SFBS
VENTE TOTALE: 11 500 titres (~1 028 445,00 $ US)
- Insiders
- Cashio J. Richard
- Total bought
- —
- Total sold
- $1,028,445
- Last activity
- 2026-07-31
- Last synced
-
2026-08-06 10:27:36
Insider holdings as a share of total assets aren't available for this company.
Price (1 year)
Live chart from TradingView - pulls its own market data, independent of this site's database. Symbol resolution is best-effort (defaults to NASDAQ) since we don't store the exchange prefix.
Market snapshot
Signal
Bearish signal Scored 2026-08-04
SFBS presents a structurally fragile balance sheet with a critically low liquidity score of 25, driven by a current ratio of 0.28 and an interest coverage ratio below 1.0, which severely limits its ability to withstand…
The first sentence of the analysis written for SFBS on 2026-08-04 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 51.8% | 46.7% | 49.2% | 78.3% | 85.5% | |
| Ebit Margin | 33.6% | 28.6% | 29.5% | 53.2% | 57.9% | |
| Ebitda Margin | 34.1% | 29.0% | 30.0% | 53.9% | 58.9% | |
| Operating Profit Margin | 33.6% | 28.6% | 29.5% | 53.2% | 57.9% | |
| Pretax Profit Margin | 33.6% | 28.6% | 29.5% | 53.2% | 57.9% | |
| Continuous Operations Profit Margin | 27.2% | 23.3% | 25.0% | 43.3% | 47.5% | |
| Net Profit Margin | 27.2% | 23.3% | 25.0% | 43.3% | 47.5% | |
| Bottom Line Profit Margin | 27.2% | 23.3% | 25.0% | 43.3% | 47.5% | |
| Current Ratio | 0.280 | 0.185 | 0.200 | 0.114 | 0.356 | |
| Quick Ratio | 0.280 | 0.185 | 0.200 | 0.114 | 0.356 | |
| Solvency Ratio | 0.018 | 0.015 | 0.014 | 0.019 | 0.015 | |
| Cash Ratio | 0.023 | 0.153 | 0.139 | 0.062 | 0.294 | |
| Price To Earnings Ratio | 14.188 | 20.370 | 17.580 | 14.883 | 22.178 | |
| Price To Earnings Growth Ratio | 0.656 | 2.087 | -0.969 | 0.713 | 1.027 | |
| Forward Price To Earnings Growth Ratio | 0.656 | 2.087 | -0.969 | 0.713 | 1.027 | |
| Price To Earnings Diluted Ratio | 14.188 | 20.370 | 17.580 | 14.948 | 22.236 | |
| Price To Earnings Diluted Growth Ratio | 0.656 | 2.087 | -0.988 | 0.723 | 1.009 | |
| Price To Book Ratio | 2.122 | 2.859 | 2.524 | 2.884 | 3.995 | |
| Price To Sales Ratio | 3.857 | 4.729 | 4.384 | 6.446 | 10.517 | |
| Price To Free Cash Flow Ratio | 11.237 | 18.612 | 18.790 | 13.911 | 17.909 | |
| Price To Operating Cash Flow Ratio | 11.049 | 18.270 | 18.417 | 13.725 | 17.273 | |
| Debt To Assets Ratio | 0.085 | 0.119 | 0.082 | 0.115 | 0.115 | |
| Debt To Equity Ratio | 0.814 | 1.274 | 0.918 | 1.298 | 1.543 | |
| Debt To Capital Ratio | 0.449 | 0.560 | 0.479 | 0.565 | 0.607 | |
| Long Term Debt To Capital Ratio | 0.018 | 0.039 | 0.043 | 0.048 | 0.053 | |
| Financial Leverage Ratio | 9.583 | 10.736 | 11.202 | 11.250 | 13.416 | |
| Working Capital Turnover Ratio | -0.130 | -0.080 | -0.071 | -0.056 | -0.052 | |
| Operating Cash Flow Ratio | 0.085 | 0.016 | 0.014 | 0.021 | 0.019 | |
| Operating Cash Flow Sales Ratio | 0.349 | 0.259 | 0.238 | 0.470 | 0.609 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.983 | 0.982 | 0.980 | 0.987 | 0.965 | |
| Debt Service Coverage Ratio | 0.146 | 0.093 | 0.127 | 0.150 | 0.122 | |
