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WEX

Bearish signalScored 2026-09-07 Drivers: fundamentals. Moteurs : fondamentaux.

Research, not advice.

À propos

WEX Inc.

Nom
WEX Inc.
Secteur
Technology
Industrie
Software - Infrastructure
Bourse
NYSE
Capitalisation
$6.5B
Employés
6,600
PDG
Melissa D. Smith
Site web
https://www.wexinc.com
Marché
ACIWBOXCLSKCORZCWANFOUR

WEX Inc., a financial technology enterprise established in 1983 and headquartered in Portland, Maine, delivers diverse services across the United States and globally. The company, which operated as Wright Express Corporation until its name change in October 2012, structures its operations into three primary divisions. The Fleet Solutions segment specializes in comprehensive payment processing for vehicle fleets. Its offerings include complete customer and account management (spanning activation, retention, credit, and billing support), merchant services, and robust web-based analytics platforms designed to offer fleet managers crucial insights for optimizing expenses and capital. WEX distributes these solutions to commercial and governmental fleets of varying sizes, from local to long-haul, through both direct channels and co-branded or private label alliances. The Travel and Corporate Solutions segment provides sophisticated payment systems, which feature embedded payment functionalities, automated accounts payable, and spend management tools. A key product includes virtual cards, specifically engineered for secure, card-not-present transactions. This segment serves commercial and government entities through a mix of direct and indirect marketing approaches. Finally, the Health and Employee Benefit Solutions segment offers specialized healthcare payment products and consumer-centric software-as-a-service (SaaS) platforms for the healthcare sector. It also encompasses payroll and employee benefit solutions, with a particular focus on Brazil. This segment reaches its clientele via a broad network comprising health plans, third-party administrators, financial institutions, payroll providers, benefits consultants, software companies, and individual consumers.

Price (1 year)

Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.

VENTE TOTALE: 28 109 titres (~5 241 766,32 $ US)

Insiders
Smith Melissa D
Total bought
—

Avg buy (VWAP, 90d window) —

Total sold
$3,499,330

Avg sell (VWAP, 90d window) $187.15 vs last close —

Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.

$2,307,103 of that total is under a Rule 10b5-1 plan. It is shown here and left out of the score.

Last activity
2026-09-01
Last synced
2026-09-07 10:23:47 Synced via automated research pipeline

Sign in to request a sync of this company's price history and timing levels.

Insider holdings as a share of total assets aren't available for this company.

Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.

Recent Form 4

Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.

Date Person Side Shares Price Value Form 4
2026-10-05 Deshaies Robert Joseph Sell · S · 10b5-1 88 $175.71 $15,462 Form 4
2026-09-14 Dearborn Joel Alan JR Sell · S · 10b5-1 843 $200.00 $168,600 Form 4
2026-09-01 Smith Melissa D Sell · S · 10b5-1 11,109 $191.11 $2,123,041 Form 4
2026-08-04 Carriedo Carlos Sell · S 1,075 $186.00 $199,950 Form 4
2026-07-30 Deshaies Robert Joseph Sell · S 1,000 $184.95 $184,950 Form 4
2026-07-27 Drew Ann Elena Sell · S 3,400 $176.02 $598,468 Form 4
2026-07-27 Kimball Jennifer Sell · S 1,183 $176.55 $208,859 Form 4

Sales marked 10b5-1 are scheduled in advance and don't count toward the Quorum score. Les ventes marquées 10b5-1 sont planifiées à l'avance et ne pèsent pas dans le score Quorum.

Congressional trades

STOCK Act disclosures (90-day window)

Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.

No STOCK Act disclosures for this company in this window.

Recent trades

DateRepresentativeTypeAmount
2025-06-04Kelly MorrisonSale (Full)$1,001 - $15,000
2022-04-13Ro KhannaSale$1,001 - $15,000
2022-04-11Ro KhannaSale$1,001 - $15,000
2022-02-17Ro KhannaPurchase$1,001 - $15,000
2018-07-23Alan LowenthalSale (Full)$1,001 - $15,000
2018-07-23Alan LowenthalSale (Full)$50,001 - $100,000
2018-06-04Alan LowenthalSale (Full)$50,001 - $100,000
2018-06-04Alan LowenthalSale (Full)$1,001 - $15,000

Signal

Bearish signalScored 2026-09-07 Drivers: fundamentals. Moteurs : fondamentaux.

The 0-100 score behind this signal and the full written analysis are part of Plus. See plans.

Bearish signal Drivers: fundamentals. Moteurs : fondamentaux.

Factor checklist — research, not advice

A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.

  • Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
  • Congress Unavailable or mixed. No purchase disclosures in the stored window
  • Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
  • Timing Unavailable or mixed. No stored price series
  • Financial indicators Supports a bullish reading. Current ratio 1.05 · operating margin 25%

Market snapshot

Financial ratios

MetricTrend2025-12-312024-12-312023-12-312022-12-312021-12-31
Gross Profit Margin54.9%60.5%61.8%60.4%62.1%
Ebit Margin24.9%24.9%22.5%13.1%15.8%
Ebitda Margin37.4%37.1%33.3%24.3%30.6%
Operating Profit Margin25.4%26.1%25.4%20.0%18.5%
Pretax Profit Margin15.8%15.9%14.5%11.1%11.0%
Continuous Operations Profit Margin11.4%11.8%10.5%7.1%7.4%
Net Profit Margin11.4%11.8%10.5%8.6%0.0%
Bottom Line Profit Margin11.4%11.8%10.5%8.6%0.0%
Current Ratio1.0461.0231.0491.0831.205
Quick Ratio1.0461.0231.0491.0831.205
Solvency Ratio0.0480.0530.0450.0470.033
Cash Ratio0.0980.0720.1150.2950.286
Price To Earnings Ratio17.38423.09931.22836.04663,813.636
Price To Earnings Growth Ratio1.3461.0580.8390.000-637.917
Forward Price To Earnings Growth Ratio1.3461.0580.8390.000-637.917
Price To Earnings Diluted Ratio17.58923.37631.58336.36763,813.636
Price To Earnings Diluted Growth Ratio1.3601.0750.8560.000-637.917
Price To Book Ratio4.2844.8054.5744.4053.414
Price To Sales Ratio1.9882.7223.2683.0913.392
Price To Free Cash Flow Ratio16.85921.41010.90012.90197.549
Price To Operating Cash Flow Ratio11.64214.8599.17110.69441.742
Debt To Assets Ratio0.3370.3340.2790.2430.286
Debt To Equity Ratio3.9352.9862.1251.7021.603
Debt To Capital Ratio0.7970.7490.6800.6300.616
Long Term Debt To Capital Ratio0.7410.6740.6080.6050.594
Financial Leverage Ratio11.6648.9487.6256.9895.605
Working Capital Turnover Ratio8.6598.6985.4263.3042.227
Operating Cash Flow Ratio0.0490.0580.1070.1080.034
Operating Cash Flow Sales Ratio0.1710.1830.3560.2890.081
Free Cash Flow Operating Cash Flow Ratio0.6910.6940.8410.8290.428
Debt Service Coverage Ratio0.5610.5670.6001.8281.912
Interest Coverage Ratio2.8102.9093.1639.8913.834
Short Term Operating Cash Flow Coverage Ratio0.3430.3720.8723.1680.878
Operating Cash Flow Coverage Ratio0.0940.1080.2350.2420.051
Capital Expenditure Coverage Ratio3.2313.2686.3225.8471.748
Dividend Paid And Capex Coverage Ratio3.2313.2686.3225.8471.748
Dividend Payout Ratio0.0000.0000.0000.0000.000
Enterprise Value Multiple9.28911.28513.20614.36114.087

Sparkline shows each ratio oldest → newest (left → right).

How the latest year compares

For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower

MetricCurrentvs 1Y agovs 5Y avg
Gross Profit Margin 54.9% ▼-5.7% ▼-5.1%
Ebit Margin 24.9% ▲0.1% ▲4.7%
Ebitda Margin 37.4% ▲0.3% ▲4.8%
Operating Profit Margin 25.4% ▼-0.7% ▲2.3%
Pretax Profit Margin 15.8% ▼-0.1% ▲2.1%
Continuous Operations Profit Margin 11.4% ▼-0.4% ▲1.8%
Net Profit Margin 11.4% ▼-0.4% ▲3.0%
Bottom Line Profit Margin 11.4% ▼-0.4% ▲3.0%
Current Ratio 1.046 ▲0.023 ▼-0.035
Quick Ratio 1.046 ▲0.023 ▼-0.035
Solvency Ratio 0.048 ▼-0.005 ▲0.003
Cash Ratio 0.098 ▲0.026 ▼-0.075
Price To Earnings Ratio 17.384 ▼-5.715 ▼-12766.895
Price To Earnings Growth Ratio 1.346 ▲0.288 ▲128.281
Forward Price To Earnings Growth Ratio 1.346 ▲0.288 ▲128.281
Price To Earnings Diluted Ratio 17.589 ▼-5.787 ▼-12766.921
Price To Earnings Diluted Growth Ratio 1.360 ▲0.285 ▲128.285
Price To Book Ratio 4.284 ▼-0.520 ▼-0.012
Price To Sales Ratio 1.988 ▼-0.734 ▼-0.904
Price To Free Cash Flow Ratio 16.859 ▼-4.551 ▼-15.065
Price To Operating Cash Flow Ratio 11.642 ▼-3.217 ▼-5.980
Debt To Assets Ratio 0.337 ▲0.004 ▲0.042
Debt To Equity Ratio 3.935 ▲0.949 ▲1.465
Debt To Capital Ratio 0.797 ▲0.048 ▲0.103
Long Term Debt To Capital Ratio 0.741 ▲0.067 ▲0.097
Financial Leverage Ratio 11.664 ▲2.716 ▲3.498
Working Capital Turnover Ratio 8.659 ▼-0.040 ▲2.996
Operating Cash Flow Ratio 0.049 ▼-0.009 ▼-0.022
Operating Cash Flow Sales Ratio 0.171 ▼-0.012 ▼-0.045
Free Cash Flow Operating Cash Flow Ratio 0.691 ▼-0.004 ▼-0.006
Debt Service Coverage Ratio 0.561 ▼-0.006 ▼-0.533
Interest Coverage Ratio 2.810 ▼-0.100 ▼-1.712
Short Term Operating Cash Flow Coverage Ratio 0.343 ▼-0.030 ▼-0.784
Operating Cash Flow Coverage Ratio 0.093 ▼-0.015 ▼-0.052
Capital Expenditure Coverage Ratio 3.231 ▼-0.037 ▼-0.852
Dividend Paid And Capex Coverage Ratio 3.231 ▼-0.037 ▼-0.852
Dividend Payout Ratio 0.000 0.000 0.000
Enterprise Value Multiple 9.289 ▼-1.996 ▼-3.157

