EQBK
Neutral signalScored 2026-08-05 Drivers: fundamentals. Moteurs : fondamentaux.
Research, not advice.
À propos
Equity Bancshares, Inc.
- Nom
- Equity Bancshares, Inc.
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- NYSE
- Capitalisation
- $997.5M
- Employés
- 909
- PDG
- Brad S. Elliott
- Site web
- https://www.equitybank.com
- Marché
- BFSTCFFNCPFEFSCESQFSBC
Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. It accepts demand, savings, money market, and time deposits. The company’s loan products include commercial and industrial, commercial real estate, commercial lines of credit, working capital, term, equipment and aircraft financing, acquisition, expansion and development, borrowing base, real estate construction, government guaranteed, letter of credit, and other loan products. It also provides loans for 1 – 4 family residential mortgages, agricultural, consumer, residential real estate mortgage, and agricultural real estate and production loans. In addition, the company offers debit and credit cards; insurance brokerage; trust and wealth management; online banking solutions, such as access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions comprising remote check deposits with mobile bill pay; night depository; direct deposit; cashier’s and travelers checks; letters of credit; and ITMs and ATMs. Further, it provides cash management deposit products, such as lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts; and banking services through telephone, mail, and personal appointments. Additionally, the company offers treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearing house origination, and stop payments. It operates in Arkansas, Kansas, Missouri, and Oklahoma. Equity Bancshares, Inc. was founded in 1985 and is headquartered in Wichita, Kansas.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
ACHAT TOTAL: 2 989,2 titres (~150 929,42 $ US) VENTE TOTALE: 16 853 titres (~860 133,84 $ US)
- Insiders
- Rogerson Donald ScottElliott Brad SSchlehuber Lisa Ann
- Total bought
-
$150,929
Avg buy (VWAP, 90d window) $50.29 vs last close —
- Total sold
-
$898,341
Avg sell (VWAP, 90d window) $51.08 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-07-31
- Last synced
-
2026-10-20 00:36:23
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-08-21 | Rogerson Donald Scott | Buy · P | 2,000 | $50.00 | $100,000 | Form 4 |
| 2026-08-17 | Pass David | Sell · S | 147 | $51.31 | $7,543 | Form 4 |
| 2026-07-31 | Rogerson Donald Scott | Buy · P | 2,000 | $50.25 | $100,500 | Form 4 |
| 2026-07-30 | Elliott Brad S | Sell · S | 416 | $51.02 | $21,224 | Form 4 |
| 2026-07-29 | Elliott Brad S | Sell · S | 4,165 | $51.12 | $212,915 | Form 4 |
| 2026-07-29 | Huber Julie A | Sell · S | 2,197 | $51.12 | $112,311 | Form 4 |
| 2026-07-28 | Elliott Brad S | Sell · S | 5,359 | $51.06 | $273,631 | Form 4 |
| 2026-07-28 | Huber Julie A | Sell · S | 5,303 | $51.05 | $270,718 | Form 4 |
| 2026-07-28 | Schlehuber Lisa Ann | Buy · P | 989 | $50.98 | $50,429 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Signal
Neutral signalScored 2026-08-05 Drivers: fundamentals. Moteurs : fondamentaux.
EQBK presents a mixed picture: a meaningful earnings catalyst (strong Q2 2026 results + Zacks Buy upgrade, catalyst confidence 0.7) provides short-term upside momentum, but is materially offset by severely deteriorating…
The first sentence of the analysis written for EQBK on 2026-08-05 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Sale value outweighs purchases
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Supports a bullish reading. Current ratio 1.41 · operating margin 10%
