RNST
Neutral signalScored 2026-08-05 Drivers: fundamentals. Moteurs : fondamentaux.
Research, not advice.
À propos
Renasant Corporation
- Nom
- Renasant Corporation
- Secteur
- Financial Services
- Industrie
- Banks - Regional
- Bourse
- NYSE
- Capitalisation
- $3.8B
- Employés
- 3,000
- PDG
- Kevin D. Chapman
- Site web
- https://investors.renasant.com
- Marché
- ASBBKUCATYCBUFBPFHB
Renasant Corporation acts as the parent bank holding company for Renasant Bank, delivering a full spectrum of financial, wealth management, fiduciary, and insurance services to both individual consumers and business clients. Its operations are organized into three primary segments: Community Banks, Insurance, and Wealth Management. The Community Banks segment offers a wide range of banking solutions, including checking and savings accounts, alongside various lending products such as business and personal loans, asset-based lending, and equipment leasing. It also provides specialized commercial, financial, and agricultural loans; equipment financing and leasing; real estate mortgages for 1-4 family and commercial properties; construction loans for single-family, multi-family, and commercial developments; installment loans for individuals; and interim construction financing. Supplementary services include safe deposit boxes, night depositories, ATMs, online and mobile banking, call center support, and treasury management. The Insurance segment functions as an insurance agency, supplying commercial and personal insurance products through a network of insurance carriers. The Wealth Management segment is dedicated to comprehensive wealth management and fiduciary services. This encompasses the administration and management of diverse trust accounts, including personal, corporate benefit, and custodial accounts, along with their accounting and financial oversight. Investment options, such as annuities and mutual funds, are facilitated through a third-party broker-dealer. Additionally, this segment oversees qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates. As of December 31, 2021, the company operated an extensive network of 189 banking, lending, and mortgage offices throughout Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, and Tennessee. This infrastructure included 150 full-service branches, 11 limited-service branches, 173 ATMs, and 38 interactive teller machines. Renasant Corporation was founded in 1904 and is based in Tupelo, Mississippi.
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
VENTE TOTALE: 35 000 titres (~1 535 800,00 $ US)
- Insiders
- MCGRAW EDWARD ROBINSON
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$1,535,800
Avg sell (VWAP, 90d window) $43.88 vs last close —
Total sold sums Form 4 code S in this window. Codes F, M, A and G are left out.
- Last activity
- 2026-08-03
- Last synced
-
2026-08-09 12:58:10
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-08-03 | MCGRAW EDWARD ROBINSON | Sell · S | 35,000 | $43.88 | $1,535,800 | Form 4 |
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Signal
