BHRB
Neutral signalScored 2026-08-16 Drivers: fundamentals. Moteurs : fondamentaux.
Research, not advice.
À propos
Burke & Herbert Financial Services Corp.
- Nom
- Burke & Herbert Financial Services Corp.
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- NASDAQ
- Capitalisation
- $1.4B
- Employés
- 1,051
- PDG
- David Boyle
- Site web
- https://www.burkeandherbertbank.com
- Marché
- ACNBBHBCBFVCBNKFUSBFXNC
Burke & Herbert Financial Services Corp. operates as a bank holding company, offering a comprehensive range of banking products and financial solutions. Its client base includes small to medium-sized businesses, along with their owners and employees, professional corporations, non-profit organizations, and individual customers. The company organizes its lending operations into several distinct portfolio segments: Commercial Real Estate: This segment's loans are evaluated based on the income generated from leasing the underlying property or its potential proceeds upon sale. Owner-Occupied Commercial Real Estate: Here, the focus is on the operational strength of the business occupying the property, in addition to the collateral's value. Acquisition, Construction, and Development: Loans in this category are contingent on the borrower's credit standing, the project's adherence to budget and timely completion, the prospects of a successful sale post-development, and the value of the collateral. Commercial and Industrial: Lending in this segment emphasizes the financial health of the borrowing business and the worth of its collateral. Single Family Residential (1-4 Units): These loans, often for investment purposes, consider the borrower's continued creditworthiness, the market value of the collateral, and either the net rental income generated or the proceeds from the property's sale. Consumer Non-Real Estate and Other: This segment covers loans where risk assessment primarily involves the borrower's credit reliability and the value of the collateral provided. Burke & Herbert Financial Services Corp. was established on September 14, 2022, and is headquartered in Alexandria, Virginia.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
ACHAT TOTAL: 2 300 titres (~169 016,12 $ US) VENTE TOTALE: 1 000 titres (~73 654,70 $ US)
- Insiders
- Poillon DianeMcLaughlin Shawn PatrickBonnafe Katherine DianeWILSON DAVID
- Total bought
-
$169,016
Avg buy (VWAP, 90d window) $73.45 vs last close —
- Total sold
-
$73,655
Avg sell (VWAP, 90d window) $73.65 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-08-12
- Last synced
-
2026-08-21 23:36:53
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-08-20 | WILSON DAVID | Buy · P | 35 | $70.57 | $2,470 | Form 4 |
| 2026-08-12 | Poillon Diane | Buy · P | 1,200 | $73.67 | $88,398 | Form 4 |
| 2026-08-06 | McLaughlin Shawn Patrick | Buy · P | 1,000 | $73.25 | $73,250 | Form 4 |
| 2026-08-04 | WILSON DAVID | Buy · P | 34 | $73.69 | $2,505 | Form 4 |
| 2026-08-03 | Bonnafe Katherine Diane | Sell · S | 1,000 | $73.65 | $73,655 | Form 4 |
| 2026-07-31 | WILSON DAVID | Buy · P | 100 | $73.68 | $7,368 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Signal
Neutral signalScored 2026-08-16 Drivers: fundamentals. Moteurs : fondamentaux.
