WSBC
Bearish signalScored 2026-08-27 Drivers: fundamentals. Moteurs : fondamentaux.
Research, not advice.
À propos
WesBanco, Inc.
- Nom
- WesBanco, Inc.
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- NASDAQ
- Capitalisation
- $3.7B
- Employés
- 2,969
- PDG
- Jeffrey H. Jackson
- Site web
- https://www.wesbanco.com
- Marché
- ASBBANFCBUFBPFULTOFG
WesBanco, Inc. functions as the parent entity for WesBanco Bank, Inc., overseeing a comprehensive portfolio of financial services. These offerings encompass retail and corporate banking, trust administration for both individuals and businesses, brokerage activities, mortgage financing, and insurance provisions. The company organizes its operations into two distinct segments: Community Banking, and Trust and Investment Services. Its deposit product line is extensive, including various checking (demand) accounts for commercial and individual clients, money market accounts, interest-bearing and non-interest-bearing deposit options, savings accounts, and certificates of deposit (CDs). WesBanco also provides a broad spectrum of lending solutions. This includes financing for commercial real estate and industrial projects; residential property loans for home acquisition, construction, or refinancing; and home equity lines of credit. Furthermore, it offers installment loans for diverse needs, such as vehicle purchases (automobiles, trucks, motorcycles, boats, and recreational vehicles), home equity-backed installments, unsecured home improvement loans, and general revolving lines of credit, in addition to other commercial, mortgage, and individual installment lending. Beyond conventional banking, WesBanco delivers comprehensive trust and investment management services, featuring various investment vehicles like mutual funds and annuities, along with securities brokerage facilities. Through its specialized non-banking divisions, WesBanco, Inc. also operates an insurance agency focusing on property, casualty, life, and title insurance, alongside managing benefit plan sales and administration for both private and corporate clients. These subsidiaries engage in broker-dealer and discount brokerage activities, manage portfolios of investment securities and loans, own and lease commercial real estate properties, and serve as an investment advisor for a suite of mutual funds. As of December 31, 2021, WesBanco's operational footprint extended to 206 branch locations and 203 ATMs situated across West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana, and Maryland. Complementing these, seven loan production offices were maintained in West Virginia, Ohio, western Pennsylvania, Maryland, and northern Virginia. Established in 1870, WesBanco, Inc. maintains its corporate headquarters in Wheeling, West Virginia.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 3 070 titres (~125 545,50 $ US)
- Insiders
- Knouse-Snyder Denise H
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$772,932
Avg sell (VWAP, 90d window) $41.62 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-08-24
- Last synced
-
2026-08-30 10:16:45
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-08-24 | Knouse-Snyder Denise H | Sell · S | 3,070 | $40.89 | $125,546 | Form 4 |
| 2026-08-11 | Friend Robert H | Sell · S | 1,000 | $42.06 | $42,060 | Form 4 |
| 2026-07-29 | Zatta Jayson M | Sell · S | 12,500 | $41.80 | $522,537 | Form 4 |
| 2026-07-28 | Pattishall-Krupinski Jan | Sell · S | 500 | $41.91 | $20,952 | Form 4 |
| 2026-07-27 | Griffith Kimberly L | Sell · S | 1,500 | $41.22 | $61,836 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Signal
Bearish signalScored 2026-08-27 Drivers: fundamentals. Moteurs : fondamentaux.
WSBC presents a deeply concerning financial profile with critically low liquidity (current ratio < 0.25) and an interest coverage ratio below 1.0, making it structurally vulnerable to any operational or macro headwinds.