Neutral signalScored 2026-08-05 Drivers: fundamentals. Moteurs : fondamentaux.
Despite a surface-level liquidity improvement (current ratio 1.93), RNST's interest coverage of 0.49 signals near-distress debt servicing capacity, and contracting EBIT/EBITDA margins undermine the quality of the…
The first sentence of the analysis written for RNST on 2026-08-05 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Unavailable or mixed. No stored price series
- Financial indicators Supports a bullish reading. Current ratio 1.93 · operating margin 16%
Market snapshot
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 60.8% | 62.9% | 67.7% | 87.8% | 93.9% | |
| Ebit Margin | 15.7% | 23.6% | 19.5% | 30.6% | 32.0% | |
| Ebitda Margin | 16.8% | 26.7% | 23.3% | 36.8% | 38.8% | |
| Operating Profit Margin | 15.7% | 23.6% | 19.5% | 30.6% | 32.0% | |
| Pretax Profit Margin | 15.7% | 23.6% | 19.5% | 30.6% | 32.0% | |
| Continuous Operations Profit Margin | 12.6% | 18.8% | 15.9% | 24.0% | 25.3% | |
| Net Profit Margin | 12.6% | 18.8% | 15.9% | 24.0% | 25.3% | |
| Bottom Line Profit Margin | 12.6% | 18.8% | 15.9% | 24.0% | 25.3% | |
| Current Ratio | 1.927 | 0.137 | 0.128 | 0.157 | 0.312 | |
| Quick Ratio | 1.927 | 0.137 | 0.128 | 0.157 | 0.312 | |
| Solvency Ratio | 0.009 | 0.015 | 0.012 | 0.014 | 0.015 | |
| Cash Ratio | 1.927 | 0.074 | 0.056 | 0.041 | 0.135 | |
| Price To Earnings Ratio | 16.852 | 10.866 | 13.054 | 12.657 | 12.125 | |
| Price To Earnings Growth Ratio | -0.462 | 0.395 | -0.994 | -2.476 | 0.110 | |
| Forward Price To Earnings Growth Ratio | -0.462 | 0.395 | -0.994 | -2.476 | 0.110 | |
| Price To Earnings Diluted Ratio | 17.014 | 10.933 | 13.054 | 12.742 | 12.163 | |
| Price To Earnings Diluted Growth Ratio | -0.464 | 0.409 | -1.041 | -2.339 | 0.110 | |
| Price To Book Ratio | 0.856 | 0.792 | 0.823 | 0.984 | 0.964 | |
| Price To Sales Ratio | 2.304 | 2.044 | 2.078 | 3.041 | 3.061 | |
| Price To Free Cash Flow Ratio | 13.995 | 18.326 | 14.898 | 3.758 | 17.435 | |
| Price To Operating Cash Flow Ratio | 12.256 | 16.394 | 12.729 | 3.661 | 14.928 | |
| Debt To Assets Ratio | 0.039 | 0.030 | 0.042 | 0.067 | 0.029 | |
| Debt To Equity Ratio | 0.272 | 0.201 | 0.321 | 0.534 | 0.220 | |
| Debt To Capital Ratio | 0.214 | 0.167 | 0.243 | 0.348 | 0.180 | |
| Long Term Debt To Capital Ratio | 0.114 | 0.139 | 0.157 | 0.167 | 0.176 | |
| Financial Leverage Ratio | 6.886 | 6.734 | 7.557 | 7.953 | 7.607 | |
| Working Capital Turnover Ratio | -0.238 | -0.082 | -0.074 | -0.064 | -0.071 | |
| Operating Cash Flow Ratio | 0.488 | 0.009 | 0.010 | 0.040 | 0.010 | |
| Operating Cash Flow Sales Ratio | 0.188 | 0.125 | 0.163 | 0.831 | 0.205 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.876 | 0.895 | 0.854 | 0.974 | 0.856 | |
| Debt Service Coverage Ratio | 0.195 | 0.471 | 0.307 | 0.270 | 3.808 | |
| Interest Coverage Ratio | 0.495 | 0.652 | 0.637 | 3.492 | 4.987 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.488 | 1.198 | 0.483 | 0.806 | 10.229 | |
| Operating Cash Flow Coverage Ratio | 0.257 | 0.240 | 0.202 | 0.503 | 0.294 | |
