NAVN
Bearish signal
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Financial indicators Unavailable or mixed. Current ratio 4.07 · operating margin -28% — readings disagree
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Unavailable or mixed. Weekly bias is flat
VENTE TOTALE: 86 687 titres (~1 844 187,91 $ US)
- Insiders
- Twig Ilan EzraCohen Ariel M.
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$1,844,188
Avg sell (VWAP, 90d window) $21.27 vs last close $19.42 (-8.7%)
- Last activity
- 2026-09-21
- Liquidity
- Liquid $95,216,085/day · 20d vol
- Last synced
-
2026-09-25 21:10:43
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-09-21 | Cohen Ariel M. | Sell | 50,647 | $21.27 | $1,077,469 | Form 4 |
| 2026-09-21 | Sindicich Michael Eric | Sell | 8,977 | $21.27 | $190,978 | Form 4 |
| 2026-09-21 | Twig Ilan Ezra | Sell | 36,040 | $21.27 | $766,719 | Form 4 |
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
Market snapshot
Signal
Bearish signalScored 2026-09-25
NAVN presents a deeply unfavorable risk/reward profile: despite a liquidity score of 75, the fundamental trend score of 25 reflects persistent net losses, negative EBITDA, and structural profitability issues that…
The first sentence of the analysis written for NAVN on 2026-09-25 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2026-01-31 | 2025-01-31 | 2024-01-31 |
|---|---|---|---|---|
| Gross Profit Margin | 71.3% | 63.8% | 53.3% | |
| Ebit Margin | -49.1% | -17.8% | -65.3% | |
| Ebitda Margin | -40.5% | -13.2% | -58.7% | |
| Operating Profit Margin | -28.0% | -20.1% | -61.2% | |
| Pretax Profit Margin | -56.4% | -31.9% | -81.1% | |
| Continuous Operations Profit Margin | -56.7% | -33.7% | -82.4% | |
| Net Profit Margin | -56.7% | -33.7% | -82.4% | |
| Bottom Line Profit Margin | -56.7% | -33.7% | -82.4% | |
| Current Ratio | 4.072 | 1.534 | 3.621 | |
| Quick Ratio | 4.072 | 1.534 | 3.621 | |
| Solvency Ratio | -0.675 | -0.162 | -0.360 | |
| Cash Ratio | 1.818 | 0.686 | 1.398 | |
| Price To Earnings Ratio | -2.821 | -27.397 | -14.925 | |
| Price To Earnings Growth Ratio | -0.006 | 0.602 | 0.000 | |
| Forward Price To Earnings Growth Ratio | -0.006 | 0.602 | 0.000 | |
| Price To Earnings Diluted Ratio | -2.821 | -27.397 | -14.925 | |
| Price To Earnings Diluted Growth Ratio | -0.006 | 0.602 | 0.000 | |
| Price To Book Ratio | 0.929 | 43.463 | 22.653 | |
| Price To Sales Ratio | 1.599 | 9.248 | 12.341 | |
| Price To Free Cash Flow Ratio | 76.043 | -96.584 | -29.741 | |
| Price To Operating Cash Flow Ratio | 33.343 | -98.489 | -29.841 | |
| Debt To Assets Ratio | 0.102 | 0.620 | 0.538 | |
| Debt To Equity Ratio | 0.144 | 5.887 | 2.619 | |
| Debt To Capital Ratio | 0.126 | 0.855 | 0.724 | |
| Long Term Debt To Capital Ratio | 0.093 | 0.777 | 0.704 | |
| Financial Leverage Ratio | 1.414 | 9.490 | 4.864 | |
| Working Capital Turnover Ratio | 1.147 | 1.471 | 0.000 | |
| Operating Cash Flow Ratio | 0.105 | -0.113 | -0.886 | |
| Operating Cash Flow Sales Ratio | 0.048 | -0.094 | -0.414 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.438 | 1.020 | 1.003 | |
| Debt Service Coverage Ratio | -5.522 | -0.260 | -3.371 | |
| Interest Coverage Ratio | -3.838 | -1.416 | -3.893 | |
| Short Term Operating Cash Flow Coverage Ratio | 57.656 | -0.217 | -19.976 | |
| Operating Cash Flow Coverage Ratio | 0.193 | -0.075 | -0.290 | |
| Capital Expenditure Coverage Ratio | 1.781 | -50.710 | -296.547 | |
| Dividend Paid And Capex Coverage Ratio | 1.781 | -50.710 | -296.547 | |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 | |
| Enterprise Value Multiple | -2.509 | -75.487 | -22.357 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 71.3% | ▲7.5% | ▲8.5% |
| Ebit Margin | -49.1% | ▼-31.3% | ▼-5.0% |
| Ebitda Margin | -40.5% | ▼-27.3% | ▼-3.1% |
| Operating Profit Margin | -28.0% | ▼-8.0% | ▲8.4% |
| Pretax Profit Margin | -56.4% | ▼-24.4% | ▲0.1% |
| Continuous Operations Profit Margin | -56.7% | ▼-22.9% | ▲0.9% |
