CNOB
Neutral signalScored 2026-10-27 Drivers: trend, fundamentals. Moteurs : tendance, fondamentaux.
Research, not advice.
À propos
ConnectOne Bancorp, Inc.
- Nom
- ConnectOne Bancorp, Inc.
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- NASDAQ
- Capitalisation
- $1.7B
- Employés
- 753
- PDG
- Frank S. Sorrentino
- Site web
- https://www.connectonebank.com
- Marché
- BWFGBYCBNKCCNEDCOMFRBA
ConnectOne Bancorp, Inc. (CNOB) serves as the holding company for ConnectOne Bank, a financial institution providing a comprehensive array of commercial banking products and services. The bank caters to small and medium-sized businesses, local professionals, and individual clients across its operating regions, which include Northern New Jersey, the greater New York Metropolitan area, and the South Florida market. Its offerings include a variety of deposit accounts such as personal and business checking, retirement plans, money market accounts, and both time and savings deposits. ConnectOne Bank extends diverse credit facilities, encompassing secured and unsecured consumer and commercial business loans, revolving lines of credit, commercial mortgage loans, residential mortgages for primary and secondary residences, home equity loans, bridge loans, other personal purpose loans, and financing for commercial construction and real estate projects. Beyond lending and deposits, the company provides essential banking services such as check cards, ATM cards, credit cards, wire transfers, automated teller machine access, online banking platforms, treasury direct services, Automated Clearing House (ACH) origination, mobile banking via phone, secure safe deposit boxes, and remote deposit capture capabilities. The bank maintains an extensive physical presence, operating eight branches in Bergen County, five in Union County, and one each in Morris, Essex, Hudson, and Monmouth Counties in New Jersey. In New York, it has an office in Manhattan, one in Nassau County on Long Island, another in Astoria, and five additional branches situated throughout the Hudson Valley. Furthermore, it operates a financial center in West Palm Beach, Florida. Originally incorporated in 1982 as Center Bancorp, Inc., the company adopted its current name, ConnectOne Bancorp, Inc., in July 2014. Its corporate headquarters are located in Englewood Cliffs, New Jersey.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 6 900 titres (~225 436,80 $ US)
- Insiders
- Magennis Elizabeth
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$225,437
Avg sell (VWAP, 90d window) $32.67 vs last close $32.99 (+1.0%)
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-10-26
- Liquidity
- Thin $12,421,970/day · 20d vol
- Last synced
-
2026-10-28 10:33:03
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-10-26 | Magennis Elizabeth | Sell · S | 6,900 | $32.67 | $225,437 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Signal
Neutral signalScored 2026-10-27 Drivers: trend, fundamentals. Moteurs : tendance, fondamentaux.
CNOB presents a mixed picture: a solid earnings beat and a strategic multifamily loan sale provide a meaningful near-term catalyst, but the underlying fundamentals are deeply concerning with debt-to-EBITDA at 8.5x and…
The first sentence of the analysis written for CNOB on 2026-10-27 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Timing Supports a bullish reading. Interesting trend — weekly bias up
- Financial indicators Supports a bullish reading. Current ratio 391.51 · operating margin 19%
Suggested stop 32.22, nearest stored support minus 0.5 ATR(2.3% under the last close). Reward/risk to the next stored resistance is 1.28. Wait — that reward/risk is under 2. Research, not advice. Not an order.
Recent news
- 2026-10-22 ConnectOne: Further Upside After Resolving Rent-Stabilized Loans ConnectOne Bancorp executed a major multifamily loan sale, removing a key risk overhang and materially improving its credit profile. Q3 core earnings beat estimates, with NIM expansion and strong deposit growth supporting ongoing profitability and a margin outlook. The transaction drops CRE concentration below regulatory thresholds and reduces rent-stabilized exposure to just 2% of assets.
- 2026-10-22 ConnectOne Bancorp, Inc. (CNOB) Q3 2026 Earnings Call Transcript ConnectOne Bancorp, Inc. ( CNOB ) Q3 2026 Earnings Call October 22, 2026 10:00 AM EDT Company Participants Siya Vansia - Executive VP & Chief Brand & Innovation Officer Frank Sorrentino - Chairman & CEO William Burns - Senior EVP & CFO Conference Call Participants Feddie Strickland - Hovde Group, LLC, Research Division Bader Hijleh - Piper Sandler & Co., Research Division Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Tyler Cacciator - Stephens Inc., Research Division Daniel Tamayo - Raymond James & Associates, Inc., Research Division Presentation Operator Hello, everyone. Thank you for joining us, and welcome to the ConnectOne Bancorp, Inc. Third Quarter 2026 Earnings Call.