The first sentence of the analysis written for WSBC on 2026-08-27 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Unavailable or mixed. Current ratio 0.25 · operating margin 20% — readings disagree
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 62.9% | 61.3% | 69.9% | 94.0% | 106.1% | |
| Ebit Margin | 19.7% | 19.5% | 23.5% | 37.8% | 49.5% | |
| Ebitda Margin | 21.7% | 21.1% | 25.3% | 39.9% | 51.7% | |
| Operating Profit Margin | 19.7% | 19.5% | 23.5% | 37.8% | 49.5% | |
| Pretax Profit Margin | 19.5% | 19.5% | 23.5% | 37.8% | 49.5% | |
| Continuous Operations Profit Margin | 15.5% | 16.0% | 19.3% | 30.7% | 39.7% | |
| Net Profit Margin | 15.5% | 16.0% | 19.3% | 30.7% | 39.7% | |
| Bottom Line Profit Margin | 14.1% | 14.9% | 18.1% | 29.1% | 38.1% | |
| Current Ratio | 0.246 | 0.060 | 0.216 | 0.227 | 0.316 | |
| Quick Ratio | 0.246 | 0.060 | 0.216 | 0.227 | 0.316 | |
| Solvency Ratio | 0.011 | 0.010 | 0.011 | 0.014 | 0.018 | |
| Cash Ratio | 0.162 | 0.040 | 0.045 | 0.031 | 0.091 | |
| Price To Earnings Ratio | 14.708 | 14.398 | 12.498 | 12.205 | 9.884 | |
| Price To Earnings Growth Ratio | 0.000 | -1.446 | -0.728 | -0.847 | 0.100 | |
| Forward Price To Earnings Growth Ratio | 0.000 | -1.446 | -0.728 | -0.847 | 0.100 | |
| Price To Earnings Diluted Ratio | 14.708 | 14.398 | 12.498 | 12.245 | 9.912 | |
| Price To Earnings Diluted Growth Ratio | 0.000 | -1.446 | -0.740 | -0.848 | 0.100 | |
| Price To Book Ratio | 0.739 | 0.730 | 0.734 | 0.915 | 0.851 | |
| Price To Sales Ratio | 2.076 | 2.149 | 2.255 | 3.552 | 3.761 | |
| Price To Free Cash Flow Ratio | 10.637 | 10.149 | 12.671 | 11.321 | 6.995 | |
| Price To Operating Cash Flow Ratio | 10.255 | 9.652 | 10.987 | 10.878 | 6.817 | |
| Debt To Assets Ratio | 0.060 | 0.079 | 0.098 | 0.066 | 0.027 | |
| Debt To Equity Ratio | 0.413 | 0.527 | 0.685 | 0.462 | 0.170 | |
| Debt To Capital Ratio | 0.292 | 0.345 | 0.407 | 0.316 | 0.146 | |
| Long Term Debt To Capital Ratio | 0.082 | 0.314 | 0.391 | 0.289 | 0.105 | |
| Financial Leverage Ratio | 6.869 | 6.696 | 6.992 | 6.977 | 6.285 | |
| Working Capital Turnover Ratio | -0.199 | -0.079 | -0.080 | -0.064 | -0.064 | |
| Operating Cash Flow Ratio | 0.229 | 0.015 | 0.013 | 0.015 | 0.025 | |
| Operating Cash Flow Sales Ratio | 0.202 | 0.223 | 0.205 | 0.327 | 0.552 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.964 | 0.951 | 0.867 | 0.961 | 0.975 | |
| Debt Service Coverage Ratio | 0.148 | 0.309 | 0.516 | 1.176 | 1.513 | |
| Interest Coverage Ratio | 0.617 | 0.533 | 0.843 | 6.009 | 11.166 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.229 | 1.099 | 1.599 | 1.511 | 2.370 | |
| Operating Cash Flow Coverage Ratio | 0.174 | 0.143 | 0.098 | 0.182 | 0.733 | |
| Capital Expenditure Coverage Ratio | 27.855 | 20.430 | 7.523 | 25.549 | 39.402 | |
| Dividend Paid And Capex Coverage Ratio | 1.927 | 1.956 | 1.473 | 2.053 | 3.198 | |
| Dividend Payout Ratio | 0.629 | 0.644 | 0.581 | 0.476 | 0.399 | |
| Enterprise Value Multiple | 14.253 | 14.670 | 14.389 | 11.761 | 4.758 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 62.9% | ▲1.6% | ▼-15.9% |
| Ebit Margin | 19.7% | ▲0.1% | ▼-10.3% |
| Ebitda Margin | 21.7% | ▲0.5% | ▼-10.2% |
| Operating Profit Margin | 19.7% | ▲0.1% | ▼-10.3% |
| Pretax Profit Margin | 19.5% | ▼-0.1% | ▼-10.5% |
| Continuous Operations Profit Margin | 15.6% | ▼-0.4% | ▼-8.7% |
| Net Profit Margin | 15.6% | ▼-0.4% | ▼-8.7% |
| Bottom Line Profit Margin | 14.1% | ▼-0.8% | ▼-8.7% |
| Current Ratio | 0.246 | ▲0.186 | ▲0.033 |
