SBCF
Neutral signal
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Supports a bullish reading. 3 purchase disclosures year to date
- Financial indicators Unavailable or mixed. Current ratio 0.40 · operating margin 21% — readings disagree
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Unavailable or mixed. Weekly bias is flat
VENTE TOTALE: 12 000 titres (~409 800,00 $ US)
- Insiders
- HUDSON DENNIS S III
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$409,800
Avg sell (VWAP, 90d window) $34.21 vs last close $32.42 (-5.2%)
- Last activity
- 2026-09-16
- Liquidity
- Liquid $26,239,487/day · 20d vol
- Last synced
-
2026-09-23 21:10:56
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-09-16 | HUDSON DENNIS S III | Sell | 12,000 | $34.15 | $409,800 | Form 4 |
| 2026-08-27 | Kleffel Juliette | Sell | 14,831 | $34.31 | $508,852 | Form 4 |
| 2026-07-01 | HUDSON DENNIS S III | Sell | 4,000 | $34.00 | $136,000 | Form 4 |
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
Market snapshot
Signal
Neutral signalScored 2026-09-21
SBCF presents a deeply concerning risk/reward profile: critically weak liquidity (current ratio 0.39, interest coverage 0.66) and elevated leverage (debt/EBITDA 5.10) undermine any bullish catalyst narrative.
The first sentence of the analysis written for SBCF on 2026-09-21 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 61.6% | 61.6% | 68.8% | 90.7% | 100.3% | |
| Ebit Margin | 21.4% | 19.3% | 17.5% | 30.9% | 44.7% | |
| Ebitda Margin | 26.0% | 21.6% | 17.5% | 33.3% | 43.6% | |
| Operating Profit Margin | 21.4% | 19.3% | 17.5% | 30.9% | 44.7% | |
| Pretax Profit Margin | 21.4% | 19.3% | 17.5% | 30.9% | 44.7% | |
| Continuous Operations Profit Margin | 16.7% | 15.0% | 13.5% | 23.8% | 35.0% | |
| Net Profit Margin | 16.7% | 15.0% | 13.5% | 23.8% | 35.0% | |
| Bottom Line Profit Margin | 16.4% | 15.0% | 13.5% | 23.8% | 35.0% | |
| Current Ratio | 0.398 | 0.214 | 0.188 | 0.205 | 0.291 | |
| Quick Ratio | 0.398 | 0.214 | 0.188 | 0.205 | 0.291 | |
| Solvency Ratio | 0.010 | 0.011 | 0.008 | 0.011 | 0.014 | |
| Cash Ratio | 0.014 | 0.038 | 0.037 | 0.020 | 0.090 | |
| Price To Earnings Ratio | 19.395 | 19.252 | 22.952 | 18.677 | 16.086 | |
| Price To Earnings Growth Ratio | 1.460 | 1.256 | -0.891 | -0.775 | 0.311 | |
| Forward Price To Earnings Growth Ratio | 1.460 | 1.256 | -0.891 | -0.775 | 0.311 | |
| Price To Earnings Diluted Ratio | 19.886 | 19.387 | 23.138 | 18.789 | 16.234 | |
| Price To Earnings Diluted Growth Ratio | 1.765 | 1.255 | -0.893 | -0.788 | 0.316 | |
| Price To Book Ratio | 0.908 | 1.064 | 1.131 | 1.236 | 1.528 | |
| Price To Sales Ratio | 3.190 | 2.871 | 3.105 | 4.449 | 5.642 | |
| Price To Free Cash Flow Ratio | 15.505 | 13.207 | 16.996 | 10.845 | 13.329 | |
| Price To Operating Cash Flow Ratio | 14.749 | 12.910 | 15.835 | 10.145 | 12.956 | |
| Debt To Assets Ratio | 0.064 | 0.038 | 0.036 | 0.033 | 0.020 | |
| Debt To Equity Ratio | 0.437 | 0.268 | 0.252 | 0.253 | 0.147 | |
| Debt To Capital Ratio | 0.304 | 0.211 | 0.201 | 0.202 | 0.128 | |
| Long Term Debt To Capital Ratio | 0.237 | 0.139 | 0.069 | 0.127 | 0.052 | |
| Financial Leverage Ratio | 6.821 | 6.951 | 6.916 | 7.554 | 7.386 | |
| Working Capital Turnover Ratio | -0.097 | -0.082 | -0.086 | -0.064 | -0.064 | |
| Operating Cash Flow Ratio | 0.014 | 0.014 | 0.012 | 0.019 | 0.019 | |
| Operating Cash Flow Sales Ratio | 0.216 | 0.222 | 0.196 | 0.439 | 0.435 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.951 | 0.978 | 0.932 | 0.935 | 0.972 | |
| Debt Service Coverage Ratio | 0.275 | 0.267 | 0.182 | 0.629 | 0.929 | |