- 2026-10-22 What ConnectOne Bancorp (CNOB) Said on Its Q3 Earnings Call ConnectOne Bancorp NASDAQ: CNOB said its third-quarter operating performance improved as it advanced a balance-sheet restructuring centered on the planned sale of up to approximately $750 million of performing, non-relationship multifamily loans.
- 2026-10-22 ConnectOne (CNOB) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates The headline numbers for ConnectOne (CNOB) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
- 2026-10-22 ConnectOne Bancorp (CNOB) Tops Q3 Earnings and Revenue Estimates ConnectOne Bancorp (CNOB) came out with quarterly earnings of $0.95 per share, beating the Zacks Consensus Estimate of $0.85 per share. This compares to earnings of $0.7 per share a year ago.
- 2026-10-22 Connectone Bancorp, Inc. Announces Third Quarter 2026 Results Including Balance Sheet Restructuring and Repositioning OPERATING PERFORMANCE ACCELERATESPPNR RATIO SURPASSES 2% AND OPERATING RETURN ON TANGIBLE COMMON EQUITY TOPS 15%KEY METRICS STRENGTHENED BY BALANCE SHEET RESTRUCTURING TOTAL LOANS AND AVERAGE CLIENT DEPOSITS BOTH ACHIEVE 11% SEQUENTIAL ANNUALIZED GROWTHNET INTEREST MARGIN EXPANDS TO 3.44%COMMON AND PREFERRED DIVIDENDS DECLARED ENGLEWOOD CLIFFS, N.J., Oct. 22, 2026 (GLOBE NEWSWIRE) -- ConnectOne Bancorp, Inc. (Nasdaq: CNOB) (the “Company” or “ConnectOne”), parent company of ConnectOne Bank (the “Bank”), today reported net income available to common stockholders of $29.9 million for the third quarter of 2026 compared with $40.2 million for the second quarter of 2026 and $39.5 million for the third quarter of 2025.
- 2026-10-15 ConnectOne Bancorp (CNOB) Reports Next Week: Wall Street Expects Earnings Growth ConnectOne (CNOB) doesn''t possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
- 2026-10-09 ConnectOne Bancorp: Improving Fundamentals Despite CRE Concerns ConnectOne Bancorp trades at a discounted 0.99x P/B and 9.2x forward P/E, reflecting market caution over commercial real estate risk. CNOB''s Q2 results show strong operating performance: 3.42% net interest margin, 42.7% efficiency ratio, and robust deposit and loan growth. Management is actively reducing CRE exposure, shifting lending toward business and SBA loans to diversify risk and improve capital efficiency.
- 2026-10-08 ConnectOne Bancorp, Inc. to Host 2026 Third Quarter Results Conference Call on October 22, 2026 ENGLEWOOD CLIFFS, N.J., Oct. 08, 2026 (GLOBE NEWSWIRE) -- ConnectOne Bancorp, Inc. (Nasdaq: CNOB) (the “Company” or “ConnectOne”), parent company of ConnectOne Bank (the “Bank”), today announced that it plans to release results for the third quarter ended September 30, 2026, before the market opens on Thursday, October 22, 2026. Management will also host a conference call and audio webcast at 10:00 a.m. ET on October 22, 2026, to review the Company''s financial performance and operating results.
- 2026-09-21 This is Why ConnectOne Bancorp (CNOB) is a Great Dividend Stock Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does ConnectOne (CNOB) have what it takes?
