PRCH
Neutral signal
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Financial indicators Unavailable or mixed. Current ratio 1.30 · operating margin 7.6%
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Timing Unavailable or mixed. No stored price series
VENTE TOTALE: 33 135 titres (~545 312,64 $ US)
- Insiders
- Reierson Amanda L
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$545,313
Avg sell (VWAP, 90d window) $16.35 vs last close —
- Last activity
- 2026-09-14
- Last synced
-
2026-09-20 09:54:07
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-09-14 | Neagle Matthew | Sell | 50,000 | $16.46 | $822,905 | Form 4 |
| 2026-09-14 | Reierson Amanda L | Sell | 33,135 | $16.46 | $545,313 | Form 4 |
| 2026-08-05 | Tabak Shawn | Sell | 25,000 | $16.21 | $405,157 | Form 4 |
| 2026-07-02 | Tabak Shawn | Sell | 25,000 | $16.13 | $403,278 | Form 4 |
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
Market snapshot
Signal
Neutral signalScored 2026-09-18
PRCH shows a genuine operational turnaround with improving margins and cash flow, supported by a Q2 2026 earnings beat and raised guidance, but the moderate catalyst score (55) and mixed signals — notably a $545k…
The first sentence of the analysis written for PRCH on 2026-09-18 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 70.5% | 48.5% | 48.8% | 61.0% | 69.5% | |
| Ebit Margin | 16.2% | 2.7% | -23.6% | -53.3% | -57.7% | |
| Ebitda Margin | 20.5% | 8.5% | -17.9% | -43.1% | -49.2% | |
| Operating Profit Margin | 7.6% | -14.7% | -44.2% | -64.2% | -43.3% | |
| Pretax Profit Margin | 5.5% | -7.0% | -31.0% | -56.4% | -60.7% | |
| Continuous Operations Profit Margin | 3.2% | -7.5% | -31.1% | -56.7% | -55.4% | |
| Net Profit Margin | 3.2% | -7.5% | -31.1% | -56.7% | -55.4% | |
| Bottom Line Profit Margin | -0.7% | -7.5% | -31.1% | -56.7% | -55.4% | |
| Current Ratio | 1.301 | 0.882 | 1.041 | 1.182 | 1.666 | |
| Quick Ratio | 1.301 | 0.882 | 1.041 | 1.182 | 1.666 | |
| Solvency Ratio | 0.046 | -0.009 | -0.117 | -0.133 | -0.110 | |
| Cash Ratio | 0.785 | 0.405 | 0.559 | 0.417 | 0.870 | |
| Price To Earnings Ratio | -281.790 | -14.909 | -2.216 | -1.168 | -13.440 | |
| Price To Earnings Growth Ratio | 3.125 | 0.196 | 0.162 | -0.030 | -0.160 | |
| Forward Price To Earnings Growth Ratio | 3.125 | 0.196 | 0.162 | -0.030 | -0.160 | |
| Price To Earnings Diluted Ratio | -281.790 | -14.909 | -2.216 | -1.168 | -13.440 | |
| Price To Earnings Diluted Growth Ratio | 3.125 | 0.196 | 0.162 | -0.030 | -0.160 | |
| Price To Book Ratio | -38.453 | -11.335 | -8.291 | 2.306 | 6.744 | |
| Price To Sales Ratio | 1.962 | 1.119 | 0.688 | 0.663 | 7.606 | |
| Price To Free Cash Flow Ratio | 18.185 | -15.214 | 12.414 | -6.493 | -37.085 | |
| Price To Operating Cash Flow Ratio | 14.253 | -15.465 | 8.720 | -10.319 | -42.087 | |
| Debt To Assets Ratio | 0.493 | 0.496 | 0.484 | 0.424 | 0.402 | |
| Debt To Equity Ratio | -15.956 | -9.345 | -12.211 | 5.599 | 1.923 | |
| Debt To Capital Ratio | 1.067 | 1.120 | 1.089 | 0.848 | 0.658 | |
| Long Term Debt To Capital Ratio | 1.068 | 1.120 | 1.089 | 0.843 | 0.656 | |
| Financial Leverage Ratio | -32.391 | -18.831 | -25.205 | 13.220 | 4.786 | |
| Working Capital Turnover Ratio | -33.732 | -29.090 | 7.621 | 1.643 | 0.903 | |
| Operating Cash Flow Ratio | 0.980 | -0.076 | 0.073 | -0.034 | -0.096 | |
| Operating Cash Flow Sales Ratio | 0.138 | -0.072 | 0.079 | -0.064 | -0.181 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.784 | 1.017 | 0.702 | 1.589 | 1.135 | |
| Debt Service Coverage Ratio | 1.475 | 0.825 | -2.422 | -4.762 | -14.299 | |