| Quick Ratio | 0.246 | ▲0.186 | ▲0.033 |
| Solvency Ratio | 0.011 | ▲0.000 | ▼-0.002 |
| Cash Ratio | 0.162 | ▲0.122 | ▲0.088 |
| Price To Earnings Ratio | 14.708 | ▲0.310 | ▲1.969 |
| Price To Earnings Growth Ratio | 0.000 | ▲1.446 | ▲0.584 |
| Forward Price To Earnings Growth Ratio | 0.000 | ▲1.446 | ▲0.584 |
| Price To Earnings Diluted Ratio | 14.708 | ▲0.310 | ▲1.956 |
| Price To Earnings Diluted Growth Ratio | 0.000 | ▲1.446 | ▲0.587 |
| Price To Book Ratio | 0.739 | ▲0.009 | ▼-0.055 |
| Price To Sales Ratio | 2.076 | ▼-0.074 | ▼-0.683 |
| Price To Free Cash Flow Ratio | 10.637 | ▲0.487 | ▲0.282 |
| Price To Operating Cash Flow Ratio | 10.255 | ▲0.602 | ▲0.537 |
| Debt To Assets Ratio | 0.060 | ▼-0.019 | ▼-0.006 |
| Debt To Equity Ratio | 0.413 | ▼-0.114 | ▼-0.039 |
| Debt To Capital Ratio | 0.292 | ▼-0.053 | ▼-0.009 |
| Long Term Debt To Capital Ratio | 0.082 | ▼-0.233 | ▼-0.155 |
| Financial Leverage Ratio | 6.869 | ▲0.173 | ▲0.105 |
| Working Capital Turnover Ratio | -0.199 | ▼-0.119 | ▼-0.102 |
| Operating Cash Flow Ratio | 0.229 | ▲0.214 | ▲0.170 |
| Operating Cash Flow Sales Ratio | 0.202 | ▼-0.020 | ▼-0.099 |
| Free Cash Flow Operating Cash Flow Ratio | 0.964 | ▲0.013 | ▲0.021 |
| Debt Service Coverage Ratio | 0.148 | ▼-0.161 | ▼-0.585 |
| Interest Coverage Ratio | 0.617 | ▲0.084 | ▼-3.216 |
| Short Term Operating Cash Flow Coverage Ratio | 0.229 | ▼-0.870 | ▼-1.133 |
| Operating Cash Flow Coverage Ratio | 0.174 | ▲0.031 | ▼-0.092 |
| Capital Expenditure Coverage Ratio | 27.855 | ▲7.425 | ▲3.703 |
| Dividend Paid And Capex Coverage Ratio | 1.927 | ▼-0.029 | ▼-0.195 |
| Dividend Payout Ratio | 0.629 | ▼-0.015 | ▲0.083 |
| Enterprise Value Multiple | 14.253 | ▼-0.417 | ▲2.287 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $2.98B | $2.04B | $1.86B | $2.22B | $2.29B | |
| Enterprise value | $4.44B | $2.94B | $3.00B | $2.93B | $1.50B | |
| EV / Sales | 3.09x | 3.10x | 3.64x | 4.69x | 2.46x | |
| EV / Op. cash flow | 15.28x | 13.93x | 17.72x | 14.37x | 4.46x | |
| EV / Free cash flow | 15.85x | 14.65x | 20.43x | 14.96x | 4.58x | |
| EV / EBITDA | 14.25x | 14.67x | 14.39x | 11.76x | 4.76x | |
| Net debt / EBITDA | 4.69x | 4.51x | 5.47x | 2.86x | -2.52x | |
| Current ratio | 0.25x | 0.06x | 0.22x | 0.23x | 0.32x | |
| Income quality | 1.30x | 1.39x | 1.06x | 1.06x | 1.39x | |
| Graham number | $50 | $49 | $51 | $54 | $58 | |
| Graham net-net | -$261 | -$241 | -$208 | -$192 | -$151 | |
| Tax burden | 79.9% | 81.8% | 82.0% | 81.3% | 80.3% | |
| Interest burden | 98.9% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$956.4M | -$13.48B | -$10.42B | -$10.26B | -$9.38B | |
| Invested capital | $1.03B | -$12.14B | -$9.05B | -$8.90B | -$8.00B | |
| Return on assets | 0.8% | 0.8% | 0.9% | 1.1% | 1.4% | |
| Operating ROA | 1.2% | 1.0% | 1.1% | 1.4% | 1.8% | |
| Return on tangible assets | 0.9% | 0.9% | 1.0% | 1.2% | 1.5% | |
| Return on equity | 5.5% | 5.4% | 6.3% | 7.9% | 9.0% | |
| Return on invested capital | 0.8% | 3.3% | 3.5% | 5.1% | 7.2% | |
| Return on capital employed | 1.1% | 4.3% | 4.4% | 6.5% | 9.4% | |
| Earnings yield | 7.5% | 7.4% | 8.5% | 8.7% | 10.6% | |
| Free cash flow yield | 9.4% | 9.9% | 7.9% | 8.8% | 14.3% | |
| Capex / Op. cash flow | 3.6% | 4.9% | 13.3% | 3.9% | 2.5% | |
| Capex / Depreciation | 51.7% | 67.6% | 155.9% | 61.3% | 63.8% | |
| Capex / Sales | 0.7% | 1.1% | 2.7% | 1.3% | 1.4% | |
| SG&A / Sales | 23.7% | 31.6% | 30.0% | 35.5% | 34.1% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.6% | 0.8% | 1.0% | 1.0% | 1.1% | |
