BILL
VENTE TOTALE: 141 256 titres (~6 779 878,36 $ US)
- Insiders
- Lacerte Rene A.
- Total bought
- —
- Total sold
- $6,779,878
- Last activity
- 2026-09-02
- Last synced
-
2026-09-08 09:54:45
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-09-08
BILL presents a mixed-to-weak profile: while operational efficiency is improving and the $1B buyback offers a modest tailwind, the company remains net unprofitable with a dangerously low interest coverage ratio of 0.67…
The first sentence of the analysis written for BILL on 2026-09-08 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 80.9% | 81.4% | 81.8% | 81.7% | 77.4% | |
| Ebit Margin | 0.6% | 3.3% | -0.6% | -19.6% | -50.0% | |
| Ebitda Margin | 7.6% | 9.5% | 7.4% | -9.7% | -35.1% | |
| Operating Profit Margin | 1.1% | -5.5% | -13.5% | -27.9% | -49.4% | |
| Pretax Profit Margin | -0.6% | 2.1% | -2.0% | -21.1% | -51.5% | |
| Continuous Operations Profit Margin | -0.7% | 1.6% | -2.2% | -21.1% | -50.8% | |
| Net Profit Margin | -0.7% | 1.6% | -2.2% | -21.1% | -50.8% | |
| Bottom Line Profit Margin | -0.7% | 1.6% | -2.2% | -21.1% | -50.8% | |
| Current Ratio | 1.510 | 1.578 | 1.554 | 1.778 | 1.842 | |
| Quick Ratio | 1.510 | 1.578 | 1.554 | 0.884 | 0.920 | |
| Solvency Ratio | 0.016 | 0.018 | 0.015 | -0.021 | -0.044 | |
| Cash Ratio | 0.209 | 0.248 | 0.243 | 0.431 | 0.468 | |
| Price To Earnings Ratio | -328.727 | 201.130 | -195.593 | -55.379 | -34.249 | |
| Price To Earnings Growth Ratio | 2.224 | -1.086 | 2.243 | 1.616 | -0.202 | |
| Forward Price To Earnings Growth Ratio | 2.224 | -1.086 | 2.243 | 1.616 | -0.202 | |
| Price To Earnings Diluted Ratio | -328.727 | 201.130 | -195.593 | -55.379 | -34.249 | |
| Price To Earnings Diluted Growth Ratio | 2.224 | -1.086 | 2.243 | 1.616 | -0.202 | |
| Price To Book Ratio | 1.023 | 1.224 | 1.355 | 3.031 | 2.766 | |
| Price To Sales Ratio | 2.186 | 3.276 | 4.343 | 11.699 | 17.426 | |
| Price To Free Cash Flow Ratio | 8.553 | 15.471 | 21.728 | 79.094 | -331.665 | |
| Price To Operating Cash Flow Ratio | 8.486 | 13.664 | 20.100 | 65.950 | -618.290 | |
| Debt To Assets Ratio | 0.186 | 0.176 | 0.106 | 0.198 | 0.200 | |
| Debt To Equity Ratio | 0.537 | 0.453 | 0.236 | 0.468 | 0.459 | |
| Debt To Capital Ratio | 0.350 | 0.312 | 0.191 | 0.319 | 0.315 | |
| Long Term Debt To Capital Ratio | 0.327 | 0.277 | 0.181 | 0.294 | 0.296 | |
| Financial Leverage Ratio | 2.894 | 2.571 | 2.220 | 2.358 | 2.289 | |
| Working Capital Turnover Ratio | 0.641 | 0.597 | 0.499 | 0.366 | 0.309 | |
| Operating Cash Flow Ratio | 0.086 | 0.076 | 0.069 | 0.050 | -0.005 | |
| Operating Cash Flow Sales Ratio | 0.258 | 0.240 | 0.216 | 0.177 | -0.028 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.992 | 0.883 | 0.925 | 0.834 | 1.864 | |
| Debt Service Coverage Ratio | 0.771 | 0.568 | 4.873 | -0.688 | -2.613 | |
| Interest Coverage Ratio | 0.674 | -4.342 | -9.080 | -19.455 | -33.636 | |
| Short Term Operating Cash Flow Coverage Ratio | 3.132 | 1.643 | 0.000 | 1.390 | -0.241 | |
| Operating Cash Flow Coverage Ratio | 0.224 | 0.198 | 0.285 | 0.098 | -0.010 | |
| Capital Expenditure Coverage Ratio | 127.709 | 8.559 | 13.343 | 6.018 | -1.157 | |
