SYBT
Neutral signalScored 2026-08-04 Drivers: fundamentals. Moteurs : fondamentaux.
Research, not advice.
À propos
Stock Yards Bancorp, Inc.
- Nom
- Stock Yards Bancorp, Inc.
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- NASDAQ
- Capitalisation
- $2.4B
- Employés
- 1,270
- PDG
- James A. Hillebrand
- Site web
- https://www.syb.com
- Marché
- BOKFBUSEEFSCHBTNBTBOFG
Stock Yards Bancorp, Inc. serves as the parent company for Stock Yards Bank & Trust Company, providing a comprehensive range of financial solutions to individuals, businesses, and other clients across the United States. Its operations are divided into two main segments: Commercial Banking and Wealth Management & Trust (WM&T). The Commercial Banking segment offers services such as mortgage and deposit accounts, a variety of lending options including retail, commercial, and commercial real estate loans, alongside online and mobile banking, private banking, leasing, treasury management, merchant services, international banking, and correspondent banking. This segment also arranges for securities brokerage services through an agreement with an independent broker-dealer. The WM&T division specializes in investment management, financial and retirement planning, trust and estate administration, and managing retirement plans for businesses and corporations. Founded in 1904, Stock Yards Bancorp, Inc. is headquartered in Louisville, Kentucky, and operates 73 full-service banking centers across Louisville and the central, eastern, and northern regions of Kentucky, as well as in the Indianapolis, Indiana, and Cincinnati, Ohio metropolitan areas.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 6 823 titres (~588 756,67 $ US)
- Insiders
- Wells Laura L
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$599,740
Avg sell (VWAP, 90d window) $86.14 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-07-30
- Last synced
-
2026-10-20 00:36:23
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-09-21 | WOODS MICHAEL W | Sell · S | 139 | $79.02 | $10,984 | Form 4 |
| 2026-07-30 | Wells Laura L | Sell · S | 6,823 | $86.29 | $588,757 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Signal
Neutral signalScored 2026-08-04 Drivers: fundamentals. Moteurs : fondamentaux.
SYBT delivered a genuine earnings catalyst with a record Q2 EPS beat ($1.31 vs $1.17 est.) and a prior Buy upgrade, supporting near-term price momentum.
The first sentence of the analysis written for SYBT on 2026-08-04 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Unavailable or mixed. Current ratio 0.02 · operating margin 32% — readings disagree
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 69.2% | 66.9% | 73.8% | 91.4% | 97.8% | |
| Ebit Margin | 31.6% | 28.8% | 31.9% | 36.4% | 40.0% | |
| Ebitda Margin | 32.9% | 31.5% | 37.0% | 42.7% | 44.7% | |
| Operating Profit Margin | 31.6% | 28.8% | 31.9% | 36.4% | 40.0% | |
| Pretax Profit Margin | 31.6% | 28.8% | 31.9% | 36.4% | 40.0% | |
| Continuous Operations Profit Margin | 24.8% | 22.9% | 24.9% | 28.2% | 31.3% | |
| Net Profit Margin | 24.8% | 22.9% | 24.9% | 28.1% | 31.3% | |
| Bottom Line Profit Margin | 24.8% | 22.9% | 24.9% | 28.1% | 31.3% | |
| Current Ratio | 0.015 | 0.153 | 0.172 | 0.195 | 0.217 | |
| Quick Ratio | 0.015 | 0.153 | 0.172 | 0.195 | 0.217 | |
| Solvency Ratio | 0.017 | 0.016 | 0.018 | 0.017 | 0.014 | |