Key metrics

MetricTrend20252024202320222021
Market cap$5.29B$7.15B$8.33B$7.27B$6.28B
Enterprise value$9.24B$11.00B$11.22B$8.21B$7.97B
EV / Sales3.47x4.19x4.40x3.49x4.31x
EV / Op. cash flow20.34x22.86x12.36x12.09x52.98x
EV / Free cash flow29.46x32.93x14.69x14.58x123.82x
EV / EBITDA9.29x11.29x13.21x14.36x14.09x
Net debt / EBITDA3.97x3.95x3.40x1.66x2.99x
Current ratio1.05x1.02x1.05x1.08x1.21x
Income quality1.49x1.55x3.40x4.06x1.10x
Graham number$82$79$77$62$1
Graham net-net-$150-$128-$126-$91-$84
Tax burden72.4%74.1%72.3%77.3%0.0%
Interest burden63.3%63.9%64.3%84.6%69.6%
Working capital$426.4M$188.2M$416.1M$523.1M$899.8M
Invested capital$4.78B$4.69B$5.20B$4.99B$5.71B
Return on assets2.1%2.3%1.9%1.7%0.0%
Operating ROA4.9%5.0%5.1%4.3%3.7%
Return on tangible assets3.0%3.4%2.8%2.7%0.0%
Return on equity24.6%20.8%14.6%12.2%0.0%
Return on invested capital7.6%8.1%7.3%5.5%3.8%
Return on capital employed13.2%13.7%12.1%9.0%5.8%
Earnings yield5.7%4.3%3.2%2.8%0.0%
Free cash flow yield5.9%4.7%9.2%7.8%1.0%
Capex / Op. cash flow30.9%30.6%15.8%17.1%57.2%
Capex / Depreciation42.5%45.8%52.0%44.0%31.6%
Capex / Sales5.3%5.6%5.6%4.9%4.6%
SG&A / Sales27.0%27.3%29.7%27.9%34.9%
R&D / Sales0.0%0.0%0.0%0.0%4.0%
Stock comp / Sales3.8%4.3%5.0%4.2%4.0%
Intangibles / Total assets28.5%31.9%32.2%36.5%44.2%
Days sales outstanding478d418d511d534d597d
Days payables outstanding281d335d496d481d457d
Operating cycle478d418d511d534d597d
Cash conversion cycle197d83d15d54d139d

Change by theme

Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.

Change over 1 year

Valuation
Market cap ▼-26.1%EV / Sales ▼-17.0%EV / EBITDA ▼-17.7%EV / Op. cash flow ▼-2.515Earnings yield ▲+0.014Graham number ▲+2.937
Profitability
Return on equity ▲+0.038Return on assets ▼-0.002Return on invested capital ▼-0.005Return on capital employed ▼-0.005Operating ROA ▼-0.002Income quality ▼-0.061Tax burden ▼-0.017
Efficiency
Days sales outstanding ▲+60.410Days payables outstanding ▼-53.938Operating cycle ▲+60.410Cash conversion cycle ▲+114.348Capex / Sales ▼-0.003R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.023Net debt / EBITDA ▲+0.024Working capital ▲+238200000.000Invested capital ▲+90700000.000Intangibles / Total assets ▼-0.034

Change over 5 years

Valuation
Market cap ▼-15.8%EV / Sales ▼-19.3%EV / EBITDA ▼-34.1%EV / Op. cash flow ▼-32.643Earnings yield ▲+0.057Graham number ▲+80.430
Profitability
Return on equity ▲+0.246Return on assets ▲+0.021Return on invested capital ▲+0.038Return on capital employed ▲+0.074Operating ROA ▲+0.012Income quality ▲+0.389Tax burden ▲+0.723
Efficiency
Days sales outstanding ▼-118.471Days payables outstanding ▼-176.294Operating cycle ▼-118.471Cash conversion cycle ▲+57.823Capex / Sales ▲+0.006R&D / Sales ▼-0.040
Balance-sheet strength
Current ratio ▼-0.159Net debt / EBITDA ▲+0.984Working capital ▼-473413000.000Invested capital ▼-926681000.000Intangibles / Total assets ▼-0.157

Employee count

Peer market caps

Recent news