| Capital Expenditure Coverage Ratio | 8.051 | 9.485 | 6.867 | 38.687 | 6.954 | |
| Dividend Paid And Capex Coverage Ratio | 2.417 | 1.921 | 2.066 | 8.855 | 2.023 | |
| Dividend Payout Ratio | 0.434 | 0.275 | 0.348 | 0.301 | 0.284 | |
| Enterprise Value Multiple | 13.633 | 5.657 | 8.599 | 10.493 | 2.727 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 60.8% | ▼-2.1% | ▼-13.8% |
| Ebit Margin | 15.7% | ▼-7.9% | ▼-8.6% |
| Ebitda Margin | 16.8% | ▼-9.9% | ▼-11.7% |
| Operating Profit Margin | 15.7% | ▼-7.9% | ▼-8.6% |
| Pretax Profit Margin | 15.7% | ▼-7.9% | ▼-8.6% |
| Continuous Operations Profit Margin | 12.6% | ▼-6.3% | ▼-6.8% |
| Net Profit Margin | 12.6% | ▼-6.3% | ▼-6.8% |
| Bottom Line Profit Margin | 12.6% | ▼-6.3% | ▼-6.8% |
| Current Ratio | 1.927 | ▲1.790 | ▲1.395 |
| Quick Ratio | 1.927 | ▲1.790 | ▲1.395 |
| Solvency Ratio | 0.009 | ▼-0.006 | ▼-0.004 |
| Cash Ratio | 1.927 | ▲1.852 | ▲1.480 |
| Price To Earnings Ratio | 16.852 | ▲5.985 | ▲3.741 |
| Price To Earnings Growth Ratio | -0.462 | ▼-0.857 | ▲0.223 |
| Forward Price To Earnings Growth Ratio | -0.462 | ▼-0.857 | ▲0.223 |
| Price To Earnings Diluted Ratio | 17.015 | ▲6.082 | ▲3.833 |
| Price To Earnings Diluted Growth Ratio | -0.464 | ▼-0.872 | ▲0.201 |
| Price To Book Ratio | 0.856 | ▲0.064 | ▼-0.027 |
| Price To Sales Ratio | 2.304 | ▲0.260 | ▼-0.202 |
| Price To Free Cash Flow Ratio | 13.995 | ▼-4.331 | ▲0.312 |
| Price To Operating Cash Flow Ratio | 12.256 | ▼-4.137 | ▲0.263 |
| Debt To Assets Ratio | 0.040 | ▲0.010 | ▼-0.002 |
| Debt To Equity Ratio | 0.272 | ▲0.071 | ▼-0.038 |
| Debt To Capital Ratio | 0.214 | ▲0.046 | ▼-0.017 |
| Long Term Debt To Capital Ratio | 0.114 | ▼-0.025 | ▼-0.037 |
| Financial Leverage Ratio | 6.886 | ▲0.152 | ▼-0.461 |
| Working Capital Turnover Ratio | -0.238 | ▼-0.155 | ▼-0.132 |
| Operating Cash Flow Ratio | 0.488 | ▲0.480 | ▲0.377 |
| Operating Cash Flow Sales Ratio | 0.188 | ▲0.063 | ▼-0.114 |
| Free Cash Flow Operating Cash Flow Ratio | 0.876 | ▼-0.019 | ▼-0.015 |
| Debt Service Coverage Ratio | 0.195 | ▼-0.276 | ▼-0.815 |
| Interest Coverage Ratio | 0.495 | ▼-0.158 | ▼-1.558 |
| Short Term Operating Cash Flow Coverage Ratio | 0.488 | ▼-0.710 | ▼-2.152 |
| Operating Cash Flow Coverage Ratio | 0.257 | ▲0.017 | ▼-0.042 |
| Capital Expenditure Coverage Ratio | 8.051 | ▼-1.435 | ▼-5.958 |
| Dividend Paid And Capex Coverage Ratio | 2.417 | ▲0.496 | ▼-1.039 |
| Dividend Payout Ratio | 0.434 | ▲0.159 | ▲0.105 |
| Enterprise Value Multiple | 13.633 | ▲7.976 | ▲5.411 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $3.33B | $2.12B | $1.89B | $2.10B | $2.13B | |
| Enterprise value | $3.31B | $1.57B | $1.83B | $2.67B | $736.7M | |
| EV / Sales | 2.29x | 1.51x | 2.01x | 3.86x | 1.06x | |
| EV / Op. cash flow | 12.20x | 12.12x | 12.29x | 4.64x | 5.16x | |
| EV / Free cash flow | 13.93x | 13.55x | 14.39x | 4.77x | 6.03x | |
| EV / EBITDA | 13.63x | 5.66x | 8.60x | 10.49x | 2.73x | |
| Net debt / EBITDA | -0.06x | -2.00x | -0.30x | 2.22x | -5.16x | |
| Current ratio | 1.93x | 0.14x | 0.13x | 0.16x | 0.31x | |