| Net Profit Margin | -56.7% | ▼-22.9% | ▲0.9% |
| Bottom Line Profit Margin | -56.7% | ▼-22.9% | ▲0.9% |
| Current Ratio | 4.072 | ▲2.539 | ▲0.997 |
| Quick Ratio | 4.072 | ▲2.539 | ▲0.997 |
| Solvency Ratio | -0.675 | ▼-0.513 | ▼-0.276 |
| Cash Ratio | 1.818 | ▲1.133 | ▲0.518 |
| Price To Earnings Ratio | -2.821 | ▲24.577 | ▲12.227 |
| Price To Earnings Growth Ratio | -0.006 | ▼-0.608 | ▼-0.205 |
| Forward Price To Earnings Growth Ratio | -0.006 | ▼-0.608 | ▼-0.205 |
| Price To Earnings Diluted Ratio | -2.821 | ▲24.577 | ▲12.227 |
| Price To Earnings Diluted Growth Ratio | -0.006 | ▼-0.608 | ▼-0.205 |
| Price To Book Ratio | 0.929 | ▼-42.534 | ▼-21.419 |
| Price To Sales Ratio | 1.599 | ▼-7.649 | ▼-6.131 |
| Price To Free Cash Flow Ratio | 76.043 | ▲172.627 | ▲92.803 |
| Price To Operating Cash Flow Ratio | 33.343 | ▲131.832 | ▲65.005 |
| Debt To Assets Ratio | 0.102 | ▼-0.518 | ▼-0.318 |
| Debt To Equity Ratio | 0.144 | ▼-5.743 | ▼-2.739 |
| Debt To Capital Ratio | 0.126 | ▼-0.729 | ▼-0.442 |
| Long Term Debt To Capital Ratio | 0.093 | ▼-0.683 | ▼-0.431 |
| Financial Leverage Ratio | 1.415 | ▼-8.075 | ▼-3.842 |
| Working Capital Turnover Ratio | 1.147 | ▼-0.323 | ▲0.275 |
| Operating Cash Flow Ratio | 0.105 | ▲0.218 | ▲0.403 |
| Operating Cash Flow Sales Ratio | 0.048 | ▲0.142 | ▲0.201 |
| Free Cash Flow Operating Cash Flow Ratio | 0.439 | ▼-0.581 | ▼-0.382 |
| Debt Service Coverage Ratio | -5.522 | ▼-5.262 | ▼-2.471 |
| Interest Coverage Ratio | -3.838 | ▼-2.421 | ▼-0.789 |
| Short Term Operating Cash Flow Coverage Ratio | 57.656 | ▲57.873 | ▲45.168 |
| Operating Cash Flow Coverage Ratio | 0.193 | ▲0.268 | ▲0.250 |
| Capital Expenditure Coverage Ratio | 1.781 | ▲52.491 | ▲116.940 |
| Dividend Paid And Capex Coverage Ratio | 1.781 | ▲52.491 | ▲116.940 |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 |
| Enterprise Value Multiple | -2.509 | ▲72.978 | ▲30.942 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Market cap | $1.12B | $4.96B | $4.96B | |
| Enterprise value | $713.5M | $5.33B | $5.28B | |
| EV / Sales | 1.02x | 9.93x | 13.12x | |
| EV / Op. cash flow | 21.19x | -105.76x | -31.71x | |
| EV / Free cash flow | 48.33x | -103.72x | -31.61x | |
| EV / EBITDA | -2.51x | -75.49x | -22.36x | |
| Net debt / EBITDA | 1.44x | -5.19x | -1.32x | |
| Current ratio | 4.07x | 1.53x | 3.62x | |
| Income quality | -0.09x | 0.28x | 0.50x | |
| Graham net-net | $6 | -$2 | -$1 | |
| Tax burden | 100.5% | 105.6% | 101.7% | |
| Interest burden | 114.9% | 179.6% | 124.1% | |
| Working capital | $986.1M | $238.0M | $492.0M | |
| Invested capital | $1.33B | $590.9M | $850.6M | |
| Return on assets | -23.3% | -16.7% | -31.1% | |
| Operating ROA | -14.1% | -10.0% | 0.0% | |
| Return on tangible assets | -28.0% | -22.4% | -42.3% | |
| Return on equity | -32.9% | -158.5% | -151.3% | |
| Return on invested capital | -14.1% | -12.4% | -27.8% | |
| Return on capital employed | -14.2% | -16.9% | -28.0% | |
| Earnings yield | -35.5% | -3.6% | -6.7% | |
| Free cash flow yield | 1.3% | -1.0% | -3.4% | |
| Capex / Op. cash flow | 56.2% | -2.0% | -0.3% | |
| Capex / Depreciation | 31.4% | 4.0% | 2.1% | |
| Capex / Sales | 2.7% | 0.2% | 0.1% | |
| SG&A / Sales | 77.8% | 64.7% | 86.7% | |
| R&D / Sales | 21.5% | 19.1% | 27.8% | |
| Stock comp / Sales | 25.9% | 14.4% | 18.9% | |
| Intangibles / Total assets | 16.7% | 25.4% | 26.4% | |
| Days sales outstanding | 222d | 235d | 351d | |
| Days payables outstanding | 119d | 80d | 47d | |
| Operating cycle | 222d | 235d | 351d | |
| Cash conversion cycle | 102d | 155d | 304d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-77.4%EV / Sales ▼-89.8%EV / EBITDA ▲+96.7%EV / Op. cash flow ▲+126.953Earnings yield ▼-0.318
Profitability
Return on equity ▲+1.256Return on assets ▼-0.066Return on invested capital ▼-0.017Return on capital employed ▲+0.027Operating ROA ▼-0.041Income quality ▼-0.363Tax burden ▼-0.050
Efficiency
Days sales outstanding ▼-13.502Days payables outstanding ▲+38.856Operating cycle ▼-13.502Cash conversion cycle ▼-52.358Capex / Sales ▲+0.025R&D / Sales ▲+0.024
