BRO
Neutral signalScored 2026-10-06 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.
Research, not advice.
À propos
Brown & Brown, Inc.
- Nom
- Brown & Brown, Inc.
- Secteur
- Financial Services
- Industrie
- Insurance - Brokers
- Bourse
- NYSE
- Capitalisation
- $24.4B
- Employés
- 22,888
- PDG
- J. Powell Brown
- Site web
- http://www.bbrown.com
- Marché
- AJGAONBWINMRSHWTW
Brown & Brown, Inc. operates as an insurance brokerage firm, providing a diverse range of products and services throughout the United States, Bermuda, Canada, Ireland, the United Kingdom, and the Cayman Islands. The company's operations are strategically divided into four primary segments: Retail, National Programs, Wholesale Brokerage, and Services. The Retail division delivers a comprehensive suite of property and casualty, employee benefits, personal, and specialized insurance offerings, complemented by services such as loss control assessments, consulting, and claims processing. This segment caters to a broad spectrum of clients, including commercial entities, public and quasi-public organizations, professionals, and individuals. The National Programs segment focuses on professional liability and associated bundled insurance products for specific sectors like dentistry, law, optometry, insurance, finance, medicine, and real estate title professionals, alongside supplementary coverages for events, medical facilities, and cyber risks. This segment also provides outsourced services to insurance carrier partners, encompassing product development, marketing, underwriting, actuarial analysis, compliance, claims, and other administrative support, while additionally managing commercial and public entity programs and flood insurance, largely through independent agents. The Wholesale Brokerage segment facilitates the distribution of excess and surplus commercial and personal lines insurance via independent agents and brokers. Finally, the Services segment offers critical support functions such as third-party claims administration and medical utilization management for workers' compensation and all-lines liability, along with Medicare Set-aside provisions, Social Security disability assistance, Medicare benefits advocacy, and claims adjusting services. Founded in 1939, Brown & Brown, Inc. is headquartered in Daytona Beach, Florida.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
Decouvert par les declarations du Congres
- Insiders
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- Total bought
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Avg buy (VWAP, 90d window) —
- Total sold
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Avg sell (VWAP, 90d window) —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- —
- Last synced
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2026-10-06 10:56:08
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Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
No Form 4 filings for this company in this window.
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-08-25 | April Delaney | Sale | $100,001 - $250,000 |
| 2026-05-01 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2026-04-17 | April McClain Delaney | Sale (Partial) | $1,001 - $15,000 |
| 2026-03-23 | Jared Moskowitz | Sale (Full) | $1,001 - $15,000 |
| 2026-03-23 | Jared Moskowitz | Sale (Full) | $1,001 - $15,000 |
| 2026-02-24 | April McClain Delaney | Sale (Partial) | $1,001 - $15,000 |
| 2026-02-10 | Byron Donalds | Sale (Full) | $1,001 - $15,000 |
| 2026-02-10 | Byron Donalds | Sale (Full) | $1,001 - $15,000 |
| 2026-02-06 | April McClain Delaney | Purchase | $1,001 - $15,000 |