| Income quality | 1.50x | 0.66x | 1.03x | 3.46x | 0.81x | |
| Graham number | $42 | $58 | $49 | $51 | $53 | |
| Graham net-net | -$231 | -$225 | -$236 | -$226 | -$183 | |
| Tax burden | 79.9% | 79.8% | 81.7% | 78.6% | 78.9% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | $514.9M | -$12.67B | -$12.55B | -$11.98B | -$9.58B | |
| Invested capital | $2.53B | -$11.31B | -$11.16B | -$10.59B | -$8.24B | |
| Return on assets | 0.7% | 1.1% | 0.8% | 1.0% | 1.0% | |
| Operating ROA | 1.0% | 1.4% | 1.0% | 1.3% | 1.4% | |
| Return on tangible assets | 0.7% | 1.2% | 0.9% | 1.0% | 1.1% | |
| Return on equity | 4.7% | 7.3% | 6.3% | 7.8% | 8.0% | |
| Return on invested capital | 0.7% | 5.6% | 4.4% | 4.7% | 6.1% | |
| Return on capital employed | 0.9% | 7.3% | 6.0% | 7.6% | 7.7% | |
| Earnings yield | 5.4% | 9.2% | 7.7% | 7.9% | 8.3% | |
| Free cash flow yield | 7.1% | 5.5% | 6.7% | 26.6% | 5.7% | |
| Capex / Op. cash flow | 12.4% | 10.5% | 14.6% | 2.6% | 14.4% | |
| Capex / Depreciation | 208.0% | 42.3% | 61.4% | 34.7% | 43.3% | |
| Capex / Sales | 2.3% | 1.3% | 2.4% | 2.1% | 2.9% | |
| SG&A / Sales | 26.8% | 28.9% | 32.6% | 39.9% | 42.1% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.2% | 1.3% | 1.5% | 1.7% | 1.4% | |
| Intangibles / Total assets | 5.8% | 6.0% | 6.3% | 6.5% | 6.3% | |
| Days sales outstanding | 0d | 31d | 46d | 59d | 39d | |
| Days payables outstanding | 0d | 0d | 0d | 0d | 0d | |
| Operating cycle | 0d | 31d | 46d | 59d | 39d | |
| Cash conversion cycle | 0d | 31d | 46d | 59d | 39d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Change over 5 years
Employee count
Peer market caps
Recent news
- 2026-07-30 Renasant Q2 Earnings Call Highlights Renasant NYSE: RNST reported second-quarter adjusted earnings per share of $0.94, up 36% from a year earlier, as the company cited stronger operating performance, continued organic-growth efforts and opportunities created by disruption in its markets.
- 2026-07-28 Renasant (RNST) Reports Q2 Earnings: What Key Metrics Have to Say The headline numbers for Renasant (RNST) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
- 2026-07-28 Renasant (RNST) Q2 Earnings Surpass Estimates Renasant (RNST) came out with quarterly earnings of $0.94 per share, beating the Zacks Consensus Estimate of $0.91 per share. This compares to earnings of $0.69 per share a year ago.
- 2026-07-28 Renasant Corporation Announces Earnings for the Second Quarter of 2026 TUPELO, Miss., July 28, 2026 (GLOBE NEWSWIRE) -- Renasant Corporation (NYSE: RNST) (the “Company”) today announced earnings results for the second quarter of 2026.
- 2026-07-09 Renasant Announces 2026 Second Quarter Webcast and Conference Call Information TUPELO, Miss., July 09, 2026 (GLOBE NEWSWIRE) -- Renasant Corporation (NYSE: RNST) (the “Company”) will announce 2026 second quarter results following the NYSE''s closing on Tuesday, July 28, 2026. The Company will hold executive management''s quarterly webcast and conference call with analysts on Wednesday, July 29, 2026, at 10:00 AM Eastern Time (9:00 AM Central Time).