| Cash Ratio | 0.009 | 0.011 | 0.014 | 0.013 | 0.011 | |
| Price To Earnings Ratio | 13.616 | 18.315 | 13.954 | 20.056 | 21.293 | |
| Price To Earnings Growth Ratio | 0.619 | 3.072 | 1.005 | 2.507 | 1.425 | |
| Forward Price To Earnings Growth Ratio | 0.619 | 3.072 | 1.005 | 2.507 | 1.425 | |
| Price To Earnings Diluted Ratio | 13.674 | 18.409 | 14.030 | 20.243 | 21.508 | |
| Price To Earnings Diluted Growth Ratio | 0.618 | 3.071 | 0.979 | 2.505 | 1.466 | |
| Price To Book Ratio | 1.773 | 2.230 | 1.753 | 2.450 | 2.353 | |
| Price To Sales Ratio | 3.378 | 4.187 | 3.478 | 5.636 | 6.668 | |
| Price To Free Cash Flow Ratio | 12.384 | 15.767 | 15.197 | 20.632 | 16.309 | |
| Price To Operating Cash Flow Ratio | 11.486 | 14.680 | 14.096 | 17.133 | 15.578 | |
| Debt To Assets Ratio | 0.047 | 0.056 | 0.048 | 0.029 | 0.013 | |
| Debt To Equity Ratio | 0.415 | 0.528 | 0.458 | 0.287 | 0.127 | |
| Debt To Capital Ratio | 0.293 | 0.345 | 0.314 | 0.223 | 0.113 | |
| Long Term Debt To Capital Ratio | 0.233 | 0.258 | 0.209 | 0.091 | 0.000 | |
| Financial Leverage Ratio | 8.865 | 9.424 | 9.521 | 9.858 | 9.833 | |
| Working Capital Turnover Ratio | -0.081 | -0.084 | -0.079 | -0.067 | -0.060 | |
| Operating Cash Flow Ratio | 0.021 | 0.019 | 0.016 | 0.017 | 0.017 | |
| Operating Cash Flow Sales Ratio | 0.294 | 0.285 | 0.247 | 0.329 | 0.428 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.927 | 0.931 | 0.928 | 0.830 | 0.955 | |
| Debt Service Coverage Ratio | 0.515 | 0.393 | 0.489 | 0.710 | 0.936 | |
| Interest Coverage Ratio | 1.065 | 0.926 | 1.388 | 6.595 | 15.894 | |
| Short Term Operating Cash Flow Coverage Ratio | 1.386 | 0.843 | 0.643 | 0.765 | 1.189 | |
| Operating Cash Flow Coverage Ratio | 0.372 | 0.288 | 0.272 | 0.498 | 1.189 | |
| Capital Expenditure Coverage Ratio | 13.789 | 14.507 | 13.802 | 5.897 | 22.288 | |
| Dividend Paid And Capex Coverage Ratio | 3.378 | 3.127 | 2.522 | 2.102 | 3.115 | |
| Dividend Payout Ratio | 0.265 | 0.313 | 0.321 | 0.358 | 0.378 | |
| Enterprise Value Multiple | 12.278 | 15.944 | 11.273 | 14.164 | 15.123 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 69.2% | ▲2.2% | ▼-10.6% |
| Ebit Margin | 31.6% | ▲2.8% | ▼-2.2% |
| Ebitda Margin | 33.0% | ▲1.5% | ▼-4.8% |
| Operating Profit Margin | 31.6% | ▲2.8% | ▼-2.2% |
| Pretax Profit Margin | 31.6% | ▲2.8% | ▼-2.2% |
| Continuous Operations Profit Margin | 24.8% | ▲2.0% | ▼-1.6% |
| Net Profit Margin | 24.8% | ▲2.0% | ▼-1.6% |
| Bottom Line Profit Margin | 24.8% | ▲2.0% | ▼-1.6% |
| Current Ratio | 0.015 | ▼-0.138 | ▼-0.135 |
| Quick Ratio | 0.015 | ▼-0.138 | ▼-0.135 |
| Solvency Ratio | 0.018 | ▲0.001 | ▲0.001 |
| Cash Ratio | 0.009 | ▼-0.002 | ▼-0.003 |
| Price To Earnings Ratio | 13.616 | ▼-4.698 | ▼-3.830 |
| Price To Earnings Growth Ratio | 0.619 | ▼-2.453 | ▼-1.106 |
| Forward Price To Earnings Growth Ratio | 0.619 | ▼-2.453 | ▼-1.106 |
| Price To Earnings Diluted Ratio | 13.674 | ▼-4.735 | ▼-3.899 |
| Price To Earnings Diluted Growth Ratio | 0.619 | ▼-2.452 | ▼-1.109 |
| Price To Book Ratio | 1.773 | ▼-0.457 | ▼-0.339 |
| Price To Sales Ratio | 3.378 | ▼-0.808 | ▼-1.291 |
| Price To Free Cash Flow Ratio | 12.384 | ▼-3.383 | ▼-3.674 |
| Price To Operating Cash Flow Ratio | 11.486 | ▼-3.195 | ▼-3.109 |
| Debt To Assets Ratio | 0.047 | ▼-0.009 | ▲0.008 |
| Debt To Equity Ratio | 0.415 | ▼-0.113 | ▲0.052 |
| Debt To Capital Ratio | 0.293 | ▼-0.052 | ▲0.036 |