| 2026-01-13 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2026-01-09 | Gilbert Ray Cisneros | Sale (Partial) | $1,001 - $15,000 |
| 2025-12-12 | April McClain Delaney | Purchase | $1,001 - $15,000 |
| 2025-12-11 | Daniel Milton Newhouse | Sale (Full) | $1,001 - $15,000 |
| 2025-12-05 | April McClain Delaney | Purchase | $1,001 - $15,000 |
| 2025-11-20 | April McClain Delaney | Purchase | $1,001 - $15,000 |
| 2025-11-18 | Gilbert Ray Cisneros | Purchase | $1,001 - $15,000 |
| 2025-10-31 | Lisa C. McClain | Sale (Full) | $1,001 - $15,000 |
| 2025-10-31 | April McClain Delaney | Purchase | $1,001 - $15,000 |
| 2025-10-30 | Lisa C. McClain | Sale (Full) | $1,001 - $15,000 |
| 2025-10-30 | Lisa C. McClain | Purchase | $1,001 - $15,000 |
| 2025-10-29 | April McClain Delaney | Purchase | $1,001 - $15,000 |
| 2025-10-24 | Byron Donalds | Purchase | $1,001 - $15,000 |
| 2025-10-09 | Byron Donalds | Purchase | $1,001 - $15,000 |
| 2025-10-09 | Byron Donalds | Purchase | $1,001 - $15,000 |
| 2025-09-29 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2025-09-23 | Val Hoyle | Sale (Full) | $1,001 - $15,000 |
| 2025-09-18 | April McClain Delaney | Purchase | $1,001 - $15,000 |
| 2025-09-04 | Byron Donalds | Sale (Full) | $1,001 - $15,000 |
| 2025-09-04 | Byron Donalds | Sale (Full) | $1,001 - $15,000 |
| 2025-08-26 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2025-08-18 | Daniel Milton Newhouse | Purchase | $1,001 - $15,000 |
| 2025-08-04 | Lisa C. McClain | Purchase | $1,001 - $15,000 |
| 2025-07-25 | April McClain Delaney | Purchase | $1,001 - $15,000 |
| 2025-06-26 | Val Hoyle | Purchase | $1,001 - $15,000 |
| 2025-03-20 | Byron Donalds | Purchase | $1,001 - $15,000 |
| 2025-03-20 | Byron Donalds | Purchase | $1,001 - $15,000 |
| 2025-02-10 | April McClain Delaney | Sale | $1,001 - $15,000 |
| 2025-02-06 | April McClain Delaney | Sale | $1,001 - $15,000 |
| 2025-02-05 | April McClain Delaney | Sale | $1,001 - $15,000 |
| 2025-01-13 | Robert P. Bresnahan | Sale (Full) | $1,001 - $15,000 |
| 2024-01-10 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-12-28 | Jared Moskowitz | Purchase | $1,001 - $15,000 |
| 2023-10-31 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-09-06 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-03-06 | Daniel Goldman | Purchase | $1,001 - $15,000 |
| 2022-11-30 | Susie Lee | Sale (Full) | $1,001 - $15,000 |
| 2022-11-03 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-11-02 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-07-19 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-06-27 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-05-23 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2019-11-13 | Susie Lee | Sale (Partial) | $1,001 - $15,000 |
| 2019-03-22 | Susie Lee | Purchase | $1,001 - $15,000 |
Signal
Neutral signalScored 2026-10-06 Drivers: Congress, fundamentals. Insiders: neutral. Moteurs : Congrès, fondamentaux. Initiés : neutre.
BRO presents a moderate opportunity driven by an upcoming earnings catalyst (Q3 2026, Oct 26) supported by acquisition-fueled EPS growth and institutional accumulation, but the signal is tempered by softening…
The first sentence of the analysis written for BRO on 2026-10-06 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Unavailable or mixed. No open-market purchase or sale value stored
- Congress Supports a bullish reading. 3 purchase disclosures year to date
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Supports a bullish reading. Current ratio 1.04 · operating margin 28%
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 87.7% | 48.9% | 47.9% | 49.0% | 46.3% | |