Balance-sheet strength
Current ratio ▲+2.539Net debt / EBITDA ▲+6.630Working capital ▲+748009000.000Invested capital ▲+734145001.000Intangibles / Total assets ▼-0.087
Change over 5 years
Valuation
Market cap ▼-77.4%EV / Sales ▼-92.3%EV / EBITDA ▲+88.8%EV / Op. cash flow ▲+52.905Earnings yield ▼-0.288
Profitability
Return on equity ▲+1.183Return on assets ▲+0.078Return on invested capital ▲+0.137Return on capital employed ▲+0.139Operating ROA n/aIncome quality ▼-0.586Tax burden ▼-0.011
Efficiency
Days sales outstanding ▼-129.137Days payables outstanding ▲+72.048Operating cycle ▼-129.137Cash conversion cycle ▼-201.185Capex / Sales ▲+0.026R&D / Sales ▼-0.063
Balance-sheet strength
Current ratio ▲+0.451Net debt / EBITDA ▲+2.759Working capital ▲+494056000.000Invested capital ▲+474484001.000Intangibles / Total assets ▼-0.097
Employee count
Peer market caps
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent news
- 2026-09-25 Navan (NASDAQ:NAVN) Stock: Insider Ariel Cohen Sells 50,647 Shares Navan, Inc. (NASDAQ: NAVN - Get Free Report) CEO Ariel Cohen sold 50,647 shares of the business''s stock in a transaction that occurred on Monday, September 21st. The stock was sold at an average price of $21.27, for a total value of $1,077,261.69. Following the completion of the transaction, the chief executive officer owned 1,035,595 shares
- 2026-09-25 Navan (NASDAQ:NAVN) Stock: Insider Ilan Ezra Twig Sells 36,040 Shares Navan, Inc. (NASDAQ: NAVN - Get Free Report) CTO Ilan Twig sold 36,040 shares of the company''s stock in a transaction that occurred on Monday, September 21st. The shares were sold at an average price of $21.27, for a total value of $766,570.80. Following the completion of the transaction, the chief technology officer directly owned 769,820
- 2026-09-15 Navan''s Strong Quarter Meets an AI Spending Reality Check Navan Inc. NASDAQ: NAVN wouldn''t be the first company investors would think of as a target of the recent sell-off of artificial intelligence names. But that may be part of the trouble facing NAVN after the company''s Q2 earnings report for its 2027 fiscal year.
- 2026-09-11 Navan Q2 Earnings Call Highlights Navan (NASDAQ: NAVN) reported second-quarter revenue of $233 million, up 35% from a year earlier, as travel bookings on its platform continued to expand and the company cited growing adoption of its travel, payments and expense-management products. Total gross booking value, or GBV, exceeded $3 billion during the quarter, rising 45% year over year. Chief Financial
- 2026-09-11 Navan, Inc. (NAVN) Q2 2027 Earnings Call Transcript Navan, Inc. (NAVN) Q2 2027 Earnings Call Transcript
- 2026-09-10 Why Navan Stock Is Plummeting Today Navan beat sales and earnings expectations for fiscal Q2. The company also raised its guidance for full-year sales and adjusted operating income.
- 2026-09-10 Navan, Inc. (NAVN) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript Navan, Inc. (NAVN) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript
- 2026-09-10 Navan (NAVN) Faces Stock Pressure Despite Strong Q2 Performance Navan (NAVN) is experiencing stock pressure, even after exceeding expectations in its Q2 results. The company reported a 35.4% year-over-year revenue increase,
- 2026-09-10 These Analysts Revise Their Forecasts On Navan After Q2 Results Navan Inc. (NASDAQ:NAVN) reported upbeat second-quarter fiscal 2027 results, raised its full-year outlook, and announced the acquisition of BoomPop.
- 2026-09-10 Navan: Priced For Perfection With M&A A Potential Distraction Navan remains a ''sell'' as its valuation demands flawless execution amid slowing margin expansion and competitive pressures. Q2 revenue grew 35% to $233M with non-GAAP EPS of $0.05, but margins stalled sequentially and GAAP profitability remains elusive. Gross booking volumes rose 45%, yet NAVN is earning less per transaction and its payments platform is losing wallet share.