STBA
Neutral signalScored 2026-08-16 Drivers: fundamentals. Moteurs : fondamentaux.
Research, not advice.
À propos
S&T Bancorp, Inc.
- Nom
- S&T Bancorp, Inc.
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- NASDAQ
- Capitalisation
- $1.8B
- Employés
- 1,209
- PDG
- Christopher J. McComish
- Site web
- https://www.stbancorp.com
- Marché
- BYFNWDGABCGSBCHOPENBTB
S&T Bancorp, Inc. operates as the parent company for S&T Bank, providing a comprehensive range of retail and commercial banking products and services. The company's business activities are structured into six main divisions: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. This financial institution handles various deposit types, including both time-based and on-demand accounts. It extends loans to both commercial entities and individual consumers, alongside offering cash management services, and brokerage and trust administration. Furthermore, S&T Bancorp acts as a guardian and custodian for employee benefit plans and manages private investment portfolios for individuals and institutions alike. Beyond core banking, the company engages in distributing life insurance and long-term disability income insurance products. It also provides title insurance agency services to its commercial clients and serves as a reinsurer for credit life, accident, and health insurance policies. As of December 31, 2021, its operational presence encompassed 73 banking branches and 5 loan production offices. These facilities are strategically located across Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio, and Upstate New York. S&T Bancorp, Inc. was founded in 1902 and has its corporate headquarters in Indiana, Pennsylvania.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 17 289 titres (~887 486,40 $ US)
- Insiders
- HIEB WILLIAM J
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$80,952
Avg sell (VWAP, 90d window) $51.30 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-08-12
- Last synced
-
2026-08-21 23:36:53
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-08-12 | HIEB WILLIAM J | Sell · S | 5 | $51.43 | $257 | Form 4 |
| 2026-08-11 | HIEB WILLIAM J | Sell · S | 1,573 | $51.30 | $80,695 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Signal
Neutral signalScored 2026-08-16 Drivers: fundamentals. Moteurs : fondamentaux.
STBA presents decent financial health (score 85) driven by solid net margins (~23-24%) and improved 2025 liquidity, but the catalyst picture is decisively negative (score 20): a significant insider sale of ~$887k with…
The first sentence of the analysis written for STBA on 2026-08-16 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Supports a bullish reading. Current ratio 6.98 · operating margin 30%
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 69.4% | 67.9% | 72.7% | 91.6% | 91.7% | |
| Ebit Margin | 29.5% | 29.2% | 33.4% | 42.3% | 38.3% | |
| Ebitda Margin | 30.8% | 31.1% | 34.8% | 44.6% | 41.6% | |
| Operating Profit Margin | 29.5% | 29.2% | 33.4% | 42.3% | 38.3% | |