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 50.4% | 66.7% | 60.4% | 88.5% | 96.7% | |
| Ebit Margin | 24.5% | 24.0% | 1.1% | 31.9% | 34.5% | |
| Ebitda Margin | 28.1% | 27.1% | 4.9% | 36.2% | 39.3% | |
| Operating Profit Margin | 10.4% | 24.0% | 1.1% | 31.9% | 34.5% | |
| Pretax Profit Margin | 8.4% | 24.0% | 1.1% | 31.9% | 34.5% | |
| Continuous Operations Profit Margin | 7.2% | 19.2% | 3.5% | 26.2% | 28.1% | |
| Net Profit Margin | 7.2% | 19.2% | 3.5% | 26.2% | 28.1% | |
| Bottom Line Profit Margin | 7.2% | 19.2% | 3.5% | 26.2% | 28.1% | |
| Current Ratio | 1.407 | 0.276 | 0.310 | 0.303 | 0.355 | |
| Quick Ratio | 1.407 | 0.276 | 0.310 | 0.303 | 0.355 | |
| Solvency Ratio | 0.006 | 0.015 | 0.004 | 0.015 | 0.013 | |
| Cash Ratio | 0.511 | 0.087 | 0.086 | 0.024 | 0.057 | |
| Price To Earnings Ratio | 36.008 | 10.500 | 67.800 | 9.177 | 9.722 | |
| Price To Earnings Growth Ratio | -0.520 | 0.015 | -0.789 | 4.575 | -0.057 | |
| Forward Price To Earnings Growth Ratio | -0.520 | 0.015 | -0.789 | 4.575 | -0.057 | |
| Price To Earnings Diluted Ratio | 36.301 | 10.605 | 67.800 | 9.308 | 9.892 | |
| Price To Earnings Diluted Growth Ratio | -0.524 | 0.015 | -0.791 | 3.991 | -0.059 | |
| Price To Book Ratio | 1.161 | 1.119 | 1.163 | 1.292 | 1.018 | |
| Price To Sales Ratio | 2.705 | 2.032 | 2.344 | 2.405 | 2.728 | |
| Price To Free Cash Flow Ratio | 22.304 | 10.152 | 8.721 | 7.505 | 5.221 | |
| Price To Operating Cash Flow Ratio | 16.549 | 8.984 | 6.882 | 7.151 | 4.962 | |
| Debt To Assets Ratio | 0.070 | 0.059 | 0.076 | 0.057 | 0.030 | |
| Debt To Equity Ratio | 0.612 | 0.528 | 0.840 | 0.687 | 0.303 | |
| Debt To Capital Ratio | 0.380 | 0.345 | 0.457 | 0.407 | 0.233 | |
| Long Term Debt To Capital Ratio | 0.358 | 0.317 | 0.427 | 0.365 | 0.161 | |
| Financial Leverage Ratio | 8.706 | 8.993 | 11.117 | 12.149 | 10.267 | |
| Working Capital Turnover Ratio | -0.232 | -0.107 | -0.076 | -0.074 | -0.071 | |
| Operating Cash Flow Ratio | 0.043 | 0.017 | 0.018 | 0.017 | 0.023 | |
| Operating Cash Flow Sales Ratio | 0.163 | 0.226 | 0.341 | 0.336 | 0.550 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.742 | 0.885 | 0.789 | 0.953 | 0.950 | |
| Debt Service Coverage Ratio | 0.586 | 0.493 | 0.125 | 0.933 | 0.867 | |
| Interest Coverage Ratio | 0.311 | 0.707 | 0.028 | 2.765 | 4.357 | |
| Short Term Operating Cash Flow Coverage Ratio | 1.289 | 1.983 | 1.756 | 1.594 | 1.834 | |
| Operating Cash Flow Coverage Ratio | 0.115 | 0.236 | 0.201 | 0.263 | 0.676 | |
| Capital Expenditure Coverage Ratio | 3.876 | 8.695 | 4.742 | 21.218 | 20.133 | |
| Dividend Paid And Capex Coverage Ratio | 2.082 | 4.507 | 3.364 | 8.180 | 16.432 | |
| Dividend Payout Ratio | 0.502 | 0.126 | 0.846 | 0.096 | 0.022 | |
| Enterprise Value Multiple | 7.811 | 6.695 | 49.206 | 8.882 | 5.486 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 50.4% | ▼-16.3% | ▼-22.1% |
| Ebit Margin | 24.5% | ▲0.5% | ▲1.3% |
| Ebitda Margin | 28.1% | ▲1.0% | ▲1.0% |
| Operating Profit Margin | 10.3% | ▼-13.6% | ▼-10.0% |
| Pretax Profit Margin | 8.4% | ▼-15.6% | ▼-11.6% |
| Continuous Operations Profit Margin | 7.2% | ▼-11.9% | ▼-9.6% |
| Net Profit Margin | 7.2% | ▼-11.9% | ▼-9.6% |
| Bottom Line Profit Margin | 7.2% | ▼-11.9% | ▼-9.6% |
| Current Ratio | 1.407 | ▲1.131 | ▲0.877 |
| Quick Ratio | 1.407 | ▲1.131 | ▲0.877 |
| Solvency Ratio | 0.006 | ▼-0.009 | ▼-0.004 |
| Cash Ratio | 0.511 | ▲0.424 | ▲0.358 |
| Price To Earnings Ratio | 36.008 | ▲25.508 | ▲9.367 |
| Price To Earnings Growth Ratio | -0.519 | ▼-0.534 | ▼-1.165 |
| Forward Price To Earnings Growth Ratio | -0.519 | ▼-0.534 | ▼-1.165 |
| Price To Earnings Diluted Ratio | 36.301 | ▲25.696 | ▲9.520 |