| Interest Coverage Ratio | 0.709 | -1.518 | -5.981 | -20.297 | -14.481 | |
| Short Term Operating Cash Flow Coverage Ratio | 8.546 | -211.213 | 139.053 | -1.078 | -231.847 | |
| Operating Cash Flow Coverage Ratio | 0.169 | -0.078 | 0.078 | -0.040 | -0.083 | |
| Capital Expenditure Coverage Ratio | 4.625 | -60.577 | 3.361 | -1.697 | -7.414 | |
| Dividend Paid And Capex Coverage Ratio | 4.625 | -60.577 | 3.361 | -1.697 | -7.414 | |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Enterprise Value Multiple | 13.003 | 19.447 | -6.140 | -3.463 | -16.523 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 70.5% | ▲22.0% | ▲10.8% |
| Ebit Margin | 16.2% | ▲13.5% | ▲39.4% |
| Ebitda Margin | 20.5% | ▲12.0% | ▲36.8% |
| Operating Profit Margin | 7.6% | ▲22.3% | ▲39.4% |
| Pretax Profit Margin | 5.5% | ▲12.6% | ▲35.5% |
| Continuous Operations Profit Margin | 3.2% | ▲10.7% | ▲32.7% |
| Net Profit Margin | 3.2% | ▲10.7% | ▲32.7% |
| Bottom Line Profit Margin | -0.7% | ▲6.8% | ▲29.6% |
| Current Ratio | 1.301 | ▲0.420 | ▲0.087 |
| Quick Ratio | 1.301 | ▲0.420 | ▲0.087 |
| Solvency Ratio | 0.046 | ▲0.055 | ▲0.111 |
| Cash Ratio | 0.785 | ▲0.380 | ▲0.177 |
| Price To Earnings Ratio | -281.790 | ▼-266.881 | ▼-219.086 |
| Price To Earnings Growth Ratio | 3.125 | ▲2.929 | ▲2.466 |
| Forward Price To Earnings Growth Ratio | 3.125 | ▲2.929 | ▲2.466 |
| Price To Earnings Diluted Ratio | -281.790 | ▼-266.881 | ▼-219.086 |
| Price To Earnings Diluted Growth Ratio | 3.125 | ▲2.929 | ▲2.466 |
| Price To Book Ratio | -38.453 | ▼-27.118 | ▼-28.647 |
| Price To Sales Ratio | 1.962 | ▲0.843 | ▼-0.445 |
| Price To Free Cash Flow Ratio | 18.185 | ▲33.399 | ▲23.824 |
| Price To Operating Cash Flow Ratio | 14.253 | ▲29.718 | ▲23.233 |
| Debt To Assets Ratio | 0.493 | ▼-0.004 | ▲0.033 |
| Debt To Equity Ratio | -15.957 | ▼-6.611 | ▼-9.958 |
| Debt To Capital Ratio | 1.067 | ▼-0.053 | ▲0.110 |
| Long Term Debt To Capital Ratio | 1.068 | ▼-0.052 | ▲0.113 |
| Financial Leverage Ratio | -32.391 | ▼-13.560 | ▼-20.706 |
| Working Capital Turnover Ratio | -33.732 | ▼-4.642 | ▼-23.201 |
| Operating Cash Flow Ratio | 0.980 | ▲1.056 | ▲0.811 |
| Operating Cash Flow Sales Ratio | 0.138 | ▲0.210 | ▲0.158 |
| Free Cash Flow Operating Cash Flow Ratio | 0.784 | ▼-0.233 | ▼-0.262 |
| Debt Service Coverage Ratio | 1.475 | ▲0.649 | ▲5.311 |
| Interest Coverage Ratio | 0.709 | ▲2.227 | ▲9.023 |
| Short Term Operating Cash Flow Coverage Ratio | 8.546 | ▲219.759 | ▲67.854 |
| Operating Cash Flow Coverage Ratio | 0.169 | ▲0.247 | ▲0.160 |
| Capital Expenditure Coverage Ratio | 4.625 | ▲65.202 | ▲16.965 |
| Dividend Paid And Capex Coverage Ratio | 4.625 | ▲65.202 | ▲16.965 |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 |
| Enterprise Value Multiple | 13.003 | ▼-6.444 | ▲11.738 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $946.7M | $490.0M | $295.9M | $183.0M | $1.46B | |
| Enterprise value | $1.29B | $726.3M | $473.2M | $412.3M | $1.57B | |
| EV / Sales | 2.67x | 1.66x | 1.10x | 1.49x | 8.13x | |
| EV / Op. cash flow | 19.37x | -22.92x | 13.95x | -23.24x | -45.01x | |
| EV / Free cash flow | 24.71x | -22.55x | 19.85x | -14.63x | -39.66x | |
| EV / EBITDA | 13.00x | 19.45x | -6.14x | -3.46x | -16.52x | |
| Net debt / EBITDA | 3.43x | 6.33x | -2.30x | -1.93x | -1.07x | |
| Current ratio | 1.30x | 0.88x | 1.04x | 1.18x | 1.67x | |
| Income quality | -19.76x | 0.96x | -0.25x | 0.11x | 0.33x | |
| Graham net-net | -$7 | -$6 | -$6 | -$5 | -$3 | |
| Tax burden | 57.3% | 106.9% | 100.5% | 100.5% | 91.2% | |