| Pretax Profit Margin | 29.5% | 29.2% | 33.4% | 42.3% | 38.3% | |
| Continuous Operations Profit Margin | 23.6% | 23.2% | 27.0% | 34.0% | 31.2% | |
| Net Profit Margin | 23.6% | 23.2% | 27.0% | 34.0% | 31.2% | |
| Bottom Line Profit Margin | 23.6% | 23.2% | 27.0% | 33.9% | 31.0% | |
| Current Ratio | 6.976 | 0.155 | 0.152 | 0.160 | 0.227 | |
| Quick Ratio | 6.976 | 0.155 | 0.152 | 0.160 | 0.227 | |
| Solvency Ratio | 0.017 | 0.017 | 0.018 | 0.018 | 0.015 | |
| Cash Ratio | 0.991 | 0.031 | 0.029 | 0.028 | 0.114 | |
| Price To Earnings Ratio | 11.307 | 11.143 | 8.841 | 9.850 | 11.217 | |
| Price To Earnings Growth Ratio | 7.757 | -1.203 | 0.990 | 0.419 | 0.027 | |
| Forward Price To Earnings Growth Ratio | 7.757 | -1.203 | 0.990 | 0.419 | 0.027 | |
| Price To Earnings Diluted Ratio | 11.275 | 11.241 | 8.936 | 9.879 | 11.217 | |
| Price To Earnings Diluted Growth Ratio | 4.259 | -1.237 | 1.104 | 0.427 | 0.026 | |
| Price To Book Ratio | 1.038 | 1.059 | 0.996 | 1.125 | 1.020 | |
| Price To Sales Ratio | 2.672 | 2.587 | 2.386 | 3.340 | 3.477 | |
| Price To Free Cash Flow Ratio | 11.792 | 8.578 | 7.719 | 5.633 | 5.827 | |
| Price To Operating Cash Flow Ratio | 11.371 | 8.430 | 7.440 | 5.543 | 5.729 | |
| Debt To Assets Ratio | 0.032 | 0.026 | 0.053 | 0.048 | 0.017 | |
| Debt To Equity Ratio | 0.212 | 0.181 | 0.392 | 0.371 | 0.134 | |
| Debt To Capital Ratio | 0.175 | 0.154 | 0.282 | 0.270 | 0.118 | |
| Long Term Debt To Capital Ratio | 0.033 | 0.068 | 0.065 | 0.055 | 0.060 | |
| Financial Leverage Ratio | 6.743 | 6.997 | 7.442 | 7.690 | 7.865 | |
| Working Capital Turnover Ratio | -0.199 | -0.084 | -0.082 | -0.063 | -0.055 | |
| Operating Cash Flow Ratio | 0.810 | 0.022 | 0.022 | 0.032 | 0.027 | |
| Operating Cash Flow Sales Ratio | 0.235 | 0.307 | 0.321 | 0.603 | 0.607 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.964 | 0.983 | 0.964 | 0.984 | 0.983 | |
| Debt Service Coverage Ratio | 0.366 | 0.429 | 0.280 | 0.366 | 1.248 | |
| Interest Coverage Ratio | 1.009 | 0.910 | 1.392 | 6.766 | 10.317 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.607 | 1.156 | 0.414 | 0.650 | 2.543 | |
| Operating Cash Flow Coverage Ratio | 0.430 | 0.693 | 0.341 | 0.547 | 1.332 | |
| Capital Expenditure Coverage Ratio | 28.023 | 57.905 | 27.617 | 62.240 | 59.499 | |
| Dividend Paid And Capex Coverage Ratio | 2.318 | 3.212 | 3.071 | 4.732 | 4.482 | |
| Dividend Payout Ratio | 0.394 | 0.388 | 0.343 | 0.346 | 0.402 | |
| Enterprise Value Multiple | 9.522 | 8.350 | 8.307 | 8.776 | 3.194 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 69.4% | ▲1.5% | ▼-9.2% |
| Ebit Margin | 29.5% | ▲0.4% | ▼-5.0% |
| Ebitda Margin | 30.8% | ▼-0.3% | ▼-5.8% |
| Operating Profit Margin | 29.5% | ▲0.4% | ▼-5.0% |
| Pretax Profit Margin | 29.5% | ▲0.4% | ▼-5.0% |
| Continuous Operations Profit Margin | 23.6% | ▲0.4% | ▼-4.2% |
| Net Profit Margin | 23.6% | ▲0.4% | ▼-4.2% |
| Bottom Line Profit Margin | 23.6% | ▲0.4% | ▼-4.1% |
| Current Ratio | 6.976 | ▲6.821 | ▲5.442 |