| Interest Coverage Ratio | 0.659 | 0.531 | 0.669 | 9.638 | 19.314 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.483 | 0.775 | 0.402 | 1.139 | 1.272 | |
| Operating Cash Flow Coverage Ratio | 0.141 | 0.308 | 0.284 | 0.482 | 0.800 | |
| Capital Expenditure Coverage Ratio | 20.499 | 44.596 | 14.633 | 15.489 | 35.723 | |
| Dividend Paid And Capex Coverage Ratio | 2.445 | 2.739 | 2.125 | 3.635 | 5.761 | |
| Dividend Payout Ratio | 0.467 | 0.510 | 0.582 | 0.387 | 0.181 | |
| Enterprise Value Multiple | 17.365 | 13.864 | 18.287 | 14.710 | 9.414 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 61.6% | -0.0% | ▼-15.0% |
| Ebit Margin | 21.4% | ▲2.2% | ▼-5.3% |
| Ebitda Margin | 26.0% | ▲4.4% | ▼-2.4% |
| Operating Profit Margin | 21.4% | ▲2.2% | ▼-5.3% |
| Pretax Profit Margin | 21.4% | ▲2.2% | ▼-5.3% |
| Continuous Operations Profit Margin | 16.7% | ▲1.7% | ▼-4.2% |
| Net Profit Margin | 16.7% | ▲1.7% | ▼-4.2% |
| Bottom Line Profit Margin | 16.4% | ▲1.5% | ▼-4.3% |
| Current Ratio | 0.398 | ▲0.184 | ▲0.139 |
| Quick Ratio | 0.398 | ▲0.184 | ▲0.139 |
| Solvency Ratio | 0.010 | ▼-0.000 | ▼-0.001 |
| Cash Ratio | 0.013 | ▼-0.025 | ▼-0.026 |
| Price To Earnings Ratio | 19.395 | ▲0.143 | ▲0.123 |
| Price To Earnings Growth Ratio | 1.460 | ▲0.203 | ▲1.188 |
| Forward Price To Earnings Growth Ratio | 1.460 | ▲0.203 | ▲1.188 |
| Price To Earnings Diluted Ratio | 19.886 | ▲0.499 | ▲0.399 |
| Price To Earnings Diluted Growth Ratio | 1.765 | ▲0.510 | ▲1.434 |
| Price To Book Ratio | 0.908 | ▼-0.156 | ▼-0.266 |
| Price To Sales Ratio | 3.190 | ▲0.319 | ▼-0.662 |
| Price To Free Cash Flow Ratio | 15.505 | ▲2.298 | ▲1.528 |
| Price To Operating Cash Flow Ratio | 14.749 | ▲1.838 | ▲1.430 |
| Debt To Assets Ratio | 0.064 | ▲0.026 | ▲0.026 |
| Debt To Equity Ratio | 0.438 | ▲0.170 | ▲0.166 |
| Debt To Capital Ratio | 0.304 | ▲0.093 | ▲0.095 |
| Long Term Debt To Capital Ratio | 0.237 | ▲0.098 | ▲0.112 |
| Financial Leverage Ratio | 6.821 | ▼-0.131 | ▼-0.305 |
| Working Capital Turnover Ratio | -0.097 | ▼-0.015 | ▼-0.018 |
| Operating Cash Flow Ratio | 0.014 | ▼-0.000 | ▼-0.002 |
| Operating Cash Flow Sales Ratio | 0.216 | ▼-0.006 | ▼-0.086 |
| Free Cash Flow Operating Cash Flow Ratio | 0.951 | ▼-0.026 | ▼-0.002 |
| Debt Service Coverage Ratio | 0.275 | ▲0.008 | ▼-0.181 |
| Interest Coverage Ratio | 0.659 | ▲0.129 | ▼-5.503 |
| Short Term Operating Cash Flow Coverage Ratio | 0.483 | ▼-0.292 | ▼-0.331 |
| Operating Cash Flow Coverage Ratio | 0.141 | ▼-0.167 | ▼-0.262 |
| Capital Expenditure Coverage Ratio | 20.499 | ▼-24.097 | ▼-5.689 |
| Dividend Paid And Capex Coverage Ratio | 2.446 | ▼-0.293 | ▼-0.895 |
| Dividend Payout Ratio | 0.468 | ▼-0.042 | ▲0.042 |
| Enterprise Value Multiple | 17.365 | ▲3.502 | ▲2.637 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $2.77B | $2.32B | $2.38B | $1.99B | $2.00B | |
| Enterprise value | $3.93B | $2.43B | $2.46B | $2.19B | $1.46B | |
| EV / Sales | 4.52x | 3.00x | 3.21x | 4.90x | 4.11x | |
| EV / Op. cash flow | 20.89x | 13.49x | 16.35x | 11.17x | 9.43x | |
| EV / Free cash flow | 21.96x | 13.80x | 17.55x | 11.95x | 9.71x | |
| EV / EBITDA | 17.36x | 13.86x | 18.29x | 14.71x | 9.41x | |
| Net debt / EBITDA | 5.11x | 0.59x | 0.58x | 1.35x | -3.52x | |
| Current ratio | 0.40x | 0.21x | 0.19x | 0.20x | 0.29x | |
| Income quality | 1.30x | 1.49x | 1.45x | 1.84x | 1.24x | |
| Graham number | $36 | $29 | $27 | $31 | $34 | |
| Graham net-net | -$141 | -$122 | -$122 | -$133 | -$106 | |