| Price To Earnings Diluted Growth Ratio | -0.524 | ▼-0.539 | ▼-1.051 |
| Price To Book Ratio | 1.161 | ▲0.042 | ▲0.011 |
| Price To Sales Ratio | 2.705 | ▲0.673 | ▲0.262 |
| Price To Free Cash Flow Ratio | 22.304 | ▲12.152 | ▲11.523 |
| Price To Operating Cash Flow Ratio | 16.549 | ▲7.565 | ▲7.643 |
| Debt To Assets Ratio | 0.070 | ▲0.012 | ▲0.012 |
| Debt To Equity Ratio | 0.612 | ▲0.085 | ▲0.018 |
| Debt To Capital Ratio | 0.380 | ▲0.034 | ▲0.015 |
| Long Term Debt To Capital Ratio | 0.358 | ▲0.041 | ▲0.033 |
| Financial Leverage Ratio | 8.706 | ▼-0.287 | ▼-1.540 |
| Working Capital Turnover Ratio | -0.232 | ▼-0.125 | ▼-0.120 |
| Operating Cash Flow Ratio | 0.043 | ▲0.026 | ▲0.020 |
| Operating Cash Flow Sales Ratio | 0.163 | ▼-0.063 | ▼-0.160 |
| Free Cash Flow Operating Cash Flow Ratio | 0.742 | ▼-0.143 | ▼-0.122 |
| Debt Service Coverage Ratio | 0.586 | ▲0.093 | ▼-0.015 |
| Interest Coverage Ratio | 0.310 | ▼-0.397 | ▼-1.323 |
| Short Term Operating Cash Flow Coverage Ratio | 1.288 | ▼-0.694 | ▼-0.402 |
| Operating Cash Flow Coverage Ratio | 0.115 | ▼-0.121 | ▼-0.184 |
| Capital Expenditure Coverage Ratio | 3.876 | ▼-4.819 | ▼-7.857 |
| Dividend Paid And Capex Coverage Ratio | 2.082 | ▼-2.425 | ▼-4.831 |
| Dividend Payout Ratio | 0.502 | ▲0.376 | ▲0.184 |
| Enterprise Value Multiple | 7.811 | ▲1.117 | ▼-7.805 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $850.0M | $663.4M | $526.7M | $529.7M | $509.6M | |
| Enterprise value | $690.7M | $592.7M | $543.9M | $707.4M | $402.4M | |
| EV / Sales | 2.20x | 1.81x | 2.42x | 3.21x | 2.15x | |
| EV / Op. cash flow | 13.45x | 8.03x | 7.11x | 9.55x | 3.92x | |
| EV / Free cash flow | 18.12x | 9.07x | 9.01x | 10.02x | 4.12x | |
| EV / EBITDA | 7.81x | 6.70x | 49.21x | 8.88x | 5.49x | |
| Net debt / EBITDA | -1.80x | -0.80x | 1.56x | 2.23x | -1.46x | |
| Current ratio | 1.41x | 0.28x | 0.31x | 0.30x | 0.35x | |
| Income quality | 2.26x | 1.18x | 9.79x | 1.28x | 1.96x | |
| Graham number | $32 | $58 | $18 | $45 | $51 | |
| Graham net-net | -$209 | -$226 | -$211 | -$202 | -$202 | |
| Tax burden | 86.1% | 80.0% | 323.9% | 82.1% | 81.4% | |
| Interest burden | 34.2% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | $483.2M | -$3.20B | -$2.92B | -$3.01B | -$2.92B | |
| Invested capital | $723.6M | -$3.01B | -$2.74B | -$2.85B | -$2.75B | |
| Return on assets | 0.4% | 1.2% | 0.2% | 1.2% | 1.0% | |
| Operating ROA | 0.6% | 1.5% | 0.0% | 1.4% | 1.4% | |
| Return on tangible assets | 0.4% | 1.2% | 0.2% | 1.2% | 1.0% | |
| Return on equity | 3.1% | 10.6% | 1.7% | 14.1% | 10.5% | |
| Return on invested capital | 3.7% | 6.5% | 0.3% | 8.2% | 7.8% | |
| Return on capital employed | 0.6% | 8.5% | 0.3% | 10.6% | 10.5% | |
| Earnings yield | 2.7% | 9.4% | 1.5% | 10.9% | 10.3% | |
| Free cash flow yield | 4.5% | 9.9% | 11.5% | 13.3% | 19.2% | |
| Capex / Op. cash flow | 25.8% | 11.5% | 21.1% | 4.7% | 5.0% | |
| Capex / Depreciation | 116.7% | 82.8% | 186.8% | 37.3% | 57.3% | |
| Capex / Sales | 4.2% | 2.6% | 7.2% | 1.6% | 2.7% | |
| SG&A / Sales | 21.9% | 24.7% | 32.0% | 31.0% | 31.7% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.8% | 1.2% | 1.4% | 1.5% | 1.6% | |
| Intangibles / Total assets | 1.6% | 1.3% | 1.2% | 1.3% | 1.3% | |
| Days sales outstanding | 39d | 32d | 41d | 34d | 35d | |
| Days payables outstanding | 0d | 0d | 149d | 474d | 2780d | |
| Operating cycle | 39d | 32d | 41d | 34d | 35d | |
| Cash conversion cycle | 39d | 32d | -108d | -440d | -2745d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-10-16 Equity Bancshares: 3 Key Takeaways for Long-Term Investors Legacy market loans grew at an annualized rate of nearly 12%. Quarterly loan production totaled $379 million.