| Interest Coverage Ratio | 0.752 | 0.559 | 0.608 | 3.493 | 7.966 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.241 | 0.127 | 0.157 | 0.168 | 0.156 | |
| Operating Cash Flow Coverage Ratio | 0.236 | 0.123 | 0.149 | 0.162 | 0.150 | |
| Capital Expenditure Coverage Ratio | 59.809 | 54.437 | 50.459 | 74.692 | 28.186 | |
| Dividend Paid And Capex Coverage Ratio | 4.487 | 3.607 | 3.971 | 6.620 | 6.337 | |
| Dividend Payout Ratio | 0.265 | 0.288 | 0.221 | 0.149 | 0.157 | |
| Enterprise Value Multiple | 15.383 | 15.166 | 11.744 | 14.733 | 8.587 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 51.8% | ▲5.1% | ▼-10.5% |
| Ebit Margin | 33.6% | ▲5.1% | ▼-6.9% |
| Ebitda Margin | 34.1% | ▲5.1% | ▼-7.1% |
| Operating Profit Margin | 33.6% | ▲5.1% | ▼-6.9% |
| Pretax Profit Margin | 33.6% | ▲5.1% | ▼-6.9% |
| Continuous Operations Profit Margin | 27.2% | ▲3.9% | ▼-6.1% |
| Net Profit Margin | 27.2% | ▲3.9% | ▼-6.1% |
| Bottom Line Profit Margin | 27.2% | ▲3.9% | ▼-6.1% |
| Current Ratio | 0.280 | ▲0.095 | ▲0.053 |
| Quick Ratio | 0.280 | ▲0.095 | ▲0.053 |
| Solvency Ratio | 0.018 | ▲0.003 | ▲0.002 |
| Cash Ratio | 0.023 | ▼-0.130 | ▼-0.111 |
| Price To Earnings Ratio | 14.188 | ▼-6.182 | ▼-3.652 |
| Price To Earnings Growth Ratio | 0.656 | ▼-1.431 | ▼-0.047 |
| Forward Price To Earnings Growth Ratio | 0.656 | ▼-1.431 | ▼-0.047 |
| Price To Earnings Diluted Ratio | 14.188 | ▼-6.182 | ▼-3.677 |
| Price To Earnings Diluted Growth Ratio | 0.656 | ▼-1.431 | ▼-0.041 |
| Price To Book Ratio | 2.122 | ▼-0.737 | ▼-0.755 |
| Price To Sales Ratio | 3.857 | ▼-0.872 | ▼-2.130 |
| Price To Free Cash Flow Ratio | 11.237 | ▼-7.375 | ▼-4.855 |
| Price To Operating Cash Flow Ratio | 11.049 | ▼-7.221 | ▼-4.698 |
| Debt To Assets Ratio | 0.085 | ▼-0.034 | ▼-0.018 |
| Debt To Equity Ratio | 0.814 | ▼-0.459 | ▼-0.355 |
| Debt To Capital Ratio | 0.449 | ▼-0.111 | ▼-0.083 |
| Long Term Debt To Capital Ratio | 0.018 | ▼-0.020 | ▼-0.022 |
| Financial Leverage Ratio | 9.583 | ▼-1.153 | ▼-1.654 |
| Working Capital Turnover Ratio | -0.130 | ▼-0.050 | ▼-0.052 |
| Operating Cash Flow Ratio | 0.086 | ▲0.069 | ▲0.054 |
| Operating Cash Flow Sales Ratio | 0.349 | ▲0.090 | ▼-0.036 |
| Free Cash Flow Operating Cash Flow Ratio | 0.983 | ▲0.002 | ▲0.004 |
| Debt Service Coverage Ratio | 0.146 | ▲0.053 | ▲0.018 |
| Interest Coverage Ratio | 0.752 | ▲0.193 | ▼-1.924 |
| Short Term Operating Cash Flow Coverage Ratio | 0.241 | ▲0.115 | ▲0.071 |
| Operating Cash Flow Coverage Ratio | 0.236 | ▲0.113 | ▲0.072 |
| Capital Expenditure Coverage Ratio | 59.809 | ▲5.372 | ▲6.292 |
| Dividend Paid And Capex Coverage Ratio | 4.487 | ▲0.880 | ▼-0.517 |
| Dividend Payout Ratio | 0.265 | ▼-0.023 | ▲0.049 |
| Enterprise Value Multiple | 15.383 | ▲0.217 | ▲2.261 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $3.92B | $4.62B | $3.63B | $3.74B | $4.60B | |
| Enterprise value | $5.34B | $4.30B | $2.92B | $4.61B | $2.21B | |
| EV / Sales | 5.24x | 4.40x | 3.53x | 7.94x | 5.06x | |
| EV / Op. cash flow | 15.02x | 17.02x | 14.82x | 16.91x | 8.31x | |
| EV / Free cash flow | 15.28x | 17.33x | 15.12x | 17.14x | 8.62x | |
| EV / EBITDA | 15.38x | 15.17x | 11.74x | 14.73x | 8.59x | |