| Interest burden | 34.1% | -259.7% | 131.4% | 105.9% | 105.2% | |
| Working capital | $20.4M | -$49.0M | $18.9M | $94.0M | $241.9M | |
| Invested capital | $270.4M | $234.2M | $318.1M | $459.2M | $608.6M | |
| Return on assets | 1.9% | -4.0% | -14.9% | -14.9% | -10.3% | |
| Operating ROA | 4.5% | -7.5% | -19.5% | -17.0% | -12.8% | |
| Return on tangible assets | 2.7% | -5.9% | -21.6% | -22.5% | -15.6% | |
| Return on equity | -62.2% | 75.9% | 375.3% | -197.3% | -49.1% | |
| Return on invested capital | 2.8% | -16.1% | -43.5% | -32.3% | -11.3% | |
| Return on capital employed | 5.0% | -16.2% | -43.5% | -33.2% | -12.3% | |
| Earnings yield | 1.6% | -6.7% | -45.3% | -85.5% | -7.3% | |
| Free cash flow yield | 5.5% | -6.6% | 8.1% | -15.4% | -2.7% | |
| Capex / Op. cash flow | 21.6% | -1.7% | 29.8% | -58.9% | -13.5% | |
| Capex / Depreciation | 69.7% | 2.0% | 41.4% | 37.4% | 28.1% | |
| Capex / Sales | 3.0% | 0.1% | 2.3% | 3.8% | 2.4% | |
| SG&A / Sales | 51.8% | 50.5% | 57.5% | 81.1% | 87.8% | |
| R&D / Sales | 11.1% | 12.6% | 13.6% | 21.6% | 24.4% | |
| Stock comp / Sales | 6.0% | 6.2% | 4.8% | 9.8% | 0.0% | |
| Intangibles / Total assets | 27.9% | 32.0% | 31.0% | 33.6% | 34.2% | |
| Days sales outstanding | 9d | 93d | 92d | 429d | 488d | |
| Days payables outstanding | 10d | 7d | 15d | 21d | 43d | |
| Operating cycle | 9d | 93d | 92d | 429d | 488d | |
| Cash conversion cycle | -2d | 86d | 77d | 408d | 445d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+93.2%EV / Sales ▲+60.8%EV / EBITDA ▼-33.1%EV / Op. cash flow ▲+42.290Earnings yield ▲+0.083
Profitability
Return on equity ▼-1.382Return on assets ▲+0.060Return on invested capital ▲+0.190Return on capital employed ▲+0.212Operating ROA ▲+0.121Income quality ▼-20.727Tax burden ▼-0.496
Efficiency
Days sales outstanding ▼-84.318Days payables outstanding ▲+3.028Operating cycle ▼-84.318Cash conversion cycle ▼-87.346Capex / Sales ▲+0.029R&D / Sales ▼-0.016
Balance-sheet strength
Current ratio ▲+0.420Net debt / EBITDA ▼-2.894Working capital ▲+69455000.000Invested capital ▲+36266000.000Intangibles / Total assets ▼-0.041
Change over 5 years
Valuation
Market cap ▼-35.3%EV / Sales ▼-67.2%EV / EBITDA ▲+178.7%EV / Op. cash flow ▲+64.378Earnings yield ▲+0.089
Profitability
Return on equity ▼-0.131Return on assets ▲+0.122Return on invested capital ▲+0.141Return on capital employed ▲+0.174Operating ROA ▲+0.173Income quality ▼-20.088Tax burden ▼-0.339
Efficiency
Days sales outstanding ▼-479.260Days payables outstanding ▼-32.921Operating cycle ▼-479.260Cash conversion cycle ▼-446.339Capex / Sales ▲+0.005R&D / Sales ▼-0.134
Balance-sheet strength
Current ratio ▼-0.365Net debt / EBITDA ▲+4.507Working capital ▼-221516000.000Invested capital ▼-338164000.000Intangibles / Total assets ▼-0.063
Employee count
Peer market caps
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent news
- 2026-09-08 Legal & General Group Plc Takes $904,000 Position in Porch Group, Inc. $PRCH Legal and General Group Plc acquired a new stake in Porch Group, Inc. (NASDAQ: PRCH) during the second quarter, according to its most recent Form 13F filing with the SEC. The firm acquired 60,081 shares of the company''s stock, valued at approximately $904,000. Several other institutional investors and hedge funds have also recently
- 2026-08-29 BlackRock Inc. Purchases Shares of 8,576,809 Porch Group, Inc. $PRCH BlackRock Inc. purchased a new position in shares of Porch Group, Inc. (NASDAQ: PRCH) during the undefined quarter, according to its most recent 13F filing with the SEC. The firm purchased 8,576,809 shares of the company''s stock, valued at approximately $128,995,000. BlackRock Inc. owned about 6.72% of Porch Group at the end of
