HBIA
Neutral signalScored 2026-10-13 Drivers: fundamentals. Insiders: neutral. Moteurs : fondamentaux. Initiés : neutre.
Research, not advice.
À propos
Hills Bancorporation
- Nom
- Hills Bancorporation
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- OTC
- Capitalisation
- $819.5M
- Employés
- 494
- PDG
- Lisa A. Shileny
- Site web
- https://www.hillsbank.com
- Marché
- ATLOBYLBCMTVCSHXCYVFFFMR
Hills Bancorporation, founded in 1904 and headquartered in Hills, Iowa, functions as the parent company for Hills Bank and Trust Company. This institution provides a broad spectrum of commercial banking and financial services to a varied clientele, including individuals, businesses, governmental organizations, and other institutional customers. Its banking operations involve accepting various deposit types, such as demand, savings, and term accounts. The company also offers a comprehensive suite of lending products, including real estate financing like mortgages and construction loans, commercial and financial credit, agricultural loans, and a range of personal consumer loans for vehicles, installments, and other purposes. Beyond core banking, Hills Bancorporation maintains convenient amenities like night deposit boxes and safe deposit facilities, alongside providing collection, exchange, and other financial services. Furthermore, the company delivers extensive trust and wealth management services. This includes administering estates, personal trusts, and pension plans, as well as offering farm management, investment advisory, and custodial solutions for individuals, corporations, and nonprofit entities. It also originates residential mortgages that are then sold in the secondary market, without retaining the mortgage servicing rights. The company conducts its operations from its primary office in Hills, Iowa, supported by 18 full-service branch locations distributed across Johnson, Linn, and Washington counties within Iowa.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
ACHAT TOTAL: 1 000 titres (~47 000,00 $ US) VENTE TOTALE: 1 000 titres (~47 000,00 $ US)
- Insiders
- Phelan John WSlattery Thomas M.
- Total bought
-
$47,000
Avg buy (VWAP, 90d window) $47.00 vs last close —
- Total sold
-
$47,000
Avg sell (VWAP, 90d window) $47.00 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-10-09
- Last synced
-
2026-10-15 09:49:54
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-10-09 | Phelan John W | Sell · S | 1,000 | $47.00 | $47,000 | Form 4 |
| 2026-10-09 | Slattery Thomas M. | Buy · P | 1,000 | $47.00 | $47,000 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Signal
Neutral signalScored 2026-10-13 Drivers: fundamentals. Insiders: neutral. Moteurs : fondamentaux. Initiés : neutre.
The 0-100 score behind this signal and the full written analysis are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Unavailable or mixed. Purchase and sale value are mixed
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Supports a bullish reading. Current ratio 1.48 · operating margin 29%
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 62.7% | 61.0% | 63.6% | 85.9% | 92.2% | |
| Ebit Margin | 29.4% | 26.1% | 24.3% | 38.3% | 39.9% | |
| Ebitda Margin | 31.5% | 27.2% | 25.6% | 40.1% | 42.1% | |
| Operating Profit Margin | 29.4% | 26.1% | 24.3% | 38.3% | 39.9% | |
| Pretax Profit Margin | 29.4% | 26.1% | 24.3% | 38.3% | 39.9% | |