| Net debt / EBITDA | 4.07x | -1.12x | -2.85x | 2.78x | -9.26x | |
| Current ratio | 0.28x | 0.18x | 0.20x | 0.11x | 0.36x | |
| Income quality | 1.28x | 1.11x | 0.95x | 1.08x | 1.28x | |
| Graham number | $62 | $53 | $47 | $50 | $43 | |
| Graham net-net | -$268 | -$236 | -$216 | -$217 | -$171 | |
| Tax burden | 80.8% | 81.5% | 84.6% | 81.4% | 82.0% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$2.99B | -$12.68B | -$11.64B | -$11.68B | -$9.14B | |
| Invested capital | -$2.92B | -$12.61B | -$11.57B | -$11.60B | -$9.06B | |
| Return on assets | 1.6% | 1.3% | 1.3% | 1.7% | 1.3% | |
| Operating ROA | 2.0% | 1.7% | 1.6% | 2.1% | 1.9% | |
| Return on tangible assets | 1.6% | 1.3% | 1.3% | 1.7% | 1.3% | |
| Return on equity | 15.0% | 14.1% | 14.4% | 19.4% | 18.0% | |
| Return on invested capital | -19.1% | 6.0% | 7.3% | 8.3% | 7.0% | |
| Return on capital employed | 2.5% | 15.6% | 15.6% | 21.9% | 19.9% | |
| Earnings yield | 7.0% | 4.9% | 5.7% | 6.7% | 4.5% | |
| Free cash flow yield | 8.9% | 5.4% | 5.3% | 7.2% | 5.6% | |
| Capex / Op. cash flow | 1.7% | 1.8% | 2.0% | 1.3% | 3.5% | |
| Capex / Depreciation | 125.6% | 97.1% | 88.1% | 88.5% | 215.3% | |
| Capex / Sales | 0.6% | 0.5% | 0.5% | 0.6% | 2.2% | |
| SG&A / Sales | 10.8% | 11.1% | 11.8% | 14.4% | 17.0% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.3% | 0.4% | 0.4% | 0.6% | 0.4% | |
| Intangibles / Total assets | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | |
| Days sales outstanding | 22d | 23d | 26d | 30d | 29d | |
| Days payables outstanding | 22d | 20d | 24d | 54d | 79d | |
| Operating cycle | 22d | 23d | 26d | 30d | 29d | |
| Cash conversion cycle | -0d | 4d | 2d | -23d | -49d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-15.1%EV / Sales ▲+19.1%EV / EBITDA ▲+1.4%EV / Op. cash flow ▼-1.994Earnings yield ▲+0.021Graham number ▲+9.346
Profitability
Return on equity ▲+0.009Return on assets ▲+0.003Return on invested capital ▼-0.251Return on capital employed ▼-0.131Operating ROA ▲+0.003Income quality ▲+0.171Tax burden ▼-0.006
Efficiency
Days sales outstanding ▼-1.231Days payables outstanding ▲+2.683Operating cycle ▼-1.231Cash conversion cycle ▼-3.914Capex / Sales ▲+0.001R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.095Net debt / EBITDA ▲+5.186Working capital ▲+9691881001.000Invested capital ▲+9693092001.000Intangibles / Total assets -0.000
Change over 5 years
Valuation
Market cap ▼-14.7%EV / Sales ▲+3.6%EV / EBITDA ▲+79.1%EV / Op. cash flow ▲+6.712Earnings yield ▲+0.025Graham number ▲+19.232
Profitability
Return on equity ▼-0.031Return on assets ▲+0.002Return on invested capital ▼-0.261Return on capital employed ▼-0.174Operating ROA ▲+0.001Income quality ▲+0.002Tax burden ▼-0.011
Efficiency
Days sales outstanding ▼-6.839Days payables outstanding ▼-56.191Operating cycle ▼-6.839Cash conversion cycle ▲+49.352Capex / Sales ▼-0.016R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.075Net debt / EBITDA ▲+13.331Working capital ▲+6145159001.000Invested capital ▲+6145232001.000Intangibles / Total assets -0.000
Employee count
Peer market caps
Congressional trades
No congressional trade data synced.