| Ebit Margin | 28.0% | 32.0% | 32.0% | 28.7% | 27.2% | |
| Ebitda Margin | 34.2% | 36.7% | 36.9% | 34.0% | 32.2% | |
| Operating Profit Margin | 28.5% | 29.1% | 27.5% | 27.0% | 28.0% | |
| Pretax Profit Margin | 23.0% | 27.7% | 27.3% | 24.6% | 25.0% | |
| Continuous Operations Profit Margin | 17.9% | 21.3% | 20.7% | 18.9% | 19.3% | |
| Net Profit Margin | 17.7% | 21.1% | 20.7% | 18.9% | 19.3% | |
| Bottom Line Profit Margin | 17.5% | 21.1% | 20.4% | 18.5% | 18.8% | |
| Current Ratio | 1.039 | 1.097 | 1.035 | 1.087 | 1.249 | |
| Quick Ratio | 1.039 | 1.097 | 1.035 | 1.087 | 1.249 | |
| Solvency Ratio | 0.082 | 0.109 | 0.116 | 0.092 | 0.132 | |
| Cash Ratio | 0.130 | 0.107 | 0.141 | 0.141 | 0.260 | |
| Price To Earnings Ratio | 23.441 | 29.316 | 23.163 | 23.937 | 33.788 | |
| Price To Earnings Growth Ratio | -10.197 | 2.195 | 0.799 | 1.660 | 1.512 | |
| Forward Price To Earnings Growth Ratio | -10.197 | 2.195 | 0.799 | 1.660 | 1.512 | |
| Price To Earnings Diluted Ratio | 25.222 | 29.486 | 23.315 | 24.038 | 33.952 | |
| Price To Earnings Diluted Growth Ratio | -2.909 | 2.193 | 0.813 | 1.659 | 1.510 | |
| Price To Book Ratio | 1.969 | 4.469 | 3.579 | 3.439 | 4.622 | |
| Price To Sales Ratio | 4.148 | 6.115 | 4.755 | 4.447 | 6.366 | |
| Price To Free Cash Flow Ratio | 17.878 | 26.346 | 21.220 | 19.111 | 25.398 | |
| Price To Operating Cash Flow Ratio | 17.039 | 24.506 | 19.770 | 17.983 | 23.985 | |
| Debt To Assets Ratio | 0.264 | 0.231 | 0.270 | 0.299 | 0.229 | |
| Debt To Equity Ratio | 0.631 | 0.631 | 0.721 | 0.908 | 0.535 | |
| Debt To Capital Ratio | 0.387 | 0.387 | 0.419 | 0.476 | 0.349 | |
| Long Term Debt To Capital Ratio | 0.355 | 0.359 | 0.366 | 0.445 | 0.321 | |
| Financial Leverage Ratio | 2.390 | 2.736 | 2.668 | 3.033 | 2.334 | |
| Working Capital Turnover Ratio | 12.809 | 12.003 | 14.646 | 6.708 | 4.811 | |
| Operating Cash Flow Ratio | 0.175 | 0.186 | 0.204 | 0.192 | 0.303 | |
| Operating Cash Flow Sales Ratio | 0.243 | 0.250 | 0.241 | 0.247 | 0.265 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.953 | 0.930 | 0.932 | 0.941 | 0.944 | |
| Debt Service Coverage Ratio | 1.704 | 3.345 | 1.662 | 2.523 | 7.488 | |
| Interest Coverage Ratio | 5.707 | 6.801 | 5.868 | 6.507 | 13.149 | |
| Short Term Operating Cash Flow Coverage Ratio | 2.017 | 5.218 | 1.775 | 3.516 | 19.031 | |
| Operating Cash Flow Coverage Ratio | 0.183 | 0.289 | 0.251 | 0.211 | 0.360 | |
| Capital Expenditure Coverage Ratio | 21.324 | 14.317 | 14.638 | 16.942 | 17.973 | |
| Dividend Paid And Capex Coverage Ratio | 5.534 | 4.975 | 4.951 | 5.122 | 5.314 | |
| Dividend Payout Ratio | 0.184 | 0.155 | 0.155 | 0.179 | 0.183 | |
| Enterprise Value Multiple | 15.502 | 18.630 | 15.034 | 16.014 | 21.364 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 87.7% | ▲38.8% | ▲31.7% |
| Ebit Margin | 28.0% | ▼-4.0% | ▼-1.6% |
| Ebitda Margin | 34.2% | ▼-2.5% | ▼-0.6% |
| Operating Profit Margin | 28.5% | ▼-0.6% | ▲0.4% |
| Pretax Profit Margin | 23.0% | ▼-4.7% | ▼-2.5% |
| Continuous Operations Profit Margin | 17.9% | ▼-3.4% | ▼-1.7% |
| Net Profit Margin | 17.7% | ▼-3.4% | ▼-1.8% |
| Bottom Line Profit Margin | 17.5% | ▼-3.6% | ▼-1.8% |
| Current Ratio | 1.039 | ▼-0.058 | ▼-0.063 |
| Quick Ratio | 1.039 | ▼-0.058 | ▼-0.063 |
| Solvency Ratio | 0.082 | ▼-0.027 | ▼-0.024 |
| Cash Ratio | 0.130 | ▲0.023 | ▼-0.026 |
| Price To Earnings Ratio | 23.441 | ▼-5.875 | ▼-3.288 |
| Price To Earnings Growth Ratio | -10.197 | ▼-12.392 | ▼-9.391 |
| Forward Price To Earnings Growth Ratio | -10.197 | ▼-12.392 | ▼-9.391 |
| Price To Earnings Diluted Ratio | 25.221 | ▼-4.264 | ▼-1.981 |
| Price To Earnings Diluted Growth Ratio | -2.909 | ▼-5.102 | ▼-3.562 |