BHRB exhibits strong financial fundamentals with impressive deleveraging and margin expansion (liquidity score 90, fundamental trend 85), but the event-driven catalyst is materially weakened by a post-earnings miss…
The first sentence of the analysis written for BHRB on 2026-08-16 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Supports a bullish reading. Open-market purchases outweigh sales
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Supports a bullish reading. Current ratio 3.79 · operating margin 30%
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 69.3% | 58.5% | 67.1% | 98.8% | 97.3% | |
| Ebit Margin | 29.5% | 10.1% | 15.4% | 41.0% | 33.9% | |
| Ebitda Margin | 34.1% | 14.4% | 17.2% | 43.6% | 36.6% | |
| Operating Profit Margin | 29.5% | 10.1% | 15.4% | 41.0% | 33.9% | |
| Pretax Profit Margin | 29.5% | 10.1% | 15.4% | 41.0% | 33.9% | |
| Continuous Operations Profit Margin | 23.9% | 9.0% | 14.0% | 34.5% | 30.4% | |
| Net Profit Margin | 23.9% | 9.0% | 14.0% | 34.5% | 30.4% | |
| Bottom Line Profit Margin | 23.7% | 8.8% | 14.0% | 34.5% | 30.4% | |
| Current Ratio | 3.789 | 0.073 | 0.171 | 0.437 | 0.525 | |
| Quick Ratio | 3.789 | 0.073 | 0.171 | 0.437 | 0.525 | |
| Solvency Ratio | 0.020 | 0.007 | 0.008 | 0.014 | 0.012 | |
| Cash Ratio | 0.119 | 0.020 | 0.013 | 0.015 | 0.024 | |
| Price To Earnings Ratio | 8.040 | 26.650 | 20.623 | 11.922 | 12.168 | |
| Price To Earnings Growth Ratio | 0.035 | -1.145 | -0.425 | 0.382 | 0.333 | |
| Forward Price To Earnings Growth Ratio | 0.035 | -1.145 | -0.425 | 0.382 | 0.333 | |
| Price To Earnings Diluted Ratio | 8.040 | 26.650 | 20.828 | 12.003 | 12.168 | |
| Price To Earnings Diluted Growth Ratio | 0.035 | -1.184 | -0.427 | 0.396 | 0.333 | |
| Price To Book Ratio | 1.104 | 1.278 | 1.485 | 1.920 | 1.129 | |
| Price To Sales Ratio | 1.921 | 2.352 | 2.879 | 4.118 | 3.693 | |
| Price To Free Cash Flow Ratio | 9.807 | 11.491 | 16.535 | 13.821 | 8.168 | |
| Price To Operating Cash Flow Ratio | 8.743 | 10.835 | 10.993 | 8.598 | 8.007 | |
| Debt To Assets Ratio | 0.068 | 0.061 | 0.150 | 0.193 | 0.152 | |
| Debt To Equity Ratio | 0.629 | 0.653 | 1.728 | 2.509 | 1.412 | |
| Debt To Capital Ratio | 0.386 | 0.395 | 0.633 | 0.715 | 0.585 | |
| Long Term Debt To Capital Ratio | 0.093 | 0.133 | 0.464 | 0.556 | 0.414 | |
| Financial Leverage Ratio | 9.268 | 10.699 | 11.493 | 13.029 | 9.295 | |
| Working Capital Turnover Ratio | -0.192 | -0.087 | -0.071 | -0.075 | -0.075 | |
| Operating Cash Flow Ratio | 0.240 | 0.013 | 0.013 | 0.019 | 0.017 | |
| Operating Cash Flow Sales Ratio | 0.220 | 0.217 | 0.262 | 0.479 | 0.461 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.892 | 0.943 | 0.665 | 0.622 | 0.980 | |
| Debt Service Coverage Ratio | 0.234 | 0.105 | 0.079 | 0.134 | 0.141 | |
| Interest Coverage Ratio | 0.972 | 0.284 | 0.472 | 5.849 | 9.590 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.240 | 0.236 | 0.156 | 0.178 | 0.200 | |