Recent news
- 2026-08-03 ServisFirst Bancshares: A Great Regional Bank Priced At A Premium ServisFirst Bancshares demonstrates exceptional profitability and operational efficiency, with industry-leading return on assets and a sub-30% efficiency ratio. SFBS trades at a premium valuation—2.49x tangible book and ~14x forward PE—reflecting high expectations and limiting upside absent further operational outperformance. Asset quality is troublesome, with nonperforming loans more than doubling year-over-year, raising concerns about risk-adjusted returns.
- 2026-07-20 ServisFirst Bancshares, Inc. (SFBS) Q2 2026 Earnings Call Transcript ServisFirst Bancshares, Inc. (SFBS) Q2 2026 Earnings Call Transcript
- 2026-07-20 ServisFirst Bancshares Q2 Earnings Call Highlights ServisFirst Bancshares NYSE: SFBS reported stronger second-quarter earnings as loan demand accelerated, net interest margin expanded and credit metrics improved, executives said on the company''s earnings call.
- 2026-07-20 ServisFirst (SFBS) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates The headline numbers for ServisFirst (SFBS) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
- 2026-07-20 ServisFirst Bancshares (SFBS) Matches Q2 Earnings Estimates ServisFirst Bancshares (SFBS) came out with quarterly earnings of $1.57 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $1.21 per share a year ago.
- 2026-07-20 ServisFirst Bancshares, Inc. Announces Two-for-One Stock Split BIRMINGHAM, Ala., July 20, 2026 (GLOBE NEWSWIRE) -- ServisFirst Bancshares, Inc., (NYSE: SFBS) (“ServisFirst”), the holding company for ServisFirst Bank, today announced that its Board of Directors declared a two-for-one common stock split in the form of a stock dividend. The stock dividend will be payable August 20, 2026 to stockholders of record as of August 5, 2026. Holders of ServisFirst''s common stock as of the record date will receive one additional share for every share held on the record date of August 5, 2026.
- 2026-07-20 ServisFirst Bancshares, Inc. Announces Results for Second Quarter of 2026 BIRMINGHAM, Ala., July 20, 2026 (GLOBE NEWSWIRE) -- ServisFirst Bancshares, Inc. (NYSE: SFBS), today announced earnings and operating results for the quarter ended June 30, 2026.
- 2026-07-15 Countdown to ServisFirst (SFBS) Q2 Earnings: A Look at Estimates Beyond Revenue and EPS Looking beyond Wall Street''s top-and-bottom-line estimate forecasts for ServisFirst (SFBS), delve into some of its key metrics to gain a deeper insight into the company''s potential performance for the quarter ended June 2026.
- 2026-07-09 ServisFirst Bank Strengthens Longstanding Relationship with American Bankers Association as Premier Partner ServisFirst Bank Expands Industry Engagement Through Strategic Partnership ServisFirst Bank Expands Industry Engagement Through Strategic Partnership
- 2026-06-24 ServisFirst Bancshares, Inc. to Announce Second Quarter 2026 Financial Results July 20th BIRMINGHAM, Ala., June 24, 2026 (GLOBE NEWSWIRE) -- ServisFirst Bancshares, Inc. (NYSE: SFBS) is scheduled to announce earnings and operating results for the quarter ended June 30, 2026 on July 20, 2026 at 4 p.m. ET. The news release will be available at www.servisfirstbancshares.com .