| Price To Book Ratio | 1.969 | ▼-2.500 | ▼-1.647 |
| Price To Sales Ratio | 4.148 | ▼-1.966 | ▼-1.018 |
| Price To Free Cash Flow Ratio | 17.878 | ▼-8.468 | ▼-4.113 |
| Price To Operating Cash Flow Ratio | 17.039 | ▼-7.466 | ▼-3.617 |
| Debt To Assets Ratio | 0.264 | ▲0.034 | ▲0.005 |
| Debt To Equity Ratio | 0.631 | ▲0.000 | ▼-0.054 |
| Debt To Capital Ratio | 0.387 | ▲0.000 | ▼-0.017 |
| Long Term Debt To Capital Ratio | 0.355 | ▼-0.004 | ▼-0.014 |
| Financial Leverage Ratio | 2.390 | ▼-0.346 | ▼-0.242 |
| Working Capital Turnover Ratio | 12.809 | ▲0.806 | ▲2.613 |
| Operating Cash Flow Ratio | 0.175 | ▼-0.011 | ▼-0.037 |
| Operating Cash Flow Sales Ratio | 0.243 | ▼-0.006 | ▼-0.006 |
| Free Cash Flow Operating Cash Flow Ratio | 0.953 | ▲0.023 | ▲0.013 |
| Debt Service Coverage Ratio | 1.704 | ▼-1.641 | ▼-1.641 |
| Interest Coverage Ratio | 5.707 | ▼-1.094 | ▼-1.899 |
| Short Term Operating Cash Flow Coverage Ratio | 2.017 | ▼-3.201 | ▼-4.294 |
| Operating Cash Flow Coverage Ratio | 0.183 | ▼-0.106 | ▼-0.076 |
| Capital Expenditure Coverage Ratio | 21.323 | ▲7.006 | ▲4.285 |
| Dividend Paid And Capex Coverage Ratio | 5.534 | ▲0.560 | ▲0.355 |
| Dividend Payout Ratio | 0.184 | ▲0.029 | ▲0.013 |
| Enterprise Value Multiple | 15.502 | ▼-3.128 | ▼-1.807 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $24.71B | $28.77B | $19.97B | $15.84B | $19.40B | |
| Enterprise value | $31.55B | $32.15B | $23.29B | $19.38B | $20.95B | |
| EV / Sales | 5.30x | 6.83x | 5.55x | 5.44x | 6.88x | |
| EV / Op. cash flow | 21.76x | 27.39x | 23.06x | 21.99x | 25.91x | |
| EV / Free cash flow | 22.83x | 29.45x | 24.75x | 23.37x | 27.43x | |
| EV / EBITDA | 15.50x | 18.63x | 15.03x | 16.01x | 21.36x | |
| Net debt / EBITDA | 3.36x | 1.96x | 2.14x | 2.92x | 1.58x | |
| Current ratio | 1.04x | 1.10x | 1.03x | 1.09x | 1.25x | |
| Income quality | 1.36x | 1.17x | 1.16x | 1.31x | 1.38x | |
| Graham number | $56 | $43 | $37 | $30 | $27 | |
| Graham net-net | -$44 | -$28 | -$25 | -$25 | -$14 | |
| Tax burden | 76.9% | 76.2% | 76.0% | 76.7% | 77.0% | |
| Interest burden | 82.2% | 86.6% | 85.3% | 85.5% | 92.1% | |
| Working capital | $320.0M | $610.0M | $174.0M | $399.4M | $662.9M | |
| Invested capital | $20.95B | $10.91B | $9.61B | $9.12B | $6.89B | |
| Return on assets | 3.5% | 5.6% | 5.8% | 4.8% | 6.0% | |
| Operating ROA | 7.1% | 8.4% | 8.0% | 8.1% | 9.1% | |
| Return on tangible assets | 10.5% | 12.7% | 14.7% | 11.8% | 14.8% | |
| Return on equity | 8.4% | 15.4% | 15.6% | 14.6% | 14.0% | |
| Return on invested capital | 5.9% | 9.1% | 8.3% | 7.6% | 9.1% | |
| Return on capital employed | 7.8% | 12.1% | 11.6% | 10.3% | 12.0% | |
| Earnings yield | 4.3% | 3.5% | 4.4% | 4.2% | 3.0% | |
| Free cash flow yield | 5.6% | 3.8% | 4.7% | 5.2% | 3.9% | |
| Capex / Op. cash flow | 4.7% | 7.0% | 6.8% | 5.9% | 5.6% | |
| Capex / Depreciation | 18.5% | 36.9% | 33.5% | 28.0% | 29.4% | |
| Capex / Sales | 1.1% | 1.7% | 1.6% | 1.5% | 1.5% | |
| SG&A / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.6% | 2.1% | 2.1% | 1.9% | 2.0% | |
| Intangibles / Total assets | 66.7% | 55.6% | 60.2% | 59.2% | 59.4% | |
| Days sales outstanding | 221d | 274d | 177d | 241d | 153d | |
| Days payables outstanding | 492d | 57d | 77d | 58d | 54d | |
| Operating cycle | 221d | 274d | 177d | 241d | 153d | |
| Cash conversion cycle | -272d | 218d | 101d | 184d | 99d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-10-06 93,747 Brown & Brown, Inc. $BRO Shares Purchased by MassMutual Private Wealth & Trust FSB MassMutual Private Wealth and Trust FSB increased its stake in Brown and Brown, Inc. (NYSE: BRO) by 7,129.0% in the undefined quarter, according to the company in its most recent disclosure with the SEC. The institutional investor owned 95,062 shares of the financial services provider''s stock after purchasing an additional 93,747 shares during