| Continuous Operations Profit Margin | 23.5% | 20.7% | 19.1% | 30.1% | 30.9% | |
| Net Profit Margin | 23.5% | 20.7% | 19.1% | 30.1% | 30.9% | |
| Bottom Line Profit Margin | 23.5% | 20.7% | 19.1% | 30.1% | 30.9% | |
| Current Ratio | 1.477 | 0.161 | 0.261 | 0.247 | 0.380 | |
| Quick Ratio | 1.477 | 0.161 | 0.261 | 0.247 | 0.380 | |
| Solvency Ratio | 0.016 | 0.012 | 0.011 | 0.014 | 0.014 | |
| Cash Ratio | 0.072 | 0.037 | 0.018 | 0.011 | 0.221 | |
| Price To Earnings Ratio | 48.628 | 26.722 | 36.538 | 27.689 | 26.264 | |
| Price To Earnings Growth Ratio | 1.579 | 1.011 | -1.916 | -71.437 | 1.040 | |
| Forward Price To Earnings Growth Ratio | 1.579 | 1.011 | -1.916 | -71.437 | 1.040 | |
| Price To Earnings Diluted Ratio | 48.628 | 26.722 | 36.538 | 27.743 | 26.264 | |
| Price To Earnings Diluted Growth Ratio | 1.579 | 1.011 | -1.932 | -47.717 | 1.040 | |
| Price To Book Ratio | 4.928 | 2.352 | 2.708 | 2.752 | 2.582 | |
| Price To Sales Ratio | 11.555 | 5.525 | 6.991 | 8.303 | 8.109 | |
| Price To Free Cash Flow Ratio | 45.599 | 24.926 | 28.002 | 24.180 | 15.086 | |
| Price To Operating Cash Flow Ratio | 43.167 | 22.906 | 26.398 | 23.361 | 14.826 | |
| Debt To Assets Ratio | 0.140 | 0.123 | 0.068 | 0.031 | 0.000 | |
| Debt To Equity Ratio | 1.083 | 1.044 | 0.576 | 0.255 | 0.001 | |
| Debt To Capital Ratio | 0.520 | 0.511 | 0.365 | 0.203 | 0.001 | |
| Long Term Debt To Capital Ratio | 0.096 | 0.511 | 0.365 | 0.203 | 0.001 | |
| Financial Leverage Ratio | 7.712 | 8.482 | 8.428 | 8.305 | 8.280 | |
| Working Capital Turnover Ratio | -0.203 | -0.088 | -0.080 | -0.067 | -0.071 | |
| Operating Cash Flow Ratio | 0.117 | 0.017 | 0.016 | 0.017 | 0.024 | |
| Operating Cash Flow Sales Ratio | 0.268 | 0.241 | 0.265 | 0.355 | 0.547 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.947 | 0.919 | 0.943 | 0.966 | 0.983 | |
| Debt Service Coverage Ratio | 0.098 | 0.572 | 0.715 | 3.142 | 2.924 | |
| Interest Coverage Ratio | 0.905 | 0.687 | 0.850 | 3.784 | 3.523 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.117 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 0.105 | 0.098 | 0.178 | 0.463 | 341.663 | |
| Capital Expenditure Coverage Ratio | 18.749 | 12.340 | 17.456 | 29.545 | 58.111 | |
| Dividend Paid And Capex Coverage Ratio | 4.920 | 3.817 | 4.156 | 5.034 | 8.310 | |
| Dividend Payout Ratio | 0.171 | 0.211 | 0.254 | 0.195 | 0.182 | |
| Enterprise Value Multiple | 44.226 | 27.327 | 31.950 | 22.063 | 7.318 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 62.7% | ▲1.7% | ▼-10.4% |
| Ebit Margin | 29.4% | ▲3.3% | ▼-2.2% |
| Ebitda Margin | 31.5% | ▲4.3% | ▼-1.8% |
| Operating Profit Margin | 29.4% | ▲3.3% | ▼-2.2% |
| Pretax Profit Margin | 29.4% | ▲3.3% | ▼-2.2% |
| Continuous Operations Profit Margin | 23.5% | ▲2.9% | ▼-1.3% |
| Net Profit Margin | 23.5% | ▲2.9% | ▼-1.3% |
| Bottom Line Profit Margin | 23.5% | ▲2.9% | ▼-1.3% |
| Current Ratio | 1.477 | ▲1.316 | ▲0.972 |
| Quick Ratio | 1.477 | ▲1.316 | ▲0.972 |
| Solvency Ratio | 0.016 | ▲0.004 | ▲0.003 |
| Cash Ratio | 0.072 | ▲0.035 | -0.000 |
| Price To Earnings Ratio | 48.628 | ▲21.905 | ▲15.460 |
| Price To Earnings Growth Ratio | 1.579 | ▲0.568 | ▲15.524 |
| Forward Price To Earnings Growth Ratio | 1.579 | ▲0.568 | ▲15.524 |
| Price To Earnings Diluted Ratio | 48.628 | ▲21.905 | ▲15.449 |
| Price To Earnings Diluted Growth Ratio | 1.579 | ▲0.568 | ▲10.783 |
| Price To Book Ratio | 4.928 | ▲2.576 | ▲1.864 |