- 2026-08-27 Porch Group, Inc. (NASDAQ:PRCH) Receives Consensus Recommendation of “Moderate Buy” from Brokerages Porch Group, Inc. (NASDAQ: PRCH - Get Free Report) has been assigned a consensus rating of "Moderate Buy" from the nine analysts that are presently covering the firm, Marketbeat.com reports. One research analyst has rated the stock with a sell recommendation, two have assigned a hold recommendation and six have assigned a buy recommendation to the
- 2026-08-11 Porch Group Announces Attendance at Upcoming Investor Events SEATTLE--(BUSINESS WIRE)--Porch Group, Inc. (“Porch”) (Nasdaq: PRCH), a new kind of homeowners insurance company, today announced its upcoming investor event attendance. Porch Management will be attending and participating in one-on-one and group investor meetings at these upcoming events: August 12, 2026: 29th Annual Technology, Internet & Communications Conference (Virtual) August 13, 2026: 8th Annual Needham FinTech & Digital Transformation Conference (Virtual) August 18-19, 2026: Cr.
- 2026-08-04 Porch Group: A Unique Insurance Play Through Reciprocal Porch Group offers software and services to its network of homeowners, which gives it early access to homebuyers and property data. This positions PRCH very close to homeowners themselves, which I consider one of its main competitive advantages. Insurance Services turns Reciprocal''s policy growth into fee and commission revenue for PRCH without making it a pure play insurance company.
- 2026-08-03 Porch Group: Q2 Delivered In Most Aspects, But Loss Ratio Is A Concern Porch Group (PRCH) demonstrates a durable edge in homeowners insurance via proprietary inspection data and selective funnel management, supporting a Buy rating and $20 price target. Q2 2026 results validate PRCH''s ability to convert data advantage into 38% policy growth and 126% Insurance Services Adjusted EBITDA growth, with strong 87% gross and 48% EBITDA margins. PRCH''s selective customer acquisition, unconstrained by rate filings, enables precise margin management, but rapid new policy growth raises questions about loss ratio durability as the book ages.
- 2026-07-30 Porch Group, Inc. (PRCH) Q2 2026 Earnings Call Transcript Porch Group, Inc. (PRCH) Q2 2026 Earnings Call Transcript
- 2026-07-29 Porch Group Q2 Earnings Call Highlights Porch Group NASDAQ: PRCH reported second-quarter results that exceeded its prior expectations, driven by growth in its Insurance Services business, and raised its full-year 2026 outlook for revenue, gross profit and adjusted EBITDA excluding its reciprocal insurance carrier.
- 2026-07-29 Porch Group, Inc. (PRCH) Q2 Earnings and Revenues Surpass Estimates Porch Group, Inc. (PRCH) came out with quarterly earnings of $0.05 per share, beating the Zacks Consensus Estimate of a loss of $0.04 per share. This compares to break-even earnings per share a year ago.
- 2026-07-29 Porch Group Reports Second Quarter 2026 Results SEATTLE--(BUSINESS WIRE)--Porch Group, Inc. (“Porch,” “the Company,” “we,” “our,” “us”) (NASDAQ: PRCH), a new kind of homeowners insurance company, today reported second quarter results through June 30, 2026, that exceeded our expectations. As a result, the Company raised guidance for the remainder of the year. CEO Summary “Q2 was a strong quarter and another clear proof point that the model is working. We exceeded expectations, grew Adjusted EBITDA (Excluding Reciprocal)1 meaningfully, deliver.