- 2026-10-05 Park National Corp OH Purchases 46,031 Shares of Brown & Brown, Inc. $BRO Park National Corp OH lifted its holdings in Brown and Brown, Inc. (NYSE: BRO) by 104.6% in the undefined quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. The firm owned 90,039 shares of the financial services provider''s stock after buying an additional 46,031 shares during
- 2026-10-01 Brown & Brown, Inc. announces 2026 third-quarter earnings release and conference call dates DAYTONA BEACH, Fla., Oct. 01, 2026 (GLOBE NEWSWIRE) -- Brown & Brown, Inc. (NYSE: BRO) announces it will release its 2026 third-quarter earnings on Monday, October 26, 2026, after the close of the market.
- 2026-09-30 These 3 Insurance Brokers Turn Customer Retention Into a Compounding Machine Insurance brokers collect commissions whether rates rise or fall, but three companies have quietly turned that boring renewal cycle into something that looks a lot like a compounding machine. The question is whether falling property premiums finally break the streak.
- 2026-09-23 Financial Executives International Welcomes Brown & Brown as its newest Strategic Partner Partnership gives FEI Members access to practical guidance on employee benefits strategy, healthcare cost management, and workforce trends MORRISTOWN, N.J., Sept. 23, 2026 /PRNewswire/ -- Financial Executives International (FEI), the leading organization dedicated to advancing the success of financial leaders, their organizations, and the profession, today announced that Brown & Brown has joined its Strategic Partnership Program.
- 2026-09-21 Brown & Brown names Erik Templin to lead employee benefits across North America DAYTONA BEACH, Fla., Sept. 21, 2026 (GLOBE NEWSWIRE) -- Brown & Brown, Inc. (“the Company”) today announced the appointment of Erik Templin as executive managing director, employee benefits, North America, within the Company''s Retail segment.
- 2026-09-20 Brown & Brown: Acquisitions Fuel EPS Growth Brown & Brown, Inc. remains a Buy, with bolt-on acquisitions offsetting a -0.7% organic revenue decline in Q2 2026. BRO''s scale and BBB- credit rating enable accretive M&A, supporting 7.5% annual EPS growth through 2028 despite softening CAT rates. Shares trade at a forward P/E of 15.24, well below the 10-year average, implying a 26% upside to a $90 fair value.
- 2026-09-19 Squarepoint Ops LLC Sells 126,348 Shares of Brown & Brown, Inc. $BRO Squarepoint Ops LLC reduced its position in Brown and Brown, Inc. (NYSE: BRO) by 90.3% in the second quarter, according to its most recent filing with the Securities and Exchange Commission. The institutional investor owned 13,502 shares of the financial services provider''s stock after selling 126,348 shares during the quarter. Squarepoint Ops LLC''s
- 2026-09-17 Bank of America Corp DE Makes New $228.05 Million Investment in Brown & Brown, Inc. $BRO Bank of America Corp DE acquired a new stake in shares of Brown and Brown, Inc. (NYSE: BRO) in the undefined quarter, according to the company in its most recent filing with the SEC. The institutional investor acquired 3,554,971 shares of the financial services provider''s stock, valued at approximately $228,051,000. Bank of America
- 2026-09-16 BRO Stock Declines 27.1% in a Year: What Should Investors Do Now? Brown & Brown''s fee growth, acquisitions and strong cash flow support expansion, while rising expenses and interest costs pressure margins.