| Long Term Debt To Capital Ratio | 0.233 | ▼-0.025 | ▲0.075 |
| Financial Leverage Ratio | 8.865 | ▼-0.559 | ▼-0.635 |
| Working Capital Turnover Ratio | -0.081 | ▲0.004 | ▼-0.006 |
| Operating Cash Flow Ratio | 0.021 | ▲0.002 | ▲0.003 |
| Operating Cash Flow Sales Ratio | 0.294 | ▲0.009 | ▼-0.022 |
| Free Cash Flow Operating Cash Flow Ratio | 0.927 | ▼-0.004 | ▲0.013 |
| Debt Service Coverage Ratio | 0.515 | ▲0.122 | ▼-0.093 |
| Interest Coverage Ratio | 1.065 | ▲0.139 | ▼-4.109 |
| Short Term Operating Cash Flow Coverage Ratio | 1.386 | ▲0.543 | ▲0.421 |
| Operating Cash Flow Coverage Ratio | 0.372 | ▲0.084 | ▼-0.152 |
| Capital Expenditure Coverage Ratio | 13.789 | ▼-0.718 | ▼-0.268 |
| Dividend Paid And Capex Coverage Ratio | 3.378 | ▲0.251 | ▲0.530 |
| Dividend Payout Ratio | 0.265 | ▼-0.048 | ▼-0.062 |
| Enterprise Value Multiple | 12.278 | ▼-3.666 | ▼-1.478 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $1.91B | $2.10B | $1.50B | $1.86B | $1.59B | |
| Enterprise value | $2.28B | $2.51B | $1.80B | $2.00B | $1.61B | |
| EV / Sales | 4.04x | 5.02x | 4.17x | 6.05x | 6.77x | |
| EV / Op. cash flow | 13.75x | 17.60x | 16.89x | 18.38x | 15.81x | |
| EV / Free cash flow | 14.83x | 18.91x | 18.21x | 22.14x | 16.55x | |
| EV / EBITDA | 12.28x | 15.94x | 11.27x | 14.16x | 15.12x | |
| Net debt / EBITDA | 2.02x | 2.65x | 1.86x | 0.96x | 0.22x | |
| Current ratio | 0.01x | 0.15x | 0.17x | 0.20x | 0.22x | |
| Income quality | 1.19x | 1.25x | 0.99x | 1.17x | 1.37x | |
| Graham number | $63 | $53 | $49 | $44 | $43 | |
| Graham net-net | -$285 | -$233 | -$211 | -$191 | -$189 | |
| Tax burden | 78.6% | 79.3% | 78.1% | 77.2% | 78.2% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 99.9% | |
| Working capital | -$7.79B | -$6.22B | -$5.66B | -$5.26B | -$4.60B | |
| Invested capital | -$7.46B | -$5.88B | -$5.33B | -$4.93B | -$4.37B | |
| Return on assets | 1.5% | 1.3% | 1.3% | 1.2% | 1.1% | |
| Operating ROA | 1.9% | 1.7% | 1.8% | 1.7% | 1.7% | |
| Return on tangible assets | 1.5% | 1.3% | 1.4% | 1.3% | 1.1% | |
| Return on equity | 13.0% | 12.2% | 12.6% | 12.2% | 11.0% | |
| Return on invested capital | 8.0% | 6.8% | 7.2% | 8.4% | 8.7% | |
| Return on capital employed | 11.0% | 9.5% | 10.4% | 12.5% | 12.4% | |
| Earnings yield | 7.3% | 5.5% | 7.2% | 5.0% | 4.7% | |
| Free cash flow yield | 8.1% | 6.3% | 6.6% | 4.8% | 6.1% | |
| Capex / Op. cash flow | 7.3% | 6.9% | 7.2% | 17.0% | 4.5% | |
| Capex / Depreciation | 154.5% | 73.7% | 35.2% | 89.3% | 40.4% | |
| Capex / Sales | 2.1% | 2.0% | 1.8% | 5.6% | 1.9% | |
| SG&A / Sales | 20.9% | 26.5% | 27.8% | 33.6% | 34.6% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.8% | 0.8% | 1.0% | 1.3% | 1.9% | |
| Intangibles / Total assets | 2.3% | 2.5% | 2.8% | 3.1% | 2.2% | |
| Days sales outstanding | 19d | 35d | 39d | 43d | 46d | |
| Days payables outstanding | 4d | 4d | 7d | 8d | 21d | |
| Operating cycle | 19d | 35d | 39d | 43d | 46d | |
| Cash conversion cycle | 15d | 30d | 32d | 34d | 25d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-10-19 Head to Head Review: OceanFirst Financial (NASDAQ:OCFC) versus Stock Yards Bancorp (NASDAQ:SYBT) Stock Yards Bancorp (NASDAQ: SYBT - Get Free Report) and OceanFirst Financial (NASDAQ: OCFC - Get Free Report) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their earnings, analyst recommendations, dividends, risk, valuation, profitability and institutional ownership. Volatility and Risk Stock Yards Bancorp has
