow yield | 7.1% | 6.6% | 8.2% | 16.9% | 5.0% | |
| Capex / Op. cash flow | 2.9% | 6.5% | 2.7% | 1.8% | 5.2% | |
| Capex / Depreciation | 17.0% | 35.9% | 13.2% | 14.5% | 17.4% | |
| Capex / Sales | 0.5% | 1.0% | 0.5% | 0.9% | 1.0% | |
| SG&A / Sales | 15.2% | 2.0% | 24.7% | 30.9% | 34.8% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.9% | 0.8% | 0.8% | 0.7% | 0.9% | |
| Intangibles / Total assets | 4.6% | 4.7% | 4.9% | 5.1% | 3.5% | |
| Days sales outstanding | 0d | 191d | 205d | 240d | 224d | |
| Days payables outstanding | 0d | 33d | 50d | 21d | -3d | |
| Operating cycle | 0d | 191d | 205d | 240d | 224d | |
| Cash conversion cycle | 0d | 157d | 154d | 219d | 227d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-3.6%EV / Sales ▼-13.0%EV / EBITDA ▼-20.0%EV / Op. cash flow ▼-1.674Earnings yield ▲+0.011Graham number ▲+10.420
Profitability
Return on equity ▲+0.004Return on assets ▲+0.001Return on invested capital ▲+0.008Return on capital employed ▲+0.011Operating ROA ▲+0.001Income quality ▼-0.069Tax burden ▼-0.004
Efficiency
Days sales outstanding ▼-190.568Days payables outstanding ▼-33.209Operating cycle ▼-190.568Cash conversion cycle ▼-157.358Capex / Sales ▼-0.005R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.034Net debt / EBITDA ▼-0.520Working capital ▼-1117646000.000Invested capital ▼-1221932000.000Intangibles / Total assets ▼-0.002
Change over 5 years
Valuation
Market cap ▲+26.1%EV / Sales ▼-14.6%EV / EBITDA ▲+75.4%EV / Op. cash flow ▲+0.290Earnings yield ▼-0.018Graham number ▲+4.854
Profitability
Return on equity ▼-0.035Return on assets ▼-0.004Return on invested capital ▼-0.029Return on capital employed ▼-0.037Operating ROA ▼-0.006Income quality ▲+0.303Tax burden ▼-0.004
Efficiency
Days sales outstanding ▼-223.983Days payables outstanding ▲+2.822Operating cycle ▼-223.983Cash conversion cycle ▼-226.805Capex / Sales ▼-0.006R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.068Net debt / EBITDA ▲+0.749Working capital ▼-4964588000.000Invested capital ▼-4629211000.000Intangibles / Total assets ▲+0.011
Employee count
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2025-10-30 | Lisa C. McClain | Sale (Full) | $1,001 - $15,000 |
| 2025-10-29 | Lisa C. McClain | Purchase | $1,001 - $15,000 |
| 2025-10-29 | Lisa C. McClain | Sale (Full) | $1,001 - $15,000 |
| 2025-06-16 | Lisa C. McClain | Purchase | $1,001 - $15,000 |
Recent news
- 2026-09-05 21,234 Shares in WSFS Financial Corporation $WSFS Acquired by Jupiter Topco LLC Jupiter Topco LLC acquired a new stake in shares of WSFS Financial Corporation (NASDAQ: WSFS) in the undefined quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The institutional investor acquired 21,234 shares of the bank''s stock, valued at approximately $1,629,000. A number of other large
- 2026-09-01 WSFS (WSFS) Upgraded to Buy: What Does It Mean for the Stock? WSFS (WSFS) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company''s earnings prospects. This might drive the stock higher in the near term.
- 2026-08-31 KBRA Affirms WSFS Financial Corp.''s A- Senior Unsecured Debt Rating; Stable Outlook Supported by Strong Earnings, Liquidity, Capital Position and Diversified Revenue Streams WILMINGTON, Del.--(BUSINESS WIRE)--Kroll Bond Rating Agency (KBRA) has reaffirmed the senior unsecured debt rating of A- for WSFS Financial Corporation (NASDAQ: WSFS) (“WSFS” or “the Company”). KBRA also reaffirmed WSFS'' subordinated debt rating of BBB+ and a short-term debt rating of K2. WSFS Bank, the Company''s primary subsidiary, received strong credit ratings as well, including A ratings for both senior unsecured debt and deposit, a subordinated debt rating of A-, and the short-term debt an.
- 2026-08-28 Moody''s Reaffirms WSFS Financial Corp''s Baa2 Issuer Rating with a Positive Outlook; Reflects Diversified Business Model, Strong Capital, and Earnings Strength WILMINGTON, Del.--(BUSINESS WIRE)--Moody''s Investors Service has reaffirmed their ratings to WSFS Financial Corporation (NASDAQ: WSFS) (“WSFS” or “the Company”) and WSFS Bank with issuer ratings of Baa2 and revised outlook to positive from stable. The change in outlook was driven by improved credit, sustained earnings and continued balance sheet strength, underscoring the resilience of the franchise and financial performance. Long-and short-term deposits of A2/Prime-1, together with a standalon.
- 2026-08-24 BlackRock Inc. Purchases New Shares in WSFS Financial Corporation $WSFS BlackRock Inc. acquired a new position in WSFS Financial Corporation (NASDAQ: WSFS) in the second quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The institutional investor acquired 7,515,901 shares of the bank''s stock, valued at approximately $576,695,000. BlackRock Inc. owned 14.44% of WSFS Financial as
- 2026-08-18 This CEF Is Tapping Private Credit Worries For 6.4% Payouts I''m sure you''ve heard about the worries around private credit. They really hit the wall when Blue Owl Capital, a major private lender, put redemption limits on one of its funds earlier this year.
- 2026-08-15 Assenagon Asset Management S.A. Takes Position in WSFS Financial Corporation $WSFS Assenagon Asset Management S.A. acquired a new stake in WSFS Financial Corporation (NASDAQ: WSFS) in the undefined quarter, according to the company in its most recent filing with the Securities and Exchange Commission (SEC). The firm acquired 18,034 shares of the bank''s stock, valued at approximately $1,384,000. A number of other institutional investors
- 2026-08-13 Bank of America Corp DE Increases Stock Position in WSFS Financial Corporation $WSFS Bank of America Corp DE raised its stake in shares of WSFS Financial Corporation (NASDAQ: WSFS) by 11.4% in the first quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission (SEC). The fund owned 737,587 shares of the bank''s stock after acquiring an additional 75,283 shares
- 2026-08-10 3 Savings & Loan Stocks Worth Picking on Improving Industry Prospects WSFS, PFS and SMBC within the Zacks Savings and Loan Industry will gain from improving loan demand. Digital upgrades will also improve operating efficiency.
- 2026-08-05 WSFS Financial (WSFS) Is Up 0.45% in One Week: What You Should Know Does WSFS Financial (WSFS) have what it takes to be a top stock pick for momentum investors? Let''s find out.