| Operating Cash Flow Coverage Ratio | 0.201 | 0.181 | 0.078 | 0.089 | 0.100 | |
| Capital Expenditure Coverage Ratio | 9.221 | 18.863 | 2.983 | 2.646 | 50.741 | |
| Dividend Paid And Capex Coverage Ratio | 2.366 | 2.595 | 1.417 | 1.573 | 3.444 | |
| Dividend Payout Ratio | 0.289 | 0.802 | 0.694 | 0.358 | 0.411 | |
| Enterprise Value Multiple | 8.515 | 22.250 | 34.611 | 20.895 | 20.910 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 69.3% | ▲10.8% | ▼-8.9% |
| Ebit Margin | 29.5% | ▲19.5% | ▲3.5% |
| Ebitda Margin | 34.1% | ▲19.7% | ▲4.9% |
| Operating Profit Margin | 29.5% | ▲19.5% | ▲3.5% |
| Pretax Profit Margin | 29.5% | ▲19.5% | ▲3.5% |
| Continuous Operations Profit Margin | 23.9% | ▲14.9% | ▲1.5% |
| Net Profit Margin | 23.9% | ▲14.9% | ▲1.5% |
| Bottom Line Profit Margin | 23.7% | ▲14.9% | ▲1.4% |
| Current Ratio | 3.789 | ▲3.716 | ▲2.789 |
| Quick Ratio | 3.789 | ▲3.716 | ▲2.789 |
| Solvency Ratio | 0.020 | ▲0.012 | ▲0.007 |
| Cash Ratio | 0.119 | ▲0.099 | ▲0.081 |
| Price To Earnings Ratio | 8.040 | ▼-18.610 | ▼-7.841 |
| Price To Earnings Growth Ratio | 0.035 | ▲1.180 | ▲0.199 |
| Forward Price To Earnings Growth Ratio | 0.035 | ▲1.180 | ▲0.199 |
| Price To Earnings Diluted Ratio | 8.040 | ▼-18.610 | ▼-7.898 |
| Price To Earnings Diluted Growth Ratio | 0.035 | ▲1.218 | ▲0.204 |
| Price To Book Ratio | 1.104 | ▼-0.174 | ▼-0.279 |
| Price To Sales Ratio | 1.921 | ▼-0.430 | ▼-1.071 |
| Price To Free Cash Flow Ratio | 9.807 | ▼-1.685 | ▼-2.158 |
| Price To Operating Cash Flow Ratio | 8.743 | ▼-2.092 | ▼-0.692 |
| Debt To Assets Ratio | 0.068 | ▲0.007 | ▼-0.057 |
| Debt To Equity Ratio | 0.629 | ▼-0.024 | ▼-0.757 |
| Debt To Capital Ratio | 0.386 | ▼-0.009 | ▼-0.157 |
| Long Term Debt To Capital Ratio | 0.093 | ▼-0.040 | ▼-0.239 |
| Financial Leverage Ratio | 9.268 | ▼-1.432 | ▼-1.489 |
| Working Capital Turnover Ratio | -0.192 | ▼-0.105 | ▼-0.092 |
| Operating Cash Flow Ratio | 0.240 | ▲0.227 | ▲0.180 |
| Operating Cash Flow Sales Ratio | 0.220 | ▲0.003 | ▼-0.108 |
| Free Cash Flow Operating Cash Flow Ratio | 0.892 | ▼-0.051 | ▲0.071 |
| Debt Service Coverage Ratio | 0.234 | ▲0.129 | ▲0.095 |
| Interest Coverage Ratio | 0.972 | ▲0.688 | ▼-2.461 |
| Short Term Operating Cash Flow Coverage Ratio | 0.240 | ▲0.004 | ▲0.038 |
| Operating Cash Flow Coverage Ratio | 0.201 | ▲0.020 | ▲0.071 |
| Capital Expenditure Coverage Ratio | 9.221 | ▼-9.642 | ▼-7.670 |
| Dividend Paid And Capex Coverage Ratio | 2.366 | ▼-0.229 | ▲0.087 |
| Dividend Payout Ratio | 0.289 | ▼-0.513 | ▼-0.222 |
| Enterprise Value Multiple | 8.515 | ▼-13.735 | ▼-12.921 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $943.7M | $933.5M | $467.3M | $525.0M | $440.0M | |
| Enterprise value | $1.43B | $1.28B | $966.8M | $1.16B | $912.6M | |
| EV / Sales | 2.91x | 3.21x | 5.96x | 9.11x | 7.66x | |