| Intangibles / Total assets | 6.2% | 6.0% | 6.4% | 6.7% | 6.8% | |
| Days sales outstanding | 27d | 30d | 34d | 40d | 36d | |
| Days payables outstanding | 0d | 14d | 16d | 44d | -19d | |
| Operating cycle | 27d | 30d | 34d | 40d | 36d | |
| Cash conversion cycle | 27d | 16d | 18d | -4d | 55d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-08-29 Bank of New York Mellon Corp Makes New $36.43 Million Investment in WesBanco, Inc. $WSBC Bank of New York Mellon Corp acquired a new position in WesBanco, Inc. (NASDAQ: WSBC) in the second quarter, according to its most recent filing with the Securities and Exchange Commission. The institutional investor acquired 933,465 shares of the financial services provider''s stock, valued at approximately $36,433,000. Bank of New York Mellon Corp
- 2026-08-28 Executive Sheds Over 3,000 Shares of Regional Bank, in Transaction Valued at More Than $125,000 Insider disposed of shares at $40.89, capturing a 24% gain over 12 months while retaining 15,035 shares in direct holdings.
- 2026-08-19 WesBanco Declares Quarterly Cash Common and Preferred Stock Dividends WHEELING, W.Va., Aug. 19, 2026 /PRNewswire/ -- WesBanco, Inc. (Nasdaq: WSBC), a diversified, multi-state bank holding company, announced today that its Board of Directors has declared a quarterly cash dividend of $0.38 per share to be paid to its holders of common stock.
- 2026-08-09 California State Teachers Retirement System Acquires 13,393 Shares of WesBanco, Inc. $WSBC California State Teachers Retirement System raised its stake in shares of WesBanco, Inc. (NASDAQ: WSBC) by 14.7% in the first quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission (SEC). The institutional investor owned 104,510 shares of the financial services provider''s stock after buying an
- 2026-07-24 WesBanco Q2 Earnings Call Highlights WesBanco (NASDAQ: WSBC) executives said momentum in commercial lending, expansion markets and fee-based businesses drove stronger second-quarter 2026 results, while the bank maintained its outlook for mid-single-digit loan growth for the full year. On the company''s earnings call, President and CEO Jeff Jackson said the quarter''s "defining theme" was momentum across the franchise, citing sequential and
- 2026-07-22 WesBanco, Inc. (WSBC) Q2 2026 Earnings Call Transcript WesBanco, Inc. (WSBC) Q2 2026 Earnings Call Transcript
- 2026-07-22 WesBanco Q2 Earnings Call Highlights WesBanco NASDAQ: WSBC executives said momentum in commercial lending, expansion markets and fee-based businesses drove stronger second-quarter 2026 results, while the bank maintained its outlook for mid-single-digit loan growth for the full year.
- 2026-07-21 WesBanco (WSBC) Reports Q2 Earnings: What Key Metrics Have to Say The headline numbers for WesBanco (WSBC) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
- 2026-07-21 WesBanco (WSBC) Q2 Earnings and Revenues Beat Estimates WesBanco (WSBC) came out with quarterly earnings of $0.92 per share, beating the Zacks Consensus Estimate of $0.86 per share. This compares to earnings of $0.91 per share a year ago.
- 2026-07-21 WesBanco Announces Second Quarter 2026 Financial Results Marked by strong annualized loan growth, top-tier efficiency ratio, and accelerating growth in targeted expansion markets WHEELING, W.Va., July 21, 2026 /PRNewswire/ -- WesBanco, Inc. ("WesBanco" or "Company") (Nasdaq: WSBC), a diversified, multi-state bank holding company, today announced net income and related earnings per share for the three months ended June 30, 2026.