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 44.2% | 46.8% | 51.8% | 76.9% | 89.5% | |
| Ebit Margin | 18.6% | 18.4% | 23.2% | 44.2% | 55.3% | |
| Ebitda Margin | 20.9% | 19.5% | 24.4% | 45.7% | 57.1% | |
| Operating Profit Margin | 18.6% | 18.4% | 23.2% | 44.2% | 55.3% | |
| Pretax Profit Margin | 18.6% | 18.4% | 23.2% | 44.2% | 55.3% | |
| Continuous Operations Profit Margin | 13.3% | 13.8% | 17.3% | 32.4% | 41.2% | |
| Net Profit Margin | 13.3% | 13.8% | 17.3% | 32.4% | 41.2% | |
| Bottom Line Profit Margin | 12.3% | 12.6% | 16.0% | 30.7% | 40.5% | |
| Current Ratio | 391.515 | 0.048 | 0.108 | 0.116 | 0.132 | |
| Quick Ratio | 391.515 | 0.048 | 0.108 | 0.116 | 0.132 | |
| Solvency Ratio | 0.008 | 0.009 | 0.011 | 0.015 | 0.019 | |
| Cash Ratio | 2.848 | 0.042 | 0.029 | 0.033 | 0.042 | |
| Price To Earnings Ratio | 17.716 | 12.944 | 11.068 | 7.990 | 10.096 | |
| Price To Earnings Growth Ratio | -1.081 | -0.893 | -0.349 | -1.233 | 0.126 | |
| Forward Price To Earnings Growth Ratio | -1.081 | -0.893 | -0.349 | -1.233 | 0.126 | |
| Price To Earnings Diluted Ratio | 17.716 | 13.017 | 11.068 | 8.043 | 10.158 | |
| Price To Earnings Diluted Growth Ratio | -1.114 | -0.869 | -0.354 | -1.233 | 0.127 | |
| Price To Book Ratio | 0.840 | 0.706 | 0.733 | 0.806 | 1.171 | |
| Price To Sales Ratio | 2.180 | 1.640 | 1.769 | 2.456 | 4.155 | |
| Price To Free Cash Flow Ratio | 13.087 | 15.411 | 10.435 | 5.479 | 6.597 | |
| Price To Operating Cash Flow Ratio | 12.424 | 14.448 | 9.600 | 5.377 | 6.506 | |
| Debt To Assets Ratio | 0.084 | 0.079 | 0.104 | 0.106 | 0.078 | |
| Debt To Equity Ratio | 0.744 | 0.631 | 0.843 | 0.867 | 0.564 | |
| Debt To Capital Ratio | 0.427 | 0.387 | 0.458 | 0.464 | 0.360 | |
| Long Term Debt To Capital Ratio | 0.413 | 0.080 | 0.098 | 0.133 | 0.356 | |
| Financial Leverage Ratio | 8.900 | 7.956 | 8.101 | 8.182 | 7.231 | |
| Working Capital Turnover Ratio | 0.264 | -0.069 | -0.068 | -0.061 | -0.060 | |
| Operating Cash Flow Ratio | 3.279 | 0.007 | 0.011 | 0.022 | 0.032 | |
| Operating Cash Flow Sales Ratio | 0.175 | 0.114 | 0.184 | 0.457 | 0.639 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.949 | 0.938 | 0.920 | 0.981 | 0.986 | |
| Debt Service Coverage Ratio | 0.291 | 0.085 | 0.083 | 0.145 | 3.502 | |
| Interest Coverage Ratio | 0.387 | 0.364 | 0.498 | 2.390 | 4.505 | |
| Short Term Operating Cash Flow Coverage Ratio | 3.279 | 0.091 | 0.105 | 0.213 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 0.091 | 0.077 | 0.091 | 0.173 | 0.319 | |
| Capital Expenditure Coverage Ratio | 19.744 | 16.003 | 12.497 | 53.553 | 72.682 | |
| Dividend Paid And Capex Coverage Ratio | 2.453 | 1.636 | 2.359 | 5.395 | 9.197 | |
| Dividend Payout Ratio | 0.472 | 0.451 | 0.367 | 0.235 | 0.147 | |
| Enterprise Value Multiple | 18.932 | 12.524 | 13.631 | 9.642 | 9.314 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 44.2% | ▼-2.6% | ▼-17.7% |
| Ebit Margin | 18.6% | ▲0.2% | ▼-13.4% |
| Ebitda Margin | 20.9% | ▲1.4% | ▼-12.6% |
| Operating Profit Margin | 18.6% | ▲0.2% | ▼-13.4% |
| Pretax Profit Margin | 18.6% | ▲0.2% | ▼-13.4% |
| Continuous Operations Profit Margin | 13.3% | ▼-0.5% | ▼-10.3% |
| Net Profit Margin | 13.3% | ▼-0.5% | ▼-10.3% |
| Bottom Line Profit Margin | 12.3% | ▼-0.4% | ▼-10.2% |
| Current Ratio | 391.514 | ▲391.467 | ▲313.131 |
| Quick Ratio | 391.514 | ▲391.467 | ▲313.131 |
| Solvency Ratio | 0.008 | ▼-0.002 | ▼-0.005 |
| Cash Ratio | 2.848 | ▲2.806 | ▲2.249 |
| Price To Earnings Ratio | 17.716 | ▲4.773 | ▲5.754 |
| Price To Earnings Growth Ratio | -1.081 | ▼-0.188 | ▼-0.395 |