| Quick Ratio | 6.976 | ▲6.821 | ▲5.442 |
| Solvency Ratio | 0.017 | ▼-0.000 | ▼-0.000 |
| Cash Ratio | 0.991 | ▲0.960 | ▲0.752 |
| Price To Earnings Ratio | 11.307 | ▲0.165 | ▲0.836 |
| Price To Earnings Growth Ratio | 7.757 | ▲8.960 | ▲6.159 |
| Forward Price To Earnings Growth Ratio | 7.757 | ▲8.960 | ▲6.159 |
| Price To Earnings Diluted Ratio | 11.275 | ▲0.034 | ▲0.765 |
| Price To Earnings Diluted Growth Ratio | 4.260 | ▲5.496 | ▲3.343 |
| Price To Book Ratio | 1.038 | ▼-0.021 | ▼-0.010 |
| Price To Sales Ratio | 2.672 | ▲0.086 | ▼-0.220 |
| Price To Free Cash Flow Ratio | 11.792 | ▲3.214 | ▲3.882 |
| Price To Operating Cash Flow Ratio | 11.371 | ▲2.941 | ▲3.669 |
| Debt To Assets Ratio | 0.032 | ▲0.006 | ▼-0.004 |
| Debt To Equity Ratio | 0.212 | ▲0.031 | ▼-0.046 |
| Debt To Capital Ratio | 0.175 | ▲0.022 | ▼-0.025 |
| Long Term Debt To Capital Ratio | 0.033 | ▼-0.035 | ▼-0.023 |
| Financial Leverage Ratio | 6.743 | ▼-0.254 | ▼-0.604 |
| Working Capital Turnover Ratio | -0.199 | ▼-0.115 | ▼-0.102 |
| Operating Cash Flow Ratio | 0.810 | ▲0.788 | ▲0.627 |
| Operating Cash Flow Sales Ratio | 0.235 | ▼-0.072 | ▼-0.179 |
| Free Cash Flow Operating Cash Flow Ratio | 0.964 | ▼-0.018 | ▼-0.011 |
| Debt Service Coverage Ratio | 0.366 | ▼-0.064 | ▼-0.172 |
| Interest Coverage Ratio | 1.009 | ▲0.099 | ▼-3.070 |
| Short Term Operating Cash Flow Coverage Ratio | 0.607 | ▼-0.549 | ▼-0.467 |
| Operating Cash Flow Coverage Ratio | 0.430 | ▼-0.263 | ▼-0.239 |
| Capital Expenditure Coverage Ratio | 28.023 | ▼-29.881 | ▼-19.033 |
| Dividend Paid And Capex Coverage Ratio | 2.317 | ▼-0.895 | ▼-1.245 |
| Dividend Payout Ratio | 0.394 | ▲0.006 | ▲0.019 |
| Enterprise Value Multiple | 9.522 | ▲1.172 | ▲1.893 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $1.52B | $1.46B | $1.28B | $1.33B | $1.23B | |
| Enterprise value | $1.67B | $1.47B | $1.55B | $1.56B | $470.0M | |
| EV / Sales | 2.93x | 2.60x | 2.89x | 3.91x | 1.33x | |
| EV / Op. cash flow | 12.47x | 8.46x | 9.01x | 6.50x | 2.19x | |
| EV / Free cash flow | 12.94x | 8.61x | 9.35x | 6.60x | 2.23x | |
| EV / EBITDA | 9.52x | 8.35x | 8.31x | 8.78x | 3.19x | |
| Net debt / EBITDA | 0.84x | 0.03x | 1.45x | 1.29x | -5.17x | |
| Current ratio | 6.98x | 0.15x | 0.15x | 0.16x | 0.23x | |
| Income quality | 0.99x | 1.32x | 1.19x | 1.77x | 1.95x | |
| Graham number | $54 | $53 | $53 | $49 | $44 | |
| Graham net-net | -$188 | -$184 | -$185 | -$172 | -$165 | |
| Tax burden | 79.9% | 79.6% | 81.0% | 80.2% | 81.3% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | $986.1M | -$6.70B | -$6.73B | -$6.38B | -$6.25B | |
| Invested capital | $1.36B | -$6.28B | -$6.31B | -$5.95B | -$5.82B | |
| Return on assets | 1.4% | 1.4% | 1.5% | 1.5% | 1.2% | |
| Operating ROA | 1.7% | 1.7% | 1.9% | 1.8% | 1.5% | |
| Return on tangible assets | 1.4% | 1.4% | 1.6% | 1.6% | 1.2% | |
| Return on equity | 9.2% | 9.5% | 11.3% | 11.4% | 9.1% | |
| Return on invested capital | 8.3% | 7.0% | 7.1% | 7.2% | 7.4% | |
| Return on capital employed | 1.7% | 9.6% | 11.1% | 11.1% | 9.6% | |