- 2026-10-16 Contrasting Equity Bancshares (NYSE:EQBK) & Bank of N.T. Butterfield & Son (NYSE:NTB) Equity Bancshares (NYSE: EQBK - Get Free Report) and Bank of N.T. Butterfield and Son (NYSE: NTB - Get Free Report) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their analyst recommendations, profitability, institutional ownership, valuation, dividends, risk and earnings. Profitability This table compares
- 2026-10-15 Equity Bancshares, Inc. (EQBK) Q3 2026 Earnings Call Transcript Equity Bancshares, Inc. ( EQBK ) Q3 2026 Earnings Call October 15, 2026 10:00 AM EDT Company Participants Luke Pfeifer Brad Elliott - Founder, Chairman & CEO Richard Sems - CEO & Director Chris Navratil - Executive VP & CFO Conference Call Participants Jeff Rulis - D.A. Davidson & Co., Research Division Brendan Nosal - Hovde Group, LLC, Research Division Matt Olney - Stephens Inc., Research Division Nathan Race - Piper Sandler & Co., Research Division Damon Del Monte - Keefe, Bruyette, & Woods, Inc., Research Division Brett Rabatin - StoneX Financial, Inc., Research Division Presentation Operator Hello, everyone.
- 2026-10-15 Equity Bancshares Q3 Earnings Call Highlights Equity Bancshares NYSE: EQBK outlined plans to balance shareholder capital returns, organic growth and potential acquisitions as it prepares to close its Lincoln transaction, while executives said technology investments could gradually improve operating leverage rather than produce an immediate step-change in efficiency.
- 2026-10-14 Equity Bancshares Reports Mostly Positive Q3 Results Equity Bancshares reported a Q3 2026 GAAP EPS of $1.29, matching estimates, with a core EPS of $1.40, exceeding expectations by $0.10. EQBK continues its serial acquirer strategy, announcing the Lincoln Bancorp deal, but faces integration and credit quality risks amid rising nonperforming assets. Core earnings growth is strong at 33.2% YTD, with a forward P/E of 9.17 and tangible book value per share at $32.62; dividend and buybacks support capital return.
- 2026-10-14 Compared to Estimates, Equity Bancshares (EQBK) Q3 Earnings: A Look at Key Metrics Although the revenue and EPS for Equity Bancshares (EQBK) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
- 2026-10-14 Equity Bancshares (EQBK) Surpasses Q3 Earnings Estimates Equity Bancshares (EQBK) came out with quarterly earnings of $1.4 per share, beating the Zacks Consensus Estimate of $1.31 per share. This compares to earnings of $1.21 per share a year ago.
- 2026-10-14 Equity Bancshares, Inc. Third Quarter Results Highlighted by Organic Loan Growth and Announced Merger with Lincoln Bancorp WICHITA, Kan.--(BUSINESS WIRE)--Equity Bancshares, Inc. (NYSE: EQBK) (“Equity”, “the Company,” “we,” “us,” “our”), the Wichita-based holding company of Equity Bank, reported net income of $26.8 million or $1.29 per diluted share for the quarter ended September 30, 2026. Core earnings per diluted share for the quarter was $1.40. “This quarter our company continued to execute at an exciting level. Earnings were strong, production reached all-time highs and loans grew organically. We are putting t.
- 2026-10-12 Don''t Overlook These Top Bank Stocks as Q3 Earnings Approach: EQBK, HOMB With encouraging Q3 expectations, reasonable valuations, and solid dividend yields, Equity Bancshares (EQBK) and Home BancShares (HOMB) are both worth watching as their quarterly results approach on Wednesday, Oct. 14.
- 2026-10-09 Countdown to Equity Bancshares (EQBK) Q3 Earnings: A Look at Estimates Beyond Revenue and EPS Besides Wall Street''s top-and-bottom-line estimates for Equity Bancshares (EQBK), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended September 2026.