| Forward Price To Earnings Growth Ratio | -1.081 | ▼-0.188 | ▼-0.395 |
| Price To Earnings Diluted Ratio | 17.716 | ▲4.699 | ▲5.716 |
| Price To Earnings Diluted Growth Ratio | -1.114 | ▼-0.244 | ▼-0.425 |
| Price To Book Ratio | 0.840 | ▲0.134 | ▼-0.011 |
| Price To Sales Ratio | 2.180 | ▲0.539 | ▼-0.260 |
| Price To Free Cash Flow Ratio | 13.086 | ▼-2.325 | ▲2.885 |
| Price To Operating Cash Flow Ratio | 12.424 | ▼-2.025 | ▲2.753 |
| Debt To Assets Ratio | 0.084 | ▲0.004 | ▼-0.007 |
| Debt To Equity Ratio | 0.744 | ▲0.113 | ▲0.014 |
| Debt To Capital Ratio | 0.426 | ▲0.040 | ▲0.007 |
| Long Term Debt To Capital Ratio | 0.413 | ▲0.333 | ▲0.197 |
| Financial Leverage Ratio | 8.900 | ▲0.944 | ▲0.826 |
| Working Capital Turnover Ratio | 0.264 | ▲0.333 | ▲0.263 |
| Operating Cash Flow Ratio | 3.279 | ▲3.272 | ▲2.609 |
| Operating Cash Flow Sales Ratio | 0.175 | ▲0.062 | ▼-0.138 |
| Free Cash Flow Operating Cash Flow Ratio | 0.949 | ▲0.012 | ▼-0.005 |
| Debt Service Coverage Ratio | 0.291 | ▲0.206 | ▼-0.530 |
| Interest Coverage Ratio | 0.387 | ▲0.023 | ▼-1.242 |
| Short Term Operating Cash Flow Coverage Ratio | 3.279 | ▲3.188 | ▲2.541 |
| Operating Cash Flow Coverage Ratio | 0.091 | ▲0.013 | ▼-0.059 |
| Capital Expenditure Coverage Ratio | 19.744 | ▲3.740 | ▼-15.152 |
| Dividend Paid And Capex Coverage Ratio | 2.453 | ▲0.817 | ▼-1.755 |
| Dividend Payout Ratio | 0.472 | ▲0.021 | ▲0.138 |
| Enterprise Value Multiple | 18.932 | ▲6.408 | ▲6.123 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $1.32B | $877.0M | $891.8M | $950.5M | $1.32B | |
| Enterprise value | $2.40B | $1.30B | $1.68B | $1.70B | $1.68B | |
| EV / Sales | 3.96x | 2.44x | 3.32x | 4.40x | 5.32x | |
| EV / Op. cash flow | 22.55x | 21.48x | 18.04x | 9.64x | 8.32x | |
| EV / Free cash flow | 23.76x | 22.91x | 19.60x | 9.82x | 8.44x | |
| EV / EBITDA | 18.93x | 12.52x | 13.63x | 9.64x | 9.31x | |
| Net debt / EBITDA | 8.50x | 4.10x | 6.38x | 4.26x | 2.04x | |
| Current ratio | 391.51x | 0.05x | 0.11x | 0.12x | 0.13x | |
| Income quality | 1.32x | 0.82x | 1.07x | 1.41x | 1.55x | |
| Graham number | $33 | $38 | $40 | $46 | $45 | |
| Graham net-net | -$51 | -$215 | -$199 | -$192 | -$154 | |
| Tax burden | 71.4% | 74.9% | 74.4% | 73.1% | 74.5% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | $12.67B | -$8.07B | -$7.51B | -$7.24B | -$5.50B | |
| Invested capital | $13.04B | -$7.82B | -$7.25B | -$6.98B | -$5.24B | |
| Return on assets | 0.6% | 0.7% | 0.9% | 1.3% | 1.6% | |
| Operating ROA | 0.9% | 1.0% | 1.2% | 1.9% | 2.2% | |
| Return on tangible assets | 0.6% | 0.8% | 0.9% | 1.3% | 1.6% | |
| Return on equity | 5.1% | 5.9% | 7.2% | 10.6% | 11.6% | |
| Return on invested capital | 0.6% | 3.6% | 3.8% | 5.5% | 7.3% | |
| Return on capital employed | 0.8% | 7.0% | 8.1% | 11.7% | 9.7% | |
| Earnings yield | 6.1% | 8.4% | 9.8% | 13.2% | 9.9% | |
| Free cash flow yield | 7.6% | 6.5% | 9.6% | 18.3% | 15.2% | |
| Capex / Op. cash flow | 5.1% | 6.2% | 8.0% | 1.9% | 1.4% | |
| Capex / Depreciation | 38.5% | 67.0% | 125.1% | 59.5% | 48.5% | |
| Capex / Sales | 0.9% | 0.7% | 1.5% | 0.9% | 0.9% | |
| SG&A / Sales | 21.1% | 18.6% | 19.6% | 22.0% | 21.6% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.8% | 0.9% | 1.0% | 1.3% | 1.4% | |
| Intangibles / Total assets | 2.0% | 2.2% | 2.2% | 2.2% | 2.7% | |
| Days sales outstanding | 6837d | 31d | 36d | 43d | 39d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 6837d | 31d | 36d | 43d | 39d | |
| Cash conversion cycle | 6837d | 31d | 36d | 43d | 39d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years