- 2026-10-06 Stock Yards Bancorp, Inc. (NASDAQ:SYBT) Stock Has Consensus Target Price of $88.00 According to Analysts Stock Yards Bancorp, Inc. (NASDAQ: SYBT - Get Free Report) has received a consensus recommendation of "Hold" from the seven analysts that are presently covering the stock, MarketBeat.com reports. Six analysts have rated the stock with a hold recommendation and one has issued a buy recommendation on the company. The average 1 year price target among
- 2026-09-24 Michael Woods Sells 139 Shares of Stock Yards Bancorp (NASDAQ:SYBT) Stock Stock Yards Bancorp, Inc. (NASDAQ: SYBT - Get Free Report) VP Michael Woods sold 139 shares of the business''s stock in a transaction dated Monday, September 21st. The stock was sold at an average price of $79.02, for a total transaction of $10,983.78. Following the sale, the vice president directly owned 901 shares in the company,
- 2026-09-16 Squarepoint Ops LLC Sells 62,342 Shares of Stock Yards Bancorp, Inc. $SYBT Squarepoint Ops LLC lowered its position in Stock Yards Bancorp, Inc. (NASDAQ: SYBT) by 74.6% in the second quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission (SEC). The fund owned 21,222 shares of the bank''s stock after selling 62,342 shares during the quarter. Squarepoint Ops
- 2026-08-29 BlackRock Inc. Buys New Stake in Stock Yards Bancorp, Inc. $SYBT BlackRock Inc. acquired a new position in Stock Yards Bancorp, Inc. (NASDAQ: SYBT) in the second quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The institutional investor acquired 2,160,573 shares of the bank''s stock, valued at approximately $165,219,000. BlackRock Inc. owned 6.95% of Stock Yards
- 2026-08-24 3 Bank Stocks With Recent Dividend Increases Worth Considering Dividend hikes from Unity Bancorp, Stock Yards Bancorp and Chemung Financial highlight their profitability, capital strength and income appeal.
- 2026-08-24 Stock Yards Bancorp Named to Bank Director''s 2026 Ranking Banking Top 25 Regional community bank ranks among top performers nationwide as analyzed by Bank Director Regional community bank ranks among top performers nationwide as analyzed by Bank Director
- 2026-08-23 Dividend Announcements: August 15-21, 2026 In this article series, I summarize dividend announcements of the past week. This week, 10 stocks announced dividend increases, and one declared a special dividend. Ten companies announced dividend increases this week, with Ubiquiti leading at 25% and Popular at 20%. Investment Grade stocks - BPOP, SYBT, UI, and UNTY - are mostly fairly valued or slightly premium, with BPOP and SYBT closest to fair value.
- 2026-08-19 Stock Yards Bancorp Increases Quarterly Cash Dividend to $0.33 per Common Share LOUISVILLE, Ky., Aug. 19, 2026 (GLOBE NEWSWIRE) -- Stock Yards Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, with offices in the Louisville, central, eastern and northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets, announced that its Board of Directors increased its quarterly cash dividend to $0.33 per common share. The dividend will be paid on October 1, 2026, to stockholders of record as of September 21, 2026.
- 2026-07-29 Stock Yards (SYBT) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates While the top- and bottom-line numbers for Stock Yards (SYBT) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.