| Tax burden | 77.7% | 77.6% | 77.5% | 77.1% | 78.4% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$8.08B | -$9.80B | -$9.86B | -$8.08B | -$5.81B | |
| Invested capital | -$6.69B | -$8.89B | -$8.93B | -$7.41B | -$5.47B | |
| Return on assets | 0.7% | 0.8% | 0.7% | 0.9% | 1.3% | |
| Operating ROA | 1.0% | 1.0% | 1.0% | 1.3% | 1.8% | |
| Return on tangible assets | 0.7% | 0.8% | 0.8% | 0.9% | 1.3% | |
| Return on equity | 4.7% | 5.5% | 4.9% | 6.6% | 9.5% | |
| Return on invested capital | -2.3% | 4.1% | 3.7% | 4.9% | 7.7% | |
| Return on capital employed | 2.5% | 5.8% | 5.5% | 6.9% | 10.6% | |
| Earnings yield | 5.2% | 5.2% | 4.4% | 5.4% | 6.2% | |
| Free cash flow yield | 6.4% | 7.6% | 5.9% | 9.2% | 7.5% | |
| Capex / Op. cash flow | 4.9% | 2.2% | 6.8% | 6.5% | 2.8% | |
| Capex / Depreciation | 23.1% | 21.0% | 2433.3% | 118.9% | -112.4% | |
| Capex / Sales | 1.1% | 0.5% | 1.3% | 2.8% | 1.2% | |
| SG&A / Sales | 30.0% | 25.9% | 29.3% | 35.5% | 34.4% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.8% | 1.7% | 1.7% | 2.5% | 2.4% | |
| Intangibles / Total assets | 5.9% | 5.3% | 5.7% | 4.5% | 2.8% | |
| Days sales outstanding | 0d | 0d | 0d | 0d | 0d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 0d | 0d | 0d | 0d | 0d | |
| Cash conversion cycle | 0d | 0d | 0d | 0d | 0d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+19.4%EV / Sales ▲+50.6%EV / EBITDA ▲+25.3%EV / Op. cash flow ▲+7.402Earnings yield +0.000Graham number ▲+6.857
Profitability
Return on equity ▼-0.008Return on assets ▼-0.001Return on invested capital ▼-0.064Return on capital employed ▼-0.033Operating ROA -0.000Income quality ▼-0.189Tax burden +0.000
Efficiency
Days sales outstanding n/aDays payables outstanding n/aOperating cycle n/aCash conversion cycle n/aCapex / Sales ▲+0.006R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.184Net debt / EBITDA ▲+4.511Working capital ▲+1725826000.000Invested capital ▲+2204658000.000Intangibles / Total assets ▲+0.006
Change over 5 years
Valuation
Market cap ▲+38.5%EV / Sales ▲+10.0%EV / EBITDA ▲+84.5%EV / Op. cash flow ▲+11.459Earnings yield ▼-0.010Graham number ▲+1.903
Profitability
Return on equity ▼-0.047Return on assets ▼-0.006Return on invested capital ▼-0.100Return on capital employed ▼-0.081Operating ROA ▼-0.007Income quality ▲+0.056Tax burden ▼-0.007
Efficiency
Days sales outstanding n/aDays payables outstanding n/aOperating cycle n/aCash conversion cycle n/aCapex / Sales ▼-0.002R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.107Net debt / EBITDA ▲+8.622Working capital ▼-2268630000.000Invested capital ▼-1217455000.000Intangibles / Total assets ▲+0.031
Employee count
Peer market caps
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2025-10-31 | Lisa C. McClain | Sale (Full) | $1,001 - $15,000 |
| 2025-10-30 | Lisa C. McClain | Sale (Full) | $1,001 - $15,000 |
| 2025-10-30 | Lisa C. McClain | Purchase | $1,001 - $15,000 |
| 2025-06-17 | Lisa C. McClain | Purchase | $1,001 - $15,000 |
| 2025-06-16 | Gilbert Ray Cisneros | Purchase | $1,001 - $15,000 |
| 2024-11-08 | Jared Moskowitz | Sale (Full) | $15,001 - $50,000 |
| 2024-11-08 | Jared Moskowitz | Sale (Full) | $50,001 - $100,000 |
| 2023-12-14 | Jared Moskowitz | Sale (Partial) | $15,001 - $50,000 |
| 2023-03-29 | Josh S. Gottheimer | Sale (Partial) | $1,001 - $15,000 |
| 2023-03-10 | Jared Moskowitz | Sale (Partial) | $15,001 - $50,000 |
| 2023-03-10 | Jared Moskowitz | Sale (Partial) | $50,001 - $100,000 |
| 2023-01-31 | Daniel Goldman | Sale (Full) | $15,001 - $50,000 |
| 2020-11-03 | Gilbert Ray Cisneros | Purchase | $1,001 - $15,000 |
| 2020-10-23 | Josh S. Gottheimer | Purchase | $1,001 - $15,000 |