| EV / Op. cash flow | 13.23x | 14.80x | 22.74x | 19.01x | 16.61x | |
| EV / Free cash flow | 14.84x | 15.70x | 34.21x | 30.56x | 16.94x | |
| EV / EBITDA | 8.52x | 22.25x | 34.61x | 20.89x | 20.91x | |
| Net debt / EBITDA | 2.89x | 5.96x | 17.88x | 11.45x | 10.83x | |
| Current ratio | 3.79x | 0.07x | 0.17x | 0.44x | 0.53x | |
| Income quality | 0.92x | 2.41x | 1.87x | 1.39x | 1.52x | |
| Graham number | $99 | $51 | $54 | $70 | $70 | |
| Graham net-net | -$355 | -$440 | -$369 | -$250 | -$192 | |
| Tax burden | 80.9% | 89.5% | 90.5% | 84.2% | 89.4% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | $1.25B | -$6.38B | -$2.74B | -$1.85B | -$1.53B | |
| Invested capital | $1.47B | -$6.16B | -$2.68B | -$1.80B | -$1.50B | |
| Return on assets | 1.5% | 0.5% | 0.6% | 1.2% | 1.0% | |
| Operating ROA | 1.8% | 0.7% | 0.7% | 1.5% | 1.1% | |
| Return on tangible assets | 1.5% | 0.5% | 0.6% | 1.2% | 1.0% | |
| Return on equity | 13.7% | 4.9% | 7.2% | 16.1% | 9.3% | |
| Return on invested capital | 6.1% | 2.8% | 3.9% | 7.1% | 5.4% | |
| Return on capital employed | 1.9% | 4.3% | 8.0% | 19.1% | 10.4% | |
| Earnings yield | 12.4% | 3.8% | 4.9% | 8.4% | 8.2% | |
| Free cash flow yield | 10.2% | 8.7% | 6.0% | 7.2% | 12.2% | |
| Capex / Op. cash flow | 10.8% | 5.3% | 33.5% | 37.8% | 2.0% | |
| Capex / Depreciation | 51.5% | 26.2% | 496.1% | 755.8% | 33.8% | |
| Capex / Sales | 2.4% | 1.2% | 8.8% | 18.1% | 0.9% | |
| SG&A / Sales | 26.9% | 25.6% | 32.8% | 40.3% | 44.9% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.0% | 0.7% | 1.5% | 1.6% | 0.2% | |
| Intangibles / Total assets | 1.0% | 1.2% | 0.0% | 0.0% | 0.0% | |
| Days sales outstanding | 26d | 32d | 36d | 44d | 47d | |
| Days payables outstanding | 0d | 0d | 198d | 6420d | 2691d | |
| Operating cycle | 26d | 32d | 36d | 44d | 47d | |
| Cash conversion cycle | 26d | 32d | -162d | -6376d | -2644d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-07-23 Burke & Herbert Financial Services (BHRB) Lags Q2 Earnings and Revenue Estimates Burke & Herbert Financial Services (BHRB) came out with quarterly earnings of $2.03 per share, missing the Zacks Consensus Estimate of $2.1 per share. This compares to earnings of $1.97 per share a year ago.
- 2026-07-23 Burke & Herbert Financial Services Corp. Announces Second Quarter 2026 Results and Declares Common Stock Dividend ALEXANDRIA, Va., July 23, 2026 (GLOBE NEWSWIRE) -- Burke & Herbert Financial Services Corp. (the “Company” or “Burke & Herbert”) (Nasdaq: BHRB) reported financial results for the quarter ended June 30, 2026.
- 2026-07-20 Burke & Herbert''s Lending Officer Converts Options With Shares Near $72 This chief lending officer exercised stock options at $51.58 and withheld shares to cover tax obligations from the gain.
- 2026-06-25 Burke & Herbert (BHRB) Upgraded to Buy: Here''s Why Burke & Herbert (BHRB) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).