| Price To Sales Ratio | 11.555 | ▲6.030 | ▲3.459 |
| Price To Free Cash Flow Ratio | 45.599 | ▲20.673 | ▲18.041 |
| Price To Operating Cash Flow Ratio | 43.167 | ▲20.261 | ▲17.035 |
| Debt To Assets Ratio | 0.141 | ▲0.017 | ▲0.068 |
| Debt To Equity Ratio | 1.083 | ▲0.039 | ▲0.492 |
| Debt To Capital Ratio | 0.520 | ▲0.009 | ▲0.200 |
| Long Term Debt To Capital Ratio | 0.096 | ▼-0.414 | ▼-0.139 |
| Financial Leverage Ratio | 7.712 | ▼-0.770 | ▼-0.530 |
| Working Capital Turnover Ratio | -0.203 | ▼-0.115 | ▼-0.101 |
| Operating Cash Flow Ratio | 0.117 | ▲0.101 | ▲0.079 |
| Operating Cash Flow Sales Ratio | 0.268 | ▲0.026 | ▼-0.068 |
| Free Cash Flow Operating Cash Flow Ratio | 0.947 | ▲0.028 | ▼-0.005 |
| Debt Service Coverage Ratio | 0.098 | ▼-0.474 | ▼-1.392 |
| Interest Coverage Ratio | 0.905 | ▲0.218 | ▼-1.044 |
| Short Term Operating Cash Flow Coverage Ratio | 0.117 | ▲0.117 | ▲0.094 |
| Operating Cash Flow Coverage Ratio | 0.105 | ▲0.007 | ▼-68.396 |
| Capital Expenditure Coverage Ratio | 18.749 | ▲6.409 | ▼-8.491 |
| Dividend Paid And Capex Coverage Ratio | 4.920 | ▲1.103 | ▼-0.328 |
| Dividend Payout Ratio | 0.171 | ▼-0.041 | ▼-0.032 |
| Enterprise Value Multiple | 44.226 | ▲16.899 | ▲17.649 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $2.97B | $1.27B | $1.39B | $1.32B | $1.26B | |
| Enterprise value | $3.58B | $1.71B | $1.63B | $1.40B | $479.6M | |
| EV / Sales | 13.93x | 7.44x | 8.18x | 8.84x | 3.08x | |
| EV / Op. cash flow | 52.04x | 30.85x | 30.89x | 24.87x | 5.64x | |
| EV / Free cash flow | 54.98x | 33.57x | 32.76x | 25.75x | 5.74x | |
| EV / EBITDA | 44.23x | 27.33x | 31.95x | 22.06x | 7.32x | |
| Net debt / EBITDA | 7.54x | 7.04x | 4.64x | 1.34x | -11.93x | |
| Current ratio | 1.48x | 0.16x | 0.26x | 0.25x | 0.38x | |
| Income quality | 1.14x | 1.17x | 1.38x | 1.18x | 1.77x | |
| Graham number | $13 | $11 | $9 | $10 | $10 | |
| Graham net-net | -$45 | -$49 | -$40 | -$36 | -$30 | |
| Tax burden | 79.9% | 79.1% | 78.8% | 78.5% | 77.4% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | $279.9M | -$2.82B | -$2.43B | -$2.53B | -$2.19B | |
| Invested capital | $318.4M | -$2.78B | -$2.39B | -$2.49B | -$2.15B | |
| Return on assets | 1.3% | 1.0% | 0.9% | 1.2% | 1.2% | |
| Operating ROA | 1.6% | 1.3% | 1.2% | 1.5% | 1.6% | |
| Return on tangible assets | 1.3% | 1.0% | 0.9% | 1.2% | 1.2% | |
| Return on equity | 10.0% | 8.8% | 7.4% | 10.0% | 9.8% | |
| Return on invested capital | 1.3% | 3.9% | 3.6% | 7.7% | 9.4% | |
| Return on capital employed | 1.9% | 4.9% | 4.6% | 9.8% | 12.2% | |
| Earnings yield | 2.0% | 3.7% | 2.7% | 3.6% | 3.8% | |
| Free cash flow yield | 2.2% | 4.0% | 3.6% | 4.1% | 6.6% | |
| Capex / Op. cash flow | 5.3% | 8.1% | 5.7% | 3.4% | 1.7% | |
| Capex / Depreciation | 69.5% | 180.0% | 116.1% | 68.5% | 42.4% | |
| Capex / Sales | 1.4% | 2.0% | 1.5% | 1.2% | 0.9% | |
| SG&A / Sales | 20.0% | 21.5% | 24.8% | 29.7% | 29.3% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.7% | 1.2% | 0.8% | 0.9% | 1.1% | |
| Intangibles / Total assets | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | |
| Days sales outstanding | 33d | 34d | 36d | 36d | 27d | |
| Days payables outstanding | 13d | 40d | 31d | 23d | 35d | |
| Operating cycle | 33d | 34d | 36d | 36d | 27d | |
| Cash conversion cycle | 20d | -6d | 6d | 14d | -8d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
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