| Dividend Paid And Capex Coverage Ratio | 127.709 | 8.559 | 13.343 | 6.018 | -1.157 | |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Enterprise Value Multiple | 35.592 | 39.186 | 58.257 | -123.640 | -50.836 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 80.9% | ▼-0.5% | ▲0.3% |
| Ebit Margin | 0.6% | ▼-2.8% | ▲13.8% |
| Ebitda Margin | 7.6% | ▼-1.8% | ▲11.7% |
| Operating Profit Margin | 1.1% | ▲6.6% | ▲20.1% |
| Pretax Profit Margin | -0.6% | ▼-2.7% | ▲14.0% |
| Continuous Operations Profit Margin | -0.7% | ▼-2.3% | ▲14.0% |
| Net Profit Margin | -0.7% | ▼-2.3% | ▲14.0% |
| Bottom Line Profit Margin | -0.7% | ▼-2.3% | ▲14.0% |
| Current Ratio | 1.510 | ▼-0.068 | ▼-0.143 |
| Quick Ratio | 1.510 | ▼-0.068 | ▲0.221 |
| Solvency Ratio | 0.016 | ▼-0.003 | ▲0.019 |
| Cash Ratio | 0.209 | ▼-0.039 | ▼-0.111 |
| Price To Earnings Ratio | -328.727 | ▼-529.858 | ▼-246.164 |
| Price To Earnings Growth Ratio | 2.224 | ▲3.310 | ▲1.265 |
| Forward Price To Earnings Growth Ratio | 2.224 | ▲3.310 | ▲1.265 |
| Price To Earnings Diluted Ratio | -328.727 | ▼-529.858 | ▼-246.164 |
| Price To Earnings Diluted Growth Ratio | 2.224 | ▲3.310 | ▲1.265 |
| Price To Book Ratio | 1.023 | ▼-0.201 | ▼-0.857 |
| Price To Sales Ratio | 2.186 | ▼-1.090 | ▼-5.600 |
| Price To Free Cash Flow Ratio | 8.553 | ▼-6.919 | ▲49.916 |
| Price To Operating Cash Flow Ratio | 8.486 | ▼-5.178 | ▲110.504 |
| Debt To Assets Ratio | 0.186 | ▲0.009 | ▲0.012 |
| Debt To Equity Ratio | 0.537 | ▲0.085 | ▲0.107 |
| Debt To Capital Ratio | 0.350 | ▲0.038 | ▲0.052 |
| Long Term Debt To Capital Ratio | 0.327 | ▲0.050 | ▲0.052 |
| Financial Leverage Ratio | 2.894 | ▲0.323 | ▲0.428 |
| Working Capital Turnover Ratio | 0.641 | ▲0.044 | ▲0.159 |
| Operating Cash Flow Ratio | 0.086 | ▲0.010 | ▲0.031 |
| Operating Cash Flow Sales Ratio | 0.258 | ▲0.018 | ▲0.085 |
| Free Cash Flow Operating Cash Flow Ratio | 0.992 | ▲0.109 | ▼-0.107 |
| Debt Service Coverage Ratio | 0.771 | ▲0.203 | ▲0.189 |
| Interest Coverage Ratio | 0.674 | ▲5.017 | ▲13.842 |
| Short Term Operating Cash Flow Coverage Ratio | 3.132 | ▲1.489 | ▲1.947 |
| Operating Cash Flow Coverage Ratio | 0.224 | ▲0.027 | ▲0.065 |
| Capital Expenditure Coverage Ratio | 127.709 | ▲119.150 | ▲96.815 |
| Dividend Paid And Capex Coverage Ratio | 127.709 | ▲119.150 | ▲96.815 |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 |
| Enterprise Value Multiple | 35.592 | ▼-3.594 | ▲43.880 |
Key metrics
| Metric | Trend | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|---|
| Market cap | $3.61B | $4.79B | $5.60B | $12.38B | $11.19B | |
| Enterprise value | $4.48B | $5.42B | $5.59B | $12.68B | $11.45B | |
| EV / Sales | 2.71x | 3.71x | 4.34x | 11.98x | 17.83x | |
| EV / Op. cash flow | 10.52x | 15.47x | 20.07x | 67.52x | -632.62x | |
| EV / Free cash flow | 10.60x | 17.52x | 21.69x | 80.98x | -339.35x | |
| EV / EBITDA | 35.59x | 39.19x | 58.26x | -123.64x | -50.84x | |
| Net debt / EBITDA | 6.88x | 4.57x | -0.10x | -2.88x | -1.15x | |
| Current ratio | 1.51x | 1.58x | 1.55x | 1.78x | 1.84x | |
| Income quality | -37.88x | 14.73x | -9.65x | -0.84x | 0.06x | |
| Graham number | — | $14 | — | — | — | |
| Graham net-net | -$41 | -$32 | -$27 | -$8 | -$7 | |
| Tax burden | 111.0% | 78.3% | 109.7% | 100.4% | 98.7% | |
| Interest burden | -108.9% | 62.1% | 368.8% | 107.3% | 102.9% | |
| Working capital | $2.51B | $2.65B | $2.25B | $2.92B | $2.87B | |
| Invested capital | $5.26B | $5.44B | $5.08B | $5.83B | $5.80B | |