| Earnings yield | 8.8% | 9.0% | 11.3% | 10.2% | 9.0% | |
| Free cash flow yield | 8.5% | 11.7% | 13.0% | 17.8% | 17.2% | |
| Capex / Op. cash flow | 3.6% | 1.7% | 3.6% | 1.6% | 1.7% | |
| Capex / Depreciation | 67.1% | 27.6% | 82.7% | 42.8% | 31.5% | |
| Capex / Sales | 0.8% | 0.5% | 1.2% | 1.0% | 1.0% | |
| SG&A / Sales | 24.2% | 23.5% | 22.8% | 28.0% | 30.8% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.9% | 0.8% | 0.7% | 0.8% | 0.7% | |
| Intangibles / Total assets | 3.8% | 3.9% | 4.0% | 4.2% | 4.0% | |
| Days sales outstanding | 0d | 0d | 0d | 0d | 0d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 0d | 0d | 0d | 0d | 0d | |
| Cash conversion cycle | 0d | 0d | 0d | 0d | 0d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-08-17 Best Income Stocks to Buy for August 17th SBLK, TAK and STBA made it to the Zacks Rank #1 (Strong Buy) income stocks list on August 17, 2026.
- 2026-08-17 S&T Bancorp, Inc. (NASDAQ:STBA) Receives $51.60 Consensus Target Price from Analysts Shares of S&T Bancorp, Inc. (NASDAQ: STBA - Get Free Report) have been assigned a consensus rating of "Moderate Buy" from the seven brokerages that are covering the firm, Marketbeat.com reports. Four investment analysts have rated the stock with a hold rating, two have given a buy rating and one has assigned a strong buy rating
- 2026-08-14 Dividend Champion, Contender, And Challenger Highlights: Week August 16 A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.
- 2026-08-07 S&T Bancorp (STBA) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does S&T Bancorp (STBA) have what it takes?
- 2026-08-05 S&T Bancorp, Inc. Declares Dividend S&T Bancorp, Inc. Declares Dividend PR Newswire INDIANA, Pa., Aug. 5, 2026 INDIANA, Pa.
- 2026-08-05 S&T Bancorp, Inc. Declares Dividend INDIANA, Pa., Aug. 5, 2026 /PRNewswire/ -- The board of directors of S&T Bancorp, Inc. (S&T) (NASDAQ: STBA), the holding company for S&T Bank, approved a $0.37 per share cash dividend on August 5, 2026.
- 2026-08-03 Edgestream Partners L.P. Trims Position in S&T Bancorp, Inc. $STBA Edgestream Partners L.P. decreased its position in shares of S&T Bancorp, Inc. (NASDAQ: STBA) by 31.8% during the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The fund owned 49,519 shares of the financial services provider''s stock after selling 23,090 shares during the
- 2026-07-31 S&T Bancorp, Inc. $STBA Stake Reduced by Bank of New York Mellon Corp Bank of New York Mellon Corp cut its holdings in shares of S&T Bancorp, Inc. (NASDAQ: STBA) by 3.7% in the undefined quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission (SEC). The fund owned 358,530 shares of the financial services provider''s stock after selling 13,794
- 2026-07-29 Best Income Stocks to Buy for July 29th NKSH, MSBI and STBA made it to the Zacks Rank #1 (Strong Buy) income stocks list on July 29, 2026.
- 2026-07-29 New Strong Buy Stocks for July 29th NKSH, KB, HTB, APOG and STBA have been added to the Zacks Rank #1 (Strong Buy) List on July 29, 2026.