| 2020-10-16 | Josh S. Gottheimer | Purchase | $1,001 - $15,000 |
| 2020-09-15 | Josh S. Gottheimer | Sale (Partial) | $1,001 - $15,000 |
| 2020-05-15 | Gilbert Ray Cisneros | Purchase | $1,001 - $15,000 |
| 2019-11-05 | Gilbert Ray Cisneros | Purchase | $1,001 - $15,000 |
| 2019-11-01 | Josh S. Gottheimer | Purchase | $1,001 - $15,000 |
Recent news
- 2026-09-21 Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Receives Consensus Rating of “Moderate Buy” from Brokerages Shares of Seacoast Banking Corporation of Florida (NASDAQ: SBCF - Get Free Report) have earned an average recommendation of "Moderate Buy" from the five ratings firms that are covering the stock, Marketbeat.com reports. Two analysts have rated the stock with a hold rating and three have issued a buy rating on the company. The average twelve-month
- 2026-08-27 Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Given Average Rating of “Moderate Buy” by Brokerages Shares of Seacoast Banking Corporation of Florida (NASDAQ: SBCF - Get Free Report) have received a consensus recommendation of "Moderate Buy" from the five research firms that are covering the company, MarketBeat Ratings reports. Two equities research analysts have rated the stock with a hold rating and three have issued a buy rating on the company.
- 2026-08-18 Seacoast Banking (SBCF) Upgraded to Buy: Here''s Why Seacoast Banking (SBCF) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
- 2026-08-18 Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Reaches New 52-Week High – Here’s What Happened Seacoast Banking Corporation of Florida (NASDAQ: SBCF - Get Free Report)''s share price hit a new 52-week high during mid-day trading on Tuesday. The stock traded as high as $36.27 and last traded at $35.80, with a volume of 827468 shares changing hands. The stock had previously closed at $36.13. Analyst Ratings Changes Several equities
- 2026-08-03 Seacoast Banking (SBCF) is a Great Momentum Stock: Should You Buy? Does Seacoast Banking (SBCF) have what it takes to be a top stock pick for momentum investors? Let''s find out.
- 2026-08-03 First Trust Advisors LP Buys 49,301 Shares of Seacoast Banking Corporation of Florida $SBCF First Trust Advisors LP raised its stake in shares of Seacoast Banking Corporation of Florida (NASDAQ: SBCF) by 34.2% during the undefined quarter, according to its most recent filing with the SEC. The firm owned 193,549 shares of the financial services provider''s stock after acquiring an additional 49,301 shares during the period. First
- 2026-07-29 Seacoast Banking Corporation of Florida (SBCF) Q2 2026 Earnings Call Transcript Seacoast Banking Corporation of Florida (SBCF) Q2 2026 Earnings Call Transcript
- 2026-07-29 Seacoast Banking Corporation of Florida Q2 Earnings Call Highlights Seacoast Banking Corporation of Florida NASDAQ: SBCF reported second-quarter net income of $59.5 million, or $0.55 per diluted share, while adjusted earnings totaled $65.8 million, or $0.61 per diluted share. Adjusted pre-tax, pre-provision earnings rose 52% from a year earlier to $95.5 million.
- 2026-07-28 Seacoast Banking (SBCF) Reports Q2 Earnings: What Key Metrics Have to Say While the top- and bottom-line numbers for Seacoast Banking (SBCF) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
- 2026-07-28 Seacoast Banking (SBCF) Q2 Earnings and Revenues Beat Estimates Seacoast Banking (SBCF) came out with quarterly earnings of $0.61 per share, beating the Zacks Consensus Estimate of $0.6 per share. This compares to earnings of $0.52 per share a year ago.