| Return on assets | -0.1% | 0.2% | -0.3% | -2.3% | -3.5% | |
| Operating ROA | 0.2% | -0.8% | -1.9% | -3.1% | -4.2% | |
| Return on tangible assets | -0.1% | 0.3% | -0.4% | -3.3% | -5.1% | |
| Return on equity | -0.3% | 0.6% | -0.7% | -5.5% | -8.1% | |
| Return on invested capital | 0.3% | -1.1% | -3.4% | -4.9% | -5.3% | |
| Return on capital employed | 0.3% | -1.5% | -3.4% | -5.0% | -5.4% | |
| Earnings yield | -0.3% | 0.5% | -0.5% | -1.8% | -2.9% | |
| Free cash flow yield | 11.7% | 6.5% | 4.6% | 1.3% | -0.3% | |
| Capex / Op. cash flow | 0.8% | 11.7% | 7.5% | 16.6% | -86.4% | |
| Capex / Depreciation | 4.0% | 45.8% | 20.3% | 32.6% | 17.9% | |
| Capex / Sales | 0.2% | 2.8% | 1.6% | 2.9% | 2.4% | |
| SG&A / Sales | 55.4% | 56.5% | 58.6% | 75.3% | 85.4% | |
| R&D / Sales | 18.2% | 23.3% | 26.1% | 29.7% | 34.2% | |
| Stock comp / Sales | 0.0% | 16.6% | 19.3% | 29.6% | 30.7% | |
| Intangibles / Total assets | 25.0% | 26.0% | 29.2% | 28.6% | 30.2% | |
| Days sales outstanding | 190d | 179d | 205d | 168d | 159d | |
| Days payables outstanding | 11d | 22d | 12d | 16d | 25d | |
| Operating cycle | 190d | 179d | 205d | 6483d | 8070d | |
| Cash conversion cycle | 179d | 157d | 194d | 6467d | 8045d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-24.6%EV / Sales ▼-26.9%EV / EBITDA ▼-9.2%EV / Op. cash flow ▼-4.948Earnings yield ▼-0.008
Profitability
Return on equity ▼-0.009Return on assets ▼-0.003Return on invested capital ▲+0.014Return on capital employed ▲+0.018Operating ROA ▲+0.010Income quality ▼-52.611Tax burden ▲+0.327
Efficiency
Days sales outstanding ▲+11.362Days payables outstanding ▼-10.699Operating cycle ▲+11.362Cash conversion cycle ▲+22.061Capex / Sales ▼-0.026R&D / Sales ▼-0.051
Balance-sheet strength
Current ratio ▼-0.068Net debt / EBITDA ▲+2.312Working capital ▼-139924000.000Invested capital ▼-180514000.000Intangibles / Total assets ▼-0.010
Change over 5 years
Valuation
Market cap ▼-67.7%EV / Sales ▼-84.8%EV / EBITDA ▲+170.0%EV / Op. cash flow ▲+643.141Earnings yield ▲+0.026
Profitability
Return on equity ▲+0.078Return on assets ▲+0.034Return on invested capital ▲+0.056Return on capital employed ▲+0.057Operating ROA ▲+0.043Income quality ▼-37.933Tax burden ▲+0.123
Efficiency
Days sales outstanding ▲+30.960Days payables outstanding ▼-13.885Operating cycle ▼-7879.655Cash conversion cycle ▼-7865.771Capex / Sales ▼-0.022R&D / Sales ▼-0.161
Balance-sheet strength
Current ratio ▼-0.332Net debt / EBITDA ▲+8.036Working capital ▼-360524000.000Invested capital ▼-538009000.000Intangibles / Total assets ▼-0.052
Employee count
Peer market caps
Congressional trades
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2025-08-13 | Lisa C. McClain | Sale | $1,001 - $15,000 |
| 2025-06-17 | Lisa C. McClain | Purchase | $1,001 - $15,000 |
| 2023-04-10 | Daniel Goldman | Purchase | $1,001 - $15,000 |
| 2023-04-10 | Daniel Goldman | Purchase | $15,001 - $50,000 |
| 2023-03-06 | Daniel Goldman | Sale (Full) | $15,001 - $50,000 |
| 2022-12-06 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-12-06 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-11-03 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-06-27 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-05-23 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-05-05 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-04-11 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-01-21 | Ro Khanna | Purchase | $1,001 - $15,000 |
Recent news
- 2026-09-07 BILL vs. FFIV: Which Stock Is the Better Value Option? Investors interested in Internet - Software stocks are likely familiar with BILL Holdings (BILL) and F5 Networks (FFIV). But which of these two stocks presents investors with the better value opportunity right now?
- 2026-09-07 Insider Selling: BILL (NYSE:BILL) CEO Sells $2,119,582.16 in Stock BILL Holdings, Inc. (NYSE: BILL - Get Free Report) CEO Rene Lacerte sold 42,248 shares of the firm''s stock in a transaction on Thursday, September 3rd. The stock was sold at an average price of $50.17, for a total value of $2,119,582.16. Following the sale, the chief executive officer directly owned 163,125 shares of the company''s
- 2026-09-04 4 Stocks Trading Near 52-Week High With Room to Rise Further Investors target stocks that have been on a bullish run. Stocks like PRAA, CNC, BILL and PARR are seeing price strength, and the momentum is likely to continue.
- 2026-09-02 BILL to Participate in Upcoming Investor Conference SAN JOSE, Calif.--(BUSINESS WIRE)--BILL (NYSE: BILL), the financial operations platform trusted by nearly half a million businesses to manage, move and maximize their money, announced today its participation in the Goldman Sachs Communacopia + Technology Conference in San Francisco on Thursday, September 10, 2026 at 3:05 p.m. PDT. A live webcast of the event will be accessible at https://investor.bill.com. Webcast replays can be accessed from BILL''s Investor Relations website for approximately.
- 2026-09-01 Here''s Why BILL Holdings (BILL) is a Strong Momentum Stock Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
- 2026-08-31 BILL Holdings (BILL)''s Technical Outlook is Bright After Key Golden Cross After reaching an important support level, BILL Holdings, Inc. (BILL) could be a good stock pick from a technical perspective. BILL recently experienced a "golden cross" event, which saw its 50-day simple moving average breaking out above its 200-day simple moving average.
- 2026-08-31 Bill.com''s $1 Billion Buyback Is a Big Vote of Confidence The platform turned a profit in fiscal 2025 through disciplined cost management. Revenue growth has decelerated significantly compared to the company''s historical hyper-growth phase.
- 2026-08-31 Looking for Earnings Beat? Buy These 5 Top-Ranked Stocks Top-ranked stocks ALL, W, BILL, TWLO and CRBU are likely to beat on the bottom line in their upcoming releases.
- 2026-08-28 Can BILL Holdings (BILL) Run Higher on Rising Earnings Estimates? BILL Holdings (BILL) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
- 2026-08-28 BILL Holdings: Good Progress, No Drama BILL Holdings delivered solid FY4Q 2026 results, exceeding guidance and consensus on revenue and EPS, with notable operating profitability improvement. BILL''s emerging AI moat leverages a massive proprietary financial data set and a unique 9 million-member network, supporting its competitive position and future growth. Share buybacks have reduced outstanding shares by 15 million, and BILL remains undervalued at 2.1x FY2027E revenue, with an updated price target of $86 (approximately 83% upside).